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Page 1: 2015 Fall - Tailor-Made Mag€¦ · • CONTENTS FALL 2015 • Tailor-MadeTM Magazine A Wine Lovers Guide Spirits 4 The Lure of America’s Fishing Lodges More than € shing, these

Compliance Review

General Content Compliance Review»FALL 2015

Page 2: 2015 Fall - Tailor-Made Mag€¦ · • CONTENTS FALL 2015 • Tailor-MadeTM Magazine A Wine Lovers Guide Spirits 4 The Lure of America’s Fishing Lodges More than € shing, these

fall 2015

Page 3: 2015 Fall - Tailor-Made Mag€¦ · • CONTENTS FALL 2015 • Tailor-MadeTM Magazine A Wine Lovers Guide Spirits 4 The Lure of America’s Fishing Lodges More than € shing, these

WEALTHd e s i g n i n g

magazine

GOLF | TRAVEL | FOOD | PHILANTHROPY | HEALTH | INSPIRATION

A lifestyle publication created to uplift and inspire Fall 2015

Wine Lover’s Guide to Autumn Craft Beers

The Lure of America’s Fishing Lodges

Compliments ofAnderson Financial Group

This publication is sent to you compliments of Anderson Financial Group

Page 4: 2015 Fall - Tailor-Made Mag€¦ · • CONTENTS FALL 2015 • Tailor-MadeTM Magazine A Wine Lovers Guide Spirits 4 The Lure of America’s Fishing Lodges More than € shing, these

Tailor-Made™ Magazine

PUBLISHERTailor-Made™ Magazine

COPY EDITORSSandra Willis

Cathi Spratlen

WRITERSTom Kerr

Andrew Penner Caroline O’Connell Lisa Teresi Harris

Katie West

PUBLICATION DESIGNChristine Powers

Valerie ScafidiDave Borresen

PRODUCTION Angela Willis

Melinda GarlingtonJennifer Roller

ART DIRECTORChristine Powers

MARKETINGHeather Sloan

Elizabeth Scafidi

PHOTOGRAPHYAndrew Penner

Christine Powers

CONTACT [email protected]

866.280.3601

This publication is published and distributed regionally as a client communications resource. Recipients receive their copy complimentary. This is a personalized magazine used by pro-fessionals as a direct-mail piece to their clients and prospects. The information contained herein is offered on an “as-is” basis. Tailor- Made™ Magazine shall not be liable, regardless of the cause, for any errors, inaccuracies, omissions or other defects in, or untimeliness or unauthenticity of, the information contained within this magazine. Tailor-Made™ Magazine shall not be liable for any third-party claims or losses of any kind, including, but not limited to, lost profits and punitive or consequential damages. Tailor-Made™ Magazine does not warrant or guarantee the timeliness, accuracy or completeness of the information contained herein. Additionally, there are no represen-tations or warranties made as to the results obtained from the use of this information. ©2015 Tailor-Made™ Magazine. All rights reserved. No part of this magazine may be reproduced, in whole or in part, without permission of the publisher. Send requests to:

Tailor-Made™ Magazine 6775 SW 111th Ave. Suite 10

Beaverton, OR 97008

QUARTERLYUPDATE

COMPLIMENTS OFAnderson Financial Group

Dear Client,

As you know fall is a perfect time for financial housekeeping. It’s important to take a close look at what’s happening so that potential investment and/or tax savings opportunities are not overlooked.

Below are a few questions to jumpstart your thinking:

• Is it possible to increase your monthly retirement or college savings contributions?• Does it make sense to make a lump sum investment before the end of the year?• Would it be wise to refinance or invest in a rental or vacation property?• Does your business need any equipment upgrades?• Is your business protected by key man and/or business overhead expense insurance?• Have your life and disability policies kept pace with lifestyle and income changes this

year?• Do you need to execute some gifting strategies prior to year-end?

We are now scheduling financial reviews. Please contact us to discuss these and otherquestions, designed to optimize your financial outcomes.

Remember, financial wellness requires constant attention and dedication. As your trusted financial advisor, we welcome the opportunity to guide your decisions every step of the way.

Sincerely,

Paul AndersonAnderson Financial Group

P.S. If you’re not yet a client, it’s no problem. Schedule a financial review to explore your financial possibilities!

Paul Anderson provided the letter written on this page. Other articles and content contained within this publication are provided by and published through Tailor-Made Magazine.

Page 5: 2015 Fall - Tailor-Made Mag€¦ · • CONTENTS FALL 2015 • Tailor-MadeTM Magazine A Wine Lovers Guide Spirits 4 The Lure of America’s Fishing Lodges More than € shing, these

-------------------------------------------------------------------------------------------------------------------------------------

I RE

AD

ING

8 Reading Partners: ImprovingLives One Book at a Time Reading with young minds todayenhances their success tomorrow.

7 Holiday Gift IdeasIt’s already time to start your holiday stressing…er, shopping.

Inspiration

Technology

13 Three Tips for a Healthier,Safer AutumnWet roads, slippery autumn leaves, earlier darkness...What could possibly go wrong?

14 A Wine Lovers Guideto Autumn Craft BeersUse your wine expertise to pair your favorite dishes with craft brews.

18 Self-Healing ConcreteFrom innovation comes peace of mind.

Sudoku Puzzle p.12

12 Eve’s Apple CakeThis easy-make cake is a delicious way to eat your apple a day.

D E PA R T M E N T S

• T R AV E L 4

• B O O K R E V I E W 7

• P H I L A N T H R O P Y 8

• G O L F 10

• F O O D 12

• H E A LT H 13

• W I N E & S P I R I T S 14

• I N S P I R AT I O N 16

• T E C H N O L O G Y 18

7 9 4 3 5 1 8 6 2

8 6 5 7 4 2 1 3 9

2 1 3 9 6 8 4 7 5

6 8 7 5 3 4 9 2 1

3 4 2 1 7 9 6 5 8

1 5 9 8 2 6 3 4 7

4 2 8 6 9 7 5 1 3

5 7 1 4 8 3 2 9 6

9 3 6 2 1 5 7 8 4

4 9 2 6 4 7

6 8 5 3

8 4 1 9 5 8

7 3 5 6

1 8

2 8 9 7 3

8 3 5 7 9 1 3

2 9 4 7 1 3 2 6»

Wine & Spirits

HealthTravel

Book Review

Philanthropy

Golf

Food

10 Golf and Gambling in Las VegasWhere the high rollers go to play a round or two and gamble their way through each hole.

16 Shana Verstegen,a.k.a. “Lumber Jill” Shana leverages her high-pro  le championship status to advocate for people with Huntington’s Disease.

Tailor-MadeTM Magazine• CONTENTS FALL 2015 •

»

A Wine Lovers Guide

Use your wine expertise to pair your favorite dishes with craft brews.

Spirits

4 The Lure ofAmerica’s Fishing LodgesMore than   shing, these resorts offer opportunities to experience the beauty of the great outdoors.

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Tailor-MadeTM Magazine | FALL 20154

the native waterfowl. Four of the rooms in the newly built

wing offer Jacuzzis for a luxe experience at this not-so-rustic

lodge. The cuisine celebrates time-honored authentic Loui-

siana Cajun Creole recipes, and overnight packages include

a variety of complimentary liquors, beers, and wines.

GeorgiaSouthern hospitality delivered with rustic charm is standard

fare at the Cabin Bluff (cabinbluff.com). Its waterfront set-

ting overlooks vast tidal marshes adjacent to Cumberland

Island’s famed national seashore. The Cumberland River is

home to an extensive list of native fi sh and Cabin Bluff of-

fers guided excursions along the Intercoastal Waterway and

the many estuaries near Cumberland Island. Catch sea trout,

sheepshead, red drum, and many other inshore species or

spend the day on an offshore fi shing charter.

Cabin Bluff will

either clean and

pack your catch

to take home

and enjoy or pre-

pare it for your

breakfast during

your stay. If fi sh-

ing is not enough

recreation, there

are also tennis

and bocce ball

courts, a lap pool, and scenic boat rides, as well as nature

trails for biking and jogging. The kayaking is fantastic on

the Cumberland River and its tributaries; take a trip with a

master guide to observe ospreys, pelicans, wood storks, and

breaching rays and dolphins.

Travel

Fish aren’t the only ones who take the bait when it

comes to autumn on the water. Sport fi shing – both

in freshwater and saltwater – is a favorite fall pastime,

and a gone fi shin’ day can transform into a full-fl edged vaca-

tion if you visit one of the many fi shing lodges across the

United States. Here is an overview of outstanding fi shing

lodge destinations in fi ve different states.

LouisianaNothing compares to the Grosse Savanne Waterfowl and

Wildlife Lodge (grossesavanne.com) in the Sportsman’s Para-

dise State for a true taste of Louisiana fi shing. Situated in the

southwest corner of Louisiana, Grosse Savanne is bordered

by the fi nest saltwater lake in the state, and there is also a

70-acre lake within walking distance of the lodge stocked

with largemouth bass. Miller’s Lake is only 30 minutes away

and boasts near-

ly 500 acres,

seven miles

of canals, and

winding trails

through marsh

fl ats that are

more than three

feet deep.

Those who fi sh

e x a g g e r a t e ,

but referring

to Grosse Savanne as a lodge takes hyperbole to the other

end as it is grand in both scale and features. The great room

has a magnifi cent fi replace and plush furnishings for gather-

ings. Down-south screened-in porches and a bird tower high

above the marsh are perfect for enjoying the sunsets and

the native waterfowl. Four of the rooms in the newly built

wing offer Jacuzzis for a luxe experience at this not-so-rustic

lodge. The cuisine celebrates time-honored authentic Loui-

siana Cajun Creole recipes, and overnight packages include

a variety of complimentary liquors, beers, and wines.

Southern hospitality delivered with rustic charm is standard

fare at the Cabin Bluff (cabinbluff.com). Its waterfront set-

ting overlooks vast tidal marshes adjacent to Cumberland

Island’s famed national seashore. The Cumberland River is

home to an extensive list of native fi sh and Cabin Bluff of-

fers guided excursions along the Intercoastal Waterway and

the many estuaries near Cumberland Island. Catch sea trout,

sheepshead, red drum, and many other inshore species or

spend the day on an offshore fi shing charter.

courts, a lap pool, and scenic boat rides, as well as nature

trails for biking and jogging. The kayaking is fantastic on

the Cumberland River and its tributaries; take a trip with a

master guide to observe ospreys, pelicans, wood storks, and

breaching rays and dolphins.

ish aren’t the only ones who take the bait when it

comes to autumn on the water. Sport fi shing – both

in freshwater and saltwater – is a favorite fall pastime,

tion if you visit one of the many fi shing lodges across the

United States. Here is an overview of outstanding fi shing

Nothing compares to the Grosse Savanne Waterfowl and

dise State for a true taste of Louisiana fi shing. Situated in the

southwest corner of Louisiana, Grosse Savanne is bordered

by the fi nest saltwater lake in the state, and there is also a

70-acre lake within walking distance of the lodge stocked

with largemouth bass. Miller’s Lake is only 30 minutes away

to Grosse Savanne as a lodge takes hyperbole to the other

end as it is grand in both scale and features. The great room

ings. Down-south screened-in porches and a bird tower high

above the marsh are perfect for enjoying the sunsets and

The Lure of America’s Fishing Lodges

by ToToT m Kerr

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FALL 2015 | Tailor-MadeTM Magazine 5

OregonHead to the great Northwest and check-in to Morrison’s

Rogue River Lodge (morrisonslodge.com) on the gorgeous

Rogue River in southern Oregon. Morrison’s lodging options

range from cabins to suites, either along the Rogue River or

Taylor Creek. Dining options include hearty country break-

fasts, delicious packed lunches for the river, special evening

hors d’oeuvres, and 4-course gourmet dinners.

The Rogue is famous for its steelhead fi shing, but the Coho

salmon run from late October into early November and it’s

sometimes possible to fi sh for salmon and steelhead at the

same time. Fishing packages of one to fi ve days can be ar-

ranged, with single-handed or two-handed fl y rods, and there

is also an all-inclusive 3-day school where you can learn

to target steelhead and salmon. If you want a break from

fi shing, Morrison’s whitewater rafting trips are also a big hit

with guests.

MontanaEntering Montana more than 150 miles downstream from

its Wyoming headwaters, the Bighorn River – referred to by

locals as “The Horn” – fl ows into Bighorn Lake, formed by

the Yellowtail Dam. The Horn is one of America’s premier

trout streams, and Forrester’s Bighorn River Resort (forrest-

ersbighorn.com) claims to have the best access to its premier

fi shing spots. The river is a treasure trove of trout, and recent

audits confi rm that there are approximately 7,500 trout per

mile in its pristine waters. Many of them measure between

18 and 22 inches, and Forrester’s employs Orvis-endorsed

guides to help you snag some bragging rights.

the Yellowtail Dam. The Horn is one of America’s premier

trout streams, and Forrester’s Bighorn River Resort (forrest-

ersbighorn.com) claims to have the best access to its premier

fi shing spots. The river is a treasure trove of trout, and recent

audits confi rm that there are approximately 7,500 trout per

mile in its pristine waters. Many of them measure between

18 and 22 inches, and Forrester’s employs Orvis-endorsed

guides to help you snag some bragging rights.

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Tailor-MadeTM Magazine | FALL 20156

fi shing school too, so fi shermen of every level can have an

experience tailored to their wishes. The fl y-fi shing resort

features more than two dozen newly-renovated, modern log

cabins, fi ne dining in the River Run Restaurant, and refresh-

ments at the Trout Skellar Pub.

West Branch Resort also hosts weddings and receptions

for up to 220 guests, complete with banquet rooms, an

80-foot covered deck with breathtaking views, and a custom-

designed menu by their resident Executive Chef.

From coast to coast, America offers a variety of fi shing

adventures. Get out there, throw your line in, and enjoy a

relaxing day gone fi shin’. •

If you want to saddle up for the full Montana cultural experi-

ence, take a trip that combines fi shing for tail-water browns

and rainbows on the Bighorn with packing by horseback to

remote outpost camps within the Cloud Peak Wilderness area.

New YorkThose who live in the metropolitan Northeast can also get

away from it all, by heading out to the West Branch Angler

Resort (westbranchresort.com) in beautiful Hancock. That

area of the state along the Delaware River is known as the

Gateway to the Catskills, and the property offers wonderful

mountain scenery on a 300-acre tract along a two-mile pri-

vate section of the West Branch of the river.

You’ll have your pick of fi shing spots: from the West Branch,

considered by many to be the East Coast’s fi nest wild trout

fi shery; to the East Branch with its renowned autumn trout

fi shing; or the Upper Delaware which is famous for huge

rainbows and browns. Certifi ed guides are available and a

fi shing school too, so fi shermen of every level can have an

experience tailored to their wishes. The fl y-fi shing resort

features more than two dozen newly-renovated, modern log

cabins, fi ne dining in the River Run Restaurant, and refresh-

ments at the Trout Skellar Pub.

West Branch Resort also hosts weddings and receptions

for up to 220 guests, complete with banquet rooms, an

80-foot covered deck with breathtaking views, and a custom-

designed menu by their resident Executive Chef.

From coast to coast, America offers a variety of fi shing

adventures. Get out there, throw your line in, and enjoy a

relaxing day gone fi shin’.

ence, take a trip that combines fi shing for tail-water browns

and rainbows on the Bighorn with packing by horseback to

Those who live in the metropolitan Northeast can also get

away from it all, by heading out to the West Branch Angler

Resort (westbranchresort.com) in beautiful Hancock. That

area of the state along the Delaware River is known as the

Gateway to the Catskills, and the property offers wonderful

You’ll have your pick of fi shing spots: from the West Branch,

considered by many to be the East Coast’s fi nest wild trout

fi shery; to the East Branch with its renowned autumn trout

fi shing; or the Upper Delaware which is famous for huge

rainbows and browns. Certifi ed guides are available and a

GONEFISHING

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FALL 2015 | Tailor-MadeTM Magazine 7

It’s already time to start your holiday stressing…er, shopping. Illustrated books are

a good choice for people who are diffi cult to shop for or claim to have everything

they need. Two new offerings are Portrait of a Nation, a great all-purpose gift, and

Style Forever, a guaranteed hit for the women on your list.

In November, the National Portrait Gallery is releasing Portrait of a Nation: Men

and Women Who Have Shaped America. This second edition features 150 works of

various mediums that showcase leading individuals who made an impression on our

society. The subjects range from Abraham Lincoln to Jimi Hendrix to Michael Jordan.

Alongside each portrait is a description of the person’s legacy and the

circumstances surrounding the creation of the portrait, brought together with a

timeline to fi x the piece at a particular point in history. Here is an excerpt from

Benjamin Franklin’s page:

Benjamin Franklin, in his day the most famous American in the world…[was]

unanimously elected to represent Pennsylvania at the Second Continental

Congress. Behind him was a lifetime of achievement…as an inventor and

scientist. Ahead were his roles as a signer of the Declaration of Independence

and as a member of the Constitutional Convention of 1787. In between was

his triumph as a diplomat in France, where this portrait [by Joseph Duplessis]

was ordered by Madame Brillon de Jouy…In 2013, this portrait was selected as

the basis for Franklin’s engraved image on the redesigned hundred-dollar bill.

If you ever fi nd yourself in Washington, D.C., be sure to check out these works of

art and others at the National Portrait Gallery — admission is free.

STYLE FOREVER: The Grown-Up Guide to Looking Fabulous is a tribute to Generation FAB (women aged “Fifty

And Beyond”). Author Alyson Walsh is British, so many of the profi les and quotes are drawn from fashion

experts in the United Kingdom. Walsh shares the advice of style icons, like Iris Apfel

and Linda Rodin, and intersperses advice on looking your best at every age and on

any budget (though many of the suggestions are pricey). Here are some examples:

Elements of Style. As any FABster knows, paying attention to the cut and curve of

your clothes and the details, pays off in the long run.

Sunglass Tips. Don’t wear wraparounds, ever. Make sure sunglasses fi t properly and

are proportional to your face size. If you’ve paid designer prices, try not to sit on them.

The Casual Glamourpuss. Reliable everyday basics are the building blocks of the

Casual Glamourpuss’s wardrobe—a simple tunic dress, a favorite pair of jeans, a

cashmere sweater…Adding a little bling to the basics is the key to achieving low-key

style with an elegant twist.

What I’ve Learnt About Beauty. Take a bit more time getting ready. It’s worth paying for a decent haircut.

Get brows shaped and tinted by a professional. If all else fails dim the switches.

Style Forever is an entertaining, fast read chock full of advice together with ninety color drawings: the perfect

book for the fabulous woman in your life. •

Book Review

7 FALL 2015 | Tailor-MadeTM Magazine

by Caroline O’Connell

HOLIDAY GIFT IDEASFor Everyone on Your List

Alongside each portrait is a description of the person’s legacy and the

Selection of Portraits

Subject Artist

Abraham Lincoln Alexander Gardner

Mary Cassatt Edgar Degas

Ernest Hemingway Man Ray

Leonard Bernstein Irving Penn

Malcolm X Henri Cartier Bresson

John F. Kennedy Elaine de Kooning

Jimi Hendrix Linda McCartney

Marilyn Monroe Andy Warhol

Richard Nixon Norman Rockwell

Michael Jordan Annie Leibovitz

art and others at the National Portrait Gallery — admission is free.

Selection Selection Selection ofof Portraits Portraits Portraits Portraitsofof Portraitsofof

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Tailor-MadeTM Magazine | FALL 20158

Reading Partners is a nonprofit organi-

zation devoted to helping kids in low-

income areas catch up on their reading

skills through personalized tutoring

programs. The results are impressive:

During the 2013-2014 school year,

almost 90 percent of the students

enrolled in Reading Partners programs

increased their literacy by a whopping

88 percent.

Nationally, 8.7 million low-income stu-

dents in kindergarten through 5th

grade are not proficient in reading –

more than the population of Virginia.

If students do not receive effective

intervention by 2nd grade, they are

less likely to ever become grade-level

readers; but with proper literacy inter-

vention in the early grades, children

can meet and even surpass grade level

expectations.

Reading Partners’ students are as-

sessed at the time of enrollment in

the program and placed at the ap-

propriate starting place in the curricu-

lum sequence. In one-on-one reading

instruction [Elementary school stu-

dents reading below grade level prac-

tice key reading comprehension skills

and develop their vocabularies]. Be-

ginning readers learn phonics, while

more advanced students work on flu-

ency and comprehension and practice

writing about what they read.

The material reflects a broad diver-

sity of cultures, so students can iden-

tify with their own backgrounds while

also expanding their world view by

by Tom Kerr

Philanthropy

READING PARTNERS:

IMPROVING LIVES

1 BOOK AT A TIME

I RE

AD

ING

by ToToT m Kerr

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FALL 2015 | Tailor-MadeTM Magazine 9

vicariously experiencing new people

and cultures. The goal is not just to

impart advanced reading skills to stu-

dents, but to give them practical tools

and the support to succeed in school

and beyond.

Part of that strategy is to encourage

reading at home, but many of the

children Reading Part-

ners serves do not own

books and may not be

able to afford them. To

alleviate that obstacle,

the organization gives

books away so students

can begin to build their own

family libraries. Of course, giving a

child a book has the fringe benefit of

the multiplier effect, since that book

will be passed around and shared with

siblings and friends.

Reading Partners’ instruction is also

aligned to meet or exceed the standards

set by state education systems, such

as Common Core State Standards, and

the best practices in reading instruc-

tion are followed to promote a mastery

of the material and academic success.

Over the next decade, Reading Part-

ners plans to continue to scale and

improve its programs for more measur-

able impact across a greater number

of school districts, with a view toward

replicating the initiatives to ultimately

reach the as many as nine

million students whose

reading abilities have fall-

en below grade

level.

Reading Partners engages a large

network of volunteers to help tutor

children in reading skills and current-

ly operates its programs in 10 states

across the USA. To learn more, visit

the official Reading Partners website

(readingpartners.org). •

FALL 2015 | Tailor-MadeTM Magazine

can begin to build their own

level.

Our mission is to help children become lifelong readers by empowering communities to provide individual-ized instruction with measur-able results.

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Tailor-MadeTM Magazine | FALL 201510

Golf

First the truth: I’m not much of a gambler. Texas hold ‘em? I’d just as soon fold ‘em...like before I’m even dealt. Chase the ace? No thanks. I’d rather chase a golf ball. However, on a

recent golf junket to Las Vegas I decided to throw caution to the wind and wager a few greenbacks on my game. You know, when in Rome....

Of course, in Vegas, golf and gambling go together like cake and ice cream. Every shot, to some degree (and this holds true regardless of

where you’re playing) is like rolling the dice. If you play the game, you know it all too well.

Unquestionably, many of the high-rollers who visit Vegas in search of a big payday need a little time away from the tables to catch their breath. Or stretch their legs. Or call their accountants. Golf, it seems, offers the perfect respite. Of course, many of them keep the gambling tactics going when “working” their opponents on the course. More on that later.

There are over 50 courses in this sun-blasted corridor of cards and craziness. Courses range from decent, affordable tracks like the Boulder City Golf Club to over-the-top, high-roller enclaves like the legendary

Shadow Creek. Similar to other pastimes in “Lost Wages,” you’ll have no trouble picking your poison.

As luck would have it, my itinerary included some of the fi nest fairways in this fairy tale land – yes, golf writers have it good. Thankfully, given my penchant for the pillow instead of the poker room, I even got a bit of sleep before I pegged it up. And that, especially at Shadow Creek, which is one of the toughest tracks in Vegas, paved the way for my

big pay-off.

Before the grand fi nale at Shadow Creek, how-ever, I tested the water (hazards) at a few other notable courses in the region. Lake Las Vegas Resort, which boasts the only Jack Nicklaus Sig-nature Course in Nevada, is home to the Refl ection Bay Golf Course. Routed around a 320-acre lake in Henderson, the layout is both beauty and beast. Numerous holes skirt the lake and this is, unques-

tionably, one of the premier places to play golf in Las Vegas. It was defi nitely a memorable place to start my golf-a-thon.

Parading through rock- and cacti-peppered hills near Boulder City, Cascata is an-other one of the region’s heavy hitters. It’s an upscale oasis that features a drama-fi lled Rees Jones design as its centerpiece. With nearly every hole an uphill or downhill challenge, the critics – and there certainly are a few – have some solid ground to stand on. Indeed, higher handicap players who

don’t possess a strong, high-fl ying game will certainly have their hands full here.

However, the away-from-it-all aura (the course is located in a remote desert area) and the “cascata” (it means “waterfall” in Italian) effect yields a highly memorable experience. Eye-popping cascades careen along many of the lush fairways and even charge through the castle-like clubhouse. In fact, the clubhouse here might be the most interesting and impressive I’ve ever seen (and I’ve seen a fair few). Like Shadow Creek, a caddy, who will be extremely valuable when

big pay-off.

Before the grand fi nale at Shadow Creek, how-ever, I tested the water (hazards) at a few other notable courses in the region. Lake Las Vegas Resort, which boasts the only Jack Nicklaus Sig-nature Course in Nevada, is home to the Refl ection Bay Golf Course. Routed around a 320-acre lake in Henderson, the layout is both beauty and beast. Numerous holes skirt the lake and this is, unques-

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FALL 2015 | Tailor-MadeTM Magazine 11

Another place you may encounter celebrities is Shadow Creek. Opened in 1989 with, rumor has it, an unlimited budget, Shad-ow Creek is a dreamy desert oasis that exceeds on every level. Sculpted over what was originally a fl at, dry-as-a-bone patch of dirt, Shadow Creek is now an amazing South Carolina-like course of incredible beauty. Holes, many of which cost a million dollars each to create, meander through pretty pines and serve up some of the most compelling visuals in golf. It is, unquestionably, my favorite course in the city.

Of course given its status, a round at Shadow Creek – it’s a true high-roller retreat – is not an easy ticket to get. Although access is now much easier to attain, it comes with a cost. The $500 green fee is one of the steepest in the world. And you MUST stay at an MGM property to play. However, if you can swing it, the limo ride from your hotel (included in the price) affords a bucket-list golf experience that you’ll never forget.

The tough-as-nails Tom Fazio design has no weak holes and “wows” at every turn. The layout is so strong that (in a limited-edition coffee table book that is presented to a smattering of esteemed guests) EVERY hole is touted as a favourite by at least one of the many stars and celebri-ties who have visited over the years.

On my fi nal round – why not save the best for last? – I was paired with a big-time “player” from the Midwest. On the 17th – a diaboli-cal par-3 that requires pinpoint accuracy to a small green over a pond – the “whale” (it’s a term used to describe gamblers of the greatest standards!) issued a friendly wager my way. “A hundred bucks if you get it inside ten feet,” he quipped. “Ten bucks to me if you don’t.” He obviously realized my wallet couldn’t take much abuse. “You’re on,” I replied. I clenched my teeth and picked it clean. My ball took a wicked slope at the back of the green and rolled to eight feet from the cup. Chalk it up to beginner’s luck, I guess. Or something like that. •

it comes to reading the undu-lating greens, is mandatory for every group. Green fees at Cascata are a hefty $350 in high season. Hopefully you do well at the tables!

If you don’t want to stray too far from those tables, Bali Hai – one of two courses owned by Walter’s Golf – is your ticket. The course is located right on the strip and serves up a unique South Pacifi c inspired experience that’s heavy on white-sand bunkers, palm trees, and pristine ponds.

The other course owned by Walter’s Golf couldn’t be more different. Royal Links, which is located twenty-fi ve minutes due east of the strip, features 18 replica holes from famous British Open courses. The rough and ragged look, the pot bunkers, and the exceptional shaping provide a unique and rewarding golf experience that purists of the game will appreciate. The course plays fi rm and fast and, if you’re familiar with links golf and enjoy its quirky virtues, you owe it to yourself to try out Royal Links. You won’t be disappointed.

For any true golf fan, it’s always enjoyable when you get to rub shoul-ders with the stars of the game. At the Rio Secco Golf Course, one of a handful of outstanding facilities just south of the strip in Hen-derson, I had a chance encounter with the best left-handed player in history: golf guru Butch Harmon is based at Rio Secco and one of his most notable students is Phil Mickelson. As I was leaving Rio Secco, Mickelson was arriving for a tune-up with Harmon. Although in “work mode,” Mickelson made time for a few autographs before his session. In Vegas you just never know who you’re going to bump into!

Andrew Penner is a golf writer and photographer based in Calgary, Alberta, Canada. You can follow him at

www.facebook.com/andrewpennerphotography.

from your hotel (included in the price) affords a bucket-list golf

Another place you may encounter celebrities is Shadow Creek. Opened in 1989 with, rumor has it, an unlimited budget, Shad-ow Creek is a dreamy desert oasis that exceeds on every level. Sculpted over what was originally a fl at, dry-as-a-bone patch of dirt, Shadow Creek is now an amazing South Carolina-like course of incredible beauty. Holes, many of which cost a million dollars each to create, meander through pretty pines and serve up some of the most compelling visuals in golf. It is, unquestionably, my favorite course in the city.

Of course given its status, a round at Shadow Creek – it’s a true high-roller retreat – is not an easy ticket to get. Although access is now much easier to attain, it comes with a cost. The $500 green fee is one of the steepest in the world. And you MUST stay at an MGM property to play. However, if you can swing it, the limo ride from your hotel (included in the price) affords a bucket-list golf experience that you’ll never forget.

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Tailor-MadeTM Magazine | FALL 201512

Preheat the oven to 350 degrees. Lightly grease a 9 x 13-inch pan with shortening.

Prepare the BatterIn a large bowl, whisk together the flour, sugar, baking soda, salt, and cinnamon. In another bowl, place the oil, eggs, apples, nuts, and rai-sins; mix lightly. Mix the dry ingredients with the wet using a large wooden spoon, only enough to moisten. Lightly spread the batter evenly into the prepared pan.

To BakeBake in a fully preheated oven for 1 hour, until slightly firm to the touch. Serve warm or at room temperature. •................................................

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For more of Karol Redfern Hamper’s recipes, preview her book, A Romance with Baking, available online at Amazon.com.

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FALL 2015 | Tailor-MadeTM Magazine 13

................................................

by Katie West

Health

Three Tips for a Healthier, Safer Autumn

As the leaves turn and autumn bursts into

glorious color, consider these expert recom-

mendations to keep your family safe this fall.

#1 Don’t Trust the Weather

Consider this rather unusual tidbit: More boating accidents occur during the summertime, which makes perfect sense, but the Coast Guard reports more boating fatalities in au-tumn. This occurs because of unusual weather patterns that create hazards which lead to accidents, and the colder wa-ter temperatures induce hypothermia in boaters unfortunate enough to go overboard.

Fall weather can be dangerously deceptive: hot and muggy when you head out for an adventure and bracingly cold and wet before you know it. When autumn ushers in high winds, leaves fall, as well as tree limbs and temperatures. To pre-pare for inevitable shifts in the weather, always dress in layers and carry one of those tiny, lightweight “space blan-kets.” Not only will you avoid catching a miserable cold, you will be ready if the weather changes from sunny and fun to deadly serious on short notice.

#2 Home Maintenance When

You Reset Your Clocks

When you “fall back” and reset your clocks for Daylight Sav-ings Time, use that as a reminder to check your smoke alarm and carbon monoxide detector batteries, as well as your emergency storm supplies. The chances of having your home knocked off the grid rise as the mercury falls, so don’t wait until an emergency happens to prepare for it.

To keep your home cozy warm over the coming months, your heating system must be in top-notch shape. However, most Americans wait to call the heating contractor company after freezing temperatures arrive. By then, it takes longer to book a service appointment – which means it takes longer to get warm each morning. Have furnaces and pumps checked now, not later, and the same goes for having a professional chim-ney sweep clean out chimneys and stove pipes attached to fireplaces and woodstoves.

#3 Adjust Your Driving for the Seasonal Shift

Wet leaves can make pavement as slippery as ice, and on cold days and nights shady areas on roads can conceal black ice. Drive with extra caution to avoid a skid and ensure that you and your family get home safe and sound. Your vision can be unexpectedly obscured in autumn due to a quickly de-scending fog or drifting smoke from burning piles of leaves and yard debris in people’s yards.

This might require you to be a bit more vigilant than usual and keep a little extra distance between you and the vehicle ahead in case you need to brake abruptly. Drivers should be on high alert for deer, too, particularly around sunset and after dark, because if one jumps in front of your car it can result in a lethal accident. If you are traveling on a rural road with no other traffic, use your high-beams to alert deer to your presence and to spot them before they surprise you.

Autumn brings different safety concerns to the forefront, but the bottom-line is: Be careful. Stay safe. And bundle up be-fore you enjoy the leaf display. •

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Tailor-MadeTM Magazine | FALL 201514

Over the past few years, brewing beer in small batches has moved from hobby status to the mainstream. For-tunately for beer drinkers, the transition to prominence

was made without compromising an adherence to the philosophy that less-is-more and craft-trumps-commercialism. Craft beer, like the craftsmen who brew it, still has its vivid personality intact – and is an ideal pour at meals and get-togethers.

For the millions of consumers who have spent the past decade brushing up on wine knowledge and terminology, how do they now shift to mastering the malt and barley that came hopping along? The good news is you can leverage your hard-earned wine savvy to choose craft beers like a pro. All you have to do is understand which brews roughly correlate to the wines you drink, in terms of taste and character, enabling you to quickly and confidently trans-late a wine pairing into a successful craft beer pairing.

For instance, chardonnay is one of the simpler wines for people to pair because it has a distinct, easy-to-identify taste profile: crisp, light, fresh, and with a combination of sweetness and citric-like tartness. Often, whatever foods work nicely with chardonnay can also be successfully balanced by a similarly crisp wine, Sauvi-gnon Blanc. Both are great choices for serving with lighter fare like chicken, lobster, or sole. Craft beer alternatives that work well are British-style bitter ales, India Pale Ales, or red ales. A clas-sic Pilsner – with its golden color that is on the same end of the color spectrum as a chardonnay – is a very adaptable beer that will also work with light dishes like salmon, salads, vegetarian spring rolls, or sushi.

Brown ales, porters, and stouts – rich, dark craft brews with a heavier, creamier body that belong in the same family as Guinness beer – are more equivalent to a big, fat red. Serve these in the same situations that call for Cabernet Sauvignon or Burgundy. These strong, chocolaty beers taste right at home with a grilled streak, rack of lamb, or gamey mushroom sauce. A stout with a dry, smoky flavor – which some of the Irish style stouts boast – will also pair beautifully with oysters – either fried, roasted over an open fire, or eaten raw to savor their briny sweetness.

A traditional holi-day pudding, with lots of figs, rai-sins, dates, and plums, is beautifully balanced by strong, Belgian-style, dark ales. This and other fruit-infused, jammy, floral brews tend to pair well with sweeter foods, and they may have the right palette to balance out spicy dishes, too. Foods you might enjoy alongside a bottle of Pinot Noir, like roasted duck, squash soap, glazed ham,

Brown ales, porters, and stouts – rich, dark craft brews with a heavier, creamier body that belong in the same family as Guinness beer – are more equivalent to a big, fat red. Serve these in the same situations that call for Cabernet Sauvignon or Burgundy. These strong, chocolaty beers taste right at home with a grilled streak, rack of lamb, or gamey mushroom sauce. A stout with a dry, smoky flavor – which some of the Irish style stouts boast – will also pair beautifully with oysters – either fried, roasted over an open fire, or eaten raw to savor their briny sweetness.

A traditional holi-day pudding, with lots of figs, rai-sins, dates, and plums, is beautifully balanced by strong, Belgian-style, dark ales. This and other fruit-infused, jammy, floral brews tend to pair well with sweeter foods, and they may have the right palette to balance out spicy dishes, too. Foods you might enjoy alongside a bottle of Pinot Noir, like roasted duck, squash soap, glazed ham,

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CRAFT BEERp

by Tom Kerr

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FALL 2015 | Tailor-MadeTM Magazine 15

pasta, or pizza will taste delicious with wheat beers, lagers, fruity craft brews, or Lambic.

When seeking a champagne or sparkling wine alternative, try a Belgian beer or micro-brewed hard cider. Use the occasion as an opportunity to visit your local craft beer store to seek specific ad-vice about pairings and substitutions of craft beer for wine; it is a valuable resource and a good way to find out about small-batch brews that would otherwise fly under the radar. During fall, there are many seasonal brews – pumpkin, blueberry, and cranberry beers, for instance – you may not discover unless you consult a local craft beer distributor.

Another thing to be aware of when selecting a craft brew is that many brew masters strive for a particular flavor, body, and pres-ence. These attributes can set a beer apart in a crowded market-place. But beware the attention-getter: it has the potential to over-whelm the dishes you serve. When creating pairings with beer, as with wine, one of the most important rules is to match the intensity of the beverage with that of the food. To know which beers are timid and which ones have the biggest egos, there is no better re-source than your local beer shop expert. Otherwise, it’s like seating an extrovert next to a shy wallflower – one will dominate while the other will barely be noticed.

When buying from a craft beer shop you have the option to mix and match, which solves the pairing dilemma you may encounter when serving a multi-course feast that brings a wide diversity of flavors to the table all at once. Just as a red wine may be ideal for the main course, but a white wine is needed to serve beforehand with snacks and a port for after to complement the dessert, you’ll probably want to serve more than one flavor and style of beer. Buy a mixed case, use small glasses like those you might put out for guests when serv-ing fresh-squeezed juice at brunch, and let your guests enjoy sampling flights. You’ll solve your pairing prob-lem and make the craft brew fans ex-tremely happy, especially if you throw in several bottles of hard to find, one-off brews that are here today, gone tomorrow.•

CRAFT BEER 101With so many to

choose from, shopping for craft beer can be confusing. To distinguish one type of beer

from another, use these

Helpful Identifi ers.

Styl esPilsner: Clean, simple, and golden.Brown: Earthy, slightly sweet.

Pale: Lighter colored and tinged with spice. IPA (India Pale Ale: Hoppy, slightly bitter.

Porter: Smooth, dark, and chocolaty.Stout: Strong, dark, and robust.

Origi nsAmerican: Hoppy flavor with citrus or woodsy accents.

German: Lager with malt and hops.

English: Pale ale, porters, and robust stouts.

Belgian: Fruity, spicy, or sour.

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Tailor-MadeTM Magazine | FALL 201516

“It sounds absolutely sil-ly, but it’s a serious sport,” says Shana Verstegen when asked to describe the origins of log rolling. She is a 4-time World Champion in the danger-ous and diffi cult lumber-jack competition. “They would put two or three men on a log in a river or pond, and let them roll it out,” she says. “The last person still standing on the log was the winner. And so the sport of log rolling was born.”

While it may sound like child’s play, log rolling is both strenuous and po-tentially dangerous. The activity has its roots in the logging industry along the rivers of North Amer-ica. One misstep while standing atop fast-moving wet logs weighing thousands of pounds apiece as they hurtled downstream on icy currents usually resulted in crushed or lost body parts or a particu-larly gnarly and gruesome death. As Verstegen explains, “Log rolling was a direct result of river driving. When they reached the sawmill and all the river drives were fi nished, the lumberjacks and logging camps would have contests to see who was the best axe man, sawyer, or river driver.”

The art of standing on a log and rolling it was perfected by 18th-century loggers as they drove the harvested logs downriver. After working a forest many miles from the

sawmill, the logs were dragged to the river-bank using teams of animals. Once the logs were in the water the transportation problem was solved, barring complications along the way. For instance, when logs got turned every-which-way, they would become jammed and form an unmov-able wedge. That’s when daring log rollers would walk onto them and use long spiked tools or “pikes” to separate them. Often-times these intrepid loggers – who sported nicknames like “river hogs, river rats, and catty-men” – also had to run along the tops of moving logs to change

position while attempting to dislodge timber jams. Some-times logs were chained together end-to-end, to form links, or booms, and boom running was also a valuable skill and a treacherous job.

The primary skills necessary to compete and survive are balance, agility, foot speed, power, and core strength; in addition to being physically demanding, the precarious nature of log rolling requires an uncommon fearlessness. Even those who are tough and agile enough might not make the grade if they lack the prerequisite traits of ex-traordinary courage or a crazy daredevil spirit.

Inspirationby Tom Kerr

16

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FALL 2015 | Tailor-MadeTM Magazine 17

Paradoxically, Verstegen got involved in this extreme sport as a way to bring more peace and stability to her life and help her face even more serious challenges at home. Her mother was diagnosed with Hun-tington’s disease when Verstegen was only fi ve years old. Early symptoms of Huntington’s disease may affect cognitive abil-ity or mobility and include depression, mood swings, clumsiness, and lack of co-ordination. As the disease progresses, concentration and short-term memory diminish and involuntary movements of the head, trunk, and limbs increase.

Over time, Verstegen’s mother needed more help to take care of herself, as basic functions like swallowing, walking, and talking deteriorated. Caregiving became a way of life for Verste-gen, even as a child. But her parents wanted to provide daily shelter from the stress and worry that was part of liv-ing with a loved one who was so sick. They also wanted to intentionally give her relief from her caregiver respon-sibilities and let her enjoy the carefree life of a child. So they encouraged her to select her favorite sports, and they signed her up for after-school classes and programs at the local YMCA in her hometown of Madison, Wisconsin.

“I was allowed two to three hours every day after school to just do sports and to be myself and to not think about my mom’s sickness,” Verstegen recalls. At age seven, she signed-up for the log rolling class, and discovered a life-long passion. “I got to go up north and compete and I just loved it!” she says. “From then on, log rolling became my all-time favorite sport.”

Verstegen became a professional “lumberjill” at age 17 and traveled the world for 15 years as a fi erce, determined competitor – winning four World Championships in log rolling while also becoming a 2-time boom running World Champion.

With the prominence and media exposure that came from being a top-rated lumberjack athlete, Verstegen gained a great deal of attention as a fi tness competitor, gymnast,

pole vaulter, competitive runner, and photo model. She has been featured on ESPN, CNN, the ABC Wide World of Sports, and in dozens of magazines and newspaper articles. In honor of her beloved mom, Verstegen lever-aged her high-profi le status and public platform to be a vocal activist who continually brings attention to the suf-fering of those with Huntington’s disease.

Since Huntington’s disease is a genetic disorder, Verstegen is aware she has a 50/50 chance of developing the disease. But she isn’t letting that stop her from living life to the fullest. A founding member of the Huntington’s Disease Society of America’s National Youth Alliance, she works as an American Council on Exercise (ACE) certifi ed personal trainer; was voted Coach of the Year 2002-2003 by Wes-leyan University; and was presented with a United Way Community Volunteer Award in 2008.

Most people with Huntington’s disease survive about 15 years. Her mother lived with it for twice that long before fi nally succumbing to its devastating effects. The grace, determination, and perseverance she showed has always been a source of inspiration for Verstegen – both in her sporting competitions and in her life as a mentor, coach,

teacher/trainer, and philanthropic spokesperson. •

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Tailor-MadeTM Magazine | FALL 20151818 Tailor-MadeTM Magazine | FALL 2015

The Biology of ConcreteThat’s why Dutch microbiologist Henk Jonkers has devoted so much of his research to fi guring out a way to easily repair concrete. Soon, his innovative idea – which he calls “bioconcrete”– may be implemented everywhere in the world as an ingenious solution to a centuries-old problem. Bioconcrete contains living microorganisms that are activated when cracks develop. To make bioconcrete, tiny plastic capsules, shells, or bubbles which contain the specially-selected bacteria are dispersed throughout the liquid mixture. Cal-cium lactate is also added to the mix, to feed the microorganisms. All the ingredients necessary to the repair process are built into the concrete, before it is loaded onto those big trucks and delivered to construction sites.

Problems Fix ThemselvesIf a fissure forms later, water seeping into the hard concrete will melt those imbedded plastic capsules, releasing the bacteria and triggering an organic process that awakens it from hibernation. The microorganisms spread out, feed on the calcium lactate, and the biochemical reaction creates limestone as a byproduct. The limestone then accumulates, effectively sealing the gap and pre-venting any more water leakage into the concrete. The crack is closed and the concrete is literally healed from within by lime-stone that was automatically produced. This inventive concept may prolong the lifespan of our structures and provide modern civilization with a longer shelf life. •

Technology

18

C oncrete is the most-used manmade material in the world. The average American home is constructed with more than 120,000 pounds of concrete, and the nation annu-

ally recycles 140 million tons of it. This makes concrete a highly sustainable, affordable, and valuable commodity. During China’s recent infrastructure boom, more concrete was used in a 3-year span, between 2011 and 2013, than the USA used in the entire 20th century.

Almost as Popular as WaterThe only substance consumed at a faster rate is water – which

is, of course, one of the essential ingredi-ents in the recipe for making concrete. Ironically, water is also an enemy of con-

crete: When moisture migrates into concrete, especially if it sub-

sequently freezes and ex-pands, the wedge

it forms can de-stroy structures.

When concrete crumbles, the

damage can wreak human trag-edy and economic havoc. All of those seemingly staunch

buildings and vital infrastructure projects can be severely threatened by weakened concrete. The costly repairs damaged concrete require is potentially an engi-neering nightmare, especially when the concrete in ques-tion supports a heavily trafficked bridge, is buried within the critical architecture of a skyscraper, or serves as a home’s foundation.

The Biology of ConcreteThe Biology of ConcreteThat’s why Dutch microbiologist Henk Jonkers has devoted so much of his research to fi guring out a way to easily repair concrete.

The only substance consumed at a faster rate is water – which is, of course, one of the essential ingredi-

ents in the recipe for making concrete. Ironically, water is also an enemy of con-

crete: When moisture migrates into concrete, especially if it sub-

sequently freezes and ex-pands, the wedge

it forms can de-stroy structures.

When concrete crumbles, the

damage can wreak human trag-edy and economic havoc. All of those seemingly staunch

buildings and vital infrastructure projects can be

Tailor-MadeTM Magazine | FALL 2015

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FALL 2015 | Tailor-MadeTM Magazine 19

Designed by architect Robert Mills, the Washington Monument is one of the iconic symbols of the United States Capitol. Plans for a national monument began in 1783 – while George Wash-ington was still president – and the simple but compelling structure is an enduring tribute to his bravery and fortitude, his military leadership, his political wisdom, and his humble statesman-ship. Regrettably, Washington never actually saw it, because construction was not fully com-plete until more than 100 years later.

• President Washington himself scrapped plans for the memorial, because he did not want to spend the public’s money during a time when the nation was facing economic challenges. In 1833, the Washing-ton National Monument Society, headed by Chief Justice John Marshall, was formed in order to raise private money to fund the project.

• Robert Mills’ original, winning design called for a temple-like pantheon with 30 stone columns and statues of Declaration of Independence signers and Revolutionary War heroes. A statue of Washington driving a horse-drawn chariot was to be placed at the entrance to the monument.

• Construction began in 1848, but in 1854 the Washington National Monument Society ran out of money and the project ground to a halt. In 1876, Congress resolved to complete the project and in 1884 the monument was fi nally fi nished, but further delays meant that it was not opened to the public until 1888.

• The originally designed series of columns at the base were abandoned in 1877 in order to remain true to classic Egyptian proportions. This also saved funds and accelerated the timeline.

• Constructed from marble, granite, and gneiss, the monument rises more than 555 feet above the Wash-ington Mall. Steel beams support the elevator shaft, but all of the structural elements of the Washing-ton Monument are stone. That makes the obelisk the tallest free-standing stone structure in the world.

• There are more than 36,000 stones in the monument, but they are not all the same color. The upper two-thirds of the structure is made of marble that came from a different quarry than what was used on the bottom of the monument. There is also a third type of marble visible at the dividing line between the two main phases of construction.

• The visible portion of the monument weighs more than 80,000 tons. Including the foundation, the weight tops out at more than 100,000 tons. Inside the ground fl oor lobby is a statue of George Wash-

ington and an elevator that takes visitors to the 500-foot-high observation deck, which offers views of three different areas: D.C., Maryland, and Virginia.

On August 23, 2011, the monument suffered structural damage from a 5.8-magnitude earthquake. Visitors were inside, but no one was seriously injured. The monument reopened in the spring of 2014, after a $15 million restoration project. •

....................Our Fun Facts section educates youon various fascinating, enjoyable, but otherwise useless facts.

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4 9 2 6 4 7

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Fun Facts: The Washington Monument

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WEALTHThis publication is sent to you compliments of Anderson Financial Group

Anderson Financial Group

1-800-745-29048967 South Pike St. Suite, B

Seattle, WA 98199

www.afg.com