2015 Calendar Annual Report Fiscal Year 2014

2015CALENDARANNUAL REPORT | FISCAL YEAR 2014

JanuaryFebruaryMarchApril

JuneJulyAugust

SeptemberOctoberNovemberDecember

May

205 S. Hays Street | Bel Air, MD 21014

Cecil County 410-398-3399 | Harford County 410-638-4434

www.HabitatSusq.org

HARFORD CECIL

OUR SERVICE AREAFAMILIES SERVEDNEW CONSTRUCTION 6

REHABILITATION 2

REPAIRS 40

TOTAL FAMILIES 48Fiscal Year 2014

Our MissionAs a reflection of God’s love and in partnership with the community, Habitat for Humanity Susquehanna seeks to create homeownership opportunities by building, renovating and repairing homes.

Our VisionHabitat for Humanity Susquehanna’s vision is to eliminate substandard housing in Cecil and Harford counties through action and advocacy.

FROM THE EXECUTIVE DIRECTORThis was a very good year at Habitat for Humanity Susquehanna. We served more families. We built more houses. We repaired more homes. We welcomed more volunteers. We participated fully in our Harford and Cecil communities, and we are grateful for the opportunity to do so.

But it wasn’t a good year everywhere. Coming out of the Great Recession, income inequality is up, job growth is weak, and homeownership rates are declining. Working families are stretched to the limit. Families need protection from income insecurity, eroding safety nets, and declining opportunity.

The local answer to these woes is our nonprofit, where hard work is rewarded, pennies are managed frugally, and family futures once again look bright. Habitat families work very hard to budget their funds, build good credit, and then work hundreds of hours in construction – just for the chance to pay a mortgage. In return, they receive a modest, energy efficient, long lasting home in which they build equity as they build their family’s future.

In the pages of this calendar, you will see some of the faces of volunteers, homeownership and repair families, and a thank you to each one of the many contributors that made it possible this past year. We know 2015 will be another good year, and we hope you will continue to be part of the Habitat family.

Thank you for your support,

FISCAL YEAR 2014

Board of DirectorsOFFICERSSteve Linkous, PresidentJoe Hurley, Vice PresidentRaymond “Chick” Hamm, Jr., TreasurerYvonne Roberson, Secretary

DIRECTORS Sarah Colenda Rich CottonCollen Ferg HelmlingerAnnette HaggrayTeresa HerbertBob JohnsonNichole KeysDiane LaneLinda McLeodMatt MullenBruce MillerPam RuffJohn SchabDanielle TinsleyKatie York

STAFFKaren Blandford, Executive DirectorCaroline AdolphDavid A. BurjaPhil EichensehrSteve FulkrodDebbie GemuendtAnne HottleTara HydeMegan Lally Michaelann MeehanKevin RaboldBill SchmidtCarol SuzdakAbrielle Willis

205 S. Hays Street | Bel Air, MD 21014 | Cecil County 410-398-3399 | Harford County 410-638-4434 | www.HabitatSusq.org

35.50% TRANSFER OF HOMES TO PARTNER FAMILIES & OTHER

26.69% GOVERNMENT GRANTS

13.17% IN-KIND GOODS & SERVICES

10.72% BUSINESSES & EVENTS

9.38% FOUNDATIONS,CHURCHES, & COMMUNITY GROUPS

4.54% INDIVIDUAL SUPPORT

70.99% BUILD & REPAIR PROGRAMS

13.81% FUNDRAISING

10.28% VOLUNTEER & FAMILY SERVICES

4.92% MANAGEMENT

INCOME

EXPENSES

Future

“I didn’t see any way out. I never thought that I could ever own a home. I am so thankful to Habitat for providing me with the opportunity to purchase a safe and stable home for my children.” Putasha Head, Habitat Homeowner

Habitat for Humanity Susquehanna breaks the cycle of generational poverty by helping families achieve their dream of homeownership. Last year, Habitat homeowners saved $464,017 over paying market rent. This allowed families to save for education, transportation, and retirement. Each homeowner also saw an increased net worth of $462 in just one year. With a hand-up from the community, the financial burden is lifted and Habitat Susquehanna homeowners can plan for a brighter future.

JANUARY2015Sunday Monday Tuesday Wednesday Thursday Fr iday Saturday

“For I know the plans I have for you, plans to prosper you and not to harm you, plans to give you hope and a future.”

Jeremiah 29:111 2 3

4 5 6 7 8 9 10

11 12 13 14 15 16 17

18 19 20 21 22 23 24

25 26 27 28 29 30 31


S M T W T F S

1 2 3 4 5 6 7

8 9 10 11 12 13 14

15 16 17 18 19 20 21

22 23 24 25 26 27 28

FEBRUARY 2015

S M T W T F S

1 2 3 4 5 6

7 8 9 10 11 12 13

14 15 16 17 18 19 20

21 22 23 24 25 26 27

28 29 30 31

DECEMBER 2014

New Year’s Day

HHS’s Offices Closed

Martin Luther King Jr. Day


Love

“Words cannot express my deepest heartfelt gratitude to each and every volunteer who worked to make my dream come true. I feel like I have been given the beautiful gift of a place to rest my head and put my heart.” Linda Holmes, Habitat Homeowner

Habitat for Humanity Susquehanna seeks to put God’s love into action by building homes, communities and hope. This year we served 48 families and, along the way, they discovered not only God’s love, but the community’s love as well.

FEBRUARY2015Sunday Monday Tuesday Wednesday Thursday Fr iday Saturday

1 2 3 4 5 6 7

8 9 10 11 12 13 14

15 16 17 18 19 20 21

22 23 24 25 26 27 28

S M T W T F S

1 2 3 4 5 6 7

8 9 10 11 12 13 14

15 16 17 18 19 20 21

22 23 24 25 26 27 28

29 30 31

MARCH 2015

S M T W T F S

1 2 3

4 5 6 7 8 9 10

11 12 13 14 15 16 17

18 19 20 21 22 23 24

25 26 27 28 29 30 31

JANUARY 2015

Groundhog Day

Chinese New Year Habitat on the Hill Habitat on the Hill Habitat on the Hill Valentine’s Day

President’s Day


Ash Wednesday


13th Annual Dream

Buliders’ Ball

Hope

“This has lifted such a huge burden from our family. It was impossible to keep up with the expenses of everyday life and a son in college. I was drowning in a sea of desperation when Habitat threw me a line and rescued me and gave us hope of living an affordable lifestyle.” Adrienne Brooks, Habitat Homeowner

In addition to actively constructing their own homes, partner families complete four financial education classes plus a first-time homebuyer course. This year, Habitat families spent over 226 hours in classes and performed over 3,250 hours in sweat equity. They work hard to change their course and improve their own lives.

MARCH2015Sunday Monday Tuesday Wednesday Thursday Fr iday Saturday

1 2 3 4 5 6 7

8 9 10 11 12 13 14

15 16 17 18 19 20 21

22 23 24 25 26 27 28

29 30 31

Habitat doesn’t just build homes, they build hope. HHS provides partner families

with the tools to improve their lives.

S M T W T F S

1 2 3 4

5 6 7 8 9 10 11

12 13 14 15 16 17 18

19 20 21 22 23 24 25

26 27 28 29 30

APRIL 2015

S M T W T F S

1 2 3 4 5 6 7

8 9 10 11 12 13 14

15 16 17 18 19 20 21

22 23 24 25 26 27 28

FEBRUARY 2015

Purim

Daylight Savings Begins

St. Patrick’s Day First Day of Spring

Palm Sunday


Serve

“Habitat has a powerful mission that provides deserving families a sense of ownership and pride. I have watched families work hard, hope deeply, and connect strongly with the community. I never take the front door of my own home for granted since I started volunteering for Habitat.” Peggy Hart, Habitat Volunteer

Habitat for Humanity Susquehanna volunteers help to make homes affordable. This year 2,052 volunteers contributed 16,803 hours. Of those volunteers, 1,757 were on the construction site, 88 helped in the office or at an event, and 207 were part of a committee. Volunteers are the core of the organization, allowing Habitat Susquehanna to better serve the community.

APRIL2015Sunday Monday Tuesday Wednesday Thursday Fr iday Saturday

1 2 3 4

5 6 7 8 9 10 11

12 13 14 15 16 17 18

19 20 21 22 23 24 25

26 27 28 29 30

This fiscal year volunteers saved HHS $427,277 in labor costs. Volunteer with

Habitat today!

S M T W T F S

1 2

3 4 5 6 7 8 9

10 11 12 13 14 15 16

17 18 19 20 21 22 23

24 25 26 27 28 29 3031

MAY 2015

S M T W T F S

1 2 3 4 5 6 7

8 9 10 11 12 13 14

15 16 17 18 19 20 21

22 23 24 25 26 27 28

29 30 31

MARCH 2015

April Fools Day Passover Begins

Good Friday


Easter Sunday Passover Ends

National Volunteer

Week Begins

Earth Day

National Volunteer

Week Ends


Opportunity

“It was a privilege for Lennar Homes to partner with Habitat for Humanity Susquehanna and use our collective skills and expertise to make a lasting, positive impact in the lives of two families, as well as the greater Aberdeen community.” Rod Hart, Division President, Lennar Homes of Maryland

On June 2-6, 2014, Habitat for Humanity Susquehanna partnered with Lennar Homes of Maryland and their trade partners to construct two new homes in just four days as part of National Home Builders Blitz. This donation, valued at over $150,000, ensured that two families reached their dream of homeownership. Thank you, Lennar Homes of Maryland!

MAY2015Sunday Monday Tuesday Wednesday Thursday Fr iday Saturday

Strong women build strong homes. For more information on women build visit

www.habitatsusq.org/WomenBuild

1 2

3 4 5 6 7 8 9

10 11 12 13 14 15 16

17 18 19 20 21 22 23

24

25 26 27 28 29 3031

S M T W T F S

1 2 3 4 5 6

7 8 9 10 11 12 13

14 15 16 17 18 19 20

21 22 23 24 25 26 27

28 29 30

JUNE 2015

S M T W T F S

1 2 3 4

5 6 7 8 9 10 11

12 13 14 15 16 17 18

19 20 21 22 23 24 25

26 27 28 29 30

APRIL 2015

Women Build Week

Begins

Memorial Day


Women Build Week Ends

Mother’s Day


Community

“We are gaining new family and friends with each step, and we help other partner families as God would want us to do. Through classes and mentorship, we have gained valuable knowledge that we will carry with us throughout our lifetime and share with our daughter.” Cara Middendorf, Habitat Homeowner & AmeriCorps VISTA

In fiscal year 2014, Habitat for Humanity Susquehanna was blessed to work with an AmeriCorps VISTA who focused on Habitat’s Neighborhood Revitalization Initiative (NRI). Adopted in 2010 to address increasing challenges in the communities, NRI serves families by responding to community desires and empowering residents to become involved in their neighborhoods. Through this program, Habitat Susquehanna served an additional 50 families, identified 14 new partnerships, had 28 events and recruited 23 new volunteers.

Sunday Monday Tuesday Wednesday Thursday Fr iday Saturday

1 2 3 4 5 6

7 8 9 10 11 12 13

14 15 16 17 18 19 20

21 22 23 24 25 26 27

28 29 30

Help us find qualified families in your community by visiting

www.habitatsusq.org/becoming-a-homeowner

JUNE2015S M T W T F S

1 2 3 4

5 6 7 8 9 10 11

12 13 14 15 16 17 18

19 20 21 22 23 24 25

26 27 28 29 30 31

JULY 2015

S M T W T F S

1 2

3 4 5 6 7 8 9

10 11 12 13 14 15 16

17 18 19 20 21 22 23

24 25 26 27 28 29 3031

MAY 2015

Flag Day Ramadan Begins

Father’s Day

First Day of Summer


15th Annual Habitat for

Humanity Susquehanna

Golf Classic


“I will show you my faith by my

deeds.” James 2:18b

1 2 3 4

5 6 7 8 9 10 11

12 13 14 15 16 17 18

19 20 21 22 23 24 25

26 27 28 29 30 31

Volunteer today at www.habitatsusq.org

JULY2015S M T W T F S

1

2 3 4 5 6 7 8

9 10 11 12 13 14 15

16 17 18 19 20 21 22

23 24 25 26 27 28 29

30 31

AUGUST 2015

S M T W T F S

1 2 3 4 5 6

7 8 9 10 11 12 13

14 15 16 17 18 19 20

21 22 23 24 25 26 27

28 29 30

JUNE 2015

Independence Day


Eid-Al-Fitr (Ramadan Ends)

Faith

“The faith community is at the heart of our builds and God is at the center of our work. Faith communities inspire individuals to go and serve, help find families who need homes, and support the work of the organization financially.” Reverend Shannon Sullivan Pastor at Presbury United Methodist Church and Member, Board of Directors

All faith backgrounds are welcome to be an integral connection to help put our faith into action. Each day on site, in the office and at events, we reach out in kindness, reflecting God’s love to build up our community.


Stability

“Habitat is going above and beyond for us, and we truly appreciate it. I would have never been able to finish this project without them.” Ray Weatherington, Habitat Repair Family and U.S. Marine Veteran

Habitat for Humanity Susquehanna provides a hand-up, not a hand-out. Partner families help build their homes and work alongside volunteers. Habitat Susquehanna not only partners with families, but the community as well, and together they work toward a better future. This year 120 groups volunteered, including 96 business groups and 24 church and civic groups.


A home is a symbol of stability. Give HHS homeowners a chance to better their

children’s lives by donating today. www.habitatsusq.org

1

2 3 4 5 6 7 8

9 10 11 12 13 14 15

16 17 18 19 20 21 22

23 24

25 26 27 28 2930 31

AUGUST2015S M T W T F S

1 2 3 4 5

6 7 8 9 10 11 12

13 14 15 16 17 18 19

20 21 22 23 24 25 26

27 28 29 30

SEPTEMBER 2015

S M T W T F S

1 2 3 4

5 6 7 8 9 10 11

12 13 14 15 16 17 18

19 20 21 22 23 24 25

26 27 28 29 30 31

JULY 2015


Tithe

“Going to Kenya with Habitat Susquehanna was one of the greatest experiences of my life. It was great to see how we can come together despite our differences, when we have a common goal of building homes, community, and hope.” Jackie Shaffstall, Habitat Volunteer

Habitat for Humanity Susquehanna recognizes the need for affordable housing not only in its own service area, but throughout the world. This past fiscal year, HHS tithed $19,297.83 to our affiliates in El Salvador, Kenya and Malawi. Habitat International has built affordable housing for more than 3 million people worldwide.

SEPTEMBER2015Sunday Monday Tuesday Wednesday Thursday Fr iday Saturday

1 2 3 4 5

6 7 8 9 10 11 12

13 14 15 16 17 18 19

20 21 22 23 24 25 26

27 28 29 30

HHS recognizes the need for affordable housing all over the world. For more information on Global Village visit

www.habitat.org/gv

S M T W T F S

1

2 3 4 5 6 7 8

9 10 11 12 13 14 15

16 17 18 19 20 21 22

23 24 25 26 27 28 29

30 31

AUGUST 2015

S M T W T F S

1 2 3

4 5 6 7 8 9 10

11 12 13 14 15 16 17

18 19 20 21 22 23 24

25 26 27 28 29 30 31

OCTOBER 2015

Labor Day


National Day of Service

and Remembrance

Rosh Hashanah

Yom Kippur First Day of Fall


Family

“I firmly believe that family is an important part and center of my life. Not only do I have a strong, beautiful, and loving family, but I now have a new path toward a new beginning, new hopes, new dreams, and a HOME I will call my own.” Nirza Montalvo, Habitat Homeowner

When Nirza Montalvo found herself living in an unsafe and crowded environment that affected her health, she reached out to Habitat for help. With her family by her side, she confronted her abusive relationship and prayed for change. Nirza’s dream was to open the door to a home that was filled with not only furniture but love, laughter and dreams. A year later, Nirza achieved her goal of homeownership and her family continues to forge new memories in her Habitat home.

OCTOBER2015Sunday Monday Tuesday Wednesday Thursday Fr iday Saturday

HHS families put a lot of work into making their dream of homeownership a reality.

Spread the word about our program and help us find deserving families

www.habitatsusq.org/becoming-a-homeowner 1 2 3

4 5 6 7 8 9 10

11 12 13 14 15 16 17

18 19 20 21 22 23 24

25 26 27 28 29 30 31

S M T W T F S

1 2 3 4 5 6 7

8 9 10 11 12 13 14

15 16 17 18 19 20 21

22 23 24 25 26 27 28

29 30

NOVEMBER 2015

S M T W T F S

1 2 3 4 5

6 7 8 9 10 11 12

13 14 15 16 17 18 19

20 21 22 23 24 25 26

27 28 29 30

SEPTEMBER 2015

Halloween4th Annual

Build-A-House BBQ

Al-Hijra/New YearColumbus Day

World Habitat DayInternational Day of Prayer


Pride

“Habitat went out of their way to help, despite what little money I had. I no longer have to stay inside. I can go outside whenever I want and enjoy the garden and watch my two children ride their bikes.” Habitat Repair Family

Habitat for Humanity Susquehanna not only provides affordable housing, but also keeps low income families safe in their homes through the Repair Program that provides critical repairs, weatherization and accessibility. Since its inception in 2008, the Repair Program has served 259 low-income homeowners in Cecil and Harford counties with 306 repairs. This year’s highlights include 49 completed repairs.

NOVEMBER2015Sunday Monday Tuesday Wednesday Thursday Fr iday Saturday

1 2 3 4 5 6 7

8 9 10 11 12 13 14

15 16 17 18 19 20 21

22 23 24 25 26 27 28

29 30

HHS’s Repair Program restores the pride in current homeowners by providing them with accessibility. Help spread the pride in your community by donating to our

Repair Program at www.habitatsusq.org

S M T W T F S

1 2 3 4 5

6 7 8 9 10 11 12

13 14 15 16 17 18 19

20 21 22 23 24 25 26

27 28 29 30 31

DECEMBER 2015

S M T W T F S

1 2 3

4 5 6 7 8 9 10

11 12 13 14 15 16 17

18 19 20 21 22 23 24

25 26 27 28 29 30 31

OCTOBER 2015

HHS’s 22nd Birthday

Daylight Savings Ends

Veterans Day

America Recycles Day

Thanksgiving Day




Memories

“Habitat offered me a hand–a helping hand. They worked with me, guided me through the steps I needed to take to confront and amend my past financial mistakes—the steps I needed to take to truly be independent.” Heather Naulty, Habitat Homeowner

As each family steps into the home they helped build, they begin making precious memories. The road to homeownership may be long, but they find “there’s no place like home.” With 265 families served since 1993, we offer our families the chance to build lasting, cherished memories.

DECEMBER2015Sunday Monday Tuesday Wednesday Thursday Fr iday Saturday

1 2 3 4 5

6 7 8 9 10 11 12

13 14 15 16 17 18 19

20 21 22 23 24 25 26

27 28 29 30 31

Help a family make memories in their new home by making an end of the year

contribution to HHS.

S M T W T F S

1 2

3 4 5 6 7 8 9

10 11 12 13 14 15 16

17 18 19 20 21 22 23

24 25 26 27 28 29 30

31

JANUARY 2016

S M T W T F S

1 2 3 4 5 6 7

8 9 10 11 12 13 14

15 16 17 18 19 20 21

22 23 24 25 26 27 28

29 30

NOVEMBER 2015

Hanukkah Begins

First Day of Winter

Hanukkah Ends

Christmas Eve


Christmas Day


Kwanzaa Begins


HHS’s Offices Closed HHS’s Offices Closed HHS’s Offices Closed HHS’s Offices Closed New Year’s Eve



THANK YOU FISCAL YEAR 2014 SPONSORS & DONORS!Over $50,000Harford County GovernmentThe Harry & Jeanette Weinberg Foundation Inc.Maryland Affordable Housing Trust

$20,000-$49,999Bank of America Foundation, Inc.Cecil County Government The Dresher FoundationThe Harford Mutual Insurance CompaniesMaryland Energy Administration

$10,000-$19,999Anonymous APGFCUHabitat for Humanity InternationalThe Home Depot FoundationThe Morris A. & Clarisse Mechanic Foundation, Inc.Rosedale Federal Savings & Loan AssociationStewart Association Land Development, Inc.Mr. Jim Wilhelm

$5,000-$9,999AnonymousATKBattelle Eastern Science and Technology CenterMr. Adam Datesman & Dr. Julie DucharmeFrito LayMr. & Mrs. Raymond W. & Anne M. Hamm, Jr. J.W. & Sons Inc.Maryland Department of Housing & Community DevelopmentState Farm Mutual Automobile Insurance Co.

$1,000-$4,999Aberdeen Proving Ground Main Post Protestant CongregationAnonymous American Legion Susquehanna Post 135Baltimore Gas & Electric Co.Bethel Presbyterian ChurchChesapeake Bay Area Combined Federal CampaignChesapeake Environmental Management, Inc.Mr. & Mrs. Jerry & Judy ClarkDonley Construction, LLCDulaney Title & EscrowFallston Presbyterian ChurchMr. & Mrs. David FreemanHarford Chamber Business Resource Network

Mr. & Mrs. Greg FoxMr. Jonathan FoxMr. & Mrs. Steven FulkrodMr. & Mrs. Richard GilliganMr. Wayne GoddardGrove Presbyterian ChurchDr. Leo HanderhanMr. & Mrs. Tom & Peggy HartMr. Robert JacobsMr. Michael JenningsMr. Kevin Kantor & Ms. Jeanine UpchurchMr. Stephen KirchnerMs. Miranda LawrenceMs. Joan LudlowMr. & Mrs. George MajchrzakMr. George MullinMrs. Lena O’NeillMr. Michael PlankPresbyterian Church of Havre de GraceDr. Carl RobertsShelter Development, LLCSiemens Caring Hands FoundationSt. Stephen Roman Catholic ChurchMr. & Mrs. Johnny & Pauline TestermanMr. Stephen TillinghastMr. Joseph TrainoUnited Way of Cecil CountyMr. & Mrs. Scott WalkerMs. Jillian WalshMr. Clarence White, Jr.

$100-$499 Dr. Vijay AbhyankarActon Mobile IndustriesAJ Manufacturing Co., Inc.Alpha Kappa Alpha Sorority, Inc. XI Delta Omega ChapterMr. & Mrs. Charles AlstonMr. Bill AmereihnAnonymous Mrs. Barbara AntoshakArmstrongAssenmacher Specialty Tools, Inc.Astro Pneumatic Tool CompanyAuto Stop Limited, Inc.Automated Coatings, Inc.B & C Tools, LLCSheriff & Mrs. L. Jesse BaneBank of America United Way Campaign

The Goddard SchoolGoldman, Sachs & CoMs. Gayle GreenwoodDr. M. Annette HaggrayMr. Kevin HaitmanekMs. Dawn HamiltonMr. & Mrs. Sean HartMs. Colleen Ferg HelmlingerHerud Family Living TrustMr. Kenneth HessMs. Sherine HighMs. Dorothy HiginbothomMr. Brian HollowayHoly Cross Episcopal ChurchMs. Kathleen HousmanMr. John HoweMrs. Betty HunterMr. & Mrs. Michael HydeJanes United Methodist ChurchJeffrey Miller Insurance, Inc.Mr. Eddie JenkinsMs. Phyllis JohnsonMr. Charles JonesMr. Leonard KirkMs. Shawn KrosMs. Jessica KwicienMr. John LeavyLinden Heights United Methodist ChurchLions Club of Bel AirMrs. Rosemary LoganLower Susquehanna Heritage Greenway, Inc.Ms. Marianne LucotLutheran Church of the Good ShepherdMr. Robert MarshallMs. Deirdre MartinMr. & Mrs. Chuck MastersMr. & Mrs. Bill & Karen MatthewsMayhew Steel Products, Inc.Mr. & Mrs. Robert & Carol McCormackMichael’s Bay MarineMr. & Mrs. Tony & Ginny MeoliMr. Joseph MilanoMr. & Mrs. Bruce MillerMs. Jacqueline MooreMr. Derek MosesMr. & Mrs. Joe & Janet NooneMr. Scott NorthcraftMr. Richard Oleson

Mr. Mark WolfMs. Suzanne YoungMrs. Donna ZavackyMr. Daniel Zivi

Under $100 Mr. & Mrs. Nelson AcostaMr. William AdamsMr. & Mrs. B. Gregory & Caroline AdolphMr. & Mrs. Gerald & Diane AlsidMs. Jenny AltieriMr. Tsegaye AmenoMr. Kevin AmigAnonymous Ms. Barbara AspinallMs. Eugenia BagleyMs. Sandra BarstowMr. Daniel BerendsMr. & Mrs. Kirk BolenMr. Roby BradfordMs. Jen BrandonMs. Anne BredlowMs. Megan BrownMr. Al BueckerMrs. Chris CallisMrs. Susan CappCecil County Leadership Class of 2014Chipotle- Bel AirMs. Julie ChmuraMs. Kathy ChristMr. John CiccaroneMs. Roseanne ClarkeMr. Edward CorcoranMs. Karen DavisMs. Sylvia DavisMs. Carolyn DawsonMs. Elizabeth DeanMr. James DecourceyMr. Charles DelssMs. Grace DennisMr. Richard DeweyDiepold & Associates, LLCMr. & Mrs. Pearre DoetschMs. Linn DriessenMs. Deborah DuganMrs. Anne DulikMs. Sally EdlerMr. Edmond Elburn

Ms. Elizabeth MarkumMr. & Mrs. Craig MathaneyMr. Richard MattiasMr. Anthony MaxwellMr. Chris MaynardMs. Allyson McNamaraMrs. Kathleen MesterMrs. Cara MiddendorfMs. Deborah MillsMs. Candace MinnicksMs. Dawn MoessnerMs. Sarah MohrMr. Eric MooreMs. Laura MurphyMs. Heather NaultyMs. Laura NelsonMr. Paul NelsonMs. Beth OleszczukMs. Patricia Oster-JonesMs. Nettie OwensMrs. Rachel PadillaMr. & Mrs. Marion ParkerMr. Wayne PerryMr. & Mrs. Dale Pickett, Jr.Mr. & Mrs. Larry PickettPort Deposit Presbyterian ChurchMr. Dennis Powers, Jr.Ms. Kathleen PurinMs. Aubrey RaboldMr. Selwyn RayReitz Living TrustMrs. Deanna RinkerMr. David RuigrokMr. Jose SantiagoSappari SolutionsMr. Al SchwarzelMr. Wade ScottMs. Judith SengelaubMr. and Mrs. Gary ShreckMr. Stephen SilvaMs. Mary SladeMr. & Mrs. Asheesh & Anuraag SoodMs. Anne SparksMrs. Dian StaffordMs. Pamela StarkMr. Daniel SturgeonSunshine DesignMrs. Carol Suzdak

Harford County Chapter Thrivent Financial for LutheransMr. Dan HarrisonHavre de Grace United Methodist ChurchMr. Jonathan Herz & Ms. Karen BlandfordHighland Presbyterian ChurchHollywood Casino PerryvilleMs. Marcella HoeschMr. & Mrs. Joe & Stephanie HurleyJay Edwards & Associates, LLCMs. Townsend KentKohl’sDr. Diane LaneMr. & Mrs. Ed LinharesMr. & Mrs. Stephen LinkousMt. Zion Baptist ChurchMr. Matthew MullenDr. Rodger & Mrs. Susie OurslerRavens Act FoundationRotary Club of Aberdeen Charities, Inc.Mr. James SirkisMr. Daniel SmelkinsonSt. Ignatius Roman Catholic ChurchSt. Margaret ChurchTarget CorporationTerraCycle, IncThe Whiting-Turner Contracting CompanyUnited Way of Central MarylandMr. Rick VitekMs. Betty WardWomen’s 5K by the Bay

$500-$999 Mr. James AikenAllied Phillips Heating & Air ConditioningMr. & Mrs. Christopher AndonMr. & Mrs. Paul BalsamoBel Air Networking GroupMr. Tom BorgMr. John Brice & Ms. Judith MorganMr. & Mrs. Jim & Jeanne ButcherCapitol Finishes, Inc.Cecil County Board of RealtorsMr. & Mrs. Art & Karen CharronMr. & Mrs. Allen & Sarah ColendaMs. Margaret CombsMr. Bob CorbettMr. James CorbettMr. David DixonMr. Edmond ElburnDr. & Mrs. John & Sandra FerriterFirst Presbyterian Church of Bel Air

Mr. Dean Barber & Ms. Linda McLeodBarry’s Service CenterBernie’s Automotive Services, Inc.Mr. & Mrs. William BlewettMs. Joanne BowmanMr. Jim BradyMs. Annie BrockMs. Joni BrownBuck’s Auto ServiceMr. Hugh Buffington, Jr.Ms. Marilyn CarlonMr. Jonathan CeciMr. & Mrs. Jim & Donna ChasonChesapeake Employers’ Insurance CompanyClarke Refuse ServiceThe Clorox CompanyCoffee NewsCokesbury Memorial United Methodist ChurchMs. Nicole Compel-GalieConstellationMr. Gerald CookMs. Mindy Costanzo-RomeroMr. & Mrs. Dale & Holly CrouseMr. Scott DagostinMrs. Elizabeth DanielMr. & Mrs. Steven DavidsDC Tools, LLCMr. & Mrs. Jack & Julia DealDelta Sigma Theta Sorority, Inc.Dental Technology CenterMr. Brian DonleyMr. Roger DorrMr. & Mrs. James DoughertyDouglas Tool Sales, LLCMr. David DykeDynamic AutomotiveMr. & Mrs. Paul EdmeadesMr. & Mrs. Alfred EdwardsMr. & Mrs. Phil EichensehrEmployees Charity Organization of Northrop GrummanMr. & Mrs. Steve FabianMr. Laurence FrankMr. & Mrs. Herbert & Patricia FreibergerMs. Shelley FromeMr. & Mrs. Clarence FryMr. & Mrs. Joseph FuggiMr. & Mrs. Dwight & Lisa FullerGabor Financial GroupMr. & Mrs. Jeff & Debbie GemuendtMr. John GheenMr. Tyson Gischel

Orems Garage, IncPhil & Rick’s Service Center, Inc.Mr. Jim PiccionePresbyterian Women/ First Presbyterian ChurchMr. John PrughMs. JB ReddingMr. & Mrs. Danny & Susan RoartyMs. Arleen RobinsonMr. Diego Rodenas, Jr.Mrs. Pam RuffMr. & Mrs. Timothy RutledgeMr. William RyanSaint Margaret SchoolMs. Susan SandersonMs. Claudia ScarboroughMr. John SchabMrs. Ann SchiaviMr. Dave Serio & Ms. Michelle HoseMr. Zach SerpMr. Harlan ShafferMr. Joseph SommervilleMs. Diane StaffordSt. Mary’s Church, Women’s Acct.St. Patrick’s Catholic ChurchMrs. Nancy StubbsMr. Henry Suchting, IIISynergy Home CareTemple Adas ShalomMrs. Dorothy ThomeyCOL. & Mrs. Kenneth TozziTrapped In Paradise VacationsTrue Colors Collision UnlimitedMr. & Mrs. Ron Turing, Jr.Mr. Hank Twist, Sr. Mr. Jim UhlesRev. Lloyd UmbargerMrs. Athena UnderwoodUnited Way of Greater AtlantaMr. & Mrs. Larry & Emlagene Vande KieftVehicle Service Plus, Inc.Mr. Louis VigliottiMr. & Mrs. Christopher WadsworthMr. & Mrs. Jeffrey WalshMs. Carol WashburnWells Fargo Foundation Education Matching Gift ProgramWesleyan Chapel United MethodistWholesale Cabinet DistributionsMs. Joan WigginsMr. John WilhelmMr. & Mrs. Judith Witts

Episcopal Regional Council Harford CountyMs. Belinda EsspersohMr. Steven FabianMrs. Theresa FielderMs. Diane FirakMr. Sean FlemingMr. & Mrs. William FritzMrs. Diane FritzgesMrs. Joanne GallagherRev. Anne McCorkle GarrettMr. George GeistMr. Malcolm GoodmanMr. Nate GordonMrs. Bridgette GrahamMr. Frank GreggMr. & Mrs. Milton GreifMr. James GribbellMs. Jane HallMs. Christine HarkinsMr. Byron HawleyMr. Frederick Hawtin, Jr.Mr. Hlib HayukMrs. Suzanne HennessyMs. Judy HermanMs. Jean HessMr. Joseph HeveyMs. Joan HigginbothamMrs. Charlotte HilbergMs. Barbara HillmanMs. Karen HoltSunshine DesignMrs. Elizabeth HopkinsMr. Terry HorrocksMr. Robert HyneckealMs. Christine JackMs. Diana JacobsMs. Barbara JamesonMr. James JohnsonMr. David JoyntMr. & Mrs. David & Kelly KeyesMs. Drema KilbyMr. Edwin KnepshieldMs. Isabelle KnoxMr. Stan KozenewskiMr. Ronald KrchnavyMs. Geraldine KroteeMr. Andy LambertMr. & Mrs. Calvin LangfordDr. Lynn LarsenMr. Robert Lewis, Jr.Mr. Anthony MaddenMs. Paula Mank

Mr. Tom SvobodaMs. Karen SweeneyMr. Kevin ThackerMs. Elizabeth TiemannT-N-T ICE LLCMs. Mary TracyMs. Kathleen TressMs. Victoria TurnerMs. Gail ValentiMs. Kathy VertinMs. Mary Ellen VolkartMs. Karen WallerMr. John WaltersMs. Holly WatsonMr. & Mrs. Geoffrey & Roxana WeirMs. Joyce WellsMr. & Mrs. James WilliamsMs. Lori WilliamsMs. Abrielle WillisMr. Joseph WilsonMs. Chere WoodmanMr. Brian WoodwardMs. Robbyn ZimmermanMr. & Mrs. William ZimmermanMr. Christopher Zukowski

Dream Builders’ Ball The Abell FoundationMr. & Mrs. B. Gregory & Caroline AdolphAnonymous APGFCUSheriff & Mrs. L. Jesse BaneMr. & Mrs. Frank & Tanya BennettMs. Karen BlandfordMr. & Mrs. William BlewettBoyle Buick GMC TruckMr. John Brice & Ms. Judith MorganCareFirst BlueCross Blue ShieldCaves Valley PartnersMr. & Mrs. Jim & Donna ChasonChason, Rosner, Leary & Marshall, LLCChesapeake Employers’ Insurance CompanyMs. Julie ChmuraCivil Utility Construction Company, Inc.Mr. & Mrs. Jerry & Judy ClarkMr. & Mrs. Allen & Sarah ColendaThe Columbia BankMr. & Mrs. Don CombsMr. Curtis C. CoonCranford Contractors, Inc.Cuomo and Goddard, LLPDeCapite & DeCapite, PA

Dulaney Title and EscrowMr. & Mrs. Paul EdmeadesMr. & Mrs. Phil EichensehrMr. & Mrs. Michael EulerFrederick Ward AssociatesFreedom Federal Credit UnionMs. Shelley FromeMr. & Mrs. Steven FulkrodMr. & Mrs. Dwight & Lisa FullerG&M Automotive Bel AirMr. Sigmund GastMr. & Mrs. Jeff GemuendtMr. & Mrs. Richard GilliganMr. Tyson GischelMs. Teresa GreiderThe Gutter GuysHarford BankHarford Community CollegeHarford County Chamber of CommerceThe Harford Mutual Insurance CompaniesMr. & Mrs. Tom & Peggy HartMs. Elizabeth HendrixMs. Christine HessHollywood Casino PerryvilleMr. & Mrs. Terry HottleMr. & Mrs. Joseph HughesMr. & Mrs. Joe HurleyMrs. Dawn HydeJay Edwards & Associates, LLCKelly & Associates Insurance Group, Inc.Ms. Shawn KrosMrs. Megan LallyMr. & Mrs. Calvin LangfordMrs. Cherie LhotskyMr. & Mrs. Steven LinkousMr. Peter McCallumMs. Linda McLeodMr. & Mrs. Tony MeoliMr. David MeyerMr. & Mrs. Bruce MillerMr. Mark MonacoDr. & Mrs. Rodger & Susie OurslerPNC Community Development BankingMr. & Mrs. Kevin RaboldMr. & Mrs. Donald RickettsMr. & Mrs. Danny RoartyMs. Yvonne RobersonRotary Club of Aberdeen Charities, Inc.Ms. Holly RussellSaxon’s Diamond Centers, Inc.Mrs. Teresa Sedlak

Gemcraft HomesGold Medal Physical TherapyMr. Gordon HammannThe Harford Mutual Insurance CompaniesMr. Byron HawleyHurley World Travel Co.Mr. & Mrs. Joe HurleyMrs. Dawn HydeMr. Joe IaccheiInnovative Ideas, Inc.Integrity Cleaning, Inc.Jones JunctionKaizen Associates, Inc. Kerry Hochstein & AssociatesMr. Brian KolbeMr. Bill KressMr. Steven KroedelMr. Louis LompLooney’s PubMr. Thomas LucasMaGerk’s Pub & GrillMasterCardMr. & Mrs. Bill & Karen MatthewsMcComas Funeral HomeMr. Michael McLeanMr. Kenneth MerrillMr. & Mrs. Bruce MillerMs. Jayne MillerMr. Lester MillerMNSG Acquisition Co. LLCMr. Michael MurphyMr. Mike MyersMs. Helen PannesMr. Victor PegueroRamsey FordMs. Patrice RicciardiMr. William RobinsonMr. Patrick RoseRotary Club of Aberdeen Charities, Inc.Rymark FinancialSafe Harbors Travel GroupSC&H GroupMr. David SchallMr. Joseph ScottMr. Brian SeymoreSherwin WilliamsMr. Charles SlusherSnee, Mahoney, Lutche & Helmlinger, P.A.Mr. Bob SpaldingMr. James StangleState Farm InsuranceStewart Association Land Development, Inc.

Sutton for SheriffMrs. Carol SuzdakMr. & Mrs. David ThomeyMr. & Mrs. Dwight ThomeyWaterfront Properties, LLCThe Wellwood

In Kind 3rd Base Wine & Spirits Aberdeen IronBirdsAberdeen Middle SchoolAberdeen Senior Activity CenterAllied Phillips Heating & Air ConditioningAPGFCUApple Outdoor AdvertisingArcade Floors Carpet OneThe Arena ClubAspire HotelBabe Ruth MuseumBack in the Day CaféBagel WorksMr. Collin BakerBalsalmo, Stewart, Lutters & RuthBaltimore BlastBaltimore Mariners Baltimore OriolesBaltimore RavensBaltimore Symphony OrchestraBarks and BloomsMr. & Mrs. Gary BarnoffMs. Sandra BarstowMs. Karen BlandfordBB&T Bank Bel Air Athletic Club Bel Air GamesBel Air Golf CenterBel Air LiquorsBenchmark Construction Services, LLCMr. & Mrs. Frank & Tanya BennettBlush Floral Design StudioBoordy VineyardsBottleworksBoys and Girls Club - Edgewood BranchBoys and Girls Club of Harford County - Bel Air BranchBrownie Troop 765Buffalo Wild WingsBulle Rock Golf Course Cabot Creamery CooperativeCallahan Electrical Services, LLC Canby Motors Collision Repair Gordon Feinblatt LLC

The Gutter GuysMr. Dave Guttman Habitat for Humanity InternationalHabitat Golf CommitteeMr. & Mrs. Raymond W. & Anne M. Hamm, Jr. Miss Lisa HanyokHarford Community College The Harford County Reading Council (HCRC) Harford LanesHavre de Grace Seafood FestivalHCAAHeartbeat Fine Apparel & AccessoriesMr. Stephen HepburnThe Hirschhorn GroupHobby WorksThe Humidour on the Hill Cigar ShoppeMr. and Mrs. Michael and Dawn Hyde Ice WorldJ. S. Dallas, Inc.Jay Edwards & Associates, LLCJB Hunt Mr. Eddie Jenkins Jigsaw MarketingK B Abstracts Karas, Bradford & DonlickKayla’s Cupcake Creations Key TitleKid to Kid ConsignmentKlein’s Shoprite Bel AirMs. Kristin KnoerleinKohlsLadew Topiary GardensLavender Hill Craftsmen, LLCLEGO StoreLennar Homes Maryland DivisionLiberty MountainLongwood GardensLooney’s PubMrs. Nicole LoweryLowe’s Home Improvement- White MarshLunar Bay Music FestivalMacceni Hair StudioMaGerk’s Pub & GrillMagooby’s Joke HouseMary Kay Independent Beauty Consultant Trystan SillMaryland Golf & Country Club Massage Envy SpaMaster Card MasterSealMrs. Carole MatejevichMr. Patrick Rose

Rosenberg Martin Greenberg, LLPRotary Club of Aberdeen Charities Inc.Mrs. Pam RuffSaxon’s Diamond Centers, Inc. SC&H GroupSchneider ElectricScott DiGennaro Home RepairMr. Jim SeeMr. Dave Serio ShopriteSigns by TomorrowMr. & Mrs. Allan & Connie SkewersSlavie Federal Savings Bank Mr. Chuck Slusher Square DState Farm Insurance: Shirley Brunkhorst AgencySt. George’s Episcopal ChurchSt. Joan of ArcSt. Margaret SchoolStaleFish Board CompanyStaplesThe Star-Spangled Banner Flag HouseState of Maryland International Reading Association Counsel (SoMIRAC)Strakes, Roberts, and Bauer AdvertisingMs. Esthel SummerfieldMs. Jenn SweeneySynergy Financial GroupMr. and Mrs. David TalbotTargetTanglewood Manor Golf Club TechSoupTexas Roadhouse Ms. Elizabeth TiemannTitlePoint CorporationTown Nails and SpaMr. Tim TremperTW PerryValspar PaintMs. Jane VieleVulcan Materials CompanyWalmart- North East The Walters Art MuseumWashington CapitalsWater’s Edge Events CenterWegmansWells FargoWhirlpoolMrs. Amy WillisWinters Run Golf Club

205 S. Hays Street | Bel Air, MD 21014Cecil County 410-398-3399

Harford County 410-638-4434www.HabitatSusq.org

Habitat for Humanity Susquehanna’s financial statements are audited each fiscal year ending June 30. For a copy of our most recent audit, please contact the HHS office at 410-638-4434.

Every effort has been made to ensure the accuracy of this report. Please accept our apologies if you name is omitted, misspelled, or otherwise incorrectly listed. If we have made an error, please let us know by contacting Tara Hyde, Development Associate, [email protected].

Slavie Federal Savings BankDr. & Mr. Barb & Charles SlusherSnee, Mahoney, Lutche & Helmlinger P.A.Ms. Margie SturgillMrs. Carol SuzdakSynergy HomeCareMr. & Mrs. David ThomeyMr. & Mrs. Dwight ThomeyMr. William TigerMr. & Mrs. Scott WalkerWalters & Associates, P.A.Ms. Betty WardWillis Concrete ConstructionMs. Abrielle Willis

Golf Tournament Dr. Vijay AbhyankarActon Mobile IndustriesAmeriNationalMs. Nancy AndersonAnonymousAPGFCUArmstrongMr. & Mrs. Gary BarnoffMr. Harvey BealMr. David BenigniBrightview AvondellBrown, Brown & YoungMr. & Mrs. Randy BrunkhorstMr. Whistler BurchMr. Pat BurkeCertaproPainters of Northeast, MDChesapeake Bank of MarylandMs. Julie ChmuraMr. Mike CimatuClifton Investment Partnership, LLPComputer Design Kitchen CenterThe Corner at Beards HillComputer RenaissanceMr. Denise CooperMr. Matt CullenMr. Charles DelssMr. Gregory DiCarloMr. Leonard DiCarloFerrell Fuel Company, Inc.First National BankDr. Dennis FisherMr. & Mrs. Steven FulkrodG&M Stokes Business Services, Inc.Ms. Janet Garinther

Mr. Larry StevensonMr. Gary StokesMs. Teresa StoutMr. Kyle TomlinsonMr. Tim TremperMr. Lloyd UmbargerVehicle Service Plus, Inc.W. R. Grace & Co.WEM, Inc.Mr. William WhiteYell Y’all and Rolling Games ManiaMs. Robin Young

Build-A-House BBQ Mr. & Mrs. Brian AdolphMr. & Mrs. B. Gregory & Caroline AdolphAnonymousCecil CollegeMs. Julie ChmuraMs. Carol DeelDelmarva PowerMr. Roger DorrElkton Housing AuthorityElkton Rotary ClubEXiT Preferred Realty LLCMr. & Mrs. Steven FulkrodDrs. Robert & Susan GellGemcraft HomesMrs. Debbie GemuendtMs. Teresa GreiderMr. & Mrs. Raymond W. & Anne M. Hamm, Jr.Mrs. Deborah HerrmannMs. Christine HessHollywood Casino PerryvilleMr. & Mrs. Terry HottleHurley World Travel Co.Dr. Diane LaneMs. Vickie LutherMr. Thomas MarstonMD Dept. of Housing & Community DevelopmentMs. Cara MiddendorfMr. Matthew MullenMr. Robert Myers, IIIDr. Stephen PannillMs. Jeanne ParryPNCMs. Kathleen RoachMs. Roseann SantoroMr. John SchabSnee, Mahoney, Lutche & Helmlinger, P.A.Mr. & Mrs. Bill Standiford

Mr. Jim CaseyCenterstageCharm City RunMr. & Mrs. Jim & Donna Chason Chesapeake Employers’ Insurance CompanyChesapeake Traders Food WarehouseChristopher Schafer Clothier Chick-Fil-AChurchville Golf CenterCirca LTDThe Columbia BankCoffee CoffeeCollectors CornerMr. Joseph ConroyCostco WholesaleCourtland Hearth and HardwareCoveside CrabsCreeCritical HitsMr. & Mrs. Pete & Dianne DaceyDecisive Data SystemsMs. Carol DeelMr. Charlie Delss Mr. John Dennis Mr. & Mrs. Jerry DorminyDow ChemicalDulaney Title and EscrowDunkin’ DonutsEinstein Brothers BagelsElec Pros, IncThe EPICENTER at EdgewoodEvergreen Farm, Inc.Evergreen Garden ClubEvergreen Museum & LibraryFairway Hills Golf Course Famous Dave’sFast ParkFerguson Golf Institute Dr. Dennis Fisher Flowers by LucyForest Hill Elementary SGAForest Hill LanesForest Hill LightingFreedom Federal Credit UnionFriendly’sMr. & Mrs. Steve & Maggie FulkrodGalway Bay ApparelMiss Skye GarrettGirl Scout Troop 10235Girl Scout Troop 524

McCormick and CompanyMicrosoftMid Atlantic Expositions and EntertainmentModell’s Sporting GoodsModern FoundationsMountain Branch Golf ClubMountain Christian ChurchMr. Matthew MullenNails DesignNational GypsumNatural GatheringsMr. John NausedDr. & Mrs. Rodger & Susie Oursler Pairings BistroPandora, The Gallery at HarborplaceParadise DonutsPat’s PizzeriaPilgrim’s Oak Golf Course Planet FitnessMs. Lillian PuglisiProctor and GambleQuality Analytical, Inc.Reliable Language Services, Inc.Rainbow North East The RED CompanyRipley’s Believe it or Not!Rolling Games Mania Ronnie’s Fine Wine and Spirits

Ms. Sharon WiseMrs. Sharon WolffWolf Fire ProtectionWonder ToysW.R. Grace & Co. WXCY Xpanding Universe Comic BookYaleYoga FreshYork Building Products Ms. Godine YoungMr. Ralph YoungZumba at the Bel Air Armory

2015CALENDARANNUAL REPORT | FISCAL YEAR 2014

January February March April

June July August

September October November December

May

205 S. Hays Street | Bel Air, MD 21014

Cecil County 410-398-3399 | Harford County 410-638-4434

www.HabitatSusq.org

Documents

2015 Calendar Annual Report Fiscal Year 2014