2014 Pompano Beach Flood Hazard

- THE CITY OF POMPANO BEACH -

THIS INFORMATION COULD SAVE YOU MONEY!

2014

About 85% of the property in the City of Pompano Beach is located in a flood hazard area as defined by the Federal Emergency Management Agency (FEMA). If your property is in or near a flood hazard area, the following information may be of interest to you. This information is offered to help protect your property and reduce potential losses due to flooding. The City of Pompano Beach is dedicated to assisting our residents and businesses to reduce the hazardous effects of flooding in our community.

Standard property insurance does not cover flood damage. However, National Flood Insurance Program (NFIP) flood insurance is available and issued by FEMA in the City of Pompano Beach. Flood insurance covers losses to your property caused by flooding, such as structural damage, mechanical damage, flood debris cleanup, and floor surfaces damage (such as tile and carpeting). Flood insurance typically covers the building structure but not the contents so verify your coverage under your homeowner’s insurance for contents. If necessary you can purchase separate coverage that insures most of your personal property and belongings. You are eligible to purchase flood insurance regardless of whether your property has never flooded or has flooded several times in the past. Most mortgage lenders require flood insurance for properties in a Special Flood Hazard Areas (SFHA). All properties secured by a federally backed mortgage (FHA, VA, FNMA, etc.) must carry flood insurance so it’s important to buy flood insurance before the floodwaters start to rise. In high risk areas such as ours, there is a 26% chance that a home will experience a flood over the course of a 30-year mortgage.

Flood Hazard Prevention

2 Flood Hazard Prevention

2 Flood Insurance There is a 26% chance that a home will experience a flood over the course of a 30 year mortgage

3 National Flood Insurance Program (NFIP) Overview Standard property insurance does not cover flood damage

3 Natural and Beneficial Functions Natural areas of the City provide a beneficial function by the reducing the potential severity of flooding

3 News on New Federal Flood Insurance Rate Maps

4 Flood Hazard Over 85% of the residents of the City of Pompano Beach live within the Special Flood Hazard Area (SFHA)

4 Stormwater Management Master Plan Our City has experienced localized flooding problems for many years

5 Flood Hazard Information The City limits include Zone X, Zone AE, Zone AH, and Zone VE

5 Map Determinations

5 Flood Warning Systems

8 Drainage System Management

8 Property Protection Measures Property protection measures that should be taken

8 Property Protection Advice Get information on how to retrofit your property for a flood

9 Flood Safety Avoid flood waters, fallen electrical lines, animals, gas leaks, etc.

10 Elevation Certificates Personnel are available to provide map determinations to advise you

10 Floodplain Development Permit Requirements A permit may be required to ensure that construction does not negatively impact adjacent properties

11 Substantial Improvement Requirements

11 Severe Weather Watch & Warning Definitions These watches are generally issued for flooding events

Flood Insurance

City of PomPano BeaCh flood hazard 2014

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In 1968, Congress created the National Flood Insurance Program (NFIP) to provide affordable flood insurance to people who live in areas with the greatest risk of flooding, called Special Flood Hazard Areas (SFHAs). The NFIP makes federally backed flood insurance available in communities that agree to adopt and enforce floodplain management ordinances to reduce future flood damage. The Community Rating System (CRS) is a program developed by the Federal Insurance Admin-istration to provide incentives for NFIP communities that implement more stringent flood plain management standards than the minimum NFIP requirements. The CRS rewards these efforts with discounts on

flood insurance premiums for their valued residents and businesses.

The City of Pompano Beach actively participates in the CRS program and currently holds a Class 7 CRS rating. This classification equates to a 15% discount on new or renewed flood insurance policies. There are approximately 25,438 flood insurance policies in the City of Pompano Beach. Annually, the City’s CRS Class 7 rating will generate approximately $1,423,740 in savings on flood premiums for you, our valued residents, and businesses. The City was recently awarded the Class 7 rating in June 2012 and all policies in high hazard flood zones will enjoy a 15% discount when renewed.

Flood Insurance

National Flood Insurance Program (NFIP) Overview

this information Could save you money!

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Natural areas of the City provide a beneficial function by reducing the potential severity of flooding. These natural areas typically collect and retain stormwater runoff during rainfall events and allow for the infiltration of stormwater into the natural ground surface, which can reduce the flooding levels within the developed areas of the City. These natural areas also enhance the water quality of stormwater runoff by allowing suspended sediments and nutrients to settle during the retention period. Open and natural areas absorb much more rain and floodwaters than urbanized areas, reducing flood flows on downstream properties. Natural areas

can also be beneficial in their ability to recharge the Biscayne Aquifer and replenish the City’s potable water supply. Wetland plants, such as mangrove trees, filter stormwater runoff, making it cleaner for those downstream. Sand dunes on the beach are nature’s protection to inland areas from waves and tides accompanying major coastal storms. Beach revegatation is an ongoing process in the City of Pompano Beach. In both Broward County and the City of Pompano Beach, there are many policies intended to protect coastal resources that could, in turn, decrease the risk from storm surge and flooding.

Natural and Beneficial Functions

The Federal Emergency Management Agency (FEMA) is preparing the first comprehensive review of flood zones throughout Broward County in 19 years using a new “vertical datum,” that enables consistent comparisons of land and water elevations across the nation. The preliminary maps are undergoing an extensive review process and are expected to become effective August 18th, 2014.

The proposed flood zone maps show nearly 10,568 properties in the City of Pompano Beach that are no longer located within flood zones. It is always advisable to have flood insurance; however, those homeowners who keep their flood insurance policies after they are officially removed from the flood zone should enjoy lower premiums and still be protected against possible flooding.

Approximately 1,539 properties in Pompano Beach are now mapped into a higher-risk flood zone and/or show a new Base Flood Elevation requiring flood insurance where it was not previously required. You can find out if your property will be in a flood zone when the new maps are adopted in 2014 by emailing your address to [email protected]. If you will be in a flood zone when the new maps are adopted, it would be beneficial to talk to an insurance agent about buying flood insurance before the maps are adopted. Having an existing flood insurance policy may result in lower flood insurance premiums when the flood insurance requirement becomes mandatory for your property with the adoption of the new maps.

More information, as well as digital access to the new maps, is available at: broward.org - search for ‘Proposed New Flood Maps’.

News on New Federal Flood Insurance Rate Maps

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The City of Pompano has localized flooding during significant rain events which is attributed to the relatively flat terrain, a high ground-water table and inadequate, aging or nonexistent drainage systems in some areas. The City has had a Stormwater Master Plan since 1999 the plan was recently updated and accepted in June of 2013. A copy of the he Stormwater master plan may be found on the City website.

The stormwater infrastructure was surveyed and entered into the City Geographic Information System (GIS). The inventory and ground elevation data were used to model the existing stormwater system for

different storm intensities and durations. The model identified areas that do not adequately handle a storm of 7.8 inches over 24 hours (5 year storm event, 20% chance of the storm occurring in any year). The map shows the results of the model.

The master plans identified and prioritized 25 projects. The City has taken the list of projects and incorporated it into the Capital Improvement Plan. Over the next 10 years the City will design and build the projects using funds from Stormwater Utility Fee.

Stormwater Management Master Plan


According to the FEMA Flood Insurance Rate Maps, over 85% of the

residents of the City of Pompano Beach live within the SFHA. The entire

City can be potentially considered flood prone. There are several types

of flooding that occur, and there are many factors that affect the

type and severity of a flood. As land is paved and otherwise developed,

it loses its ability to absorb rainfall. Urbanization increases runoff two

to six times over what would occur on natural terrain. The following

are some of the more common types of floods experienced in South

Florida, including the City of Pompano Beach.

• Canal Flooding: Some floods occur seasonally when rain fills

canals with too much water too quickly due to heavy rain. The Pompano

Canal and Cypress Creek Canal both have large drainage basins which

include cities other than Pompano Beach. Stormwater from these

upstream communities eventually empties into the Intracoastal

Waterway through these canals. The water levels within these canals

gradually rise during the storm event, which limits the ability of the

City’s stormwater system to discharge into the canals. The cumulative

impact of stormwater from the upstream communities can increase

the likelihood of flooding in the City of Pompano Beach due to higher

water levels in these canals.

• Tidal Flooding: Many waterways within the City of Pompano Beach are influenced by tidal fluctuations, which contribute to flooding

problems. When a heavy rainfall occurs at the same time as high tide,

the outgoing flow from the City’s stormwater system can be reduced

by the higher water levels within the tidal waterway. The bulk of the

City’s storm drainage system flows into lakes and canals, which are

interconnected with tidal waterways and intracoastal waterways such

as the Pompano Canal and the Cypress Creek Canal. This bulk flow

increases the likelihood of flood conditions in our streets, swale areas,

and lawns due to high tides.

• Severe Weather Flooding: A flood event is usually triggered

by a large, sudden downpour of rainfall, which can occur during

significant storm events such as hurricanes, tropical storms, or

tropical depressions. The severe weather flooding occurs when

the rain falls too quickly for the stormwater systems and canals to

handle the significant amount of runoff flow. Flooding can occur as

the stormwater system backs up until the severe weather clears the

region. The effects of the downpour are worsened when terrain will

not absorb water due to the saturation of the ground by heavy rainfall.

• Coastal Flooding: The risk of flooding within the City of Pompano

Beach can be increased by the presence of higher water levels within

the Atlantic Ocean and the Intracoastal Waterway due to storm surge.

In general, properties located east of State Road A1A within the City

have been designated as a coastal zone and encounter greater flood

risk due to waves and storm surge during a significant storm event.

Flood Hazard

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The City of Pompano Beach provides Flood Insurance Rate Map (FIRM) determinations to let you know if you are in a flood hazard area. A generalized map for the City of Pompano Beach is shown to

the right. The detailed Floodplain Maps are available in the Building Inspections Division. You may call and request a Flood Insurance Rate Map (FIRM) determination at 954.786.4670.

Map Determinations

The City of Pompano Beach and Broward County depend on the National Weather Service (NWS) for flood notification. The NWS will issue flood advisories at least six (6) hours prior to expected heavy rainfall and possible flooding. The City has a city-wide flood warning plan to provide early warning to neighborhoods that might experience exceptional flooding. Broadcast methods of emergency notices include Comcast Govern-

ment Access channel 78. The City of Pompano Beach also utilizes the CodeRED Emergency Notification system, which allows the City to notify any geographical area, or any predetermined “target buildings” via telephone, of an impending emergency. All residents and businesses must keep the City informed of current telephone numbers for the CodeRED System. Major evacuation routes include Atlantic Boulevard, Sample Road, Interstate 95, and Florida’s Turnpike.

Flood Warning System

Special Flood Hazards areas are defined as the land in the floodplain subject to a one percent (1%) or greater chance of flooding in any given year. The FEMA Special Flood Hazard areas found within the City limits include Zone X, Zone AE, Zone AH, and Zone VE. These areas are designated on the City Flood Insurance Rate Map on the following page.

• Zone AH: Areas subject to inundation by the one percent (1%) annual chance of shallow flooding (usually areas of ponding) where average depths are 1 to 3 feet. Base flood elevations derived from detailed hydraulic analyses are shown. Mandatory flood insurance purchase requirements apply.

• Zone AE: Areas subject to inundation by the one percent (1%) annual chance flood event determined by detailed methods. Mandatory flood insurance purchase requirements apply.

• Zone VE: Areas along the coast subject to inundation by the one

percent (1%) annual chance flood event with additional hazards associated with storm induced waves. Mandatory flood insurance purchase requirements apply.

• Zone X: Areas identified as having moderate or minimal hazard from the principal source of flooding in the area. However, buildings in these areas could be flooded by severe, concentrated rainfall coupled with inadequate drainage systems. Flood insurance is available but is not required by regulation in these zones.

Residents can apply for a Letter of Map Amendment (LOMA) to remove the building from the Special Flood Hazard Area, which requires that the lowest adjacent grade (lowest ground touching the building) be at or above the base flood elevation. To remove the entire lot, the lowest point on the lot must be at or above the base flood elevation. To find out if you are within a flood zone or find out what your Base Flood Elevation is, contact Floodplain Manager Michael Rada at 954.786.4062.

Flood Hazard Information

Current Flood Insurance Rate MapThis product has been compiled from various data sources from the City of Pompano Beach. However, this product is for reference purposes only and is not to be construed as a legal document or survey instrument. Any reliance on the information contained herein is at the user’s own risk. The City of Pompano Beach assumes no responsibility for any use of the information contained herein or any loss resulting there from.

Note: This map is being revised, see next page.

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Proposed Flood Insurance Rate MapThis product has been compiled from various data sources from the City of Pompano Beach. However, this product is for reference purposes only and is not to be construed as a legal document or survey instrument. Any reliance on the information contained herein is at the user’s own risk. The City of Pompano Beach assumes no responsibility for any use of the information contained herein or any loss resulting there from.

The new maps are targeted for adoption by the City Commission in May 2014 with an effective date of August 18, 2014. You can view this map on the City’s Flood Information webpage http://pompanobeachfl.gov/pages/department_directory/development_services/flood_informa-tion/flood_information.html.php or by visiting: www.broward.org/Regulation/Engineering/FloodZoneMaps/Pages/Default.aspx To obtain your new flood zone in Pompano Beach email your address to [email protected]

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Information on how to perform residential retrofitting or commercial flood proofing is available at the Pompano Beach Public Library. Upgrading your property can include regrading your property to provide for on-site storage of stormwater runoff, installing an earthen berm along perimeter, retrofitting the existing structure to be flood proofed, or elevating the existing building to

raise the finish floor elevation. Building Inspections Division personnel at City Hall are also available to provide information at no charge, on how to protect your property from flooding. Upon request, a Build-ing Division representative will visit your property to review potential flooding problems and to explain options to prevent flood damage. Call the Building Inspections Division, 954.786.4670, for more information.

Property Protection Advice

Property protection measures should be taken with the onset of a severe storm event which could lead to potential flooding. If your home is susceptible to flooding, retrofitting your property should be considered to alleviate the impact of any potential flooding. If flooding is likely, and time permits, move essential items and furniture to upper areas of your home.

Keep materials like sandbags, plywood, plastic sheeting and lumber handy for emergency waterproofing. This action will help to minimize the amount of property damage caused by flood waters.

Retrofitting involves modifications of surrounding terrain and your home to minimize the risk of flooding. Upgrading your property can include regrading your property to provide for on-site storage of stormwater runoff, or installing an earthen berm along the perimeter. Prior to any modifications to your property, please consider any impacts to surrounding properties. Modifications to your home can include retrofitting the existing structure to be flood proofed;

elevating the existing structure to raise the finish floor elevation, waterproofing the walls, or elevating electric panel boxes, air conditioning units, pool and irrigation pumps, and washers and dryers to higher locations to reduce the potential for flood damage to valuable equipment.

Flood-proofing, installing floodgates, and making walls waterproof are among the common ways to structurally protect commercial property. Residential structures are typically required to be elevated higher than anticipated floodwaters.

Prior to hurricane season, take measures that protect against high winds, such as installing storm shutters and reinforced garage doors.

A Flood Mitigation Assistance (FMA) grant can be obtained to assist residents in retrofitting their homes. For more information call 954.545.7780.

Property Protection Measures


Proper drainage system management helps reduce the risk of flooding. The City has designated Stormwater Utility Staff to be responsible for operation and maintenance of the existing storm-water system. The Utilities Division inspects the drainage system and removes blockages that are found or reported. It is a viola-tion of our City ordinances to dump debris of any sort, including grass clippings, into canals or storm drains. You can help keep swale areas and catch basins clear by not piling debris on top or nearby any

drainage inlets. The City of Pompano Beach has several stormwater system managers, including the City, Broward County, FDOT, SFWMD and private property owners. All privately owned stormwater management facilities are required to be maintained by the owners. For more information and to report violations call the City’s Stormwater Utilities Division at 954.786.4637. Illegal dumping should also be reported to Broward County at 954.519.1499.

Drainage System Management

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Do not walk through flood waters. Drowning is the number one cause of death during a flood. Currents can be deceptive. As little as six inches of moving water can cause you to lose your balance. If you must walk in standing water, use a pole or stick to ensure that the ground is stable and level before walking on it.

Do not drive through flooded areas. More people drown in their cars than anywhere else. Do not disregard road barriers as the road may be washed out or severely affected. City Police and Public Works staff typically divert traffic from flooded streets to protect vehicles in a flood event. Driving through flooded areas will not only damage your vehicle but will cause a wake forcing water into homes and businesses causing damage.

Stay away from power lines and electrical wires. The number two killer in a flood after drowning is electrocution. Electrical currents can travel through water. Report downed power lines to Florida Power & Light (FPL) at 1.800.468.8243 or to the Broward Sheriff’s Office (BSO) at 954.786.4200.

In the event of an approaching severe storm event, have your electricity and other utilities, including gas, turned off. Some appliances such as television sets, hold electrical charges even after they have been unplugged. Avoid using appliances or motors, which have gotten wet unless they have been taken apart, cleaned and dried. If you are advised to evacuate, turn off utilities at the main switches or valves. Disconnect electrical appliances, but do not touch any electrical equipment if you are wet or standing in water.

Be ready for the unexpected. Place important documents inside plastic bags or other water proof containers. Review your insurance policy to ensure it provides adequate coverage. Know what type of coverage you have. Any policy change usually takes thirty (30) days before going into effect.

Look out for animals, especially snakes. Small animals that have been flooded out of their homes may seek shelter in yours. Use a pole or stick to poke and scare away small animals.

Look before you step. After a flood, the ground and floors are covered with debris, including broken bottles and nails. Floors and stairs that have been covered with mud can be very slippery.

Be alert for gas leaks. If you use natural gas, use a flashlight to inspect for damage. Don’t smoke or use candles or lanterns or open flames unless you know that the gas has been turned off and the area has been ventilated. Gas leaks can be reported to TECO Peoples Gas at 1.877.TECO.PGS (1.877.832.6747).

| Securing Boats

• If you own a boat, it is your responsibility to secure it. As a boat owner, you should plan in advance to move your boat or arrange for its storage. Check with a local marina for suitable alternatives. If possible, store it inside a garage or warehouse.

• If you must leave it outside, anchor the trailer firmly into stable soil, deflate the tires and ensure the boat is secure to the trailer. If possible fill the bilge with water, which adds extra weight.

• If you plan to keep your boat in the canal, be sure to double the dock lines, leaving sufficient space for the tidal range, and put out extra anchors. Don’t forget to remove all marine electronics or other unsecured equipment.

• Sail boaters should remove self-furling sails and Bimini tops.

• Boats on davits should be preferably stored in an enclosed facility (dry dock or garage) or secured with extra tie lines to keep the boat from swinging during high winds.

| Pet safety tips

• Remember during a flood or hurricane, most evacuation centers will not accept pets. Make plans in advance to board your pets in an animal kennel or with friends. In order to find a shelter that will accept your pet, you must pre-register with the Humane Society by calling 954.989.3977.

• Plan Ahead: Talk to a friend or family member who lives in an area that is not expected to be affected by the hurricane. Ask if their home would be open to you and your pet should a storm threaten.

• Be responsible: Do not leave your pet at home during a hurricane. A secure room and a few days’ food and water do not necessarily mean safety for your pet. Keep a current picture of your pet for identification purposes.

Flood Safety

The City of Pompano Beach has adopted regulations for floodplain development. These regulations control the alteration of the natural floodplains. They prevent and regulate the construction of flood barriers which may unnaturally divert floodwaters, or which may increase flood hazards in other areas. These regulations also restrict or prohibit uses which may increase erosion from flood depths and velocities, causing damage to buildings. Before building on, altering, regrading, or placing fill on your property, always check with the Department of Development Services on any permit requirements. A permit may be required to ensure that the construction does not negatively impact adjacent properties. The

City of Pompano Beach regulates development within the natural floodplains through the City’s Development Review process whereby building or engineering permits are required prior to construction, filling or otherwise altering the natural elevations of a site. Prior to commencing any site development or construction work, please contact the Building Inspections Division at 954.786.4670 or the Engineering Division at 954.786.4506, so that the appropriate permits may be secured or to report violations. If an ongoing construction project within a City’s does not have a posted permit sign, please contact the City Building Division to report the possible violation.

Floodplain Development Permit Requirements

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Building Inspections Division staff are available to provide map determinations to advise you if you are in a flood hazard area. Elevation certificates for new construction and substantial improvements in the

Elevation Certificatesflood plain are also available from the Building Inspections Division. Please call 954.786.4670 for more information.

| if you must evacuate

Most importantly, evacuate immediately if told to do so. Evacua-tion routes include Atlantic Boulevard, Sample Road, Interstate 95 and Florida’s Turnpike. If you must evacuate, try to move to the house of a friend or family member not affected by the impending high waters. If you live in a mobile home, evacuate at first notice of the emergency. Rehearse your evacuation plan with all household members. Plan to leave early to avoid any traffic delays. Try to have

a prearranged method of contacting your neighbors and family if you have to leave your home. If possible, before you evacuate, inform each other of places where you will be staying with contact phone numbers and addresses. For shelter information contact the Red Cross (Broward County Chapter) at 954.797.3800. Residents with special needs can register for a “Special Needs Shelter” by calling 954.357.6385 or TTY 954.357.5608.

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• Flood Watch: High flow or overflow of water from a river is possible in a given time period. It can also apply to heavy runoff or drainage of water into low lying areas. These watches are generally issued for flooding that is expected to occur at least 6 hours after heavy rains have ended.

• Flood Warning: Flooding conditions are actually occurring or are imminent in the warning area.

• Flash Flood Watch: Flash flooding is possible in or close to the watch area. Flash Flood Watches are generally issued for flooding that is expected to occur within 6 hours after heavy rains have ended.

• Flash Flood Warning: Flash flooding is actually occurring or imminent in the warning area.

• Tornado Watch: Conditions are conducive to the development of tornadoes in and close to the watch area.

• Tornado Warning: A tornado has actually been sighted by spotters or indicated on radar and is occurring or imminent in the warning area.

• Severe Thunderstorm Watch: Conditions are conducive to the development of severe thunderstorms in and close to the watch area.

• Severe Thunderstorm Warning: A severe thunderstorm has

actually been sighted by spotters or indicated on radar and is occurring or imminent in the warning area.

• Hurricane/Tropical Storm Watch: Hurricane/Tropical Storm conditions are possible in the specified area of the watch, usually within 48 hours of the onset of tropical storm force winds. During a Watch, prepare your home and review your plan for evacuation in case a Hurricane/Tropical Storm Warning is issued. Listen closely to instructions from local officials.

• Hurricane/Tropical Storm Warning: Hurricane/Tropical Storm conditions are expected in the specified area of the Warning, usually within 36 hours of the onset of tropical storm force winds. Complete storm preparations and immediately leave the threatened area if directed by local officials.

• Extreme Wind Warning: Extreme sustained winds of a major hurricane (115 mph or greater), usually associated with the eye wall, are expected to begin within an hour. Take immediate shelter in the interior portion of a well-built structure.

• Additional Watches & Warnings: Issued to provide detailed information on specific threats such as floods and tornadoes. Local National Weather Service offices issue Flash Flood/Flood Watches and Warnings as well as Tornado Warnings.

Severe Weather Watch & Warning Definitions


Substantial improvement is defined according to the City of Pompano Beach Code of Ordinances, Section 152.21, as “Any recon-struction, rehabilitation, addition or other improvement of a struc-ture, the cumulative cost of which equals or exceeds fifty percent (50%) of the building’s market value before the start of construction of the improvement.” This term includes buildings which have incurred substantial damage, regardless of the actual repair work performed.

The term does not, however, include (1) any project for improvement of a structure to correct existing violations of state or local health,

sanitary, or safety code specifications which have been identified by the local code compliance official and which are the minimum necessary to assure safe living conditions; or (2) any alteration of a “historic structure”, provided that the alteration will not preclude the structure’s continued designation as a historic structure.

The building must meet the same construction requirements as a new building. This includes minimum or base flood floor elevations as determined by the Flood Insurance Rate Map (FIRM). Substantially damaged buildings must also be brought up to the same standards.

Substantial Improvement Requirements

City of Pompano Beach Commissionmayor lamar fisher :: 954.786.4623 | vice mayor George Brummer :: district 5 • 954.786.4618Commissioner Charlotte Burrie :: district 2 • 954.786.4625 | Commissioner Barry dockswell :: district 1 • 954.786.4619

Commissioner rex hardin :: district 3 • 954.786.4649 | Commissioner Woodrow Poitier :: district 4 • 954.786.4624

Development Services Director Robin M. Bird :: 954.786.4634 | Principal Planner & CRS Coordinator Paola West :: 965.545.7780

Floodplain Manager Michael Rada :: 954.786.4062

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2014 Pompano Beach Flood Hazard