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A N N U A L

R E P O R T

B U i L d i N g U P T h E C O m m U N i T y

Dear Friends,

Everyone loves the idea of “bootstrapping” -- pulling yourself up by your bootstraps --

which means no one else is going to do it for you. you’ve got to do it all by yourself.

But there is another way up: the habitat way. you pull yourself up, but your community

is pulling with you. The community says, “if you work hard, we will, too.” And so it

happens. homeowners raise the walls, but they aren’t the only hands on the frame.

This year, a lot of people worked the habitat way. There were the six families that

purchased new homes, the 40 families that had homes repaired, and the two homes our

contributions helped build in El Salvador and Kenya, but the community worked just as

hard. Over 1,500 volunteers and 900 donors stood up to help families succeed.

What has habitat for humanity Susquehanna been up to this year? We have been

providing modest homes for families earning modest incomes, making neighborhoods

more safe and stable, preserving homes for families in need, and looking up to praise

god for all we do with our community partners.

Thank you for being a part of habitat Susquehanna this year. Through your support, we

are able to say that things are looking up in harford and Cecil counties!

In service,

Karen K. Blandford Executive Director

Board of directors

officerssteve Linkous

President

Pam ruff Vice President

raymond “chick” Hamm, Jr. treasurer

Yvonne roberson secretary

directorsJohn Brice

sarah colenda Patricia cotton

annette Haggraycolleen Helmlinger

teresa HerbertJoe Hurley

Bob JohnsonNichole Keys

diane Lane Matthew Mullen

John schabMark schlottman

James sirkisdanielle tinsley

Katie York

staff Karen Blandford,

executive director

caroline adolphdavid Burja

Phil eichensehrsteve fulkrod

debbie Gemuendtdave Guttman

anne Hottletara Hyde

Michaelann MeehanKevin raboldcarol suzdak

abrielle Willis

Habitat for Humanity susquehanna, inc. is an

ecumenical christian housing ministry. We are a 501(c)(3)

nonprofit organization.

B U i L d i N g U PT h E C O m m U N i T y

“My people will live in peaceful dwelling places, in secure homes,

in undisturbed

places of rest.”isaiah 32:18

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Habitat for Humanity susquehanna • 205 s. Hays street, Bel air, Md 21014 • 410-638-4434 • 410-398-3399

6 Familiesmoved into new homes in FY2013

these families spent 170 hours in homeownership classes, and performed over 2,500 hours of sweat equity on their homes

and the homes of other partner families.

AberdeenThe Ameno Family

752 Battle avenueThe Johnson Family

618 edmund streetThe Salihu Family

749 Battle avenue

Bel AirThe Crouse Family

404 Giles street

EdgewoodThe Middendorf Family

1421 Harford square The Robinson Family

1365 Harford square

The impact of habitat for

humanity Susquehanna’s

work reaches beyond the

number of new homes we

build each year. We provide

stable financing for thirty

years – and the impact of our work can

be seen in each family over time.

Last year, our

homeowners saved

$419,598 by owning

a habitat home instead

of paying market

rents! Why is this

important? These savings help families

afford transportation to work, save for

college for themselves and their children,

build retirement savings, be prepared for

life’s inevitable emergencies, and tithe

according to their faith.

Our work has also

resulted in an increase

in net worth of

$354,052 for habitat

homeowners in just one

year. An increase in net

worth brings stability to the family, the

neighborhood, and the larger community,

and enables families to create a legacy.

Owning a home breaks the cycle of

generational poverty that can occur when

families are living paycheck-to-paycheck.

As a reflection of

God’s love, and in

partnership with

low-income families

and the community,

Habitat for Humanity

Susquehanna seeks to

create homeownership

opportunities by

building, renovating,

and repairing homes.

Habitat for Humanity

Susquehanna’s

vision is to eliminate

substandard housing

in Cecil and Harford

counties through

action and advocacy.

Since our inception,

we’ve helped fund

a total of 64 homes

in Kenya and El

Salvador through

our tithe. This year

we joined Habitat El

Salvador and other

Maryland affiliates to

build 45 new homes

and rehab 45 existing

homes in the El

Barrial community in

the next 4 years.

Mission statement

Vision statement

P A R T N E Rf A m i L i E S

Habitat tithe

We are helping families build a stable future for themselves and for the next generation.

46Families Servedin FY2013

71Houses Completedsince inception

217Families Servedsince inception

Habitat for Humanity susquehanna homes are built on the concept of partnership.

together, volunteers, individual donors, and corporations build

an affordable house. our homes are built using quality materials and are all energy star qualified.

they are large enough to meet a family’s needs, but small

enough to keep construction and maintenance costs low. support from the community allows for no-interest loans, making our

houses affordable for cecil and Harford county families in need.

Repair Program When Tony and Tracy grenier saved up

money to buy their dream home, they did

not expect everything to fall down around

them. With Tony’s part time employment

and Tracy’s recent diagnosis of multiple

sclerosis, the couple managed to save

just enough for a place of their own. A

few years after moving into the house of

their dreams, the stone façade began to

fall apart. Within a couple of months, the

greniers couldn’t even open their front

door and the walls inside their home

began to bow and crack. homeowner’s

insurance wouldn’t pay for the damage

and they couldn’t afford to fix the problem

themselves. Once Tony and Tracy realized

their safety was at risk they contacted our

Repair Program seeking help. We took

some quick action and fixed the problem.

The greniers were very appreciative and

put sweat equity into the repair. They have

saved the stones and are hoping to use

them on their back porch.

“The Habitat Repair Program is truly a blessing. Thanks to you, our home is now safe. From our

first application to the final step of our home repair, we felt blessed by this amazing experience.

Working hands on and learning was also great. Thank you for your time. You are amazing.”

Build on the MallC O N S T R U C T i O N

this year, Habitat for Humanity susquehanna

participated in the National Veterans Build on the Mall

event, where seven frames were constructed in just four

days. in a continuing effort to serve and honor veterans and

military families, the seven frames represented the seven

branches of the military. HHs received three of the

frames valued up to $20,000 each. thank you Home depot

for joining us in raising awareness of affordable

housing issues for veterans!

Since its inception in 2008, Habitat Susquehanna’s Repair Program has served 219 low-income homeowners in Cecil and Harford counties with 257 repairs. This year’s highlights include:

• 40 families served • 53 repairs • 6 veterans served through the Home Depot Repair Corps Program

- Tracy Grenier

“Give of your hands to serve and your hearts to love.”Mother Teresa

Elizabeth Bondarenko“i volunteer with

habitat because it is

the most rewarding

way to help both

others and yourself.

Volunteering with

habitat has taught

me so much not only about building, but

also about character and what it truly

means to be selfless and to have a loving

and open heart. Volunteering, whether

it is in the office or on the build site, is

something that gives me pride and a sense

of accomplishment; it is something that i

can continually learn from.

Volunteering is a remarkable way to bring

others a sense of hope. Sure, we build

homes and we make families’ lives more

comfortable, but we also reassure people

in need by providing them with a support

system. if i can use my time to remind

people that there is still good in the world,

why would i turn that down? The families

that habitat helps receive not only a

home, but also stability, independence, and

a sense of empowerment.

i volunteer with habitat because every bit

of me believes that if everyone, everywhere

cared an ounce more about others, the

world would be a remarkably different

and better place. Volunteering allows me

to be a small part of a huge change and

when i’m old and gray, i want to be able

to know for a fact that i helped better the

lives of others— and habitat lets me do

that.”

Navy veteran Scott DiGennaro is one of Habitat for Humanity Susquehanna’s most dedicated Repair Program volunteers. This fiscal year, he worked on 16 projects and contributed over 107 volunteer hours.

V O L U N T E E R S

total Numbers

Business Volunteers ............31%Individuals ..........................31%Youth ..................................15%Faith-Based Groups .............10%Civic/Community Groups ....... 4%Committee Volunteers .......... 3%Repair Volunteers ................. 3%Event Volunteers ................... 2%Office Volunteers .................. 1%

2010 .................................6332011 .................................5802012 ...............................12002013 ...............................1503

Total Volunteer Hours:

17,930Total Saved in Labor Costs:

$413,301.48

- Tracy Grenier

Over $10,000anonymousaPGfcUthe arc Northern chesapeake

regionBank of america foundation, inc.cecil county Government constellation energythe dresher foundationthe Greater Bel air community

foundationHabitat for Humanity internationalHarford county Governmentthe Harford Mutual insurance

companiesthe Home depot foundationMaryland department of Housing

and community developmentMaryland energy administrationthe Morris a. and clarisse

Mechanic foundation, incMountain christian churchPNc community development

BankingMr. and Mrs. charles slusherUnited Way of central Marylandthe Whiting-turner contracting

company

$5,000 - $9,999anonymous Battelle eastern science and

technology centerBel air United Methodist churchJohn Brice and Judith MorganBrown advisoryMr. adam datesman and dr. Julie

ducharmeraymond W. and anne M. Hamm,

Jr. Kohl’s

$1,000 - $4,9991st Mariner Bankamerican Legion susquehanna

Post 135anonymous aPG Post chapelBaltimore Gas and electricBel air downtown alliancecapitol finishes, inc.chesapeake Bay area combined

federal campaignchesapeake environmental

Management, inc.christ our King Presbyterianchurch of the Holy spiritcommunity foundation of Harford

county, inc.fallston Presbyterian churchdr. and Mrs. John ferriterMr. and Mrs. david freemanMr. and Mrs. Percy Goodnowdr. Leo HanderhanHarford community college/

sappari solutionsHavre de Grace United Methodist

churchHollywood casino PerryvilleJoe and stephanie HurleyJohnson controlsMs. Betty Klinedr. diane LaneMillion dollar real estate

association of Harford countyNational PennNBc industry Groupdr. carl robertsrosedale federal savings and

Loan associationMr. James sirkisst. John’s Lutheran church

st. Margaret churchtic Gumstown of Bel airUnited Way of cecil countyMr. rick VitekWomen’s 5K By the BayYork Building Products company

$500 - $999anonymous Bel air Lions clubBel air Networking GroupBob corbett tools, LLcBW Unlimited, LLcc & B Management, LLccecil county Board of realtors, inc.Mr. and Mrs. art charronMs. Margaret combsdulaney title and escrowexit Preferred realty, LLcfirst Presbyterian church of

Bel airG&M automotive Bel airMs. Pat GilliganGrove Presbyterian churchHabitat for Humanity MarylandMrs. Linda Heilmandr. M. annette HaggrayHighland Presbyterian churchMr. Kevin Kantor and Ms. Jeanine

UpchurchMr. stephen KirchnerMs. Miranda LawrenceMccormick and companyMr. Matthew MullenMrs. Lena oneillMr. Michael PlankPresbyterian church of Havre

de GraceMr. and Mrs. Bruce tillmanMark schlottmantitlePoint corporationWesleyan chapel United MethodistMr. clarence White, Jr.

$100 - $499dr. and Mrs. Vijay abhyankarMr. James aikenamerican insurance and financial

services, inc.american Legion auxiliary Mason

dixon Post 194anonymousMrs. Barbara antoshakMs. Joyce applegarthMr. and Mrs. Kenneth armentautomated coatings, inc.B & c tools, LLcsheriff and Mrs. L. Jesse BaneMr. and Mrs. Michael BeginMr. and Mrs. John BellasBenjamins store, inc.Mr. and Mrs. William BillietMs. Kim BirchenMr. and Mrs. William BlewettMr. Jim BloomMs. Judith BockMr. tom BorgBoyle Buick GMc truckMr. Michael BracknellMr. and Mrs. William Brown, Jr.Buck’s auto serviceMs. anna BurkeMs. Marilyn carlonMr. Jean-Pierre caronMs. elsie ceruttiMr. Brett cherryMr. and Mrs. allen colenda the clorox companyMr. and Mrs. don combsMr. and Mrs. John comerMr. Gerald cook

Ms. Hettie copenhaverMr. James corbettrichard and Patricia cottonMr. and Mrs. Barry councillMr. and Mrs. Larry crouseMr. and Mrs. Leo dagostinMrs. elizabeth danielMr. Mark dardozziMr. and Mrs. steven davidsMr. steven daviesdc tools, LLcMr. and Mrs. Jack dealdecapite & decapite, PaMs. carol diamondMr. david dixonMr. roger dorrdouglas tool sales, LLcMs. Kali duobinisMr. edmond elburnemployees charity organization of

Northrop Grummanenergy recovery operationsevergreen of Harford county

Garden clubMs. Kimberly flemingMs. Pamela fordMr. and Mrs. Greg foxMr. Jonathan foxMr. Laurence frankMr. and Mrs. robert fritzMr. and Mrs. clarence fryGary’s automotive repair, inc.the Ge foundationMr. frederick GelhausMr. stephen GlassmanMs. Karen GosnellGrace Memorial episcopal church Ms. Lottie GribbleMr. and Mrs. charles GuidoMr. Noah HammondMr. and Mrs. tom HartMr. and Mrs. Hayward Haughton iiiMs. carol HaydenMr. James HecklerMs. Jude HeightMs. colleen HelmlingerMr. and Mrs. Joseph Hendricksonteresa and Jesse HerbertHerud family Living trustMr. and Mrs. daniel HickeyMs. sherine HighMs. dorothy HiginbothomMr. david HoldenHoly communion Lutheran churchMr. ricky HorneyMr. and Mrs. dan Hughesinspirational Womenthe Jaabb Karas familyJ & H tires, inc.Jeffrey Miller insurance, inc.the John carroll schoolMr. robert JohnsonJones JunctionMs. Misty KabernagelMr. Kenneth KammererMs. Nichole KeysMr. Leonard KirkMr. Joan KnappMr. and Mrs. Brian KruegerMs. Jessica KwicienMr. John LeavyMs. illene LeeMs. carol LemmonLinden Heights United Methodist

churchMr. and Mrs. Michael Lipka, sr.Mr. and Mrs. dayne LoewnerMr. david LoganMs. Marianne LucotMs. Joan LudlowMr. and Mrs. Paul LynchMs. elizabeth Markum

Ms. Barrie MartinMr. and Mrs. chuck MastersMs. Marie McBrideMr. and Mrs. Bradley McGuirkMr. robert McKinnonMr. and Mrs. William MeierMr. George MeredithMr. Joseph MilanoMr. arthur MilesMr. and Mrs. Bruce MillerMr. Paul MillerMM Jones, inc.Mr. derek MosesMr. and Mrs. James Mosuly, Jr.Mt. Zion United Methodist churchMs. rebecca PaganoMr. david PayneMs. Vicki PenningtonMr. Wayne PerryPhil & rick’s service center, inc.Ms. Pamela PhillipsMr. Bernhardt PielertMr. ryan PiersonMs. robin PittPre-dating speed dating, inc.Presbyterian Women from first

Presbyterian churchMrs. Joan PrestonMr. and Mrs. roger PrestonProactive Planning Group, LLcQuigley company, LLcMr. Bryan rakestrawMs. JB reddingMr. and Mrs. Bertram riceMr. John scott richardsonMr. and Mrs. sean rileyMr. diego rodenas, Jr.Ms. Yvonne robersonMs. stefanie robinsonMr. and Mrs. timothy rutledgeMr. William ryanMr. John B. schabMr. Wade scottMr. and Mrs. Peter searlesMr. and Mrs. Lou sedlakMs. irena shraderMr. Joseph sommervilledr. and Mrs. alfred sparksst. francis de sales churchst. Mary’s churchMrs. Betty stonikMr. John stonskast. Paul’s evangelical Lutheran

churchMs. Barbara stroudMr. Matt szychowskiMr. Joseph szymkowiakMr. Matthew talkingtont & e tools, LLcMr. and Mrs. daniel thomasMrs. dorothy thomeyMr. stewart throop trapped in Paradise Vacationstrue colors collision UnlimitedUnited Way of delawareUnited Way of Greater atlantaUnited Way of the National capital

areaMs. elizabeth VannoyMr. Louis VigliottiVillage automotive, LLcMr. James VogtMs. Mary ellen VolkartMrs. amelia WalkerMr. and Mrs. Jeffrey WalshMs. Jillian WalshMs. carol WashburnMr. dennis WasmerMr. and Mrs. Kenneth WassmerMs. Joan WigginsMr. John WilhelmMrs. amy Willis

Ms. Karen WilmerMr. and Mrs. terri WolbertMr. Marion WoodrowMrs. adrienne YangMrs. Kat YorkMrs. donna Zavacky

Under $100Mr. and Mrs. Nelson acostaMr. and Mrs. Brian adolphMr. tsegaye amenoamerican Legion Harford Post 39american Legion Post 256 ParktonanonymousMr. John antal, Jr. Ms. Barbara aspinallMs. Joellen BarnesBel air autobodyMr. daniel BerendsMr. and Mrs. Joe BezekMr. Greg BlairBoy scout troop #808Mr. Louis BrandMr. ronald BrasefieldMs. anne BredlowMr. Jeffrey BrockMr. alberto Brown, sr.Ms. Margaret BrownMs. elizabeth Brown-PettitMr. andrew BurbeloMs. Lauren BurchMs. Janet BurkhardtMr. shay BurrowsMr. thomas BuryBusiness resource NetworkMrs. Paula carmodyMs. elizabeth carperMrs. susan cavallioMr. Jonathan cecicharlie’s front end servicechurchville Presbyterian trusteesMr. Brian claffeecoffee NewsMs. Nicole compel-GalieMr. robert coraMs. Mindy costanzo-romeroMs. sally daigleMr. and Mrs. thomas danieleMs. dorothy dareMs. Karen davisMr. James decourceydelta sigma theta sorority, inc.Ms. sandra demczakMr. richard deweyMs. Naomi digginMr. and Mrs. Pearre doetschMr. and Mrs. charles duffdr. John duguidMrs. anne dulikebling Noe associatesepiscopal regional council Harford

countyMs. diane firakMs. carla flaimMs. Kimberly fleetwoodMr. Beryl flemingMr. and Mrs. Geary francis, sr.Mr. and Mrs. William fritzMr. and Mrs. steven fulkrodrev. anne Mccorkle GarrettMr. sigmund GastMr. George GeistGive Back foundationMs. rita GloverGold Medal Physical therapyMr. Malcolm GoodmanMr. Lee GraulMs. rachel GravesMs. Gayle GreenwoodMr. frank GreggMr. and Mrs. Milton GreifMr. Brian Hall

Mr. and Mrs. anthony HamMs. christine HarkinsMs. sheila HarrisMr. tom Hart, Jr.Ms. Brenda HarzardHavre de Grace rotaryMrs. carol HawtinMs. Judy HermanMs. sheila HerringMs. Jean HessMr. Joseph HeveyMs. Joan HigginbothamMr. and Mrs. richard HinkleMrs. charlotte HilbergMs. Barbara HillmanMr. Jeffrey HoltMr. terry HorrocksMs. Greean HowardMs. tara HydeMr. Jeffrey HymanMr. John inglesMs. Lisa isennockMrs. Janice JacksonMs. Barbara JamesonMr. Girma JegnuMr. and Mrs. William JohnsonMs. doris Jonesdr. thomas JordanMr. and Mrs. George JuergensMr. and Mrs. daniel KilbyMs. isabelle KnoxMr. ronald KrchnavyMs. rachel KreppsMs. Geraldine KroteeMs. Joann LafontaineMr. and Mrs. calvin Langforddr. Lynn LarsenMr. Michael LattinMr. robert Lewis, Jr.Mr. and Mrs. Harold LootensLowe’sMs. Paula MankMs. deirdre MartinMr. and Mrs. craig MathaneyMr. and Mrs. don MathisMr. donald MccoleMr. James MccormickMs. donna McfarlandMr. terence McLaughlin Mr. dennis MeadowcroftMr. Joe MeholicMs. elaine MillardMr. and Mrs. Levi MillerMs. dawn MoessnerMr. eric MooreMs. Jacqueline MooreMs. Lisa MorganMs. Helen MorseMs. Kathleen MuffolettoMs. debbi MullinixMr. Paul NelsonMr. and Mrs. richard Nichols, Jr.Mrs. Betty NivisonMr. dwayne NoeMr. Wayne NoonanNorth Harford collision centerMrs. Mary o’connorMr. anthony olhausenMs. Mardith ollingerMs. Patricia oster-JonesMs. dede PardeeMr. don ParishMr. and Mrs. Marion ParkerMr. and Mrs. John PasquinelliPepsico Ms. Maria PerticoneMr. and Mrs. dale Pickett, Jr.Mr. and Mrs. Larry PickettMs. sharon PickettMr. Kenneth PilkentonMs. Jean PowersMs. Joan Pyle

d O N O R S

Mr. and Mrs. Kevin raboldMr. and Mrs. John restaMr. and Mrs. Milton reuwerMs. Lois reynoldsMrs. deanna rinkerMr. Michael riveraMr. and Mrs. Kenneth robersonMs. Gloria roegerMr. scott roweMr. and Mrs. richard ruggerio, Jr.Mr. david ruigrokMr. and Mrs. ellory sandersonMr. Jose santiagoMs. claudia scarboroughMr. and Mrs. charles schurterscopel family revocable Living

trustMs. antoinette scottMs. Judith sengelaubMs. amy sherwoodMr. Kevin shetterlyMrs. shawn shumwayMr. and Mrs. david sickenbergerMr. stephen silvaMr. and Mrs. George skinnerMr. Kevin smallMr. Leon smith iiMs. susan snyderMr. Harold spurgeonst. Ursula’s sarah’s HopeMs. Laura starkeydanielle and Lauren tinsleyUnited Way of central ohioUnited Way of Greater

Philadelphia and central New Jersey

Ms. Gail ValentiMr. and Mrs. Henry Wagner, Jr.Ms. Joycelyn WalkerMs. Judith WalkleyMr. and Mrs. Harold WebbWells fargo foundation education

Matching Gift ProgramMr. Mark WolfMr. Guy Woodard, Jr.Ms. robbyn ZimmermanMr. christopher ZukowskiMr. Michael Zwiebel

Dream Builders’ BallMr. Leonard addisonMr. and Mrs. Gregory adolphMr. and Mrs. Mike ahearnallied Phillips Heating & air

conditioningMs. dawn andersonanonymousaPGfcUthe arc Northern chesapeake

regionMs. susan BancroftMr. and Mrs. Gary BarnoffBB&tMs. Karen BlandfordMr. and Mrs. William BlewettBoyle Buick GMc truckMr. John Brice and Ms. Judith

MorganMs. cathie BryantMr. edward BurnsMrs. Jeanne ButcherPastor Benjamin cachiaraschesapeake Bank of MarylandMr. and Mrs. dave chmuraMrs. Kathryn christcivil Utility construction

company, inc.Mr. and Mrs. stuart cohenMr. and Mrs. allen colenda Mr. and Mrs. don combsconstellation energyMr. curtis coonMr. Greg cottrellcranford contractors, inc.Mrs. Holly crousecuomo and Goddard, LLP

Mr. scott dallasMr. scott digennaroMs. carolyn dikerMr. and Mrs. Paul edmeadesMr. Phil eichensehrMrs. Jessica fendrykMs. Linda flintMr. richard foardfrederick Ward associatesGarono, inc.Mr. and Mrs. ed GaronoMrs. debbie GemuendtMs. Pat GilliganMr. and Mrs. charles GoddardMr. and Mrs. frank Hajakraymond W. and anne M.

Hamm, Jr.Harford Bankthe Harford Mutual insurance

companiesHarford county GovernmentMr. and Mrs. tom HartHealthcare affiliatesMr. and Mrs. sean HartMr. and Mrs. Mike HegeMr. and Mrs. George HeidelmaierMs. colleen Helmlingerteresa and Jesse Herbert Mr. richard HerbigMr. andrew HigginbothamMr. Brian HollowayMr. and Mrs. terry HottleMr. and Mrs. Joseph HughesMr. and Mrs. Joe and stephanie

HurleyJ.W. & sons, inc.Jay edwards & associates, LLcMr. and Mrs. Keva JohnsonMr. Kevin Kantor and Mrs. Jeanine

UpchurchKerry Hochstein & associatesMrs. Katie KinslowMr. and Mrs. andrew Kleindr. diane LaneMs. Liz Leoni-MontiMr. and Mrs. david LewisMrs. cherie LhotskyMr. steven LinkousMariner freight systems, inc.Mr. thomas MarstenMrs. carole MatejevichMs. Gretta McGillMs. regina McManusMr. and Mrs. Martin MeehanMr. and Mrs. tony MeoliMs. Vanessa MilioMr. Bruce MillerMr. Matthew MullenMs. angela MunroMr. robert ohlerdr. and Mrs. rodger ourslerMr. and Mrs. steve PagottoPessin Katz Law, PaMrs. Lynn PittsPNc BankMr. Kevin raboldMs. Betty reevesMrs. susan roartyMr. and Mrs. George robinson, iVMs. camilla rogersrotary club of aberdeen

charities, inc.Mr. and Mrs. flemming scottMr. dave serioMr. and Mrs. Gil shelsbyMrs. shawn shumwayMr. James sirkisslavie federal savings BankMr. and Mrs. charles slusherdrs. stephen and Kellie smaldoresnee, Mahoney, Lutche &

Helmlinger, PaMr. and Mrs. roger sullivanMrs. carol suzdakMrs. Mary syphardMr. Matthew tinnin

Mr. Hank twist, sr.Mr. and Mrs. Gunnar VandersteurMrs. Pamela VilleneuveMr. scott WalkerMr. Jim WaltersMr. Michael WardMs. abrielle WillisWillis concrete construction

Golf Tournament Mr. Wil adkinsMr. roy albertanonymousaPGfcUBaltimore county savings BankMr. and Mrs. Gary BarnoffBel air downtown allianceMr. and Mrs. Leopold BellantoniBeltway internationalBoyle Buick GMc truckMr. John Brice and Ms. Judith

MorganBrightview avondellMr. George Brown, Jr.Mr. and Mrs. randy Brunkhorstcanby Motors collision repaircertaProPainters chesapeake Bank of MarylandMr. Mike cimatuclifton investment Partnership,

LLPcomputer design Kitchen centercomputer renaissanceMr. and Mrs. douglas corseliusMr. charles delssdomino sugarecho communicateferrell fuel company, inc.dr. dennis fisherG&M stokes Business services,

inc.Gold Medal Physical therapyGroup Benefit strategiesthe Harford Mutual insurance

companiesMr. david HarrisMr. Byron HawleyMs. colleen HelmlingerHorne concrete constructionHurley World travel co.Joe and stephanie HurleyMrs. dawn HydeMr. Joe iaccheiintegrity cleaning, inc.Kerry Hochstein & associatesMr. stephen KirchnerMr. Brian KolbeMr. Bill Kressdr. diane LaneMr. thomas LucasMastercardMccomas funeral HomeMs. darlene McMullenMr. and Mrs. tony MeoliMr. Matthew MullenMr. Wayne oliverPNc Bankrepublic servicesMs. Yvonne robersonMr. William robinsonrosedale federal savings and

Loan associationrotary club of aberdeen

charities, inc.safe Harbors travel GroupMr. John B. schabserviceMasterMr. Brian seymoresherwin WilliamsMr. James sirkisslavie federal savings BankMr. charles slushersnee, Mahoney, Lutche &

Helmlinger, Pastate farm insurance shirley

Brunkhorst agency

Mr. Lawrence stevensonMr. and Mrs. Michael stewartMr. and Mrs. david thomeyMr. doug thompsonMr. Lloyd UmbargerVehicle service Plus, inc.W. r. Grace & co.WeM, inc.White Marsh Brewing company,

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Build-A-House BBQMr. and Mrs. Gregory adolphcecil college Mr. and Mrs. allen colendaMs. carol deeldelmarva Powerexit Preferred realty, LLcMr. and Mrs. clarence frydr. M. annette Haggrayraymond W. and anne M.

Hamm, Jr.Ms. colleen HelmlingerMr. robert Hodge Hollywood casino PerryvilleJoe and stephanie Hurley Mr. robert JohnsonMr. Peter KirshKirsh title services, inc.Ms. sandy LeonardMr. and Mrs. alan LoomisMs. Mary MooreMs. tari MooreMr. Matthew MullenNorth east enterprisesdr. stephen PannillMs. Jeanne ParryPNc BankMs. Yvonne robersonMs. claudia scarboroughMs. emma skinnerMr. and Mrs. charles slusherMs. irma Jean smithsnee, Mahoney, Lutche &

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conditioningalpha Kappa alpha sorority, inc.

Xi delta omega chapteranna’s HouseaPGfcUarcade flooringarcher exteriors, inc.architectural design Works, inc.the arc, Northern chesapeake

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ruth, PaBaltimore ravensMrs. sandra BarstowBattelle eastern science and

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LLcBoys and Girls club of Harford

county - Bel air BranchBoys and Girls clubs of Harford

county - Havre de Grace Branch

Brownie troop #1234

Business resource NetworkMr. Jim Butcherc&c roofingcharm city runchesapeake environmental

cleaning systems, LLcchiapparelli’s of Havre de Gracechristopher schafer clothiercirca Ltdcivil Utility construction

company, inc.coffee coffee coldwell Bankercomputer renaissancecostco Wholesalecountry Garden club of Harford

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construction, inc.dave serio’s Vehicle service Plusdecisive data systemsMs. carol deeldelMarVa stand Up Paddledestination imaginationdow chemicalenergy services Group evergreen Garden club of Harford

countyferguson enterprises, inc.flavor cupcakeryflowers by Lucyforest Hill elementary schoolforest Hill LandscapingMr. timothy foxfrank Hajek & associates, Pafreedom federal credit Union fritz farm and Nurseryfull House Press, inc. General Motors Baltimore

operationsGoldfather of aberdeenGold’s Gymthe Gutter GuysMr. dave GuttmanHarford county Public Library

foundationthe Harford county reading

councilHarford day schoolHcc interior design clubHome repairs by scottthe Humidour cigar shoppeice Worldindustrial Hygiene consultinginjured Workers’ insurance fundJ. s. dallas, inc.Jay edwards & associates, LLcJones JunctionJoppatowne Women’s clubJW roland trucking, inc.Kamenik enterprisesKids first swim school Bel airMrs. carol KleinKlein’s shoprite Ms. Kristin KnoerleinMr. stan KozenewskiLafarge North america, inc.Lavender Hill craftsmenLeeann Nelson Physical therapyLooney’s PubLowe’s Home improvementMacGregor’s restaurantMaGerk’s Pub & Grillthe Main street towerMartin Barry Limited Maryland Golf and country clubMaster Graphics, inc.MastercardMrs. carole MatejevichMr. and Mrs. stan MecinskiMerle Norman cosmetics &

day spa Ms. Joan MotsayMountain Branch Golf courseMt. Zion Baptist churchMs. angela Munro

National GypsumMrs. susie ourslerPairings BistroMs. Nicole PatePathways churchPersona salon & spa Mrs. Lynn PittsPlumbcrazyQuality analytical, inc.Ms. raye raganthe red companyred-d-arc Welderentalsregional Pulmonary and sleep

Medicinerosenberg Martin Greenberg, LLPMr. ray ruizs & K Heating and air

conditioningMr. Jordan sappingtonMr. flemming scottsherwin WilliamsMs. Michelle shewbridgesigns by tomorrowsix flags americaMs. irma Jean smithsmyth Jewelers state farm insurance shirley

Brunkhorst agencystate of Maryland international

reading association counselthe stewart companiesstrakes, roberts, and Bauer

advertisingsurvice engineering companyMrs. carol suzdakMr. and Mrs. david talbotterrapin Business systemsMs. elizabeth tiemanntiny toestitlePoint corporationtotal Marketing resourcesValspar PaintVulcan Materials companyW. r. Grace & co.Wal-Mart North eastWhite Hall Plumbing & HydronicsWholesale cabinet distributionsWinters run Golf clubWolf fire ProtectionMrs. sharon WolffYork Building Products companyMr. ralph Young

Habitat for Humanity susquehanna’s financial statements are audited each fiscal year ending June 30. for a copy of our most recent audit, please contact the HHs office at 410-638-4434.

every effort has been made to insure the accuracy of this report. Please accept our apologies if your name is omitted, misspelled or otherwise incorrectly listed. if we have made an error, please let us know by contacting tara Hyde, development associate, thyde@habitatsusq.org

www.habitatsusq.org

With help from the community, Holly and Roger Crouse were determined to change their family’s future. They followed God’s plan and in the process became homeowners.

Finding an affordable home for a family of nine was a challenge. Although Holly and Roger both work, they could only afford a two-bedroom apartment. With seven children, there was no such thing as personal space. They had to stay organized and even used public storage units for some of their belongings.

When Holly lost hope in their search for a suitable home within their price range, she contacted Habitat for Humanity Susquehanna. She knew that in order for her relationship to grow with her children, she needed to start with a stable home. She wanted a place where her children had room to express themselves. The children were active in the Bel Air community, and Holly’s main concern was taking them away from those friendships and memories.

Thankfully, Habitat for Humanity Susquehanna presented them with the opportunity to live in the ‘House that Bel Air Built,’ Habitat’s very first house in Bel Air. Holly and Roger could not have been more excited to begin their journey to homeownership. With friends and family, Roger worked on the house almost every chance he could. Holly also assisted with fundraising events and office work. The children were always stopping by the office, and not one of them could hide their excitement.

Over 300 volunteers worked on the home, whether they hammered together an exterior frame or painted a bedroom wall. Holly said, “We will never forget every hour they spent building our home. The fingerprints that they leave behind will always be within our walls. Our home will stand because of them.” Holly and Roger also thanked the donors and sponsors that made their dream of homeownership a possibility.

T h EC R O U S E f A m i L y