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Page 1: 2009 Accident and Health · 2018. 9. 4. · 2009 Accident and Health Policy Experience Report . INTRODUCTION . The Accident and Health Policy Experience Report was created with the
Page 2: 2009 Accident and Health · 2018. 9. 4. · 2009 Accident and Health Policy Experience Report . INTRODUCTION . The Accident and Health Policy Experience Report was created with the
Page 3: 2009 Accident and Health · 2018. 9. 4. · 2009 Accident and Health Policy Experience Report . INTRODUCTION . The Accident and Health Policy Experience Report was created with the

2009 Accident and Health

Policy Experience Report

2010

Page 4: 2009 Accident and Health · 2018. 9. 4. · 2009 Accident and Health Policy Experience Report . INTRODUCTION . The Accident and Health Policy Experience Report was created with the

Accounting & Reporting

Accountants, members of the insurance industry and

educators will find relevant information about statutory

accounting practices and procedures.

Consumer Information

Consumers, educators and members of the insurance

industry will find important answers to common questions

in guides about auto, home, health and life insurance.

Financial Regulation

Accountants, financial analysts and lawyers will find

handbooks, compliance guides and reports on financial

analysis, state audit requirements and receiverships.

Legal

State laws, regulations and guidelines apply to members

of the legal and insurance industries.

NAIC Activities

Insurance industry members will find directories,

newsletters and reports affecting NAIC members.

Special Studies

Accountants, educators, financial analysts, members of

the insurance industry, lawyers and statisticians will find

relevant products on a variety of special topics.

Statistical Reports

Insurance industry data directed at regulators, educators,

financial analysts, insurance industry members, lawyers

and statisticians.

Supplementary Products

Accountants, educators, financial analysts, insurers,

lawyers and statisticians will find guidelines, handbooks,

surveys and NAIC positions on a wide variety of issues.

Securities Valuation Office

Provides insurers with portfolio values and procedures

for complying with NAIC reporting requirements.

White Papers

Accountants, members of the insurance industry and

educators will find relevant information on a variety of

insurance topics.

© 2010 National Association of Insurance Commissioners. All rights reserved.

ISBN: 978-1-59917-376-4

Printed in the United States of America

No part of this book may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic or

mechanical, including photocopying, recording, or any storage or retrieval system, without written permission from the NAIC.

The NAIC is the authoritative source for insurance industry information. Our expert solutions support the efforts of

regulators, insurers and researchers by providing detailed and comprehensive insurance information. The NAIC

offers a wide range of publications in the following categories:

For more information about NAIC publications, view our online catalog at:

http://store.naic.org

NAIC Central Office

2301 McGee Street, Suite 800

Kansas City, MO 64108-2662

816.842.3600

NAIC Securities Valuation Office

48 Wall Street, 6th Floor

New York, NY 10005-2906

212.398.9000

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444 North Capitol Street NW, Suite 701

Washington, DC 20001

202.471.3990

Page 5: 2009 Accident and Health · 2018. 9. 4. · 2009 Accident and Health Policy Experience Report . INTRODUCTION . The Accident and Health Policy Experience Report was created with the

The following companion products provide additional information on the same or similar subject matter. Many

customers who purchase the Accident and Health Policy Experience Report also purchase one or more of the

following products:

Companion Products

Market Share Reports for Groups and Companies

An easy reference for identifying top writers by premium volume. Allows

monitoring of increases and decreases in market share and overall level of

market concentration. The Property/Casualty reports include the top 10

company groups by state and the top 125 groups countrywide for each P/C

annual statement line of business. The Life and Fraternal reports contain the

top 125 groups by state and countrywide for life insurance, annuity

considerations and total premiums written. The Accident & Health reports

contain the top 125 groups by state and countrywide for total A&H premiums

written. Contains the latest available year of data. Updated annually.

Statistical Compilation of Annual Statement Information

The Statistical Compilation provides aggregate annual statement data for

property/casualty, life/health insurance companies, all HMOs and companies

that write accident and health insurance and file annual statements with the

NAIC. Divided into three sections — Annual Statement Financial Data, State

and Countrywide Insurance Data, and Selected Data Elements from Company

and Combined Statements — the information provided will satisfy a wide

range of needs and uses. Updated annually.

Medicare Supplement Loss Ratios

This report contains the latest available data drawn from Medicare Supplement

Insurance Expense Exhibits filed with the NAIC. It identifies direct premiums

earned, market share, direct claims incurred and loss ratios on a countrywide

basis. A listing of the top 10 companies by state by direct premiums earned is

also included in this report. Reports available since 1990. Updated annually.

Credit Life and Credit Accident and Health Insurance Experience Report

This report provides industrywide data for more than 500 individual insurers.

Earned premiums, incurred losses, loss ratios and market share information

for each type of insurance are displayed in separate sections for convenient

analysis by line of business. Data is also shown for the two years immediately

preceding the reported year to help regulators and other interested parties

monitor trends in credit insurers' annual financial results. Updated annually.

International orders must be prepaid, including shipping charges. Please contact an NAIC Customer Service Representative, Monday - Friday, 8:30 am - 5 pm CT.

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2009 Accident and Health Policy Experience Report

TABLE OF CONTENTS

INTRODUCTION..........................................................................................................................1

Report Format ..................................................................................................................................1 Aggregation and Calculation of Data ..............................................................................................3 Definitions........................................................................................................................................3 Qualifications...................................................................................................................................4 Accident and Health Policy Experience 2006-2009 ........................................................................5 Figure 1: Grand Total of Number of Policies or Certificates 2006-2009 ........................................7 Figure 2: Grand Total of Number of Covered Lives 2006-2009 .....................................................9

AGGREGATED ANNUAL STATEMENT DATA ..................................................................11

2009 Annual Statement Page 2009 Report Page

Supp 8-9 Individual Business................................................................................................13 Supp 10 Group, Other, and Grand Total Business...............................................................15 Supp 11 Summary Page .......................................................................................................16

Annual Statement Data by Statement Type ...................................................................................17

INDVIDUAL BUSINESS ............................................................................................................35

Market Share for the Top125 Insurers ...........................................................................................37 Top 25 Groups by Company..........................................................................................................45 Market Share by Statement Type...................................................................................................59 Market Share by Line of Business .................................................................................................73

GROUP BUSINESS...................................................................................................................119

Market Share for the Top125 Insurers .........................................................................................121 Top 25 Groups by Company........................................................................................................127 Market Share by Statement Type.................................................................................................141 Market Share by Line of Business ...............................................................................................155

OTHER BUSINESS...................................................................................................................227

Market Share for the Top125 Insurers .........................................................................................229 Top 25 Groups by Company........................................................................................................235 Market Share by Statement Type.................................................................................................243 Market Share by Line of Business ...............................................................................................251

GRAND TOTAL (INDIVIDUAL, GROUP, AND OTHER) BUSINESS.............................259

Market Share for the Top125 Insurers .........................................................................................261 Top 25 Groups by Company........................................................................................................267 Market Share by Statement Type.................................................................................................283

TECHNICAL NOTES...............................................................................................................297

COMPANY INDEX...................................................................................................................301

©2010 National Association of Insurance Commissioners

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©2010 National Association of Insurance Commissioners

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2009 Accident and Health Policy Experience Report

INTRODUCTION

The Accident and Health Policy Experience Report was created with the intention to meet the growing demand for information on health insurance. Beginning with the 2009 data year, the Accident and Health Policy Experience Report includes aggregated data from the Accident and Health Policy Experience Exhibit, market share data based on this exhibit, and more. Because data years prior to 2006 are not directly comparable to the existing exhibit, those years will not be included in this report. The health insurance market is very expansive, with a variety of different types of health insurers. Employer-provided health insurance that is self-insured may be regulated by the federal government. Not all health insurers are required to file with the state departments of insurance. For example, while many health insurance writers in California file with the California Department of Insurance, some companies are required to file with the California Department of Managed Health Care. It is the peculiarities of the health insurance market which warrant caution be taken when analyzing the numbers within this report. As the NAIC receives most filings from companies required to file with the state departments of insurance, the data are not a complete depiction of the health market as a whole. Some life insurance companies and fraternal insurance companies provide accident and health coverage as well as expected life coverages. Property and casualty companies may also provide accident and health coverage in addition to other lines of business. Some companies write primarily accident and health even if they are licensed as life, fraternal, or property/casualty entities. Therefore, the Accident and Health Policy Experience Exhibit appears in all major NAIC Annual Statement Blanks—Property & Casualty, Health, Life, and Fraternal blanks. The exhibit as it currently exists was added to the 2006 data year blanks, with a breakout for individual and group business.

Report Format

This report contains the following sections:

Aggregated Annual Statement Financial Data • This section reflects data reported in the Accident & Health Policy Experience

Exhibit. While the Accident and Health Working Group is discussing the possibility of adding state information into the exhibit, there are no definitive plans.

o Annual Statement Data by Statement Type – This section consists of aggregated annual statement data broken out by each annual statement type.

©2010 National Association of Insurance Commissioners1

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Individual Business • This section contains breakouts of Individual Business market share data. Market

share data are based on premiums earned reported in the Accident & Health Policy Experience Exhibit. Insurance groups are made up of insurance companies that are related by common ownership. The market share reports show data by group for those insurers that are a member of a group. This allows the report to contain a more complete view of the market share information. The market share data is broken out by statement type and by line of business. These breakouts allow for the most complete view of the market.

o Market Share for the Top 125 Insurers – This section includes a total market share, across all business types, for the top 125 groups.

o Top 25 Groups by Company – In this section, the top 25 groups, according to their market share, are broken down by their companies.

o Market Share Data By Statement Type – This section consists of data broken out by business type. It includes breakouts of separate market share data in each statement type, including Property & Casualty, Health, Life, and Fraternal.

o Market Share Data By Line of Business – This section consists of data broken out by line of business. It includes a total market share of the top 125 groups of all lines of business combined, as well as breakouts of separate market share data for each line of business (e.g., Comprehensive Major Medical).

Group Business • This section contains breakouts of Group Business market share data.

o Market Share for the Top 125 Insurers o Top 25 Groups by Company o Market Share Data By Statement Type o Market Share Data By Line of Business

Other Business • This section contains breakouts of Other Business market share data.

o Market Share for the Top 125 Insurers o Top 25 Groups by Company o Market Share Data By Statement Type o Market Share Data By Line of Business

Grand Total (Individual, Group, and Other) Business • The final section contains breakouts of Grand Total (Individual, Group, and Other)

Business market share data. These market share data include individual, group, and other business. The Grand Total (Individual, Group, and Other) Business market share data is only broken out into statement type.

o Market Share for the Top 125 Insurers o Top 25 Groups by Company o Market Share Data By Statement Type

©2010 National Association of Insurance Commissioners2

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Company Index • An index listing the insurer groups and individual companies included in the

insurance groups reported in this publication has been added at the end of the report. Insurers continuously merge, change names, and buy and sell companies; however, the index gives a “snapshot” view of group structures as filed with the NAIC by the date this report was generated.

Comments on this report are encouraged so that the report will continue to evolve and meet the needs of NAIC members. These data are maintained in NAIC databases and are available for additional application development. These data are also available for purchase by the public in both hard copy and electronic formats.

Aggregation and Calculation of Data This report utilizes the term “aggregated” to describe data developed by summing the annual statements of individual companies. In order to represent more completely the data as reported on the annual statements, all data are aggregated directly from the numbers reported to the NAIC.

Definitions The Health industry is very broad and not all terminology carries the same definition. To avoid ambiguity and ensure this report is not misunderstood, some definitions have been provided. For more definitions within the Accident & Health Policy Experience Exhibit, please use the NAIC Quarterly and Annual Statement Instructions (for Property & Casualty, Health, Life, or Fraternal). Group Business – Health insurance where the policy is issued to employers, associations, trusts, or other groups covering employees or members and/or their dependents, to whom a certificate of coverage may be provided. Individual Business – Health insurance where the policy is issued to an individual covering the individual and/or their dependents. This includes conversions from group policies.

Comprehensive/Major Medical – Policies that provide fully insured indemnity, HMO, PPO, or Fee for Service for service coverage for hospital, medical, and surgical expenses. This category excludes Short Term Medical Insurance, the Federal Employees Health Benefit Program and non-comprehensive coverage such as basic hospital only, medical only, hospital confinement indemnity, surgical, outpatient indemnity, specified disease, intensive care, and organ and tissue transplant coverage, as well as any other coverage described in the other categories of this exhibit.

©2010 National Association of Insurance Commissioners3

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Qualifications The accuracy of the reports included in this publication depend on the accuracy of the information contained in the accident and health policy experience exhibits filed by insurers. Even though the data elements used to prepare the reports are extracted from exhibits filed with the NAIC, the NAIC cannot verify or guarantee the accuracy of every data element. While the NAIC exercises a great deal of care in capturing data from annual statements and producing various reports, as with any statistical project of a significant magnitude, errors can occur. Consequently, the NAIC makes no representations or warranties with respect to the accuracy of the data and statistics in this report. Any questions about the report may be referred to Sara Pankow at (816) 783-8757 or Aaron Brandenburg at (816) 783-8271. Additional copies can be obtained from an NAIC representative at:

NAIC Central Office 2301 McGee Street, Suite 800 Kansas City, MO 64108-2604

Telephone: (816) 783-8300 E-mail: [email protected]

©2010 National Association of Insurance Commissioners4

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ACCIDENT AND HEALTH POLICY EXPERIENCE COUNTRYWIDE

2006-2009*

INCURRED CHANGE IN PREMIUMS CLAIMS CONTRACT LOSS EARNED AMOUNT RESERVES RATIO

Grand Total Individual Business

2006 136,154,511,019 107,708,049,387 5,690,421,335 83.3 2007 166,708,862,658 132,928,712,629 6,609,785,717 83.7 2008 186,474,104,859 151,427,203,170 6,616,145,846 84.8 2009 214,453,180,956 176,874,123,636 6,797,107,466 85.7

2006-2009 175,947,664,873 142,234,522,206 6,428,365,091 84.5

Grand Total Group Business 2006 263,794,133,400 215,477,750,164 1,234,107,298 82.2 2007 313,457,619,601 237,526,371,273 2,032,819,988 76.4 2008 294,254,823,906 244,491,715,856 1,172,533,852 83.5 2009 302,034,781,441 253,425,649,451 1,479,799,139 84.4

2006-2009 293,385,339,587 237,730,371,686 1,479,815,069 81.5

Grand Total Other Business 2006 7,488,443,262 5,010,064,836 101,623,845 68.3 2007 11,218,195,770 7,763,184,109 56,792,249 69.7 2008 11,625,780,825 8,392,587,282 (10,831,060) 72.1 2009 10,986,871,215 8,271,716,777 (14,364,583) 75.2

2006-2009 10,329,822,768 7,359,388,251 33,305,113 71.6

Grand Total (Individual, Group, and Other) Business 2006 419,644,743,916 333,686,106,038 10,459,514,242 82.0 2007 502,378,746,358 382,986,687,082 11,004,195,570 78.4 2008 505,846,623,985 410,381,481,745 10,461,837,070 83.2 2009 541,856,890,787 445,249,358,007 10,440,995,995 84.1

2006-2009 492,431,751,262 393,075,908,218 10,591,635,719 82.0 *Results may vary from prior-year reports due to new or revised filings.

©2010 National Association of Insurance Commissioners5

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©2010 National Association of Insurance Commissioners6

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Number of Policies or CertificatesGrand Total (Individual, Group, and Other) Business

-

50

100

150

200

250

300

350

Years

Mill

ions

Total Per Year 267,947,079 318,518,838 318,213,487 326,428,005

2006 2007 2008 2009

©2010 National Association of Insurance Commissioners7

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©2010 National Association of Insurance Commissioners8

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Number of Covered LivesGrand Total (Individual, Group, and Other) Business

580

600

620

640

660

680

700

720

740

Years

Mill

ions

Total Per Year 630,946,840 684,546,323 728,740,600 677,637,750

2006 2007 2008 2009

©2010 National Association of Insurance Commissioners9

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©2010 National Association of Insurance Commissioners10

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Accident & Health Policy Experience Report

Aggregated Annual Statement Data

©2010 National Association of Insurance Commissioners11

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©2010 National Association of Insurance Commissioners12

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Aggregated Totals for All Statement Types

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

or Certificates

Number of Policies

as of Dec 31 as of Dec 31

Covered Lives

Number of

Member

Months

August 23, 2010

A. INDIVIDUAL BUSINESS

. 1. Comprehensive Major Medical8,905,014,794. 1.1 With contract reserves 7,052,956,793 )(59,561,471 2,589,265 3,792,368 45,005,30578.53

12,504,256,878. 1.2 Without contract reserves 10,326,226,755 13,983,164 3,245,316 4,855,656 57,132,14782.6921,409,271,671. 1.3 Subtotal 17,379,183,548 )(45,578,307 5,834,581 8,648,024 102,137,45280.96

. 2. Short-Term Medical1,288,627. 2.1 With contract reserves 556,946 )(90,827 21,691 22,581 61,30736.17

70,616,918. 2.2 Without contract reserves 49,342,443 )(1,207,647 59,797 75,708 967,78168.1671,905,545. 2.3 Subtotal 49,899,389 )(1,298,474 81,488 98,289 1,029,08867.59

. 3. Other Medical (Non-Comprehensive)1,646,508,836. 3.1 With contract reserves 1,059,216,771 35,485,829 3,268,222 5,241,185 56,764,19866.49

108,318,189. 3.2 Without contract reserves 73,858,356 )(144,066 80,011 95,794 1,175,59168.051,754,827,025. 3.3 Subtotal 1,133,075,124 35,341,763 3,348,233 5,336,979 57,939,78966.58

. 4. Specified/Named Disease3,193,407,539. 4.1 With contract reserves 1,827,472,010 399,091,528 7,729,417 13,317,771 148,852,94469.72

11,964,136. 4.2 Without contract reserves 3,236,041 143,269 95,525 127,237 1,432,42828.253,205,371,675. 4.3 Subtotal 1,830,708,051 399,234,797 7,824,942 13,445,008 150,285,37269.57

. 5. Limited Benefit101,366,483. 5.1 With contract reserves 49,808,707 17,131,839 216,880 305,518 3,277,63366.04

1,945,886,100. 5.2 Without contract reserves 1,550,383,187 20 1,693,171 1,742,691 21,657,70479.672,047,252,583. 5.3 Subtotal 1,600,191,893 17,131,859 1,910,051 2,048,209 24,935,33779.00

. 6. Student0. 6.1 With contract reserves 983 0 5,449 608 9,0470.00

39,825,573. 6.2 Without contract reserves 32,111,759 0 827,934 821,730 9,911,65880.6339,825,573. 6.3 Subtotal 32,112,742 0 833,383 822,338 9,920,70580.63

. 7. Accident Only or AD&D2,195,893,576. 7.1 With contract reserves 821,709,555 54,744,373 10,110,355 15,195,296 161,024,84139.91

125,505,883. 7.2 Without contract reserves 42,159,494 )(15,442 1,620,080 1,933,290 20,432,98633.582,321,399,459. 7.3 Subtotal 863,869,049 54,728,931 11,730,435 17,128,586 181,457,82739.57

. 8. Disability Income - Short-Term1,811,771,423. 8.1 With contract reserves 864,887,816 64,368,729 3,065,215 3,052,380 39,694,41951.29

126,256,026. 8.2 Without contract reserves 59,617,737 )(179,116 291,792 292,843 3,629,51347.081,938,027,448. 8.3 Subtotal 924,505,553 64,189,613 3,357,007 3,345,223 43,323,93251.02

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

©2010 National Association of Insurance Commissioners13

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009aggregated totals for All Statement Types

Premiums

countrywide

Earned Claims AmountIncurred

Contract ReservesChange in

Loss Ratio ¹or Certificates

Number of Policies

as of Dec 31 as of Dec 31Covered Lives

Number ofMemberMonths

August 23, 2010

A. INDIVIDUAL BUSINESS (Continued). 9. Disability Income - Long-Term

4,542,435,982. 9.1 With contract reserves 4,381,745,470 )(134,750,428 3,401,963 3,366,961 39,399,78293.5044,250,114. 9.2 Without contract reserves 31,954,914 )(673,685 39,843 49,443 432,92770.69

4,586,686,093. 9.3 Subtotal 4,413,700,384 )(135,424,113 3,441,806 3,416,404 39,832,70993.28. 10. Long-Term Care

8,652,040,267. 10.1 With contract reserves 5,681,934,156 6,190,648,301 4,262,511 4,782,274 41,618,923137.2222,277,511. 10.2 Without contract reserves 27,934,447 579,853 9,908 9,993 100,489128.00

8,674,317,779. 10.3 Subtotal 5,709,868,603 6,191,228,154 4,272,419 4,792,267 41,719,412137.20. 11. Medicare Supplement (Medigap)

7,927,135,173. 11.1 With contract reserves 6,394,627,482 182,865,982 2,374,475 3,695,080 44,473,98482.978,397,525,091. 11.2 Without contract reserves 6,500,696,727 1,723,293 3,573,510 3,644,571 41,990,76577.43

16,324,660,266. 11.3 Subtotal 12,895,324,211 184,589,275 5,947,985 7,339,651 86,464,74980.12. 12. Dental

273,587,061. 12.1 With contract reserves 135,648,999 6,863,827 820,719 1,413,969 16,123,60852.09364,419,843. 12.2 Without contract reserves 243,861,359 256,987 889,007 1,389,771 15,454,17566.99638,006,904. 12.3 Subtotal 379,510,359 7,120,814 1,709,726 2,803,740 31,577,78360.60

. 13. State Children's Health Insurance Program451,491,188. 13.1 With contract reserves 420,729,139 )(3,277,941 258,242 288,007 3,325,77792.46

1,087,762,118. 13.2 Without contract reserves 934,460,233 0 491,477 995,281 8,675,77885.911,539,253,306. 13.3 Subtotal 1,355,189,372 )(3,277,941 749,719 1,283,288 12,001,55587.83

. 14. Medicare21,063,120,747. 14.1 With contract reserves 17,951,072,207 4,917,522 1,908,018 6,664,593 79,004,58185.2572,650,967,592. 14.2 Without contract reserves 61,154,671,333 )(168,077 7,586,502 8,974,556 108,118,83584.1893,714,088,339. 14.3 Subtotal 79,105,743,540 4,749,445 9,494,520 15,639,149 187,123,41684.42

. 15. Medicaid8,000,989,998. 15.1 With contract reserves 7,052,593,383 33,968,599 2,012,126 2,723,667 31,072,81888.57

37,334,620,344. 15.2 Without contract reserves 32,828,338,035 2,855,026 6,539,084 13,438,899 145,268,93987.9445,335,610,342. 15.3 Subtotal 39,880,931,418 36,823,625 8,551,210 16,162,566 176,341,75788.05

. 16. Medicare Part D - Stand-Alone2,575,717,381. 16.1 With contract reserves 2,297,279,558 12,447,320 695,388 716,592 7,911,50089.677,237,992,175. 16.2 Without contract reserves 6,241,023,827 )(3,329,986 5,139,977 5,856,599 71,697,24286.189,813,709,556. 16.3 Subtotal 8,538,303,385 9,117,334 5,835,332 6,573,191 79,608,74287.10

. 17. Other Individual Business474,429,973. 17.1 With contract reserves 308,215,615 )(22,553,645 453,429 554,812 4,894,87360.21612,624,492. 17.2 Without contract reserves 517,995,632 770,968 291,412 764,077 7,184,54984.68

1,087,054,464. 17.3 Subtotal 826,211,247 )(21,782,677 744,841 1,318,889 12,079,42274.00. 18. Total Individual Business

71,815,528,697. 18.1 With contract reserves 56,300,223,132 6,782,512,905 43,188,303 65,125,322 722,410,45687.84142,637,652,256. 18.2 Without contract reserves 120,573,900,502 14,594,561 32,428,975 45,022,768 514,744,42684.54214,453,180,956. 19. Grand total individual 176,874,123,636 6,797,107,466 75,617,278 110,148,090 1,237,154,88285.65

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

©2010 National Association of Insurance Commissioners14

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Aggregated Totals for All Statement Types

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

or Certificates

Number of Policies

as of Dec 31 as of Dec 31

Covered Lives

Number of

Member

Months

August 23, 2010

B. GROUP BUSINESSComprehensive Major Medical. 1. Single Employer. 1.1 Small employer 7,561,985 17,507,388 212,034,73663,837,291,894 53,119,678,680 5,682,114 83.22. 1.2 Other Employer 11,693,475 31,295,975 388,901,769119,422,936,463 103,646,652,287 85,895,342 86.86. 1.3 Single employer subtotal 19,255,460 48,803,363 600,936,506183,260,228,358 156,766,330,965 91,577,457 85.59. 2. Multiple employer assns and trusts 946,423 2,135,561 25,115,0038,096,116,672 7,137,054,860 12,785,307 88.31. 3. Other associations and discretionary trusts 921,951 1,625,498 19,931,7993,826,952,820 2,560,179,205 )(5,171,951 66.76. 4. Other comprehensive major medical 2,662,364 5,912,745 64,199,88614,290,017,235 12,697,878,944 )(11,367,734 88.78. 5. Comprehensive/major medical subtotal 23,786,198 58,477,167 710,183,194209,473,315,082 179,161,443,974 87,823,079 85.57

Other Medical (Non-Comprehensive). 6. Specified/named disease 1,198,898 3,564,550 31,168,067474,593,847 323,398,680 2,340,804 68.64. 7. Limited benefit 6,750,253 39,541,421 459,297,0613,658,815,642 2,843,889,443 1,656,046 77.77. 8. Student 1,375,744 3,275,886 27,285,2931,271,726,845 943,795,374 )(2,954,019 73.98. 9. Accident only or AD&D 67,078,965 141,903,507 1,487,372,8023,005,869,071 1,162,019,407 2,322,225 38.74. 10. Disability income - short-term 5,136,805 16,606,895 204,985,4473,426,375,058 2,283,937,427 1,962,219 66.71. 11. Disability income - long-term 15,239,350 40,351,865 464,917,36110,392,642,521 8,355,130,227 )(26,393 80.39. 12. Long-term care 562,921 2,407,351 20,686,3672,596,604,462 835,028,220 1,414,837,385 86.65. 13. Medicare supplement 473,697 2,138,517 25,573,3634,675,905,714 3,789,965,247 29,754,286 81.69. 14. Federal Employees Health Benefit Plans 2,915,911 7,906,463 94,133,77027,334,816,889 25,531,669,266 12,269,540 93.45. 15. Tricare 80 2,104,366 24,801,039694,473,937 746,732,672 0 107.52. 16. Dental 9,930,333 51,401,254 502,587,68414,914,113,530 11,835,291,079 7,830,197 79.41. 17. Medicare 667,336 822,315 10,875,9105,306,664,465 4,423,185,835 12,585,194 83.59. 18. Medicare Part D - Stand-Alone 477,088 685,997 8,240,969641,209,453 539,365,293 )(252,600 84.08. 19. Other group care 10,211,125 28,274,904 250,074,17114,167,654,921 10,650,797,304 )(90,348,823 74.54. 20. Grand total group business 145,804,704 399,462,458 4,322,182,498302,034,781,441 253,425,649,451 1,479,799,139 84.40

C. OTHER BUSINESS. 1. Credit 60,196,879 29,845,676 205,060,7434,297,664,602 2,748,549,675 )(9,392,794 63.74. 2. Stop loss/excess loss 5,888,303 27,480,248 355,623,1196,689,206,613 5,523,167,103 )(4,971,789 82.49. 3. Administrative Services Only 3,825,259 30,757,599 373,548,693. 4. Administrative Services Contracts 11,378,711 45,507,285 541,045,304. 5. Grand total other business 81,289,152 133,590,808 1,475,277,85910,986,871,215 8,271,716,777 )(14,364,583 75.16

D. TOTAL BUSINESS. 1. Total non U.S. policy forms 23,716,871 34,436,394 348,393,74914,382,057,178 6,677,868,145 2,178,453,973 61.58. 2. Grand total indiv, group & other business 326,428,005 677,637,750 7,383,008,988541,856,890,787 445,249,358,007 10,440,995,995 84.10

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

©2010 National Association of Insurance Commissioners15

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Aggregated Totals for All Statement Types

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

August 23, 2010

Part 1 - Individual Policies

Summary

207,663,508,71001. U.S. forms direct business 170,302,810,356 6,734,346,361 85.2515,196,212,93702. Other forms direct business 6,815,517,140 2,232,902,434 59.54

222,859,721,64703. Total direct business 177,118,327,496 8,967,248,795 83.506,557,378,30504. Reinsurance assumed 5,704,604,102 774,183,951 98.80

13,125,614,69705. Less reinsurance ceded 10,716,395,295 2,849,867,098 103.36216,291,485,25806. Total 172,106,536,301 6,891,565,646 82.76

Part 2 - Group Policies

Summary

304,005,049,14001. U.S. forms direct business 255,102,109,638 1,481,992,245 84.40922,866,85902. Other forms direct business 704,936,449 742,279 76.47

304,927,915,99903. Total direct business 255,807,046,088 1,482,734,524 84.3816,871,152,41004. Reinsurance assumed 13,255,575,934 274,010,122 80.1923,528,990,16205. Less reinsurance ceded 16,935,199,536 544,851,055 74.29

298,270,078,25306. Total 252,127,422,487 1,211,893,591 84.94

Part 3 - Credit Policies (Individual and Group)

Summary

1,466,403,18401. U.S. forms direct business 593,547,455 )(7,245,112 39.9850,438,85302. Other forms direct business 21,429,568 0 42.49

1,516,842,03703. Total direct business 614,977,023 )(7,245,112 40.07394,534,33204. Reinsurance assumed 106,459,568 )(5,369,534 25.62753,197,57005. Less reinsurance ceded 197,981,377 )(8,839,577 25.11

1,158,178,79806. Total 523,455,214 )(3,775,068 44.87

Part 4 - All Individual, Group and Credit Policies

Summary

510,381,314,53101. U.S. forms direct business 423,672,022,067 8,211,767,241 84.6215,754,191,49402. Other forms direct business 7,180,780,306 2,232,859,713 59.75

526,135,506,02503. Total direct business 430,852,802,374 10,444,626,955 83.8823,813,828,61404. Reinsurance assumed 19,060,768,872 1,042,824,539 84.4237,407,886,00205. Less reinsurance ceded 27,849,874,044 3,385,878,575 83.50

512,541,448,63106. Total 422,063,697,208 8,101,572,915 83.93

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

©2010 National Association of Insurance Commissioners16

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Annual Statement Data by Statement Type

©2010 National Association of Insurance Commissioners17

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©2010 National Association of Insurance Commissioners18

Page 27: 2009 Accident and Health · 2018. 9. 4. · 2009 Accident and Health Policy Experience Report . INTRODUCTION . The Accident and Health Policy Experience Report was created with the

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Aggregated Totals for Life, Accident & Health

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

or Certificates

Number of Policies

as of Dec 31 as of Dec 31

Covered Lives

Number of

Member

Months

August 23, 2010

A. INDIVIDUAL BUSINESS

. 1. Comprehensive Major Medical2,388,974,532. 1.1 With contract reserves 1,758,764,092 7,977,234 815,394 1,249,256 14,449,88073.951,344,321,963. 1.2 Without contract reserves 1,034,750,566 3,586,879 347,154 571,488 6,197,42377.243,733,296,495. 1.3 Subtotal 2,793,514,658 11,564,113 1,162,548 1,820,744 20,647,30375.14

. 2. Short-Term Medical1,181,141. 2.1 With contract reserves 373,360 )(90,827 21,621 22,488 59,88623.92

51,272,645. 2.2 Without contract reserves 35,752,228 )(1,207,647 37,188 45,897 575,72267.3752,453,786. 2.3 Subtotal 36,125,588 )(1,298,474 58,809 68,385 635,60866.40

. 3. Other Medical (Non-Comprehensive)1,532,378,899. 3.1 With contract reserves 967,757,787 39,333,074 2,800,087 4,677,862 49,644,01665.72

25,794,098. 3.2 Without contract reserves 17,305,638 )(135,339 56,340 66,002 798,61266.571,558,172,998. 3.3 Subtotal 985,063,423 39,197,735 2,856,427 4,743,864 50,442,62865.73

. 4. Specified/Named Disease3,189,363,095. 4.1 With contract reserves 1,826,278,127 398,456,194 7,689,538 13,272,925 148,384,06169.75

11,544,248. 4.2 Without contract reserves 3,142,288 143,269 93,145 123,100 1,422,78828.463,200,907,343. 4.3 Subtotal 1,829,420,415 398,599,463 7,782,683 13,396,025 149,806,84969.61

. 5. Limited Benefit101,329,668. 5.1 With contract reserves 49,780,305 17,132,765 216,594 305,098 3,275,26666.04

1,881,363,424. 5.2 Without contract reserves 1,503,218,373 20 1,593,273 1,597,392 19,836,13379.901,982,693,092. 5.3 Subtotal 1,552,998,677 17,132,785 1,809,867 1,902,490 23,111,39979.19

. 6. Student0. 6.1 With contract reserves 983 0 5,449 608 9,0470.00

29,967,409. 6.2 Without contract reserves 21,533,691 0 119,543 113,207 1,291,15071.8629,967,409. 6.3 Subtotal 21,534,674 0 124,992 113,815 1,300,19771.86

. 7. Accident Only or AD&D2,179,308,010. 7.1 With contract reserves 814,733,567 54,797,095 9,952,344 15,029,121 159,459,24539.90

92,449,850. 7.2 Without contract reserves 25,308,051 )(15,442 879,199 1,012,107 11,064,54327.362,271,757,860. 7.3 Subtotal 840,041,618 54,781,653 10,831,543 16,041,228 170,523,78839.39

. 8. Disability Income - Short-Term1,796,778,202. 8.1 With contract reserves 855,592,120 65,432,947 3,008,621 2,995,135 38,964,87751.26

29,934,948. 8.2 Without contract reserves 14,124,020 )(125,313 29,801 30,852 393,28846.761,826,713,150. 8.3 Subtotal 869,716,140 65,307,634 3,038,422 3,025,987 39,358,16551.19

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

©2010 National Association of Insurance Commissioners19

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Aggregated Totals for Life, Accident & Health

Premiums

countrywide

Earned Claims AmountIncurred

Contract ReservesChange in

Loss Ratio ¹or Certificates

Number of Policies

as of Dec 31 as of Dec 31Covered Lives

Number ofMemberMonths

August 23, 2010

A. INDIVIDUAL BUSINESS (Continued). 9. Disability Income - Long-Term

4,485,750,829. 9.1 With contract reserves 4,357,315,172 )(137,283,727 3,302,183 3,264,004 38,158,05694.0824,033,060. 9.2 Without contract reserves 20,791,210 )(631,277 24,292 33,892 239,86483.88

4,509,783,887. 9.3 Subtotal 4,378,106,382 )(137,915,004 3,326,475 3,297,896 38,397,92094.02. 10. Long-Term Care

7,765,520,790. 10.1 With contract reserves 4,925,000,505 5,348,335,505 3,710,136 4,209,608 34,674,876132.297,266,546. 10.2 Without contract reserves 15,992,714 204,853 3,546 3,631 26,474222.91

7,772,787,337. 10.3 Subtotal 4,940,993,219 5,348,540,358 3,713,682 4,213,239 34,701,350132.38. 11. Medicare Supplement (Medigap)

5,532,081,124. 11.1 With contract reserves 4,281,892,259 18,192,713 1,215,245 2,454,380 29,380,27677.732,675,406,690. 11.2 Without contract reserves 1,988,680,446 )(6,627 1,243,710 1,258,217 13,133,45974.338,207,487,816. 11.3 Subtotal 6,270,572,706 18,186,086 2,458,955 3,712,597 42,513,73576.62

. 12. Dental172,655,681. 12.1 With contract reserves 54,867,732 6,897,138 368,699 609,794 6,597,92135.77

95,255,304. 12.2 Without contract reserves 60,363,574 257,584 249,275 359,451 3,672,62763.64267,910,985. 12.3 Subtotal 115,231,307 7,154,722 617,974 969,245 10,270,54845.68

. 13. State Children's Health Insurance Program0. 13.1 With contract reserves 0 0 0 0 00.000. 13.2 Without contract reserves 0 0 0 0 00.000. 13.3 Subtotal 0 0 0 0 00.00

. 14. Medicare13,876,458,927. 14.1 With contract reserves 11,647,275,639 )(8,978,726 1,388,848 6,016,616 71,508,48583.8713,977,782,095. 14.2 Without contract reserves 11,597,784,997 0 3,092,678 3,100,381 37,933,49082.9727,854,241,022. 14.3 Subtotal 23,245,060,636 )(8,978,726 4,481,526 9,116,997 109,441,97583.42

. 15. Medicaid0. 15.1 With contract reserves 0 0 0 0 00.000. 15.2 Without contract reserves 0 0 0 0 00.000. 15.3 Subtotal 0 0 0 0 00.00

. 16. Medicare Part D - Stand-Alone289,955. 16.1 With contract reserves 203,955 0 65 16,537 218,89370.34

2,372,012,865. 16.2 Without contract reserves 1,977,119,185 0 2,278,931 2,278,931 25,193,72583.352,372,302,820. 16.3 Subtotal 1,977,323,140 0 2,278,963 2,295,468 25,412,61883.35

. 17. Other Individual Business411,286,377. 17.1 With contract reserves 253,011,534 )(20,627,190 409,559 499,559 4,309,68756.5020,369,842. 17.2 Without contract reserves 9,059,484 )(2,077 57,623 94,757 1,126,21844.46

431,656,218. 17.3 Subtotal 262,071,018 )(20,629,267 467,182 594,316 5,435,90555.93. 18. Total Individual Business

43,433,357,226. 18.1 With contract reserves 31,792,847,140 5,789,574,196 34,904,383 54,622,991 599,094,47286.5322,638,774,991. 18.2 Without contract reserves 18,324,926,462 2,068,883 10,105,698 10,689,305 122,905,51680.9566,072,132,218. 19. Grand total individual 50,117,773,603 5,791,643,079 45,010,081 65,312,296 721,999,98884.62

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

©2010 National Association of Insurance Commissioners20

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Aggregated Totals for Life, Accident & Health

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

or Certificates

Number of Policies

as of Dec 31 as of Dec 31

Covered Lives

Number of

Member

Months

August 23, 2010

B. GROUP BUSINESSComprehensive Major Medical. 1. Single Employer

13,257,505,863. 1.1 Small employer 10,794,632,646 )(4,715,944 1,099,181 4,167,377 48,897,45781.3923,136,227,900. 1.2 Other Employer 19,710,464,852 10,267,227 1,295,034 6,654,405 88,929,71685.2436,393,733,763. 1.3 Single employer subtotal 30,505,097,498 5,551,283 2,394,215 10,821,782 137,827,17383.83

1,884,781,508. 2. Multiple employer assns and trusts 1,588,983,964 853,325 146,988 506,689 5,508,47884.353,539,280,014. 3. Other associations and discretionary trusts 2,333,235,412 )(7,384,151 851,735 1,509,815 18,596,32365.72

428,846,276. 4. Other comprehensive major medical 401,275,148 )(2,838,809 153,706 404,706 4,341,60692.9142,246,641,559. 5. Comprehensive/major medical subtotal 34,828,592,022 )(3,818,352 3,546,644 13,242,992 166,273,58082.43

Other Medical (Non-Comprehensive)329,089,473. 6. Specified/named disease 200,192,556 2,340,804 1,198,894 1,974,093 21,092,66061.54

1,382,394,408. 7. Limited benefit 913,764,507 )(37,037 4,540,679 19,058,093 213,684,41966.101,161,104,886. 8. Student 869,904,847 )(2,954,019 1,342,400 2,786,623 26,357,73274.672,671,699,887. 9. Accident only or AD&D 1,081,477,528 2,534,617 40,877,236 96,701,709 922,387,17240.573,336,630,555. 10. Disability income - short-term 2,232,768,802 1,960,295 4,639,438 15,864,425 196,205,66366.98

10,383,672,773. 11. Disability income - long-term 8,340,667,381 1,057,657 15,176,797 40,262,989 464,128,38180.342,443,504,746. 12. Long-term care 797,013,129 1,397,043,920 330,661 2,175,108 17,983,08889.793,492,118,832. 13. Medicare supplement 2,848,955,747 28,348,274 244,109 1,665,128 19,904,86982.39

751,802,005. 14. Federal Employees Health Benefit Plans 687,188,373 11,008,586 250,066 1,772,415 21,048,05992.8784,944,955. 15. Tricare 58,273,882 0 79 169,456 2,033,47268.60

8,181,897,375. 16. Dental 6,473,411,319 2,779,790 5,298,065 24,669,538 202,751,13079.151,618,475,722. 17. Medicare 1,364,039,428 0 86,420 150,326 1,684,80284.28

61,818,202. 18. Medicare Part D - Stand-Alone 47,603,653 0 236,059 426,250 5,186,82077.015,288,932,980. 19. Other group care 3,911,423,934 )(89,829,470 5,953,838 21,493,898 166,719,22672.26

83,434,728,363. 20. Grand total group business 64,655,277,109 1,350,435,065 83,721,385 242,413,043 2,447,441,07379.11

C. OTHER BUSINESS4,103,590,355. 1. Credit 2,696,825,597 )(9,392,794 53,758,240 23,407,037 127,059,97865.494,538,906,190. 2. Stop loss/excess loss 3,740,260,280 )(2,492,971 4,344,445 20,225,295 273,050,36982.35

0. 3. Administrative Services Only 0 0 1,421,821 22,978,438 277,094,5530.000. 4. Administrative Services Contracts 0 0 125,790 994,493 12,557,4340.00

8,642,496,545. 5. Grand total other business 6,437,085,876 )(11,885,765 59,650,296 67,605,263 689,762,33474.34

D. TOTAL BUSINESS14,238,112,959. 1. Total non U.S. policy forms 6,613,535,621 2,178,448,078 23,633,586 34,244,885 346,062,36261.75

172,387,470,080. 2. Grand total indiv, group & other business 127,823,672,206 9,308,640,457 212,015,348 409,575,487 4,205,265,75779.55

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

©2010 National Association of Insurance Commissioners21

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Aggregated Totals for Life, Accident & Health

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

August 23, 2010

Part 1 - Individual Policies

Summary

66,051,371,38501. U.S. forms direct business 50,016,754,001 5,772,852,360 84.4614,941,779,49102. Other forms direct business 6,595,812,736 2,231,100,759 59.0880,993,150,87603. Total direct business 56,612,566,737 8,003,953,119 79.78

5,520,302,31704. Reinsurance assumed 5,071,570,806 719,712,162 104.9110,196,788,17905. Less reinsurance ceded 8,985,777,950 2,803,687,196 115.6276,316,665,01706. Total 52,698,359,593 5,919,978,083 76.81

Part 2 - Group Policies

Summary

87,827,639,17601. U.S. forms direct business 68,307,462,503 1,442,229,936 79.42350,467,42402. Other forms direct business 272,781,489 742,279 78.05

88,178,106,60003. Total direct business 68,580,243,993 1,442,972,215 79.4112,777,911,16504. Reinsurance assumed 10,488,084,213 277,920,669 84.2513,280,042,87005. Less reinsurance ceded 8,972,446,344 534,312,789 71.5987,675,974,89406. Total 70,095,881,860 1,186,580,095 81.30

Part 3 - Credit Policies (Individual and Group)

Summary

1,218,400,18301. U.S. forms direct business 525,420,234 )(7,239,976 42.539,418,81502. Other forms direct business 4,654,013 0 49.41

1,227,818,99803. Total direct business 530,074,247 )(7,239,976 42.58271,317,24704. Reinsurance assumed 76,889,819 )(5,369,534 26.36581,378,33505. Less reinsurance ceded 171,128,090 )(8,839,577 27.91917,757,90906. Total 435,835,976 )(3,769,932 47.08

Part 4 - All Individual, Group and Credit Policies

Summary

155,304,598,83501. U.S. forms direct business 119,000,254,812 7,208,627,321 81.2715,261,306,49502. Other forms direct business 6,832,912,260 2,231,058,038 59.39

170,565,905,33003. Total direct business 125,833,167,073 9,439,685,360 79.3118,569,530,73004. Reinsurance assumed 15,636,544,837 992,263,297 89.5524,058,209,37905. Less reinsurance ceded 18,129,352,385 3,329,160,407 89.19

165,077,226,67806. Total 123,340,359,528 7,102,788,246 79.02

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

©2010 National Association of Insurance Commissioners22

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Aggregated Totals for Health

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

or Certificates

Number of Policies

as of Dec 31 as of Dec 31

Covered Lives

Number of

Member

Months

August 23, 2010

A. INDIVIDUAL BUSINESS

. 1. Comprehensive Major Medical6,488,805,646. 1.1 With contract reserves 5,275,116,236 )(67,782,772 1,769,253 2,535,128 30,459,59580.25

11,051,132,173. 1.2 Without contract reserves 9,209,354,824 10,396,389 2,877,890 4,252,663 50,477,06183.4317,539,937,819. 1.3 Subtotal 14,484,471,060 )(57,386,383 4,647,143 6,787,791 80,936,65682.25

. 2. Short-Term Medical106,098. 2.1 With contract reserves 183,516 0 60 83 1,399172.97

16,932,533. 2.2 Without contract reserves 12,326,388 0 21,285 28,201 364,74472.8017,038,631. 2.3 Subtotal 12,509,904 0 21,345 28,284 366,14373.42

. 3. Other Medical (Non-Comprehensive)22,532,402. 3.1 With contract reserves 24,701,111 )(4,722,506 9,904 11,721 144,12488.67

2,494,799. 3.2 Without contract reserves 1,538,920 0 10,934 14,072 168,12961.6925,027,201. 3.3 Subtotal 26,240,031 )(4,722,506 20,838 25,793 312,25385.98

. 4. Specified/Named Disease261. 4.1 With contract reserves 0 )(26 3 3 36)(9.96

362,849. 4.2 Without contract reserves 69,175 0 1,737 3,494 1,74019.06363,110. 4.3 Subtotal 69,175 )(26 1,740 3,497 1,77619.04

. 5. Limited Benefit33,347. 5.1 With contract reserves 28,074 0 280 414 2,28384.19

64,519,040. 5.2 Without contract reserves 47,161,004 0 99,875 145,276 1,821,42173.1064,552,387. 5.3 Subtotal 47,189,078 0 100,155 145,690 1,823,70473.10

. 6. Student0. 6.1 With contract reserves 0 0 0 0 00.00

8,681,980. 6.2 Without contract reserves 9,382,159 0 708,391 708,523 8,620,508108.068,681,980. 6.3 Subtotal 9,382,159 0 708,391 708,523 8,620,508108.06

. 7. Accident Only or AD&D)(605. 7.1 With contract reserves 0 0 0 0 30.00

1,242,390. 7.2 Without contract reserves 171,792 0 123,700 166,514 2,067,60713.831,241,785. 7.3 Subtotal 171,792 0 123,700 166,514 2,067,61013.83

. 8. Disability Income - Short-Term0. 8.1 With contract reserves 0 0 0 0 00.000. 8.2 Without contract reserves 0 0 0 0 00.000. 8.3 Subtotal 0 0 0 0 00.00

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

©2010 National Association of Insurance Commissioners23

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Aggregated Totals for Health

Premiums

countrywide

Earned Claims AmountIncurred

Contract ReservesChange in

Loss Ratio ¹or Certificates

Number of Policies

as of Dec 31 as of Dec 31Covered Lives

Number ofMemberMonths

August 23, 2010

A. INDIVIDUAL BUSINESS (Continued). 9. Disability Income - Long-Term

0. 9.1 With contract reserves 0 0 0 0 00.000. 9.2 Without contract reserves 0 0 0 0 00.000. 9.3 Subtotal 0 0 0 0 00.00

. 10. Long-Term Care20,587,964. 10.1 With contract reserves 19,992,262 27,946,726 18,724 18,724 227,221232.8514,776,859. 10.2 Without contract reserves 11,851,577 375,000 6,156 6,156 71,54382.7435,364,823. 10.3 Subtotal 31,843,839 28,321,726 24,880 24,880 298,764170.13

. 11. Medicare Supplement (Medigap)1,827,489,953. 11.1 With contract reserves 1,676,336,100 164,658,646 873,049 950,175 11,558,786100.745,626,249,931. 11.2 Without contract reserves 4,439,743,455 )(216,997 2,289,026 2,345,579 28,279,33378.917,453,739,884. 11.3 Subtotal 6,116,079,555 164,441,649 3,162,075 3,295,754 39,838,11984.26

. 12. Dental100,931,380. 12.1 With contract reserves 80,781,267 )(33,311 452,020 804,175 9,525,68780.00269,164,539. 12.2 Without contract reserves 183,497,785 )(597 639,732 1,030,320 11,781,54868.17370,095,919. 12.3 Subtotal 264,279,052 )(33,908 1,091,752 1,834,495 21,307,23571.40

. 13. State Children's Health Insurance Program451,491,188. 13.1 With contract reserves 420,729,139 )(3,277,941 258,242 288,007 3,325,77792.46

1,087,762,118. 13.2 Without contract reserves 934,460,233 0 491,477 995,281 8,675,77885.911,539,253,306. 13.3 Subtotal 1,355,189,372 )(3,277,941 749,719 1,283,288 12,001,55587.83

. 14. Medicare7,186,577,223. 14.1 With contract reserves 6,303,703,069 13,896,248 519,170 647,977 7,496,09687.91

58,672,159,702. 14.2 Without contract reserves 49,556,274,903 )(168,077 4,493,670 5,874,021 70,183,57284.4665,858,736,925. 14.3 Subtotal 55,859,977,972 13,728,171 5,012,840 6,521,998 77,679,66884.84

. 15. Medicaid8,000,989,998. 15.1 With contract reserves 7,052,593,383 33,968,599 2,012,126 2,723,667 31,072,81888.57

37,334,620,344. 15.2 Without contract reserves 32,828,338,035 2,855,026 6,539,084 13,438,899 145,268,93987.9445,335,610,342. 15.3 Subtotal 39,880,931,418 36,823,625 8,551,210 16,162,566 176,341,75788.05

. 16. Medicare Part D - Stand-Alone2,574,755,059. 16.1 With contract reserves 2,296,843,897 12,659,921 690,238 691,692 7,587,24189.704,865,905,104. 16.2 Without contract reserves 4,263,868,942 )(3,329,986 2,860,704 3,577,326 46,499,41387.567,440,660,163. 16.3 Subtotal 6,560,712,839 9,329,935 3,550,942 4,269,018 54,086,65488.30

. 17. Other Individual Business58,846,752. 17.1 With contract reserves 52,403,637 )(929,817 19,123 28,135 315,81587.47

534,358,924. 17.2 Without contract reserves 463,479,781 773,045 171,472 286,304 3,074,27386.88593,205,676. 17.3 Subtotal 515,883,418 )(156,772 190,595 314,439 3,390,08886.94

. 18. Total Individual Business26,733,146,666. 18.1 With contract reserves 23,203,411,690 176,383,767 6,622,192 8,699,901 101,716,88187.46

119,503,020,762. 18.2 Without contract reserves 101,917,582,897 10,683,803 21,290,104 32,827,600 376,840,63285.29146,236,167,429. 19. Grand total individual 125,120,994,588 187,067,570 27,912,296 41,527,501 478,557,51385.69

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

©2010 National Association of Insurance Commissioners24

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Aggregated Totals for Health

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

or Certificates

Number of Policies

as of Dec 31 as of Dec 31

Covered Lives

Number of

Member

Months

August 23, 2010

B. GROUP BUSINESSComprehensive Major Medical. 1. Single Employer

50,555,771,337. 1.1 Small employer 42,307,238,971 10,398,058 6,456,452 13,319,983 162,993,85183.7095,916,474,385. 1.2 Other Employer 83,582,934,345 75,628,115 10,367,214 24,576,975 299,194,02987.22

146,472,245,723. 1.3 Single employer subtotal 125,890,173,314 86,026,174 16,823,666 37,896,958 462,187,88186.015,926,227,169. 2. Multiple employer assns and trusts 5,313,006,311 11,931,982 791,596 1,550,807 18,649,96989.85

287,576,558. 3. Other associations and discretionary trusts 226,933,083 2,210,000 70,165 115,619 1,334,29779.6813,724,378,557. 4. Other comprehensive major medical 12,187,473,949 )(7,837,125 2,501,732 4,941,959 59,620,01388.74

166,410,428,005. 5. Comprehensive/major medical subtotal 143,617,586,657 92,331,031 20,187,159 44,505,343 541,792,16086.36

Other Medical (Non-Comprehensive)145,235,338. 6. Specified/named disease 122,440,157 0 0 1,590,307 10,073,60784.30

2,191,907,620. 7. Limited benefit 1,872,375,860 1,723,493 2,167,762 20,336,805 245,085,74385.5052,541,446. 8. Student 37,730,062 0 32,063 46,545 440,94971.81

5,397,112. 9. Accident only or AD&D 1,687,278 0 414,763 428,058 5,453,15731.26380,065. 10. Disability income - short-term 233,700 1,924 110 993 11,76762.00

12,881. 11. Disability income - long-term 0 0 36,811 36,811 461,3140.0015,066,515. 12. Long-term care 4,603,228 7,699,750 11,843 11,843 138,67581.66

1,183,096,072. 13. Medicare supplement 940,404,635 1,443,923 229,563 473,049 5,663,89779.6126,583,014,884. 14. Federal Employees Health Benefit Plans 24,844,480,893 1,260,954 2,665,845 6,134,048 73,085,71193.46

609,528,982. 15. Tricare 688,458,790 0 1 1,934,910 22,767,567112.956,681,188,269. 16. Dental 5,319,273,708 5,023,907 4,630,128 26,700,768 299,453,24879.693,688,187,572. 17. Medicare 3,059,144,387 12,585,194 580,916 671,989 9,191,10883.29

579,391,251. 18. Medicare Part D - Stand-Alone 491,761,640 )(252,600 241,029 259,747 3,054,14984.836,061,304,458. 19. Other group care 5,487,564,486 )(643,080 2,098,088 6,125,036 74,278,00690.52

214,206,680,468. 20. Grand total group business 186,487,745,482 121,174,495 33,296,081 109,256,252 1,290,951,05887.12

C. OTHER BUSINESS33,820. 1. Credit 20,614,336 0 303 303 4,10460,953.09

1,716,049,149. 2. Stop loss/excess loss 1,491,747,763 )(4,050,000 1,541,913 6,241,490 72,313,95986.690. 3. Administrative Services Only 0 0 2,403,438 7,779,161 96,454,1400.000. 4. Administrative Services Contracts 0 0 11,252,921 44,512,792 528,487,8700.00

1,716,082,969. 5. Grand total other business 1,512,362,099 )(4,050,000 15,198,575 58,533,746 697,260,07387.89

D. TOTAL BUSINESS0. 1. Total non U.S. policy forms 0 0 0 0 00.00

362,158,930,867. 2. Grand total indiv, group & other business 313,121,102,170 304,192,064 76,406,952 209,317,499 2,466,768,64486.54

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

©2010 National Association of Insurance Commissioners25

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Aggregated Totals for Health

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

August 23, 2010

Part 1 - Individual Policies

Summary

138,343,995,77701. U.S. forms direct business 118,230,966,470 144,073,186 85.57245,312,10002. Other forms direct business 217,592,471 0 88.70

138,589,307,87703. Total direct business 118,448,558,941 144,073,186 85.57316,290,64604. Reinsurance assumed 228,687,947 )(100,607 72.27

1,246,258,48705. Less reinsurance ceded 905,571,332 10,064,619 73.47137,659,340,03506. Total 117,771,675,556 133,907,960 85.65

Part 2 - Group Policies

Summary

212,266,549,33901. U.S. forms direct business 184,528,964,783 30,252,858 86.95437,602,26602. Other forms direct business 368,081,541 0 84.11

212,704,151,60503. Total direct business 184,897,046,324 30,252,858 86.941,946,672,68204. Reinsurance assumed 1,609,086,972 1,128,000 82.727,666,508,55705. Less reinsurance ceded 6,676,387,574 7,946,029 87.19

206,984,315,73506. Total 179,829,745,722 23,434,829 86.89

Part 3 - Credit Policies (Individual and Group)

Summary

51,488,09401. U.S. forms direct business 36,547,572 0 70.98002. Other forms direct business 0 0 0.00

51,488,09403. Total direct business 36,547,572 0 70.98004. Reinsurance assumed 0 0 0.00

2,570,61405. Less reinsurance ceded 734,565 0 28.5848,917,48006. Total 35,813,007 0 73.21

Part 4 - All Individual, Group and Credit Policies

Summary

347,701,198,61501. U.S. forms direct business 300,319,415,369 176,214,790 86.42307,946,44602. Other forms direct business 264,907,139 0 86.02

348,009,145,06103. Total direct business 300,584,322,508 176,214,790 86.422,253,726,89304. Reinsurance assumed 1,831,904,188 1,027,393 81.338,915,421,23705. Less reinsurance ceded 7,582,991,305 18,010,648 85.26

341,347,450,71306. Total 294,833,235,392 159,231,535 86.42

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

©2010 National Association of Insurance Commissioners26

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Aggregated Totals for Property/Casualty

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

or Certificates

Number of Policies

as of Dec 31 as of Dec 31

Covered Lives

Number of

Member

Months

August 23, 2010

A. INDIVIDUAL BUSINESS

. 1. Comprehensive Major Medical8,542,032. 1.1 With contract reserves 3,571,370 343,959 303 465 4,64245.84

108,699,119. 1.2 Without contract reserves 82,133,389 )(104 20,260 31,480 457,29575.56117,241,151. 1.3 Subtotal 85,704,759 343,855 20,563 31,945 461,93773.39

. 2. Short-Term Medical0. 2.1 With contract reserves 0 0 0 0 00.00

2,411,740. 2.2 Without contract reserves 1,263,827 0 1,324 1,610 27,31552.402,411,740. 2.3 Subtotal 1,263,827 0 1,324 1,610 27,31552.40

. 3. Other Medical (Non-Comprehensive)80,542,426. 3.1 With contract reserves 55,258,043 588,768 441,217 529,003 6,693,31169.3479,435,181. 3.2 Without contract reserves 54,864,403 )(8,727 12,665 15,634 207,68769.06

159,977,606. 3.3 Subtotal 110,122,445 580,041 453,882 544,637 6,900,99869.20. 4. Specified/Named Disease

107,652. 4.1 With contract reserves 39,709 0 177 192 036.8957,039. 4.2 Without contract reserves 24,578 0 643 643 7,90043.09

164,691. 4.3 Subtotal 64,287 0 820 835 7,90039.03. 5. Limited Benefit

3,468. 5.1 With contract reserves 328 )(926 6 6 84)(17.24183. 5.2 Without contract reserves 216 0 2 2 24118.03

3,651. 5.3 Subtotal 544 )(926 8 8 108)(10.46. 6. Student

0. 6.1 With contract reserves 0 0 0 0 00.001,176,184. 6.2 Without contract reserves 1,195,909 0 0 0 0101.681,176,184. 6.3 Subtotal 1,195,909 0 0 0 0101.68

. 7. Accident Only or AD&D1,620,296. 7.1 With contract reserves 146,903 )(17,976 64,249 66,850 403,7527.96

30,712,176. 7.2 Without contract reserves 16,338,784 0 589,086 726,574 6,948,27953.2032,332,472. 7.3 Subtotal 16,485,687 )(17,976 653,335 793,424 7,352,03150.93

. 8. Disability Income - Short-Term8,888,149. 8.1 With contract reserves 4,135,857 429,150 33,718 34,367 450,97751.36

96,321,078. 8.2 Without contract reserves 45,493,717 )(53,803 261,991 261,991 3,236,22547.18105,209,226. 8.3 Subtotal 49,629,574 375,347 295,709 296,358 3,687,20247.53

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

©2010 National Association of Insurance Commissioners27

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Aggregated Totals for Property/Casualty

Premiums

countrywide

Earned Claims AmountIncurred

Contract ReservesChange in

Loss Ratio ¹or Certificates

Number of Policies

as of Dec 31 as of Dec 31Covered Lives

Number ofMemberMonths

August 23, 2010

A. INDIVIDUAL BUSINESS (Continued). 9. Disability Income - Long-Term

3,532,756. 9.1 With contract reserves 502,635 15,957 3,412 3,439 38,72014.6820,115,626. 9.2 Without contract reserves 11,647,482 )(42,408 15,395 15,395 191,22557.6923,648,381. 9.3 Subtotal 12,150,117 )(26,451 18,807 18,834 229,94551.27

. 10. Long-Term Care615,475,196. 10.1 With contract reserves 514,382,737 577,883,998 383,790 383,790 4,648,713177.47

234,106. 10.2 Without contract reserves 90,156 0 206 206 2,47238.51615,709,302. 10.3 Subtotal 514,472,893 577,883,998 383,996 383,996 4,651,185177.41

. 11. Medicare Supplement (Medigap)294,602,246. 11.1 With contract reserves 214,573,406 651,436 122,509 122,933 1,492,52073.06

39,925,969. 11.2 Without contract reserves 27,371,421 0 15,857 15,858 184,60268.56334,528,215. 11.3 Subtotal 241,944,828 651,436 138,366 138,791 1,677,12272.52

. 12. Dental0. 12.1 With contract reserves 0 0 0 0 00.000. 12.2 Without contract reserves 0 0 0 0 00.000. 12.3 Subtotal 0 0 0 0 00.00

. 13. State Children's Health Insurance Program0. 13.1 With contract reserves 0 0 0 0 00.000. 13.2 Without contract reserves 0 0 0 0 00.000. 13.3 Subtotal 0 0 0 0 00.00

. 14. Medicare84,597. 14.1 With contract reserves 93,499 0 0 0 0110.52

0. 14.2 Without contract reserves 0 0 0 0 00.0084,597. 14.3 Subtotal 93,499 0 0 0 0110.52

. 15. Medicaid0. 15.1 With contract reserves 0 0 0 0 00.000. 15.2 Without contract reserves 0 0 0 0 00.000. 15.3 Subtotal 0 0 0 0 00.00

. 16. Medicare Part D - Stand-Alone2,022. 16.1 With contract reserves )(752 768 23 23 2820.79

74,206. 16.2 Without contract reserves 35,700 0 342 342 4,10448.1176,228. 16.3 Subtotal 34,948 768 365 365 4,38646.85

. 17. Other Individual Business452,005. 17.1 With contract reserves )(317,618 62,022 292 292 3,602)(56.55

57,895,726. 17.2 Without contract reserves 45,456,367 0 62,317 383,016 2,984,05878.5158,347,731. 17.3 Subtotal 45,138,749 62,022 62,609 383,308 2,987,66077.47

. 18. Total Individual Business1,013,852,843. 18.1 With contract reserves 792,386,115 579,957,154 1,049,696 1,141,360 13,736,603135.36

436,984,125. 18.2 Without contract reserves 285,880,250 )(105,042 979,746 1,452,409 14,247,08265.401,450,836,969. 19. Grand total individual 1,078,266,365 579,852,112 2,029,442 2,593,769 27,983,685114.29

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

©2010 National Association of Insurance Commissioners28

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Aggregated Totals for Property/Casualty

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

or Certificates

Number of Policies

as of Dec 31 as of Dec 31

Covered Lives

Number of

Member

Months

August 23, 2010

B. GROUP BUSINESSComprehensive Major Medical. 1. Single Employer

24,014,694. 1.1 Small employer 17,807,063 0 6,352 20,028 143,42874.15370,234,178. 1.2 Other Employer 353,253,090 0 31,227 64,595 778,02495.41394,248,872. 1.3 Single employer subtotal 371,060,153 0 37,579 84,623 921,45294.12285,107,995. 2. Multiple employer assns and trusts 235,064,585 0 7,839 78,065 956,55682.45

96,248. 3. Other associations and discretionary trusts 10,710 2,200 51 64 1,17913.41136,792,402. 4. Other comprehensive major medical 109,129,847 )(691,800 6,926 566,080 238,26779.27816,245,518. 5. Comprehensive/major medical subtotal 715,265,295 )(689,600 52,395 728,832 2,117,45487.54

Other Medical (Non-Comprehensive)269,036. 6. Specified/named disease 765,967 0 4 150 1,800284.71

84,513,614. 7. Limited benefit 57,749,076 )(30,410 41,812 146,523 526,89968.3058,080,513. 8. Student 36,160,465 0 1,281 442,718 486,61262.26

328,772,072. 9. Accident only or AD&D 78,854,601 )(212,392 25,786,966 44,773,740 559,532,47323.9288,667,757. 10. Disability income - short-term 50,601,104 0 495,850 740,842 8,760,33757.07

8,956,867. 11. Disability income - long-term 14,371,648 )(1,084,050 25,741 52,049 327,462148.35138,033,201. 12. Long-term care 33,411,863 10,093,715 220,417 220,400 2,564,60431.52

690,810. 13. Medicare supplement 604,865 )(37,911 25 340 4,59782.070. 14. Federal Employees Health Benefit Plans 0 0 0 0 00.000. 15. Tricare 0 0 0 0 00.00

51,027,886. 16. Dental 42,606,052 26,500 2,140 30,948 383,30683.551,171. 17. Medicare 2,020 0 0 0 0172.50

0. 18. Medicare Part D - Stand-Alone 0 0 0 0 00.002,817,399,676. 19. Other group care 1,251,798,738 131,727 2,158,427 655,198 9,067,67544.444,392,658,122. 20. Grand total group business 2,282,191,695 8,197,579 28,785,058 47,791,740 583,773,21952.14

C. OTHER BUSINESS194,040,427. 1. Credit 31,109,742 0 6,438,336 6,438,336 77,996,66116.03431,410,041. 2. Stop loss/excess loss 289,977,713 1,571,182 1,941 1,012,039 10,241,23267.58

. 3. Administrative Services Only 0 0 0

. 4. Administrative Services Contracts 0 0 0625,450,468. 5. Grand total other business 321,087,455 1,571,182 6,440,277 7,450,375 88,237,89351.59

D. TOTAL BUSINESS143,843,187. 1. Total non U.S. policy forms 64,275,404 0 81,733 189,957 2,312,12744.68

6,612,788,747. 2. Grand total indiv, group & other business 3,745,820,919 589,620,874 37,336,510 58,025,841 702,306,92465.56

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

©2010 National Association of Insurance Commissioners29

Page 38: 2009 Accident and Health · 2018. 9. 4. · 2009 Accident and Health Policy Experience Report . INTRODUCTION . The Accident and Health Policy Experience Report was created with the

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Aggregated Totals for Property/Casualty

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

August 23, 2010

Part 1 - Individual Policies

Summary

2,579,044,38101. U.S. forms direct business 1,500,123,458 579,852,047 80.656,953,98302. Other forms direct business 1,824,312 0 26.23

2,585,998,36403. Total direct business 1,501,947,770 579,852,047 80.50720,785,34204. Reinsurance assumed 404,345,349 54,572,396 63.67

1,463,481,33105. Less reinsurance ceded 647,745,512 29,586,860 46.281,843,302,37606. Total 1,258,547,606 604,837,583 101.09

Part 2 - Group Policies

Summary

3,907,322,71101. U.S. forms direct business 2,264,075,986 9,509,451 58.19134,797,16902. Other forms direct business 64,073,419 0 47.53

4,042,119,88003. Total direct business 2,328,149,405 9,509,451 57.832,145,776,56904. Reinsurance assumed 1,158,085,183 )(5,038,547 53.742,582,367,17205. Less reinsurance ceded 1,286,365,618 2,592,237 49.913,605,529,27806. Total 2,199,868,973 1,878,667 61.07

Part 3 - Credit Policies (Individual and Group)

Summary

196,508,59901. U.S. forms direct business 31,576,382 0 16.0741,020,03802. Other forms direct business 16,775,555 0 40.90

237,528,63703. Total direct business 48,351,937 0 20.36123,217,08504. Reinsurance assumed 29,569,749 0 24.00169,248,62105. Less reinsurance ceded 26,118,722 0 15.43191,497,10106. Total 51,802,964 0 27.05

Part 4 - All Individual, Group and Credit Policies

Summary

6,682,875,69201. U.S. forms direct business 3,795,775,826 589,361,498 65.62182,771,19002. Other forms direct business 82,673,286 0 45.23

6,865,646,88203. Total direct business 3,878,449,112 589,361,498 65.072,989,778,99704. Reinsurance assumed 1,592,000,281 49,533,849 54.904,215,097,12305. Less reinsurance ceded 1,960,229,853 32,179,097 47.275,640,328,75606. Total 3,510,219,542 606,716,250 72.99

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

©2010 National Association of Insurance Commissioners30

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Aggregated Totals for Fraternal

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

or Certificates

Number of Policies

as of Dec 31 as of Dec 31

Covered Lives

Number of

Member

Months

August 23, 2010

A. INDIVIDUAL BUSINESS

. 1. Comprehensive Major Medical18,692,584. 1.1 With contract reserves 15,505,095 )(99,892 4,315 7,519 91,18882.41

103,623. 1.2 Without contract reserves )(12,024 0 12 25 368)(11.6018,796,206. 1.3 Subtotal 15,493,071 )(99,892 4,327 7,544 91,55681.90

. 2. Short-Term Medical1,388. 2.1 With contract reserves 70 0 10 10 225.04

0. 2.2 Without contract reserves 0 0 0 0 00.001,388. 2.3 Subtotal 70 0 10 10 225.04

. 3. Other Medical (Non-Comprehensive)11,055,109. 3.1 With contract reserves 11,499,830 286,493 17,014 22,599 282,747106.61

594,111. 3.2 Without contract reserves 149,395 0 72 86 1,16325.1511,649,220. 3.3 Subtotal 11,649,225 286,493 17,086 22,685 283,910102.46

. 4. Specified/Named Disease3,936,531. 4.1 With contract reserves 1,154,174 635,360 39,699 44,651 468,84745.46

0. 4.2 Without contract reserves 0 0 0 0 00.003,936,531. 4.3 Subtotal 1,154,174 635,360 39,699 44,651 468,84745.46

. 5. Limited Benefit0. 5.1 With contract reserves 0 0 0 0 00.00

3,453. 5.2 Without contract reserves 3,594 0 21 21 126104.083,453. 5.3 Subtotal 3,594 0 21 21 126104.08

. 6. Student0. 6.1 With contract reserves 0 0 0 0 00.000. 6.2 Without contract reserves 0 0 0 0 00.000. 6.3 Subtotal 0 0 0 0 00.00

. 7. Accident Only or AD&D14,965,875. 7.1 With contract reserves 6,829,085 )(34,746 93,762 99,325 1,161,84145.40

1,101,467. 7.2 Without contract reserves 340,867 0 28,095 28,095 352,55730.9516,067,342. 7.3 Subtotal 7,169,952 )(34,746 121,857 127,420 1,514,39844.41

. 8. Disability Income - Short-Term6,105,072. 8.1 With contract reserves 5,159,839 )(1,493,368 22,876 22,878 278,56560.06

0. 8.2 Without contract reserves 0 0 0 0 00.006,105,072. 8.3 Subtotal 5,159,839 )(1,493,368 22,876 22,878 278,56560.06

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Aggregated Totals for Fraternal

Premiums

countrywide

Earned Claims AmountIncurred

Contract ReservesChange in

Loss Ratio ¹or Certificates

Number of Policies

as of Dec 31 as of Dec 31Covered Lives

Number ofMemberMonths

August 23, 2010

A. INDIVIDUAL BUSINESS (Continued). 9. Disability Income - Long-Term

53,152,397. 9.1 With contract reserves 23,927,663 2,517,342 96,368 99,518 1,203,00649.75101,428. 9.2 Without contract reserves )(483,778 0 156 156 1,838)(476.97

53,253,825. 9.3 Subtotal 23,443,885 2,517,342 96,524 99,674 1,204,84448.75. 10. Long-Term Care

250,456,317. 10.1 With contract reserves 222,558,652 236,482,072 149,861 170,152 2,068,113183.280. 10.2 Without contract reserves 0 0 0 0 00.00

250,456,317. 10.3 Subtotal 222,558,652 236,482,072 149,861 170,152 2,068,113183.28. 11. Medicare Supplement (Medigap)

272,961,850. 11.1 With contract reserves 221,825,717 )(636,813 163,672 167,592 2,042,40281.0355,942,501. 11.2 Without contract reserves 44,901,405 1,946,917 24,917 24,917 393,37183.74

328,904,351. 11.3 Subtotal 266,727,122 1,310,104 188,589 192,509 2,435,77381.49. 12. Dental

0. 12.1 With contract reserves 0 0 0 0 00.000. 12.2 Without contract reserves 0 0 0 0 00.000. 12.3 Subtotal 0 0 0 0 00.00

. 13. State Children's Health Insurance Program0. 13.1 With contract reserves 0 0 0 0 00.000. 13.2 Without contract reserves 0 0 0 0 00.000. 13.3 Subtotal 0 0 0 0 00.00

. 14. Medicare0. 14.1 With contract reserves 0 0 0 0 00.00

1,025,795. 14.2 Without contract reserves 611,433 0 154 154 1,77359.611,025,795. 14.3 Subtotal 611,433 0 154 154 1,77359.61

. 15. Medicaid0. 15.1 With contract reserves 0 0 0 0 00.000. 15.2 Without contract reserves 0 0 0 0 00.000. 15.3 Subtotal 0 0 0 0 00.00

. 16. Medicare Part D - Stand-Alone670,345. 16.1 With contract reserves 232,458 )(213,369 5,062 8,340 105,0842.85

0. 16.2 Without contract reserves 0 0 0 0 00.00670,345. 16.3 Subtotal 232,458 )(213,369 5,062 8,340 105,0842.85

. 17. Other Individual Business3,844,839. 17.1 With contract reserves 3,118,062 )(1,058,660 24,455 26,826 265,76953.56

0. 17.2 Without contract reserves 0 0 0 0 00.003,844,839. 17.3 Subtotal 3,118,062 )(1,058,660 24,455 26,826 265,76953.56

. 18. Total Individual Business635,171,962. 18.1 With contract reserves 511,578,187 236,597,788 612,032 661,070 7,862,500117.79

58,872,378. 18.2 Without contract reserves 45,510,893 1,946,917 53,427 53,454 751,19680.61694,044,340. 19. Grand total individual 557,089,080 238,544,705 665,459 714,524 8,613,696114.64

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Aggregated Totals for Fraternal

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

or Certificates

Number of Policies

as of Dec 31 as of Dec 31

Covered Lives

Number of

Member

Months

August 23, 2010

B. GROUP BUSINESSComprehensive Major Medical. 1. Single Employer

0. 1.1 Small employer 0 0 0 0 00.000. 1.2 Other Employer 0 0 0 0 00.000. 1.3 Single employer subtotal 0 0 0 0 00.000. 2. Multiple employer assns and trusts 0 0 0 0 00.000. 3. Other associations and discretionary trusts 0 0 0 0 00.000. 4. Other comprehensive major medical 0 0 0 0 00.000. 5. Comprehensive/major medical subtotal 0 0 0 0 00.00

Other Medical (Non-Comprehensive)0. 6. Specified/named disease 0 0 0 0 00.000. 7. Limited benefit 0 0 0 0 00.000. 8. Student 0 0 0 0 00.000. 9. Accident only or AD&D 0 0 0 0 00.00

696,681. 10. Disability income - short-term 333,821 0 1,407 635 7,68047.920. 11. Disability income - long-term 91,198 0 1 16 2040.000. 12. Long-term care 0 0 0 0 00.000. 13. Medicare supplement 0 0 0 0 00.000. 14. Federal Employees Health Benefit Plans 0 0 0 0 00.000. 15. Tricare 0 0 0 0 00.000. 16. Dental 0 0 0 0 00.000. 17. Medicare 0 0 0 0 00.000. 18. Medicare Part D - Stand-Alone 0 0 0 0 00.00

17,807. 19. Other group care 10,146 )(8,000 772 772 9,26412.05714,488. 20. Grand total group business 435,165 )(8,000 2,180 1,423 17,14859.79

C. OTHER BUSINESS0. 1. Credit 0 0 0 0 00.00

2,841,233. 2. Stop loss/excess loss 1,181,347 0 4 1,424 17,55941.580. 3. Administrative Services Only 0 0 0 0 00.000. 4. Administrative Services Contracts 0 0 0 0 00.00

2,841,233. 5. Grand total other business 1,181,347 0 4 1,424 17,55941.58

D. TOTAL BUSINESS101,032. 1. Total non U.S. policy forms 57,120 5,895 1,552 1,552 19,26062.37

697,701,093. 2. Grand total indiv, group & other business 558,762,712 238,542,600 669,195 718,923 8,667,663114.28

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

©2010 National Association of Insurance Commissioners33

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Aggregated Totals for Fraternal

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

August 23, 2010

Part 1 - Individual Policies

Summary

689,097,16701. U.S. forms direct business 554,966,427 237,568,768 115.012,167,36302. Other forms direct business 287,621 1,801,675 96.40

691,264,53003. Total direct business 555,254,048 239,370,443 114.95004. Reinsurance assumed 0 0 0.00

219,086,70005. Less reinsurance ceded 177,300,501 6,528,423 83.91472,177,83006. Total 377,953,546 232,842,020 129.36

Part 2 - Group Policies

Summary

3,537,91401. U.S. forms direct business 1,606,366 0 45.40002. Other forms direct business 0 0 0.00

3,537,91403. Total direct business 1,606,366 0 45.40791,99404. Reinsurance assumed 319,566 0 40.35

71,56305. Less reinsurance ceded 0 0 0.004,258,34606. Total 1,925,932 0 45.23

Part 3 - Credit Policies (Individual and Group)

Summary

6,30801. U.S. forms direct business 3,267 )(5,136 )(29.63002. Other forms direct business 0 0 0.00

6,30803. Total direct business 3,267 )(5,136 )(29.63004. Reinsurance assumed 0 0 0.00005. Less reinsurance ceded 0 0 0.00

6,30806. Total 3,267 )(5,136 )(29.63

Part 4 - All Individual, Group and Credit Policies

Summary

692,641,38901. U.S. forms direct business 556,576,060 237,563,632 114.652,167,36302. Other forms direct business 287,621 1,801,675 96.40

694,808,75203. Total direct business 556,863,681 239,365,307 114.60791,99404. Reinsurance assumed 319,566 0 40.35

219,158,26305. Less reinsurance ceded 177,300,501 6,528,423 83.88476,442,48406. Total 379,882,746 232,836,884 128.60

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

©2010 National Association of Insurance Commissioners34

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Accident & Health Policy Experience Report

Individual Business

©2010 National Association of Insurance Commissioners35

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©2010 National Association of Insurance Commissioners36

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Market Share for the Top 125 Insurers

Individual Business

©2010 National Association of Insurance Commissioners37

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©2010 National Association of Insurance Commissioners38

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for All Statement Types

Grand Total for Individual Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

32,466,339,705 10,046,022UNITEDHEALTH GRP7071 82.28 15.14 15.142,258,74418,820,485,985 4,203,215HUMANA GRP1192 81.44 8.78 23.923,907,41812,287,145,553 5,146,832WELLPOINT INC GRP6713 78.14 5.73 29.644,451,891

7,058,105,145 1,432,162AETNA GRP14 85.02 3.29 32.941,078,4766,364,526,138 2,210,460WELLCARE GRP11995 85.94 2.97 35.9005,744,786,906 1,073,860HIGHMARK GRP8126 89.75 2.68 38.58949,2125,643,391,133 2,305,956COVENTRY CORP GRP11377 92.59 2.63 41.212,209,7244,914,372,270 2,233,091UNIVERSAL AMER FIN CORP GRP9538 81.59 2.29 43.512,229,8284,460,979,355 854,043INDEPENDENCE BLUE CROSS GRP9369 94.81 2.08 45.59761,2724,258,908,047 1,479,414AMERIGROUP GRP115610 84.03 1.99 47.571,479,4144,203,844,651 20,386,597AFLAC GRP37011 57.85 1.96 49.5310,717,9813,510,272,584 1,321,455CENTENE CORP GRP129512 89.76 1.64 51.1744,7783,076,908,512 1,630,236HCSC GRP91713 73.97 1.43 52.601,015,5932,949,853,467 1,006,107MOLINA HEALTHCARE INC GRP153114 83.69 1.38 53.981,2882,624,396,624 3,867,568UNUMPROVIDENT CORP GRP56515 100.49 1.22 55.203,867,5682,446,005,066 761,874CARESOURCE GRP368316 88.47 1.14 56.3422,412,015,708 711,367BCBS OF NJ GRP120217 82.37 1.12 57.47707,4092,222,873,653 692,286REGENCE GRP120718 86.84 1.04 58.50510,3172,212,524,788 645,006BCBS OF MI GRP57219 102.17 1.03 59.54535,4572,129,792,793 395,622NEWQUEST GRP347720 81.56 0.99 60.53395,6222,118,045,254 88,006HIP INS GRP112721 89.26 0.99 61.5282,4272,086,396,598 1,070,382GENWORTH FIN GRP401122 105.34 0.97 62.491,070,3821,983,586,894 616,237BCBS OF FL GRP53623 81.54 0.92 63.42492,0581,977,723,512 289,929KAISER FOUNDATION GRP60124 92.87 0.92 64.34247,8011,918,317,302 575,334BCBS OF MN GRP46125 85.43 0.89 65.23507,4691,808,732,410 646,715BCBS OF NC GRP75826 83.81 0.84 66.08646,7151,748,434,751 664,751HEALTH NET INC GRP62327 83.37 0.82 66.89636,5251,720,448,426 1,692,753CNO FINANCIAL GRP23328 86.23 0.80 67.691,330,5791,707,096,461 1,531,313CVS CAREMARK GRP466729 93.01 0.80 68.491,531,3131,574,154,123 236,197UPMC HLTH SYSTEM GRP132430 88.72 0.73 69.22234,4591,491,293,636 245,073MEDICA GRP155231 86.75 0.70 69.9214,093

©2010 National Association of Insurance Commissioners39

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for All Statement Types

Grand Total for Individual Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

1,488,082,999 175,884UCARE GRP438032 90.50 0.69 70.61175,8841,388,753,773 1,298,732MUTUAL OF OMAHA GRP26133 78.01 0.65 71.261,187,8631,220,218,991 315,230BRAVO HLTH INC GRP338734 79.78 0.57 71.8301,217,112,422 88,288MANAGED HLTH INC9528435 86.31 0.57 72.4088,1451,167,344,984 350,162LIFETIME HLTHCARE GRP118636 92.67 0.54 72.94346,1931,160,366,240 592,411JOHN HANCOCK GRP90437 133.93 0.54 73.48592,4111,134,276,159 243,868BOSTON MEDICAL CENTER HLTH PLAN INC1320338 98.69 0.53 74.01243,8681,090,653,343 59,174XLHEALTH GRP444339 81.30 0.51 74.5259,1741,054,470,034 300,929BCBS OF MA GRP363740 97.83 0.49 75.01284,5451,050,945,386 804,798METROPOLITAN GRP24141 154.80 0.49 75.50369,6881,042,979,849 762,614NORTHWESTERN MUT GRP86042 73.58 0.49 75.99762,6141,034,281,532 340,890BCBS OF AL GRP57043 99.69 0.48 76.47302,240

959,776,151 2,718,905LIBERTY NATL GRP29044 63.85 0.45 76.921,984,321925,434,274 213,511PRESBYTERIAN HLTHCARE SERV GRP48145 85.91 0.43 77.35207,762911,561,215 127,110MUNICH RE GRP36146 85.47 0.43 77.77126,983908,519,074 178,536UNIVERSITY HLTH CARE INC5262147 89.14 0.42 78.20178,536865,461,860 465,052CIGNA HLTH GRP90148 91.40 0.40 78.60333,742861,531,975 468,572WELLMARK INC GRP77049 84.60 0.40 79.00411,372816,428,812 119,182HEALTH NOW NY INC5520450 85.91 0.38 79.38115,602806,007,979 157,098HEALTH PARTNERS OF PHILADELPHIA INC9506651 86.19 0.38 79.76157,098798,058,090 177,148NEIGHBORHOOD HLTH PLAN INC1110952 101.66 0.37 80.13177,148795,988,886 125,378GROUP HLTH COOP GRP118553 92.85 0.37 80.50107,793736,146,471 1,070,216STATE FARM GRP17654 77.34 0.34 80.85978,907711,338,492 1,444,825AEGON US HOLDING GRP46855 88.33 0.33 81.181,097,158686,179,453 1,981,736ASSURANT INC GRP1956 123.69 0.32 81.501,840,816667,586,687 86,082INDEPENDENT HLTH ASSN9530857 90.70 0.31 81.8186,082665,532,921 298,288CLARIAN HLTH PARTNERS GRP463758 86.03 0.31 82.12298,288663,325,695 123,564ARDENT HLTH SERV GRP367959 87.25 0.31 82.43123,564661,621,238 237,348CAIDAN ENTERPRISES INC GRP464060 79.35 0.31 82.74237,348659,262,432 203,085BCBS OF TN GRP349861 80.24 0.31 83.04169,794646,710,388 0ACE LTD GRP62662 46.19 0.30 83.350

©2010 National Association of Insurance Commissioners40

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for All Statement Types

Grand Total for Individual Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

637,300,926 302,523CAREFIRST INC GRP38063 81.93 0.30 83.64228,227607,483,441 377,923MASS MUT LIFE INS GRP43564 74.07 0.28 83.93357,803571,735,816 102,879BCBS OF RI5347365 88.21 0.27 84.1996,010569,683,829 64,234FALLON COMM HLTH PLAN INC9554166 93.07 0.27 84.4664,234562,499,723 267,816GUARDIAN LIFE GRP42967 74.72 0.26 84.72267,126528,097,649 159,736SENTARA HLTH MGMT GRP118368 94.27 0.25 84.97159,736517,613,233 202,790SELECT HLTH OF SC INC9545869 91.52 0.24 85.210515,418,248 878,885FHC HLTH SYSTEMS GRP96570 77.41 0.24 85.453492,887,130 32,606LEON MEDICAL CENTERS HLTH PLANS INC1153271 77.48 0.23 85.6832,606488,619,796 51,063GEISINGER INS GRP114372 78.59 0.23 85.9151,063478,907,424 210,669LOUISIANA HLTH SERV GRP43873 80.39 0.22 86.13159,421465,425,137 205,665BCBS OF SC GRP66174 94.09 0.22 86.35183,519462,502,741 289,646ARKANSAS BCBS GRP87675 75.24 0.22 86.56182,634451,984,257 481,548AMERICAN FINANCIAL GRP8476 82.81 0.21 86.77344,986448,327,324 46,684ARCADIAN GRP368177 79.32 0.21 86.9846,684433,258,481 1,173,628ALLSTATE INS GRP878 74.53 0.20 87.18744,392428,552,586 43,425MEDCO CONTAINMENT SERV GRP43379 86.03 0.20 87.38342,270427,088,800 266,770BLUE SHIELD OF CA GRP279880 69.03 0.20 87.58177,460424,352,056 243,673TEXAS CHILDRENS HLTH PLAN INC9532981 88.25 0.20 87.78243,673421,000,688 314,203BCBS OF KS GRP43082 85.08 0.20 87.98268,645415,426,103 46,201PROVIDENCE HLTH PLAN9500583 85.91 0.19 88.1742,994407,928,345 241,323CNA INS GRP21884 207.91 0.19 88.36241,314407,064,120 146,318PREMERA BLUE CROSS GRP96285 76.83 0.19 88.5598,633403,248,836 213,916COMMUNITY HLTH PLAN OF WA4704986 86.45 0.19 88.743402,278,305 175,312CHILDRENS MERCYS FAMILY HLTH PARTNER9563687 85.81 0.19 88.93175,312397,413,872 146,747BCBS OF AZ INC5358988 71.62 0.19 89.1196,495392,678,566 42,858PEOPLES HLTH INC1360789 83.65 0.18 89.300392,103,180 315,590AMERIPRISE FIN GRP490 118.81 0.18 89.48315,590384,561,695 137,180CAPITAL BLUE CROSS GRP123091 90.22 0.18 89.66129,704380,943,071 340,494PHYSICIANS MUT GRP36792 77.06 0.18 89.84289,445379,972,721 94,403VANGUARD HLTH VENTURES GRP121293 89.43 0.18 90.0194,403

©2010 National Association of Insurance Commissioners41

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for All Statement Types

Grand Total for Individual Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

371,421,980 73,667CAPITAL DISTRICT PHYSICIANS HLTHPLN9549194 86.74 0.17 90.1973,635370,986,281 159,266HAWAII MEDICAL SERV ASSN GRP114295 94.13 0.17 90.36155,810366,622,814 53,301WINDSOR HLTH GRP126896 85.18 0.17 90.530355,232,083 80,345SECURITY HLTH PLAN OF WI INC9688197 87.35 0.17 90.7079,470351,425,893 41,624HARVARD PILGRIM HTH CARE GRP59598 98.16 0.16 90.8633,615338,103,051 80,647NEIGHBORHOOD HLTH PLAN OF RI INC9540299 91.84 0.16 91.0280,647332,756,849 41,428FREEDOM HLTH INC10119100 84.35 0.16 91.170332,654,168 265,000THRIVENT FINANCIAL FOR LUTHERANS GRP2938101 151.69 0.16 91.33239,945329,914,608 0PREFERRED CARE PARTNERS INC11176102 71.30 0.15 91.4821,103327,176,461 22,866AVMED INC95263103 82.70 0.15 91.63723319,478,231 102,946BLUE CROSS OF ID HLTH SERV INC60095104 82.34 0.15 91.7882,182318,753,901 30,424ESSENCE GRP4597105 85.73 0.15 91.9330,424318,196,893 28,235MOUNT CARMEL GRP2838106 84.48 0.15 92.080315,511,948 32,666HENRY FORD HLTH SYSTEM GRP1311107 94.69 0.15 92.2331,530299,242,042 29,000VIVA HLTH INC95322108 89.51 0.14 92.3729,000292,722,793 140,009BCBS OF NE77780109 81.66 0.14 92.50122,269285,698,870 56,271CITRUS HLTH CARE INC11836110 88.44 0.13 92.640280,072,679 165,830BCBS OF KC GRP537111 80.07 0.13 92.77136,837267,738,969 79,470SPECTRUM HLTH GRP3383112 73.74 0.12 92.8979,441265,845,973 28,866AMERICAN HLTH INC11152113 82.28 0.12 93.0228,866262,681,251 22,810HEALTH FIRST HLTH PLANS INC95019114 88.10 0.12 93.1422,796261,062,991 19,401MEDICA HLTH GRP4173115 85.20 0.12 93.2619,401258,194,748 93,494TOTAL HLTH GRP1238116 90.54 0.12 93.3888,381257,899,330 35,290MERCY HLTH PLANS GRP3386117 85.44 0.12 93.5035,290253,600,528 27,333COMMUNITYCARE GRP3487118 91.97 0.12 93.6227,333250,240,200 76,171HEALTHPLUS OF MI GRP3409119 84.89 0.12 93.7375,953238,790,853 172,598NEW YORK LIFE GRP826120 112.17 0.11 93.85171,863234,936,435 15,269ELDERPLAN INC95662121 87.93 0.11 93.9615,269234,769,979 128,745PRINCIPAL FIN GRP332122 51.92 0.11 94.07128,745233,876,459 129,506SENIOR HLTH INS CO OF PA76325123 160.22 0.11 94.17113,868233,371,782 118,904AMERICAN REPUBLIC MUT GRP3527124 83.12 0.11 94.28100,098

©2010 National Association of Insurance Commissioners42

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for All Statement Types

Grand Total for Individual Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

228,904,876 19,713WELLMED MEDICAL PHC HOLDING GRP4423125 89.64 0.11 94.3919,713

214,453,180,956 110,148,090GRAND TOTAL 85.65 100.0075,617,278

©2010 National Association of Insurance Commissioners43

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©2010 National Association of Insurance Commissioners44

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Top 25 Groups by Company

Individual Business

©2010 National Association of Insurance Commissioners45

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©2010 National Association of Insurance Commissioners46

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

32,466,339,705 10,046,02282.28 15.142,258,744UNITEDHEALTH GRP7071

20,637,853 28,226100.95 16,313AMERICAN MEDICAL SECURITY LIFE INS C9717993,396,122 45,91287.66 45,912AMERICHOICE OF CT INC13178

786,277,625 289,25593.25 289,255AMERICHOICE OF NJ INC95497280,395,148 79,52782.74 79,527AMERICHOICE OF PA INC95033354,464,812 18,26191.78 1EVERCARE OF NEW MEXICO INC13214622,854,289 98,15683.04 3EVERCARE OF TX LLC11141206,999,158 114,11065.38 75,935GOLDEN RULE INS CO62286681,038,174 208,47484.95 208,474GREAT LAKES HLTH PLAN95467

30,606,435 13,36677.43 13,366HEALTH NET INS CO NY INC43893607,037,557 52,93184.29 52,913HEALTH NET OF CT INC95968145,834,169 54,57590.40 54,534HEALTH NET OF NJ INC95351

14,215,852 1,65082.60 1,261HEALTH NET OF NY INC95305751,346,639 147,42282.24 145,222HEALTH PLAN OF NV96342

14,536,011 156,51263.40 146NATIONAL PACIFIC DENTAL INC952510 00.00 0NEIGHBORHOOD HLTH PARTNERSHIP INC95123

41,633,903 138,79974.39 186NEVADA PACIFIC DENTAL INC9575819,568,641 4,79476.84 2,035OPTIMUM CHOICE INC9694086,490,806 23,78480.97 15,670OXFORD HLTH INS INC7802616,875,038 1,86676.92 1,866OXFORD HLTH PLANS CT INC96798

291,447,066 30,22782.50 29,195OXFORD HLTH PLANS NJ INC955061,038,848,919 95,37484.30 90,268OXFORD HLTH PLANS NY INC95479

2,411,566 14,53255.20 144PACIFICARE DENTAL OF CO INC1118958,579,841 62,64097.98 62,640PACIFICARE LIFE & HLTH INS CO7078520,424,489 12,02276.17 11,227PACIFICARE LIFE ASSUR CO84506

1,005,781,046 94,17685.35 1PACIFICARE OF AZ INC95617674,845,754 63,04779.84 1PACIFICARE OF CO INC95434

16,696,332 1,56172.19 315PACIFICARE OF NV INC95685227,592,011 21,32275.97 1PACIFICARE OF OK INC96903223,893,779 19,38476.66 181PACIFICARE OF OR INC95893

1,821,785,526 135,20582.18 1PACIFICARE OF TX INC95174

©2010 National Association of Insurance Commissioners47

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

386,937,447 078.67 0PACIFICARE OF WA INC480381

99,382,752 31,73180.95 0SIERRA HLTH & LIFE INS CO INC7142037,419,830 21,50670.28 21,506UNISON FAMILY HLTH PLAN OF PA INC12012

409,512,071 119,30079.95 119,300UNISON HLTH PLAN OF OH INC12323717,719,259 166,58981.36 166,589UNISON HLTH PLAN OF PA INC95220196,982,235 59,21185.05 59,211UNISON HLTH PLAN OF SC INC11775

71,441,039 28,330102.18 28,330UNISON HLTH PLAN OF THE CAPITAL AREA1303255,729,281 5,46168.86 5,461UNISON HLTH PLAN OF TN INC11139

444,879,259 133,40190.82 133,395UNITED HLTHCARE MID ATLANTIC INC95025387,121,213 35,26380.74 0UNITED HLTHCARE OF AL INC95784

5,883,669 68278.13 2UNITED HLTHCARE OF AR INC9544657,726,041 7,49687.88 10UNITED HLTHCARE OF AZ INC96016

69,870 646.65 1UNITED HLTHCARE OF CO INC95090650,613,326 159,13584.57 881UNITED HLTHCARE OF FL INC95264

20,885,080 2,03580.58 1UNITED HLTHCARE OF GA INC95850145,631 13120.78 1UNITED HLTHCARE OF KY LTD96644

10,782 137.39 1UNITED HLTHCARE OF LA INC95833143,562,002 44,74583.56 3UNITED HLTHCARE OF MIDLANDS INC95591498,829,775 43,82666.43 1UNITED HLTHCARE OF MIDWEST INC96385684,836,129 66,33983.51 2UNITED HLTHCARE OF OH INC95186

16,208,830 1,78378.40 2UNITED HLTHCARE OF TN INC11147116,769,888 14,63377.65 3UNITED HLTHCARE OF UT INC95501

12,540,741,558 5,882,69981.10 2UNITEDHEALTHCARE INS CO794133,397 237.30 1UNITEDHEALTHCARE OF IL INC95776

673,575,315 66,45182.34 4UNITEDHEALTHCARE OF NC INC95103355,356,869 53,96787.29 6UNITEDHEALTHCARE OF NEW ENGLAND INC95149823,100,187 252,75080.38 252,750UNITEDHEALTHCARE OF NY INC95085

267,983 2581.72 1UNITEDHEALTHCARE OF TX INC95765919,974,534 254,64886.01 222,917UNITEDHEALTHCARE OF WI INC95710

1,994,139,892 566,88483.08 51,770UNITEDHEALTHCARE PLAN OF THE RIVER V95378

©2010 National Association of Insurance Commissioners48

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

18,820,485,985 4,203,21581.44 8.783,907,418HUMANA GRP1192

281,983 3,231100.05 1,817AMERICAN DENTAL PLAN OF NC INC9510721,044 17676.54 101AMERICAN DENTAL PROVIDERS OF AR INC11559

992,477,708 64,22781.24 64,227CAREPLUS HLTH PLANS INC95092522,346,890 48,54387.32 48,543CARITEN HLTH PLAN INC95754

791,116 9470.03 94CARITEN INS CO8274010,002,603 116,61895.37 68,203COMPBENEFITS CO52015

1,722,599 16,73478.78 10,160COMPBENEFITS DENTAL INC112282,424,156 23,75868.36 13,682DENTICARE INC95161

89,675,678 8,94193.20 8,941HUMANA ADVANTAGECARE PLAN10126151,337,834 15,55690.07 15,556HUMANA BENEFIT PLAN OF IL INC60052

14,361,935 13,46754.24 7,728HUMANA EMPLOYERS HLTH PLAN GA INC95519949,238,308 89,07783.77 84,530HUMANA HLTH BENEFIT PLAN OF LA INC95642156,208,255 82,58668.81 51,542HUMANA HLTH INS CO OF FL INC69671981,238,601 106,15984.29 98,702HUMANA HLTH PLAN INC95885

704,573 102187.54 81HUMANA HLTH PLAN OF OH INC95348390,206,431 33,20782.36 33,207HUMANA HLTH PLAN OF TX INC95024

10,281,363,261 2,952,62580.88 2,846,823HUMANA INS CO732882,659,726 1,66596.28 1,663HUMANA INS CO OF KY60219

106,539,837 51,37677.82 51,376HUMANA INS CO OF NY1263417,065,934 090.09 0HUMANA INS CO OF PR INC84603

3,894,986,837 317,15279.01 317,121HUMANA MEDICAL PLAN INC952703,193,682 50296.30 502HUMANA MEDICAL PLAN OF UT INC12908

27,130 1130.32 1HUMANA WI HLTH ORG INS CORP9534217,499,117 55,29963.06 36,884HUMANADENTAL INS CO70580

139,824,566 18,54783.26 18,547INDEPENDENT CARE HLTH PLAN1169593,297,847 179,587166.81 124,767KANAWHA INS CO65110

0 00.00 0PREFERRED HLTH PARTNERSHIP OF TN INC95749988,334 3,98569.83 2,620THE DENTAL CONCERN INC54739

12,287,145,553 5,146,83278.14 5.734,451,891WELLPOINT INC GRP6713

©2010 National Association of Insurance Commissioners49

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

1,697,941,669 1,123,86574.48 889,862ANTHEM BLUE CROSS LIFE & HLTH INS CO628253

313,917,029 97,38585.17 76,310ANTHEM HLTH PLANS INC60217578,304,085 243,27680.51 197,711ANTHEM HLTH PLANS OF KY INC95120121,495,564 45,48387.63 37,705ANTHEM HLTH PLANS OF ME INC52618127,025,018 47,18569.02 39,895ANTHEM HLTH PLANS OF NH53759927,880,803 339,08272.12 249,247ANTHEM HLTH PLANS OF VA INC71835

1,508,869,573 873,61179.39 831,718ANTHEM INS CO INC282077,639 40156.33 40ANTHEM LIFE INS CO61069

64,896 62831.53 457BCBS HLTHCARE PLAN OF GA INC96962531,962,979 173,01975.48 124,422BCBS OF GA INC54801429,302,741 90,81469.83 81,534BCBS OF WI54003921,872,781 99,83981.28 98,733COMMUNITY INS CO10345

98,314,508 49,34787.05 42,199COMPCARE HLTH SERV INS CORP95693292,906,495 82,34281.10 79,326EMPIRE HEALTHCHOICE ASSUR INC55093

1,287,861,431 172,10379.05 159,854EMPIRE HEALTHCHOICE HMO INC95433354,708,902 142,01194.83 141,945HEALTHKEEPERS INC95169

145,294 2142.60 13HEALTHLINK HMO INC96475324,962,265 144,57570.69 114,003HEALTHY ALLIANCE LIFE INS CO78972

3,621,601 444)(166.97 433HMO CO INC954734,726,823 75076.30 620HMO MO INC953587,844,261 098.51 0MATTHEW THORTON HLTH PLAN INC95527

0 150.00 15ONENATION INS CO8528678,267,130 25,88592.61 25,870PENINSULA HLTH CARE INC95167

101,951,491 31,42293.62 31,409PRIORITY HLTHCARE INC96512397,100,028 233,55272.83 168,136ROCKY MOUNTAIN HOSPITAL & MEDICAL11011

90,621,710 36,86777.87 24,535UNICARE HLTH INS CO OF THE MIDWEST7070013,777,380 5,38899.79 5,388UNICARE HLTH INS CO OF TX10076

128,095,438 57,45177.56 57,451UNICARE HLTH PLAN OF KS INC12805155,099,634 80,18577.90 80,185UNICARE HLTH PLAN OF WV INC11810

71,915,230 28,55180.46 28,551UNICARE HLTH PLANS OF TX INC954201,716,581,155 921,69679.23 864,324UNICARE LIFE & HLTH INS CO80314

©2010 National Association of Insurance Commissioners50

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

7,058,105,145 1,432,16285.02 3.291,078,476AETNA GRP14

213,528,475 96,93085.37 3AETNA BETTER HLTH INC131744,265,022 550153.72 342AETNA HLTH INC CO CORP95256

21,784,436 2,54686.35 1,720AETNA HLTH INC CT CORP9593510,584,507 1,01084.55 1,008AETNA HLTH INC DE CORP95245

149,241,929 47,51978.86 31,987AETNA HLTH INC FL CORP9508817,772,967 2,17997.37 2,038AETNA HLTH INC GA CORP9509412,058,504 1,696100.05 1,691AETNA HLTH INC ME CORP95517

458,925,266 38,41991.92 38,186AETNA HLTH INC NJ CORP95287284,305,504 24,11287.43 22,593AETNA HLTH INC NY CORP95234860,636,759 121,19087.39 81,559AETNA HLTH INC PA CORP95109215,337,862 54,66183.14 4,867AETNA HLTH INC TX CORP95490

323,840 324.60 2AETNA HLTH INC WA CORP470600 00.00 0AETNA HLTH INS CO72052

145,356 18194.68 14AETNA HLTH OF THE CAROLINAS INC953434,685,151,344 995,18983.85 892,463AETNA LIFE INS CO60054

124,043,374 46,14085.88 3MISSOURI CARE INC12913

6,364,526,138 2,210,46085.94 2.970WELLCARE GRP11995

404,122,284 180,57181.93 0HARMONY HLTH PLAN OF IL INC11229444,802,736 178,81788.87 0HEALTHEASE OF FL INC52631891,788,155 74,48391.07 0WELLCARE HLTH INS OF AZ INC83445529,990,220 90,75988.35 0WELLCARE HLTH INS OF IL INC64467

53,892,515 4,76081.46 0WELLCARE HLTH INS OF NY INC1088423,987,937 1,99799.90 0WELLCARE HLTH PLANS OF NJ INC1302040,419,106 3,45179.79 0WELLCARE OF CT INC95310

1,412,296,007 317,79284.23 0WELLCARE OF FL INC950811,387,024,912 551,13183.68 0WELLCARE OF GA INC10760

48,955,641 3,71184.63 0WELLCARE OF LA INC12194271,457,939 102,24979.60 0WELLCARE OF OH INC12749

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

77,625,563 5,63673.05 0WELLCARE OF TX INC129645

778,163,123 695,10389.74 0WELLCARE PRESCRIPTION INS INC10155

5,744,786,906 1,073,86089.75 2.68949,212HIGHMARK GRP8126

1,354,630,012 285,61686.33 285,616GATEWAY HLTH PLAN INC96938658,510 5684.64 56GATEWAY HLTH PLAN OF OH INC12325234,106 20638.51 206HIGHMARK CAS INS CO35599

1,827,147,374 451,80691.13 333,420HIGHMARK INC54771109,608,919 72,36279.64 72,362HIGHMARK SENIOR RESOURCES INC10131

75,397,071 8,00199.29 8,001HM HLTH INS CO717682,325,032,507 240,50591.25 236,871KEYSTONE HLTH PLAN W INC95048

52,078,407 15,30871.69 12,680MOUNTAIN STATE BCBS INC54828

5,643,391,133 2,305,95692.59 2.632,209,724COVENTRY CORP GRP11377

55,201,546 13,21689.56 9,023ALTIUS HLTH PLANS INC9540756,152,587 38,682104.34 38,682CAMBRIDGE LIFE INS CO81000

102,034,344 53,49475.62 53,494CARELINK HLTH PLANS INC954081,600,222,200 739,50489.80 738,763COVENTRY HLTH & LIFE INS CO81973

35,343,625 8,80395.94 8,803COVENTRY HLTH CARE OF DE INC9646043,544,978 29,40571.69 17,158COVENTRY HLTH CARE OF GA INC9528262,853,896 9,51289.87 8,419COVENTRY HLTH CARE OF IA INC9524169,006,903 6,55181.17 6,551COVENTRY HLTH CARE OF KS INC9548914,365,765 9,04283.80 0COVENTRY HLTH CARE OF LA INC9517318,048,033 4,07479.47 1,363COVENTRY HLTH CARE OF NE INC95925

2,324,533,731 1,207,47998.86 1,207,479FIRST HLTH LIFE & HLTH INS CO90328330,293,301 28,75484.45 24,327GROUP HLTH PLAN INC96377432,262,313 37,24587.56 37,245HEALTH AMER PA INC95060170,753,211 19,55993.58 19,559HEALTHASSURANCE PA INC11102189,912,920 53,91284.48 1OMNICARE HLTH PLAN INC12193

17,017,032 3,26383.71 3,263PERSONALCARE INS OF IL INC7416066,808,039 22,71495.39 22,714SOUTHERN HLTH SERV INC96555

©2010 National Association of Insurance Commissioners52

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

13,436,330 0101.50 0WELLPATH OF SC INC126047

41,600,379 20,74775.49 12,880WELLPATH SELECT INC95321

4,914,372,270 2,233,09181.59 2.292,229,828UNIVERSAL AMER FIN CORP GRP9538

96,925,636 33,08290.85 33,082AMERICAN PIONEER LIFE INS CO60763695,079,893 230,51082.03 230,510AMERICAN PROGRESSIVE L&H INS OF NY80624

60,742,166 25,36767.20 25,367CONSTITUTION LIFE INS CO6235976,228,686 7,74685.35 7,746GLOBALHEALTH INC1170911,063,891 14,87565.92 14,875MARQUETTE NATL LIFE INS CO71072

1,934,206,482 1,700,98579.88 1,700,985PENNSYLVANIA LIFE INS CO676601,400,226,309 153,16584.36 153,165PYRAMID LIFE INS CO68284

62,676,682 5,47987.57 5,479SELECTCARE HLTH PLANS INC107683,536,231 13679.27 136SELECTCARE OF OK INC12284

542,441,705 44,74779.38 44,747SELECTCARE OF TX LLC1009631,244,589 16,99975.20 13,736UNION BANKERS INS CO69701

4,460,979,355 854,04394.81 2.08761,272INDEPENDENCE BLUE CROSS GRP9369

54,137,388 7,56384.54 6,458AMERIHEALTH HMO INC95044219,574 269114.22 177AMERIHEALTH INS CO OF NJ60061

55,878,946 76,63989.72 0CBHNP SERV INC1363073,777,883 54,403130.14 51,843INDEPENDENCE BLUE CROSS54704

989,397 2,90792.75 2,907INTER CNTY HLTH PLAN INC532526,801,185 2,948128.62 2,948INTER CTY HOSPITALIZATION PLAN INC54763

1,813,775,022 188,84792.65 184,269KEYSTONE HLTH PLAN E INC95056348,152,950 86,03096.09 78,233QCC INS CO93688

2,107,247,010 434,43795.51 434,437VISTA HLTH PLAN INC96660

4,258,908,047 1,479,41484.03 1.991,479,414AMERIGROUP GRP115610

378,271,900 20,37488.38 20,374AMERIGROUP COMM CARE OF NM INC123549,760,754 057.46 0AMERIGROUP COMM CARE OF SC INC12765

559,703,586 236,17785.58 236,177AMERIGROUP FL INC95093

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

658,144,680 193,99384.23 193,993AMERIGROUP MD INC9583210

316,557,354 118,44787.25 118,447AMERIGROUP NJ INC95373110,099,069 62,21088.86 62,210AMERIGROUP NV INC12586267,168,117 59,64884.90 59,648AMERIGROUP OH INC DBA COMM CARE10767

1,301,685,114 504,65681.26 504,656AMERIGROUP TX INC9531475,685,835 35,02479.34 35,024AMERIGROUP VA INC10153

581,831,638 248,88583.66 248,885AMGP GA MANAGED CARE CO INC12229

4,203,844,651 20,386,59757.85 1.9610,717,981AFLAC GRP37011

4,000,961,973 19,501,60757.62 10,245,378AMERICAN FAMILY LIFE ASSUR CO OF COL60380199,152,845 874,09563.00 465,345AMERICAN FAMILY LIFE ASSUR CO OF NY60526

3,729,833 10,89536.74 7,258CONTINENTAL AMER INS CO71730

3,510,272,584 1,321,45589.76 1.6444,778CENTENE CORP GRP129512

397,788,644 149,39992.07 0BANKERS RESERVE LIFE INS CO OF WI71013567,995,155 150,03279.18 0BUCKEYE COMM HLTH PLAN INC11834

56,436,192 22,23466.29 16,993CELTIC INS CO8079911,599,431 27,78392.32 27,783CELTICARE HLTH PLAN OF MA INC13632

389,772,621 205,41483.65 0COORDINATED CARE CORP IN INC95831236,909,805 0154.00 0MANAGED HLTH SERV INS CORP96822763,491,798 309,70089.47 1PEACH STATE HLTH PLAN INC12315107,353,996 102,66798.56 0SUNSHINE STATE HLTH PLAN INC13148833,827,513 300,89380.90 0SUPERIOR HLTHPLAN INC95647145,097,429 53,33391.28 1UNIVERSITY HLTH PLANS INC95503

3,076,908,512 1,630,23673.97 1.431,015,593HCSC GRP91713

2,664,748 7,20346.11 7,203COLORADO BANKERS LIFE INS CO84786220,763 25453.67 254FORT DEARBORN LIFE INS CO71129

0 00.00 0GHS PROP & CAS INS CO29718400,941,023 258,98273.80 0HCSC INS SERV CO78611

2,673,081,978 1,363,79774.02 1,008,136HEALTH CARE SERV CORP A MUT LEGAL RE70670

©2010 National Association of Insurance Commissioners54

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

2,949,853,467 1,006,10783.69 1.381,288MOLINA HEALTHCARE INC GRP153114

102,231,901 50,09091.79 1MOLINA HLTHCARE OF FL INC13128728,869,546 222,90582.51 3MOLINA HLTHCARE OF MI52630400,406,838 94,28785.39 0MOLINA HLTHCARE OF NM95739

5,150,040 30480.41 1MOLINA HLTHCARE OF NV INC12905803,520,849 216,27384.17 2MOLINA HLTHCARE OF OH INC12334141,671,300 39,57475.21 3MOLINA HLTHCARE OF TX INC10757114,040,960 68,82388.17 3MOLINA HLTHCARE OF UT INC DBA AMFAM95502653,962,033 313,85183.20 1,275MOLINA HLTHCARE OF WA INC96270

2,624,396,624 3,867,568100.49 1.223,867,568UNUMPROVIDENT CORP GRP56515

817,224,861 2,071,14147.18 2,071,141COLONIAL LIFE & ACCIDENT INS CO62049111,780,993 110,854141.65 110,854FIRST UNUM LIFE INS CO64297356,067,772 224,553137.15 224,553PAUL REVERE LIFE INS CO67598836,780,190 1,135,842101.97 1,135,842PROVIDENT LIFE & ACCIDENT INS CO68195

76,002,597 46,518109.21 46,518PROVIDENT LIFE & CAS INS CO68209426,540,211 278,660156.77 278,660UNUM LIFE INS CO OF AMER62235

2,446,005,066 761,87488.47 1.142CARESOURCE GRP368316

2,446,005,066 761,87488.47 2CARESOURCE95201

2,412,015,708 711,36782.37 1.12707,409BCBS OF NJ GRP120217

2,395,277 14,86580.00 14,865HORIZON HLTHCARE DENTAL INC111461,978,674,877 512,98682.59 509,028HORIZON HLTHCARE OF NJ INC95529

430,945,554 183,51681.37 183,516HORIZON HLTHCARE SERV INC55069

2,222,873,653 692,28686.84 1.04510,317REGENCE GRP120718

77,270,055 28,19590.12 22,166ASURIS NW HLTH473501,626,941 79568.18 795HEALTHWISE95303

904,899,906 262,46886.60 187,042REGENCE BCBS OF OR54933

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

329,122,853 86,36386.63 59,516REGENCE BCBS OF UT5455018

711,451,255 219,89887.34 169,682REGENCE BLUESHIELD53902178,083,309 69,71685.86 50,903REGENCE BLUESHIELD OF ID INC60131

20,419,334 24,85180.91 20,213REGENCE LIFE & HLTH INS CO97985

2,212,524,788 645,006102.17 1.03535,457BCBS OF MI GRP57219

1,933,304,475 595,255103.67 486,506BCBS OF MI54291213,924,611 22,68792.93 22,167BLUE CARE NETWORK OF MI95610

4,854,974 1,30388.93 1,023BLUE CARE OF MI INC5203759,759,013 20,87887.74 20,878BLUECAID OF MI11557

681,715 4,883114.92 4,883LIFESECURE INS CO77720

2,129,792,793 395,62281.56 0.99395,622NEWQUEST GRP347720

138,200,986 314,70568.54 314,705HEALTHSPRING LIFE & HLTH INS CO INC12902373,554,305 31,33078.98 31,330HEALTHSPRING OF AL INC95781982,251,698 084.79 0HEALTHSPRING OF TN INC11522635,785,804 49,58780.92 49,587TEXAS HEALTHSPRING LLC11593

2,118,045,254 88,00689.26 0.9982,427HIP INS GRP112721

168,239,047 20,65598.16 18,939CONNECTICARE INC9567517,868,180 6,271119.17 3,629CONNECTICARE INS CO INC11209

39,466 352.73 3CONNECTICARE OF NY INC957681,900,007,924 34,83487.83 33,629HEALTH INS PLAN OF GREATER NY55247

31,890,637 26,243110.99 26,227HIP INS CO OF NY60094

2,086,396,598 1,070,382105.34 0.971,070,382GENWORTH FIN GRP401122

64,810,916 54,83777.29 54,837AMERICAN CONTINENTAL INS CO12321137,344,527 69,95873.79 69,958CONTINENTAL LIFE INS CO BRENTWOOD68500

74,961,327 53,73185.59 53,731GENWORTH LIFE & ANN INS CO655361,654,012,602 828,255108.53 828,255GENWORTH LIFE INS CO70025

155,267,226 63,601120.49 63,601GENWORTH LIFE INS CO OF NY72990

©2010 National Association of Insurance Commissioners56

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

1,983,586,894 616,23781.54 0.92492,058BCBS OF FL GRP53623

1,510,844,305 570,13880.56 446,955BCBS OF FL98167161,908,625 19,03180.65 18,818FLORIDA HLTH CARE PLAN INC13567310,833,964 27,06886.77 26,285HEALTH OPTIONS INC95089

1,977,723,512 289,92992.87 0.92247,801KAISER FOUNDATION GRP60124

380,268,447 61,98098.56 55,343KAISER FOUND HLTH PLAN INC HI REGION1153885,471,870 43,67396.32 37,175KAISER FOUND HLTH PLAN MID ATLANTI95639

775,424,479 93,00886.26 77,798KAISER FOUND HLTH PLAN OF CO9566980,449,004 17,73893.25 16,434KAISER FOUND HLTH PLAN OF OH95204

656,109,712 73,53096.90 61,051KAISER FOUND HLTH PLAN OF THE NW95540

1,918,317,302 575,33485.43 0.89507,469BCBS OF MN GRP46125

1,043,123,001 451,79681.26 384,032BCBSM INC55026875,194,301 123,53890.39 123,437HMO DBA BLUE PLUS95649

214,453,180,956 110,148,09085.65 75,617,27826

©2010 National Association of Insurance Commissioners57

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Market Share by Statement Type

Individual Business

©2010 National Association of Insurance Commissioners59

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for Life, Accident & Health

Grand Total Individual

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

12,926,341,162 6,119,406UNITEDHEALTH GRP7071 80.96 19.56 19.56154,89010,411,885,885 3,189,176HUMANA GRP1192 81.64 15.76 35.323,010,137

4,685,151,344 995,189AETNA GRP13 83.85 7.09 42.41892,4634,229,488,966 2,174,983UNIVERSAL AMER FIN CORP GRP9534 81.71 6.40 48.812,171,7204,203,844,651 20,386,597AFLAC GRP3705 57.85 6.36 55.1810,717,9812,624,396,624 3,867,568UNUMPROVIDENT CORP GRP5656 100.49 3.97 59.153,867,5682,380,686,318 1,246,161COVENTRY CORP GRP11377 98.99 3.60 62.751,246,1612,086,396,598 1,070,382GENWORTH FIN GRP40118 105.34 3.16 65.911,070,3822,041,551,059 1,066,311WELLPOINT INC GRP6719 77.87 3.09 69.00978,3671,720,448,426 1,692,753CNO FINANCIAL GRP23310 86.23 2.60 71.601,330,5791,388,753,773 1,298,732MUTUAL OF OMAHA GRP26111 78.01 2.10 73.711,187,8631,160,366,240 592,411JOHN HANCOCK GRP90412 133.93 1.76 75.46592,4111,100,469,772 595,447HEALTH NET INC GRP62313 80.64 1.67 77.13570,1451,042,979,849 762,614NORTHWESTERN MUT GRP86014 73.58 1.58 78.71762,6141,041,003,751 670,992METROPOLITAN GRP24115 155.91 1.58 80.28318,224

959,776,151 2,718,905LIBERTY NATL GRP29016 63.85 1.45 81.731,984,321710,980,793 1,418,403AEGON US HOLDING GRP46817 88.36 1.08 82.811,071,030686,043,540 1,880,572ASSURANT INC GRP1918 123.72 1.04 83.851,739,652624,936,589 0ACE LTD GRP62619 45.09 0.95 84.790607,483,441 377,923MASS MUT LIFE INS GRP43520 74.07 0.92 85.71357,803562,499,723 267,816GUARDIAN LIFE GRP42921 74.72 0.85 86.57267,126451,984,257 481,548AMERICAN FINANCIAL GRP8422 82.81 0.68 87.25344,986440,770,652 421,182CIGNA HLTH GRP90123 90.96 0.67 87.92328,591433,258,481 1,173,628ALLSTATE INS GRP824 74.53 0.66 88.57744,392427,088,800 266,770BLUE SHIELD OF CA GRP279825 69.03 0.65 89.22177,460421,000,688 314,203BCBS OF KS GRP43026 85.08 0.64 89.86268,645392,103,180 315,590AMERIPRISE FIN GRP427 118.81 0.59 90.45315,590380,943,071 340,494PHYSICIANS MUT GRP36728 77.06 0.58 91.03289,445238,790,853 172,598NEW YORK LIFE GRP82629 112.17 0.36 91.39171,863234,769,979 128,745PRINCIPAL FIN GRP33230 51.92 0.36 91.74128,745233,876,459 129,506SENIOR HLTH INS CO OF PA7632531 160.22 0.35 92.10113,868233,371,782 118,904AMERICAN REPUBLIC MUT GRP352732 83.12 0.35 92.45100,098222,087,055 136,912ALLIANZ INS GRP76133 133.50 0.34 92.79110,312

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for Life, Accident & Health

Grand Total Individual

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

196,474,089 499,605AMERICAN FIDELITY CORP GRP33034 56.36 0.30 93.08427,209156,162,602 92,943PRUDENTIAL OF AMER GRP30435 144.40 0.24 93.3291,008155,493,492 53,280AXA INS GRP96836 142.17 0.24 93.5549,873152,673,494 626,248UNITRIN GRP21537 61.62 0.23 93.79394,304148,376,113 51,539AMERICAN COMM MUT INS CO6030538 73.35 0.22 94.0144,288143,697,789 186,417HEALTHMARKETS GRP26439 56.25 0.22 94.23108,892143,458,611 1,275,482AMERICAN INTL GRP1240 75.34 0.22 94.45931,887138,200,986 314,705NEWQUEST GRP347741 68.54 0.21 94.65314,705136,705,385 71,531STANCORP FIN GRP134842 41.32 0.21 94.8683,439130,863,800 380,415FAMILY HERITAGE LIFE INS CO OF AMER7796843 56.73 0.20 95.06193,213130,825,821 176,187AMERICAN NATL FIN GRP40844 78.75 0.20 95.26152,284129,824,080 72,027UNITED SERV AUTOMOBILE ASSN GRP20045 77.70 0.20 95.4572,027127,265,119 121,254NEW ERA LIFE GRP52046 87.03 0.19 95.6596,494115,347,313 48,607MEDICO INS CO3111947 )(188.54 0.17 95.8256,343113,817,397 70,559EQUITABLE LIFE & CAS INS CO6295248 74.89 0.17 95.9960,602

94,234,021 59,732COUNTRY INS & FIN SERV GRP5049 87.15 0.14 96.1458,57993,256,835 61,576UNIFI GRP94350 60.72 0.14 96.2861,57690,474,202 129,598SWISS RE GRP18151 182.45 0.14 96.4197,49885,265,957 22,085MAPFRE INS GRP41152 72.98 0.13 96.5422,08581,906,910 280,225NATIONAL TEACHERS ASSOC LIFE INS CO8796353 61.08 0.12 96.67209,18480,474,571 81,426LIFETIME HLTHCARE GRP118654 161.02 0.12 96.7981,42679,926,415 184,524GUARANTEE TRUST GRP68755 52.76 0.12 96.91184,52472,326,558 22,741SUN LIFE ASSUR CO OF CN GRP54956 99.76 0.11 97.02155,73768,065,215 177,600HARRIS INS HOLDINGS GRP111757 48.05 0.10 97.12159,62367,720,142 104,463ASSURITY LIFE INS CO7143958 60.36 0.10 97.22104,46366,159,199 26,823AMERCO CORP GRP57459 76.71 0.10 97.3226,82365,632,532 112,996ILLINOIS MUT LIFE INS CO6458060 46.94 0.10 97.42111,65664,325,462 29,709STATE MUT CO GRP417261 76.88 0.10 97.5229,70459,675,124 107,734TRUSTMARK INS CO GRP27662 63.02 0.09 97.6193,55958,255,058 47,056NATIONAL STATES INS CO6059363 83.25 0.09 97.7046,58956,436,192 22,234CENTENE CORP GRP129564 66.29 0.09 97.7916,99356,252,622 25,709PEKIN INS GRP15365 93.74 0.09 97.8719,19555,167,799 25,552STERLING INVESTORS LIFE INS CO8918466 81.75 0.08 97.9525,552

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for Life, Accident & Health

Grand Total Individual

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

51,715,471 27,214MINNESOTA MUT GRP86967 125.21 0.08 98.0335,08049,084,692 28,897LINCOLN HERITAGE LIFE INS CO6592768 78.58 0.07 98.1128,89748,539,824 98,275ZURICH INS GRP21269 84.37 0.07 98.18109,59847,062,320 9,078HENRY FORD HLTH SYSTEM GRP131170 94.75 0.07 98.258,73045,862,334 32,120ATLANTIC AMER GRP58771 70.72 0.07 98.3232,12042,771,980 34,474CUNA MUT GRP30672 117.32 0.06 98.3934,47442,576,995 29,012LINCOLN NATL GRP2073 162.61 0.06 98.4529,01241,069,874 16,063ONEAMERICA FIN PARTNERS GRP61974 111.29 0.06 98.5116,06338,014,580 165,441WEST SOUTHERN GRP83675 3.67 0.06 98.57115,96136,310,748 21,590OHIO NATL LIFE GRP70476 60.05 0.05 98.6221,58436,293,977 20,178NATIONAL LIFE GRP63477 172.46 0.05 98.6829,03732,669,765 100,658LIFE INS CO OF AL6541278 50.52 0.05 98.7355,77932,009,860 74,028SOUTHERN FARM GRP89379 151.53 0.05 98.7853,94431,472,061 3,391NATIONWIDE CORP GRP14080 62.13 0.05 98.823,06730,734,026 508,355LIFE OF THE SOUTH CORP GRP1781 6.59 0.05 98.87508,35530,578,956 0TRIPLE S VIDA INC7381482 36.52 0.05 98.92030,414,252 37,546EMC NATL LIFE CO6292883 91.35 0.05 98.9633,63829,361,844 73,896ARKANSAS BCBS GRP87684 59.91 0.04 99.015,51528,572,983 16,153TIAA FAMILY GRP121685 )(121.69 0.04 99.0516,15327,525,591 18,461MEDICAL CARD SYSTEM INC GRP130186 86.18 0.04 99.0918,46127,400,710 29,680REGAL REINS GRP44087 279.87 0.04 99.1329,68027,143,157 38,587ABILITY INS CO7147188 1,388.51 0.04 99.1838,56027,059,927 30,201PROTECTIVE LIFE INS GRP45889 89.29 0.04 99.2230,20126,058,787 11,470CENTRAL STATES GRP69090 71.10 0.04 99.2611,24723,403,423 65,052WESTBRIDGE CAPITAL GRP83991 57.15 0.04 99.2957,95523,262,794 19,412FEDERATED MUT GRP792 25.14 0.04 99.33022,427,633 0TRANS OCEANIC LIFE INS CO6952393 39.19 0.03 99.36022,136,362 0OLD SURETY LIFE INS CO6732694 66.55 0.03 99.3911,82720,419,334 24,851REGENCE GRP120795 80.91 0.03 99.4320,21319,334,052 1,764HCC INS HOLDINGS GRP98496 43.42 0.03 99.451,51517,229,022 169,745LIBERTY LIFE INS CO6149297 56.54 0.03 99.48108,94916,389,794 11,118UNITED SECURITY ASSUR GRP122398 52.19 0.02 99.5111,11816,038,197 15,730GOLDMAN SACHS GRP389199 174.21 0.02 99.5315,730

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for Life, Accident & Health

Grand Total Individual

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

15,881,196 0PAN AMER LIFE GRP525100 130.32 0.02 99.557,61715,132,374 14,774CROY HALL MGMT GRP1339101 38.55 0.02 99.588,20513,053,253 100,459COOPERATIVA DE SEGUROS DE VIDA79715102 42.46 0.02 99.60100,45912,303,577 40,357UNIFIED LIFE INS CO11121103 81.64 0.02 99.6139,12512,216,880 11,964AUTO OWNERS GRP280104 58.30 0.02 99.6311,96411,697,880 5,858UNIVERSAL FIDELITY LIFE INS CO70122105 84.04 0.02 99.655,85810,974,354 29,475JACKSON NATL GRP918106 75.72 0.02 99.6725,72310,218,842 18,495IOWA FARM BUREAU GRP513107 33.35 0.02 99.6818,495

9,941,918 70,001NESTLE SA GRP4483108 52.54 0.02 99.7070,0019,771,115 2,171SOUTHWEST INS PARTNERS GRP4669109 79.76 0.01 99.711,3989,700,328 4,676MEDICAL MUT OF OH GRP730110 73.80 0.01 99.733,0619,467,569 0GREAT WEST GRP769111 )(76.15 0.01 99.7409,168,690 26,069AAA LIFE INS CO71854112 41.04 0.01 99.7626,0698,934,601 20,667ING AMER INS HOLDING GRP229113 161.74 0.01 99.7714,2727,809,839 6,818TEACHERS PROTECTIVE MUT LIFE INS CO69353114 111.22 0.01 99.786,6967,597,096 0NATIONAL FAMILY CARE LIFE INS CO86959115 12.83 0.01 99.7953,6657,098,799 103,353GENERAL ELECTRIC GRP350116 53.25 0.01 99.8049,9606,908,674 10,029CITIZENS GRP612117 101.74 0.01 99.8110,0296,541,194 2,736BCBS OF SC GRP661118 77.47 0.01 99.821,5756,246,667 12,094STANDARD LIFE & CAS INS CO71706119 51.03 0.01 99.8310,2696,210,258 43,260BOSTON MUT GRP581120 21.47 0.01 99.8423,8616,198,740 13,370CINCINNATI FIN GRP244121 65.50 0.01 99.8513,2706,100,793 8,828AVIVA GRP44122 97.18 0.01 99.868,8285,980,155 6,645JEFFERSON NATL LIFE INS CO64017123 85.19 0.01 99.876,6455,804,838 20,970NATIONAL GUARDIAN LIFE INS GRP1211124 89.23 0.01 99.8817,2075,547,440 6,998UNION LABOR GRP781125 )(3.04 0.01 99.893,484

66,072,132,218 65,312,296GRAND TOTAL 84.62 100.0045,010,081

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for Health

Grand Total Individual

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

19,539,998,543 3,926,616UNITEDHEALTH GRP7071 83.16 13.36 13.362,103,85410,245,594,494 4,080,521WELLPOINT INC GRP6712 78.20 7.01 20.373,473,524

8,408,600,100 1,014,039HUMANA GRP1193 81.20 5.75 26.12897,2816,364,526,138 2,210,460WELLCARE GRP11994 85.94 4.35 30.4705,744,552,800 1,073,654HIGHMARK GRP8125 89.76 3.93 34.40949,0064,460,979,355 854,043INDEPENDENCE BLUE CROSS GRP9366 94.81 3.05 37.45761,2724,258,908,047 1,479,414AMERIGROUP GRP11567 84.03 2.91 40.361,479,4143,453,836,392 1,299,221CENTENE CORP GRP12958 90.15 2.36 42.7227,7853,262,704,815 1,059,795COVENTRY CORP GRP11379 87.91 2.23 44.95963,5633,074,023,001 1,622,779HCSC GRP91710 73.99 2.10 47.061,008,1362,949,853,467 1,006,107MOLINA HEALTHCARE INC GRP153111 83.69 2.02 49.071,2882,446,005,066 761,874CARESOURCE GRP368312 88.47 1.67 50.7522,412,015,708 711,367BCBS OF NJ GRP120213 82.37 1.65 52.40707,4092,372,953,801 436,973AETNA GRP114 87.32 1.62 54.02186,0132,211,843,073 640,123BCBS OF MI GRP57215 102.17 1.51 55.53530,5742,202,454,319 667,435REGENCE GRP120716 86.90 1.51 57.04490,1042,118,045,254 88,006HIP INS GRP112717 89.26 1.45 58.4982,4271,991,591,807 80,917NEWQUEST GRP347718 82.47 1.36 59.8580,9171,983,586,894 616,237BCBS OF FL GRP53619 81.54 1.36 61.20492,0581,977,723,512 289,929KAISER FOUNDATION GRP60120 92.87 1.35 62.56247,8011,918,317,302 575,334BCBS OF MN GRP46121 85.43 1.31 63.87507,4691,808,732,410 646,715BCBS OF NC GRP75822 83.81 1.24 65.10646,7151,707,096,461 1,531,313CVS CAREMARK GRP466723 93.01 1.17 66.271,531,3131,574,154,123 236,197UPMC HLTH SYSTEM GRP132424 88.72 1.08 67.35234,4591,491,293,636 245,073MEDICA GRP155225 86.75 1.02 68.3714,0931,488,082,999 175,884UCARE GRP438026 90.50 1.02 69.39175,8841,220,218,991 315,230BRAVO HLTH INC GRP338727 79.78 0.83 70.2201,217,112,422 88,288MANAGED HLTH INC9528428 86.31 0.83 71.0588,1451,134,276,159 243,868BOSTON MEDICAL CENTER HLTH PLAN INC1320329 98.69 0.78 71.83243,8681,090,653,343 59,174XLHEALTH GRP444330 81.30 0.75 72.5759,1741,086,870,413 268,736LIFETIME HLTHCARE GRP118631 87.61 0.74 73.32264,767

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for Health

Grand Total Individual

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

1,054,470,034 300,929BCBS OF MA GRP363732 97.83 0.72 74.04284,5451,034,281,532 340,890BCBS OF AL GRP57033 99.69 0.71 74.75302,240

925,434,274 213,511PRESBYTERIAN HLTHCARE SERV GRP48134 85.91 0.63 75.38207,762910,396,788 126,414MUNICH RE GRP36135 85.60 0.62 76.00126,414908,519,074 178,536UNIVERSITY HLTH CARE INC5262136 89.14 0.62 76.62178,536861,531,975 468,572WELLMARK INC GRP77037 84.60 0.59 77.21411,372816,428,812 119,182HEALTH NOW NY INC5520438 85.91 0.56 77.77115,602806,007,979 157,098HEALTH PARTNERS OF PHILADELPHIA INC9506639 86.19 0.55 78.32157,098798,058,090 177,148NEIGHBORHOOD HLTH PLAN INC1110940 101.66 0.55 78.87177,148795,988,886 125,378GROUP HLTH COOP GRP118541 92.85 0.54 79.41107,793684,883,304 58,108UNIVERSAL AMER FIN CORP GRP95342 80.80 0.47 79.8858,108667,586,687 86,082INDEPENDENT HLTH ASSN9530843 90.70 0.46 80.3486,082665,532,921 298,288CLARIAN HLTH PARTNERS GRP463744 86.03 0.46 80.79298,288663,325,695 123,564ARDENT HLTH SERV GRP367945 87.25 0.45 81.24123,564661,621,238 237,348CAIDAN ENTERPRISES INC GRP464046 79.35 0.45 81.70237,348659,262,432 203,085BCBS OF TN GRP349847 80.24 0.45 82.15169,794647,964,979 69,304HEALTH NET INC GRP62348 88.00 0.44 82.5966,380637,300,926 302,523CAREFIRST INC GRP38049 81.93 0.44 83.03228,227571,735,816 102,879BCBS OF RI5347350 88.21 0.39 83.4296,010569,683,829 64,234FALLON COMM HLTH PLAN INC9554151 93.07 0.39 83.8164,234528,097,649 159,736SENTARA HLTH MGMT GRP118352 94.27 0.36 84.17159,736517,613,233 202,790SELECT HLTH OF SC INC9545853 91.52 0.35 84.520515,418,248 878,885FHC HLTH SYSTEMS GRP96554 77.41 0.35 84.873492,887,130 32,606LEON MEDICAL CENTERS HLTH PLANS INC1153255 77.48 0.34 85.2132,606488,619,796 51,063GEISINGER INS GRP114356 78.59 0.33 85.5551,063478,907,424 210,669LOUISIANA HLTH SERV GRP43857 80.39 0.33 85.87159,421458,883,943 202,929BCBS OF SC GRP66158 94.32 0.31 86.19181,944448,327,324 46,684ARCADIAN GRP368159 79.32 0.31 86.4946,684433,140,897 215,750ARKANSAS BCBS GRP87660 76.28 0.30 86.79177,119428,552,586 43,425MEDCO CONTAINMENT SERV GRP43361 86.03 0.29 87.08342,270424,691,208 43,870CIGNA HLTH GRP90162 91.86 0.29 87.375,151

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for Health

Grand Total Individual

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

424,352,056 243,673TEXAS CHILDRENS HLTH PLAN INC9532963 88.25 0.29 87.66243,673415,426,103 46,201PROVIDENCE HLTH PLAN9500564 85.91 0.28 87.9542,994407,064,120 146,318PREMERA BLUE CROSS GRP96265 76.83 0.28 88.2398,633403,248,836 213,916COMMUNITY HLTH PLAN OF WA4704966 86.45 0.28 88.503402,278,305 175,312CHILDRENS MERCYS FAMILY HLTH PARTNER9563667 85.81 0.28 88.78175,312397,413,872 146,747BCBS OF AZ INC5358968 71.62 0.27 89.0596,495392,678,566 42,858PEOPLES HLTH INC1360769 83.65 0.27 89.320384,561,695 137,180CAPITAL BLUE CROSS GRP123070 90.22 0.26 89.58129,704379,972,721 94,403VANGUARD HLTH VENTURES GRP121271 89.43 0.26 89.8494,403371,421,980 73,667CAPITAL DISTRICT PHYSICIANS HLTHPLN9549172 86.74 0.25 90.0973,635370,986,281 159,266HAWAII MEDICAL SERV ASSN GRP114273 94.13 0.25 90.35155,810366,622,814 53,301WINDSOR HLTH GRP126874 85.18 0.25 90.600355,232,083 80,345SECURITY HLTH PLAN OF WI INC9688175 87.35 0.24 90.8479,470351,425,893 41,624HARVARD PILGRIM HTH CARE GRP59576 98.16 0.24 91.0833,615338,103,051 80,647NEIGHBORHOOD HLTH PLAN OF RI INC9540277 91.84 0.23 91.3180,647332,756,849 41,428FREEDOM HLTH INC1011978 84.35 0.23 91.540329,914,608 0PREFERRED CARE PARTNERS INC1117679 71.30 0.23 91.7721,103327,176,461 22,866AVMED INC9526380 82.70 0.22 91.99723319,478,231 102,946BLUE CROSS OF ID HLTH SERV INC6009581 82.34 0.22 92.2182,182318,753,901 30,424ESSENCE GRP459782 85.73 0.22 92.4330,424318,196,893 28,235MOUNT CARMEL GRP283883 84.48 0.22 92.640299,242,042 29,000VIVA HLTH INC9532284 89.51 0.20 92.8529,000292,722,793 140,009BCBS OF NE7778085 81.66 0.20 93.05122,269285,698,870 56,271CITRUS HLTH CARE INC1183686 88.44 0.20 93.240280,072,679 165,830BCBS OF KC GRP53787 80.07 0.19 93.44136,837268,449,628 23,588HENRY FORD HLTH SYSTEM GRP131188 94.68 0.18 93.6222,800265,845,973 28,866AMERICAN HLTH INC1115289 82.28 0.18 93.8028,866263,540,145 76,551SPECTRUM HLTH GRP338390 73.31 0.18 93.9876,551262,681,251 22,810HEALTH FIRST HLTH PLANS INC9501991 88.10 0.18 94.1622,796261,062,991 19,401MEDICA HLTH GRP417392 85.20 0.18 94.3419,401258,194,748 93,494TOTAL HLTH GRP123893 90.54 0.18 94.5288,381

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for Health

Grand Total Individual

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

257,899,330 35,290MERCY HLTH PLANS GRP338694 85.44 0.18 94.6935,290253,600,528 27,333COMMUNITYCARE GRP348795 91.97 0.17 94.8727,333250,240,200 76,171HEALTHPLUS OF MI GRP340996 84.89 0.17 95.0475,953234,936,435 15,269ELDERPLAN INC9566297 87.93 0.16 95.2015,269228,904,876 19,713WELLMED MEDICAL PHC HOLDING GRP442398 89.64 0.16 95.3519,713227,575,630 69,642MIDWEST HLTH PLAN INC9581499 80.80 0.16 95.5169,642226,376,715 1,156,393COMMUNITY FIRST GRP2738100 91.44 0.15 95.66105,452222,573,226 23,351SUMMA HLTH GRP3259101 84.65 0.15 95.8223,351218,418,310 88,577GHI SERV GRP1304102 96.62 0.15 95.9786,319209,381,571 90,240DEAN HLTH GRP1294103 94.48 0.14 96.1179,216185,844,966 92,657NORIDIAN MUT INS CO55891104 94.94 0.13 96.2477,662183,808,398 67,854DC CHARTERED HLTH PLAN INC95748105 96.96 0.13 96.3667,854183,505,996 71,688ALOHA CARE95853106 92.98 0.13 96.490180,064,686 36,970SCOTT & WHITE GRP600107 79.50 0.12 96.6132,632177,702,756 100,275WISCONSIN PHYSICIANS SERV INS GRP68108 70.49 0.12 96.7389,321175,139,946 14,217TOUCHSTONE HLTH HMO INC12970109 91.97 0.12 96.850162,779,015 41,557CARESOURCE MI95562110 75.53 0.11 96.962156,839,041 71,714HOSPITAL SERV ASSN OF NEPA GRP1270111 94.04 0.11 97.0767,736154,592,016 18,574PHYSICIANS UNITED PLAN INC10775112 89.02 0.11 97.1818,574154,132,967 19,677MCKINLEY LIFE INS CO77216113 81.71 0.11 97.2817,412153,020,600 58,395MISSISSIPPI INS GRP1126114 79.91 0.10 97.3947,341147,911,011 121,680COLORADO ACCESS95733115 90.62 0.10 97.49121,680146,206,975 24,801CARLE CLINIC ASSN GRP1192116 85.38 0.10 97.5920,586142,804,713 18,659QHP GRP4685117 105.02 0.10 97.6818,659141,809,502 52,560NETWORK HLTH GRP2678118 91.85 0.10 97.7852,560134,971,194 50,785DRISCOLL CHILDRENS HLTH PLAN95809119 89.42 0.09 97.870125,388,344 0CAROLINA CRESCENT HLTH PLAN INC12911120 101.16 0.09 97.960120,894,723 45,038PREFERRED MEDICAL PLAN INC95271121 79.76 0.08 98.0439,543119,476,265 2,001PARTNERSHIP HLTH PLAN INC12337122 91.55 0.08 98.122,001115,066,174 65,698IHC HLTH PLANS GRP880123 74.26 0.08 98.2027,316105,082,714 54,412BCBS OF MT GRP1118124 80.77 0.07 98.2745,645

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for Health

Grand Total Individual

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

104,901,957 10,482KS PLAN ADMINISTRATORS LLC12827125 85.29 0.07 98.3510,482

146,236,167,429 41,527,501GRAND TOTAL 85.69 100.0027,912,296

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for Property/Casualty

Grand Total Individual

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

736,146,471 1,070,216STATE FARM GRP1761 77.34 50.74 50.74978,907406,254,958 239,961CNA INS GRP2182 208.82 28.00 78.74239,961159,921,760 56,633AMERICAN FAMILY INS GRP4733 76.45 11.02 89.7645,417

40,913,208 19,736AMERICAN FIDELITY & LIBERTY INC GRP12894 115.66 2.82 92.5819,73624,624,153 0OLD REPUBLIC GRP1505 57.91 1.70 94.28022,864,978 0LIGHTYEAR DELOS GRP43816 92.25 1.58 95.86021,773,799 0ACE LTD GRP6267 77.68 1.50 97.360

9,941,635 133,806METROPOLITAN GRP2418 38.78 0.69 98.0451,4647,802,866 1,025LIBERTY MUT GRP1119 26.67 0.54 98.589404,824,122 27,515BERKSHIRE HATHAWAY GRP3110 55.10 0.33 98.9126,8661,406,500 50,656CALIFORNIA STATE AUTO GRP127811 30.64 0.10 99.0150,6561,364,040 87,864TRAVELERS GRP354812 3.94 0.09 99.102,9901,318,710 20,604GREENVILLE CAS INS CO INC1112813 17.72 0.09 99.1913,6001,268,660 819FAIRFAX FIN GRP15814 322.38 0.09 99.2811,224,272 247,082NATIONWIDE CORP GRP14015 7.50 0.08 99.3713,8621,176,184 0SHARED SERV INS GRP INC1292116 101.68 0.08 99.4501,164,427 696MUNICH RE GRP36117 )(13.29 0.08 99.53569

745,544 255ARMCO INS INC GRP14318 247.30 0.05 99.58173701,251 0CHUBB & SON INC GRP3819 35.72 0.05 99.630652,424 14,994ALLIANZ INS GRP76120 49.55 0.04 99.6710,561641,250 397,987HOOSIER MOTOR MUT INS CO2795221 3.65 0.04 99.72394,987631,425 0ARCH INS GRP127922 )(21.52 0.04 99.760430,189 29,376ALFA INS GRP523 71.60 0.03 99.7967366,881 0UNDERWRITERS AT LLOYDS3272724 70.17 0.03 99.820357,699 26,422AEGON US HOLDING GRP46825 16.37 0.02 99.8426,128308,382 5,204CITIGROUP GRP4126 21.42 0.02 99.863,190270,791 4,419LIFE OF THE SOUTH CORP GRP1727 9.60 0.02 99.884,419234,106 206HIGHMARK GRP81228 38.51 0.02 99.90206

1,450,836,969 2,593,769GRAND TOTAL 114.29 100.002,029,442

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Individual Market Share for Fraternal

Grand Total Individual

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

332,653,431 264,995THRIVENT FINANCIAL FOR LUTHERANS GRP29381 151.69 47.93 47.93239,940137,468,676 127,751ORDER OF UNITED COMMERICAL TRAVELERS563832 84.58 19.81 67.74124,680

78,251,332 38,713ROYAL NEIGHBORS OF AMER576573 84.19 11.27 79.0138,71348,538,761 22,952MMA GRP46164 79.06 6.99 86.0016,06435,545,539 30,493KNIGHTS OF COLUMBUS580335 81.97 5.12 91.1330,24819,250,011 19,691WOODMEN WORLD ASSUR LIFE ASSN564996 72.83 2.77 93.9019,69114,303,899 80,973POLICE & FIREMENS INS ASSN580097 47.11 2.06 95.9680,97310,606,440 34,751WOODMEN WORLD LIFE INS SOC573208 81.24 1.53 97.4930,726

6,556,921 20,726UNITED STATES LETTER CARRIERS MUT BE564569 59.13 0.94 98.4317,4483,691,297 46,761UNITED TRANSPORTATION UNION INS ASSN5641310 37.61 0.53 98.9739,2302,803,819 0CSA FRATERNAL LIFE5613811 52.95 0.40 99.3701,317,986 608SPJST5743612 68.98 0.19 99.566081,224,661 7,014CATHOLIC ORDER OF FORESTERS5748713 265.74 0.18 99.747,040

863,478 0KSKJ LIFE AMER SLOVENIAN CATHOLIC UN5622714 67.09 0.12 99.860250,530 694NATIONAL MUT BENEFIT5607315 75.57 0.04 99.90694

694,044,340 714,524GRAND TOTAL 114.64 100.00665,459

©2010 National Association of Insurance Commissioners71

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©2010 National Association of Insurance Commissioners72

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Market Share by Line of Business

Individual Business

©2010 National Association of Insurance Commissioners73

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©2010 National Association of Insurance Commissioners74

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Comprehensive Major Medical

August 23, 2010

4,429,058,685 1,807,906WELLPOINT INC GRP6711 74.93 20.69 20.691,209,193

1,618,587,600 776,331HCSC GRP9172 72.06 7.56 28.25474,788

1,067,373,961 450,824AETNA GRP13 75.72 4.99 33.23320,754

965,471,509 336,081BCBS OF NC GRP7584 85.31 4.51 37.74336,081

946,995,018 371,367BCBS OF FL GRP5365 77.20 4.42 42.17247,188

788,862,015 311,780REGENCE GRP12076 87.82 3.68 45.85190,285

661,618,813 210,286BCBS OF MN GRP4617 92.06 3.09 48.94143,625

643,276,401 233,284UNITEDHEALTH GRP7078 84.31 3.00 51.95156,679

604,302,161 367,629HUMANA GRP1199 68.05 2.82 54.77212,986

484,817,839 169,685HIGHMARK GRP81210 93.05 2.26 57.03137,132

466,917,967 204,197BCBS OF MI GRP57211 79.76 2.18 59.21123,943

438,168,466 199,595ASSURANT INC GRP1912 82.49 2.05 61.26107,081

424,658,296 233,458BLUE SHIELD OF CA GRP279813 69.09 1.98 63.24177,400

410,329,501 174,339CAREFIRST INC GRP38014 85.47 1.92 65.16109,836

365,533,597 134,708LOUISIANA HLTH SERV GRP43815 79.56 1.71 66.8786,596

360,568,589 124,349BCBS OF AZ INC5358916 71.90 1.68 68.5576,503

349,558,285 121,212PREMERA BLUE CROSS GRP96217 76.59 1.63 70.1973,527

312,684,447 79,804BCBS OF NJ GRP120218 82.66 1.46 71.6575,846

311,098,321 109,929KAISER FOUNDATION GRP60119 92.54 1.45 73.1083,394

307,755,077 59,941BOSTON MEDICAL CENTER HLTH PLAN INC1320320 92.15 1.44 74.5459,941

298,489,088 127,489WELLMARK INC GRP77021 93.14 1.39 75.9374,341

259,945,510 93,104HEALTH NET INC GRP62322 79.19 1.21 77.1464,901

253,950,456 85,744BCBS OF TN GRP349823 73.72 1.19 78.3359,259

247,263,005 74,959INDEPENDENCE BLUE CROSS GRP93624 114.37 1.15 79.4959,051

245,192,280 49,636BCBS OF MA GRP363725 120.55 1.15 80.6333,252

226,213,535 90,542ARKANSAS BCBS GRP87626 74.33 1.06 81.6957,038

191,659,644 73,787BCBS OF SC GRP66127 65.11 0.90 82.5853,815

188,852,549 117,455COVENTRY CORP GRP113728 71.94 0.88 83.4681,318

170,489,118 37,828NEIGHBORHOOD HLTH PLAN INC1110929 110.45 0.80 84.2637,828

158,305,465 112,527BCBS OF AL GRP57030 105.27 0.74 85.0073,877

142,029,266 47,165AMERICAN COMM MUT INS CO6030531 73.93 0.66 85.6640,894

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Comprehensive Major Medical

August 23, 2010

139,821,758 60,103BCBS OF KS GRP43032 88.35 0.65 86.3235,563

135,246,233 66,146BCBS OF KC GRP53733 79.69 0.63 86.9547,980

131,890,552 61,154HEALTHMARKETS GRP26434 58.02 0.62 87.5634,054

129,429,781 22,058FALLON COMM HLTH PLAN INC9554135 97.09 0.60 88.1722,058

115,975,082 21,844HARVARD PILGRIM HTH CARE GRP59536 96.46 0.54 88.7113,835

115,066,174 65,698IHC HLTH PLANS GRP88037 74.26 0.54 89.2527,316

113,628,644 45,398BCBS OF NE7778038 89.99 0.53 89.7827,658

109,958,951 59,756CENTENE CORP GRP129539 63.71 0.51 90.2911,401

109,050,684 42,907MISSISSIPPI INS GRP112640 80.76 0.51 90.8031,959

105,005,924 30,794AMERICAN FAMILY INS GRP47341 73.72 0.49 91.2919,756

104,975,924 49,041GROUP HLTH COOP GRP118542 83.74 0.49 91.7831,475

104,095,573 36,566LIFETIME HLTHCARE GRP118643 98.43 0.49 92.2732,597

86,798,995 17,610HIP INS GRP112744 94.68 0.41 92.6712,032

85,308,875 32,321NORIDIAN MUT INS CO5589145 105.44 0.40 93.0717,455

76,906,198 34,431AMERICAN REPUBLIC MUT GRP352746 93.92 0.36 93.4319,111

67,909,705 45,224CIGNA HLTH GRP90147 88.07 0.32 93.754,186

65,564,280 27,842PREFERRED MEDICAL PLAN INC9527148 76.84 0.31 94.0622,467

61,884,830 21,405HOSPITAL SERV ASSN OF NEPA GRP127049 106.04 0.29 94.3417,427

58,542,214 35,000WISCONSIN PHYSICIANS SERV INS GRP6850 70.87 0.27 94.6224,046

57,989,969 27,022BCBS OF MT GRP111851 86.78 0.27 94.8918,365

56,573,839 14,188BCBS OF RI5347352 91.45 0.26 95.159,704

51,943,563 12,225BCBS OF VT5329553 87.39 0.24 95.409,893

48,658,193 18,638BLUE CROSS OF ID HLTH SERV INC6009554 71.71 0.23 95.6211,950

43,225,756 10,581BCBS OF WY5376755 77.09 0.20 95.837,176

42,837,461 15,831HAWAII MEDICAL SERV ASSN GRP114256 96.80 0.20 96.0312,375

38,208,272 15,945PEKIN INS GRP15357 102.03 0.18 96.209,540

35,583,736 8,326CAPITAL BLUE CROSS GRP123058 95.56 0.17 96.375,781

33,816,115 16,928PRESBYTERIAN HLTHCARE SERV GRP48159 86.26 0.16 96.5311,179

32,753,289 11,650GHI SERV GRP130460 107.20 0.15 96.689,431

32,239,464 12,534CARLE CLINIC ASSN GRP119261 68.96 0.15 96.838,383

31,981,714 18,317HEALTHPARTNERS INS CO4454762 62.77 0.15 96.988,700

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Comprehensive Major Medical

August 23, 2010

30,934,578 9,833AXA INS GRP96863 117.39 0.14 97.136,460

30,204,032 11,626SCOTT & WHITE GRP60064 96.99 0.14 97.277,288

30,066,894 19,334MEDICA GRP155265 70.89 0.14 97.4113,467

28,668,458 17,410MERCY HLTH PLANS GRP338666 89.68 0.13 97.5417,410

28,496,235 12,640GEISINGER INS GRP114367 69.93 0.13 97.6712,640

27,949,882 10,230MEDICAL MUT OF OH GRP73068 89.97 0.13 97.807,107

27,525,591 18,461MEDICAL CARD SYSTEM INC GRP130169 86.18 0.13 97.9318,461

26,789,471 16,514PACIFICSOURCE HLTH PLANS5497670 73.39 0.13 98.0610,191

23,602,378 19,367OREGON DENTAL GRP131371 79.75 0.11 98.1711,454

23,575,745 13,743ROCKY MOUNTAIN HLTH GRP118472 81.98 0.11 98.288,133

21,956,112 9,959DEAN HLTH GRP129473 92.12 0.10 98.385,755

20,915,556 7,744SECURITY HLTH PLAN OF WI INC9688174 105.49 0.10 98.484,807

19,285,122 5,087TOTAL HLTH GRP123875 89.79 0.09 98.573,630

18,958,515 9,590PROVIDENCE HLTH PLAN9500576 95.06 0.09 98.666,383

17,971,884 5,873MMA GRP461677 80.97 0.08 98.742,905

17,586,423 4,183AMERICAN FINANCIAL GRP8478 72.42 0.08 98.822,329

16,612,457 5,958AMERICAN NATL FIN GRP40879 99.39 0.08 98.902,912

15,716,719 6,669MCKINLEY LIFE INS CO7721680 89.09 0.07 98.974,405

13,902,847 6,144AVALON HLTHCARE INC1231681 57.60 0.06 99.044,061

12,979,266 4,708HENRY FORD HLTH SYSTEM GRP131182 85.09 0.06 99.103,579

11,961,913 5,074SOUTH DAKOTA STATE MED HOLDING CO9659883 76.03 0.06 99.163,737

9,668,670 1,982SOUTHWEST INS PARTNERS GRP466984 79.50 0.05 99.201,268

8,780,024 6,024COX INS GRP120385 81.93 0.04 99.246,024

8,107,271 1,363PRUDENTIAL OF AMER GRP30486 209.04 0.04 99.281,154

7,146,447 175LIBERTY MUT GRP11187 30.68 0.03 99.31117

7,041,188 3,948WESTBRIDGE CAPITAL GRP83988 38.52 0.03 99.351,922

6,939,458 1,636GROUP HLTH COOP OF S CENTRAL WI9531189 79.30 0.03 99.381,636

6,740,391 3,239SPECTRUM HLTH GRP338390 108.57 0.03 99.413,239

6,687,481 3,695SUMMA HLTH GRP325991 88.18 0.03 99.443,695

5,887,197 1,373PHYSICIANS MUT GRP36792 55.49 0.03 99.471,020

5,664,220 1,743SENTARA HLTH MGMT GRP118393 78.04 0.03 99.501,743

©2010 National Association of Insurance Commissioners77

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Comprehensive Major Medical

August 23, 2010

5,634,790 478INDEPENDENT HLTH ASSN9530894 85.62 0.03 99.52478

5,415,323 2,039NEW ERA LIFE GRP52095 90.37 0.03 99.551,174

5,012,767 796TRUSTMARK INS CO GRP27696 84.36 0.02 99.57626

4,990,484 1,335PHYSICIANS PLUS INS CORP9534197 102.14 0.02 99.59838

4,461,374 1,661NEW W HLTH SERV9582998 75.54 0.02 99.61908

4,212,122 1,512FIRSTCARE GRP354999 49.82 0.02 99.63937

4,188,197 343CAPITAL DISTRICT PHYSICIANS HLTHPLN95491100 110.97 0.02 99.65312

4,086,998 1,829MVP GRP1198101 79.33 0.02 99.671,249

4,009,221 3,932PREFERREDONE GRP3492102 41.54 0.02 99.691,717

3,723,290 758HEALTH NEW ENGLAND INC95673103 90.67 0.02 99.71624

3,645,372 2,158GUARDIAN LIFE GRP429104 138.67 0.02 99.731,481

3,634,608 2,660STANDARD LIFE & CAS INS CO71706105 50.22 0.02 99.741,487

3,618,314 1,428HEARTLAND HLTH GRP3486106 76.68 0.02 99.761,200

3,454,325 543STATE FARM GRP176107 124.53 0.02 99.78365

2,914,200 2,363SIOUX VALLEY GRP1246108 107.16 0.01 99.791,513

2,866,802 320BCBSD INC53287109 72.52 0.01 99.80202

2,838,889 123HEALTH NOW NY INC55204110 141.79 0.01 99.82123

2,250,450 545MANAGED HLTH INC95284111 109.71 0.01 99.83402

2,049,079 827HEALTHPLUS OF MI GRP3409112 135.92 0.01 99.84609

1,838,651 1,577METROPOLITAN GRP241113 7.20 0.01 99.841,355

1,814,161 2,039CLEAR ONE HLTH PLANS INC12595114 100.12 0.01 99.852,039

1,810,989 741MEDICA HLTH GRP4173115 51.73 0.01 99.86741

1,723,366 1,009VANTAGE HLTH PLAN INC95584116 69.27 0.01 99.87549

1,664,000 173ILLINOIS MUT LIFE INS CO64580117 )(460.63 0.01 99.88144

1,583,852 479DALLAS GEN GRP1631118 62.30 0.01 99.89174

1,402,016 603UNION LABOR GRP781119 223.63 0.01 99.89248

1,298,430 0ALLIANT HLTH PLANS INC11256120 58.41 0.01 99.900

21,409,271,671 8,648,024GRAND TOTAL 80.96 100.005,834,581

©2010 National Association of Insurance Commissioners78

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Short-Term Medical

August 23, 2010

37,609,014 30,171ASSURANT INC GRP191 69.02 52.30 52.3024,692

6,032,178 5,344WELLPOINT INC GRP6712 62.00 8.39 60.693,537

3,692,698 4,313BCBS OF MN GRP4613 64.04 5.14 65.833,109

3,426,279 3,874CIGNA HLTH GRP9014 72.73 4.76 70.593,874

3,197,088 3,372AMERICAN COMM MUT INS CO603055 60.32 4.45 75.042,400

2,897,439 3,146UNITEDHEALTH GRP7076 51.74 4.03 79.072,251

1,715,003 3,319REGENCE GRP12077 66.68 2.39 81.452,257

1,627,075 2,078WELLMARK INC GRP7708 90.43 2.26 83.721,677

1,348,837 1,017BCBS OF AL GRP5709 79.02 1.88 85.591,017

1,247,313 914AMERICAN FAMILY INS GRP47310 55.24 1.73 87.33755

1,242,129 2,182BCBS OF TN GRP349811 54.75 1.73 89.051,652

1,164,427 696MUNICH RE GRP36112 49.34 1.62 90.67569

1,029,872 1,381PACIFICSOURCE HLTH PLANS5497613 135.32 1.43 92.111,177

767,362 724PEKIN INS GRP15314 53.23 1.07 93.17615

672,805 688BCBS OF KC GRP53715 84.95 0.94 94.11587

628,765 17,498COOPERATIVA DE SEGUROS DE VIDA7971516 18.20 0.87 94.9817,498

540,428 373BLUE CROSS OF ID HLTH SERV INC6009517 64.24 0.75 95.73293

474,008 459BCBS OF MT GRP111818 62.93 0.66 96.39349

467,463 0CAPITAL BLUE CROSS GRP123019 164.13 0.65 97.040

418,004 347AMERICAN REPUBLIC MUT GRP352720 75.49 0.58 97.63295

337,859 233GENEVE HOLDINGS INC GRP45021 33.16 0.47 98.10233

299,783 398MEDICA GRP155222 53.28 0.42 98.51304

283,217 417CENTENE CORP GRP129523 77.90 0.39 98.91331

270,217 257FIDELITY SECURITY GRP45124 34.29 0.38 99.28257

200,606 4,715SWISS RE GRP18125 27.51 0.28 99.563,857

106,098 83HEALTH NET INC GRP62326 172.97 0.15 99.7160

106,030 286CARLE CLINIC ASSN GRP119227 27.78 0.15 99.86222

71,905,545 98,289GRAND TOTAL 67.59 100.0081,488

©2010 National Association of Insurance Commissioners79

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Medical (Non-Comprehensive)

August 23, 2010

656,928,780 222,194UNIVERSAL AMER FIN CORP GRP9531 81.33 37.44 37.44221,863

528,561,328 3,333,617AFLAC GRP3702 55.93 30.12 67.561,678,079

158,873,598 542,950STATE FARM GRP1763 69.30 9.05 76.61452,244

82,192,884 141,578UNITRIN GRP2154 65.43 4.68 81.2986,991

75,791,053 213,561PHYSICIANS MUT GRP3675 42.75 4.32 85.61174,409

50,362,208 147,287UNUMPROVIDENT CORP GRP5656 48.70 2.87 88.48147,287

30,578,956 0TRIPLE S VIDA INC738147 36.52 1.74 90.220

17,232,776 65,064ALLSTATE INS GRP88 52.44 0.98 91.2132,896

17,228,051 8,624CAPITAL BLUE CROSS GRP12309 82.06 0.98 92.196,970

12,478,837 134,914LIBERTY NATL GRP29010 60.14 0.71 92.9079,268

12,407,253 0SUN LIFE ASSUR CO OF CN GRP54911 47.01 0.71 93.6121,264

9,445,112 27,012GUARANTEE TRUST GRP68712 28.96 0.54 94.1427,012

8,721,306 71,089AEGON US HOLDING GRP46813 37.53 0.50 94.6464,269

7,390,820 5,709THRIVENT FINANCIAL FOR LUTHERANS GRP293814 123.41 0.42 95.064,294

7,213,016 27,419CNO FINANCIAL GRP23315 118.30 0.41 95.4724,778

6,160,476 7,251AMERICAN NATL FIN GRP40816 76.95 0.35 95.835,622

5,526,592 42,385COOPERATIVA DE SEGUROS DE VIDA7971517 22.10 0.31 96.1442,385

5,083,195 25,352MUTUAL OF OMAHA GRP26118 35.99 0.29 96.4321,589

4,786,494 116,303AMERICAN INTL GRP1219 9.40 0.27 96.70100,939

4,250,749 4,700NATIONAL STATES INS CO6059320 33.13 0.24 96.944,700

3,942,214 23,584HARRIS INS HOLDINGS GRP111721 34.70 0.22 97.1721,997

3,642,908 1,970HEALTH NOW NY INC5520422 105.29 0.21 97.381,836

3,390,073 12,995AMERICAN FIDELITY CORP GRP33023 51.02 0.19 97.575,976

3,175,169 12,537WOODMEN WORLD LIFE INS SOC5732024 65.21 0.18 97.758,512

2,945,077 1,809WESTBRIDGE CAPITAL GRP83925 79.35 0.17 97.921,346

2,716,672 3,721LIFE INS CO OF AL6541226 31.01 0.15 98.072,452

2,490,638 14,067LOUISIANA HLTH SERV GRP43827 61.63 0.14 98.2210,931

2,421,896 2,593ASSURITY LIFE INS CO7143928 103.96 0.14 98.352,593

2,203,876 1,027AMERICAN REPUBLIC MUT GRP352729 61.50 0.13 98.48594

2,103,076 26,669NATIONAL TEACHERS ASSOC LIFE INS CO8796330 55.61 0.12 98.6014,618

1,746,990 3,034ATLANTIC AMER GRP58731 79.67 0.10 98.703,034

©2010 National Association of Insurance Commissioners80

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Medical (Non-Comprehensive)

August 23, 2010

1,402,202 12,329PRUDENTIAL OF AMER GRP30432 76.08 0.08 98.7810,604

1,335,277 890GHI SERV GRP130433 135.41 0.08 98.85861

1,316,848 1,109AMERICAN FIDELITY & LIBERTY INC GRP128934 25.19 0.08 98.931,109

1,235,977 239GENWORTH FIN GRP401135 115.24 0.07 99.00239

1,153,261 2,131CITIZENS GRP61236 153.00 0.07 99.072,131

1,013,898 9,522BCBS OF KS GRP43037 67.25 0.06 99.128,392

936,242 881UNITED SECURITY ASSUR GRP122338 28.61 0.05 99.18881

907,146 2,161FAMILY HERITAGE LIFE INS CO OF AMER7796839 38.78 0.05 99.231,252

875,403 841AXA INS GRP96840 86.45 0.05 99.28807

863,478 0KSKJ LIFE AMER SLOVENIAN CATHOLIC UN5622741 67.09 0.05 99.330

856,867 3,810NEW YORK LIFE GRP82642 26.06 0.05 99.383,160

843,480 9,345ARKANSAS BCBS GRP87643 56.93 0.05 99.42967

756,754 2,423TRUSTMARK INS CO GRP27644 36.90 0.04 99.471,718

658,638 387ASSURANT INC GRP1945 56.95 0.04 99.51339

604,460 2,580JACKSON NATL GRP91846 23.38 0.03 99.542,476

580,188 689DALLAS GEN GRP163147 32.19 0.03 99.57251

519,618 3,345GENERAL ELECTRIC GRP35048 31.50 0.03 99.602,881

455,892 84LIFE OF AMER INS CO8113249 12.64 0.03 99.6371

453,605 2,559KANSAS CITY LIFE INS GRP58850 25.67 0.03 99.652,558

410,644 2,302CITIZENS FIN INC GRP131051 63.90 0.02 99.682,302

391,590 141AMERICAN FAMILY INS GRP47352 20.34 0.02 99.70122

383,483 865CITIGROUP GRP4153 62.89 0.02 99.72865

381,761 1,431METROPOLITAN GRP24154 77.47 0.02 99.741,305

381,347 5,231AMERICAN FINANCIAL GRP8455 57.27 0.02 99.773,399

360,682 4,061LIBERTY LIFE INS CO6149256 4.63 0.02 99.793,540

326,166 237BCBS OF FL GRP53657 60.43 0.02 99.80237

325,703 1,460MEDICO INS CO3111958 82.98 0.02 99.821,167

320,991 1,512IOWA FARM BUREAU GRP51359 8.66 0.02 99.841,512

292,591 597UNITED SERV AUTOMOBILE ASSN GRP20060 37.80 0.02 99.86597

278,278 2,472NORTH CAROLINA MUT LIFE INS CO6703261 156.61 0.02 99.872,472

192,174 1,138JEFFERSON NATL LIFE INS CO6401762 61.54 0.01 99.881,138

©2010 National Association of Insurance Commissioners81

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Medical (Non-Comprehensive)

August 23, 2010

180,630 1,367COMMERCIAL TRAVELERS GRP56063 17.37 0.01 99.901,367

1,754,827,025 5,336,979GRAND TOTAL 66.58 100.003,348,233

©2010 National Association of Insurance Commissioners82

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Specified/Named Disease

August 23, 2010

1,414,067,868 7,398,413AFLAC GRP3701 74.37 44.12 44.123,596,204

293,910,651 820,495UNUMPROVIDENT CORP GRP5652 66.71 9.17 53.28820,495

222,884,495 689,811CNO FINANCIAL GRP2333 85.25 6.95 60.24489,626

148,560,400 792,561LIBERTY NATL GRP2904 49.85 4.63 64.87405,560

135,238,834 353,357AMERICAN FIDELITY CORP GRP3305 60.24 4.22 69.09298,372

123,860,649 649,127ALLSTATE INS GRP86 63.06 3.86 72.96330,619

115,072,610 339,523FAMILY HERITAGE LIFE INS CO OF AMER779687 59.99 3.59 76.55168,250

106,888,593 319,511AEGON US HOLDING GRP4688 64.16 3.33 79.88195,371

87,678,974 0ACE LTD GRP6269 69.24 2.74 82.620

62,217,521 200,910NATIONAL TEACHERS ASSOC LIFE INS CO8796310 70.45 1.94 84.56152,632

53,285,550 93,619HARRIS INS HOLDINGS GRP111711 49.55 1.66 86.2287,922

53,158,171 218,785AMERICAN INTL GRP1212 77.88 1.66 87.88159,092

39,304,388 245,347AMERICAN FINANCIAL GRP8413 51.32 1.23 89.10126,570

33,398,345 74,138WEST SOUTHERN GRP83614 )(6.02 1.04 90.1554,215

29,002,111 34,913EMC NATL LIFE CO6292815 91.86 0.90 91.0531,005

24,954,325 80,562LIFE INS CO OF AL6541216 54.08 0.78 91.8341,004

24,085,839 27,239PROTECTIVE LIFE INS GRP45817 98.35 0.75 92.5827,239

23,442,625 49,508ARKANSAS BCBS GRP87618 68.95 0.73 93.312,426

21,606,218 27,862GUARANTEE TRUST GRP68719 26.53 0.67 93.9927,862

21,268,411 56,356NEW ERA LIFE GRP52020 104.79 0.66 94.6534,997

18,054,505 135,041UNITRIN GRP21521 51.92 0.56 95.2188,241

13,961,062 71,913MUTUAL OF OMAHA GRP26122 52.12 0.44 95.6559,164

13,144,651 49,725TRUSTMARK INS CO GRP27623 44.73 0.41 96.0637,147

12,949,544 58,508WESTBRIDGE CAPITAL GRP83924 54.87 0.40 96.4653,905

12,218,501 72,386HUMANA GRP11925 101.07 0.38 96.8437,742

8,760,418 101,414LIBERTY LIFE INS CO6149226 81.62 0.27 97.1247,921

8,314,452 19,984ASSURITY LIFE INS CO7143927 81.61 0.26 97.3819,984

7,597,096 0NATIONAL FAMILY CARE LIFE INS CO8695928 12.83 0.24 97.6153,665

6,856,579 40,385COOPERATIVA DE SEGUROS DE VIDA7971529 54.90 0.21 97.8340,385

6,810,681 15,116UNIVERSAL AMER FIN CORP GRP95330 41.38 0.21 98.0414,300

6,774,056 12,534JACKSON NATL GRP91831 83.47 0.21 98.258,905

©2010 National Association of Insurance Commissioners83

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Specified/Named Disease

August 23, 2010

6,350,220 12,595ING AMER INS HOLDING GRP22932 204.33 0.20 98.456,999

5,915,845 67,397SWISS RE GRP18133 94.61 0.18 98.6336,155

5,755,035 0SUN LIFE ASSUR CO OF CN GRP54934 104.09 0.18 98.8140,097

4,931,934 29,662PHYSICIANS MUT GRP36735 68.42 0.15 98.9722,458

4,771,661 27,348AMERICAN NATL FIN GRP40836 132.24 0.15 99.1218,194

3,523,847 17,270WOODMEN WORLD LIFE INS SOC5732037 50.02 0.11 99.2317,270

2,803,742 43,506SOUTHERN FARM GRP89338 57.07 0.09 99.3123,519

2,551,144 31,596GENERAL ELECTRIC GRP35039 111.16 0.08 99.3916,680

2,329,553 15,184HEALTHMARKETS GRP26440 40.92 0.07 99.479,353

2,183,217 8,566GENWORTH FIN GRP401141 46.26 0.07 99.538,566

1,641,383 3,241CITIZENS GRP61242 179.80 0.05 99.593,241

1,451,116 26,470BCBS OF KS GRP43043 25.05 0.05 99.6321,455

882,493 3,980ATLANTIC AMER GRP58744 16.82 0.03 99.663,980

811,005 3,271JEFFERSON NATL LIFE INS CO6401745 242.55 0.03 99.683,271

786,603 8,029MEDICO INS CO3111946 118.45 0.02 99.714,904

706,997 4,120CROY HALL MGMT GRP133947 22.46 0.02 99.732,380

591,950 4,359UNIFIED LIFE INS CO1112148 67.24 0.02 99.754,359

495,088 1,064FINANCIAL HOLDINGS GRP44949 43.75 0.02 99.761,064

490,052 0HARTFORD FIRE & CAS GRP9150 40.05 0.02 99.780

468,410 2,249ASSURANT INC GRP1951 22.14 0.01 99.791,731

456,729 5,461INDUSTRIAL ALLIANCE GRP31552 158.55 0.01 99.815,461

406,642 27,243UNITED TRANSPORTATION UNION INS ASSN5641353 6.18 0.01 99.8222,330

403,080 4,506FIDELITY SECURITY GRP45154 13.17 0.01 99.832,043

383,522 3,692BCBS OF MI GRP57255 118.33 0.01 99.853,692

379,316 11,109OZARK NATL LIFE INS CO6739356 35.36 0.01 99.866,397

331,043 1,280PACIFIC GUARDIAN LIFE INS CO LTD6434357 71.58 0.01 99.87642

314,770 3,349GREAT CORNERSTONE LIFE & HLTH INS CO1125458 23.47 0.01 99.881,643

265,294 662NATIONAL STATES INS CO6059359 10.47 0.01 99.89662

256,560 1,599SURETY LIFE & CAS INS CO6932960 87.47 0.01 99.891,504

3,205,371,675 13,445,008GRAND TOTAL 69.57 100.007,824,942

©2010 National Association of Insurance Commissioners84

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Limited Benefit

August 23, 2010

1,875,045,243 1,588,040UNIVERSAL AMER FIN CORP GRP9531 79.84 91.59 91.591,588,040

58,526,507 58,228CNO FINANCIAL GRP2332 63.79 2.86 94.4553,630

28,627,348 22,599BLUE CROSS OF ID HLTH SERV INC600953 71.56 1.40 95.8511,167

26,495,197 17,953DEAN HLTH GRP12944 77.64 1.29 97.1417,953

24,284,827 171,069AFLAC GRP3705 30.71 1.19 98.3396,741

6,492,810 4,883NEW ERA LIFE GRP5206 81.66 0.32 98.643,645

4,172,009 5,411ARKANSAS BCBS GRP8767 68.99 0.20 98.855,411

3,202,313 13,784UNITRIN GRP2158 17.40 0.16 99.0013,063

2,068,159 22,561METROPOLITAN GRP2419 137.79 0.10 99.1018,982

1,827,061 3,538CITIZENS GRP61210 56.36 0.09 99.193,538

1,697,836 63,086WELLPOINT INC GRP67111 33.24 0.08 99.2844,502

1,642,270 4,887AMERICAN REPUBLIC MUT GRP352712 4.40 0.08 99.363,701

1,554,165 9,442HUMANA GRP11913 60.41 0.08 99.436,392

1,548,519 31,273REGENCE GRP120714 42.77 0.08 99.5117,350

967,592 1,576UNITED SECURITY ASSUR GRP122315 9.06 0.05 99.561,576

939,649 978KANSAS CITY LIFE INS GRP58816 1,489.89 0.05 99.60978

867,797 1,752DENTEGRA GRP247917 87.39 0.04 99.641,752

836,218 0HEALTH NET INC GRP62318 36.79 0.04 99.680

821,150 8,686HEALTHMARKETS GRP26419 35.26 0.04 99.727,172

671,433 2,451NESTLE SA GRP448320 57.99 0.03 99.762,451

633,363 1,708AMERICAN FINANCIAL GRP8421 60.15 0.03 99.791,113

561,488 671STERLING INVESTORS LIFE INS CO8918422 29.55 0.03 99.82671

490,329 253HIGHMARK GRP81223 111.70 0.02 99.84196

490,125 1,705UNIFIED LIFE INS CO1112124 77.86 0.02 99.861,705

401,756 485MEDICO INS CO3111925 50.43 0.02 99.88480

2,047,252,583 2,048,209GRAND TOTAL 79.00 100.001,910,051

©2010 National Association of Insurance Commissioners85

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Student

August 23, 2010

18,967,266 95,018GUARANTEE TRUST GRP6871 67.52 47.63 47.6395,018

10,652,107 11,758ASSURANT INC GRP192 79.63 26.75 74.3711,758

5,425,462 705,381PUPIL BENEFITS PLAN INC552713 97.74 13.62 88.00705,381

1,629,328 1,592NORIDIAN MUT INS CO558914 125.15 4.09 92.091,463

1,176,184 0SHARED SERV INS GRP INC129215 101.68 2.95 95.040

579,425 569HAWAII MEDICAL SERV ASSN GRP11426 76.37 1.45 96.50569

349,866 276MCKINLEY LIFE INS CO772167 158.45 0.88 97.37275

348,036 3,158NATIONAL GUARDIAN LIFE INS GRP12118 70.20 0.87 98.253,158

343,348 435HOSPITAL SERV ASSN OF NEPA GRP12709 162.43 0.86 99.11435

39,825,573 822,338GRAND TOTAL 80.63 100.00833,383

©2010 National Association of Insurance Commissioners86

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Accident Only or AD&D

August 23, 2010

1,208,222,783 7,329,230AFLAC GRP3701 42.25 52.05 52.053,468,762

296,765,592 994,234UNUMPROVIDENT CORP GRP5652 36.08 12.78 64.83994,234

283,072,030 0ACE LTD GRP6263 39.57 12.19 77.030

96,912,690 362,218ALLSTATE INS GRP84 39.04 4.17 81.20237,352

73,957,756 1,430,072LIBERTY NATL GRP2905 34.50 3.19 84.391,156,653

47,405,414 670,855AEGON US HOLDING GRP4686 37.98 2.04 86.43468,721

37,448,578 181,464CNO FINANCIAL GRP2337 60.27 1.61 88.04123,763

36,967,707 110,447AMERICAN FIDELITY CORP GRP3308 28.86 1.59 89.63101,557

33,062,206 780,290AMERICAN INTL GRP129 37.31 1.42 91.06562,601

30,947,024 511,739LIFE OF THE SOUTH CORP GRP1710 6.58 1.33 92.39511,739

26,186,038 310,267MUTUAL OF OMAHA GRP26111 36.35 1.13 93.52216,413

24,624,153 637,985OLD REPUBLIC GRP15012 52.86 1.06 94.58637,985

14,884,044 38,731FAMILY HERITAGE LIFE INS CO OF AMER7796813 32.64 0.64 95.2223,711

13,980,599 77,333POLICE & FIREMENS INS ASSN5800914 48.03 0.60 95.8277,333

11,946,130 295,225UNITRIN GRP21515 32.70 0.51 96.34166,302

6,825,613 59,352ZURICH INS GRP21216 31.57 0.29 96.6370,633

5,311,840 65,749NESTLE SA GRP448317 40.45 0.23 96.8665,749

5,016,535 14,946ARKANSAS BCBS GRP87618 18.91 0.22 97.082,118

4,903,665 39,647BOSTON MUT GRP58119 20.58 0.21 97.2920,296

4,562,336 87,393AMERICAN NATL FIN GRP40820 10.18 0.20 97.4877,537

4,491,667 1,531,461ASSURANT INC GRP1921 )(12.65 0.19 97.681,529,887

3,793,670 135,218CITIGROUP GRP4122 36.56 0.16 97.84107,019

3,567,356 88,057WEST SOUTHERN GRP83623 40.68 0.15 98.0058,500

3,193,017 12,083LIFE INS CO OF AL6541224 39.88 0.14 98.138,031

2,954,750 39,148HARRIS INS HOLDINGS GRP111725 )(11.11 0.13 98.2629,237

2,776,834 67,848GENERAL ELECTRIC GRP35026 25.63 0.12 98.3829,835

2,688,591 13,866ASSURITY LIFE INS CO7143927 32.09 0.12 98.5013,866

2,664,748 7,203HCSC GRP91728 46.11 0.11 98.617,203

2,330,613 16,741HUMANA GRP11929 30.18 0.10 98.717,915

2,262,402 53,861LIBERTY LIFE INS CO6149230 22.56 0.10 98.8147,134

1,718,945 21,285AMERICAN FINANCIAL GRP8431 18.29 0.07 98.8813,746

©2010 National Association of Insurance Commissioners87

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Accident Only or AD&D

August 23, 2010

1,681,406 21,154UNIVERSAL AMER FIN CORP GRP95332 69.68 0.07 98.9521,142

1,675,074 11,045GENWORTH FIN GRP401133 22.68 0.07 99.0311,045

1,537,887 53,309CIGNA HLTH GRP90134 14.11 0.07 99.097,232

1,425,136 78,769ALFA INS GRP535 33.35 0.06 99.1549,460

1,406,500 50,656CALIFORNIA STATE AUTO GRP127836 30.64 0.06 99.2150,656

1,364,042 87,864TRAVELERS GRP354837 0.45 0.06 99.272,990

1,349,645 36,142ORDER OF UNITED COMMERICAL TRAVELERS5638338 28.75 0.06 99.3333,211

1,321,156 10,239HEALTHMARKETS GRP26439 51.26 0.06 99.396,067

1,318,710 20,604GREENVILLE CAS INS CO INC1112840 17.72 0.06 99.4513,600

1,211,786 8,039BANKAMERICA CORP GRP128141 14.67 0.05 99.508,039

1,034,584 5,812PHYSICIANS MUT GRP36742 10.26 0.04 99.544,621

901,256 100,090REGENCE GRP120743 14.42 0.04 99.5858,358

711,069 13,251UNITED TRANSPORTATION UNION INS ASSN5641344 13.84 0.03 99.6110,649

705,093 13,113NATIONWIDE CORP GRP14045 1.13 0.03 99.6413,033

641,250 397,987HOOSIER MOTOR MUT INS CO2795246 3.65 0.03 99.67394,987

565,423 1,520NEW ERA LIFE GRP52047 99.53 0.02 99.691,252

512,906 3,065SBLI USA GRP134748 )(7.21 0.02 99.723,065

308,843 4,525INTER AMER GRP86349 22.16 0.01 99.731

296,830 2,530ILLINOIS MUT LIFE INS CO6458050 32.06 0.01 99.741,252

288,473 1,036SURETY LIFE & CAS INS CO6932951 57.28 0.01 99.751,037

286,675 1,289GUARANTEE TRUST GRP68752 19.47 0.01 99.771,289

275,097 7,993KANSAS CITY LIFE INS GRP58853 35.45 0.01 99.787,993

271,065 1,679NATIONAL STATES INS CO6059354 48.53 0.01 99.791,679

263,764 5,185UNION LABOR GRP78155 )(14.25 0.01 99.802,026

259,596 2,001GREAT CORNERSTONE LIFE & HLTH INS CO1125456 15.51 0.01 99.81919

258,705 17,736UNIFIED LIFE INS CO1112157 146.86 0.01 99.8217,736

247,856 1,900CROY HALL MGMT GRP133958 21.13 0.01 99.831,082

210,235 995ATLANTIC AMER GRP58759 7.60 0.01 99.84995

202,363 2,098TRUSTMARK INS CO GRP27660 10.18 0.01 99.851,376

185,952 0OHIO MOTORISTS LIFE INS CO6600561 6.24 0.01 99.860

164,949 21,182BANCINSURE INC1853862 63.36 0.01 99.8710,598

©2010 National Association of Insurance Commissioners88

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Accident Only or AD&D

August 23, 2010

163,048 1DELPHI FIN GRP7463 85.05 0.01 99.871

158,622 6,178LINCOLN HERITAGE LIFE INS CO6592764 17.48 0.01 99.886,178

152,866 20,857INTERSTATE CAS INS CO2812665 0.00 0.01 99.8920,857

147,180 0GREAT WEST GRP76966 )(0.61 0.01 99.890

2,321,399,459 17,128,586GRAND TOTAL 39.57 100.0011,730,435

©2010 National Association of Insurance Commissioners89

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Short-Term

August 23, 2010

772,264,772 1,465,649AFLAC GRP3701 54.80 39.85 39.851,464,103

460,488,802 778,213UNUMPROVIDENT CORP GRP5652 44.27 23.76 63.61778,213

100,616,750 268,139STATE FARM GRP1763 48.86 5.19 68.80268,139

59,974,585 0ACE LTD GRP6264 42.90 3.09 71.900

58,185,870 90,693ALLSTATE INS GRP85 54.42 3.00 74.90100,583

52,544,985 26,238GUARDIAN LIFE GRP4296 65.44 2.71 77.6126,238

49,407,238 0SUN LIFE ASSUR CO OF CN GRP5497 68.92 2.55 80.1671,635

40,578,915 38,809METROPOLITAN GRP2418 37.30 2.09 82.2538,809

35,587,043 47,619ASSURITY LIFE INS CO714399 56.22 1.84 84.0947,619

34,894,212 59,053AEGON US HOLDING GRP46810 49.60 1.80 85.8956,626

33,999,470 25,524PRINCIPAL FIN GRP33211 33.56 1.75 87.6425,524

23,380,440 39,824TRUSTMARK INS CO GRP27612 52.22 1.21 88.8539,824

22,513,656 50,133ILLINOIS MUT LIFE INS CO6458013 62.43 1.16 90.0150,133

19,737,830 13,080UNIFI GRP94314 68.63 1.02 91.0313,080

18,890,036 384HCC INS HOLDINGS GRP98415 43.45 0.97 92.00384

17,806,398 12,874STANCORP FIN GRP134816 35.83 0.92 92.9213,893

17,586,313 52,646NATIONAL TEACHERS ASSOC LIFE INS CO8796317 28.57 0.91 93.8341,934

16,113,659 36,381HUMANA GRP11918 72.98 0.83 94.6632,380

7,292,515 4,123UNIVERSAL AMER FIN CORP GRP95319 58.31 0.38 95.044,123

7,132,334 3,786MINNESOTA MUT GRP86920 34.38 0.37 95.414,686

6,536,794 11,215AXA INS GRP96821 40.59 0.34 95.7411,215

5,301,096 4,234FEDERATED MUT GRP722 19.81 0.27 96.020

4,748,842 11,729SWISS RE GRP18123 63.24 0.25 96.2611,729

4,745,623 4,756AUTO OWNERS GRP28024 33.68 0.24 96.514,756

4,548,734 6,286MUTUAL OF OMAHA GRP26125 69.33 0.23 96.746,286

4,318,653 26,624BERKSHIRE HATHAWAY GRP3126 17.38 0.22 96.9625,975

3,935,763 3,262OHIO NATL LIFE GRP70427 )(16.29 0.20 97.173,262

3,861,870 10,353IOWA FARM BUREAU GRP51328 51.42 0.20 97.3710,353

3,778,304 2,519COUNTRY INS & FIN SERV GRP5029 65.02 0.19 97.562,519

3,111,400 6,699NATIONAL GUARDIAN LIFE INS GRP121130 97.91 0.16 97.726,699

2,943,288 6,193UNITED STATES LETTER CARRIERS MUT BE5645631 65.54 0.15 97.876,193

©2010 National Association of Insurance Commissioners90

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Short-Term

August 23, 2010

2,829,026 5,119UNIFIED LIFE INS CO1112132 93.25 0.15 98.025,119

2,828,123 112,105AMERICAN INTL GRP1233 )(7.29 0.15 98.1765,721

2,513,591 23,801UNITRIN GRP21534 20.49 0.13 98.3023,801

2,413,254 5,835UNITED TRANSPORTATION UNION INS ASSN5641335 50.08 0.12 98.425,833

2,394,938 7,341STANDARD LIFE & CAS INS CO7170636 54.88 0.12 98.547,341

2,109,614 1,014FIDELITY SECURITY GRP45137 36.52 0.11 98.651,014

1,873,011 2,634AMERICAN NATL FIN GRP40838 95.58 0.10 98.752,628

1,832,344 2,111ZURICH INS GRP21239 64.56 0.09 98.842,095

1,825,861 1,869NATIONWIDE CORP GRP14040 132.41 0.09 98.941,611

1,805,751 4,292LIFE INS CO OF AL6541241 49.48 0.09 99.034,292

1,672,291 4,361HORACE MANN GRP30042 51.96 0.09 99.124,361

1,612,372 2,310ASSURANT INC GRP1943 100.45 0.08 99.202,305

1,266,819 3,310BOSTON MUT GRP58144 24.71 0.07 99.273,310

1,218,350 3,410INDIANA FARM BUREAU GRP54245 49.82 0.06 99.333,297

923,478 1,135AMERICAN LABOR LIFE INS CO8942746 25.80 0.05 99.381,135

871,745 1,210WHITE MOUNTAINS GRP112947 49.19 0.04 99.421,210

860,208 2,894HEALTHMARKETS GRP26448 28.74 0.04 99.472,651

799,371 1,741NORTHWESTERN MUT GRP86049 282.03 0.04 99.511,741

752,665 415CENTRAL STATES GRP69050 4.33 0.04 99.55415

735,738 1,460NEW ERA LIFE GRP52051 )(125.94 0.04 99.581,469

638,469 1,513TEACHERS PROTECTIVE MUT LIFE INS CO6935352 68.45 0.03 99.621,513

558,402 735EMC NATL LIFE CO6292853 72.54 0.03 99.65735

522,640 786ATLANTIC AMER GRP58754 107.23 0.03 99.67786

466,347 3,711LIBERTY LIFE INS CO6149255 114.36 0.02 99.703,656

465,474 1,239AMERICAN FINANCIAL GRP8456 19.25 0.02 99.721,239

456,335 2,589CUNA MUT GRP30657 112.03 0.02 99.742,589

447,544 4,367HARRIS INS HOLDINGS GRP111758 0.99 0.02 99.774,016

344,802 275CITIZENS GRP61259 57.34 0.02 99.79275

323,300 3,640POLICE & FIREMENS INS ASSN5800960 7.43 0.02 99.803,640

305,271 436UNITED SECURITY LIFE & HLTH INS CO8110861 20.75 0.02 99.82436

267,281 7,849COMMERCIAL TRAVELERS GRP56062 40.12 0.01 99.837,849

©2010 National Association of Insurance Commissioners91

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Short-Term

August 23, 2010

253,056 497COLUMBIAN LIFE GRP53563 94.09 0.01 99.84497

252,737 479CNO FINANCIAL GRP23364 68.51 0.01 99.86479

250,530 694NATIONAL MUT BENEFIT5607365 75.57 0.01 99.87694

247,157 674KANSAS CITY LIFE INS GRP58866 )(28.19 0.01 99.88674

237,249 4,242WILTON RE GRP421367 )(8.71 0.01 99.904,060

1,938,027,448 3,345,223GRAND TOTAL 51.02 100.003,357,007

©2010 National Association of Insurance Commissioners92

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Long-Term

August 23, 2010

1,173,763,945 872,474UNUMPROVIDENT CORP GRP5651 131.65 25.59 25.59872,474

838,556,395 657,686NORTHWESTERN MUT GRP8602 73.36 18.28 43.87657,686

468,964,836 232,075GUARDIAN LIFE GRP4293 76.75 10.22 54.10232,075

458,372,297 317,083MASS MUT LIFE INS GRP4354 73.18 9.99 64.09317,083

275,164,458 128,306METROPOLITAN GRP2415 73.15 6.00 70.09161,556

184,577,722 94,519PRINCIPAL FIN GRP3326 51.58 4.02 74.1194,519

170,724,802 163,939AMERIPRISE FIN GRP47 32.66 3.72 77.84163,939

118,895,006 58,624STANCORP FIN GRP13488 42.14 2.59 80.4369,513

117,146,331 31,390AXA INS GRP9689 154.79 2.55 82.9831,390

73,469,042 48,076UNIFI GRP94310 58.62 1.60 84.5848,076

68,441,508 59,045NEW YORK LIFE GRP82611 127.62 1.49 86.0859,045

52,551,120 39,720SWISS RE GRP18112 214.49 1.15 87.2239,720

51,891,334 94,582THRIVENT FINANCIAL FOR LUTHERANS GRP293813 52.60 1.13 88.3591,432

41,624,516 22,129MINNESOTA MUT GRP86914 146.31 0.91 89.2629,601

41,105,627 59,905ILLINOIS MUT LIFE INS CO6458015 60.54 0.90 90.1659,905

32,371,591 31,524ZURICH INS GRP21216 74.25 0.71 90.8631,524

32,370,293 18,301OHIO NATL LIFE GRP70417 69.35 0.71 91.5718,301

31,674,070 48,441MUTUAL OF OMAHA GRP26118 73.03 0.69 92.2648,343

29,982,153 0ACE LTD GRP62619 53.32 0.65 92.910

27,112,638 29,445REGAL REINS GRP44020 281.44 0.59 93.5029,445

22,896,613 22,559LINCOLN NATL GRP2021 171.50 0.50 94.0022,559

22,706,586 17,648STATE FARM GRP17622 55.05 0.50 94.5017,648

19,257,588 13,292JOHN HANCOCK GRP90423 102.61 0.42 94.9213,292

18,531,585 26,805AMERICAN INTL GRP1224 95.41 0.40 95.3226,622

17,961,698 15,178FEDERATED MUT GRP725 26.72 0.39 95.710

17,335,394 19,964ASSURITY LIFE INS CO7143926 57.51 0.38 96.0919,964

17,258,611 59,456UNIVERSAL AMER FIN CORP GRP95327 93.46 0.38 96.4759,372

16,295,944 12,643TRUSTMARK INS CO GRP27628 87.99 0.36 96.8212,643

15,990,137 15,593GOLDMAN SACHS GRP389129 173.61 0.35 97.1715,593

15,685,769 0PAN AMER LIFE GRP52530 130.99 0.34 97.516,462

12,447,171 17,882COUNTRY INS & FIN SERV GRP5031 51.22 0.27 97.7917,882

©2010 National Association of Insurance Commissioners93

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Long-Term

August 23, 2010

10,082,640 24,107CNO FINANCIAL GRP23332 122.68 0.22 98.0120,100

9,045,761 0GREAT WEST GRP76933 )(74.55 0.20 98.200

6,035,981 6,630IOWA FARM BUREAU GRP51334 23.10 0.13 98.336,630

5,843,175 11,119AMERICAN FINANCIAL GRP8435 113.83 0.13 98.4610,966

5,707,038 5,187UNITED SERV AUTOMOBILE ASSN GRP20036 26.81 0.12 98.595,187

5,377,800 6,680LIBERTY LIFE INS CO6149237 28.43 0.12 98.706,680

5,367,555 10,782SOUTHERN FARM GRP89338 90.10 0.12 98.8210,782

5,257,400 8,324AVIVA GRP4439 79.06 0.11 98.948,324

4,757,032 22,741SUN LIFE ASSUR CO OF CN GRP54940 552.47 0.10 99.0422,741

4,351,806 4,692AMERICAN NATL FIN GRP40841 92.90 0.09 99.134,680

3,447,048 4,307ONEAMERICA FIN PARTNERS GRP61942 9.70 0.08 99.214,307

3,315,275 4,316CINCINNATI FIN GRP24443 79.47 0.07 99.284,316

3,312,643 10,938PRUDENTIAL OF AMER GRP30444 )(68.62 0.07 99.3510,938

2,972,996 2,481PROTECTIVE LIFE INS GRP45845 )(2.45 0.06 99.422,481

2,673,642 4,700AUTO OWNERS GRP28046 100.26 0.06 99.484,700

2,621,156 3,457SECURITY MUT LIFE INS CO OF NY6877247 62.37 0.06 99.533,457

2,457,723 11,610CIGNA HLTH GRP90148 39.75 0.05 99.592,045

1,477,353 1,402CNA INS GRP21849 )(63.95 0.03 99.621,402

1,413,417 3,459NATIONAL GUARDIAN LIFE INS GRP121150 79.66 0.03 99.653,459

1,332,659 3,630AEGON US HOLDING GRP46851 67.99 0.03 99.683,630

1,244,987 855ALLSTATE INS GRP852 17.33 0.03 99.71998

1,202,919 6,226HARRIS INS HOLDINGS GRP111753 97.64 0.03 99.735,872

927,390 2,839WOODMEN WORLD LIFE INS SOC5732054 67.41 0.02 99.752,839

906,023 2,523ING AMER INS HOLDING GRP22955 13.65 0.02 99.772,523

898,423 2,024GENWORTH FIN GRP401156 74.52 0.02 99.792,024

825,428 792LIBERTY MUT GRP11157 )(25.64 0.02 99.81765

806,167 2,616WEST SOUTHERN GRP83658 228.83 0.02 99.832,616

704,133 1,597EMC NATL LIFE CO6292859 82.63 0.02 99.841,597

683,256 134FIDELITY SECURITY GRP45160 7.89 0.01 99.86134

581,037 611JEFFERSON NATL LIFE INS CO6401761 )(4.44 0.01 99.87611

511,973 46HARTFORD FIRE & CAS GRP9162 111.09 0.01 99.880

©2010 National Association of Insurance Commissioners94

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Long-Term

August 23, 2010

506,408 1,164HORACE MANN GRP30063 47.41 0.01 99.891,164

4,586,686,093 3,416,404GRAND TOTAL 93.28 100.003,441,806

©2010 National Association of Insurance Commissioners95

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Long-Term Care

August 23, 2010

1,819,364,360 903,058GENWORTH FIN GRP40111 109.99 20.97 20.97903,058

1,141,106,408 577,524JOHN HANCOCK GRP9042 134.44 13.15 34.13577,524

712,920,452 367,499METROPOLITAN GRP2413 196.41 8.22 42.35115

601,663,376 362,776CNO FINANCIAL GRP2334 112.22 6.94 49.28284,854

482,792,476 280,983AEGON US HOLDING GRP4685 103.35 5.57 54.85273,834

406,100,385 239,288CNA INS GRP2186 208.91 4.68 59.53239,288

335,877,612 182,990UNUMPROVIDENT CORP GRP5657 165.71 3.87 63.40182,990

233,876,459 129,506SENIOR HLTH INS CO OF PA763258 160.22 2.70 66.10113,868

221,378,378 151,651AMERIPRISE FIN GRP49 185.26 2.55 68.65151,651

221,312,312 136,398ALLIANZ INS GRP76110 133.67 2.55 71.20109,826

211,578,342 138,448THRIVENT FINANCIAL FOR LUTHERANS GRP293811 199.23 2.44 73.64117,988

203,624,083 103,187NORTHWESTERN MUT GRP86012 73.66 2.35 75.99103,187

179,451,387 112,710ASSURANT INC GRP1913 248.80 2.07 78.06112,710

164,369,871 122,349STATE FARM GRP17614 112.51 1.89 79.95122,349

162,800,989 107,549NEW YORK LIFE GRP82615 107.78 1.88 81.83107,549

149,111,144 60,840MASS MUT LIFE INS GRP43516 76.83 1.72 83.5540,720

143,041,023 68,098PRUDENTIAL OF AMER GRP30417 146.50 1.65 85.2068,098

135,801,447 5,616ALLSTATE INS GRP818 122.18 1.57 86.7641,872

130,237,763 80,611MUTUAL OF OMAHA GRP26119 112.23 1.50 88.2780,611

84,129,798 55,781AMERICAN FINANCIAL GRP8420 132.72 0.97 89.2451,242

80,474,571 81,426LIFETIME HLTHCARE GRP118621 161.02 0.93 90.1681,426

77,581,010 15,335MEDICO INS CO3111922 )(318.69 0.89 91.0615,340

61,794,884 38,492EQUITABLE LIFE & CAS INS CO6295223 80.14 0.71 91.7731,378

54,217,861 35,900PHYSICIANS MUT GRP36724 171.23 0.63 92.3935,852

53,519,513 36,243HUMANA GRP11925 232.45 0.62 93.0136,243

43,776,451 20,493AMERICAN FIDELITY & LIBERTY INC GRP128926 119.11 0.50 93.5220,493

42,149,724 30,450CUNA MUT GRP30627 117.83 0.49 94.0030,450

37,608,924 11,735ONEAMERICA FIN PARTNERS GRP61928 120.61 0.43 94.4411,735

37,244,407 7,133GUARDIAN LIFE GRP42929 55.65 0.43 94.877,133

36,912,930 40,061AFLAC GRP37030 139.86 0.43 95.2936,514

34,676,295 28,662KNIGHTS OF COLUMBUS5803331 86.84 0.40 95.6928,662

©2010 National Association of Insurance Commissioners96

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Long-Term Care

August 23, 2010

30,210,903 17,239UNIVERSAL AMER FIN CORP GRP95332 194.11 0.35 96.0416,865

28,566,991 16,141TIAA FAMILY GRP121633 )(121.61 0.33 96.3716,141

25,001,551 10,421AMERICAN INTL GRP1234 130.87 0.29 96.668,223

24,259,009 21,617GUARANTEE TRUST GRP68735 63.63 0.28 96.9421,617

23,715,181 18,846SOUTHERN FARM GRP89336 177.34 0.27 97.2118,846

21,459,139 2,325SWISS RE GRP18137 200.77 0.25 97.462,325

20,792,059 14,637NATIONAL STATES INS CO6059338 108.59 0.24 97.7014,637

20,519,805 15,529COUNTRY INS & FIN SERV GRP5039 154.75 0.24 97.9314,422

19,324,313 36,258ABILITY INS CO7147140 1,925.30 0.22 98.1636,308

17,383,362 14,024AMERICAN FIDELITY CORP GRP33041 85.77 0.20 98.3614,024

13,966,509 7,751UNITED SECURITY ASSUR GRP122342 55.24 0.16 98.527,751

11,574,997 9,713LIBERTY NATL GRP29043 216.14 0.13 98.658,705

8,190,202 0ACE LTD GRP62644 )(310.99 0.09 98.750

7,797,941 6,847AMERICAN REPUBLIC MUT GRP352745 285.02 0.09 98.836,744

7,442,519 5,147ZURICH INS GRP21246 172.38 0.09 98.925,070

7,069,002 0BCBS OF MN GRP46147 27.92 0.08 99.000

6,912,993 3,236TEACHERS PROTECTIVE MUT LIFE INS CO6935348 117.34 0.08 99.083,114

6,098,544 2,621WELLPOINT INC GRP67149 123.89 0.07 99.152,621

5,649,910 2,608LINCOLN NATL GRP2050 98.27 0.07 99.222,608

4,887,790 3,503AMERICAN FAMILY INS GRP47351 205.86 0.06 99.273,503

4,401,459 3,071PREMERA BLUE CROSS GRP96252 143.08 0.05 99.323,071

3,959,006 1,748PENN TREATY AMER GRP81053 208.23 0.05 99.371,748

3,895,657 3,005BCBS OF KS GRP43054 83.64 0.04 99.422,938

3,851,285 2,107AMERICAN NATL FIN GRP40855 77.18 0.04 99.461,908

3,827,930 1,877HCSC GRP91756 155.18 0.04 99.501,877

3,811,261 2,613INDEPENDENCE BLUE CROSS GRP93657 549.62 0.04 99.552,613

3,642,642 3,767PRINCIPAL FIN GRP33258 296.72 0.04 99.593,767

3,182,031 2,514HIGHMARK GRP81259 139.96 0.04 99.632,514

3,162,629 1,885AUTO OWNERS GRP28060 51.78 0.04 99.661,885

2,979,328 2,051WOODMEN WORLD LIFE INS SOC5732061 139.55 0.03 99.702,051

2,899,098 1,215MINNESOTA MUT GRP86962 27.43 0.03 99.73748

©2010 National Association of Insurance Commissioners97

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Long-Term Care

August 23, 2010

2,659,439 2,205BCBS OF NE7778063 95.68 0.03 99.762,205

2,635,996 1,434CINCINNATI FIN GRP24464 47.26 0.03 99.791,434

1,923,688 2,284CENTRAL STATES GRP69065 132.39 0.02 99.812,284

1,348,575 385ASSURITY LIFE INS CO7143966 39.93 0.02 99.83385

1,324,024 768BCBS OF KC GRP53767 96.40 0.02 99.84768

1,295,633 1,079GUARANTY INCOME LIFE INS CO6423868 45.12 0.01 99.861,079

1,219,673 987CATHOLIC ORDER OF FORESTERS5748769 266.83 0.01 99.871,156

1,194,989 1,243GREAT REPUBLIC LIFE GRP74770 114.67 0.01 99.891,385

864,273 722REGENCE GRP120771 130.62 0.01 99.90722

8,674,317,779 4,792,267GRAND TOTAL 137.20 100.004,272,419

©2010 National Association of Insurance Commissioners98

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare Supplement (Medigap)

August 23, 2010

3,148,171,641 1,349,728UNITEDHEALTH GRP7071 83.15 19.28 19.2880,860

1,761,946,733 563,760WELLPOINT INC GRP6712 73.73 10.79 30.08553,101

1,176,279,076 753,668MUTUAL OF OMAHA GRP2613 75.83 7.21 37.28753,663

1,025,273,641 463,007HCSC GRP9174 76.94 6.28 43.56469,320

760,389,927 322,625CNO FINANCIAL GRP2335 69.28 4.66 48.22315,607

377,104,883 129,582LIBERTY NATL GRP2906 72.34 2.31 50.53129,582

374,538,663 202,133HIGHMARK GRP8127 88.87 2.29 52.83105,689

361,844,225 180,845WELLMARK INC GRP7708 81.65 2.22 55.04180,845

360,383,719 169,765BCBS OF FL GRP5369 85.97 2.21 57.25169,765

358,656,019 157,220BCBS OF MA GRP363710 96.06 2.20 59.45157,220

339,134,712 146,824BCBS OF MN GRP46111 74.54 2.08 61.52146,824

300,554,921 132,636AMERICAN FINANCIAL GRP8412 73.61 1.84 63.37132,636

288,034,510 103,782UNIVERSAL AMER FIN CORP GRP95313 70.72 1.76 65.13102,152

286,116,473 118,470STATE FARM GRP17614 72.82 1.75 66.88118,045

277,357,969 129,349BCBS OF NC GRP75815 78.56 1.70 68.58129,349

270,784,820 210,646BCBS OF MI GRP57216 205.21 1.66 70.24181,351

258,368,626 17,483MEDICA HLTH GRP417317 84.98 1.58 71.8217,483

255,504,128 134,250GENWORTH FIN GRP401118 74.75 1.57 73.39134,250

236,730,926 45,885PHYSICIANS MUT GRP36719 67.80 1.45 74.8444,023

219,453,211 93,134BCBS OF NJ GRP120220 79.53 1.34 76.1893,134

216,448,598 112,486BCBS OF KS GRP43021 86.15 1.33 77.51112,486

197,830,512 103,681ARKANSAS BCBS GRP87622 78.74 1.21 78.72103,681

193,727,354 126,300BCBS OF AL GRP57023 85.44 1.19 79.91126,300

169,225,723 65,507CAREFIRST INC GRP38024 74.42 1.04 80.9465,507

152,613,013 61,169REGENCE GRP120725 67.64 0.93 81.8861,169

138,055,250 60,068AMERICAN REPUBLIC MUT GRP352726 68.37 0.85 82.7259,049

135,969,115 90,761ORDER OF UNITED COMMERICAL TRAVELERS5638327 85.17 0.83 83.5690,761

123,824,451 66,243UNITED SERV AUTOMOBILE ASSN GRP20028 80.14 0.76 84.3266,243

121,056,770 56,304BCBS OF NE7778029 75.19 0.74 85.0656,304

115,881,186 52,467BCBS OF SC GRP66130 65.23 0.71 85.7752,467

112,765,209 51,871BCBS OF TN GRP349831 73.50 0.69 86.4651,871

©2010 National Association of Insurance Commissioners99

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare Supplement (Medigap)

August 23, 2010

95,545,981 47,978LOUISIANA HLTH SERV GRP43832 84.50 0.59 87.0447,978

92,463,032 53,367NEW ERA LIFE GRP52033 83.02 0.57 87.6152,536

87,931,142 3,041AMERICAN NATL FIN GRP40834 75.03 0.54 88.1537,321

84,531,508 37,129WISCONSIN PHYSICIANS SERV INS GRP6835 65.97 0.52 88.6737,129

78,251,332 38,713ROYAL NEIGHBORS OF AMER5765736 84.19 0.48 89.1538,713

69,135,502 36,955NORIDIAN MUT INS CO5589137 86.72 0.42 89.5736,955

65,314,952 25,496AMERCO CORP GRP57438 75.60 0.40 89.9725,496

63,995,721 29,040STATE MUT CO GRP417239 75.36 0.39 90.3629,040

61,783,414 25,842THRIVENT FINANCIAL FOR LUTHERANS GRP293840 75.63 0.38 90.7425,842

57,412,783 23,785COUNTRY INS & FIN SERV GRP5041 72.15 0.35 91.0923,739

55,495,714 60,939CAPITAL BLUE CROSS GRP123042 93.99 0.34 91.4360,541

54,606,311 24,881STERLING INVESTORS LIFE INS CO8918443 82.29 0.33 91.7724,881

54,239,407 46,459INDEPENDENCE BLUE CROSS GRP93644 90.15 0.33 92.1046,235

53,104,376 22,035PREMERA BLUE CROSS GRP96245 72.98 0.33 92.4222,035

48,903,415 22,416LINCOLN HERITAGE LIFE INS CO6592746 78.80 0.30 92.7222,416

48,884,254 20,399BCBS OF KC GRP53747 74.16 0.30 93.0220,399

48,771,592 29,992HUMANA GRP11948 86.20 0.30 93.3229,968

48,244,001 20,226AMERICAN FAMILY INS GRP47349 70.52 0.30 93.6220,226

47,220,167 19,883LIFETIME HLTHCARE GRP118650 80.59 0.29 93.9119,883

46,912,642 20,098HEALTH NET INC GRP62351 59.11 0.29 94.1920,098

46,180,707 15,934AFLAC GRP37052 62.44 0.28 94.4815,934

45,306,035 20,644MUNICH RE GRP36153 76.02 0.28 94.7520,644

43,892,478 15,221MISSISSIPPI INS GRP112654 77.96 0.27 95.0215,221

42,452,821 23,289ATLANTIC AMER GRP58755 71.26 0.26 95.2823,289

41,296,212 16,282EQUITABLE LIFE & CAS INS CO6295256 71.64 0.25 95.5415,337

38,391,543 18,733BCBS OF RI5347357 97.57 0.24 95.7718,733

35,542,430 16,988BCBS OF AZ INC5358958 69.06 0.22 95.9916,988

35,182,492 14,548MEDICO INS CO3111959 79.12 0.22 96.2014,547

35,060,089 34,391HOSPITAL SERV ASSN OF NEPA GRP127060 98.72 0.21 96.4234,391

34,031,598 15,574UNITRIN GRP21561 75.53 0.21 96.6314,845

29,967,482 14,074BCBS OF MT GRP111862 71.35 0.18 96.8114,074

©2010 National Association of Insurance Commissioners100

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare Supplement (Medigap)

August 23, 2010

29,957,483 22,572NATIONAL STATES INS CO6059363 76.32 0.18 96.9922,572

29,535,458 16,924MMA GRP461664 78.57 0.18 97.1813,004

29,110,464 0NATIONWIDE CORP GRP14065 56.79 0.18 97.350

26,560,690 8,324MEDICAL MUT OF OH GRP73066 82.78 0.16 97.528,324

24,309,265 9,728AEGON US HOLDING GRP46867 73.76 0.15 97.679,476

23,967,891 1,078XLHEALTH GRP444368 56.84 0.15 97.811,078

23,208,997 8,255CENTRAL STATES GRP69069 66.99 0.14 97.958,255

21,341,949 0OLD SURETY LIFE INS CO6732670 66.12 0.13 98.0910,321

20,446,156 16,586DEAN HLTH GRP129471 79.13 0.13 98.2116,586

20,293,813 9,852BLUE CROSS OF ID HLTH SERV INC6009572 73.60 0.12 98.339,852

19,243,227 19,661WOODMEN WORLD ASSUR LIFE ASSN5649973 72.86 0.12 98.4519,661

16,832,694 8,366PEKIN INS GRP15374 78.67 0.10 98.568,366

15,635,690 5,261CENTENE CORP GRP129575 77.65 0.10 98.655,261

13,257,621 5,785BCBS OF VT5329576 80.94 0.08 98.735,785

13,181,882 7,948AVERA HLTH PLANS INC9583977 67.88 0.08 98.817,948

13,033,099 6,308BCBS OF WY5376778 67.88 0.08 98.896,308

11,586,414 5,141UNIVERSAL FIDELITY LIFE INS CO7012279 84.62 0.07 98.965,141

11,264,533 3,591BCBSD INC5328780 65.40 0.07 99.033,591

11,125,081 4,933HEALTH NOW NY INC5520481 88.45 0.07 99.104,933

10,779,602 7,420AETNA GRP182 84.15 0.07 99.177,420

9,778,529 3,254GHI SERV GRP130483 72.72 0.06 99.233,254

9,410,219 3,650SECURITY HLTH PLAN OF WI INC9688184 80.20 0.06 99.283,659

7,420,925 1,578ABILITY INS CO7147185 61.82 0.05 99.331,578

6,209,958 3,027PREFERRED HLTH SYSTEMS GRP116386 78.05 0.04 99.373,027

5,960,584 2,169CARLE CLINIC ASSN GRP119287 110.35 0.04 99.412,169

5,451,290 1,842NEW YORK LIFE GRP82688 64.16 0.03 99.441,811

4,989,037 1,805AMERICAN INTL GRP1289 44.12 0.03 99.471,700

4,943,279 11,375GUARANTEE TRUST GRP68790 91.89 0.03 99.5011,375

4,766,257 1,819GROUP HLTH COOP GRP118591 68.61 0.03 99.531,819

4,588,879 1,799UNIFIED LIFE INS CO1112192 72.05 0.03 99.561,799

4,572,626 9,791HARRIS INS HOLDINGS GRP111793 59.54 0.03 99.589,741

©2010 National Association of Insurance Commissioners101

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare Supplement (Medigap)

August 23, 2010

4,364,461 1,295HIP INS GRP112794 82.68 0.03 99.611,295

4,300,880 1,287JEFFERSON NATL LIFE INS CO6401795 70.68 0.03 99.641,287

3,872,864 1,398CIGNA HLTH GRP90196 72.96 0.02 99.661,398

3,764,483 1,285NESTLE SA GRP448397 58.92 0.02 99.681,285

3,663,557 1,686PHYSICIANS PLUS INS CORP9534198 68.68 0.02 99.711,686

3,283,742 2,614MEDICAL ASSOC CLINIC HLTH PLAN OF WI9578299 92.64 0.02 99.732,614

3,239,221 1,683HEALTH TRADITION HLTH PLAN96628100 71.76 0.02 99.751,683

3,068,957 875AMERICAN COMM MUT INS CO60305101 60.88 0.02 99.77875

3,008,528 1,105JACKSON NATL GRP918102 70.03 0.02 99.781,105

2,960,736 270UNION LABOR GRP781103 )(121.71 0.02 99.80270

2,815,335 654PROVIDENCE HLTH PLAN95005104 68.03 0.02 99.82654

2,803,819 0CSA FRATERNAL LIFE56138105 52.95 0.02 99.840

2,403,030 1,292VANGUARD HLTH VENTURES GRP1212106 75.31 0.01 99.851,292

2,227,999 583MEDICA GRP1552107 71.45 0.01 99.8643

2,130,217 16,786BLUE SHIELD OF CA GRP2798108 60.65 0.01 99.885

1,634,987 623AUTO OWNERS GRP280109 73.72 0.01 99.89623

1,317,986 608SPJST57436110 68.98 0.01 99.90608

16,324,660,266 7,339,651GRAND TOTAL 80.12 100.005,947,985

©2010 National Association of Insurance Commissioners102

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Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Dental

August 23, 2010

165,204,625 572,716AFLAC GRP3701 36.31 25.89 25.89330,512

76,921,576 260,781WELLPOINT INC GRP6712 50.28 12.06 37.95197,215

66,309,820 336,726UNITEDHEALTH GRP7073 67.80 10.39 48.3420,899

47,302,201 266,572DENTCARE DELIVERY SYSTEMS INC471124 85.63 7.41 55.76113,038

35,265,730 101,525RENAISSANCE HLTH SERV CORP GRP4775 81.67 5.53 61.29101,525

33,631,220 211,975HUMANA GRP1196 73.41 5.27 66.56129,308

25,507,270 112,769HCSC GRP9177 69.43 4.00 70.5554,707

20,908,808 56,997BCBS OF NC GRP7588 74.95 3.28 73.8356,997

19,033,372 73,978BCBS OF KS GRP4309 88.31 2.98 76.8159,187

17,805,125 137,978HEALTHPLEX GRP8510 105.35 2.79 79.61121,553

10,882,928 87,772ASSURANT INC GRP1911 34.81 1.71 81.3147,166

10,167,682 24,919DELTA DENTAL OF MN5503412 71.14 1.59 82.9116,582

9,003,524 169,528DENTAL ECONOMICS GRP450613 45.38 1.41 84.32163,354

6,965,900 27,925BLUE CROSS OF ID HLTH SERV INC6009514 94.11 1.09 85.4125,361

6,818,346 46,852BCBS OF KC GRP53715 62.19 1.07 86.4836,126

6,036,266 7,883AMERICAN REPUBLIC MUT GRP352716 54.03 0.95 87.427,883

5,925,906 27,339CAREFIRST INC GRP38017 68.70 0.93 88.3517,546

5,696,850 21,865BCBS OF TN GRP349818 60.10 0.89 89.2415,589

4,419,390 28,841AEGON US HOLDING GRP46819 50.49 0.69 89.9424,371

4,371,475 15,505ARKANSAS BCBS GRP87620 70.09 0.69 90.6210,378

4,038,838 17,512HEALTHMARKETS GRP26421 32.49 0.63 91.2610,995

3,999,687 10,024BCBS OF RI5347322 82.65 0.63 91.887,639

3,383,396 7,228OREGON DENTAL GRP131323 75.43 0.53 92.414,570

3,209,879 7,700AMERICAN FIDELITY CORP GRP33024 52.74 0.50 92.926,719

2,812,652 13,772DELTA DENTAL PLAN OF AR INC4715525 82.44 0.44 93.367,494

2,751,778 3,718UNIFIED LIFE INS CO1112126 79.79 0.43 93.793,718

2,741,494 14,137DENTAL HLTH SERV4749027 51.92 0.43 94.229,249

2,616,224 7,708UNIVERSAL AMER FIN CORP GRP95328 40.96 0.41 94.637,708

2,395,378 10,016WELLMARK INC GRP77029 75.40 0.38 95.006,365

2,395,277 14,865BCBS OF NJ GRP120230 80.00 0.38 95.3814,865

2,303,732 8,102CIGNA HLTH GRP90131 54.37 0.36 95.745,117

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Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Dental

August 23, 2010

2,276,661 4,263GUARANTY INCOME LIFE INS CO6423832 74.16 0.36 96.104,263

2,174,706 8,660REGENCE GRP120733 96.16 0.34 96.445,751

1,936,671 4,456FIDELITY SECURITY GRP45134 89.81 0.30 96.744,456

1,890,415 7,443PHYSICIANS MUT GRP36735 36.76 0.30 97.046,204

1,877,241 13,264DENCAP DENTAL PLANS INC5202536 47.26 0.29 97.338,272

1,874,607 11,578EMPLOYERS DENTAL SERV5309037 59.19 0.29 97.636,582

1,578,208 0HEALTH NET INC GRP62338 43.49 0.25 97.870

1,399,777 0BROKERS NATL LIFE ASSUR CO7490039 59.99 0.22 98.092,176

1,361,087 2,958AMERICAN FINANCIAL GRP8440 62.22 0.21 98.311,685

1,302,853 5,410BCBS OF AZ INC5358941 64.44 0.20 98.513,004

1,265,200 0HAWAII MEDICAL SERV ASSN GRP114242 88.27 0.20 98.710

1,154,197 9,379BCBS OF SC GRP66143 44.97 0.18 98.897,205

1,154,150 6,351CAPITAL BLUE CROSS GRP123044 61.69 0.18 99.073,473

897,866 4,283MEDICO INS CO3111945 41.00 0.14 99.214,283

794,355 0CITIZENS FIN INC GRP131046 49.06 0.12 99.340

778,984 0OLD SURETY LIFE INS CO6732647 78.00 0.12 99.461,427

690,610 1,395NATIONAL DENTAL CARE INC1284448 64.81 0.11 99.571,395

657,486 1,613PRE PAID DENTAL SERV INC1320849 47.38 0.10 99.671,613

608,130 4,688NATIONAL GUARDIAN LIFE INS GRP121150 63.81 0.10 99.762,344

415,465 1,838MUTUAL OF OMAHA GRP26151 40.82 0.07 99.831,493

267,510 273CITIZENS GRP61252 61.78 0.04 99.87273

638,006,904 2,803,740GRAND TOTAL 60.60 100.001,709,726

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Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

State Childrens Health Insurance Program

August 23, 2010

177,067,385 84,963WELLPOINT INC GRP6711 87.47 11.50 11.5084,963

171,922,016 146,371AMERIGROUP GRP11562 84.46 11.17 22.67146,371

159,455,158 120,411CENTENE CORP GRP12953 85.80 10.36 33.030

104,042,811 55,341HIGHMARK GRP8124 95.38 6.76 39.7955,341

100,657,135 47,506LIFETIME HLTHCARE GRP11865 88.67 6.54 46.3347,506

90,523,211 77,241TEXAS CHILDRENS HLTH PLAN INC953296 89.52 5.88 52.2177,241

83,206,495 60,926UNITEDHEALTH GRP7077 73.66 5.41 57.6243,704

78,765,010 45,865AETNA GRP18 83.30 5.12 62.734

78,419,060 39,505INDEPENDENCE BLUE CROSS GRP9369 91.97 5.09 67.8339,505

46,694,220 31,892COLORADO ACCESS9573310 83.70 3.03 70.8631,892

43,448,359 32,266CHILDRENS MERCYS FAMILY HLTH PARTNER9563611 88.14 2.82 73.6932,266

41,716,235 24,254CAPITAL BLUE CROSS GRP123012 92.89 2.71 76.4024,253

40,138,811 27,659BCBS OF MI GRP57213 126.05 2.61 79.0027,659

37,268,214 19,413WELLMARK INC GRP77014 91.15 2.42 81.4219,413

35,230,530 16,865VANGUARD HLTH VENTURES GRP121215 88.99 2.29 83.7116,865

29,907,460 25,803MOLINA HEALTHCARE INC GRP153116 77.72 1.94 85.663

29,788,207 292,612COMMUNITY FIRST GRP273817 86.81 1.94 87.5925,693

27,860,273 15,480HOSPITAL SERV ASSN OF NEPA GRP127018 92.04 1.81 89.4015,480

20,702,351 11,772HEALTH NOW NY INC5520419 85.76 1.34 90.7511,772

17,609,784 17,201SETON HLTH PLAN INC9524020 75.56 1.14 91.890

15,911,440 10,593UPMC HLTH SYSTEM GRP132421 80.69 1.03 92.9210,593

15,787,681 14,995EL PASO FIRST HLTH PLANS INC5263522 74.02 1.03 93.951

13,806,052 11,375DRISCOLL CHILDRENS HLTH PLAN9580923 89.64 0.90 94.850

11,592,690 0MERCY HLTH PLANS GRP338624 90.14 0.75 95.600

10,866,673 8,248SELECT HLTH OF SC INC9545825 104.97 0.71 96.310

10,595,605 5,399BCBS OF WY5376726 84.84 0.69 96.995,399

7,303,643 3,281NORIDIAN MUT INS CO5589127 94.45 0.47 97.473,281

6,667,989 2,809GHI SERV GRP130428 84.08 0.43 97.902,799

6,587,969 5,808ROCKY MOUNTAIN HLTH GRP118429 89.49 0.43 98.335,808

6,233,249 3,979DENVER HLTH MEDICAL PLAN INC9575030 89.40 0.40 98.733,979

5,068,819 4,086BCBS OF FL GRP53631 79.70 0.33 99.064,086

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

State Childrens Health Insurance Program

August 23, 2010

4,668,904 4,890FIRSTCARE GRP354932 93.28 0.30 99.374,890

4,116,413 4,556COMMUNITY HLTH PLAN OF WA4704933 77.85 0.27 99.631

2,261,447 1,431REGENCE GRP120734 91.49 0.15 99.781,431

1,135,972 972COLUMBIA UNITED PROVIDERS INC4704735 73.20 0.07 99.860

1,539,253,306 1,283,288GRAND TOTAL 87.83 100.00749,719

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Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare

August 23, 2010

20,840,753,895 5,564,479UNITEDHEALTH GRP7071 80.36 22.24 22.24263,369

17,773,963,951 3,340,650HUMANA GRP1192 81.38 18.97 41.203,340,650

4,926,696,868 405,362AETNA GRP13 87.16 5.26 46.46404,340

4,492,019,934 1,474,835COVENTRY CORP GRP11374 93.89 4.79 51.261,468,651

3,638,635,842 310,948HIGHMARK GRP8125 89.48 3.88 55.14310,948

3,037,312,730 792,305WELLPOINT INC GRP6716 80.08 3.24 58.38801,561

2,502,001,813 204,350WELLCARE GRP11997 83.52 2.67 61.050

2,028,314,089 194,231UNIVERSAL AMER FIN CORP GRP9538 83.23 2.16 63.21194,231

2,007,969,283 82,577NEWQUEST GRP34779 82.45 2.14 65.3682,577

1,860,107,055 132,677INDEPENDENCE BLUE CROSS GRP93610 91.10 1.98 67.34132,677

1,611,657,551 154,910KAISER FOUNDATION GRP60111 92.57 1.72 69.06139,331

1,299,735,757 121,718BCBS OF MI GRP57212 89.58 1.39 70.45121,718

1,214,853,396 87,742MANAGED HLTH INC9528413 86.26 1.30 71.7487,742

1,179,565,524 124,938REGENCE GRP120714 88.62 1.26 73.00124,938

1,066,685,452 58,096XLHEALTH GRP444315 81.85 1.14 74.1458,096

1,005,307,293 101,245HEALTH NET INC GRP62316 87.23 1.07 75.21101,245

987,181,391 77,012BRAVO HLTH INC GRP338717 78.00 1.05 76.270

974,202,025 100,501UPMC HLTH SYSTEM GRP132418 90.04 1.04 77.3198,763

847,660,489 92,554MUNICH RE GRP36119 85.74 0.90 78.2192,554

712,649,586 54,463BCBS OF NJ GRP120220 77.85 0.76 78.9754,463

699,162,803 89,741MEDICA GRP155221 86.18 0.75 79.72279

654,963,190 56,099HEALTH NOW NY INC5520422 85.43 0.70 80.4256,099

654,134,416 71,695BCBS OF AL GRP57023 102.02 0.70 81.1171,695

648,873,836 55,239GROUP HLTH COOP GRP118524 92.11 0.69 81.8155,204

614,083,754 65,297UCARE GRP438025 92.52 0.66 82.4665,297

577,700,360 54,185BCBS OF FL GRP53626 85.90 0.62 83.0854,185

570,199,358 52,135INDEPENDENT HLTH ASSN9530827 91.21 0.61 83.6952,135

549,350,903 58,105LIFETIME HLTHCARE GRP118628 82.90 0.59 84.2758,105

492,887,130 32,606LEON MEDICAL CENTERS HLTH PLANS INC1153229 77.48 0.53 84.8032,606

460,596,245 47,210BCBS OF NC GRP75830 84.16 0.49 85.2947,210

459,820,768 38,226GEISINGER INS GRP114331 79.10 0.49 85.7838,226

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare

August 23, 2010

454,133,199 40,246CIGNA HLTH GRP90132 92.09 0.48 86.278,720

448,327,324 46,684ARCADIAN GRP368133 79.32 0.48 86.7446,684

425,659,883 28,741BCBS OF MN GRP46134 87.43 0.45 87.2028,741

418,789,790 37,143BCBS OF RI5347335 85.19 0.45 87.6537,143

393,652,253 35,957PROVIDENCE HLTH PLAN9500536 85.59 0.42 88.0735,957

392,678,566 42,858PEOPLES HLTH INC1360737 83.65 0.42 88.480

382,635,289 29,994FALLON COMM HLTH PLAN INC9554138 91.63 0.41 88.8929,994

364,843,780 28,545BCBS OF MA GRP363739 86.31 0.39 89.2828,545

359,811,309 243,867HCSC GRP91740 71.39 0.38 89.670

341,512,212 28,456WINDSOR HLTH GRP126841 85.53 0.36 90.030

329,914,608 0PREFERRED CARE PARTNERS INC1117642 71.30 0.35 90.3821,103

325,966,589 21,807AVMED INC9526343 82.82 0.35 90.732

323,834,765 36,444FREEDOM HLTH INC1011944 84.06 0.35 91.080

318,753,901 30,424ESSENCE GRP459745 85.73 0.34 91.4230,424

318,196,893 28,235MOUNT CARMEL GRP283846 84.48 0.34 91.760

299,242,042 29,000VIVA HLTH INC9532247 89.51 0.32 92.0729,000

296,632,182 24,235HENRY FORD HLTH SYSTEM GRP131148 94.46 0.32 92.3924,228

271,952,568 28,628BCBS OF TN GRP349849 88.96 0.29 92.6828,628

265,845,973 28,866AMERICAN HLTH INC1115250 82.28 0.28 92.9728,866

265,164,754 27,795ARDENT HLTH SERV GRP367951 88.66 0.28 93.2527,795

262,681,251 22,810HEALTH FIRST HLTH PLANS INC9501952 88.10 0.28 93.5322,796

253,467,485 27,103COMMUNITYCARE GRP348753 92.00 0.27 93.8027,103

235,450,811 19,780HARVARD PILGRIM HTH CARE GRP59554 98.99 0.25 94.0519,780

234,936,435 15,269ELDERPLAN INC9566255 87.93 0.25 94.3015,269

231,798,479 21,276CAPITAL DISTRICT PHYSICIANS HLTHPLN9549156 86.10 0.25 94.5521,275

228,904,876 19,713WELLMED MEDICAL PHC HOLDING GRP442357 89.64 0.24 94.7919,713

228,504,172 22,591SECURITY HLTH PLAN OF WI INC9688158 86.03 0.24 95.0422,588

226,283,775 25,248PRESBYTERIAN HLTHCARE SERV GRP48159 87.73 0.24 95.2825,248

221,044,806 19,975CAPITAL BLUE CROSS GRP123060 88.52 0.24 95.5119,975

217,638,182 17,880MERCY HLTH PLANS GRP338661 84.62 0.23 95.7517,880

215,820,441 19,624SUMMA HLTH GRP325962 84.55 0.23 95.9819,624

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare

August 23, 2010

214,392,549 23,559BLUE CROSS OF ID HLTH SERV INC6009563 86.68 0.23 96.2023,559

188,082,087 12,112CITRUS HLTH CARE INC1183664 87.50 0.20 96.410

175,139,946 14,217TOUCHSTONE HLTH HMO INC1297065 91.97 0.19 96.590

164,540,912 13,289VANGUARD HLTH VENTURES GRP121266 92.92 0.18 96.7713,289

164,203,857 13,489AMERIGROUP GRP115667 73.25 0.18 96.9413,489

154,592,016 18,574PHYSICIANS UNITED PLAN INC1077568 89.02 0.16 97.1118,574

152,523,912 16,744HIP INS GRP112769 96.01 0.16 97.2716,744

147,341,849 23,723SCOTT & WHITE GRP60070 75.46 0.16 97.4323,723

142,804,713 18,659QHP GRP468571 105.02 0.15 97.5818,659

138,066,383 12,732MCKINLEY LIFE INS CO7721672 80.68 0.15 97.7312,732

127,871,683 9,568UNIVERSITY HLTH CARE INC5262173 88.09 0.14 97.869,568

114,654,601 9,822MOLINA HEALTHCARE INC GRP153174 85.39 0.12 97.991,277

107,900,897 9,812CARLE CLINIC ASSN GRP119275 88.96 0.12 98.109,812

88,005,806 15,009SPECTRUM HLTH GRP338376 57.73 0.09 98.2014,980

82,808,790 10,164MAPFRE INS GRP41177 74.36 0.09 98.2810,164

73,251,044 36,280HAWAII MEDICAL SERV ASSN GRP114278 90.77 0.08 98.3636,280

71,021,363 5,730HEALTH PLAN OF CAREOREGON INC1227779 79.12 0.08 98.445,730

69,804,223 0ACE LTD GRP62680 71.12 0.07 98.510

65,498,490 23,796BCBS OF SC GRP66181 237.50 0.07 98.5823,796

57,022,696 5,436MID ROGUE HLTH PLAN1225382 94.52 0.06 98.645,436

55,377,940 36,102BCBS OF NE7778083 78.02 0.06 98.7036,102

54,348,872 3,429HEALTH SUN HLTH PLANS1012284 85.63 0.06 98.763,429

53,350,973 4,462PUGET SOUND HLTH PARTNERS1290985 84.11 0.06 98.824,462

50,131,181 5,249SENTARA HLTH MGMT GRP118386 89.37 0.05 98.875,249

49,668,685 20,742ROCKY MOUNTAIN HLTH GRP118487 75.47 0.05 98.9220,742

49,312,959 3,995MID VALLEY GRP397188 83.88 0.05 98.983,995

47,814,095 3,603VANTAGE HLTH PLAN INC9558489 79.22 0.05 99.033,603

44,982,875 3,911ATRIO HLTH PLANS INC1012390 84.32 0.05 99.083,911

42,223,727 3,402COLORADO ACCESS9573391 93.09 0.05 99.123,402

42,061,983 4,671OPTIMUM HLTHCARE INC1225992 80.89 0.04 99.170

40,291,510 1,242FIDELIS SENIORCARE GRP374493 67.59 0.04 99.213

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare

August 23, 2010

38,313,367 550PARTNERSHIP HLTH PLAN INC1233794 96.41 0.04 99.25550

38,037,484 3,472HEALTHFIRST HEALTHPLAN OF NJ INC1303595 86.59 0.04 99.293,472

37,504,100 3,074TRILLIUM COMM HLTH PLAN INC1255996 81.03 0.04 99.333,074

36,795,317 0DEAN HLTH GRP129497 101.00 0.04 99.370

36,541,742 0ABRI HLTH PLAN INC1200798 78.90 0.04 99.413,382

34,878,562 6,310CLARIAN HLTH PARTNERS GRP463799 90.04 0.04 99.456,310

34,629,034 28,146WISCONSIN PHYSICIANS SERV INS GRP68100 80.85 0.04 99.4828,146

34,298,927 4,192COMMUNITY HLTH PLAN OF WA47049101 84.40 0.04 99.521

32,873,824 2,885DENVER HLTH MEDICAL PLAN INC95750102 87.54 0.04 99.552,885

31,583,026 1,698SCAN HLTH PLAN AZ12279103 98.41 0.03 99.591,698

31,277,314 2,150FIRSTCARE GRP3549104 78.42 0.03 99.622,150

27,393,060 2,788ADVANTAGE HLTH SOLUTIONS INC52568105 92.05 0.03 99.652,788

27,202,415 2,580FAMILYCARE HLTH PLANS INC47084106 84.11 0.03 99.682,580

26,626,732 3,330WELLMARK INC GRP770107 72.97 0.03 99.713,330

25,013,120 3,314NEW W HLTH SERV95829108 89.76 0.03 99.733,314

24,523,035 2,358HEALTHPLUS OF MI GRP3409109 108.46 0.03 99.762,358

22,931,206 379CARE WI HLTH PLAN INC12248110 80.17 0.02 99.79379

22,467,618 18,508NORIDIAN MUT INS CO55891111 78.38 0.02 99.8118,508

21,889,048 2,742CDPHP UNIVERSAL BENEFITS INC47027112 92.56 0.02 99.832,740

20,422,909 0DAVITA GRP4422113 105.91 0.02 99.850

20,071,110 2,382MEDICAL MUT OF OH GRP730114 96.92 0.02 99.882,382

17,707,687 2,124OREGON DENTAL GRP1313115 102.25 0.02 99.892,124

93,714,088,339 15,639,149GRAND TOTAL 84.42 100.009,494,520

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicaid

August 23, 2010

7,668,835,113 2,473,622UNITEDHEALTH GRP7071 87.23 16.92 16.921,666,920

3,873,820,105 1,317,093AMERIGROUP GRP11562 84.73 8.54 25.461,317,093

2,970,836,409 1,078,443CENTENE CORP GRP12953 90.46 6.55 32.012

2,950,441,703 1,196,146WELLCARE GRP11994 86.90 6.51 38.520

2,798,575,134 958,750MOLINA HEALTHCARE INC GRP15315 83.72 6.17 44.697

2,441,317,905 761,289CARESOURCE GRP36836 88.47 5.38 50.081

2,163,125,956 511,076INDEPENDENCE BLUE CROSS GRP9367 95.36 4.77 54.85434,437

1,370,549,212 567,759WELLPOINT INC GRP6718 87.28 3.02 57.87567,759

1,125,536,400 437,167BCBS OF NJ GRP12029 85.06 2.48 60.36437,167

1,005,192,240 260,624HIGHMARK GRP81210 89.74 2.22 62.57260,624

873,501,291 110,434UCARE GRP438011 89.08 1.93 64.50110,434

826,521,082 183,927BOSTON MEDICAL CENTER HLTH PLAN INC1320312 101.13 1.82 66.32183,927

805,950,546 156,864HEALTH PARTNERS OF PHILADELPHIA INC9506613 86.19 1.78 68.10156,864

780,647,391 168,968UNIVERSITY HLTH CARE INC5262114 89.31 1.72 69.82168,968

759,536,157 135,017MEDICA GRP155215 87.97 1.68 71.500

665,279,287 171,300PRESBYTERIAN HLTHCARE SERV GRP48116 85.27 1.47 72.97171,300

661,621,238 237,348CAIDAN ENTERPRISES INC GRP464017 79.35 1.46 74.43237,348

630,654,359 291,978CLARIAN HLTH PARTNERS GRP463718 85.81 1.39 75.82291,978

627,568,972 139,320NEIGHBORHOOD HLTH PLAN INC1110919 99.27 1.38 77.20139,320

579,897,546 123,485UPMC HLTH SYSTEM GRP132420 86.78 1.28 78.48123,485

515,418,248 878,885FHC HLTH SYSTEMS GRP96521 77.41 1.14 79.623

506,746,560 194,542SELECT HLTH OF SC INC9545822 91.28 1.12 80.730

479,968,425 176,740AETNA GRP123 86.49 1.06 81.797

472,302,248 152,744SENTARA HLTH MGMT GRP118324 94.99 1.04 82.84152,744

408,300,114 138,923COVENTRY CORP GRP113725 85.57 0.90 83.7485,012

397,534,757 95,276ARDENT HLTH SERV GRP367926 86.31 0.88 84.6195,276

364,833,497 205,168COMMUNITY HLTH PLAN OF WA4704927 86.74 0.80 85.421

358,829,946 143,046CHILDRENS MERCYS FAMILY HLTH PARTNER9563628 85.52 0.79 86.21143,046

346,925,922 65,908BCBS OF MN GRP46129 88.06 0.77 86.9765,908

338,103,051 80,647NEIGHBORHOOD HLTH PLAN OF RI INC9540230 91.84 0.75 87.7280,647

333,828,845 166,432TEXAS CHILDRENS HLTH PLAN INC9532931 87.90 0.74 88.46166,432

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicaid

August 23, 2010

274,910,977 98,178LIFETIME HLTHCARE GRP118632 92.75 0.61 89.0698,178

271,760,440 66,832HUMANA GRP11933 85.40 0.60 89.6666,832

252,537,505 106,415HAWAII MEDICAL SERV ASSN GRP114234 94.80 0.56 90.22106,415

238,909,626 88,407TOTAL HLTH GRP123835 90.60 0.53 90.7584,751

223,068,485 69,271MIDWEST HLTH PLAN INC9581436 80.82 0.49 91.2469,271

222,652,501 72,050HEALTHPLUS OF MI GRP340937 81.66 0.49 91.7372,050

196,588,508 863,781COMMUNITY FIRST GRP273838 92.14 0.43 92.1679,759

183,808,398 67,854DC CHARTERED HLTH PLAN INC9574839 96.96 0.41 92.5767,854

176,741,718 62,547VANGUARD HLTH VENTURES GRP121240 87.00 0.39 92.9662,547

172,992,772 61,222SPECTRUM HLTH GRP338341 80.54 0.38 93.3461,222

169,603,233 70,445ALOHA CARE9585342 94.36 0.37 93.710

161,493,271 41,367CARESOURCE MI9556243 75.33 0.36 94.071

141,809,502 52,560NETWORK HLTH GRP267844 91.85 0.31 94.3852,560

135,435,304 52,048CAPITAL DISTRICT PHYSICIANS HLTHPLN9549145 87.07 0.30 94.6852,048

125,388,344 0CAROLINA CRESCENT HLTH PLAN INC1291146 101.16 0.28 94.960

121,165,142 39,410DRISCOLL CHILDRENS HLTH PLAN9580947 89.40 0.27 95.230

104,954,909 15,618GHI SERV GRP130448 90.58 0.23 95.4615,618

104,901,957 10,482KS PLAN ADMINISTRATORS LLC1282749 85.29 0.23 95.6910,482

103,688,789 45,742DEAN HLTH GRP129450 100.00 0.23 95.9238,922

96,402,136 46,360SECURITY HLTH PLAN OF WI INC9688151 87.24 0.21 96.1348,416

96,351,912 35,262HEALTH NOW NY INC5520452 86.26 0.21 96.3435,262

92,745,116 0UPPER PENINSULA HLTH PLAN5261553 80.40 0.20 96.550

92,534,501 42,445CITRUS HLTH CARE INC1183654 89.53 0.20 96.750

91,752,539 33,469INDEPENDENT HLTH ASSN9530855 87.85 0.20 96.9533,469

87,127,017 30,977BCBS OF KC GRP53756 85.10 0.19 97.1530,977

84,660,028 39,732COLUMBIA UNITED PROVIDERS INC4704757 87.02 0.19 97.330

81,701,167 42,537EL PASO FIRST HLTH PLANS INC5263558 89.80 0.18 97.511

81,162,898 1,451PARTNERSHIP HLTH PLAN INC1233759 89.26 0.18 97.691,451

75,164,016 37,818GROUP HLTH COOP OF EAU CLAIRE9519260 87.15 0.17 97.8637,818

71,921,835 38,113REGENCE GRP120761 92.36 0.16 98.0237,932

64,899,606 24,138CHILDREN'S COMM HLTH PLAN INC1077262 122.55 0.14 98.1624,138

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicaid

August 23, 2010

64,714,159 26,236FIRSTCARE GRP354963 82.43 0.14 98.3026,235

63,396,108 21,195BCBS OF SC GRP66164 86.03 0.14 98.4421,195

59,759,013 20,878BCBS OF MI GRP57265 87.74 0.13 98.5720,878

58,993,064 86,386COLORADO ACCESS9573366 94.34 0.13 98.7086,386

57,634,168 0ABRI HLTH PLAN INC1200767 86.37 0.13 98.8318,114

57,618,759 12,182FALLON COMM HLTH PLAN INC9554168 93.59 0.13 98.9612,182

56,490,517 21,351HEALTH RIGHT INC9578769 99.96 0.12 99.0821,351

54,788,381 16,014PREFERRED MEDICAL PLAN INC9527170 83.49 0.12 99.2016,014

54,624,961 24,822KAISER FOUNDATION GRP60171 103.71 0.12 99.3224,810

54,254,107 18,607PHYSICIANS HLTH PLAN OF MID MI GRP340872 85.47 0.12 99.441

45,900,406 758CARE WI HLTH PLAN INC1224873 72.70 0.10 99.54758

44,158,193 15,176BCBS OF RI5347374 106.19 0.10 99.6415,176

41,129,714 15,115HCSC GRP91775 94.77 0.09 99.730

37,088,298 19,089GROUP HLTH COOP GRP118576 133.84 0.08 99.8119,105

31,690,845 0HOSPITAL SERV ASSN OF NEPA GRP127077 66.44 0.07 99.880

45,335,610,342 16,162,566GRAND TOTAL 88.05 100.008,551,210

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Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare Part D - Stand-Alone

August 23, 2010

1,874,079,786 52,357HIP INS GRP11271 88.48 19.10 19.1052,356

1,707,096,461 1,531,313CVS CAREMARK GRP46672 93.01 17.40 36.491,531,313

1,310,592,242 821,408WELLPOINT INC GRP6713 80.95 13.35 49.85821,408

835,078,492 747,352WELLCARE GRP11994 90.18 8.51 58.360

554,024,413 574,628COVENTRY CORP GRP11375 94.23 5.65 64.00574,628

494,521,279 345,951AETNA GRP16 82.58 5.04 69.04345,951

433,748,782 450,221HEALTH NET INC GRP6237 79.76 4.42 73.46450,221

428,552,586 43,425MEDCO CONTAINMENT SERV GRP4338 86.03 4.37 77.83342,270

329,785,120 301,169CIGNA HLTH GRP9019 92.57 3.36 81.19301,169

233,037,600 238,218BRAVO HLTH INC GRP338710 87.32 2.37 83.560

181,095,670 149,372LIBERTY NATL GRP29011 82.35 1.85 85.41149,372

134,216,272 119,262BCBS OF MN GRP46112 70.70 1.37 86.77119,262

133,281,263 125,401WELLMARK INC GRP77013 74.05 1.36 88.13125,401

121,823,510 313,045NEWQUEST GRP347714 66.92 1.24 89.37313,045

109,608,919 72,362HIGHMARK GRP81215 79.64 1.12 90.4972,362

93,112,812 16,597BCBS OF FL GRP53616 81.67 0.95 91.4416,597

85,777,955 65,528BCBS OF MA GRP363717 89.30 0.87 92.3165,528

82,621,147 57,161BCBS OF NC GRP75818 84.52 0.84 93.1657,161

74,655,447 55,092BCBS OF MI GRP57219 86.49 0.76 93.9255,092

62,928,317 54,356GHI SERV GRP130420 105.41 0.64 94.5654,356

55,416,311 5,052SAMARITAN HLTH PLANS INC1225721 90.53 0.56 95.120

54,013,611 46,754INDEPENDENCE BLUE CROSS GRP93622 87.86 0.55 95.6746,754

49,648,090 35,338CAREFIRST INC GRP38023 82.01 0.51 96.1835,338

44,502,422 44,303ARKANSAS BCBS GRP87624 92.35 0.45 96.6344,303

39,296,787 31,934BCBS OF NJ GRP120225 100.98 0.40 97.0331,934

39,276,803 28,584BCBS OF KS GRP43026 68.90 0.40 97.4328,584

33,455,397 36,345ENVISION INS CO1274727 81.91 0.34 97.7736,345

27,239,008 23,381BCBS OF AL GRP57028 91.15 0.28 98.0523,381

27,139,340 24,319BCBS OF SC GRP66129 97.86 0.28 98.3324,319

25,110,602 24,845WINDSOR HLTH GRP126830 80.33 0.26 98.580

20,368,845 8,745REGENCE GRP120731 74.73 0.21 98.798,745

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare Part D - Stand-Alone

August 23, 2010

17,314,451 13,126MUNICH RE GRP36132 104.29 0.18 98.9713,126

14,776,544 13,404LOUISIANA HLTH SERV GRP43833 77.72 0.15 99.1213,404

13,655,220 12,795BCBS OF TN GRP349834 94.33 0.14 99.2612,795

12,968,784 12,422BCBS OF MT GRP111835 77.53 0.13 99.3912,422

12,091,513 20,835UNITEDHEALTH GRP70736 74.97 0.12 99.5120,835

11,080,984 7,817CAPITAL BLUE CROSS GRP123037 86.02 0.11 99.637,817

10,635,658 8,498LIFETIME HLTHCARE GRP118638 113.15 0.11 99.738,498

9,822,764 7,615BCBS OF RI5347339 83.03 0.10 99.837,615

4,771,170 3,157HENRY FORD HLTH SYSTEM GRP131140 133.68 0.05 99.883,157

9,813,709,556 6,573,191GRAND TOTAL 87.10 100.005,835,332

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Individual Business

August 23, 2010

249,932,917 56,771CENTENE CORP GRP12951 96.24 22.99 22.9927,783

147,314,297 67,516LIBERTY NATL GRP2902 35.40 13.55 36.5450,009

109,775,094 112,431WELLPOINT INC GRP6713 81.17 10.10 46.64101,565

108,008,221 0ACE LTD GRP6264 55.64 9.94 56.580

77,004,130 62,612WELLCARE GRP11995 82.00 7.08 63.660

48,962,069 2,461AMERIGROUP GRP11566 63.34 4.50 68.172,461

36,196,578 18,090NATIONAL LIFE GRP6347 172.89 3.33 71.5027,965

26,512,839 8,911HEALTH NOW NY INC552048 86.84 2.44 73.935,465

25,727,716 9,472BCBSD INC532879 89.06 2.37 76.306,002

24,278,232 0HIGHMARK GRP81210 94.27 2.23 78.534,406

22,864,978 0LIGHTYEAR DELOS GRP438111 92.25 2.10 80.640

22,427,633 0TRANS OCEANIC LIFE INS CO6952312 39.19 2.06 82.700

20,874,075 25,299CNO FINANCIAL GRP23313 45.05 1.92 84.6217,211

17,928,069 244,463METROPOLITAN GRP24114 37.47 1.65 86.27147,416

13,627,660 0LINCOLN NATL GRP2015 173.92 1.25 87.520

13,202,233 71,856UNUMPROVIDENT CORP GRP56516 28.60 1.21 88.7471,856

13,048,919 8,421CROY HALL MGMT GRP133917 37.41 1.20 89.944,431

12,458,839 4,723PRINCIPAL FIN GRP33218 35.79 1.15 91.094,723

10,470,013 14,580EQUITABLE LIFE & CAS INS CO6295219 58.48 0.96 92.0512,904

9,168,690 26,069AAA LIFE INS CO7185420 41.04 0.84 92.8926,069

8,104,629 59,847AFLAC GRP37021 37.70 0.75 93.6431,095

7,139,698 3,083HEALTH RIGHT INC9578722 69.75 0.66 94.293,083

6,716,272 11,732MOLINA HEALTHCARE INC GRP153123 70.41 0.62 94.911

5,535,419 11,200GENWORTH FIN GRP401124 41.18 0.51 95.4211,200

4,922,334 3,144SWISS RE GRP18125 )(1.55 0.45 95.873,144

4,863,711 4,389BCBS OF WY5376726 76.52 0.45 96.324,389

3,923,358 1,505UPMC HLTH SYSTEM GRP132427 77.18 0.36 96.681,505

3,613,633 14,533UNITED STATES LETTER CARRIERS MUT BE5645628 53.91 0.33 97.0111,255

2,729,647 68,628HEALTHMARKETS GRP26429 23.82 0.25 97.2737,288

2,645,532 2,684NATIONAL STATES INS CO6059330 54.37 0.24 97.512,217

2,457,167 11,921MAPFRE INS GRP41131 26.70 0.23 97.7411,921

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Individual Business

August 23, 2010

2,277,941 14,783HUMANA GRP11932 84.66 0.21 97.946,841

2,081,403 0CAREFIRST INC GRP38033 33.57 0.19 98.140

1,857,259 1,937SHELTER INS GRP12334 134.75 0.17 98.311,937

1,826,645 0NATIONAL SECURITY GRP31635 26.60 0.17 98.489,515

1,776,732 19,917BCBS OF NC GRP75836 70.30 0.16 98.6419,917

1,297,704 4,608ING AMER INS HOLDING GRP22937 72.18 0.12 98.763,819

1,268,660 819FAIRFAX FIN GRP15838 249.05 0.12 98.871

786,239 778MEDICA HLTH GRP417339 231.22 0.07 98.95778

713,355 172COLORADO CHOICE HLTH PLAN9577440 154.54 0.07 99.0190

711,647 35,763AMERICAN NATL FIN GRP40841 31.30 0.07 99.081,482

709,039 0CITIZENS GRP61242 13.60 0.07 99.140

701,251 0CHUBB & SON INC GRP3843 35.72 0.06 99.210

657,702 2,889UNITEDHEALTH GRP70744 19.05 0.06 99.272,889

652,424 14,994ALLIANZ INS GRP76145 49.16 0.06 99.3310,561

631,425 0ARCH INS GRP127946 )(21.52 0.06 99.390

594,582 4,234DELTA GRP59847 12.59 0.05 99.444,234

554,828 310UNION LABOR GRP78148 58.17 0.05 99.49306

542,062 1,182PREFERRED MEDICAL PLAN INC9527149 56.09 0.05 99.541,062

474,627 9,887COMMERCIAL TRAVELERS GRP56050 32.27 0.04 99.599,887

426,568 11,190AUTOMOBILE CLUB MI GRP5551 31.05 0.04 99.6211,190

366,881 0UNDERWRITERS AT LLOYDS3272752 70.17 0.03 99.660

343,430 510ASSURANT INC GRP1953 40.94 0.03 99.69507

298,355 245BANKERS INS GRP68954 80.80 0.03 99.72162

278,100 0HIP INS GRP112755 102.69 0.03 99.740

275,767 43CITIZENS FIN INC GRP131056 86.27 0.03 99.7743

216,901 1,732AMERICAN LIFE INS CO8415857 33.49 0.02 99.791,732

213,045 394UNITED SECURITY ASSUR GRP122358 135.20 0.02 99.81394

208,969 4,009DELTA DENTAL PLAN OF AR INC4715559 59.12 0.02 99.832,115

206,560 5,117UNIFIED LIFE INS CO1112160 121.33 0.02 99.853,900

183,142 1,478NEW ERA LIFE GRP52061 44.03 0.02 99.861,272

168,376 0BROKERS NATL LIFE ASSUR CO7490062 38.42 0.02 99.880

©2010 National Association of Insurance Commissioners117

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Individual Market Share by Line of Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Individual Business

August 23, 2010

145,470 0UNITED TRANSPORTATION UNION INS ASSN5641363 42.18 0.01 99.890

1,087,054,464 1,318,889GRAND TOTAL 74.00 100.00744,841

©2010 National Association of Insurance Commissioners118

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Accident & Health Policy Experience Report

Group Business

©2010 National Association of Insurance Commissioners119

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Market Share for the Top 125 Insurers

Group Business

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for All Statement Types

Grand Total for Group Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

40,402,098,174 25,975,241UNITEDHEALTH GRP7071 82.48 13.38 13.381,853,20632,489,184,937 13,448,217WELLPOINT INC GRP6712 85.57 10.76 24.138,250,47318,601,491,502 15,480,534AETNA GRP13 85.71 6.16 30.296,502,00114,629,497,215 4,841,888HCSC GRP9174 86.13 4.84 35.142,119,872

7,449,962,824 18,288,721CIGNA HLTH GRP9015 78.67 2.47 37.60151,1376,962,643,425 6,276,826HUMANA GRP1196 84.13 2.31 39.913,504,7106,871,963,914 1,573,707BCBS OF MI GRP5727 86.69 2.28 42.18749,6656,645,731,649 8,049,282HIGHMARK GRP8128 87.58 2.20 44.38759,3525,992,635,526 1,723,559KAISER FOUNDATION GRP6019 92.46 1.98 46.37911,0085,894,603,028 1,520,914CAREFIRST INC GRP38010 87.21 1.95 48.32829,4495,700,321,720 1,616,804BCBS OF MA GRP363711 89.72 1.89 50.21782,6185,699,274,697 1,727,630INDEPENDENCE BLUE CROSS GRP93612 88.59 1.89 52.09890,5005,676,921,261 1,309,401BCBS OF FL GRP53613 78.94 1.88 53.97760,3125,515,565,618 1,223,743COVENTRY CORP GRP113714 82.31 1.83 55.80506,8145,410,898,570 1,694,259BCBS OF NJ GRP120215 90.14 1.79 57.59944,2925,219,449,207 22,273,914METROPOLITAN GRP24116 99.99 1.73 59.3292,6484,494,342,073 1,720,354REGENCE GRP120717 86.48 1.49 60.81709,9393,865,647,345 1,081,152HIP INS GRP112718 87.34 1.28 62.09735,0213,803,526,254 1,293,471LIFETIME HLTHCARE GRP118619 89.17 1.26 63.35679,4203,249,568,792 1,392,797BCBS OF AL GRP57020 93.26 1.08 64.42716,0183,112,105,704 1,646,901GHI SERV GRP130421 89.15 1.03 65.45694,3512,875,887,961 796,180BCBS OF NC GRP75822 87.44 0.95 66.4032,7682,772,739,182 1,529,740AMERICAN INTL GRP1223 42.43 0.92 67.3271,8492,771,942,562 18,532,454HARTFORD FIRE & CAS GRP9124 70.38 0.92 68.24175,6092,722,577,171 9,576,380GUARDIAN LIFE GRP42925 72.60 0.90 69.144,164,1382,576,402,295 13,288,706UNUMPROVIDENT CORP GRP56526 81.77 0.85 69.99129,7582,506,711,901 640,818PREMERA BLUE CROSS GRP96227 86.87 0.83 70.82368,6802,493,321,781 981,199BCBS OF TN GRP349828 83.42 0.83 71.65543,0642,407,691,782 3,213,274PRINCIPAL FIN GRP33229 77.39 0.80 72.452,264,8962,342,081,174 507,567HARVARD PILGRIM HTH CARE GRP59530 87.12 0.78 73.22257,2212,108,855,669 5,407,791ASSURANT INC GRP1931 72.20 0.70 73.924,470,7522,085,942,518 612,782MEDICAL MUT OF OH GRP73032 84.27 0.69 74.61324,2002,041,787,171 690,321WELLMARK INC GRP77033 91.93 0.68 75.29346,265

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for All Statement Types

Grand Total for Group Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

1,997,040,387 458,825GROUP HLTH COOP GRP118534 87.75 0.66 75.95248,7611,736,603,306 1,153,755BCBS OF SC GRP66135 93.48 0.57 76.52380,2661,733,850,907 473,003LOUISIANA HLTH SERV GRP43836 87.38 0.57 77.10251,4811,714,158,703 385,632BCBS OF MN GRP46137 87.52 0.57 77.66207,9111,639,249,084 465,486CAPITAL BLUE CROSS GRP123038 87.61 0.54 78.21223,7681,637,667,163 421,025HEALTH NOW NY INC5520439 89.49 0.54 78.75232,2551,524,289,914 354,620HENRY FORD HLTH SYSTEM GRP131140 91.57 0.50 79.25157,1081,386,598,815 433,179HEALTH NET INC GRP62341 86.13 0.46 79.7125,5671,366,290,513 450,703SPECTRUM HLTH GRP338342 91.66 0.45 80.17187,8991,301,652,362 406,638HAWAII MEDICAL SERV ASSN GRP114243 95.85 0.43 80.60227,2461,265,019,314 579,169JOHN HANCOCK GRP90444 20.05 0.42 81.027,6121,257,877,850 4,788,499SUN LIFE ASSUR CO OF CN GRP54945 69.14 0.42 81.434,485,7061,236,035,701 273,705TUFTS ASSOCIATED HLTH MAINTENANCE OR9568846 89.69 0.41 81.8401,207,647,330 690,703BCBS OF KS GRP43047 90.55 0.40 82.24306,3551,138,890,157 298,671MEDICA GRP155248 87.32 0.38 82.6215,9591,134,816,897 298,412BCBS OF KC GRP53749 85.21 0.38 82.99170,4581,133,811,598 8,412,037STANCORP FIN GRP134850 68.96 0.38 83.378,232,8801,129,644,702 262,265BCBS OF RI5347351 93.87 0.37 83.74135,1771,094,581,042 402,404MISSISSIPPI INS GRP112652 92.68 0.36 84.11290,6241,059,384,325 6,884,432LINCOLN NATL GRP2053 68.20 0.35 84.4661,7751,058,796,453 995,324BCBS OF AZ INC5358954 85.61 0.35 84.81508,4831,055,786,250 16,288,745VISION SERV PLAN GRP118955 85.15 0.35 85.1621,2261,036,556,589 7,892,181PRUDENTIAL OF AMER GRP30456 94.00 0.34 85.5012,333

984,504,790 224,366BCBS OF NE7778057 87.61 0.33 85.83111,688942,669,147 694,102ARKANSAS BCBS GRP87658 82.53 0.31 86.14176,255903,788,375 7,280,343AEGON US HOLDING GRP46859 55.13 0.30 86.444,675,741888,604,937 333,669IHC HLTH PLANS GRP88060 86.76 0.29 86.73117,416863,434,902 378,671WEA INC GRP275861 94.33 0.29 87.021,255842,583,752 662,431HEALTHMARKETS GRP26462 55.33 0.28 87.30370,176811,375,700 182,451CARLE CLINIC ASSN GRP119263 90.61 0.27 87.5695,131771,516,746 528,110BLUE SHIELD OF CA GRP279864 93.77 0.26 87.8239,335755,458,396 177,647DEAN HLTH GRP129465 92.12 0.25 88.0780,595748,767,534 452,151BLUE CROSS OF ID HLTH SERV INC6009566 86.36 0.25 88.32295,770

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for All Statement Types

Grand Total for Group Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

740,840,454 192,068AVMED INC9526367 88.68 0.25 88.563,706732,821,600 3,665,359DENTEGRA GRP247968 79.50 0.24 88.81122,301706,935,249 183,217UPMC HLTH SYSTEM GRP132469 91.27 0.23 89.0461,707672,151,664 181,862HOSPITAL SERV ASSN OF NEPA GRP127070 86.46 0.22 89.2695,548665,411,788 1,886,226RENAISSANCE HLTH SERV CORP GRP47771 90.87 0.22 89.486,027660,537,744 188,882NORIDIAN MUT INS CO5589172 90.37 0.22 89.7091,857656,241,800 167,419CAPITAL DISTRICT PHYSICIANS HLTHPLN9549173 88.34 0.22 89.9298,067646,857,388 3,336,517DELPHI FIN GRP7474 73.54 0.21 90.1325,924612,061,233 163,349SENTARA HLTH MGMT GRP118375 85.66 0.20 90.3497,878611,919,527 235,532MVP GRP119876 99.20 0.20 90.54267,008552,331,499 159,030GEISINGER INS GRP114377 83.07 0.18 90.7279,049552,103,568 137,840PROVIDENCE HLTH PLAN9500578 93.03 0.18 90.9078,954547,756,343 2,039,597MAGELLAN HLTH SERV INC GRP126079 86.85 0.18 91.091,026,092547,030,177 1,474,479UNIFI GRP94380 72.15 0.18 91.2712,323507,278,358 122,001FALLON COMM HLTH PLAN INC9554181 94.48 0.17 91.437,969493,714,656 164,442PACIFICSOURCE HLTH PLANS5497682 84.77 0.16 91.605,583490,227,204 103,464NETWORK HLTH GRP267883 90.07 0.16 91.7657,132488,857,093 13,994,428MUTUAL OF OMAHA GRP26184 65.95 0.16 91.923,278,695451,581,017 88,873HEALTHPLUS OF MI GRP340985 85.82 0.15 92.0743,228448,861,736 84,991SECURITY HLTH PLAN OF WI INC9688186 92.61 0.15 92.2236,263444,982,311 2,036,159LIBERTY MUT GRP11187 102.80 0.15 92.372,036,159439,776,397 112,665BCBSD INC5328788 84.06 0.15 92.5158,607436,869,778 127,979SCOTT & WHITE GRP60089 96.96 0.14 92.6675,051424,102,192 1,839,752WASHINGTON DENTAL SERV4734190 89.46 0.14 92.804,390423,914,615 114,900PREFERRED HLTH SYSTEMS GRP116391 92.03 0.14 92.94898417,028,327 390,249TRUSTMARK INS CO GRP27692 69.73 0.14 93.08264,855396,214,955 1,408,237GENEVE HOLDINGS INC GRP45093 67.33 0.13 93.2142,099393,889,169 135,389BCBS OF MT GRP111894 89.26 0.13 93.3473,301392,822,224 78,828INDEPENDENT HLTH ASSN9530895 84.96 0.13 93.4734,964388,034,268 463,061HEALTHPARTNERS INS CO4454796 83.55 0.13 93.60220,562385,156,241 97,159COMMUNITYCARE GRP348797 89.54 0.13 93.722,316383,758,507 6,637,036FIDELITY SECURITY GRP45198 71.66 0.13 93.853,225,767375,097,840 96,559PHYSICIANS PLUS INS CORP9534199 91.62 0.12 93.9843,845

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for All Statement Types

Grand Total for Group Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

354,115,754 112,444WISCONSIN PHYSICIANS SERV INS GRP68100 88.46 0.12 94.0933,294346,019,228 81,216ADVANTAGE HLTH SOLUTIONS INC52568101 92.25 0.11 94.2137,587345,773,762 2,438,632DENTAQUEST GRP4512102 77.47 0.11 94.323,940338,489,683 934,650AMERICAN FIDELITY CORP GRP330103 53.11 0.11 94.4331,277316,734,864 1,668,808BCS INS GRP23104 76.58 0.10 94.54276,989315,012,336 75,508PRESBYTERIAN HLTHCARE SERV GRP481105 81.79 0.10 94.6436,450307,666,322 903,368NEW YORK LIFE GRP826106 82.15 0.10 94.75872,282302,743,558 107,332FEDERATED MUT GRP7107 82.00 0.10 94.857,451300,226,487 73,989HEALTH NEW ENGLAND INC95673108 86.94 0.10 94.9437,513299,625,391 75,433MERCY HLTH PLANS GRP3386109 90.98 0.10 95.0447,937293,903,844 188,991STATE FARM GRP176110 98.55 0.10 95.1492,896278,691,628 61,508MCKINLEY LIFE INS CO77216111 90.90 0.09 95.2334,632273,264,754 62,143FIRSTCARE GRP3549112 94.17 0.09 95.3236,559266,109,550 0ACE LTD GRP626113 82.56 0.09 95.410247,612,698 204,601OREGON DENTAL GRP1313114 107.75 0.08 95.4981,401235,883,839 53,795ROCKY MOUNTAIN HLTH GRP1184115 81.82 0.08 95.5733,893233,232,867 59,440VANGUARD HLTH VENTURES GRP1212116 88.85 0.08 95.653,967228,397,318 49,675ARDENT HLTH SERV GRP3679117 88.53 0.08 95.7321,345228,067,594 111,476AMERICAN REPUBLIC MUT GRP3527118 66.63 0.08 95.8081,421226,151,763 0CHUBB & SON INC GRP38119 77.03 0.07 95.880224,179,846 61,597CDPHP UNIVERSAL BENEFITS INC47027120 89.28 0.07 95.9531,880223,567,704 56,438GROUP HLTH COOP OF S CENTRAL WI95311121 89.16 0.07 96.0256,438213,772,032 89,671AMERICAN COMM MUT INS CO60305122 86.89 0.07 96.0943,619212,140,427 46,430BCBS OF VT53295123 88.83 0.07 96.1623,568211,503,213 47,134GUNDERSEN LUTHERAN HLTH PLAN INC95101124 93.56 0.07 96.2336,739205,428,006 63,813PREFERREDONE GRP3492125 87.48 0.07 96.3031,770

302,034,781,441 399,462,458GRAND TOTAL 84.40 100.00145,804,704

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Top 25 Groups by Company

Group Business

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

40,402,098,174 25,975,24182.48 13.381,853,206UNITEDHEALTH GRP7071

139,691,911 69,42866.47 45,021AMERICAN MEDICAL SECURITY LIFE INS C971793,356,806 19,97892.00 8DENTAL BENEFIT PROVIDERS OF IL INC52053

1,120,354,912 514,50362.74 296,925GOLDEN RULE INS CO62286726,780,187 163,24989.64 15,047HEALTH NET INS CO NY INC43893430,003,806 94,31086.15 2,458HEALTH NET OF CT INC95968327,678,394 76,36886.63 7,218HEALTH NET OF NJ INC95351373,576,112 72,52185.90 2,758HEALTH NET OF NY INC95305776,472,079 271,81483.34 139,082HEALTH PLAN OF NV96342126,864,874 43,81668.88 1,348MAMSI LIFE & HLTH INS CO60321590,922,408 149,64885.76 21MD INDIVIDUAL PRACTICE ASSN INC96310

81,140,523 30,38783.20 16,052MIDWEST SECURITY LIFE INS CO79480431,571,309 107,60878.38 8,073NEIGHBORHOOD HLTH PARTNERSHIP INC95123440,819,848 92,60578.76 3,554OPTIMUM CHOICE INC96940

4,271,399,826 996,86883.14 526,857OXFORD HLTH INS INC78026130,031,705 23,52590.59 11,825OXFORD HLTH PLANS CT INC96798372,565,562 92,10982.43 49,335OXFORD HLTH PLANS NJ INC95506

1,009,789,367 188,05984.96 99,269OXFORD HLTH PLANS NY INC95479263,540,191 545,64943.21 5,239PACIFICARE LIFE & HLTH INS CO70785177,453,357 53,13982.97 3,713PACIFICARE LIFE ASSUR CO84506152,322,268 27,49387.38 382PACIFICARE OF AZ INC95617172,178,119 24,80891.39 299PACIFICARE OF CO INC95434

58,253,045 12,54183.20 360PACIFICARE OF NV INC95685104,300,535 24,82084.92 70PACIFICARE OF OK INC96903

29,528,404 5,66393.91 241PACIFICARE OF OR INC9589376,289,080 17,24183.77 50PACIFICARE OF TX INC9517430,639,252 085.15 0PACIFICARE OF WA INC48038

114,561,535 83,67880.22 0SIERRA HLTH & LIFE INS CO INC7142035,241,560 179,59761.57 173,712UNIMERICA INS CO91529

3,164,040 11,74052.36 11,740UNIMERICA LIFE INS CO OF NY1159613,192 24)(1,001.77 4UNITED HLTH CARE OF MS INC95716

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

316,935,656 79,95174.88 8,018UNITED HLTHCARE INS CO OF IL603181

5,483,165,928 1,773,23788.73 208,138UNITED HLTHCARE INS CO OF NY60093444,203,264 108,52678.35 7,174UNITED HLTHCARE INS CO OF OH73518233,952,653 54,07283.66 2,269UNITED HLTHCARE MID ATLANTIC INC95025

430,525 74)(188.01 8UNITED HLTHCARE OF AL INC9578412,233,848 2,48476.71 81UNITED HLTHCARE OF AR INC9544669,581,604 18,66481.10 19UNITED HLTHCARE OF AZ INC96016

2,574,969 27263.94 76UNITED HLTHCARE OF CO INC95090650,283,265 128,17889.33 548UNITED HLTHCARE OF FL INC95264136,549,532 31,32484.26 1,966UNITED HLTHCARE OF GA INC95850

48,850,164 13,60287.10 386UNITED HLTHCARE OF KY LTD9664429,175,165 5,922100.22 58UNITED HLTHCARE OF LA INC95833

576,237 91)(83.70 1UNITED HLTHCARE OF MIDLANDS INC9559162,431,725 15,68994.42 32UNITED HLTHCARE OF MIDWEST INC9638565,242,687 12,636101.07 115UNITED HLTHCARE OF OH INC95186

8,195,441 1,13650.51 78UNITED HLTHCARE OF TN INC111473,169,655 66678.30 5UNITED HLTHCARE OF UT INC95501

19,356,398,118 19,503,24981.66 190,718UNITEDHEALTHCARE INS CO7941368,136,654 23,95982.78 1,659UNITEDHEALTHCARE INS CO OF THE RIVER1223180,823,929 20,70986.88 389UNITEDHEALTHCARE OF IL INC95776

103,143,428 16,33873.75 1,701UNITEDHEALTHCARE OF NC INC95103119,234,934 24,88075.28 1,178UNITEDHEALTHCARE OF NEW ENGLAND INC95149

0 00.00 0UNITEDHEALTHCARE OF NY INC9508532,149,118 7,25390.33 25UNITEDHEALTHCARE OF TX INC95765

119,381,289 21,86283.20 216UNITEDHEALTHCARE OF WI INC95710384,774,179 117,27880.28 7,687UNITEDHEALTHCARE PLAN OF THE RIVER V95378

32,489,184,937 13,448,21785.57 10.768,250,473WELLPOINT INC GRP6712

22,497,919 81,64193.68 1AMERICAN IMAGING MGMT E LLC110692,503,202,768 1,700,29980.96 1,131,678ANTHEM BLUE CROSS LIFE & HLTH INS CO628252,284,916,189 551,56188.13 285,637ANTHEM HLTH PLANS INC60217

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

1,121,335,642 434,37681.57 230,962ANTHEM HLTH PLANS OF KY INC951202

869,717,845 216,58189.60 119,600ANTHEM HLTH PLANS OF ME INC52618371,454,088 74,88991.97 38,757ANTHEM HLTH PLANS OF NH53759

2,839,932,791 617,65881.81 323,391ANTHEM HLTH PLANS OF VA INC718353,239,238,482 1,088,62687.31 599,655ANTHEM INS CO INC28207

25,841 1,67145.62 1,671ANTHEM LIFE & DISABILITY INS CO1357368,891,951 1,288,14158.65 1,285,635ANTHEM LIFE INS CO61069

1,334,844,355 382,11980.01 207,475BCBS HLTHCARE PLAN OF GA INC969621,977,167,296 503,99186.65 316,219BCBS OF GA INC54801

417,583,972 133,74291.91 66,853BCBS OF WI540033,071,931,250 1,146,79284.00 590,647COMMUNITY INS CO10345

374,757,319 142,31386.14 66,460COMPCARE HLTH SERV INS CORP956935,591,692,182 2,482,67690.54 1,220,557EMPIRE HEALTHCHOICE ASSUR INC550931,005,984,144 166,99286.44 88,787EMPIRE HEALTHCHOICE HMO INC95433

9,422,226 200,71283.96 195,802GREATER GA LIFE INS CO97217565,711,060 158,36678.06 88,569HEALTHKEEPERS INC95169

1,275,013,272 396,16982.71 209,300HEALTHY ALLIANCE LIFE INS CO78972276,780,033 70,03291.65 34,898HMO CO INC95473324,807,227 84,88982.22 46,073HMO MO INC95358389,022,291 82,17187.07 45,453MATTHEW THORTON HLTH PLAN INC95527

148,390 33639.00 231ONENATION INS CO8528678,139,690 23,56375.23 13,515PENINSULA HLTH CARE INC95167

119,319,343 33,42973.31 19,370PRIORITY HLTHCARE INC965121,213,850,981 397,53086.30 214,859ROCKY MOUNTAIN HOSPITAL & MEDICAL11011

233,572,612 71,61480.92 47,324UNICARE HLTH INS CO OF THE MIDWEST707000 00.00 0UNICARE HLTH INS CO OF TX10076

300,787,046 72,23084.09 34,251UNICARE HLTH PLANS OF THE MIDWEST9550548,836,663 11,08990.70 5,593UNICARE HLTH PLANS OF TX INC95420

558,600,069 832,01983.54 721,250UNICARE LIFE & HLTH INS CO80314

18,601,491,502 15,480,53485.71 6.166,502,001AETNA GRP13

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

0 00.00 2AETNA BETTER HLTH INC131743

62,282,437 323,04454.55 105,679AETNA DENTAL INC9591012,004,344 188,49283.58 3,223AETNA DENTAL INC NJ CORP11183

169,162,761 36,43982.18 281AETNA HLTH INC CO CORP95256223,555,950 51,73287.99 1,759AETNA HLTH INC CT CORP95935

33,103,620 9,10073.15 518AETNA HLTH INC DE CORP952451,838,893,106 426,22787.46 17,418AETNA HLTH INC FL CORP95088

341,381,108 142,69883.68 4,238AETNA HLTH INC GA CORP95094121,147,668 21,51084.29 407AETNA HLTH INC ME CORP95517

)(5,881 00.00 0AETNA HLTH INC MI CORP957561,447,585,043 318,09189.00 19,371AETNA HLTH INC NJ CORP95287

517,384,154 94,06483.93 2,264AETNA HLTH INC NY CORP952343,096,576,741 797,83482.85 17,449AETNA HLTH INC PA CORP95109

634,514,163 155,34285.89 3,065AETNA HLTH INC TX CORP954905,597,140 84373.45 46AETNA HLTH INC WA CORP47060

80,529,411 598,61179.42 27,100AETNA HLTH INS CO720529,822,955 37,19296.41 2,087AETNA HLTH INS CO OF NY84450

54,113,414 14,83690.71 382AETNA HLTH OF THE CAROLINAS INC953439,953,843,368 12,264,47986.23 6,296,712AETNA LIFE INS CO60054

14,629,497,215 4,841,88886.13 4.842,119,872HCSC GRP9174

941,722 2,34143.75 2,341COLORADO BANKERS LIFE INS CO84786157,349,007 652,05461.46 17,947FORT DEARBORN LIFE INS CO71129

2,879,686 60,94153.48 831FORT DEARBORN LIFE INS CO OF NY8509041,045,725 10,832105.75 6,509GHS HMO INC DBA BLUELINCS HMO1181412,613,396 51,40438.21 1,359GHS PROP & CAS INS CO2971833,276,373 19,01687.92 0HCSC INS SERV CO78611

14,381,391,306 4,045,30086.39 2,090,885HEALTH CARE SERV CORP A MUT LEGAL RE70670

7,449,962,824 18,288,72178.67 2.47151,137CIGNA HLTH GRP9015

45,518,165 14,88095.32 319ALLEGIANCE LIFE & HLTH INS CO INC12814

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

9,165,015 102,90675.02 49,003ALTA HLTH & LIFE INS CO673695

9,410,711 46,93876.61 502CIGNA DENTAL HLTH OF CO INC1117583,397 409175.12 112CIGNA DENTAL HLTH OF DE INC95380

36,221,021 181,63650.75 919CIGNA DENTAL HLTH OF FL INC520211,717,819 8,09169.78 392CIGNA DENTAL HLTH OF KS INC520241,281,604 6,70169.60 286CIGNA DENTAL HLTH OF KY INC52108

11,640,171 64,31155.69 572CIGNA DENTAL HLTH OF MD INC481196,012,346 30,09277.72 405CIGNA DENTAL HLTH OF MO INC111604,480,792 20,808112.57 484CIGNA DENTAL HLTH OF NC INC95179

11,955,354 66,66080.25 886CIGNA DENTAL HLTH OF NJ INC111679,059,106 49,57462.75 513CIGNA DENTAL HLTH OF OH INC478056,108,721 30,00648.90 661CIGNA DENTAL HLTH OF PA INC47041

32,590,339 178,07853.40 819CIGNA DENTAL HLTH OF TX INC950376,475,180 34,54665.97 582CIGNA DENTAL HLTH OF VA INC52617

13,798,609 63,51256.93 556CIGNA DENTAL HLTH PLAN OF AZ INC470135,101,180 1,05187.00 14CIGNA HLTCARE OF IN INC955253,025,743 43252.04 16CIGNA HLTHCARE CENTENNIAL STATE INC95412

30,437,735 5,74870.61 131CIGNA HLTHCARE MIDATLANTIC INC9559913,897,577 1,26588.62 885CIGNA HLTHCARE NH INC95493

122,921,096 30,62290.98 351CIGNA HLTHCARE OF AZ INC9512529,966,165 6,66893.61 93CIGNA HLTHCARE OF CO INC9560469,280,833 55,11493.17 645CIGNA HLTHCARE OF CT INC95660

18,035 0)(10.03 5CIGNA HLTHCARE OF DE INC9554425,430,033 5,35281.91 222CIGNA HLTHCARE OF FL INC95136

9,737,695 1,81973.15 76CIGNA HLTHCARE OF GA INC962292,740,710 52275.21 55CIGNA HLTHCARE OF IL INC956028,887,066 1,05875.28 70CIGNA HLTHCARE OF MA INC955203,123,474 56052.65 21CIGNA HLTHCARE OF ME INC95447

69,219,676 14,18480.85 332CIGNA HLTHCARE OF NC INC9513211,234,153 1,77194.11 192CIGNA HLTHCARE OF NJ INC95500

2,582,507 780.54 275CIGNA HLTHCARE OF NY INC95488

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

6,058,144 1,45583.12 19CIGNA HLTHCARE OF OH INC952095

43,226 142.65 14CIGNA HLTHCARE OF PA INC9512126,833,112 4,69483.39 577CIGNA HLTHCARE OF SC INC95708

2,009,414 25076.55 21CIGNA HLTHCARE OF ST LOUIS INC9563594,974,911 24,01475.49 178CIGNA HLTHCARE OF TN INC95606

136,713,187 29,33186.03 203CIGNA HLTHCARE OF TX INC953832,220,400 22387.76 8CIGNA HLTHCARE OF UT INC95518

98,176,616 661,32263.34 2,687CIGNA LIFE INS CO OF NY6454819,561,990 039.55 411CIGNA WORLDWIDE INS CO90859

5,211,718,343 4,689,84282.74 66,350CONNECTICUT GEN LIFE INS CO623081,238,531,453 11,852,26861.78 20,275LIFE INS CO OF N AMER65498

6,962,643,425 6,276,82684.13 2.313,504,710HUMANA GRP1196

519,251 1,88760.65 881AMERICAN DENTAL PLAN OF NC INC95107141,496 61755.13 291AMERICAN DENTAL PROVIDERS OF AR INC11559

66,619,915 18,61883.49 9,885CARITEN HLTH PLAN INC9575467,977,642 16,41083.75 8,723CARITEN INS CO82740

118,242,492 2,389,87672.54 1,428,883COMPBENEFITS CO5201514,197,182 96,16268.27 41,829COMPBENEFITS DENTAL INC11228

127,299,504 805,10171.01 404,570COMPBENEFITS INS CO60984703,671 3,45558.60 2,116DENTAL CONCERN LTD52028

17,620,959 269,18559.79 134,128DENTICARE INC951611,745,070 35155.53 243EMPHESYS INS CO88595

118,234,268 19,41790.53 9,993HUMANA BENEFIT PLAN OF IL INC60052208,807,030 72,34373.56 39,364HUMANA EMPLOYERS HLTH PLAN GA INC95519239,276,568 60,17785.43 32,232HUMANA HLTH BENEFIT PLAN OF LA INC95642139,560,306 21,95288.83 11,100HUMANA HLTH INS CO OF FL INC69671922,156,665 259,51783.14 142,924HUMANA HLTH PLAN INC95885286,859,382 89,47582.68 42,138HUMANA HLTH PLAN OF OH INC95348447,127,989 152,94479.75 91,557HUMANA HLTH PLAN OF TX INC95024

2,861,454,536 632,85286.71 379,989HUMANA INS CO73288

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

4,763,875 16,765114.79 8,647HUMANA INS CO OF KY602196

14,172,782 1,18279.82 1,182HUMANA INS CO OF NY1263462,961,998 085.06 0HUMANA INS CO OF PR INC84603

674,489,339 166,32589.95 98,534HUMANA MEDICAL PLAN INC95270250,892,099 54,26989.63 25,073HUMANA WI HLTH ORG INS CORP95342277,759,322 859,89468.13 450,674HUMANADENTAL INS CO70580

17,594,671 112,34557.04 61,932KANAWHA INS CO6511021,465,413 155,70771.61 77,822THE DENTAL CONCERN INC54739

6,871,963,914 1,573,70786.69 2.28749,665BCBS OF MI GRP5727

4,849,273,040 1,071,16887.31 502,470BCBS OF MI542912,022,690,874 502,53985.41 247,195BLUE CARE NETWORK OF MI95610

0 00.00 0UNITED WI INS CO29157

6,645,731,649 8,049,28287.58 2.20759,352HIGHMARK GRP8128

4,238,177,903 1,183,03689.08 636,054HIGHMARK INC5477116,289,396 1,32178.69 1,321HM HLTH INS CO7176882,013,672 765,80169.23 1,564HM LIFE INS CO9344037,039,452 234,54274.58 218HM LIFE INS CO OF NY60213

120,929,256 21,99989.83 10,244KEYSTONE HLTH PLAN W INC95048692,887,195 164,96991.60 83,564MOUNTAIN STATE BCBS INC54828

3,073 2252.49 4UNITD CONCORDIA DENTAL PLANS OF FL I52020601,867,781 1,934,91083.51 1UNITED CONCORDIA COMPANIES INC89070

30,518,077 336,46487.48 1,321UNITED CONCORDIA DENTAL PLAN PA INC4708915,923,607 116,90274.97 1,072UNITED CONCORDIA DENTAL PLANS95253

557,508 2,84794.72 24UNITED CONCORDIA DENTAL PLANS OF KY52048781,074 4,16078.20 13UNITED CONCORDIA DENTAL PLANS TX INC95160

11,645,202 43,51087.69 135UNITED CONCORDIA DENTAL PLNS OF MW96150286,093,462 961,63685.37 5,447UNITED CONCORDIA INS CO85766

9,557,897 25,47579.89 1,081UNITED CONCORDIA INS CO OF NY60222501,447,094 2,251,68879.70 17,289UNITED CONCORDIA LIFE & HLTH INS CO62294

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

5,992,635,526 1,723,55992.46 1.98911,008KAISER FOUNDATION GRP6019

492,679,405 161,81598.58 92,808KAISER FOUND HLTH PLAN INC HI REGION115381,673,643,030 426,59286.99 221,467KAISER FOUND HLTH PLAN MID ATLANTI956391,407,704,821 397,41693.81 199,229KAISER FOUND HLTH PLAN OF CO95669

481,709,086 117,20894.27 62,685KAISER FOUND HLTH PLAN OF OH952041,723,482,916 393,06895.77 191,825KAISER FOUND HLTH PLAN OF THE NW95540

213,416,268 227,46081.46 142,994KAISER PERMANENTE INS CO60053

5,894,603,028 1,520,91487.21 1.95829,449CAREFIRST INC GRP38010

973,488 117118.19 54CAPITAL CARE INC112271,801,053,155 500,43380.69 282,488CAREFIRST BLUECHOICE INC962021,053,935,254 241,94592.63 128,907CAREFIRST OF MD INC470583,032,326,693 718,86489.25 387,246GROUP HOSPITALIZATION & MED SRVCS53007

6,314,438 59,55560.78 30,754THE DENTAL NETWORK INC13130

5,700,321,720 1,616,80489.72 1.89782,618BCBS OF MA GRP363711

1,880,001,057 813,41186.77 400,497BCBS OF MA532283,820,320,663 803,39391.18 382,121BCBS OF MA HMO BLUE INC12219

5,699,274,697 1,727,63088.59 1.89890,500INDEPENDENCE BLUE CROSS GRP93612

283,693,222 65,71188.60 35,208AMERIHEALTH HMO INC95044325,771,461 70,37492.46 34,886AMERIHEALTH INS CO OF NJ60061226,052,779 111,32991.59 63,610INDEPENDENCE BLUE CROSS54704

24,030,178 18,06095.54 9,939INTER CNTY HLTH PLAN INC5325249,757,431 17,79599.22 9,939INTER CTY HOSPITALIZATION PLAN INC54763

2,292,360,898 538,04088.45 297,694KEYSTONE HLTH PLAN E INC950562,497,608,728 906,32187.67 439,224QCC INS CO93688

5,676,921,261 1,309,40178.94 1.88760,312BCBS OF FL GRP53613

4,640,113,477 1,088,30087.93 653,739BCBS OF FL98167537,599,478 112,7480.00 59,737CAPITAL HLTH PLAN INC95112135,545,467 29,47986.90 955FLORIDA HLTH CARE PLAN INC13567

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

363,662,839 78,87477.90 45,881HEALTH OPTIONS INC9508913

5,515,565,618 1,223,74382.31 1.83506,814COVENTRY CORP GRP113714

374,325,860 123,57184.32 46,728ALTIUS HLTH PLANS INC95407498,386 55160.13 1CAMBRIDGE LIFE INS CO81000

68,105,931 14,14488.78 7,059CARELINK HLTH PLANS INC954081,615,703,149 322,88984.77 140,628COVENTRY HLTH & LIFE INS CO81973

293,658,932 75,27785.45 42,545COVENTRY HLTH CARE OF DE INC96460237,980,624 30,43374.38 39,740COVENTRY HLTH CARE OF GA INC95282107,335,129 32,78380.80 247COVENTRY HLTH CARE OF IA INC95241210,725,390 55,16577.19 28,738COVENTRY HLTH CARE OF KS INC95489

96,352,252 27,44877.23 14,774COVENTRY HLTH CARE OF LA INC95173140,180,121 40,56783.83 1,374COVENTRY HLTH CARE OF NE INC95925676,680,634 87,65478.32 192FIRST HLTH LIFE & HLTH INS CO90328158,645,236 32,50786.85 730GROUP HLTH PLAN INC96377181,349,630 34,09383.43 17,640HEALTH AMER PA INC95060669,785,935 188,70181.11 100,597HEALTHASSURANCE PA INC11102281,294,712 62,56480.04 1,100PERSONALCARE INS OF IL INC74160212,470,326 48,28486.13 28,114SOUTHERN HLTH SERV INC96555190,473,371 47,11280.93 36,607WELLPATH SELECT INC95321

5,410,898,570 1,694,25990.14 1.79944,292BCBS OF NJ GRP120215

15,776,793 83,38184.39 486HORIZON HLTHCARE DENTAL INC11146790,751,289 217,09483.97 234,447HORIZON HLTHCARE OF NJ INC95529

4,593,878,656 1,364,78191.26 693,116HORIZON HLTHCARE SERV INC550697,846,053 19,99377.10 10,935RAYANT INS CO OF NY600242,645,779 9,01063.57 5,308RAYANT INS CO OF PA10918

5,219,449,207 22,273,91499.99 1.7392,648METROPOLITAN GRP24116

4,656 37351,175.21 373GENERAL AMER LIFE INS CO636651,695,200 0392.24 0METLIFE INS CO OF CT87726

5,147,285,700 21,824,889100.13 88,100METROPOLITAN LIFE INS CO65978

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

6,329,875 7,37676.60 85NEW ENGLAND LIFE INS CO9162616

12,189,504 120,87492.69 1,236SAFEGUARD HLTH PLANS INC5200913,361,980 134,72472.92 836SAFEGUARD HLTH PLANS INC9505138,582,292 185,67878.50 2,018SAFEHEALTH LIFE INS CO79014

4,494,342,073 1,720,35486.48 1.49709,939REGENCE GRP120717

148,693,948 41,37188.80 31,786ASURIS NW HLTH4735063,390,487 15,34676.62 6,203HEALTHWISE95303

1,471,914,383 533,49287.82 255,152REGENCE BCBS OF OR54933725,920,466 223,69091.23 92,145REGENCE BCBS OF UT54550

1,682,991,078 416,54184.41 243,037REGENCE BLUESHIELD53902326,676,875 129,46683.16 70,570REGENCE BLUESHIELD OF ID INC60131

74,754,836 360,44878.50 11,046REGENCE LIFE & HLTH INS CO97985

3,865,647,345 1,081,15287.34 1.28735,021HIP INS GRP112718

700,672,324 152,26287.33 72,304CONNECTICARE INC95675129,685,134 32,64694.11 15,530CONNECTICARE INS CO INC11209

20,642,895 4,54476.21 2,248CONNECTICARE OF MA INC95299110,299 25213.01 4CONNECTICARE OF NY INC95768

2,863,855,030 822,00686.79 601,018HEALTH INS PLAN OF GREATER NY55247150,681,663 69,66993.28 43,917HIP INS CO OF NY60094

3,803,526,254 1,293,47189.17 1.26679,420LIFETIME HLTHCARE GRP118619

3,779,884,210 1,256,71188.67 642,660EXCELLUS HLTH PLAN INC5510714,148,467 30,62896.84 30,628MEDAMERICA INS CO69515

73,915 5352.40 53MEDAMERICA INS CO OF FL129679,419,662 6,079279.68 6,079MEDAMERICA INS CO OF NY83437

3,249,568,792 1,392,79793.26 1.08716,018BCBS OF AL GRP57020

3,249,287,599 1,390,45493.26 713,675BCBS OF AL55433281,193 2,34398.37 2,343UNITED TRUST INS CO81531

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

3,112,105,704 1,646,90189.15 1.03694,351GHI SERV GRP130421

60,339,845 10,45981.16 6,046GHI HMO INC958353,051,765,859 1,636,44289.31 688,305GROUP HLTH INC55239

2,875,887,961 796,18087.44 0.9532,768BCBS OF NC GRP75822

2,875,887,961 796,18087.44 32,768BCBS OF NC INC54631

2,772,739,182 1,529,74042.43 0.9271,849AMERICAN INTL GRP1223

1,089,800,544 039.44 0AIU INS CO1939964,460,184 185,75018.11 20,062AMERICAN GEN ASSUR CO68373

108,834 217)(4.00 81AMERICAN GEN LIFE & ACC INS CO66672791,475 1,752)(21.93 1,752AMERICAN GEN LIFE INS CO60488

85,928,244 466,34579.18 11,767AMERICAN GEN LIFE INS CO OF DE6684246,901,149 209,57263.61 2,956AMERICAN INTL LIFE ASSUR CO OF NY60607

)(1,288,301 00.00 0CHARTIS PROP CAS CO1940225,739,667 72,68785.82 116DELAWARE AMER LIFE INS CO6263462,483,274 056.51 901INSURANCE CO OF THE STATE OF PA19429

1,117,710,736 040.33 17,988NATIONAL UNION FIRE INS CO OF PITTS1944551,653,840 043.94 0NEW HAMPSHIRE INS CO23841

228,449,536 593,41746.58 16,226UNITED STATES LIFE INS CO IN NYC70106

2,771,942,562 18,532,45470.38 0.92175,609HARTFORD FIRE & CAS GRP9124

14,672,624 072.47 73,331HARTFORD FIRE IN CO196822,396,042,996 16,470,69872.12 73,596HARTFORD LIFE & ACCIDENT INS CO70815

361,226,942 2,061,75658.75 28,682HARTFORD LIFE INS CO88072

2,722,577,171 9,576,38072.60 0.904,164,138GUARDIAN LIFE GRP42925

51,312,318 232,11669.14 1,832FIRST COMMONWEALTH INS CO602399,339,831 35,11375.03 580FIRST COMMONWEALTH LTD HLTH SERV COR12146

356,129 1,51354.03 25FIRST COMMONWEALTH LTD HLTH SERV COR112212,678,979 10,25881.46 155FIRST COMMONWEALTH OF MO INC477165,543,329 9,653100.77 59FIRST COMMONWLTH LTD HLTH SERV CORP52036

©2010 National Association of Insurance Commissioners139

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

2,644,223,850 9,208,47272.59 4,120,844GUARDIAN LIFE INS CO OF AMER6424625

1,843,105 12,26380.86 6,873MANAGED DENTAL GUARD INC111997,279,630 66,99273.35 33,770MANAGED DENTALGUARD INC52556

302,034,781,441 399,462,45884.40 145,804,70426

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Market Share by Statement Type

Group Business

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for Life, Accident & Health

Grand Total Group

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

21,875,231,710 21,126,708UNITEDHEALTH GRP7071 79.93 26.22 26.22754,5999,953,843,368 12,264,479AETNA GRP12 86.23 11.93 38.156,296,7126,577,153,417 17,306,338CIGNA HLTH GRP9013 78.36 7.88 46.03138,7265,193,897,723 22,018,316METROPOLITAN GRP2414 100.08 6.23 52.2690,5763,353,578,976 2,427,308HUMANA GRP1195 84.41 4.02 56.281,306,0552,757,269,938 18,532,454HARTFORD FIRE & CAS GRP916 70.37 3.30 59.58102,2782,644,223,850 9,208,472GUARDIAN LIFE GRP4297 72.59 3.17 62.754,120,8442,576,402,295 13,288,706UNUMPROVIDENT CORP GRP5658 81.77 3.09 65.84129,7582,407,691,782 3,213,274PRINCIPAL FIN GRP3329 77.39 2.89 68.722,264,8962,081,232,709 4,835,884ASSURANT INC GRP1910 72.51 2.49 71.223,996,7051,911,953,359 2,718,712WELLPOINT INC GRP67111 82.10 2.29 73.512,413,6581,265,019,314 579,169JOHN HANCOCK GRP90412 20.05 1.52 75.037,6121,257,877,850 4,788,499SUN LIFE ASSUR CO OF CN GRP54913 69.14 1.51 76.534,485,7061,207,647,330 690,703BCBS OF KS GRP43014 90.55 1.45 77.98306,3551,133,811,598 8,412,037STANCORP FIN GRP134815 68.96 1.36 79.348,232,8801,059,384,325 6,884,432LINCOLN NATL GRP2016 68.20 1.27 80.6161,7751,036,556,589 7,892,181PRUDENTIAL OF AMER GRP30417 94.00 1.24 81.8512,333

902,760,644 7,092,074AEGON US HOLDING GRP46818 55.16 1.08 82.934,487,502863,434,902 378,671WEA INC GRP275819 94.33 1.03 83.971,255842,583,752 662,431HEALTHMARKETS GRP26420 55.33 1.01 84.98370,176797,588,518 286,723HEALTH NET INC GRP62321 84.20 0.96 85.9321,736771,516,746 528,110BLUE SHIELD OF CA GRP279822 93.77 0.92 86.8639,335677,179,020 88,205COVENTRY CORP GRP113723 78.31 0.81 87.67193646,857,388 3,336,517DELPHI FIN GRP7424 73.54 0.78 88.4525,924547,030,177 1,474,479UNIFI GRP94325 72.15 0.66 89.1012,323488,857,093 13,994,428MUTUAL OF OMAHA GRP26126 65.95 0.59 89.693,278,695452,379,089 1,529,740AMERICAN INTL GRP1227 52.58 0.54 90.2352,960444,977,545 2,036,157LIBERTY MUT GRP11128 102.97 0.53 90.762,036,157417,028,327 390,249TRUSTMARK INS CO GRP27629 69.73 0.50 91.26264,855383,758,507 6,637,036FIDELITY SECURITY GRP45130 71.66 0.46 91.723,225,767358,819,001 1,389,037GENEVE HOLDINGS INC GRP45031 67.54 0.43 92.1537,264338,489,683 934,650AMERICAN FIDELITY CORP GRP33032 53.11 0.41 92.5631,277307,666,322 903,368NEW YORK LIFE GRP82633 82.15 0.37 92.93872,282

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for Life, Accident & Health

Grand Total Group

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

228,067,594 111,476AMERICAN REPUBLIC MUT GRP352734 66.63 0.27 93.2081,421213,772,032 89,671AMERICAN COMM MUT INS CO6030535 86.89 0.26 93.4643,619203,881,277 84,672NIPPON LIFE INS CO OF AMER8126436 79.81 0.24 93.7045,778180,796,008 510,454CNO FINANCIAL GRP23337 100.47 0.22 93.92407,104178,720,150 621,219ALLSTATE INS GRP838 58.81 0.21 94.13726,172171,146,414 0ACE LTD GRP62639 80.31 0.21 94.340169,126,289 99,198MEDICAL CARD SYSTEM INC GRP130140 78.42 0.20 94.541,075162,555,109 669,146BCS INS GRP2341 81.66 0.19 94.73263,792162,093,416 2,090,636NATIONWIDE CORP GRP14042 70.43 0.19 94.9313,047161,170,415 715,336HCSC GRP91743 61.21 0.19 95.1221,119158,703,093 1,079,851ING AMER INS HOLDING GRP22944 89.14 0.19 95.31816,269158,490,331 12,413,246CUNA MUT GRP30645 28.29 0.19 95.5010,673,477155,721,500 2,145,136NATIONAL GUARDIAN LIFE INS GRP121146 68.68 0.19 95.691,072,582153,278,653 503,601BCBS OF SC GRP66147 67.68 0.18 95.87322,127141,207,471 375,301ARKANSAS BCBS GRP87648 66.86 0.17 96.047,998136,531,235 118,638GENWORTH FIN GRP401149 144.26 0.16 96.21113,973136,011,131 146,192AMERICAN NATL FIN GRP40850 79.73 0.16 96.37108,601126,227,391 83,554SPECTRUM HLTH GRP338351 96.72 0.15 96.5226,363119,053,124 1,000,343HIGHMARK GRP81252 70.90 0.14 96.661,782116,733,274 220,023NORTHWESTERN MUT GRP86053 55.75 0.14 96.8011,303116,049,243 1,552,631MINNESOTA MUT GRP86954 45.82 0.14 96.9493,937100,724,126 45,783AMERICAN FINANCIAL GRP8455 78.79 0.12 97.0632,556

93,183,136 1,206,952FIRST REHAB LIFE INS CO OF AMER8143456 62.24 0.11 97.17118,02978,074,778 526,018CITIGROUP GRP4157 63.29 0.09 97.27279,52875,769,384 2,316,866LIBERTY NATL GRP29058 80.61 0.09 97.3613,411,36874,754,836 360,448REGENCE GRP120759 78.50 0.09 97.4511,04674,663,292 22,259HENRY FORD HLTH SYSTEM GRP131160 82.86 0.09 97.5410,77571,317,385 32,776MEDICAL MUT OF OH GRP73061 85.15 0.09 97.6224,04570,529,004 73,682PAN AMER LIFE GRP52562 77.30 0.08 97.7145,95967,324,984 319,197AFLAC GRP37063 55.77 0.08 97.79201,47765,078,395 74,876WESTBRIDGE CAPITAL GRP83964 61.99 0.08 97.8758,74564,084,792 104,917MAPFRE INS GRP41165 77.72 0.08 97.941,27963,987,520 13,996GUARANTEE TRUST GRP68766 71.29 0.08 98.0213,996

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for Life, Accident & Health

Grand Total Group

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

61,285,244 748,681ONEAMERICA FIN PARTNERS GRP61967 60.09 0.07 98.09748,54060,184,242 17,002PEKIN INS GRP15368 91.67 0.07 98.1710,58758,002,640 165,513SECURITY AMER FINANCIAL ENTERPRISES GRP49269 62.05 0.07 98.233,48656,863,117 115,312COOPERATIVA DE SEGUROS DE VIDA7971570 74.00 0.07 98.302,83151,293,823 456,442BOSTON MUT GRP58171 53.89 0.06 98.36428,56045,636,993 141,047KANSAS CITY LIFE INS GRP58872 69.44 0.05 98.42100,63345,124,773 9,490ASSURITY LIFE INS CO7143973 82.63 0.05 98.4716444,801,109 15,826HEALTHPLUS OF MI GRP340974 101.80 0.05 98.537,06944,589,577 0AMERICAN MEDICAL & LIFE INS CO8141875 80.29 0.05 98.58043,876,050 22,288US HLTH & LIFE INS CO INC9777276 68.69 0.05 98.6311,00541,292,364 73,102BEST LIFE & HLTH INS CO9063877 73.82 0.05 98.6844,47541,195,421 474,838AAA LIFE INS CO7185478 25.46 0.05 98.73474,83839,588,782 0BROKERS NATL LIFE ASSUR CO7490079 62.61 0.05 98.7865,16538,848,490 13,340CENTENE CORP GRP129580 64.69 0.05 98.8310,06038,390,935 141,273WHITE MOUNTAINS GRP112981 69.50 0.05 98.877,16737,456,960 5,970SHELTER INS GRP12382 60.79 0.04 98.925,97035,973,993 54,031EDUCATORS MUT GRP12683 89.61 0.04 98.965,51134,507,485 14,041UNITED SECURITY LIFE & HLTH INS CO8110884 71.63 0.04 99.007,58832,563,753 319,134LIBERTY LIFE INS CO6149285 16.49 0.04 99.04199,03130,490,893 183,149PACIFIC GUARDIAN LIFE INS CO LTD6434386 68.53 0.04 99.08183,14930,307,203 0EASTERN HOLDING CO GRP315887 72.34 0.04 99.1188,41929,747,363 95,693STARMOUNT LIFE INS CO6898588 67.28 0.04 99.151,02529,513,883 478,087GENERAL ELECTRIC GRP35089 68.27 0.04 99.18213,01028,812,698 872,301SECURITY MUT LIFE INS CO OF NY6877290 70.04 0.03 99.223,13828,609,645 0CONCERT HLTH PLAN INS CO8771891 80.12 0.03 99.255428,434,878 8,431PHYSICIANS BENEFITS TRUST LIFE INS6851992 84.06 0.03 99.294,81327,855,627 1,078,621UNION LABOR GRP78193 60.69 0.03 99.321,019,64123,642,044 36,760LIFETIME HLTHCARE GRP118694 169.55 0.03 99.3536,76023,214,213 0ASSOCIATED MUT HOSPITAL SERV OF MI8788295 84.76 0.03 99.38020,830,441 14,438NETCARE LIFE & HLTH INS CO6024696 92.19 0.02 99.4035019,994,022 10,203LIBERTY UNION LIFE ASSUR CO6675397 71.90 0.02 99.4387019,673,470 5,855WESTERN MUT INS6842098 81.86 0.02 99.452,99119,112,223 4,961,076BENEFICIAL LIFE GRP61599 84.61 0.02 99.4713

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for Life, Accident & Health

Grand Total Group

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

19,086,076 255,266COMMERCIAL TRAVELERS GRP560100 64.30 0.02 99.4913,87218,809,949 7,746SOUTHERN FARM GRP893101 65.28 0.02 99.527,74618,476,295 18,838OLD REPUBLIC GRP150102 57.52 0.02 99.5412618,075,888 50,256CITIZENS FIN INC GRP1310103 83.36 0.02 99.5650,25617,933,526 4,903SOUTHWEST INS PARTNERS GRP4669104 77.80 0.02 99.582,83017,246,855 1,167,586NESTLE SA GRP4483105 30.77 0.02 99.602,15117,088,642 0MUNICH RE GRP361106 50.71 0.02 99.62016,943,536 8,413UNIVERSAL AMER FIN CORP GRP953107 91.63 0.02 99.648,02115,522,014 11,018PENN MUT GRP850108 206.87 0.02 99.6611,01815,205,316 6,245MMA GRP4616109 77.81 0.02 99.683,39614,845,248 12,083TEACHERS PROTECTIVE MUT LIFE INS CO69353110 78.63 0.02 99.707,52613,371,937 45,806HARLEYSVILLE GRP253111 61.76 0.02 99.713,40312,562,666 7,074AMERIPRISE FIN GRP4112 187.61 0.02 99.737,07412,545,424 43,350WISCONSIN PHYSICIANS SERV INS GRP68113 62.70 0.02 99.741,17110,489,443 11,777HCC INS HOLDINGS GRP984114 38.81 0.01 99.765,926

9,386,631 363,874SENTRY INS GRP169115 132.36 0.01 99.772,8879,111,012 41,140PREMERA BLUE CROSS GRP962116 57.16 0.01 99.7841,1038,615,669 2,607AMERCO CORP GRP574117 73.18 0.01 99.792,6077,993,830 317,810BANKAMERICA CORP GRP1281118 14.44 0.01 99.80317,8107,909,715 320,786COLUMBIAN LIFE GRP535119 15.25 0.01 99.81320,5387,664,353 24,295WEST SOUTHERN GRP836120 5.35 0.01 99.822727,358,559 36,421DENTAL ECONOMICS GRP4506121 115.12 0.01 99.8317,3137,199,707 24,374NEW ERA LIFE GRP520122 77.39 0.01 99.8423,3646,850,943 2,088UNITRIN GRP215123 64.95 0.01 99.841,5916,630,427 1,866PHYSICIANS HLTH PLAN OF MID MI GRP3408124 70.64 0.01 99.85416,246,748 23,205LOUISIANA HLTH SERV GRP438125 73.32 0.01 99.86645

83,434,728,363 242,413,043GRAND TOTAL 79.11 100.0083,721,385

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for Health

Grand Total Group

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

30,577,231,578 10,729,505WELLPOINT INC GRP6711 85.78 14.27 14.275,836,81518,526,866,464 4,848,533UNITEDHEALTH GRP7072 85.49 8.65 22.921,098,60714,455,713,404 4,075,148HCSC GRP9173 86.45 6.75 29.672,097,394

8,647,648,134 3,216,055AETNA GRP14 85.10 4.04 33.71205,2896,871,963,914 1,573,707BCBS OF MI GRP5725 86.75 3.21 36.92749,6656,526,678,525 7,048,939HIGHMARK GRP8126 87.88 3.05 39.96757,5705,992,635,526 1,723,559KAISER FOUNDATION GRP6017 92.46 2.80 42.76911,0085,894,603,028 1,520,914CAREFIRST INC GRP3808 87.21 2.75 45.51829,4495,700,321,720 1,616,804BCBS OF MA GRP36379 89.72 2.66 48.17782,6185,699,274,697 1,727,630INDEPENDENCE BLUE CROSS GRP93610 88.59 2.66 50.84890,5005,676,921,261 1,309,401BCBS OF FL GRP53611 78.94 2.65 53.49760,3125,410,898,570 1,694,259BCBS OF NJ GRP120212 90.14 2.53 56.01944,2924,838,386,598 1,135,538COVENTRY CORP GRP113713 82.87 2.26 58.27506,6214,419,587,237 1,359,906REGENCE GRP120714 86.61 2.06 60.33698,8933,865,647,345 1,081,152HIP INS GRP112715 87.34 1.80 62.14735,0213,779,884,210 1,256,711LIFETIME HLTHCARE GRP118616 88.67 1.76 63.90642,6603,609,064,449 3,849,518HUMANA GRP11917 83.87 1.68 65.592,198,6553,249,287,599 1,390,454BCBS OF AL GRP57018 93.26 1.52 67.10713,6753,112,105,704 1,646,901GHI SERV GRP130419 89.15 1.45 68.56694,3512,875,887,961 796,180BCBS OF NC GRP75820 87.44 1.34 69.9032,7682,497,600,889 599,678PREMERA BLUE CROSS GRP96221 86.98 1.17 71.07327,5772,493,321,781 981,199BCBS OF TN GRP349822 83.42 1.16 72.23543,0642,342,081,174 507,567HARVARD PILGRIM HTH CARE GRP59523 87.12 1.09 73.32257,2212,041,787,171 690,321WELLMARK INC GRP77024 91.93 0.95 74.28346,2652,014,625,133 580,006MEDICAL MUT OF OH GRP73025 84.24 0.94 75.22300,1551,997,040,387 458,825GROUP HLTH COOP GRP118526 87.75 0.93 76.15248,7611,727,604,159 449,798LOUISIANA HLTH SERV GRP43827 87.43 0.81 76.96250,8361,714,013,481 385,632BCBS OF MN GRP46128 87.55 0.80 77.76207,9111,639,249,084 465,486CAPITAL BLUE CROSS GRP123029 87.61 0.77 78.52223,7681,637,667,163 421,025HEALTH NOW NY INC5520430 89.49 0.76 79.29232,2551,583,324,653 650,154BCBS OF SC GRP66131 95.98 0.74 80.0358,1391,449,626,622 332,361HENRY FORD HLTH SYSTEM GRP131132 92.01 0.68 80.70146,3331,301,652,362 406,638HAWAII MEDICAL SERV ASSN GRP114233 95.85 0.61 81.31227,2461,240,063,122 367,149SPECTRUM HLTH GRP338334 91.15 0.58 81.89161,5361,236,035,701 273,705TUFTS ASSOCIATED HLTH MAINTENANCE OR9568835 89.69 0.58 82.4701,138,890,157 298,671MEDICA GRP155236 87.32 0.53 83.0015,959

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for Health

Grand Total Group

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

1,134,816,897 298,412BCBS OF KC GRP53737 85.21 0.53 83.53170,4581,129,644,702 262,265BCBS OF RI5347338 93.87 0.53 84.05135,1771,094,453,869 402,050MISSISSIPPI INS GRP112639 92.66 0.51 84.57290,5901,058,796,453 995,324BCBS OF AZ INC5358940 85.61 0.49 85.06508,4831,055,786,250 16,288,745VISION SERV PLAN GRP118941 85.15 0.49 85.5521,226

984,504,790 224,366BCBS OF NE7778042 87.61 0.46 86.01111,688888,604,937 333,669IHC HLTH PLANS GRP88043 86.76 0.41 86.43117,416872,809,407 982,383CIGNA HLTH GRP90144 80.96 0.41 86.8312,411811,375,700 182,451CARLE CLINIC ASSN GRP119245 90.61 0.38 87.2195,131801,461,676 318,801ARKANSAS BCBS GRP87646 85.29 0.37 87.59168,257755,458,396 177,647DEAN HLTH GRP129447 92.12 0.35 87.9480,595748,767,534 452,151BLUE CROSS OF ID HLTH SERV INC6009548 86.36 0.35 88.29295,770740,840,454 192,068AVMED INC9526349 88.68 0.35 88.643,706732,821,600 3,665,359DENTEGRA GRP247950 79.50 0.34 88.98122,301706,935,249 183,217UPMC HLTH SYSTEM GRP132451 91.27 0.33 89.3161,707672,151,664 181,862HOSPITAL SERV ASSN OF NEPA GRP127052 86.46 0.31 89.6295,548665,411,788 1,886,226RENAISSANCE HLTH SERV CORP GRP47753 90.87 0.31 89.936,027660,537,744 188,882NORIDIAN MUT INS CO5589154 90.37 0.31 90.2491,857656,241,800 167,419CAPITAL DISTRICT PHYSICIANS HLTHPLN9549155 88.34 0.31 90.5598,067612,061,233 163,349SENTARA HLTH MGMT GRP118356 85.66 0.29 90.8397,878611,919,527 235,532MVP GRP119857 99.20 0.29 91.12267,008589,010,297 146,456HEALTH NET INC GRP62358 88.74 0.27 91.393,831552,331,499 159,030GEISINGER INS GRP114359 83.07 0.26 91.6579,049552,103,568 137,840PROVIDENCE HLTH PLAN9500560 93.03 0.26 91.9178,954547,756,343 2,039,597MAGELLAN HLTH SERV INC GRP126061 86.85 0.26 92.161,026,092507,278,358 122,001FALLON COMM HLTH PLAN INC9554162 94.48 0.24 92.407,969493,714,656 164,442PACIFICSOURCE HLTH PLANS5497663 84.77 0.23 92.635,583490,227,204 103,464NETWORK HLTH GRP267864 90.07 0.23 92.8657,132448,861,736 84,991SECURITY HLTH PLAN OF WI INC9688165 92.61 0.21 93.0736,263439,776,397 112,665BCBSD INC5328766 84.06 0.21 93.2858,607436,162,083 120,255SCOTT & WHITE GRP60067 96.99 0.20 93.4867,400424,102,192 1,839,752WASHINGTON DENTAL SERV4734168 89.46 0.20 93.684,390423,914,615 114,900PREFERRED HLTH SYSTEMS GRP116369 92.03 0.20 93.87898406,779,908 73,047HEALTHPLUS OF MI GRP340970 84.06 0.19 94.0636,159393,889,169 135,389BCBS OF MT GRP111871 89.26 0.18 94.2573,301392,822,224 78,828INDEPENDENT HLTH ASSN9530872 84.96 0.18 94.4334,964

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for Health

Grand Total Group

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

388,034,268 463,061HEALTHPARTNERS INS CO4454773 83.55 0.18 94.61220,562385,156,241 97,159COMMUNITYCARE GRP348774 89.54 0.18 94.792,316375,097,840 96,559PHYSICIANS PLUS INS CORP9534175 91.62 0.18 94.9743,845346,019,228 81,216ADVANTAGE HLTH SOLUTIONS INC5256876 92.25 0.16 95.1337,587345,773,762 2,438,632DENTAQUEST GRP451277 77.47 0.16 95.293,940341,570,330 69,094WISCONSIN PHYSICIANS SERV INS GRP6878 89.41 0.16 95.4532,123315,012,336 75,508PRESBYTERIAN HLTHCARE SERV GRP48179 81.79 0.15 95.6036,450300,226,487 73,989HEALTH NEW ENGLAND INC9567380 86.94 0.14 95.7437,513299,625,391 75,433MERCY HLTH PLANS GRP338681 90.98 0.14 95.8847,937278,691,628 61,508MCKINLEY LIFE INS CO7721682 90.90 0.13 96.0134,632273,264,754 62,143FIRSTCARE GRP354983 94.17 0.13 96.1436,559247,612,698 204,601OREGON DENTAL GRP131384 107.75 0.12 96.2581,401235,883,839 53,795ROCKY MOUNTAIN HLTH GRP118485 81.82 0.11 96.3633,893233,232,867 59,440VANGUARD HLTH VENTURES GRP121286 88.85 0.11 96.473,967228,397,318 49,675ARDENT HLTH SERV GRP367987 88.53 0.11 96.5821,345224,179,846 61,597CDPHP UNIVERSAL BENEFITS INC4702788 89.28 0.10 96.6831,880223,567,704 56,438GROUP HLTH COOP OF S CENTRAL WI9531189 89.16 0.10 96.7956,438212,140,427 46,430BCBS OF VT5329590 88.83 0.10 96.8823,568211,503,213 47,134GUNDERSEN LUTHERAN HLTH PLAN INC9510191 93.56 0.10 96.9836,739205,428,006 63,813PREFERREDONE GRP349292 87.48 0.10 97.0831,770184,970,418 54,042BLUEGRASS FAMILY HLTH INC9507193 91.98 0.09 97.1729,746179,277,842 39,834PHYSICIANS HLTH PLAN OF MID MI GRP340894 87.66 0.08 97.251,866166,096,576 45,794SUMMA HLTH GRP325995 94.72 0.08 97.3322,265165,314,727 49,785COMMUNITY HLTH PLAN OF WA4704996 85.32 0.08 97.401159,963,828 36,868BCBS OF WY5376797 87.34 0.07 97.4819,481159,035,319 118,216SAINT MARYS HLTH CARE CORP GRP241898 86.01 0.07 97.5567,576156,220,812 29,762HOMETOWN HLTH PLAN INC9535099 94.10 0.07 97.636,040147,560,191 18,293CLEAR ONE HLTH PLANS INC12595100 88.88 0.07 97.6910,704145,235,338 1,590,307CARECORE NJ LLC10144101 84.22 0.07 97.760144,438,244 490,941DELTA DENTAL OF VA55611102 78.61 0.07 97.833,291143,165,793 45,992PHP INDIANA GRP3828103 90.44 0.07 97.9022,576140,323,038 432,075DELTA DENTAL OF MN55034104 77.64 0.07 97.969,186132,638,979 25,106NEIGHBORHOOD HLTH PLAN INC11109105 74.62 0.06 98.023,680131,503,707 451,579DELTA DENTAL PLAN OF IL GRP115106 85.10 0.06 98.09225,990128,888,957 393,388DELTA DENTAL OF RI GRP1571107 89.10 0.06 98.156,633125,729,739 24,602GROUP HLTH COOP OF EAU CLAIRE95192108 97.03 0.06 98.2015,638

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for Health

Grand Total Group

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

120,422,424 30,392THE VT HLTH PLAN LLC95696109 84.36 0.06 98.2616,382116,734,137 24,478HEALTH FIRST HLTH PLANS INC95019110 85.80 0.05 98.3113,734114,813,007 55,368MEDCO CONTAINMENT SERV GRP433111 91.59 0.05 98.3755,368113,949,467 26,361HEALTH TRADITION HLTH PLAN96628112 90.73 0.05 98.42440112,845,215 373,412DELTA DENTAL OF NY55263113 89.00 0.05 98.47722111,338,902 37,102MERCY ALLIANCE INC GRP3595114 95.92 0.05 98.53313107,618,318 419,444DELTA DENTAL OF WI GRP3849115 85.15 0.05 98.582,986106,559,050 30,995SIOUX VALLEY GRP1246116 93.31 0.05 98.6317,505104,411,535 30,493UNIVERSITY HLTH ALLIANCE47953117 81.79 0.05 98.6820,591

92,785,705 25,770HAWAII MGMT ALLIANCE ASSN48330118 72.71 0.04 98.722,78883,365,240 27,395VIVA HLTH INC95322119 72.85 0.04 98.7615,09882,365,281 24,967COX INS GRP1203120 84.86 0.04 98.8014,71879,317,640 22,409SOUTH DAKOTA STATE MED HOLDING CO96598121 90.12 0.04 98.8313,00978,572,782 0PREMIER ACCESS INS CO60237122 69.26 0.04 98.87078,353,321 367,908GUARDIAN LIFE GRP429123 73.10 0.04 98.9143,29477,515,177 270,809DELTA DENTAL OF OK53937124 0.00 0.04 98.94149,25076,182,366 33,376CVS CAREMARK GRP4667125 88.86 0.04 98.9833,376

214,206,680,468 109,256,252GRAND TOTAL 87.12 100.0033,296,081

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for Property/Casualty

Grand Total Group

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

MarketRank Group/Company Name

August 23, 2010

2,320,360,093 0AMERICAN INTL GRP121 40.45 52.82 52.8218,889302,743,558 107,332FEDERATED MUT GRP72 82.00 6.89 59.727,451293,903,844 188,991STATE FARM GRP1763 98.55 6.69 66.4192,896226,151,763 0CHUBB & SON INC GRP384 77.03 5.15 71.550173,486,198 1,898,789ZURICH INS GRP2125 30.37 3.95 75.5071,804154,179,755 999,662BCS INS GRP236 71.22 3.51 79.0113,197143,943,938 262,350CNA INS GRP2187 40.84 3.28 82.29219,977115,811,327 33,847,653AMEX ASSUR CO279288 19.90 2.64 84.9324,381,532106,728,989 139,525FAIRFAX FIN GRP1589 70.67 2.43 87.36677

94,963,136 0ACE LTD GRP62610 86.63 2.16 89.52075,887,145 0TOKIO MARINE HOLDINGS INC GRP309811 80.04 1.73 91.25051,884,456 0WHITE MOUNTAINS GRP112912 43.19 1.18 92.43043,339,694 3,001,443MARKEL CORP GRP78513 52.54 0.99 93.4113,48037,395,954 19,200GENEVE HOLDINGS INC GRP45014 65.32 0.85 94.274,83536,945,329 25,185HCC INS HOLDINGS GRP98415 41.00 0.84 95.111,19326,870,248 9,624CHEROKEE INS CO1064216 88.35 0.61 95.7211016,718,103 7,500MUNICH RE GRP36117 79.17 0.38 96.104,36916,412,513 16,669AMERICAN FINANCIAL GRP8418 10.58 0.37 96.471,30914,672,624 0HARTFORD FIRE & CAS GRP9119 72.47 0.33 96.8173,33114,189,060 0BALDWIN & LYONS GRP86720 26.38 0.32 97.13913,741,223 227,299AEGIS GRP31321 65.84 0.31 97.4460,98512,613,396 51,404HCSC GRP91722 38.21 0.29 97.731,35910,438,053 1,996AMERICAN FAMILY INS GRP47323 97.89 0.24 97.9789810,247,395 3,950,931WR BERKLEY CORP GRP9824 30.28 0.23 98.2010,707

9,117,235 0STARR GRP467025 57.65 0.21 98.418,6838,848,547 199,213ALLIANZ INS GRP76126 25.04 0.20 98.61140,3237,295,931 0UNDERWRITERS AT LLOYDS3272727 58.08 0.17 98.7807,193,485 189,979AAA MID ATLANTIC INS GRP77128 9.71 0.16 98.94118,7375,876,825 12,285DALLAS GEN GRP163129 37.90 0.13 99.071255,672,143 368,012ASSURANT INC GRP1930 12.26 0.13 99.20368,0125,484,311 53,266SENTRY INS GRP16931 106.49 0.12 99.3327,3125,014,574 25,685NATIONAL INS CO OF WI INS3015532 45.79 0.11 99.4425,6854,476,139 7,019NATIONWIDE CORP GRP14033 73.49 0.10 99.54688

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for Property/Casualty

Grand Total Group

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

MarketRank Group/Company Name

August 23, 2010

4,422,868 5,210THE HANOVER INS GRP8834 57.02 0.10 99.644,2793,501,525 0TENNESSEE FARMERS GRP69435 16.61 0.08 99.721,467,4272,098,226 14,361BERKSHIRE HATHAWAY GRP3136 )(56.61 0.05 99.7713,7031,640,540 824,913CLUB INS CO1097437 12.05 0.04 99.81824,9131,614,956 0SOUTHWEST INS PARTNERS GRP466938 86.38 0.04 99.8501,203,478 0OLD REPUBLIC GRP15039 60.79 0.03 99.8701,027,731 188,269AEGON US HOLDING GRP46840 28.17 0.02 99.90188,239

4,392,658,122 47,791,740GRAND TOTAL 52.14 100.0028,785,058

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Group Market Share for Fraternal

Grand Total Group

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

525,124 0EMPLOYES MUT BENEFIT ASSN560491 47.27 73.50 73.501,406171,557 651WOODMEN WORLD LIFE INS SOC573202 103.05 24.01 97.512

714,488 1,423GRAND TOTAL 59.79 100.002,180

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Market Share by Line of Business

Group Business

©2010 National Association of Insurance Commissioners155

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Small Employer Comprehensive Major Medical

August 23, 2010

11,285,593,325 3,131,725UNITEDHEALTH GRP7071 80.95 17.68 17.68570,907

8,678,606,642 2,203,016WELLPOINT INC GRP6712 81.24 13.59 31.271,186,150

4,152,377,642 1,412,317AETNA GRP13 84.18 6.50 37.78376,344

3,705,577,600 920,694HCSC GRP9174 78.70 5.80 43.58753,271

2,190,956,872 565,372HUMANA GRP1195 80.18 3.43 47.02315,480

1,864,553,664 471,727CAREFIRST INC GRP3806 79.89 2.92 49.94261,677

1,740,891,991 409,175BCBS OF NJ GRP12027 89.50 2.73 52.66226,856

1,725,914,391 365,405BCBS OF MA GRP36378 88.57 2.70 55.37169,962

1,658,044,247 415,179COVENTRY CORP GRP11379 77.92 2.60 57.96208,138

1,466,710,365 366,109PRINCIPAL FIN GRP33210 80.31 2.30 60.26198,743

1,452,225,445 325,619BCBS OF FL GRP53611 80.75 2.27 62.54195,182

1,363,549,391 340,149BCBS OF MI GRP57212 77.74 2.14 64.67183,795

1,231,952,685 331,750BCBS OF AL GRP57013 93.00 1.93 66.60173,983

1,152,961,522 300,448REGENCE GRP120714 82.53 1.81 68.41168,187

1,100,777,091 290,263BCBS OF NC GRP75815 86.58 1.72 70.1326,403

823,183,755 222,905LOUISIANA HLTH SERV GRP43816 83.51 1.29 71.42129,472

751,065,743 154,505INDEPENDENCE BLUE CROSS GRP93617 86.03 1.18 72.6081,049

716,044,810 192,375LIFETIME HLTHCARE GRP118618 89.26 1.12 73.72101,024

694,959,975 159,627HARVARD PILGRIM HTH CARE GRP59519 87.00 1.09 74.8177,597

655,753,284 150,313BCBS OF MN GRP46120 86.40 1.03 75.8481,159

654,250,954 250,421BLUE SHIELD OF CA GRP279821 96.36 1.02 76.8625,857

607,156,259 182,834WELLMARK INC GRP77022 87.95 0.95 77.8191,020

604,394,312 163,814HIGHMARK GRP81223 91.08 0.95 78.7679,888

522,788,219 147,187GHI SERV GRP130424 90.39 0.82 79.5879,414

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Small Employer Comprehensive Major Medical

August 23, 2010

493,681,859 124,973HEALTH NET INC GRP62325 81.63 0.77 80.3521,323

473,732,642 136,540BCBS OF TN GRP349826 76.31 0.74 81.0972,674

467,904,817 121,523MEDICA GRP155227 88.43 0.73 81.8311,965

466,798,482 119,873BCBS OF SC GRP66128 72.97 0.73 82.5623,889

466,064,453 105,323TUFTS ASSOCIATED HLTH MAINTENANCE OR9568829 86.88 0.73 83.290

462,545,645 117,920MEDICAL MUT OF OH GRP73030 81.25 0.72 84.0165,618

457,766,303 142,887KAISER FOUNDATION GRP60131 97.51 0.72 84.7385,484

416,828,367 118,833BCBS OF AZ INC5358932 76.01 0.65 85.3865,029

393,020,676 94,829HIP INS GRP112733 86.47 0.62 86.0046,280

366,117,283 140,113BCBS OF KS GRP43034 81.65 0.57 86.5774,353

351,405,538 72,664BCBS OF RI5347335 89.96 0.55 87.1237,293

348,958,280 70,761PREMERA BLUE CROSS GRP96236 85.38 0.55 87.6741,357

344,542,334 101,468MISSISSIPPI INS GRP112637 93.76 0.54 88.2162,499

313,847,382 86,832CAPITAL BLUE CROSS GRP123038 88.83 0.49 88.7048,631

306,037,440 166,039SPECTRUM HLTH GRP338339 91.07 0.48 89.1867,008

281,442,471 100,656MVP GRP119840 103.08 0.44 89.62170,365

275,561,287 84,590SENTARA HLTH MGMT GRP118341 83.71 0.43 90.0551,365

273,735,919 86,839HEALTH NOW NY INC5520442 96.49 0.43 90.4849,562

255,209,039 56,830MCKINLEY LIFE INS CO7721643 90.74 0.40 90.8832,612

244,268,348 63,035HOSPITAL SERV ASSN OF NEPA GRP127044 83.52 0.38 91.2634,014

227,774,913 85,134IHC HLTH PLANS GRP88045 79.77 0.36 91.6230,480

214,866,055 68,238ARKANSAS BCBS GRP87646 72.81 0.34 91.9641,335

205,428,006 63,813PREFERREDONE GRP349247 87.48 0.32 92.2831,770

203,710,325 51,973BCBS OF KC GRP53748 76.67 0.32 92.6030,684

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Small Employer Comprehensive Major Medical

August 23, 2010

171,979,619 41,694CIGNA HLTH GRP90149 92.15 0.27 92.875,116

169,901,537 44,177FALLON COMM HLTH PLAN INC9554150 93.13 0.27 93.136,990

164,428,907 49,345NORIDIAN MUT INS CO5589151 84.76 0.26 93.3925,063

143,718,612 32,327BCBSD INC5328752 80.24 0.23 93.6217,075

131,904,398 87,043MEDICAL CARD SYSTEM INC GRP130153 77.34 0.21 93.821,074

127,486,412 37,342AMERICAN COMM MUT INS CO6030554 101.64 0.20 94.0217,985

123,907,016 36,745GROUP HLTH COOP GRP118555 85.48 0.19 94.2224,805

123,884,939 41,764BLUE CROSS OF ID HLTH SERV INC6009556 75.45 0.19 94.4121,044

123,345,905 28,019ROCKY MOUNTAIN HLTH GRP118457 82.31 0.19 94.6020,395

122,192,583 32,858BCBS OF NE7778058 80.63 0.19 94.7917,100

121,865,517 28,684PROVIDENCE HLTH PLAN9500559 95.02 0.19 94.9916,496

111,876,687 26,376WISCONSIN PHYSICIANS SERV INS GRP6860 91.68 0.18 95.1613,155

104,472,005 31,312GEISINGER INS GRP114361 78.31 0.16 95.3216,045

99,849,570 24,290CAPITAL DISTRICT PHYSICIANS HLTHPLN9549162 88.77 0.16 95.4813,195

99,667,280 27,444PACIFICSOURCE HLTH PLANS5497663 81.70 0.16 95.643,172

98,057,065 22,917DEAN HLTH GRP129464 92.12 0.15 95.7910,352

93,608,778 25,599SCOTT & WHITE GRP60065 99.90 0.15 95.9415,675

88,297,554 17,120GENEVE HOLDINGS INC GRP45066 74.56 0.14 96.081,532

87,877,765 38,914AVMED INC9526367 80.21 0.14 96.213,379

83,360,512 24,926PHP INDIANA GRP382868 88.05 0.13 96.3412,981

83,062,316 20,480PRESBYTERIAN HLTHCARE SERV GRP48169 83.57 0.13 96.4710,147

78,636,921 21,319CARLE CLINIC ASSN GRP119270 74.99 0.12 96.6013,310

72,012,974 22,999MERCY HLTH PLANS GRP338671 85.35 0.11 96.7114,413

68,695,705 17,039HAWAII MGMT ALLIANCE ASSN4833072 75.49 0.11 96.822,705

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Small Employer Comprehensive Major Medical

August 23, 2010

67,093,918 95,711HEALTHPARTNERS INS CO4454773 83.47 0.11 96.9245,600

67,088,637 19,451SUMMA HLTH GRP325974 95.19 0.11 97.039,983

64,543,136 18,433CDPHP UNIVERSAL BENEFITS INC4702775 88.53 0.10 97.1310,119

64,368,107 14,334BCBS OF WY5376776 78.81 0.10 97.238,473

63,745,189 22,248SUMMERLIN LIFE & HLTH INS CO1183877 87.81 0.10 97.33779

59,989,161 16,349PEKIN INS GRP15378 91.92 0.09 97.429,934

59,658,913 17,472UNIVERSITY HLTH ALLIANCE4795379 78.70 0.09 97.5211,979

54,732,030 11,503NIPPON LIFE INS CO OF AMER8126480 77.36 0.09 97.606,218

54,383,268 16,871VANGUARD HLTH VENTURES GRP121281 85.59 0.09 97.693,174

53,671,103 13,486ARDENT HLTH SERV GRP367982 87.55 0.08 97.771,710

52,683,864 17,578OREGON DENTAL GRP131383 89.94 0.08 97.851,211

52,543,393 77,144AMERICAN INTL GRP1284 46.58 0.08 97.942,109

51,450,967 11,181HEALTH FIRST HLTH PLANS INC9501985 88.92 0.08 98.026,861

48,598,118 13,260BLUEGRASS FAMILY HLTH INC9507186 91.81 0.08 98.097,559

47,966,095 13,507FIRSTCARE GRP354987 83.29 0.08 98.178,731

47,184,799 6,977INDEPENDENT HLTH ASSN9530888 84.84 0.07 98.243,401

47,129,728 12,774HENRY FORD HLTH SYSTEM GRP131189 87.60 0.07 98.326,620

46,847,207 11,299SOUTH DAKOTA STATE MED HOLDING CO9659890 87.51 0.07 98.396,865

46,835,923 12,221PHYSICIANS PLUS INS CORP9534191 79.17 0.07 98.466,057

44,526,144 9,845DENVER HLTH MEDICAL PLAN INC9575092 80.41 0.07 98.538

44,198,084 0ATHENS AREA HLTH PLAN SELECT INC9569193 91.99 0.07 98.600

44,129,826 0ALLIANT HLTH PLANS INC1125694 76.91 0.07 98.670

41,676,786 11,466BCBS OF MT GRP111895 88.74 0.07 98.746,291

40,215,345 10,730HEALTHPLUS OF MI GRP340996 100.31 0.06 98.805,449

©2010 National Association of Insurance Commissioners160

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Small Employer Comprehensive Major Medical

August 23, 2010

38,357,489 8,428SECURITY HLTH PLAN OF WI INC9688197 87.05 0.06 98.864,081

38,161,631 11,479HEALTHMARKETS GRP26498 71.27 0.06 98.926,999

33,851,537 9,393PREFERRED HLTH SYSTEMS GRP116399 91.10 0.05 98.97503

31,223,621 9,479SOUTHEASTERN IN HLTH ORGANIZATION95812100 85.36 0.05 99.02534

31,171,596 7,793THE VT HLTH PLAN LLC95696101 88.61 0.05 99.074,227

31,065,623 9,704COMMUNITYCARE GRP3487102 87.33 0.05 99.12863

29,362,034 19,361SAINT MARYS HLTH CARE CORP GRP2418103 77.26 0.05 99.1611,148

28,609,645 0CONCERT HLTH PLAN INS CO87718104 80.12 0.04 99.2154

24,280,627 4,914PHYSICIANS HLTH PLAN OF MID MI GRP3408105 85.84 0.04 99.25396

23,214,213 0ASSOCIATED MUT HOSPITAL SERV OF MI87882106 84.76 0.04 99.280

21,558,665 5,531FEDERATED MUT GRP7107 86.14 0.03 99.32436

20,309,250 6,088GUNDERSEN LUTHERAN HLTH PLAN INC95101108 85.01 0.03 99.353,174

20,288,190 7,474TRILOGY HLTH INS INC12834109 82.55 0.03 99.38539

19,722,826 6,492TOTAL HLTH GRP1238110 80.07 0.03 99.414,094

19,482,295 9,460ASSURANT INC GRP19111 68.67 0.03 99.445,854

19,418,276 13,459NETCARE LIFE & HLTH INS CO60246112 92.19 0.03 99.47326

18,311,012 6,769LIBERTY UNION LIFE ASSUR CO66753113 72.53 0.03 99.50660

17,849,070 5,253MCLAREN HLTH PLAN95848114 106.56 0.03 99.532,945

16,949,481 4,808WESTERN MUT INS68420115 81.48 0.03 99.562,377

16,035,777 3,960HEALTH TRADITION HLTH PLAN96628116 87.31 0.03 99.58376

15,952,808 2,020HEALTH PLUS OF LA INC95009117 95.53 0.02 99.61179

15,099,172 2,858NEIGHBORHOOD HLTH PLAN INC11109118 74.00 0.02 99.63196

14,513,132 3,404ADVANTAGE HLTH SOLUTIONS INC52568119 92.14 0.02 99.651,972

14,410,226 4,034HEARTLAND HLTH GRP3486120 92.65 0.02 99.68199

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Small Employer Comprehensive Major Medical

August 23, 2010

13,603,313 29,996AMFIRST INS CO60250121 53.53 0.02 99.7014,988

12,870,957 3,922COX INS GRP1203122 84.98 0.02 99.722,321

12,641,681 4,520VALLEY BAPTIST INS CO12346123 83.43 0.02 99.743,167

12,391,210 3,158NEW W HLTH SERV95829124 51.37 0.02 99.762,007

12,243,186 4,021MMA GRP4616125 83.65 0.02 99.781,755

63,837,291,894 17,507,388GRAND TOTAL 83.22 100.007,561,985

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Employer Comprehensive Major Medical

August 23, 2010

18,008,773,875 4,571,393UNITEDHEALTH GRP7071 83.44 15.08 15.08542,202

11,840,078,917 2,917,311WELLPOINT INC GRP6712 84.89 9.91 24.991,529,242

10,751,303,688 2,810,698AETNA GRP13 87.23 9.00 34.00765,570

7,268,355,298 1,997,526HCSC GRP9174 87.05 6.09 40.08775,091

4,707,472,529 1,079,626BCBS OF MI GRP5725 88.93 3.94 44.03483,386

4,354,169,200 1,195,568KAISER FOUNDATION GRP6016 92.99 3.65 47.67614,013

4,281,882,762 1,570,402CIGNA HLTH GRP9017 85.20 3.59 51.2639,596

3,915,166,901 915,184INDEPENDENCE BLUE CROSS GRP9368 88.78 3.28 54.53461,565

3,040,915,262 783,031HUMANA GRP1199 88.24 2.55 57.08422,233

3,022,230,499 624,409BCBS OF MA GRP363710 90.18 2.53 59.61286,755

2,978,463,407 601,624BCBS OF NJ GRP120211 90.63 2.49 62.11401,078

2,794,068,270 632,768HIGHMARK GRP81212 87.17 2.34 64.45487,299

2,365,886,885 581,557BCBS OF FL GRP53613 70.31 1.98 66.43316,548

2,299,773,114 609,433LIFETIME HLTHCARE GRP118614 87.11 1.93 68.35299,034

2,261,336,083 613,424COVENTRY CORP GRP113715 84.92 1.89 70.25217,094

1,538,995,302 351,372GROUP HLTH COOP GRP118516 86.47 1.29 71.53185,324

1,536,703,483 324,709HARVARD PILGRIM HTH CARE GRP59517 87.58 1.29 72.82156,569

1,416,859,956 376,920CAREFIRST INC GRP38018 83.07 1.19 74.01201,124

1,367,487,968 397,679BCBS OF TN GRP349819 84.12 1.15 75.15208,526

1,276,240,639 384,830BCBS OF AL GRP57020 92.38 1.07 76.22197,145

1,251,920,305 308,787HENRY FORD HLTH SYSTEM GRP131121 90.75 1.05 77.27135,084

1,053,683,981 301,506REGENCE GRP120722 84.92 0.88 78.15133,912

995,879,913 276,181SPECTRUM HLTH GRP338323 90.20 0.83 78.99117,186

897,043,080 282,534WELLMARK INC GRP77024 94.86 0.75 79.74141,196

©2010 National Association of Insurance Commissioners163

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Employer Comprehensive Major Medical

August 23, 2010

833,133,197 182,261PREMERA BLUE CROSS GRP96225 81.66 0.70 80.4396,778

813,733,274 213,032MEDICAL MUT OF OH GRP73026 88.58 0.68 81.1299,683

752,418,854 165,985TUFTS ASSOCIATED HLTH MAINTENANCE OR9568827 91.39 0.63 81.750

738,301,851 182,197BCBS OF KC GRP53728 83.52 0.62 82.36105,056

732,851,307 161,616HEALTH NET INC GRP62329 88.27 0.61 82.984,057

697,318,850 153,205CARLE CLINIC ASSN GRP119230 92.49 0.58 83.5677,726

683,624,217 189,455CAPITAL BLUE CROSS GRP123031 88.61 0.57 84.1381,369

665,401,543 174,202MEDICA GRP155232 86.49 0.56 84.693,914

662,400,626 254,034BCBS OF SC GRP66133 86.49 0.55 85.2535,277

637,615,895 149,421AVMED INC9526334 89.73 0.53 85.78326

637,527,747 141,348BCBS OF MN GRP46135 85.24 0.53 86.3170,735

636,146,889 217,062IHC HLTH PLANS GRP88036 88.94 0.53 86.8575,829

617,357,307 145,722DEAN HLTH GRP129437 92.12 0.52 87.3665,828

544,568,839 145,551HIP INS GRP112738 85.90 0.46 87.8279,476

521,160,893 112,842BCBS OF RI5347339 96.28 0.44 88.2653,358

480,965,451 138,892BLUE CROSS OF ID HLTH SERV INC6009540 86.62 0.40 88.6669,169

473,115,849 181,078BCBS OF KS GRP43041 91.36 0.40 89.0694,979

445,844,513 127,179GEISINGER INS GRP114342 84.22 0.37 89.4362,753

423,893,842 114,974LOUISIANA HLTH SERV GRP43843 91.60 0.35 89.7865,061

410,504,247 76,563SECURITY HLTH PLAN OF WI INC9688144 93.13 0.34 90.1332,182

382,583,358 104,010PREFERRED HLTH SYSTEMS GRP116345 92.40 0.32 90.45385

366,324,241 92,373PROVIDENCE HLTH PLAN9500546 91.37 0.31 90.7555,168

363,612,246 115,964ARKANSAS BCBS GRP87647 88.12 0.30 91.0658,517

354,090,618 87,455COMMUNITYCARE GRP348748 89.73 0.30 91.361,453

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Employer Comprehensive Major Medical

August 23, 2010

345,637,425 71,851INDEPENDENT HLTH ASSN9530849 84.97 0.29 91.6431,563

343,048,938 94,812SCOTT & WHITE GRP60050 96.18 0.29 91.9351,848

340,475,655 90,400PACIFICSOURCE HLTH PLANS5497651 85.25 0.29 92.22679

331,862,338 77,812ADVANTAGE HLTH SOLUTIONS INC5256852 92.14 0.28 92.4935,615

324,411,445 94,717NORIDIAN MUT INS CO5589153 93.89 0.27 92.7744,823

324,028,447 76,941HOSPITAL SERV ASSN OF NEPA GRP127054 89.25 0.27 93.0439,909

322,459,038 83,023PHYSICIANS PLUS INS CORP9534155 93.54 0.27 93.3137,177

312,370,627 73,493FALLON COMM HLTH PLAN INC9554156 94.23 0.26 93.57971

309,942,726 225,284HEALTHPARTNERS INS CO4454757 83.64 0.26 93.83107,400

308,272,006 122,214MVP GRP119858 95.63 0.26 94.0989,010

299,925,978 66,798HEALTHPLUS OF MI GRP340959 85.23 0.25 94.3427,709

290,424,807 82,250NETWORK HLTH GRP267860 88.90 0.24 94.5835,918

287,475,765 56,962STATE FARM GRP17661 99.45 0.24 94.8230,864

281,839,509 74,095BCBS OF AZ INC5358962 90.84 0.24 95.0642,684

268,466,149 66,925HEALTH NEW ENGLAND INC9567363 84.07 0.22 95.2833,116

264,114,302 65,850SENTARA HLTH MGMT GRP118364 84.95 0.22 95.5039,463

260,123,413 80,556MISSISSIPPI INS GRP112665 88.38 0.22 95.7250,011

243,116,469 54,666BCBS OF NE7778066 82.64 0.20 95.9327,657

227,137,729 52,369MERCY HLTH PLANS GRP338667 92.78 0.19 96.1233,522

223,567,704 56,438GROUP HLTH COOP OF S CENTRAL WI9531168 89.16 0.19 96.3056,438

208,648,591 49,849BCBSD INC5328769 93.30 0.17 96.4825,871

206,752,988 48,401FIRSTCARE GRP354970 80.61 0.17 96.6527,639

202,810,468 37,193WISCONSIN PHYSICIANS SERV INS GRP6871 88.33 0.17 96.8216,625

191,193,963 41,046GUNDERSEN LUTHERAN HLTH PLAN INC9510172 94.47 0.16 96.9833,565

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Employer Comprehensive Major Medical

August 23, 2010

174,631,523 44,581PRESBYTERIAN HLTHCARE SERV GRP48173 82.43 0.15 97.1321,351

161,627,642 36,786PHYSICIANS HLTH PLAN OF MID MI GRP340874 87.23 0.14 97.261,511

158,947,024 40,276VANGUARD HLTH VENTURES GRP121275 88.61 0.13 97.40780

136,219,410 40,709BLUEGRASS FAMILY HLTH INC9507176 91.99 0.11 97.5122,149

132,745,257 26,264HEALTH NOW NY INC5520477 90.15 0.11 97.6215,993

123,436,840 23,102GROUP HLTH COOP OF EAU CLAIRE9519278 96.69 0.10 97.729,918

112,682,134 33,316CDPHP UNIVERSAL BENEFITS INC4702779 87.94 0.09 97.8216,610

112,537,934 25,776ROCKY MOUNTAIN HLTH GRP118480 81.29 0.09 97.9113,498

111,338,902 37,102MERCY ALLIANCE INC GRP359581 95.92 0.09 98.01313

103,189,139 21,978BCBS OF VT5329582 82.51 0.09 98.0910,618

103,003,623 23,574NIPPON LIFE INS CO OF AMER8126483 85.43 0.09 98.1811,343

98,970,737 26,343SUMMA HLTH GRP325984 94.23 0.08 98.2612,282

97,913,690 22,401HEALTH TRADITION HLTH PLAN9662885 91.29 0.08 98.3464

97,711,780 21,492HOMETOWN HLTH PLAN INC9535086 94.70 0.08 98.4330

90,024,180 25,024SIOUX VALLEY GRP124687 95.75 0.08 98.5012,790

77,176,646 14,608NEIGHBORHOOD HLTH PLAN INC1110988 74.44 0.06 98.5785

75,887,145 0TOKIO MARINE HOLDINGS INC GRP309889 80.04 0.06 98.630

74,767,228 56,894SAINT MARYS HLTH CARE CORP GRP241890 91.09 0.06 98.6930,717

72,195,225 16,359ARDENT HLTH SERV GRP367991 88.70 0.06 98.75332

71,623,210 22,537BCBS OF MT GRP111892 90.38 0.06 98.8111,111

70,807,701 22,830VIVA HLTH INC9532293 73.30 0.06 98.8711,511

70,397,215 24,774TAKECARE INS CO INC1109394 87.33 0.06 98.930

69,494,324 21,045COX INS GRP120395 84.84 0.06 98.9912,397

56,776,169 18,279PHP INDIANA GRP382896 93.71 0.05 99.048,373

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Employer Comprehensive Major Medical

August 23, 2010

53,514,199 61,358ALLSTATE INS GRP897 70.78 0.04 99.0846,998

53,395,879 15,967NEW W HLTH SERV9582998 83.87 0.04 99.138,395

51,465,108 23,950VALLEY BAPTIST INS CO1234699 93.88 0.04 99.179,159

48,958,997 11,406TRUSTMARK INS CO GRP276100 84.63 0.04 99.216,162

48,909,928 15,714UNIVERSAL AMER FIN CORP GRP953101 87.13 0.04 99.255,238

46,811,303 7,903GHI SERV GRP1304102 77.79 0.04 99.294,606

45,048,885 9,272HEALTH PLUS OF LA INC95009103 101.69 0.04 99.3334

44,125,778 6,214ASSURITY LIFE INS CO71439104 82.94 0.04 99.36158

41,698,397 13,021UNIVERSITY HLTH ALLIANCE47953105 86.48 0.03 99.408,612

40,765,439 15,259TOTAL HLTH GRP1238106 82.72 0.03 99.439,519

38,412,051 11,623VANTAGE HLTH PLAN INC95584107 85.36 0.03 99.4724

37,221,891 12,155MEDICAL CARD SYSTEM INC GRP1301108 82.24 0.03 99.501

37,073,811 10,423PIEDMONT COMM HLTHCARE INC95811109 83.67 0.03 99.5337

36,945,717 9,480THE VT HLTH PLAN LLC95696110 86.36 0.03 99.565,102

34,391,146 10,738AVERA HLTH PLANS INC95839111 108.38 0.03 99.59162

32,470,433 11,110SOUTH DAKOTA STATE MED HOLDING CO96598112 93.89 0.03 99.616,144

31,831,676 7,160HOMETOWN HLTH PROVIDERS INS CO48305113 86.94 0.03 99.6457

31,634,570 6,887BCBS OF WY53767114 88.71 0.03 99.673,384

31,047,177 5,854AMERICAN NATL FIN GRP408115 85.21 0.03 99.692,458

27,426,086 6,216WINHEALTH PARTNERS95401116 93.54 0.02 99.7258

26,485,413 7,827BLUE SHIELD OF CA GRP2798117 79.49 0.02 99.748

25,844,402 6,710EDUCATORS MUT GRP126118 95.10 0.02 99.7647

24,809,706 95,121COMMUNITY FIRST GRP2738119 95.86 0.02 99.784,111

24,011,000 8,494HAWAII MGMT ALLIANCE ASSN48330120 64.85 0.02 99.8072

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Employer Comprehensive Major Medical

August 23, 2010

23,540,520 5,245AMERICAN COMM MUT INS CO60305121 100.80 0.02 99.822,331

20,696,656 222,408NATIONWIDE CORP GRP140122 92.60 0.02 99.843,689

19,966,965 5,022SOUTHEASTERN IN HLTH ORGANIZATION95812123 98.52 0.02 99.8638

19,641,396 2,751HEARTLAND HLTH GRP3486124 96.99 0.02 99.8714

18,728,480 2,985SHELTER INS GRP123125 60.79 0.02 99.892,985

119,422,936,463 31,295,975GRAND TOTAL 86.86 100.0011,693,475

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Single Employer Subtotal

August 23, 2010

29,294,367,200 7,703,118UNITEDHEALTH GRP7071 82.48 15.99 15.991,113,109

20,518,685,559 5,120,327WELLPOINT INC GRP6712 83.35 11.20 27.182,715,392

14,903,681,330 4,223,015AETNA GRP13 86.38 8.13 35.311,141,914

10,973,932,897 2,918,220HCSC GRP9174 84.23 5.99 41.301,528,362

6,071,021,920 1,419,775BCBS OF MI GRP5725 86.41 3.31 44.62667,181

5,231,872,134 1,348,403HUMANA GRP1196 84.86 2.85 47.47737,713

4,811,935,503 1,338,455KAISER FOUNDATION GRP6017 93.42 2.63 50.10699,497

4,748,144,890 989,814BCBS OF MA GRP36378 89.59 2.59 52.69456,717

4,719,355,398 1,010,799BCBS OF NJ GRP12029 90.21 2.58 55.26627,934

4,666,232,644 1,069,689INDEPENDENCE BLUE CROSS GRP93610 88.34 2.55 57.81542,614

4,453,862,381 1,612,096CIGNA HLTH GRP90111 85.46 2.43 60.2444,712

3,919,380,330 1,028,603COVENTRY CORP GRP113712 81.96 2.14 62.38425,232

3,818,112,330 907,176BCBS OF FL GRP53613 74.28 2.08 64.46511,730

3,398,462,582 796,582HIGHMARK GRP81214 87.87 1.85 66.32567,187

3,281,413,620 848,647CAREFIRST INC GRP38015 81.27 1.79 68.11462,801

3,015,817,924 801,808LIFETIME HLTHCARE GRP118616 87.62 1.65 69.75400,058

2,508,193,324 716,580BCBS OF AL GRP57017 92.69 1.37 71.12371,128

2,231,663,458 484,336HARVARD PILGRIM HTH CARE GRP59518 87.40 1.22 72.34234,166

2,206,645,503 601,954REGENCE GRP120719 83.67 1.20 73.54302,099

1,841,220,610 534,219BCBS OF TN GRP349820 82.11 1.00 74.55281,200

1,662,902,318 388,117GROUP HLTH COOP GRP118521 86.40 0.91 75.45210,129

1,504,199,339 465,368WELLMARK INC GRP77022 92.07 0.82 76.27232,216

1,470,825,814 366,398PRINCIPAL FIN GRP33223 80.31 0.80 77.08198,954

1,301,917,353 442,220SPECTRUM HLTH GRP338324 90.40 0.71 77.79184,194

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Single Employer Subtotal

August 23, 2010

1,299,050,033 321,561HENRY FORD HLTH SYSTEM GRP131125 90.63 0.71 78.50141,704

1,293,281,031 291,661BCBS OF MN GRP46126 85.83 0.71 79.20151,894

1,276,278,919 330,952MEDICAL MUT OF OH GRP73027 85.92 0.70 79.90165,301

1,247,077,597 337,879LOUISIANA HLTH SERV GRP43828 86.26 0.68 80.58194,533

1,226,533,166 286,589HEALTH NET INC GRP62329 85.59 0.67 81.2525,380

1,218,483,307 271,308TUFTS ASSOCIATED HLTH MAINTENANCE OR9568830 89.66 0.66 81.910

1,182,091,477 253,022PREMERA BLUE CROSS GRP96231 82.76 0.65 82.56138,135

1,133,306,360 295,725MEDICA GRP155232 87.29 0.62 83.1815,879

1,129,199,108 373,907BCBS OF SC GRP66133 80.90 0.62 83.7959,166

1,100,777,091 290,263BCBS OF NC GRP75834 86.58 0.60 84.3926,403

997,471,599 276,287CAPITAL BLUE CROSS GRP123035 88.68 0.54 84.94130,000

942,012,176 234,170BCBS OF KC GRP53736 82.04 0.51 85.45135,740

937,589,515 240,380HIP INS GRP112737 86.14 0.51 85.96125,756

872,566,431 185,506BCBS OF RI5347338 93.73 0.48 86.4490,651

863,921,802 302,196IHC HLTH PLANS GRP88039 86.52 0.47 86.91106,309

839,233,132 321,191BCBS OF KS GRP43040 87.12 0.46 87.37169,332

775,955,771 174,524CARLE CLINIC ASSN GRP119241 90.71 0.42 87.7991,036

725,493,660 188,335AVMED INC9526342 88.57 0.40 88.193,705

715,414,372 168,639DEAN HLTH GRP129443 92.12 0.39 88.5876,180

698,667,876 192,928BCBS OF AZ INC5358944 81.99 0.38 88.96107,713

680,736,367 258,248BLUE SHIELD OF CA GRP279845 95.71 0.37 89.3325,865

604,850,390 180,656BLUE CROSS OF ID HLTH SERV INC6009546 84.33 0.33 89.6690,213

604,665,747 182,024MISSISSIPPI INS GRP112647 91.44 0.33 89.99112,510

589,714,477 222,870MVP GRP119848 99.19 0.32 90.31259,375

©2010 National Association of Insurance Commissioners170

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Single Employer Subtotal

August 23, 2010

578,478,301 184,202ARKANSAS BCBS GRP87649 82.43 0.32 90.6399,852

569,599,522 155,090GHI SERV GRP130450 89.36 0.31 90.9484,020

568,296,795 139,976HOSPITAL SERV ASSN OF NEPA GRP127051 86.79 0.31 91.2573,923

550,316,518 158,491GEISINGER INS GRP114352 83.10 0.30 91.5578,798

539,675,589 150,440SENTARA HLTH MGMT GRP118353 84.31 0.29 91.8490,828

488,840,352 144,062NORIDIAN MUT INS CO5589154 90.82 0.27 92.1169,886

488,189,758 121,057PROVIDENCE HLTH PLAN9500555 92.28 0.27 92.3871,664

482,272,164 117,670FALLON COMM HLTH PLAN INC9554156 93.85 0.26 92.647,961

448,861,736 84,991SECURITY HLTH PLAN OF WI INC9688157 92.61 0.24 92.8936,263

440,142,935 117,844PACIFICSOURCE HLTH PLANS5497658 84.45 0.24 93.133,851

436,657,716 120,411SCOTT & WHITE GRP60059 96.98 0.24 93.3667,523

416,434,896 113,403PREFERRED HLTH SYSTEMS GRP116360 92.29 0.23 93.59888

406,481,176 113,103HEALTH NOW NY INC5520461 94.42 0.22 93.8165,555

392,822,224 78,828INDEPENDENT HLTH ASSN9530862 84.96 0.21 94.0334,964

385,156,241 97,159COMMUNITYCARE GRP348763 89.54 0.21 94.242,316

377,036,644 320,995HEALTHPARTNERS INS CO4454764 83.61 0.21 94.44153,000

369,294,961 95,244PHYSICIANS PLUS INS CORP9534165 91.72 0.20 94.6543,234

365,309,052 87,524BCBS OF NE7778066 81.97 0.20 94.8444,757

352,367,203 82,176BCBSD INC5328767 87.97 0.19 95.0442,946

346,375,470 81,216ADVANTAGE HLTH SOLUTIONS INC5256868 92.14 0.19 95.2337,587

340,141,323 77,528HEALTHPLUS OF MI GRP340969 87.01 0.19 95.4133,158

314,687,155 63,569WISCONSIN PHYSICIANS SERV INS GRP6870 89.52 0.17 95.5829,780

299,150,703 75,368MERCY HLTH PLANS GRP338671 90.99 0.16 95.7547,935

290,424,807 82,250NETWORK HLTH GRP267872 88.90 0.16 95.9035,918

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Single Employer Subtotal

August 23, 2010

288,734,139 71,459STATE FARM GRP17673 99.16 0.16 96.0636,780

268,466,149 66,925HEALTH NEW ENGLAND INC9567374 84.07 0.15 96.2133,116

257,693,839 65,061PRESBYTERIAN HLTHCARE SERV GRP48175 82.80 0.14 96.3531,498

255,209,039 56,830MCKINLEY LIFE INS CO7721676 90.74 0.14 96.4932,612

254,719,083 61,908FIRSTCARE GRP354977 81.11 0.14 96.6336,370

235,883,839 53,795ROCKY MOUNTAIN HLTH GRP118478 81.82 0.13 96.7633,893

223,567,704 56,438GROUP HLTH COOP OF S CENTRAL WI9531179 89.16 0.12 96.8856,438

213,330,292 57,147VANGUARD HLTH VENTURES GRP121280 87.84 0.12 96.993,954

211,503,213 47,134GUNDERSEN LUTHERAN HLTH PLAN INC9510181 93.56 0.12 97.1136,739

205,428,006 63,813PREFERREDONE GRP349282 87.48 0.11 97.2231,770

185,908,269 41,700PHYSICIANS HLTH PLAN OF MID MI GRP340883 87.05 0.10 97.321,907

184,817,528 53,969BLUEGRASS FAMILY HLTH INC9507184 91.94 0.10 97.4229,708

177,225,270 51,749CDPHP UNIVERSAL BENEFITS INC4702785 88.16 0.10 97.5226,729

169,126,289 99,198MEDICAL CARD SYSTEM INC GRP130186 78.42 0.09 97.611,075

166,059,374 45,794SUMMA HLTH GRP325987 94.62 0.09 97.7022,265

157,735,653 35,077NIPPON LIFE INS CO OF AMER8126488 82.63 0.09 97.7917,561

151,026,932 42,587AMERICAN COMM MUT INS CO6030589 101.51 0.08 97.8720,316

140,136,681 43,205PHP INDIANA GRP382890 90.34 0.08 97.9521,354

125,866,328 29,845ARDENT HLTH SERV GRP367991 88.21 0.07 98.022,042

124,941,232 23,540GROUP HLTH COOP OF EAU CLAIRE9519292 96.77 0.07 98.0910,166

113,949,467 26,361HEALTH TRADITION HLTH PLAN9662893 90.73 0.06 98.15440

113,299,996 34,003BCBS OF MT GRP111894 89.77 0.06 98.2117,402

111,338,902 37,102MERCY ALLIANCE INC GRP359595 95.92 0.06 98.27313

104,184,581 22,102BCBS OF VT5329596 82.95 0.06 98.3310,710

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Single Employer Subtotal

August 23, 2010

104,129,262 76,255SAINT MARYS HLTH CARE CORP GRP241897 87.19 0.06 98.3841,865

101,927,522 22,363HOMETOWN HLTH PLAN INC9535098 94.16 0.06 98.4495

101,374,894 27,944SIOUX VALLEY GRP124699 94.02 0.06 98.5014,514

101,357,310 30,493UNIVERSITY HLTH ALLIANCE47953100 81.90 0.06 98.5520,591

99,849,570 24,290CAPITAL DISTRICT PHYSICIANS HLTHPLN95491101 88.77 0.05 98.6113,195

96,002,677 21,221BCBS OF WY53767102 82.07 0.05 98.6611,857

92,706,705 25,533HAWAII MGMT ALLIANCE ASSN48330103 72.74 0.05 98.712,777

92,275,818 17,466NEIGHBORHOOD HLTH PLAN INC11109104 74.37 0.05 98.76281

88,297,554 17,120GENEVE HOLDINGS INC GRP450105 74.56 0.05 98.811,532

82,365,281 24,967COX INS GRP1203106 84.86 0.04 98.8514,718

79,317,640 22,409SOUTH DAKOTA STATE MED HOLDING CO96598107 90.12 0.04 98.8913,009

77,762,659 25,029VIVA HLTH INC95322108 74.01 0.04 98.9412,822

75,887,145 0TOKIO MARINE HOLDINGS INC GRP3098109 80.04 0.04 98.980

70,397,215 24,774TAKECARE INS CO INC11093110 87.33 0.04 99.020

68,117,313 17,273THE VT HLTH PLAN LLC95696111 87.39 0.04 99.059,329

65,787,089 19,125NEW W HLTH SERV95829112 77.75 0.04 99.0910,402

64,106,789 28,470VALLEY BAPTIST INS CO12346113 91.82 0.03 99.1312,326

63,745,189 22,248SUMMERLIN LIFE & HLTH INS CO11838114 87.81 0.03 99.16779

61,001,693 11,292HEALTH PLUS OF LA INC95009115 100.08 0.03 99.19213

60,488,265 21,751TOTAL HLTH GRP1238116 81.85 0.03 99.2313,613

59,989,161 16,349PEKIN INS GRP153117 91.92 0.03 99.269,934

53,514,199 61,358ALLSTATE INS GRP8118 70.78 0.03 99.2946,998

52,683,864 17,578OREGON DENTAL GRP1313119 89.94 0.03 99.321,211

52,543,393 77,144AMERICAN INTL GRP12120 46.58 0.03 99.352,109

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Single Employer Subtotal

August 23, 2010

51,450,967 11,181HEALTH FIRST HLTH PLANS INC95019121 88.92 0.03 99.376,861

51,190,586 14,501SOUTHEASTERN IN HLTH ORGANIZATION95812122 90.49 0.03 99.40572

50,190,505 11,588TRUSTMARK INS CO GRP276123 85.06 0.03 99.436,195

48,909,928 15,714UNIVERSAL AMER FIN CORP GRP953124 87.13 0.03 99.465,238

47,373,217 14,057VANTAGE HLTH PLAN INC95584125 79.22 0.03 99.48175

183,260,228,358 48,803,363GRAND TOTAL 85.59 100.0019,255,460

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Multiple Employer Assns and Trusts

August 23, 2010

888,264,805 219,388PREMERA BLUE CROSS GRP9621 90.09 10.97 10.97118,428

790,605,350 223,812HIGHMARK GRP8122 92.39 9.77 20.74113,406

773,431,583 126,910WEA INC GRP27583 93.34 9.55 30.29334

688,999,202 171,434REGENCE GRP12074 89.68 8.51 38.8088,980

614,149,531 170,663MEDICAL MUT OF OH GRP7305 83.35 7.59 46.3984,633

369,058,065 78,230BCBS OF NE777806 89.91 4.56 50.9435,792

349,660,133 75,661INDEPENDENCE BLUE CROSS GRP9367 90.49 4.32 55.2643,002

314,576,406 89,503WELLPOINT INC GRP6718 85.25 3.89 59.1547,483

298,621,296 78,232ASSURANT INC GRP199 77.93 3.69 62.8447,455

294,310,352 69,798TRUSTMARK INS CO GRP27610 72.64 3.64 66.474,581

270,188,899 72,221FEDERATED MUT GRP711 81.59 3.34 69.814,629

246,234,133 63,319KAISER FOUNDATION GRP60112 96.57 3.04 72.8525,876

196,516,041 50,059WELLMARK INC GRP77013 90.08 2.43 75.2827,268

162,210,332 42,645LOUISIANA HLTH SERV GRP43814 84.49 2.00 77.2823,831

142,583,726 38,700BCBS OF MT GRP111815 80.34 1.76 79.0420,775

139,802,749 47,906UNITEDHEALTH GRP70716 66.81 1.73 80.7724,799

132,445,446 46,254BCBS OF KS GRP43017 110.79 1.64 82.4123,949

129,633,841 51,383CIGNA HLTH GRP90118 94.64 1.60 84.01327

97,957,358 40,880BCBS OF FL GRP53619 84.22 1.21 85.2233,428

96,464,210 26,984BCBS OF RI5347320 99.79 1.19 86.4115,555

92,485,772 25,773NORIDIAN MUT INS CO5589121 84.30 1.14 87.5512,996

79,681,932 24,993CAPITAL BLUE CROSS GRP123022 85.75 0.98 88.5323,001

66,252,366 17,079HEALTH NET INC GRP62323 93.12 0.82 89.35108

63,913,810 16,783PROVIDENCE HLTH PLAN9500524 98.75 0.79 90.147,290

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Multiple Employer Assns and Trusts

August 23, 2010

56,243,885 10,356HOSPITAL SERV ASSN OF NEPA GRP127025 81.59 0.69 90.845,255

55,869,454 40,047AMERICAN COMM MUT INS CO6030526 49.06 0.69 91.5319,825

53,243,002 35,499SAINT MARYS HLTH CARE CORP GRP241827 83.78 0.66 92.1821,628

52,305,111 13,119THE VT HLTH PLAN LLC9569628 80.42 0.65 92.837,053

47,988,641 9,708BCBS OF VT5329529 98.27 0.59 93.425,299

47,385,157 11,741PACIFICSOURCE HLTH PLANS5497630 87.16 0.59 94.018

41,653,648 11,051BCBS OF SC GRP66131 88.58 0.51 94.529

40,363,161 7,640NEIGHBORHOOD HLTH PLAN INC1110932 75.18 0.50 95.023,399

39,315,149 18,680US HLTH & LIFE INS CO INC9777233 64.06 0.49 95.519,342

31,760,338 7,064HEALTH NEW ENGLAND INC9567334 111.17 0.39 95.904,397

27,624,021 8,114TIMBER PRODUCTS MANUFACTURERS TRUST1223935 104.80 0.34 96.244,481

27,486,815 5,528WISCONSIN PHYSICIANS SERV INS GRP6836 87.90 0.34 96.582,346

27,161,477 7,858PHYSICIANS BENEFITS TRUST LIFE INS6851937 85.43 0.34 96.924,240

25,471,132 5,341BCBS OF MA GRP363738 86.96 0.31 97.232,333

23,143,622 7,207NIPPON LIFE INS CO OF AMER8126439 68.32 0.29 97.523,142

19,424,087 6,730IHC HLTH PLANS GRP88040 89.01 0.24 97.762,351

18,292,241 4,927MISSISSIPPI INS GRP112641 82.63 0.23 97.982,919

17,573,567 0WASHINGTON EMPLOYERS TRUST1262142 99.49 0.22 98.200

15,136,520 2,222TUFTS ASSOCIATED HLTH MAINTENANCE OR9568843 93.56 0.19 98.390

14,919,096 5,844MUNICH RE GRP36144 97.93 0.18 98.573,210

11,726,768 2,977BEST LIFE & HLTH INS CO9063845 77.67 0.14 98.721,753

11,351,200 3,282COVENTRY CORP GRP113746 80.34 0.14 98.861,553

10,335,174 2,745CARLE CLINIC ASSN GRP119247 70.43 0.13 98.981,603

10,098,860 2,209MCKINLEY LIFE INS CO7721648 114.95 0.12 99.11817

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Multiple Employer Assns and Trusts

August 23, 2010

9,779,520 2,349WISCONSIN AUTO & TRUCK DEALERS INS1111649 101.71 0.12 99.2383

8,450,984 2,125MID VALLEY GRP397150 87.13 0.10 99.3366

8,338,082 1,986MVP GRP119851 107.46 0.10 99.441,117

8,332,197 2,312HUMANA GRP11952 104.05 0.10 99.541,370

7,448,188 1,542BCBS OF MN GRP46153 100.34 0.09 99.63655

7,303,462 13,902PRINCIPAL FIN GRP33254 80.31 0.09 99.726,916

6,872,819 1,219PREFERRED HLTH SYSTEMS GRP116355 78.88 0.08 99.819

5,802,878 1,315PHYSICIANS PLUS INS CORP9534156 84.99 0.07 99.88611

8,096,116,672 2,135,561GRAND TOTAL 88.31 100.00946,423

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Assoc and Discretionary Trusts

August 23, 2010

1,122,003,036 514,764UNITEDHEALTH GRP7071 62.75 29.32 29.32296,933

1,027,465,924 431,273ASSURANT INC GRP192 72.54 26.85 56.17261,724

745,259,211 277,787HEALTHMARKETS GRP2643 55.31 19.47 75.64161,523

178,833,309 47,480NEW YORK LIFE GRP8264 91.41 4.67 80.3131,106

142,363,222 70,222MEDICAL MUT OF OH GRP7305 70.56 3.72 84.0344,425

107,350,372 62,946AMERICAN REPUBLIC MUT GRP35276 56.88 2.81 86.8437,490

74,006,724 18,783AMERICAN FINANCIAL GRP847 71.04 1.93 88.779,217

69,618,193 21,582FREELANCERS INS CO INC135648 85.00 1.82 90.5915,894

59,655,891 31,268WESTBRIDGE CAPITAL GRP8399 59.02 1.56 92.1516,083

46,912,814 17,688BCBS OF NE7778010 92.51 1.23 93.389,236

38,848,490 13,340CENTENE CORP GRP129511 64.69 1.02 94.3910,060

34,507,485 14,041UNITED SECURITY LIFE & HLTH INS CO8110812 71.63 0.90 95.297,588

26,215,931 0BLUE SHIELD OF CA GRP279813 97.25 0.69 95.980

22,313,055 6,969AMERICAN NATL FIN GRP40814 76.60 0.58 96.562,138

17,552,996 4,132SOUTHWEST INS PARTNERS GRP466915 78.41 0.46 97.022,479

16,532,944 2,535SOUTHERN FARM GRP89316 66.22 0.43 97.452,535

14,604,207 3,506FIDELITY SECURITY GRP45117 58.20 0.38 97.833,372

14,463,634 3,434HOMETOWN HLTH PROVIDERS INS CO4830518 88.57 0.38 98.21289

13,065,148 5,188BCBS OF SC GRP66119 69.44 0.34 98.552,481

11,946,706 8,127GENEVE HOLDINGS INC GRP45020 35.87 0.31 98.8796

11,848,692 1,758TRUSTMARK INS CO GRP27621 13.62 0.31 99.171,126

8,827,510 19NIPPON LIFE INS CO OF AMER8126422 79.70 0.23 99.417

7,495,960 1,581HOMETOWN HLTH PLAN INC9535023 97.65 0.20 99.60127

3,641,250 54,121HEALTH NET INC GRP62324 41.99 0.10 99.705

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Assoc and Discretionary Trusts

August 23, 2010

3,070,785 502KAISER FOUNDATION GRP60125 89.07 0.08 99.78307

2,676,751 528ARDENT HLTH SERV GRP367926 113.66 0.07 99.851

3,826,952,820 1,625,498GRAND TOTAL 66.76 100.00921,951

©2010 National Association of Insurance Commissioners179

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Comprehensive Major Medical

August 23, 2010

4,644,024,668 2,251,780WELLPOINT INC GRP6711 88.55 32.50 32.501,119,738

2,785,738,768 714,336HIP INS GRP11272 86.83 19.49 51.99493,978

1,024,593,709 271,170BCBS OF NC GRP7583 83.96 7.17 59.161,142

1,018,814,341 342,751HAWAII MEDICAL SERV ASSN GRP11424 96.50 7.13 66.29192,611

882,599,677 264,380HEALTH NOW NY INC552045 89.94 6.18 72.47143,658

762,005,350 204,410REGENCE GRP12076 85.41 5.33 77.80112,056

631,478,944 168,539UPMC HLTH SYSTEM GRP13247 90.66 4.42 82.2254,020

556,392,230 143,129CAPITAL DISTRICT PHYSICIANS HLTHPLN954918 88.26 3.89 86.1184,872

534,404,175 286,562GHI SERV GRP13049 89.25 3.74 89.85120,531

229,675,195 804,983BCS INS GRP2310 79.92 1.61 91.4694,730

165,314,727 49,785COMMUNITY HLTH PLAN OF WA4704911 85.32 1.16 92.621

162,420,811 67,686MISSISSIPPI INS GRP112612 92.78 1.14 93.7567,686

139,095,414 63,781BCBS OF TN GRP349813 80.90 0.97 94.7360,759

117,527,115 27,778OREGON DENTAL GRP131314 126.51 0.82 95.5584

71,554,447 20,324MOLINA HEALTHCARE INC GRP153115 79.41 0.50 96.051

65,283,171 13,297HEALTH FIRST HLTH PLANS INC9501916 83.34 0.46 96.516,873

52,260,496 14,028BLUE SHIELD OF CA GRP279817 79.10 0.37 96.87224

47,005,514 20,553DC CHARTERED HLTH PLAN INC9574818 77.36 0.33 97.2020,553

43,054,137 17,963HEALTH RIGHT INC9578719 92.83 0.30 97.5017,963

40,857,888 25,800MAPFRE INS GRP41120 75.28 0.29 97.79297

37,301,740 11,623GROUP HLTH COOP GRP118521 120.17 0.26 98.059,410

34,675,748 1,295GUARANTEE TRUST GRP68722 88.87 0.24 98.291,295

32,151,448 14,059GENEVE HOLDINGS INC GRP45023 68.75 0.22 98.524,679

31,039,638 7,764CLEAR ONE HLTH PLANS INC1259524 107.63 0.22 98.74175

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Comprehensive Major Medical

August 23, 2010

26,856,387 27,339AMERICAN INTL GRP1225 84.90 0.19 98.92116

23,889,203 7,513CHEROKEE INS CO1064226 95.79 0.17 99.0961

21,674,936 17,870PAN AMER LIFE GRP52527 75.99 0.15 99.2413,527

15,522,014 11,018PENN MUT GRP85028 206.87 0.11 99.3511,018

15,175,923 13,066METROPOLITAN GRP24129 85.14 0.11 99.46164

15,014,449 1,402VANGUARD HLTH VENTURES GRP121230 90.40 0.11 99.5611

11,722,979 3,076COLUMBIA UNITED PROVIDERS INC4704731 71.35 0.08 99.640

10,438,053 1,996AMERICAN FAMILY INS GRP47332 97.89 0.07 99.72898

10,322,712 2,509MVP GRP119833 104.29 0.07 99.792,236

7,467,230 990UNITEDHEALTH GRP70734 83.60 0.05 99.8491

3,923,951 531PRINCIPAL FIN GRP33235 80.31 0.03 99.87361

3,025,743 432CIGNA HLTH GRP90136 52.04 0.02 99.8916

14,290,017,235 5,912,745GRAND TOTAL 88.78 100.002,662,364

©2010 National Association of Insurance Commissioners181

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Comprehensive/Major Medical Subtotal

August 23, 2010

30,563,640,214 8,266,778UNITEDHEALTH GRP7071 81.68 14.59 14.591,434,932

25,477,286,633 7,461,610WELLPOINT INC GRP6712 84.32 12.16 26.753,882,613

14,903,681,330 4,223,015AETNA GRP13 86.38 7.11 33.871,141,914

10,974,834,421 2,918,383HCSC GRP9174 84.23 5.24 39.111,528,414

6,071,021,920 1,419,775BCBS OF MI GRP5725 86.41 2.90 42.01667,181

5,240,204,331 1,350,715HUMANA GRP1196 84.89 2.50 44.51739,083

5,061,240,421 1,402,276KAISER FOUNDATION GRP6017 93.57 2.42 46.92725,680

5,015,892,777 1,145,350INDEPENDENCE BLUE CROSS GRP9368 88.49 2.39 49.32585,616

4,773,616,022 995,155BCBS OF MA GRP36379 89.58 2.28 51.60459,050

4,719,355,398 1,010,799BCBS OF NJ GRP120210 90.21 2.25 53.85627,934

4,586,521,965 1,663,911CIGNA HLTH GRP90111 85.70 2.19 56.0445,055

4,189,067,932 1,020,394HIGHMARK GRP81212 88.72 2.00 58.04680,593

3,930,731,530 1,031,885COVENTRY CORP GRP113713 81.95 1.88 59.92426,785

3,916,069,688 948,056BCBS OF FL GRP53614 74.53 1.87 61.79545,158

3,723,328,283 954,716HIP INS GRP112715 86.65 1.78 63.56619,734

3,657,650,055 977,798REGENCE GRP120716 85.17 1.75 65.31503,135

3,281,413,620 848,647CAREFIRST INC GRP38017 81.27 1.57 66.88462,801

3,015,817,924 801,808LIFETIME HLTHCARE GRP118618 87.62 1.44 68.31400,058

2,508,193,324 716,580BCBS OF AL GRP57019 92.69 1.20 69.51371,128

2,231,663,458 484,336HARVARD PILGRIM HTH CARE GRP59520 87.40 1.07 70.58234,166

2,125,370,800 561,433BCBS OF NC GRP75821 85.32 1.01 71.5927,545

2,070,356,282 472,410PREMERA BLUE CROSS GRP96222 85.91 0.99 72.58256,563

2,032,791,672 571,837MEDICAL MUT OF OH GRP73023 84.07 0.97 73.55294,359

1,980,316,024 598,000BCBS OF TN GRP349824 82.03 0.95 74.50341,959

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Comprehensive/Major Medical Subtotal

August 23, 2010

1,700,715,380 515,427WELLMARK INC GRP77025 91.84 0.81 75.31259,484

1,700,204,058 399,740GROUP HLTH COOP GRP118526 87.14 0.81 76.12219,539

1,482,053,227 380,831PRINCIPAL FIN GRP33227 80.31 0.71 76.83206,231

1,409,287,929 380,524LOUISIANA HLTH SERV GRP43828 86.06 0.67 77.50218,364

1,345,569,515 518,965ASSURANT INC GRP1929 73.68 0.64 78.14315,033

1,301,917,353 442,220SPECTRUM HLTH GRP338330 90.40 0.62 78.76184,194

1,300,729,219 293,203BCBS OF MN GRP46131 85.91 0.62 79.39152,549

1,299,050,033 321,561HENRY FORD HLTH SYSTEM GRP131132 90.63 0.62 80.01141,704

1,296,426,782 357,789HEALTH NET INC GRP62333 85.86 0.62 80.6225,493

1,289,080,853 377,483HEALTH NOW NY INC5520434 91.35 0.62 81.24209,213

1,236,035,701 273,705TUFTS ASSOCIATED HLTH MAINTENANCE OR9568835 89.69 0.59 81.830

1,183,917,904 390,146BCBS OF SC GRP66136 81.04 0.57 82.3961,656

1,133,306,360 295,725MEDICA GRP155237 87.29 0.54 82.9415,879

1,104,003,697 441,652GHI SERV GRP130438 89.31 0.53 83.46204,551

1,077,153,531 301,280CAPITAL BLUE CROSS GRP123039 88.46 0.51 83.98153,001

1,018,814,341 342,751HAWAII MEDICAL SERV ASSN GRP114240 96.50 0.49 84.46192,611

971,678,578 367,445BCBS OF KS GRP43041 90.35 0.46 84.93193,281

969,030,641 212,490BCBS OF RI5347342 94.33 0.46 85.39106,206

942,012,176 234,170BCBS OF KC GRP53743 82.04 0.45 85.84135,740

883,345,889 308,926IHC HLTH PLANS GRP88044 86.58 0.42 86.26108,660

786,290,945 177,269CARLE CLINIC ASSN GRP119245 90.45 0.38 86.6492,639

785,378,799 254,637MISSISSIPPI INS GRP112646 91.51 0.37 87.01183,115

783,420,842 289,266HEALTHMARKETS GRP26447 56.09 0.37 87.39168,522

781,279,931 183,442BCBS OF NE7778048 86.35 0.37 87.7689,785

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Comprehensive/Major Medical Subtotal

August 23, 2010

773,431,583 126,910WEA INC GRP275849 93.34 0.37 88.13334

759,212,794 280,147BLUE SHIELD OF CA GRP279850 94.62 0.36 88.4926,132

725,493,660 188,335AVMED INC9526351 88.57 0.35 88.843,705

715,414,372 168,639DEAN HLTH GRP129452 92.12 0.34 89.1876,180

698,667,876 192,928BCBS OF AZ INC5358953 81.99 0.33 89.51107,713

656,241,800 167,419CAPITAL DISTRICT PHYSICIANS HLTHPLN9549154 88.34 0.31 89.8298,067

631,478,944 168,539UPMC HLTH SYSTEM GRP132455 90.66 0.30 90.1354,020

624,990,108 150,461HOSPITAL SERV ASSN OF NEPA GRP127056 86.32 0.30 90.4279,252

608,375,271 227,365MVP GRP119857 99.39 0.29 90.72262,728

604,850,390 180,656BLUE CROSS OF ID HLTH SERV INC6009558 84.33 0.29 91.0090,213

581,326,124 169,835NORIDIAN MUT INS CO5589159 89.78 0.28 91.2882,882

578,478,301 184,202ARKANSAS BCBS GRP87660 82.43 0.28 91.5699,852

552,331,499 159,030GEISINGER INS GRP114361 83.07 0.26 91.8279,049

552,103,568 137,840PROVIDENCE HLTH PLAN9500562 93.03 0.26 92.0878,954

539,675,589 150,440SENTARA HLTH MGMT GRP118363 84.31 0.26 92.3490,828

487,528,092 129,585PACIFICSOURCE HLTH PLANS5497664 84.71 0.23 92.583,859

482,272,164 117,670FALLON COMM HLTH PLAN INC9554165 93.85 0.23 92.817,961

448,861,736 84,991SECURITY HLTH PLAN OF WI INC9688166 92.61 0.21 93.0236,263

436,657,716 120,411SCOTT & WHITE GRP60067 96.98 0.21 93.2367,523

423,307,714 114,622PREFERRED HLTH SYSTEMS GRP116368 92.08 0.20 93.43897

392,822,224 78,828INDEPENDENT HLTH ASSN9530869 84.96 0.19 93.6234,964

385,156,241 97,159COMMUNITYCARE GRP348770 89.54 0.18 93.802,316

377,036,644 320,995HEALTHPARTNERS INS CO4454771 83.61 0.18 93.98153,000

375,097,840 96,559PHYSICIANS PLUS INS CORP9534172 91.62 0.18 94.1643,845

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Comprehensive/Major Medical Subtotal

August 23, 2010

356,349,549 83,144TRUSTMARK INS CO GRP27673 72.43 0.17 94.3311,902

352,367,203 82,176BCBSD INC5328774 87.97 0.17 94.5042,946

346,375,470 81,216ADVANTAGE HLTH SOLUTIONS INC5256875 92.14 0.17 94.6637,587

342,173,970 69,097WISCONSIN PHYSICIANS SERV INS GRP6876 89.39 0.16 94.8332,126

340,141,323 77,528HEALTHPLUS OF MI GRP340977 87.01 0.16 94.9933,158

300,226,487 73,989HEALTH NEW ENGLAND INC9567378 86.94 0.14 95.1337,513

299,625,391 75,433MERCY HLTH PLANS GRP338679 90.98 0.14 95.2847,937

295,725,867 78,831FEDERATED MUT GRP780 82.40 0.14 95.425,170

290,424,807 82,250NETWORK HLTH GRP267881 88.90 0.14 95.5635,918

288,734,139 71,459STATE FARM GRP17682 99.16 0.14 95.6936,780

265,307,898 59,039MCKINLEY LIFE INS CO7721683 91.66 0.13 95.8233,429

259,975,373 65,648PRESBYTERIAN HLTHCARE SERV GRP48184 82.79 0.12 95.9431,777

255,883,722 72,703BCBS OF MT GRP111885 84.52 0.12 96.0738,177

254,719,083 61,908FIRSTCARE GRP354986 93.91 0.12 96.1936,370

235,883,839 53,795ROCKY MOUNTAIN HLTH GRP118487 81.82 0.11 96.3033,893

229,675,195 804,983BCS INS GRP2388 79.92 0.11 96.4194,730

228,344,741 58,549VANGUARD HLTH VENTURES GRP121289 88.01 0.11 96.523,965

223,567,704 56,438GROUP HLTH COOP OF S CENTRAL WI9531190 89.16 0.11 96.6356,438

211,503,213 47,134GUNDERSEN LUTHERAN HLTH PLAN INC9510191 93.56 0.10 96.7336,739

206,896,386 82,634AMERICAN COMM MUT INS CO6030592 87.34 0.10 96.8340,141

205,428,006 63,813PREFERREDONE GRP349293 87.48 0.10 96.9231,770

189,706,785 42,303NIPPON LIFE INS CO OF AMER8126494 80.75 0.09 97.0220,710

185,908,269 41,700PHYSICIANS HLTH PLAN OF MID MI GRP340895 87.05 0.09 97.101,907

184,817,528 53,969BLUEGRASS FAMILY HLTH INC9507196 91.94 0.09 97.1929,708

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Comprehensive/Major Medical Subtotal

August 23, 2010

178,833,309 47,480NEW YORK LIFE GRP82697 91.80 0.09 97.2831,106

177,225,270 51,749CDPHP UNIVERSAL BENEFITS INC4702798 88.16 0.08 97.3626,729

173,670,606 46,409OREGON DENTAL GRP131399 114.83 0.08 97.441,296

169,126,289 99,198MEDICAL CARD SYSTEM INC GRP1301100 78.42 0.08 97.531,075

166,059,374 45,794SUMMA HLTH GRP3259101 94.62 0.08 97.6022,265

165,314,727 49,785COMMUNITY HLTH PLAN OF WA47049102 85.32 0.08 97.681

157,372,264 111,754SAINT MARYS HLTH CARE CORP GRP2418103 86.03 0.08 97.7663,493

152,173,222 31,810BCBS OF VT53295104 87.78 0.07 97.8316,009

140,136,681 43,205PHP INDIANA GRP3828105 90.34 0.07 97.9021,354

132,638,979 25,106NEIGHBORHOOD HLTH PLAN INC11109106 74.62 0.06 97.963,680

132,395,708 39,306GENEVE HOLDINGS INC GRP450107 69.66 0.06 98.036,307

128,543,079 30,373ARDENT HLTH SERV GRP3679108 88.74 0.06 98.092,043

124,941,232 23,540GROUP HLTH COOP OF EAU CLAIRE95192109 96.77 0.06 98.1510,166

120,422,424 30,392THE VT HLTH PLAN LLC95696110 84.36 0.06 98.2016,382

116,734,137 24,478HEALTH FIRST HLTH PLANS INC95019111 85.80 0.06 98.2613,734

113,949,467 26,361HEALTH TRADITION HLTH PLAN96628112 90.73 0.05 98.31440

111,338,902 37,102MERCY ALLIANCE INC GRP3595113 95.92 0.05 98.37313

109,423,482 23,944HOMETOWN HLTH PLAN INC95350114 94.40 0.05 98.42222

107,350,372 62,946AMERICAN REPUBLIC MUT GRP3527115 56.88 0.05 98.4737,490

101,374,894 27,944SIOUX VALLEY GRP1246116 94.02 0.05 98.5214,514

101,357,310 30,493UNIVERSITY HLTH ALLIANCE47953117 81.90 0.05 98.5720,591

96,002,677 21,221BCBS OF WY53767118 82.07 0.05 98.6111,857

92,706,705 25,533HAWAII MGMT ALLIANCE ASSN48330119 72.74 0.04 98.662,777

82,365,281 24,967COX INS GRP1203120 84.86 0.04 98.7014,718

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Comprehensive/Major Medical Subtotal

August 23, 2010

79,399,780 104,483AMERICAN INTL GRP12121 59.54 0.04 98.732,225

79,317,640 22,409SOUTH DAKOTA STATE MED HOLDING CO96598122 90.12 0.04 98.7713,009

77,762,659 25,029VIVA HLTH INC95322123 74.01 0.04 98.8112,822

75,887,145 0TOKIO MARINE HOLDINGS INC GRP3098124 80.04 0.04 98.850

74,009,627 18,785AMERICAN FINANCIAL GRP84125 71.04 0.04 98.889,218

209,473,315,082 58,477,167GRAND TOTAL 85.57 100.0023,786,198

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Specified/Named Disease

August 23, 2010

145,235,338 1,590,307CARECORE NJ LLC101441 84.22 30.60 30.600

72,129,374 250,710CNO FINANCIAL GRP2332 113.81 15.20 45.80162,737

57,760,031 391,768ALLSTATE INS GRP83 46.07 12.17 57.97195,884

40,886,762 506,590MUTUAL OF OMAHA GRP2614 38.06 8.62 66.59376,924

31,355,735 213,060AEGON US HOLDING GRP4685 49.26 6.61 73.19145,628

23,499,273 139,642AFLAC GRP3706 75.12 4.95 78.1484,793

19,536,940 55,063TRUSTMARK INS CO GRP2767 37.84 4.12 82.2641,705

18,767,626 32,004AMERICAN INTL GRP128 23.69 3.95 86.212,799

12,636,046 69,580HEALTHMARKETS GRP2649 5.15 2.66 88.8844,429

7,836,404 102,498GENERAL ELECTRIC GRP35010 168.09 1.65 90.5344,461

6,569,959 22,562UNUMPROVIDENT CORP GRP56511 47.90 1.38 91.91329

6,524,005 21,801ING AMER INS HOLDING GRP22912 25.33 1.37 93.2921,801

5,339,788 6,205GUARANTEE TRUST GRP68713 25.15 1.13 94.416,205

4,800,583 22,864BOSTON MUT GRP58114 33.03 1.01 95.4218,186

4,442,750 31,805HIGHMARK GRP81215 35.06 0.94 96.36148

2,840,112 8,955AMERICAN FINANCIAL GRP8416 86.26 0.60 96.965,634

2,605,296 27,788AMERICAN FIDELITY CORP GRP33017 37.98 0.55 97.519,776

2,490,220 30,694FIDELITY SECURITY GRP45118 23.03 0.52 98.0320,668

2,466,157 199BALTIMORE LIFE INS CO6121219 37.85 0.52 98.55199

1,268,773 609HARRIS INS HOLDINGS GRP111720 165.69 0.27 98.82701

1,183,692 2,902GENWORTH FIN GRP401121 40.44 0.25 99.072,902

906,731 18,308HUMANA GRP11922 10.45 0.19 99.266,527

697,400 852PHYSICIANS MUT GRP36723 181.03 0.15 99.41852

580,833 3,728LIFE INS CO OF AL6541224 101.24 0.12 99.531,767

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Specified/Named Disease

August 23, 2010

542,211 2,564COOPERATIVA DE SEGUROS DE VIDA7971525 25.18 0.11 99.648

458,787 4,261GENEVE HOLDINGS INC GRP45026 31.21 0.10 99.7412

369,264 1,714NEW ERA LIFE GRP52027 38.99 0.08 99.821,068

269,036 150FAIRFAX FIN GRP15828 285.88 0.06 99.874

474,593,847 3,564,550GRAND TOTAL 68.64 100.001,198,898

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Limited Benefit

August 23, 2010

1,055,786,250 16,288,745VISION SERV PLAN GRP11891 85.15 28.86 28.8621,226

338,418,986 5,729,746FIDELITY SECURITY GRP4512 75.58 9.25 38.112,938,631

315,703,295 470,220INDEPENDENCE BLUE CROSS GRP9363 85.82 8.63 46.73232,474

304,944,094 9,071,149UNITEDHEALTH GRP7074 53.29 8.33 55.074,007

217,539,095 0HEALTH NOW NY INC552045 82.34 5.95 61.010

211,538,914 0CAPITAL BLUE CROSS GRP12306 83.60 5.78 66.800

139,126,540 24,835LIFETIME HLTHCARE GRP11867 109.82 3.80 70.6010,888

115,382,032 1,921,722NATIONAL GUARDIAN LIFE INS GRP12118 67.16 3.15 73.75960,861

100,700,526 54,461AEGON US HOLDING GRP4689 70.62 2.75 76.5047,403

94,280,998 0ACE LTD GRP62610 80.92 2.58 79.080

87,021,770 2,246,172HUMANA GRP11911 78.34 2.38 81.461,250,650

76,957,615 114,280DENTEGRA GRP247912 65.91 2.10 83.56114,280

63,565,543 99,692BCS INS GRP2313 70.22 1.74 85.3011,658

53,933,442 468,073UNIFI GRP94314 59.15 1.47 86.773,718

42,785,046 49,304PAN AMER LIFE GRP52515 79.95 1.17 87.9429,195

41,939,118 981,706VISION BENEFITS OF AMER INC5395316 83.06 1.15 89.09466,654

41,048,122 34,326UNION HLTH SERV INC5255317 96.24 1.12 90.212

39,420,019 0AMERICAN MEDICAL & LIFE INS CO8141818 82.52 1.08 91.290

34,196,122 77,389AMERICAN FIDELITY CORP GRP33019 39.57 0.93 92.2212,982

31,772,264 31,078DELPHI FIN GRP7420 44.86 0.87 93.09769

29,693,243 21,227WHITE MOUNTAINS GRP112921 69.50 0.81 93.90690

29,348,838 238,832GENEVE HOLDINGS INC GRP45022 80.28 0.80 94.714,467

27,021,693 0COOPERATIVA DE SEGUROS DE VIDA7971523 65.38 0.74 95.440

17,920,871 369,815CIGNA HLTH GRP90124 69.79 0.49 95.937,419

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Limited Benefit

August 23, 2010

14,112,249 9,189UNION LABOR GRP78125 77.28 0.39 96.324,062

13,601,336 185,194PRINCIPAL FIN GRP33226 48.15 0.37 96.6995,137

10,086,137 4,498AMERICAN REPUBLIC MUT GRP352727 58.70 0.28 96.972,931

9,246,815 29,868AMERICAN INTL GRP1228 45.96 0.25 97.22890

9,207,431 10,732FAIRFAX FIN GRP15829 56.41 0.25 97.478

8,981,639 190,098WELLPOINT INC GRP67130 59.51 0.25 97.7294,897

8,565,806 112,307VISION INS PLAN OF AMER INC5200531 58.89 0.23 97.9551,903

8,542,949 94,731BCBS OF SC GRP66132 66.57 0.23 98.1860,263

5,421,313 108,884BLOCK VISION OF TX INC9538733 65.14 0.15 98.3352,574

5,272,160 0AMERICAN SPECIALTY GRP350234 53.67 0.14 98.480

5,187,758 104,769REGENCE GRP120735 42.77 0.14 98.6258,123

5,126,123 6,597UNUMPROVIDENT CORP GRP56536 28.90 0.14 98.761,446

4,817,728 26,343AEGIS GRP31337 73.78 0.13 98.8924,666

4,422,868 5,210THE HANOVER INS GRP8838 57.02 0.12 99.014,279

4,096,283 36,472NORTH DAKOTA VISION SERV INC4705339 64.58 0.11 99.1216,593

3,520,309 51,433FIRST REHAB LIFE INS CO OF AMER8143440 57.11 0.10 99.22788

3,457,002 24,660CITIGROUP GRP4141 35.90 0.09 99.3116,105

2,934,234 2,253HIGHMARK GRP81242 54.74 0.08 99.39262

2,747,733 20,659HEALTHMARKETS GRP26443 20.07 0.08 99.4717,343

2,442,013 61,788OPTICARE OF UT1253344 48.21 0.07 99.5430,610

2,122,295 0HEALTH NET INC GRP62345 23.35 0.06 99.590

1,799,007 1,656MUNICH RE GRP36146 48.60 0.05 99.641,159

1,787,000 5,004NEW YORK LIFE GRP82647 34.22 0.05 99.693,844

1,778,093 31,425RENAISSANCE HLTH SERV CORP GRP47748 75.04 0.05 99.7482

©2010 National Association of Insurance Commissioners191

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Limited Benefit

August 23, 2010

1,186,875 16,771STANCORP FIN GRP134849 64.83 0.03 99.7711,529

1,161,888 56,652UNIFIED LIFE INS CO1112150 40.10 0.03 99.8056,652

998,831 1,311AVERA HLTH PLANS INC9583951 53.72 0.03 99.831,254

907,604 4,129NEW ERA LIFE GRP52052 65.14 0.02 99.864,129

897,183 8,099WELLMARK INC GRP77053 74.60 0.02 99.883,744

564,660 5,923ARKANSAS BCBS GRP87654 76.03 0.02 99.902,732

3,658,815,642 39,541,421GRAND TOTAL 77.77 100.006,750,253

©2010 National Association of Insurance Commissioners192

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Student

August 23, 2010

468,536,298 517,907AETNA GRP11 83.34 36.84 36.84501,824

389,898,634 299,246UNITEDHEALTH GRP7072 70.74 30.66 67.50137

91,684,725 153,673NATIONWIDE CORP GRP1403 76.04 7.21 74.7155

53,218,860 0ACE LTD GRP6264 63.16 4.18 78.900

44,482,420 58,443AEGON US HOLDING GRP4685 75.69 3.50 82.3958,443

34,171,558 0ALLSTATE INS GRP86 44.48 2.69 85.08356,136

26,716,053 33,395FAIRFAX FIN GRP1587 68.04 2.10 87.18190

16,705,034 354,740BCS INS GRP238 63.26 1.31 88.4967

15,675,311 717,775SECURITY MUT LIFE INS CO OF NY687729 72.89 1.23 89.73563

13,652,864 95,486COMMERCIAL TRAVELERS GRP56010 73.21 1.07 90.80148

12,944,973 12,278MARKEL CORP GRP78511 52.75 1.02 91.82238

11,785,774 0HEALTHMARKETS GRP26412 76.55 0.93 92.750

11,339,584 8,027BCBS OF MT GRP111813 84.06 0.89 93.647,803

11,290,769 117,147GENEVE HOLDINGS INC GRP45014 80.96 0.89 94.5390

10,263,259 9,111HARVARD PILGRIM HTH CARE GRP59515 59.86 0.81 95.338,935

9,330,739 9,002BENEFICIAL LIFE GRP61516 73.74 0.73 96.074

7,800,432 320,417COLUMBIAN LIFE GRP53517 15.29 0.61 96.68320,417

7,103,325 8,366BCBS OF MA GRP363718 94.44 0.56 97.248,240

6,779,892 35,203HIGHMARK GRP81219 44.69 0.53 97.77540

5,284,899 2,332VIVA HLTH INC9532220 58.66 0.42 98.192,242

4,654,371 2,176HAWAII MEDICAL SERV ASSN GRP114221 89.18 0.37 98.552,096

4,324,694 325,470SENTRY INS GRP16922 53.09 0.34 98.89893

3,949,719 102,082UNIFIED LIFE INS CO1112123 48.10 0.31 99.20102,082

3,843,732 0DELPHI FIN GRP7424 8.77 0.30 99.510

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Student

August 23, 2010

1,295,304 0AMERICAN MEDICAL & LIFE INS CO8141825 56.55 0.10 99.610

1,017,803 41,861WR BERKLEY CORP GRP9826 43.05 0.08 99.69272

797,002 2,612INDEPENDENCE BLUE CROSS GRP93627 57.46 0.06 99.752,610

737,007 3,750UNIFI GRP94328 67.07 0.06 99.816

532,174 639BCBS OF SC GRP66129 62.85 0.04 99.85639

487,735 43,586COOPERATIVA DE SEGUROS DE VIDA7971530 27.19 0.04 99.89203

1,271,726,845 3,275,886GRAND TOTAL 73.98 100.001,375,744

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Accident only or AD&D

August 23, 2010

644,329,795 8,958,863HARTFORD FIRE & CAS GRP911 39.47 21.44 21.4443,687

403,023,777 6,579,979AEGON US HOLDING GRP4682 25.19 13.41 34.844,122,837

262,619,121 10,477,756METROPOLITAN GRP2413 60.67 8.74 43.5825,815

224,969,410 7,383,211CIGNA HLTH GRP9014 46.85 7.48 51.0636,423

134,890,524 12,314,336CUNA MUT GRP3065 26.17 4.49 55.5510,574,648

120,812,360 5,185,455UNUMPROVIDENT CORP GRP5656 42.36 4.02 59.5748,667

104,287,810 1,491,231ZURICH INS GRP2127 12.88 3.47 63.042,063

90,852,098 12,154,557MUTUAL OF OMAHA GRP2618 48.17 3.02 66.061,571,831

85,478,718 33,649,274AMEX ASSUR CO279289 15.37 2.84 68.9124,104,732

83,228,538 696,694AMERICAN INTL GRP1210 46.24 2.77 71.6810,409

82,486,097 1,443,823MINNESOTA MUT GRP86911 33.85 2.74 74.421,287

75,081,402 4,147,227STANCORP FIN GRP134812 42.93 2.50 76.924,043,565

71,661,493 2,992,694AETNA GRP113 47.45 2.38 79.3016,304

55,789,395 3,383,335LINCOLN NATL GRP2014 40.57 1.86 81.1625,194

41,195,421 474,838AAA LIFE INS CO7185415 25.46 1.37 82.53474,838

31,970,766 315,226LIBERTY LIFE INS CO6149216 15.51 1.06 83.59195,338

31,066,397 1,681,695NATIONWIDE CORP GRP14017 57.20 1.03 84.635,796

30,541,709 443,500CITIGROUP GRP4118 45.29 1.02 85.64214,869

29,253,699 871,556DELPHI FIN GRP7419 41.60 0.97 86.622,860

27,194,398 2,985,308MARKEL CORP GRP78520 51.84 0.90 87.5213,037

23,013,099 1,889,226WELLPOINT INC GRP67121 37.66 0.77 88.291,881,817

21,478,094 206,357CNO FINANCIAL GRP23322 77.55 0.71 89.00195,340

20,510,268 0FAIRFAX FIN GRP15823 57.51 0.68 89.68300

19,304,092 26,098HCC INS HOLDINGS GRP98424 34.87 0.64 90.321,272

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Accident only or AD&D

August 23, 2010

18,476,295 18,838OLD REPUBLIC GRP15025 57.52 0.61 90.94126

17,722,810 666,438ASSURANT INC GRP1926 27.84 0.59 91.53639,330

17,325,779 361,352GENERAL ELECTRIC GRP35027 21.96 0.58 92.11156,171

17,235,701 82,798AFLAC GRP37028 40.52 0.57 92.6851,394

16,413,140 16,703AMERICAN FINANCIAL GRP8429 10.61 0.55 93.221,334

13,013,183 727,251NEW YORK LIFE GRP82630 44.13 0.43 93.66713,971

12,474,682 638,660FIDELITY SECURITY GRP45131 26.78 0.42 94.07186,942

9,589,438 450,483ING AMER INS HOLDING GRP22932 28.69 0.32 94.39195,862

9,229,592 3,909,070WR BERKLEY CORP GRP9833 28.87 0.31 94.7010,435

9,117,235 0STARR GRP467034 57.65 0.30 95.008,683

8,972,887 71,437ALLSTATE INS GRP835 22.73 0.30 95.3036,629

8,579,651 200,956AEGIS GRP31336 61.89 0.29 95.5936,249

7,996,104 317,810BANKAMERICA CORP GRP128137 14.41 0.27 95.85317,810

7,784,051 1,017,325UNION LABOR GRP78138 50.13 0.26 96.11970,739

7,628,606 485,144ONEAMERICA FIN PARTNERS GRP61939 32.43 0.25 96.36485,144

7,193,485 189,979AAA MID ATLANTIC INS GRP77140 9.71 0.24 96.60118,737

7,057,907 1,102,435NESTLE SA GRP448341 35.85 0.23 96.841,204

7,035,703 2,251,654LIBERTY NATL GRP29042 76.69 0.23 97.0713,346,252

6,975,659 153,338TRUSTMARK INS CO GRP27643 81.15 0.23 97.30137,023

6,724,449 2,780GUARANTEE TRUST GRP68744 65.51 0.22 97.532,780

6,531,858 75,658HEALTHMARKETS GRP26445 37.05 0.22 97.7519,320

5,877,708 12,285DALLAS GEN GRP163146 35.51 0.20 97.94125

5,169,705 117,532STATE FARM GRP17647 64.28 0.17 98.1156,116

4,991,170 42,056WESTBRIDGE CAPITAL GRP83948 98.90 0.17 98.2841,804

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Accident only or AD&D

August 23, 2010

4,516,901 270,796REGENCE GRP120749 46.11 0.15 98.4320,723

4,375,185 17,380HUMANA GRP11950 58.16 0.15 98.587,064

4,033,689 61,913GENEVE HOLDINGS INC GRP45051 47.16 0.13 98.71714

3,147,409 323,260BOSTON MUT GRP58152 32.40 0.10 98.81309,730

3,116,270 190,268AMERICAN FIDELITY CORP GRP33053 111.41 0.10 98.9286

2,876,749 16,704NEW ERA LIFE GRP52054 41.18 0.10 99.0116,704

2,874,244 1,744CHEROKEE INS CO1064255 29.84 0.10 99.1115

2,278,415 19,417HIGHMARK GRP81256 23.84 0.08 99.1994

2,106,489 4,948,228BENEFICIAL LIFE GRP61557 114.40 0.07 99.262

1,729,967 149,249COMMERCIAL TRAVELERS GRP56058 36.38 0.06 99.313,193

1,640,540 824,913CLUB INS CO1097459 12.05 0.05 99.37824,913

1,283,671 0ACE LTD GRP62660 59.54 0.04 99.410

1,218,922 113,386BLUE SHIELD OF CA GRP279861 15.28 0.04 99.4510,856

1,194,670 92,347WHITE MOUNTAINS GRP112962 69.50 0.04 99.491,055

1,065,141 6,857UNITED SERV AUTOMOBILE ASSN GRP20063 42.12 0.04 99.531

969,652 85,019BCBS OF KS GRP43064 26.97 0.03 99.562,462

945,167 258,716ALLEGHANY GRP50165 75.02 0.03 99.59531

895,831 78,328AUTOMOBILE CLUB MI GRP5566 15.51 0.03 99.6278,664

868,687 4,705LINCOLN MUT LIFE & CAS INS CO6564167 57.68 0.03 99.654,705

763,265 30,859SENTRY INS GRP16968 28.95 0.03 99.6724,474

674,879 37,266ROYAL STATE NATL INS CO LTD6855169 29.61 0.02 99.702

645,146 56,018SECURITY MUT LIFE INS CO OF NY6877270 3.10 0.02 99.72709

641,250 397,987HOOSIER MOTOR MUT INS CO2795271 3.65 0.02 99.74394,987

627,425 2,893BCBS OF MT GRP111872 59.79 0.02 99.762,893

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Accident only or AD&D

August 23, 2010

601,618 0TEXAS FARM BUREAU MUT GRP80973 36.53 0.02 99.781

531,077 107,295INTER AMER GRP86374 6.59 0.02 99.8035

521,093 69,162COOPERATIVA DE SEGUROS DE VIDA7971575 20.17 0.02 99.811,257

445,000 0LINCOLN HERITAGE LIFE INS CO6592776 50.35 0.01 99.833

438,682 37,524HCSC GRP91777 29.03 0.01 99.84115

426,307 3,515BCS INS GRP2378 42.22 0.01 99.863,476

392,389 277,412IOWA FARM BUREAU GRP51379 66.49 0.01 99.8710

369,544 8,247ARGONAUT GRP45780 72.78 0.01 99.8861

323,408 37,243UNITEDHEALTH GRP70781 9.28 0.01 99.8918,775

3,005,869,071 141,903,507GRAND TOTAL 38.74 100.0067,078,965

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Short-Term

August 23, 2010

588,401,345 2,899,241HARTFORD FIRE & CAS GRP911 74.82 17.17 17.17110,597

446,753,449 1,939,712UNUMPROVIDENT CORP GRP5652 60.98 13.04 30.2124,908

281,553,292 1,374,125METROPOLITAN GRP2413 73.22 8.22 38.4310,188

260,919,446 1,098,510LINCOLN NATL GRP204 62.94 7.62 46.0412,412

199,607,932 827,301STANCORP FIN GRP13485 71.14 5.83 51.87827,301

197,694,289 940,778CIGNA HLTH GRP9016 75.42 5.77 57.642,347

146,650,983 626,481DELPHI FIN GRP747 73.99 4.28 61.925,792

142,552,798 631,279AETNA GRP18 75.22 4.16 66.08631,279

115,046,577 574,535LIBERTY MUT GRP1119 86.31 3.36 69.44574,535

107,312,071 476,705PRINCIPAL FIN GRP33210 60.04 3.13 72.57476,705

101,252,824 455,136MUTUAL OF OMAHA GRP26111 61.12 2.96 75.52455,136

86,819,961 590,289ASSURANT INC GRP1912 51.55 2.53 78.06643,750

77,040,177 159,237AMERICAN FIDELITY CORP GRP33013 53.80 2.25 80.315,656

72,891,899 287,913HCSC GRP91714 61.50 2.13 82.4310,934

65,599,729 366,209ZURICH INS GRP21215 57.98 1.91 84.3569,501

59,251,984 1,064,745FIRST REHAB LIFE INS CO OF AMER8143416 52.93 1.73 86.08116,001

42,981,649 133,606ING AMER INS HOLDING GRP22917 54.10 1.25 87.33133,606

39,093,000 48,397CITIGROUP GRP4118 66.42 1.14 88.4748,397

32,855,401 204,543WELLPOINT INC GRP67119 64.72 0.96 89.43204,536

29,822,549 146,996ARKANSAS BCBS GRP87620 79.89 0.87 90.303,824

28,943,832 174,394PACIFIC GUARDIAN LIFE INS CO LTD6434321 69.30 0.84 91.15174,394

20,999,716 83,659ONEAMERICA FIN PARTNERS GRP61922 50.43 0.61 91.7683,659

18,873,036 58,851AMERICAN INTL GRP1223 47.57 0.55 92.312,319

17,149,770 51,155BOSTON MUT GRP58124 54.04 0.50 92.8151,155

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Short-Term

August 23, 2010

16,514,548 343,649GENEVE HOLDINGS INC GRP45025 57.44 0.48 93.2920,309

15,115,254 50,868TRUSTMARK INS CO GRP27626 51.78 0.44 93.7342,752

13,608,455 50,210NORTHWESTERN MUT GRP86027 50.93 0.40 94.132,192

12,603,397 48,549BCBS OF SC GRP66128 61.95 0.37 94.5048,549

11,924,294 30,643AEGON US HOLDING GRP46829 40.65 0.35 94.8530,019

10,419,565 1,475UNIFI GRP94330 17.77 0.30 95.151,475

9,907,778 39,188AFLAC GRP37031 53.74 0.29 95.4427,672

9,480,204 119,254UNITEDHEALTH GRP70732 63.20 0.28 95.721,039

8,936,029 44,898REGENCE GRP120733 68.93 0.26 95.98521

8,579,042 61,334SUN LIFE ASSUR CO OF CN GRP54934 3.65 0.25 96.23334

8,546,149 83,654SECURITY MUT LIFE INS CO OF NY6877235 69.83 0.25 96.481,312

8,544,321 0MUNICH RE GRP36136 50.71 0.25 96.730

8,370,343 31,457HUMANA GRP11937 50.12 0.24 96.9733,979

7,865,857 22,334HARLEYSVILLE GRP25338 66.24 0.23 97.201,617

6,652,986 0HCC INS HOLDINGS GRP98439 35.36 0.19 97.4074

6,139,067 0EASTERN HOLDING CO GRP315840 59.70 0.18 97.5728,665

5,798,888 24,436ALLSTATE INS GRP841 43.25 0.17 97.7424,436

5,167,384 46,316BCS INS GRP2342 49.09 0.15 97.89707

4,319,196 16,837KANSAS CITY LIFE INS GRP58843 57.90 0.13 98.0216,837

4,102,259 81,796PRESIDENTIAL LIFE INS CO6803944 39.28 0.12 98.1413,256

3,911,277 11,060HEALTHMARKETS GRP26445 9.85 0.11 98.2511,056

3,664,840 0COOPERATIVA DE SEGUROS DE VIDA7971546 72.36 0.11 98.360

3,562,040 0TRIPLE S VIDA INC7381447 55.11 0.10 98.470

3,413,868 13,748CUNA MUT GRP30648 62.48 0.10 98.5713,748

©2010 National Association of Insurance Commissioners200

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Short-Term

August 23, 2010

3,177,479 16,549PREMERA BLUE CROSS GRP96249 68.15 0.09 98.6616,549

2,983,615 54,019AMALGAMATED LIFE INS CO6021650 84.65 0.09 98.7533

2,618,677 5,542FIDELITY SECURITY GRP45151 20.26 0.08 98.825,364

2,611,525 21,031UNION LABOR GRP78152 58.61 0.08 98.9021,031

2,498,207 9,677MINNESOTA MUT GRP86953 41.20 0.07 98.97804

2,340,998 2,106FINANCIAL HOLDINGS GRP44954 45.54 0.07 99.042,175

2,322,099 9,405MEDICAL MUT OF OH GRP73055 89.52 0.07 99.119,405

2,242,521 9,028LINCOLN MUT LIFE & CAS INS CO6564156 18.57 0.07 99.179,028

2,066,950 10,587WISCONSIN PHYSICIANS SERV INS GRP6857 60.61 0.06 99.23663

2,020,296 13,810BERKSHIRE HATHAWAY GRP3158 16.53 0.06 99.2913,152

1,987,281 9,963WEA INC GRP275859 83.41 0.06 99.35164

1,802,196 6,107ILLINOIS MUT LIFE INS CO6458060 39.72 0.05 99.406,107

1,796,318 11,077BCBS OF KS GRP43061 42.00 0.05 99.45425

1,795,516 6,049COMMERCIAL TRAVELERS GRP56062 50.86 0.05 99.516,049

1,718,767 6,940WHITE MOUNTAINS GRP112963 69.50 0.05 99.56172

1,640,088 12,329CNA INS GRP21864 44.87 0.05 99.601,306

1,535,495 0UNIVERSAL INS CO GRP7165 61.70 0.04 99.650

1,382,216 131BALTIMORE LIFE INS CO6121266 131.26 0.04 99.69131

1,288,471 8,483SENTRY INS GRP16967 41.49 0.04 99.73652

1,089,519 7,832FEDERATED MUT GRP768 17.65 0.03 99.76922

875,084 3,682COUNTRY INS & FIN SERV GRP5069 88.30 0.03 99.783,682

849,227 2,237HORACE MANN GRP30070 40.17 0.02 99.812,237

834,386 5,121UNITED HERITAGE MUT GRP287871 45.67 0.02 99.835,121

592,987 3,834LIBERTY LIFE INS CO6149272 55.32 0.02 99.853,619

©2010 National Association of Insurance Commissioners201

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Short-Term

August 23, 2010

554,517 3,522AMERICAN NATL FIN GRP40873 88.56 0.02 99.873,522

525,124 0EMPLOYES MUT BENEFIT ASSN5604974 47.27 0.02 99.881,406

515,066 512AMERICAN COMM MUT INS CO6030575 55.98 0.02 99.90512

3,426,375,058 16,606,895GRAND TOTAL 66.71 100.005,136,805

©2010 National Association of Insurance Commissioners202

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Long-Term

August 23, 2010

1,733,805,930 5,405,047UNUMPROVIDENT CORP GRP5651 86.35 16.68 16.6846,294

1,310,528,944 6,403,630HARTFORD FIRE & CAS GRP912 84.08 12.61 29.2920,381

1,257,617,768 3,628,088METROPOLITAN GRP2413 105.86 12.10 41.3912,081

1,227,525,043 4,549,809SUN LIFE ASSUR CO OF CN GRP5494 69.65 11.81 53.214,484,716

864,563,171 4,042,444CIGNA HLTH GRP9015 63.90 8.32 61.5212,365

748,498,567 3,194,176STANCORP FIN GRP13486 69.72 7.20 68.733,194,176

439,509,206 2,133,769LINCOLN NATL GRP207 64.69 4.23 72.9619,845

422,052,098 2,098,325AETNA GRP18 96.36 4.06 77.022,098,325

366,981,074 1,670,379DELPHI FIN GRP749 78.43 3.53 80.5513,828

329,934,331 1,461,624LIBERTY MUT GRP11110 108.50 3.17 83.721,461,624

227,464,750 703,076ASSURANT INC GRP1911 73.70 2.19 85.91741,259

210,834,081 436,806AMERICAN FIDELITY CORP GRP33012 53.70 2.03 87.94776

193,042,588 723,922PRINCIPAL FIN GRP33213 81.65 1.86 89.80723,922

169,463,465 810,470MUTUAL OF OMAHA GRP26114 75.94 1.63 91.43809,626

109,372,031 228,276AMERICAN INTL GRP1215 46.40 1.05 92.4825,184

108,042,329 117,571NEW YORK LIFE GRP82616 63.90 1.04 93.52117,299

103,124,819 169,813NORTHWESTERN MUT GRP86017 56.39 0.99 94.519,111

99,337,288 473,765ING AMER INS HOLDING GRP22918 113.70 0.96 95.47464,821

66,148,641 300,736HCSC GRP91719 57.85 0.64 96.105,128

50,221,940 216,877UNITEDHEALTH GRP70720 55.84 0.48 96.59179,719

47,601,547 220,044WELLPOINT INC GRP67121 63.11 0.46 97.05220,044

44,975,447 289,119GENEVE HOLDINGS INC GRP45022 63.35 0.43 97.481,321

41,262,922 121,902ARKANSAS BCBS GRP87623 52.21 0.40 97.881,708

32,362,505 179,738ONEAMERICA FIN PARTNERS GRP61924 72.34 0.31 98.19179,736

©2010 National Association of Insurance Commissioners203

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Long-Term

August 23, 2010

20,052,380 45,390BOSTON MUT GRP58125 51.63 0.19 98.3845,390

15,976,781 58,813CUNA MUT GRP30626 39.02 0.15 98.5358,813

15,176,683 58,481REGENCE GRP120727 55.01 0.15 98.68631

10,447,653 58,831WEA INC GRP275828 76.11 0.10 98.78314

9,257,870 42,217KANSAS CITY LIFE INS GRP58829 50.74 0.09 98.8742,217

8,544,321 0MUNICH RE GRP36130 50.71 0.08 98.950

8,222,075 36,131BCBS OF SC GRP66131 60.71 0.08 99.0336,131

7,749,009 41,006HUMANA GRP11932 110.51 0.07 99.1117,051

7,678,335 7,676WEST SOUTHERN GRP83633 5.81 0.07 99.18107

5,918,867 24,536PREMERA BLUE CROSS GRP96234 51.15 0.06 99.2424,536

5,506,080 23,472HARLEYSVILLE GRP25335 55.36 0.05 99.291,786

5,445,075 1,504FIDELITY SECURITY GRP45136 62.24 0.05 99.341,495

5,068,550 19,606MUTUAL OF AMER LIFE INS CO8866837 50.07 0.05 99.3919,606

5,014,574 25,685NATIONAL INS CO OF WI INS3015538 45.79 0.05 99.4425,685

4,005,827 12,244TRUSTMARK INS CO GRP27639 71.89 0.04 99.4812,244

3,946,092 14,854SECURITY MUT LIFE INS CO OF NY6877240 70.13 0.04 99.52554

3,455,364 33,850SENTRY INS GRP16941 263.50 0.03 99.55305

3,201,472 12,730WHITE MOUNTAINS GRP112942 69.50 0.03 99.58225

2,475,141 11,201AFLAC GRP37043 25.26 0.02 99.607,469

2,387,915 8,407COUNTRY INS & FIN SERV GRP5044 74.39 0.02 99.638,407

2,265,901 7,224MINNESOTA MUT GRP86945 80.42 0.02 99.6536

2,262,480 5,054SOUTHERN FARM GRP89346 58.29 0.02 99.675,054

2,189,355 0HCC INS HOLDINGS GRP98447 47.73 0.02 99.6955

2,146,607 119,942ALLIANZ INS GRP76148 178.10 0.02 99.714

©2010 National Association of Insurance Commissioners204

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Long-Term

August 23, 2010

1,975,554 11,873WISCONSIN PHYSICIANS SERV INS GRP6849 36.60 0.02 99.73273

1,903,335 4,464COMMERCIAL TRAVELERS GRP56050 38.63 0.02 99.754,464

1,741,509 7,195HORACE MANN GRP30051 66.79 0.02 99.777,195

1,737,310 0COOPERATIVA DE SEGUROS DE VIDA7971552 29.39 0.02 99.781,363

1,610,862 2,807CNO FINANCIAL GRP23353 172.23 0.02 99.801,910

1,576,451 3,520AUTO OWNERS GRP28054 64.17 0.02 99.813,520

1,553,705 0EASTERN HOLDING CO GRP315855 30.00 0.01 99.8316,032

1,547,061 8,755PACIFIC GUARDIAN LIFE INS CO LTD6434356 54.19 0.01 99.848,755

1,435,715 0TRIPLE S VIDA INC7381457 53.96 0.01 99.860

1,394,649 6,838NIPPON LIFE INS CO OF AMER8126458 23.30 0.01 99.876,838

1,335,487 4,551ALLSTATE INS GRP859 )(22.66 0.01 99.884,551

1,292,228 6,913UNITED HERITAGE MUT GRP287860 64.74 0.01 99.906,913

10,392,642,521 40,351,865GRAND TOTAL 80.39 100.0015,239,350

©2010 National Association of Insurance Commissioners205

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Long-Term Care

August 23, 2010

1,265,016,990 572,202JOHN HANCOCK GRP9041 20.29 48.72 48.72645

468,388,079 406,302METROPOLITAN GRP2412 220.03 18.04 66.76272

261,708,396 720,900UNUMPROVIDENT CORP GRP5653 107.40 10.08 76.847,983

184,610,674 112,330PRUDENTIAL OF AMER GRP3044 124.55 7.11 83.95920

137,636,673 218,647CNA INS GRP2185 30.22 5.30 89.25218,647

123,161,959 109,644GENWORTH FIN GRP40116 150.94 4.74 93.99104,979

45,415,534 29,111AEGON US HOLDING GRP4687 111.15 1.75 95.7427,082

23,642,044 36,760LIFETIME HLTHCARE GRP11868 169.55 0.91 96.6536,760

18,614,957 15,221AMERICAN FINANCIAL GRP849 110.28 0.72 97.3715,221

17,220,029 35,873WEA INC GRP275810 173.83 0.66 98.03117

12,562,666 7,074AMERIPRISE FIN GRP411 187.61 0.48 98.517,074

11,321,785 9,036BCBS OF FL GRP53612 67.76 0.44 98.959,036

7,024,947 4,659CNO FINANCIAL GRP23313 351.14 0.27 99.224,651

6,277,132 17,576MUTUAL OF OMAHA GRP26114 282.03 0.24 99.4617,574

5,990,501 6,062NEW YORK LIFE GRP82615 220.14 0.23 99.696,062

4,233,033 3,806SENIOR HLTH INS CO OF PA7632516 )(201.66 0.16 99.853,806

2,596,604,462 2,407,351GRAND TOTAL 86.65 100.00562,921

©2010 National Association of Insurance Commissioners206

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare Supplement (Medigap)

August 23, 2010

3,470,695,597 1,627,954UNITEDHEALTH GRP7071 83.37 74.23 74.2316

256,298,203 105,868WELLPOINT INC GRP6712 75.56 5.48 79.71104,056

126,162,808 51,276AEGON US HOLDING GRP4683 79.30 2.70 82.4049,524

108,587,799 42,627AMERICAN REPUBLIC MUT GRP35274 71.93 2.32 84.7339,811

99,225,378 31,962PRINCIPAL FIN GRP3325 73.78 2.12 86.8529,691

76,090,910 33,950MUTUAL OF OMAHA GRP2616 75.08 1.63 88.4833,941

71,140,240 14,715BCBS OF MA GRP36377 73.75 1.52 90.0014,715

63,475,324 28,278CNO FINANCIAL GRP2338 81.09 1.36 91.3626,608

39,056,448 7,490BCBS OF MI GRP5729 82.64 0.84 92.195,616

34,190,667 12,382HCSC GRP91710 94.98 0.73 92.9212,748

33,793,690 21,467AMERICAN NATL FIN GRP40811 84.54 0.72 93.6421,467

30,308,774 8,343LIFETIME HLTHCARE GRP118612 74.84 0.65 94.298,343

25,949,757 11,508PREMERA BLUE CROSS GRP96213 74.05 0.55 94.8511,508

22,730,908 13,333BCBS OF TN GRP349814 81.49 0.49 95.3313,333

22,238,333 8,941CAPITAL BLUE CROSS GRP123015 80.30 0.48 95.817,584

18,898,530 4,701BCBS OF NE7778016 70.74 0.40 96.214,701

17,277,004 17,997INDEPENDENCE BLUE CROSS GRP93617 72.65 0.37 96.5814,925

16,582,499 7,797UNIVERSAL AMER FIN CORP GRP95318 91.64 0.35 96.947,797

14,780,941 6,755BCBS OF MN GRP46119 72.71 0.32 97.256,755

14,660,339 5,557HARVARD PILGRIM HTH CARE GRP59520 80.71 0.31 97.575,557

11,798,801 5,992GENWORTH FIN GRP401121 77.22 0.25 97.825,992

10,763,243 6,327BCBS OF RI5347322 84.35 0.23 98.056,327

8,610,726 2,605AMERCO CORP GRP57423 76.16 0.18 98.232,605

8,158,446 3,857WELLMARK INC GRP77024 73.36 0.17 98.413,857

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare Supplement (Medigap)

August 23, 2010

7,925,210 4,239MUNICH RE GRP36125 59.41 0.17 98.584,239

7,264,483 19,296HARTFORD FIRE & CAS GRP9126 82.90 0.16 98.73265

6,987,946 4,104LIBERTY NATL GRP29027 78.57 0.15 98.884,104

6,099,510 1,995HIGHMARK GRP81228 77.67 0.13 99.011,995

5,759,336 7,201MEDICO INS CO3111929 72.18 0.12 99.147,201

5,564,463 3,574AMALGAMATED LIFE & HLTH INS CO6020830 71.79 0.12 99.263,244

4,946,342 1,820MEDICAL MUT OF OH GRP73031 67.12 0.11 99.361,820

4,733,154 2,951SIOUX VALLEY GRP124632 77.38 0.10 99.462,951

4,731,479 1,354AMERICAN FINANCIAL GRP8433 73.36 0.10 99.561,354

4,370,897 1,926EDUCATORS MUT GRP12634 71.38 0.09 99.661,926

4,087,343 1,687CENTRAL STATES GRP69035 74.52 0.09 99.741,687

2,319,012 1,052GENERAL ELECTRIC GRP35036 81.71 0.05 99.791,052

2,233,606 1,039BCBS OF VT5329537 75.30 0.05 99.841,039

1,273,401 573PHYSICIANS BENEFITS TRUST LIFE INS6851938 54.74 0.03 99.87573

1,081,100 460PHYSICIANS MUT GRP36739 67.11 0.02 99.89460

4,675,905,714 2,138,517GRAND TOTAL 81.69 100.00473,697

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Federal Employees Health Benefit Plans

August 23, 2010

5,527,205,496 1,175,321WELLPOINT INC GRP6711 94.30 20.22 20.22595,586

3,292,305,412 692,771HCSC GRP9172 94.06 12.04 32.26333,949

2,511,956,633 575,685CAREFIRST INC GRP3803 95.62 9.19 41.45316,665

1,650,930,949 342,692BCBS OF FL GRP5364 94.19 6.04 47.49197,496

1,396,318,408 662,180AETNA GRP15 87.52 5.11 52.60199,982

894,343,620 1,467,906UNITEDHEALTH GRP7076 88.19 3.27 55.872,405

882,622,121 189,530KAISER FOUNDATION GRP6017 88.00 3.23 59.1095,865

827,254,705 250,971HIGHMARK GRP8128 93.66 3.03 62.1326,035

780,031,031 196,931REGENCE GRP12079 94.23 2.85 64.98100,084

723,108,668 150,319BCBS OF NC GRP75810 93.93 2.65 67.631

619,336,633 148,134BCBS OF AL GRP57011 97.49 2.27 69.8975,976

569,473,107 112,372BCBS OF MA GRP363712 96.56 2.08 71.9860,175

523,309,448 121,044BCBS OF NJ GRP120213 94.16 1.91 73.8960,507

423,897,674 102,790BCBS OF MI GRP57214 92.98 1.55 75.4449,866

399,540,101 114,510PREMERA BLUE CROSS GRP96215 93.34 1.46 76.9058,219

373,777,038 93,733BCBS OF TN GRP349816 92.02 1.37 78.2747,357

373,296,481 77,137BCBS OF SC GRP66117 94.95 1.37 79.641

366,197,177 71,065BCBS OF MN GRP46118 94.67 1.34 80.9833,998

359,081,679 84,952BCBS OF AZ INC5358919 91.93 1.31 82.2942,712

317,538,764 68,969LOUISIANA HLTH SERV GRP43820 93.50 1.16 83.4532,303

301,660,217 83,691INDEPENDENCE BLUE CROSS GRP93621 95.47 1.10 84.5647,548

296,836,329 59,085GROUP HLTH COOP GRP118522 91.26 1.09 85.6429,222

295,817,994 71,373WELLMARK INC GRP77023 93.80 1.08 86.7234,309

271,977,933 62,131MISSISSIPPI INS GRP112624 96.19 0.99 87.7229,845

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Federal Employees Health Benefit Plans

August 23, 2010

246,222,729 94,666HUMANA GRP11925 90.55 0.90 88.6243,939

244,488,938 61,711HAWAII MEDICAL SERV ASSN GRP114226 93.82 0.89 89.5132,539

223,656,444 41,539COVENTRY CORP GRP113727 84.28 0.82 90.3316,553

218,118,455 55,928ARKANSAS BCBS GRP87628 93.55 0.80 91.1327,518

205,437,275 108,754GHI SERV GRP130429 92.28 0.75 91.8845,891

185,397,128 38,647BCBS OF KC GRP53730 102.05 0.68 92.5619,513

183,996,553 35,765BCBS OF NE7778031 94.70 0.67 93.2316,744

183,471,789 46,635BCBS OF KS GRP43032 94.09 0.67 93.9022,500

149,088,305 68,695CAPITAL BLUE CROSS GRP123033 93.34 0.55 94.4536,335

122,671,630 30,693BCBS OF MT GRP111834 99.94 0.45 94.9014,338

99,854,239 19,302ARDENT HLTH SERV GRP367935 88.25 0.37 95.2619,302

98,433,348 22,963BCBS OF RI5347336 93.66 0.36 95.6212,297

97,048,040 25,821LIFETIME HLTHCARE GRP118637 93.03 0.36 95.9813,024

95,140,652 22,543HENRY FORD HLTH SYSTEM GRP131138 99.87 0.35 96.3310,810

93,131,375 32,381BLUE CROSS OF ID HLTH SERV INC6009539 91.57 0.34 96.6715,312

83,804,534 17,661BCBSD INC5328740 68.10 0.31 96.979,461

79,211,620 19,047NORIDIAN MUT INS CO5589141 94.71 0.29 97.268,975

75,456,305 14,678UPMC HLTH SYSTEM GRP132442 96.37 0.28 97.547,687

72,385,644 12,909SENTARA HLTH MGMT GRP118343 95.66 0.26 97.817,050

61,586,624 13,123HIP INS GRP112744 108.31 0.23 98.035,705

61,241,296 15,647BCBS OF WY5376745 95.67 0.22 98.257,624

57,733,599 13,581BCBS OF VT5329546 92.13 0.21 98.476,520

55,241,736 14,093HEALTH NET INC GRP62347 92.80 0.20 98.671

55,036,963 9,860PRESBYTERIAN HLTHCARE SERV GRP48148 77.04 0.20 98.874,673

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Federal Employees Health Benefit Plans

August 23, 2010

46,957,281 31,242HOSPITAL SERV ASSN OF NEPA GRP127049 88.62 0.17 99.0416,137

46,215,930 9,848CDPHP UNIVERSAL BENEFITS INC4702750 93.90 0.17 99.215,151

39,424,400 8,944DEAN HLTH GRP129451 92.12 0.14 99.354,353

28,516,850 15,535HEALTH NOW NY INC5520452 85.75 0.10 99.467,824

25,084,755 5,182CARLE CLINIC ASSN GRP119253 95.91 0.09 99.552,492

25,006,194 4,331FALLON COMM HLTH PLAN INC9554154 106.65 0.09 99.648

18,427,561 0FIRSTCARE GRP354955 97.80 0.07 99.710

15,346,794 3,733AVMED INC9526356 93.76 0.06 99.771

14,167,104 2,131MEDICAL MUT OF OH GRP73057 94.07 0.05 99.821,295

13,383,730 2,469MCKINLEY LIFE INS CO7721658 75.78 0.05 99.871,203

9,102,912 2,174HEALTHPLUS OF MI GRP340959 95.06 0.03 99.90899

27,334,816,889 7,906,463GRAND TOTAL 93.45 100.002,915,911

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Tricare

August 23, 2010

601,867,781 1,934,910HIGHMARK GRP8121 83.51 86.67 86.671

84,944,955 169,456HARTFORD FIRE & CAS GRP912 68.60 12.23 98.9079

694,473,937 2,104,366GRAND TOTAL 107.52 100.0080

©2010 National Association of Insurance Commissioners212

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Dental

August 23, 2010

2,922,955,956 6,213,441METROPOLITAN GRP2411 84.55 19.60 19.6042,623

1,213,866,298 4,278,721AETNA GRP12 77.31 8.14 27.741,835,960

864,565,574 3,742,704HIGHMARK GRP8123 81.87 5.80 33.5326,386

705,347,656 3,643,321CIGNA HLTH GRP9014 74.22 4.73 38.2642,083

663,603,268 1,854,668RENAISSANCE HLTH SERV CORP GRP4775 90.92 4.45 42.715,812

655,863,985 3,551,079DENTEGRA GRP24796 81.09 4.40 47.118,021

629,109,439 3,508,453UNITEDHEALTH GRP7077 84.64 4.22 51.3312,812

511,294,987 1,411,226PRINCIPAL FIN GRP3328 72.18 3.43 54.76729,776

485,781,289 2,388,666HUMANA GRP1199 68.73 3.26 58.011,321,978

481,301,823 994,745UNIFI GRP94310 75.64 3.23 61.247,089

424,102,192 1,839,752WASHINGTON DENTAL SERV4734111 89.46 2.84 64.094,390

423,287,720 1,629,579ASSURANT INC GRP1912 73.31 2.84 66.92831,940

410,334,301 1,078,368WELLPOINT INC GRP67113 66.50 2.75 69.68595,408

345,773,762 2,438,632DENTAQUEST GRP451214 77.47 2.32 71.993,940

168,233,724 562,416BCBS OF NJ GRP120215 75.50 1.13 73.12255,851

154,120,775 465,330BCBS OF MA GRP363716 82.92 1.03 74.15219,572

148,584,284 241,716LINCOLN NATL GRP2017 81.66 1.00 75.154,257

144,438,244 490,941DELTA DENTAL OF VA5561118 78.61 0.97 76.123,291

142,797,724 521,759HCSC GRP91719 76.96 0.96 77.08227,225

140,323,038 432,075DELTA DENTAL OF MN5503420 77.64 0.94 78.029,186

128,888,957 393,388DELTA DENTAL OF RI GRP157121 89.10 0.86 78.886,633

126,865,061 478,578BCBS OF SC GRP66122 75.98 0.85 79.73154,292

123,842,506 451,579DELTA DENTAL PLAN OF IL GRP11523 84.53 0.83 80.56225,990

121,757,642 525,740BCBS OF AL GRP57024 83.50 0.82 81.38266,571

©2010 National Association of Insurance Commissioners213

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Dental

August 23, 2010

116,169,744 405,158GHI SERV GRP130425 80.25 0.78 82.16186,724

112,845,215 373,412DELTA DENTAL OF NY5526326 89.00 0.76 82.92722

111,768,862 242,973AMERICAN INTL GRP1227 58.13 0.75 83.666,333

109,436,822 226,562STANCORP FIN GRP134828 77.68 0.73 84.40156,309

107,618,318 419,444DELTA DENTAL OF WI GRP384929 85.15 0.72 85.122,986

99,753,396 93,760CAREFIRST INC GRP38030 71.52 0.67 85.7948,401

82,387,120 19,378BCBS OF MI GRP57231 87.27 0.55 86.348,398

78,572,782 0PREMIER ACCESS INS CO6023732 69.26 0.53 86.870

78,353,321 367,908GUARDIAN LIFE GRP42933 73.10 0.53 87.3943,294

77,515,177 270,809DELTA DENTAL OF OK5393734 0.00 0.52 87.91149,250

76,108,928 193,674WILLAMETTE DENTAL GRP350335 91.21 0.51 88.4288,159

73,942,092 158,192OREGON DENTAL GRP131336 91.14 0.50 88.9280,105

72,946,648 165,452ARKANSAS BCBS GRP87637 69.99 0.49 89.4140,489

68,610,346 254,933DELTA DENTAL PLAN OF AR INC4715538 76.33 0.46 89.87129,351

68,355,636 137,023DELPHI FIN GRP7439 76.91 0.46 90.332,675

67,344,760 272,231BCBS OF TN GRP349840 77.12 0.45 90.78136,513

64,520,421 221,193LIFETIME HLTHCARE GRP118641 81.81 0.43 91.21107,523

61,045,152 0ACE LTD GRP62642 105.95 0.41 91.620

60,658,171 211,760DELTA DENTAL OF KS GRP463843 84.54 0.41 92.03109,151

60,348,356 147,094WEA INC GRP275844 87.78 0.40 92.43326

50,785,769 239,114BLUE CROSS OF ID HLTH SERV INC6009545 100.89 0.34 92.77190,245

48,999,288 190,455HEALTH RESOURCES INC9668746 84.22 0.33 93.100

48,772,984 131,753KAISER FOUNDATION GRP60147 57.95 0.33 93.4389,463

47,033,224 62,133SECURITY AMER FINANCIAL ENTERPRISES GRP49248 63.46 0.32 93.74195

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Dental

August 23, 2010

45,421,695 171,112DENTAL CARE PLUS INC9626549 81.52 0.30 94.0579,163

42,771,967 171,974BCBS OF KS GRP43050 86.94 0.29 94.3386,355

39,940,913 218,738NATIONAL GUARDIAN LIFE INS GRP121151 73.58 0.27 94.60109,369

39,588,782 0BROKERS NATL LIFE ASSUR CO7490052 62.61 0.27 94.8765,165

37,076,044 85,269MISSISSIPPI INS GRP112653 90.85 0.25 95.1277,617

31,964,834 81,188KANSAS CITY LIFE INS GRP58854 76.55 0.21 95.3340,800

30,787,000 0HAWAII MEDICAL SERV ASSN GRP114255 91.25 0.21 95.540

30,515,628 107,593DELTA DENTAL PLAN OF NM INC4728756 78.52 0.20 95.741,921

29,747,363 95,693STARMOUNT LIFE INS CO6898557 67.28 0.20 95.941,025

28,764,618 91,800MINNESOTA MUT GRP86958 77.68 0.19 96.1391,800

28,568,423 58,397BEST LIFE & HLTH INS CO9063859 73.68 0.19 96.3336,012

26,611,795 17,069BCBS OF RI5347360 88.59 0.18 96.506,931

25,967,229 83,543BCBS OF NC GRP75861 75.12 0.17 96.684,337

25,513,745 93,155GROUP DENTAL SERV OF MD INC9584662 74.28 0.17 96.8555,086

24,925,904 90,311WELLMARK INC GRP77063 85.48 0.17 97.0243,617

24,829,033 36,222COVENTRY CORP GRP113764 60.37 0.17 97.1869

23,730,560 51,639GENEVE HOLDINGS INC GRP45065 63.91 0.16 97.348,245

22,751,571 64,391REGENCE GRP120766 76.60 0.15 97.4926,699

22,535,856 0EASTERN HOLDING CO GRP315867 78.75 0.15 97.6542,487

20,209,322 81,021DENTAL SERV CORP OF ND4705468 85.96 0.14 97.7838,065

16,712,553 36,920CITIZENS FIN INC GRP131069 81.32 0.11 97.8936,920

15,027,795 69,151DENTAL ECONOMICS GRP450670 92.40 0.10 97.9945,261

13,106,709 48,087CAPITAL BLUE CROSS GRP123071 68.32 0.09 98.08888

13,074,039 49,151AEGON US HOLDING GRP46872 65.32 0.09 98.1744,639

©2010 National Association of Insurance Commissioners215

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Dental

August 23, 2010

12,064,803 50,155EDUCATORS MUT GRP12673 80.99 0.08 98.25418

11,965,235 26,091NIPPON LIFE INS CO OF AMER8126474 73.01 0.08 98.3312,643

11,962,099 50,927HEALTHMARKETS GRP26475 33.26 0.08 98.4130,140

11,717,049 98,061EMPLOYERS DENTAL SERV5309076 59.18 0.08 98.492,642

11,466,244 32,637TRUSTMARK INS CO GRP27677 62.62 0.08 98.5717,464

10,346,043 0HEALTH NOW NY INC5520478 79.48 0.07 98.640

10,169,110 63,407ALLSTATE INS GRP879 37.83 0.07 98.7045,547

9,789,276 141,003HEALTHPARTNERS INS CO4454780 80.46 0.07 98.7767,000

8,396,354 39,861AMERICAN FIDELITY CORP GRP33081 55.30 0.06 98.831,983

7,985,958 30,629DELTA DENTAL OF NC5465882 80.52 0.05 98.8816,716

7,899,280 20,887WISCONSIN PHYSICIANS SERV INS GRP6883 68.62 0.05 98.93232

7,701,201 227,383FIDELITY SECURITY GRP45184 37.09 0.05 98.9869,294

7,407,593 25,595BCBS OF KC GRP53785 67.29 0.05 99.0315,205

6,795,009 28,665DELTA DENTAL OF NE4709186 76.98 0.05 99.08277

6,360,580 6,525AMERICAN COMM MUT INS CO6030587 74.71 0.04 99.122,966

6,322,801 35,020GOLDEN DENTAL PLANS INC1111388 60.75 0.04 99.1614,854

6,186,564 0PACIFICSOURCE HLTH PLANS5497689 88.95 0.04 99.210

5,896,624 20,641FEDERATED MUT GRP790 69.64 0.04 99.241,331

5,743,638 22,475FIDELIO INS CO2823191 66.64 0.04 99.2812

5,402,787 9,726DENTAL HLTH SERV4749092 53.18 0.04 99.32297

5,388,008 19,760LOUISIANA HLTH SERV GRP43893 78.41 0.04 99.36496

5,259,048 24,743IHC HLTH PLANS GRP88094 117.43 0.04 99.398,756

5,116,192 5,534PAN AMER LIFE GRP52595 59.94 0.03 99.432,718

4,294,260 18,621AMERICAN NATL FIN GRP40896 74.37 0.03 99.456,859

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Dental

August 23, 2010

4,118,419 21,987DENTAL DELIVERY SYSTEMS INC1119597 83.79 0.03 99.483

3,801,320 12,050SENTRY INS GRP16998 70.50 0.03 99.511,522

3,798,414 0AMERICAN MEDICAL & LIFE INS CO8141899 66.89 0.03 99.530

3,544,256 8,167MVP GRP1198100 66.33 0.02 99.564,280

3,517,758 9,889BCBSD INC53287101 74.55 0.02 99.584,803

3,054,225 0UNIVERSITY HLTH ALLIANCE47953102 78.18 0.02 99.600

2,771,087 12,439BCBS OF MT GRP1118103 84.56 0.02 99.626,027

2,737,982 11,006PHYSICIANS MUT GRP367104 39.41 0.02 99.649,396

2,668,556 0GREAT WEST GRP769105 184.52 0.02 99.660

2,582,783 8,029WHITE MOUNTAINS GRP1129106 69.50 0.02 99.675,025

2,568,421 0BCBS OF WY53767107 85.63 0.02 99.690

2,528,458 311HEALTH NET INC GRP623108 78.15 0.02 99.7115

2,455,816 6,533HIP INS GRP1127109 72.60 0.02 99.722,830

2,349,024 1,483MAPFRE INS GRP411110 67.90 0.02 99.7417

2,160,520 10,509MEDICAL MUT OF OH GRP730111 83.94 0.01 99.755,721

2,132,144 3,903FIRST REHAB LIFE INS CO OF AMER81434112 78.27 0.01 99.77226

1,992,837 6,323LIFE INS CO OF AL65412113 58.45 0.01 99.783,613

1,798,537 3,554PIONEER EDUCATORS HLTH TRUST12619114 88.50 0.01 99.796

1,780,525 3,243MICHIGAN DENTAL PLAN INC47775115 60.76 0.01 99.81196

1,770,101 6,615COLLATERAL HOLDINGS GRP421116 72.50 0.01 99.823,219

1,745,805 6,289TOWN & COUNTRY LIFE INS CO77674117 70.27 0.01 99.83101

1,498,497 2,805US HLTH & LIFE INS CO INC97772118 65.00 0.01 99.841,247

1,357,656 3,060SAINT MARYS HLTH CARE CORP GRP2418119 83.57 0.01 99.851,959

1,252,046 868NETCARE LIFE & HLTH INS CO60246120 92.19 0.01 99.8621

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Dental

August 23, 2010

1,204,750 2,640CUNA MUT GRP306121 59.24 0.01 99.862,640

1,188,360 5,996UNION LABOR GRP781122 70.77 0.01 99.872,621

1,177,396 3,903TIMBER PRODUCTS MANUFACTURERS TRUST12239123 87.86 0.01 99.881,983

1,123,843 2,999LIBERTY UNION LIFE ASSUR CO66753124 67.34 0.01 99.89207

1,109,765 4,867GREAT CORNERSTONE LIFE & HLTH INS CO11254125 65.38 0.01 99.902,674

14,914,113,530 51,401,254GRAND TOTAL 79.41 100.009,930,333

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare

August 23, 2010

1,335,703,598 113,428COVENTRY CORP GRP11371 83.43 25.17 25.1762,738

881,872,580 84,439HUMANA GRP1192 87.18 16.62 41.7984,439

517,388,178 51,669WELLPOINT INC GRP6713 80.91 9.75 51.5447,953

416,546,052 217,507UNITEDHEALTH GRP7074 76.49 7.85 59.39199,267

256,014,233 22,435GHI SERV GRP13045 86.25 4.82 64.2122,435

237,322,534 19,947BCBS OF MI GRP5726 85.99 4.47 68.6816,729

204,667,454 19,421LIFETIME HLTHCARE GRP11867 83.68 3.86 72.5419,421

199,802,397 21,214NETWORK HLTH GRP26788 91.78 3.77 76.3121,214

130,099,229 10,516HENRY FORD HLTH SYSTEM GRP13119 94.83 2.45 78.764,594

125,458,750 15,583CIGNA HLTH GRP90110 92.38 2.36 81.1253

116,520,553 10,529CLEAR ONE HLTH PLANS INC1259511 83.89 2.20 83.3210,529

102,336,782 9,171HEALTHPLUS OF MI GRP340912 81.03 1.93 85.259,171

98,598,839 9,617BCBS OF FL GRP53613 0.00 1.86 87.108,622

93,220,206 7,663CAPITAL BLUE CROSS GRP123014 85.08 1.76 88.867,663

85,494,118 8,563HARVARD PILGRIM HTH CARE GRP59515 84.32 1.61 90.478,563

77,721,869 106,574HIP INS GRP112716 85.81 1.46 91.94106,573

71,572,225 5,138BCBS OF MA GRP363717 87.92 1.35 93.295,138

63,550,767 5,817SPECTRUM HLTH GRP338318 118.21 1.20 94.483,700

49,153,051 3,902BCBS OF TN GRP349819 83.80 0.93 95.413,902

46,797,330 5,818HOMETOWN HLTH PLAN INC9535020 93.41 0.88 96.295,818

37,997,725 2,433INDEPENDENCE BLUE CROSS GRP93621 77.41 0.72 97.012,433

33,276,373 19,016HCSC GRP91722 87.92 0.63 97.630

28,525,465 1,845MEDICAL MUT OF OH GRP73023 96.84 0.54 98.171,845

22,041,568 2,115BCBS OF RI5347324 85.19 0.42 98.592,115

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare

August 23, 2010

18,640,238 1,939EDUCATORS MUT GRP12625 96.49 0.35 98.941,939

16,289,396 1,321HIGHMARK GRP81226 78.69 0.31 99.251,321

10,406,549 941WELLMARK INC GRP77027 84.10 0.20 99.44941

5,860,167 499HEALTH NET INC GRP62328 96.85 0.11 99.552

5,684,538 1,170BCBS OF KS GRP43029 72.83 0.11 99.661,170

4,180,865 353MUNICH RE GRP36130 83.87 0.08 99.74353

3,856,134 381BCBS OF SC GRP66131 100.85 0.07 99.812

3,836,328 1,526UNION HLTH SERV INC5255332 86.44 0.07 99.881

5,306,664,465 822,315GRAND TOTAL 83.59 100.00667,336

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare Part D - Stand-Alone

August 23, 2010

114,813,007 55,368MEDCO CONTAINMENT SERV GRP4331 91.59 17.91 17.9155,368

113,661,770 64,615GHI SERV GRP13042 77.24 17.73 35.6346,152

113,618,078 306,410WELLPOINT INC GRP6713 90.89 17.72 53.35263,847

76,182,366 33,376CVS CAREMARK GRP46674 88.86 11.88 65.2333,376

43,415,164 20,411MUNICH RE GRP3615 78.30 6.77 72.0020,411

33,407,631 11,471LIFETIME HLTHCARE GRP11866 87.43 5.21 77.2111,471

29,947,566 13,591BCBS OF MN GRP4617 75.08 4.67 81.8813,591

21,954,560 8,347BCBS OF MA GRP36378 75.24 3.42 85.318,347

21,775,868 9,995HEALTH NET INC GRP6239 86.10 3.40 88.7035

20,649,241 9,868EXPRESS SCRIPTS INS CO6002510 80.88 3.22 91.929,615

11,085,030 134,577BLUE SHIELD OF CA GRP279811 44.42 1.73 93.652,347

10,693,318 5,687CIGNA HLTH GRP90112 75.59 1.67 95.32249

10,654,202 2,859CAPITAL BLUE CROSS GRP123013 56.91 1.66 96.982,859

9,771,075 4,842INDEPENDENCE BLUE CROSS GRP93614 96.44 1.52 98.514,842

2,907,712 0HAWAII MEDICAL SERV ASSN GRP114215 95.01 0.45 98.960

2,764,107 1,301BCBS OF RI5347316 96.67 0.43 99.391,301

1,666,283 1,261EDUCATORS MUT GRP12617 97.96 0.26 99.651,261

865,715 313WELLMARK INC GRP77018 96.98 0.14 99.79313

645,013 669COVENTRY CORP GRP113719 94.83 0.10 99.89669

641,209,453 685,997GRAND TOTAL 84.08 100.00477,088

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Group Care

August 23, 2010

3,672,894,972 1,142,874UNITEDHEALTH GRP7071 91.24 25.92 25.9297

2,644,223,850 9,208,472GUARDIAN LIFE GRP4292 72.59 18.66 44.594,120,844

2,342,045,189 136,544AMERICAN INTL GRP123 40.87 16.53 61.1221,643

1,316,818,986 604,287GHI SERV GRP13044 90.91 9.29 70.41188,598

851,945,915 7,779,851PRUDENTIAL OF AMER GRP3045 87.37 6.01 76.4311,413

715,212,245 220,872CIGNA HLTH GRP9016 65.04 5.05 81.482,016

547,756,343 2,039,597MAGELLAN HLTH SERV INC GRP12607 86.85 3.87 85.341,026,092

226,151,763 0CHUBB & SON INC GRP388 77.03 1.60 86.940

194,987,426 143,819LIFETIME HLTHCARE GRP11869 97.42 1.38 88.3171,932

154,474,298 27,079LINCOLN NATL GRP2010 84.10 1.09 89.4044

133,466,609 262,371GENEVE HOLDINGS INC GRP45011 64.93 0.94 90.35634

132,967,157 81,968HARTFORD FIRE & CAS GRP9112 64.15 0.94 91.29600

126,877,181 213,755AEGON US HOLDING GRP46813 88.42 0.90 92.18149,779

123,875,694 1,003,842HIGHMARK GRP81214 75.74 0.87 93.0521,967

92,184,322 28,007HEALTH NOW NY INC5520415 82.50 0.65 93.7115,218

74,602,362 765,060WELLPOINT INC GRP67116 69.05 0.53 94.23359,716

62,248,884 27,961CAPITAL BLUE CROSS GRP123017 88.60 0.44 94.6715,438

61,194,447 57,433LIBERTY NATL GRP29018 81.67 0.43 95.1057,337

56,280,869 0ACE LTD GRP62619 78.81 0.40 95.500

51,884,456 0WHITE MOUNTAINS GRP112920 43.19 0.37 95.870

49,224,550 85,749FAIRFAX FIN GRP15821 78.39 0.35 96.21164

42,920,374 33,742AMERICAN NATL FIN GRP40822 73.97 0.30 96.5216,427

31,341,466 7,381BCBS OF MA GRP363723 70.64 0.22 96.747,381

30,332,354 198,378AMEX ASSUR CO2792824 32.66 0.21 96.95276,799

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Group Care

August 23, 2010

27,841,309 85,723FIRST REHAB LIFE INS CO OF AMER8143425 80.51 0.20 97.15855

22,888,235 0COOPERATIVA DE SEGUROS DE VIDA7971526 91.20 0.16 97.310

21,828,686 37,868NATIONWIDE CORP GRP14027 49.41 0.15 97.463,599

21,773,765 177,356SUN LIFE ASSUR CO OF CN GRP54928 66.55 0.15 97.62656

20,877,880 77,634MAPFRE INS GRP41129 83.61 0.15 97.77965

18,765,041 27,372BCBS OF SC GRP66130 62.82 0.13 97.9018,675

18,728,480 2,985SHELTER INS GRP12331 60.79 0.13 98.032,985

18,278,218 4,327BCBS OF MI GRP57232 70.80 0.13 98.161,875

17,721,270 0HCC INS HOLDINGS GRP98433 47.60 0.13 98.28628

16,168,585 2,607GUARANTEE TRUST GRP68734 51.06 0.11 98.402,607

14,266,527 16,201CNO FINANCIAL GRP23335 22.80 0.10 98.5014,479

14,189,060 0BALDWIN & LYONS GRP86736 26.38 0.10 98.609

12,613,396 51,404HCSC GRP91737 38.21 0.09 98.691,359

12,022,951 440,279ORTHONET OF THE MID ATLANTIC INC1106838 49.08 0.08 98.773

11,139,068 161,136METROPOLITAN GRP24139 66.28 0.08 98.851,505

10,969,416 103,380SECURITY AMER FINANCIAL ENTERPRISES GRP49240 55.98 0.08 98.933,291

8,848,547 199,213ALLIANZ INS GRP76141 25.04 0.06 98.99140,323

8,522,930 145,281HEALTHMARKETS GRP26442 52.07 0.06 99.0579,366

7,974,304 1,299,435ASSURANT INC GRP1943 44.22 0.06 99.111,299,435

7,805,103 37,467AFLAC GRP37044 42.68 0.06 99.1623,886

7,485,520 64,083NESTLE SA GRP448345 16.33 0.05 99.22574

7,413,542 0HERITAGE VISION PLANS INC1120446 61.57 0.05 99.270

7,295,931 0UNDERWRITERS AT LLOYDS3272747 58.08 0.05 99.320

6,833,072 2,051UNITRIN GRP21548 66.17 0.05 99.371,563

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Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Group Care

August 23, 2010

5,994,169 0COOPERATIVE OPTICAL SERV INC5203049 176.09 0.04 99.410

5,875,126 6,075BOSTON MUT GRP58150 89.62 0.04 99.451,808

4,815,029 16,104MUTUAL OF OMAHA GRP26151 23.20 0.03 99.4913,619

4,721,550 9,265CITIGROUP GRP4152 170.86 0.03 99.5211

4,612,593 31,348CNA INS GRP21853 24.37 0.03 99.5519

3,547,989 73,178SWISS RE GRP18154 15.29 0.03 99.5873,178

3,508,770 2,848TRUSTMARK INS CO GRP27655 39.79 0.02 99.601,658

3,501,525 0TENNESSEE FARMERS GRP69456 16.61 0.02 99.631,467,427

3,085,296 45,802AVESIS INS INC1116357 54.23 0.02 99.65659

2,972,974 3,949TEACHERS PROTECTIVE MUT LIFE INS CO6935358 55.34 0.02 99.672,153

2,826,895 23,632CUNA MUT GRP30659 9.94 0.02 99.6923,551

2,742,492 2,951MARKEL CORP GRP78560 36.30 0.02 99.71204

2,696,370 39,080ZURICH INS GRP21261 32.62 0.02 99.73198

2,643,509 50,492HEALTH NET INC GRP62362 115.64 0.02 99.7521

2,058,086 38,121DELTA DENTAL PLAN OF AR INC4715563 55.89 0.01 99.7621,593

2,039,695 13,268GENERAL ELECTRIC GRP35064 59.62 0.01 99.7811,379

1,955,534 44,990ROYAL STATE NATL INS CO LTD6855165 63.83 0.01 99.795

1,926,541 4,262ALLSTATE INS GRP866 30.28 0.01 99.802,131

1,889,140 17,924FHC HLTH SYSTEMS GRP96567 48.78 0.01 99.821

1,885,438 0AXA INS GRP96868 72.09 0.01 99.830

1,626,077 8,433UNUMPROVIDENT CORP GRP56569 22.29 0.01 99.84131

1,469,674 13,647ARKANSAS BCBS GRP87670 15.76 0.01 99.8596

1,447,829 6,957UNION LABOR GRP78171 31.66 0.01 99.865,001

1,386,274 3,862GOVERNMENT PERSONNEL MUT LIFE INS CO6396772 80.28 0.01 99.871,814

©2010 National Association of Insurance Commissioners224

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Group Care

August 23, 2010

1,331,886 13,252CITIZENS FIN INC GRP131073 109.04 0.01 99.8813,252

1,203,478 0OLD REPUBLIC GRP15074 60.79 0.01 99.890

1,184,566 814INTER AMER GRP86375 14.40 0.01 99.9082

14,167,654,921 28,274,904GRAND TOTAL 74.54 100.0010,211,125

©2010 National Association of Insurance Commissioners225

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Accident & Health Policy Experience Report

Other Business

©2010 National Association of Insurance Commissioners227

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Market Share for the Top 125 Insurers

Other Business

©2010 National Association of Insurance Commissioners229

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Other Business Market Share for All Statement Types

Grand Total for Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

2,913,104,768 9,348,814GUARDIAN LIFE GRP4291 75.38 26.51 26.514,260,496689,089,576 8,939,433CIGNA HLTH GRP9012 67.82 6.27 32.7945,536656,421,178 4,578,616HCC INS HOLDINGS GRP9843 72.96 5.97 38.765,572460,228,569 4,417,491ING AMER INS HOLDING GRP2294 79.64 4.19 42.951,846,824450,815,030 1,986,751AETNA GRP15 66.65 4.10 47.05853,945423,661,266 4,843,300HIGHMARK GRP8126 71.44 3.86 50.911,485,509399,183,904 9,276,661ASSURANT INC GRP197 21.40 3.63 54.549,253,006397,927,727 1,208,925WHITE MOUNTAINS GRP11298 69.81 3.62 58.16944372,038,060 13,344,404WELLPOINT INC GRP6719 82.65 3.39 61.556,207,328348,450,933 2,680,589CUNA MUT GRP30610 57.16 3.17 64.722,680,589286,283,648 2,247,641HCSC GRP91711 121.52 2.61 67.3397260,596,060 12,910,391UNITEDHEALTH GRP70712 80.65 2.37 69.70355,696205,601,750 756BCBS OF MI GRP57213 83.13 1.87 71.57756166,828,858 308,885NESTLE SA GRP448314 66.11 1.52 73.09642166,314,538 669,822BCBS OF SC GRP66115 102.07 1.51 74.60236,518156,839,769 919,238AEGON US HOLDING GRP46816 61.88 1.43 76.03445,959142,265,564 648,736AMERICAN INTL GRP1217 67.53 1.29 77.33446,046138,121,713 226,825QBE INS GRP79618 65.28 1.26 78.58562132,172,493 1,415,961BCBS OF MN GRP46119 92.47 1.20 79.79690,704115,778,376 439,667AMERICAN FIDELITY CORP GRP33020 80.30 1.05 80.847104,284,498 167,419ONEAMERICA FIN PARTNERS GRP61921 75.16 0.95 81.79139,077103,611,956 652,430HUMANA GRP11922 87.39 0.94 82.73304,556100,667,805 310,958ZURICH INS GRP21223 70.78 0.92 83.6540,322

95,268,874 53,164GREAT WEST GRP76924 482.51 0.87 84.525594,241,291 323,727MUTUAL OF OMAHA GRP26125 64.77 0.86 85.37180,08088,999,610 470,067CITIGROUP GRP4126 58.92 0.81 86.183,44480,183,892 0HSBC GRP35227 42.92 0.73 86.91076,401,817 1,168,264WELLMARK INC GRP77028 92.02 0.70 87.61549,73174,473,792 377,318MEDICAL MUT OF OH GRP73029 55.85 0.68 88.29154,69264,225,935 541,448MINNESOTA MUT GRP86930 44.92 0.58 88.87541,44863,023,589 148,015NORIDIAN MUT INS CO5589131 79.65 0.57 89.4467,11353,692,249 59,836PAN AMER LIFE GRP52532 57.89 0.49 89.9327,88547,051,355 1,961,465BCBS OF NC GRP75833 46.42 0.43 90.36468

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Other Business Market Share for All Statement Types

Grand Total for Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

46,993,386 0SWISS RE GRP18134 73.38 0.43 90.79046,922,575 386,222BANKAMERICA CORP GRP128135 11.32 0.43 91.22386,22245,982,800 134,086CAREFIRST INC GRP38036 47.53 0.42 91.6372,30945,280,993 509,792LIFE OF THE SOUTH CORP GRP1737 28.89 0.41 92.05509,79244,651,938 1,686,304BCBS OF MA GRP363738 82.92 0.41 92.45834,84939,728,240 246,461CENTRAL STATES GRP69039 24.94 0.36 92.81246,46137,072,107 141,703TRUSTMARK INS CO GRP27640 77.70 0.34 93.155,57234,308,366 267,699FIDELITY SECURITY GRP45141 65.17 0.31 93.4695,57634,013,314 0BCBS OF NJ GRP120242 126.73 0.31 93.77032,314,168 89,695BCBS OF KS GRP43043 71.48 0.29 94.0740,88331,714,729 174,430PROTECTIVE LIFE INS GRP45844 26.71 0.29 94.36174,43028,083,231 0LIGHTYEAR DELOS GRP438145 57.13 0.26 94.61027,840,019 0WR BERKLEY CORP GRP9846 74.68 0.25 94.8712427,526,526 0HEALTHPARTNERS INS CO4454747 74.82 0.25 95.12026,928,430 963,258PREMERA BLUE CROSS GRP96248 65.58 0.25 95.36466,76226,810,294 0MEDICA GRP155249 85.04 0.24 95.6130926,296,176 318,097AMERICAN NATL FIN GRP40850 48.46 0.24 95.84314,77526,161,697 487,777LIFETIME HLTHCARE GRP118651 71.83 0.24 96.08222,64326,026,533 45,800GENEVE HOLDINGS INC GRP45052 69.30 0.24 96.3223,06525,376,384 811,089REGENCE GRP120753 52.02 0.23 96.55355,51821,292,777 191,331BCBS OF KC GRP53754 87.91 0.19 96.7484,94520,681,314 26,119EDUCATORS MUT GRP12655 99.92 0.19 96.939018,433,859 353,426BCBS OF NE7778056 84.62 0.17 97.10160,25116,769,643 677,275BCBS OF FL GRP53657 104.45 0.15 97.25375,00416,225,944 117,233BCBS OF AZ INC5358958 118.06 0.15 97.4056,78116,178,919 35,165BLUE SHIELD OF CA GRP279859 129.77 0.15 97.552615,825,437 30,854NATIONWIDE CORP GRP14060 69.03 0.14 97.695714,789,774 0BLUE CROSS OF ID HLTH SERV INC6009561 46.97 0.13 97.83013,264,499 75,356THE WARRANTY GRP425462 42.18 0.12 97.9575,35613,079,036 69,849CARDIF HOLDINGS GRP376463 27.40 0.12 98.0768,34011,791,595 95,805WISCONSIN PHYSICIANS SERV INS GRP6864 119.20 0.11 98.1750,20810,341,143 28,721MCKINLEY LIFE INS CO7721665 78.90 0.09 98.278,451

8,944,839 36,389CAPITAL BLUE CROSS GRP123066 89.90 0.08 98.3517,090

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Other Business Market Share for All Statement Types

Grand Total for Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

8,793,753 67,006LOUISIANA HLTH SERV GRP43867 54.54 0.08 98.4338,4268,716,121 22,648PREFERREDONE GRP349268 63.04 0.08 98.5110,9718,693,645 71,520STATE FARM GRP17669 57.45 0.08 98.5971,5208,049,633 57,015BCBS OF VT5329570 30.11 0.07 98.6628,5527,673,832 0ARCH INS GRP127971 59.12 0.07 98.7307,284,213 91,016UNION LABOR GRP78172 116.83 0.07 98.8040,3727,059,408 299,316BERKSHIRE HATHAWAY GRP3173 20.45 0.06 98.86299,3166,911,682 0UNDERWRITERS AT LLOYDS LONDON1579274 54.64 0.06 98.92196,867,211 0ENTERPRISE LIFE INS CO8908775 28.55 0.06 98.9906,846,157 277,808BCBS OF RI5347376 77.98 0.06 99.05122,6376,224,125 0MUNICH RE GRP36177 56.19 0.06 99.11505,849,448 79,032BCBS OF MT GRP111878 23.13 0.05 99.1640,5715,367,560 35,753PEKIN INS GRP15379 51.98 0.05 99.2133,1255,326,720 0ALLSTATE INS GRP880 )(34.57 0.05 99.2604,983,626 0OREGON DENTAL GRP131381 59.97 0.05 99.3004,967,257 17,688BEST LIFE & HLTH INS CO9063882 108.35 0.05 99.358,8444,933,806 23,021NIPPON LIFE INS CO OF AMER8126483 81.41 0.04 99.3911,0774,611,530 4,149,857TD FRIEDKIN GRP427784 30.78 0.04 99.4340,149,8574,488,282 0OLD SPARTAN LIFE INS CO INC6548085 10.70 0.04 99.4703,589,132 17,233AMALGAMATED LIFE INS CO6021686 68.07 0.03 99.51193,392,242 238,779COVENTRY CORP GRP113787 55.23 0.03 99.5432,8743,256,295 0IAC GRP31288 24.29 0.03 99.5703,227,830 18,057MMA GRP461689 49.14 0.03 99.608,7432,971,063 17,958INVESTORS HERITAGE LIFE INS CO6490490 47.55 0.03 99.622572,803,372 0THE LDS GRP90591 51.22 0.03 99.6502,698,556 26,209BCS INS GRP2392 77.17 0.02 99.6711,9862,363,017 61,053GUARANTEE TRUST GRP68793 47.66 0.02 99.7061,0532,356,933 0HAWAII MEDICAL SERV ASSN GRP114294 0.86 0.02 99.7202,322,781 0NATL GEN GRP94895 29.78 0.02 99.7402,080,725 118,913IHC HLTH PLANS GRP88096 47.49 0.02 99.7641,5482,021,809 4,420UNIFIED LIFE INS CO1112197 106.73 0.02 99.784,4201,894,403 0SENTARA HLTH MGMT GRP118398 37.00 0.02 99.7901,893,834 12,050LANDCAR INS GRP50399 33.53 0.02 99.8112,050

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Other Business Market Share for All Statement Types

Grand Total for Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

1,601,719 507,803INDEPENDENCE BLUE CROSS GRP936100 58.87 0.01 99.82246,9171,457,016 33,940AMERICAN REPUBLIC MUT GRP3527101 200.10 0.01 99.8433,9401,369,655 4,451ROCKY MOUNTAIN HLTH GRP1184102 214.73 0.01 99.852,1151,300,010 170NATIONAL WESTERN LIFE INS CO66850103 96.00 0.01 99.8611,294,270 7,892LIFE ASSUR CO INC85677104 33.92 0.01 99.877,3761,189,262 0MAGNA INS CO61018105 44.95 0.01 99.8811,0891,160,355 17,824UPMC HLTH SYSTEM GRP1324106 3.97 0.01 99.9017,824

10,986,871,215 133,590,808GRAND TOTAL 75.16 100.0081,289,152

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Top 25 Groups by Company

Other Business

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Other Business Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

2,913,104,768 9,348,81475.38 26.514,260,496GUARDIAN LIFE GRP4291

2,913,104,768 9,348,81475.38 4,260,496GUARDIAN LIFE INS CO OF AMER64246

689,089,576 8,939,43367.82 6.2745,536CIGNA HLTH GRP9012

19,948,382 83,55763.73 39,789ALTA HLTH & LIFE INS CO67369

669,141,194 8,855,87667.94 5,747CONNECTICUT GEN LIFE INS CO62308

656,421,178 4,578,61672.96 5.975,572HCC INS HOLDINGS GRP9843

1,257,852 1,0448.59 466AVEMCO INS CO10367

567,831,107 4,491,36173.86 4,478HCC LIFE INS CO92711

82,274,147 86,21169.47 616PERICO LIFE INS CO85561

5,058,072 044.98 12US SPECIALTY INS CO29599

460,228,569 4,417,49179.64 4.191,846,824ING AMER INS HOLDING GRP2294

447,495,126 4,280,03679.76 1,787,061RELIASTAR LIFE INS CO67105

12,733,443 137,45575.32 59,763RELIASTAR LIFE INS CO OF NY61360

450,815,030 1,986,75166.65 4.10853,945AETNA GRP15

450,815,030 1,986,75166.65 853,945AETNA LIFE INS CO60054

423,661,266 4,843,30071.44 3.861,485,509HIGHMARK GRP8126

70,464,723 510,38260.93 216HIGHMARK CAS INS CO35599

0 1,823,1140.00 1,456,308HIGHMARK INC54771

311,705,845 2,365,03971.38 1,115HM LIFE INS CO93440

24,559,406 82,94288.55 102HM LIFE INS CO OF NY60213

0 59,7510.00 26,482KEYSTONE HLTH PLAN W INC95048

16,931,292 2,07291.39 1,286MOUNTAIN STATE BCBS INC54828

399,183,904 9,276,66121.40 3.639,253,006ASSURANT INC GRP197

167,988,877 5,878,23114.02 5,878,231AMERICAN BANKERS INS CO OF FL10111

203,249,036 3,149,47221.35 3,131,403AMERICAN BANKERS LIFE ASSUR CO OF FL60275

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Other Business Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

6,097,791 101,6303.57 101,630AMERICAN SECURITY INS CO429787

13,286,178 10,596112.60 6,390JOHN ALDEN LIFE INS CO65080

2,272,544 37,876)(1.02 37,876STANDARD GUAR INS CO42986

1,727,113 92683.84 618TIME INS CO69477

4,562,365 97,93041.13 96,858UNION SECURITY LIFE INS CO OF NY81477

397,927,727 1,208,92569.81 3.62944WHITE MOUNTAINS GRP11298

10,431,883 43,09581.29 26FIRST SYMETRA NATL LIFE INS CO OF NY78417

387,495,844 1,165,83069.50 918SYMETRA LIFE INS CO68608

372,038,060 13,344,40482.65 3.396,207,328WELLPOINT INC GRP6719

45,731,322 4,127,596102.47 1,861,684ANTHEM BLUE CROSS LIFE & HLTH INS CO62825

47,890,963 084.78 0ANTHEM HLTH PLANS INC60217

0 707,1050.00 328,141ANTHEM HLTH PLANS OF KY INC95120

2,024,693 029.00 0ANTHEM HLTH PLANS OF ME INC52618

3,667,144 014.29 0ANTHEM HLTH PLANS OF NH53759

0 1,491,5800.00 772,965ANTHEM HLTH PLANS OF VA INC71835

119,702,456 1,588,82973.09 709,089ANTHEM INS CO INC28207

10,578,946 137,87836.41 64,287BCBS HLTHCARE PLAN OF GA INC96962

34,880,756 824,00985.93 395,822BCBS OF GA INC54801

19,582,115 527,44989.65 214,073BCBS OF WI54003

68,317,681 3,052,42790.99 1,425,278COMMUNITY INS CO10345

0 32,7440.00 14,203COMPCARE HLTH SERV INS CORP95693

0 9820.00 982GREATER GA LIFE INS CO97217

0 69,5190.00 33,476HEALTHKEEPERS INC95169

0 169,5490.00 78,794HEALTHY ALLIANCE LIFE INS CO78972

807,480 12,22063.84 6,040HMO CO INC95473

0 3,7220.00 2,218HMO MO INC95358

3,038,724 047.65 0MATTHEW THORTON HLTH PLAN INC95527

0 19,3960.00 10,158PENINSULA HLTH CARE INC95167

0 9,8660.00 5,044PRIORITY HLTHCARE INC96512

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Other Business Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

15,815,780 562,426100.61 282,487ROCKY MOUNTAIN HOSPITAL & MEDICAL110119

0 7,1070.00 2,587UNICARE HLTH PLANS OF THE MIDWEST95505

348,450,933 2,680,58957.16 3.172,680,589CUNA MUT GRP30610

348,450,933 2,680,58957.16 2,680,589CUNA MUT INS SOCIETY62626

0 00.00 0MEMBERS LIFE INS CO86126

286,283,648 2,247,641121.52 2.6197HCSC GRP91711

)(2,467 970.00 97FORT DEARBORN LIFE INS CO OF NY85090

3,710,582 113,217191.86 0HCSC INS SERV CO78611

282,575,533 2,134,327120.65 0HEALTH CARE SERV CORP A MUT LEGAL RE70670

260,596,060 12,910,39180.65 2.37355,696UNITEDHEALTH GRP70712

0 24,4780.00 10HEALTH NET OF CT INC95968

0 2,4110.00 2HEALTH NET OF NJ INC95351

0 6,9600.00 3HEALTH NET OF NY INC95305

0 4,4030.00 2MAMSI LIFE & HLTH INS CO60321

0 00.00 0MD INDIVIDUAL PRACTICE ASSN INC96310

7,634,092 16,73761.02 7,604MIDWEST SECURITY LIFE INS CO79480

0 13,2210.00 7OPTIMUM CHOICE INC96940

136,753 1,4272.81 0SIERRA HLTH & LIFE INS CO INC71420

136,571,303 693,40281.01 307,539UNIMERICA INS CO91529

812,739 2,87954.02 1,276UNIMERICA LIFE INS CO OF NY11596

33,686,112 070.41 0UNITED HLTHCARE INS CO OF NY60093

80,634,594 12,140,33186.39 39,231UNITEDHEALTHCARE INS CO79413

1,120,467 4,14293.79 22UNITEDHEALTHCARE INS CO OF THE RIVER12231

205,601,750 75683.13 1.87756BCBS OF MI GRP57213

205,601,750 75683.13 756BCBS OF MI54291

166,828,858 308,88566.11 1.52642NESTLE SA GRP448314

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Other Business Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

166,828,858 308,88566.11 642GERBER LIFE INS CO7093914

166,314,538 669,822102.07 1.51236,518BCBS OF SC GRP66115

22,909,240 168,22475.29 76BCBS OF SC INC38520

143,405,298 501,598106.35 236,442COMPANION LIFE INS CO77828

156,839,769 919,23861.88 1.43445,959AEGON US HOLDING GRP46816

37,750,517 181,27556.34 42,184MONUMENTAL LIFE INS CO66281

733,179 42,62320.99 42,623STONEBRIDGE CAS INS CO10952

3,218,371 148,02824.51 148,028STONEBRIDGE LIFE INS CO65021

4,814,054 11,41065.34 11,410TRANSAMERICA FINANCIAL LIFE INS CO70688

97,505,067 504,22660.85 201,610TRANSAMERICA LIFE INS CO86231

12,818,581 31,67696.45 104WESTERN RESERVE LIFE ASSUR CO OF OH91413

142,265,564 648,73667.53 1.29446,046AMERICAN INTL GRP1217

21,114,151 151,68143.54 151,681AMERICAN GEN ASSUR CO68373

87,793,879 178,16978.44 613AMERICAN GEN LIFE INS CO OF DE66842

52 012,461.54 0AMERICAN INTL LIFE ASSUR CO OF NY60607

30,822,516 300,39351.93 275,259MERIT LIFE INS CO65951

2,534,966 18,49378.99 18,493UNITED STATES LIFE INS CO IN NYC70106

138,121,713 226,82565.28 1.26562QBE INS GRP79618

136,090,910 215,92565.18 526QBE INS CORP39217

2,030,803 10,90072.06 36QBE SPECIALTY INS CO11515

132,172,493 1,415,96192.47 1.20690,704BCBS OF MN GRP46119

113,566,245 1,392,45696.28 667,199BCBSM INC55026

18,606,248 23,50569.20 23,505MII LIFE INC61522

115,778,376 439,66780.30 1.057AMERICAN FIDELITY CORP GRP33020

115,778,376 439,66780.30 7AMERICAN FIDELITY ASSUR CO60410

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Other Business Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

104,284,498 167,41975.16 0.95139,077ONEAMERICA FIN PARTNERS GRP61921

104,284,498 167,41975.16 139,077AMERICAN UNITED LIFE INS CO60895

103,611,956 652,43087.39 0.94304,556HUMANA GRP11922

1,478,340 079.16 0HUMANA HLTH BENEFIT PLAN OF LA INC95642

3,897,966 089.65 0HUMANA HLTH INS CO OF FL INC69671

0 00.00 0HUMANA HLTH PLAN INC95885

51,826,657 216,32084.48 103,893HUMANA INS CO73288

12,386,878 111,82192.59 55,891HUMANA INS CO OF KY60219

34,022,115 324,28989.25 144,772KANAWHA INS CO65110

100,667,805 310,95870.78 0.9240,322ZURICH INS GRP21223

5,667,759 39,83942.40 39,839UNIVERSAL UNDERWRITERS LIFE INS CO70173

95,000,046 271,11972.47 483ZURICH AMER INS CO16535

95,268,874 53,164482.51 0.8755GREAT WEST GRP76924

9,047,693 065.94 0FIRST GREAT W LIFE & ANN INS CO79359

5,839,415 06,280.26 0GREAT W LIFE & ANN INS CO68322

16,056,459 53,16425.33 55LONDON LIFE REINS CO76694

64,325,307 0128.90 0US BUSINESS OF CANADA LIFE ASSUR CO80659

94,241,291 323,72764.77 0.86180,080MUTUAL OF OMAHA GRP26125

548,004 2,01024.77 1,595MUTUAL OF OMAHA INS CO71412

93,693,287 321,71765.00 178,485UNITED OF OMAHA LIFE INS CO69868

10,986,871,215 133,590,80875.16 81,289,152GRAND TOTAL26

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Market Share by Statement Type

Other Business

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Other Business Market Share for Life, Accident & Health

Grand Total Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

2,913,104,768 9,348,814GUARDIAN LIFE GRP4291 75.38 33.71 33.714,260,496689,089,576 8,939,433CIGNA HLTH GRP9012 67.82 7.97 41.6845,536650,105,254 4,577,572HCC INS HOLDINGS GRP9843 73.30 7.52 49.205,094460,228,569 4,417,491ING AMER INS HOLDING GRP2294 79.64 5.33 54.531,846,824450,815,030 1,986,751AETNA GRP15 66.65 5.22 59.74853,945397,927,727 1,208,925WHITE MOUNTAINS GRP11296 69.81 4.60 64.35944348,450,933 2,680,589CUNA MUT GRP3067 57.16 4.03 68.382,680,589336,265,251 2,447,981HIGHMARK GRP8128 72.63 3.89 72.271,217225,789,481 12,854,776UNITEDHEALTH GRP7079 82.11 2.61 74.88355,650222,824,692 3,258,924ASSURANT INC GRP1910 27.68 2.58 77.463,235,269166,828,858 308,885NESTLE SA GRP448311 66.11 1.93 79.39642156,106,590 876,615AEGON US HOLDING GRP46812 62.07 1.81 81.20403,336143,405,298 501,598BCBS OF SC GRP66113 106.35 1.66 82.86236,442142,265,564 648,736AMERICAN INTL GRP1214 67.53 1.65 84.50446,046115,778,376 439,667AMERICAN FIDELITY CORP GRP33015 80.30 1.34 85.847104,284,498 167,419ONEAMERICA FIN PARTNERS GRP61916 75.16 1.21 87.05139,077

98,235,650 652,430HUMANA GRP11917 87.16 1.14 88.19304,55695,268,874 53,164GREAT WEST GRP76918 482.51 1.10 89.295594,241,291 323,727MUTUAL OF OMAHA GRP26119 64.77 1.09 90.38180,08088,226,098 468,107CITIGROUP GRP4120 58.50 1.02 91.401,48480,183,892 0HSBC GRP35221 42.92 0.93 92.33064,225,935 541,448MINNESOTA MUT GRP86922 44.92 0.74 93.07541,44853,692,249 59,836PAN AMER LIFE GRP52523 57.89 0.62 93.6927,88546,922,526 386,222BANKAMERICA CORP GRP128124 11.32 0.54 94.24386,22245,280,993 509,792LIFE OF THE SOUTH CORP GRP1725 28.89 0.52 94.76509,79239,728,240 246,461CENTRAL STATES GRP69026 24.94 0.46 95.22246,46137,072,107 141,703TRUSTMARK INS CO GRP27627 77.70 0.43 95.655,57234,308,366 267,699FIDELITY SECURITY GRP45128 65.17 0.40 96.0495,57632,314,168 89,695BCBS OF KS GRP43029 71.48 0.37 96.4240,88331,714,729 174,430PROTECTIVE LIFE INS GRP45830 26.71 0.37 96.79174,43026,928,430 117,222PREMERA BLUE CROSS GRP96231 65.58 0.31 97.1058,61126,296,176 318,097AMERICAN NATL FIN GRP40832 48.46 0.30 97.40314,77526,026,533 45,800GENEVE HOLDINGS INC GRP45033 69.30 0.30 97.7023,065

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Other Business Market Share for Life, Accident & Health

Grand Total Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

20,681,314 26,119EDUCATORS MUT GRP12634 99.92 0.24 97.949018,606,248 23,505BCBS OF MN GRP46135 69.20 0.22 98.1623,50516,178,919 35,165BLUE SHIELD OF CA GRP279836 129.77 0.19 98.342615,825,437 30,854NATIONWIDE CORP GRP14037 69.03 0.18 98.535713,264,499 75,356THE WARRANTY GRP425438 42.18 0.15 98.6875,35613,021,265 69,406CARDIF HOLDINGS GRP376439 27.46 0.15 98.8367,897

7,876,979 78,276REGENCE GRP120740 77.00 0.09 98.9220,0387,284,213 91,016UNION LABOR GRP78141 116.83 0.08 99.0140,3726,867,211 0ENTERPRISE LIFE INS CO8908742 28.55 0.08 99.0905,667,759 39,839ZURICH INS GRP21243 42.40 0.07 99.1539,8395,367,560 35,753PEKIN INS GRP15344 51.98 0.06 99.2133,1255,326,720 0ALLSTATE INS GRP845 )(34.57 0.06 99.2804,967,257 17,688BEST LIFE & HLTH INS CO9063846 108.35 0.06 99.338,8444,933,806 23,021NIPPON LIFE INS CO OF AMER8126447 81.41 0.06 99.3911,0774,611,530 4,149,857TD FRIEDKIN GRP427748 30.78 0.05 99.4440,149,8574,488,282 0OLD SPARTAN LIFE INS CO INC6548049 10.70 0.05 99.5003,589,132 17,233AMALGAMATED LIFE INS CO6021650 68.07 0.04 99.54193,392,242 6,615COVENTRY CORP GRP113751 55.23 0.04 99.5893,256,295 0IAC GRP31252 24.29 0.04 99.6102,971,063 17,958INVESTORS HERITAGE LIFE INS CO6490453 47.55 0.03 99.652572,803,372 0THE LDS GRP90554 51.22 0.03 99.6802,729,238 0MUNICH RE GRP36155 49.05 0.03 99.7102,698,556 26,209BCS INS GRP2356 77.17 0.03 99.7411,9862,363,017 61,053GUARANTEE TRUST GRP68757 47.66 0.03 99.7761,0532,322,781 0NATL GEN GRP94858 29.78 0.03 99.8002,021,809 4,420UNIFIED LIFE INS CO1112159 106.73 0.02 99.824,4201,893,834 12,050LANDCAR INS GRP50360 33.53 0.02 99.8412,0501,457,016 33,940AMERICAN REPUBLIC MUT GRP352761 200.10 0.02 99.8633,9401,300,010 170NATIONAL WESTERN LIFE INS CO6685062 96.00 0.02 99.8811,294,270 7,892LIFE ASSUR CO INC8567763 33.92 0.01 99.897,376

8,642,496,545 67,605,263GRAND TOTAL 74.34 100.0059,650,296

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Other Business Market Share for Health

Grand Total Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

372,038,060 13,173,873WELLPOINT INC GRP6711 82.65 21.68 21.686,127,552286,286,115 2,247,544HCSC GRP9172 121.57 16.68 38.360205,601,750 756BCBS OF MI GRP5723 83.13 11.98 50.34756113,566,245 1,392,456BCBS OF MN GRP4614 96.28 6.62 56.96667,199

76,401,817 1,168,264WELLMARK INC GRP7705 92.02 4.45 61.41549,73173,202,519 375,193MEDICAL MUT OF OH GRP7306 53.23 4.27 65.68153,65563,023,589 148,015NORIDIAN MUT INS CO558917 79.65 3.67 69.3567,11347,051,355 1,961,465BCBS OF NC GRP7588 46.42 2.74 72.0946845,982,800 134,086CAREFIRST INC GRP3809 47.53 2.68 74.7772,30944,651,938 1,686,304BCBS OF MA GRP363710 82.92 2.60 77.37834,84934,806,579 55,615UNITEDHEALTH GRP70711 71.17 2.03 79.404634,013,314 0BCBS OF NJ GRP120212 126.73 1.98 81.38027,526,526 0HEALTHPARTNERS INS CO4454713 74.82 1.60 82.99026,810,294 0MEDICA GRP155214 85.04 1.56 84.5530926,161,697 487,777LIFETIME HLTHCARE GRP118615 71.83 1.52 86.08222,64322,909,240 168,224BCBS OF SC GRP66116 75.29 1.33 87.417621,292,777 191,331BCBS OF KC GRP53717 87.91 1.24 88.6584,94518,433,859 353,426BCBS OF NE7778018 84.62 1.07 89.73160,25117,499,405 732,813REGENCE GRP120719 40.78 1.02 90.75335,48016,931,292 1,884,937HIGHMARK GRP81220 91.39 0.99 91.731,484,07616,769,643 677,275BCBS OF FL GRP53621 104.45 0.98 92.71375,00416,225,944 117,233BCBS OF AZ INC5358922 118.06 0.95 93.6556,78114,789,774 0BLUE CROSS OF ID HLTH SERV INC6009523 46.97 0.86 94.52011,791,595 94,736WISCONSIN PHYSICIANS SERV INS GRP6824 119.20 0.69 95.2050,19910,341,143 28,721MCKINLEY LIFE INS CO7721625 78.90 0.60 95.818,451

8,944,839 36,389CAPITAL BLUE CROSS GRP123026 89.90 0.52 96.3317,0908,793,753 67,006LOUISIANA HLTH SERV GRP43827 54.54 0.51 96.8438,4268,716,121 22,648PREFERREDONE GRP349228 63.04 0.51 97.3510,9718,049,633 57,015BCBS OF VT5329529 30.11 0.47 97.8228,5526,846,157 277,808BCBS OF RI5347330 77.98 0.40 98.22122,6375,849,448 79,032BCBS OF MT GRP111831 23.13 0.34 98.5640,5715,376,306 0HUMANA GRP11932 91.59 0.31 98.8704,983,626 0OREGON DENTAL GRP131333 59.97 0.29 99.160

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Other Business Market Share for Health

Grand Total Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

2,356,933 0HAWAII MEDICAL SERV ASSN GRP114234 0.86 0.14 99.3002,080,725 118,913IHC HLTH PLANS GRP88035 47.49 0.12 99.4241,5481,894,403 0SENTARA HLTH MGMT GRP118336 37.00 0.11 99.5301,601,719 507,803INDEPENDENCE BLUE CROSS GRP93637 58.87 0.09 99.62246,9171,369,655 4,451ROCKY MOUNTAIN HLTH GRP118438 214.73 0.08 99.702,1151,160,355 17,824UPMC HLTH SYSTEM GRP132439 3.97 0.07 99.7717,8241,047,576 3,398ARKANSAS BCBS GRP87640 29.40 0.06 99.831,786

860,270 408,764HARVARD PILGRIM HTH CARE GRP59541 32.97 0.05 99.88182,100

1,716,082,969 58,533,746GRAND TOTAL 87.89 100.0015,198,575

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Other Business Market Share for Property/Casualty

Grand Total Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

176,359,212 6,017,737ASSURANT INC GRP191 13.46 28.20 28.206,017,737138,121,713 226,825QBE INS GRP7962 65.28 22.08 50.28562

95,000,046 271,119ZURICH INS GRP2123 72.47 15.19 65.4748370,464,723 510,382HIGHMARK GRP8124 60.93 11.27 76.7421646,993,386 0SWISS RE GRP1815 73.38 7.51 84.25028,083,231 0LIGHTYEAR DELOS GRP43816 57.13 4.49 88.74027,840,019 0WR BERKLEY CORP GRP987 74.68 4.45 93.19124

8,693,645 71,520STATE FARM GRP1768 57.45 1.39 94.5871,5207,673,832 0ARCH INS GRP12799 59.12 1.23 95.8107,059,408 299,316BERKSHIRE HATHAWAY GRP3110 20.45 1.13 96.94299,3166,911,682 0UNDERWRITERS AT LLOYDS LONDON1579211 54.64 1.11 98.04196,315,924 1,044HCC INS HOLDINGS GRP98412 37.73 1.01 99.054783,494,887 0MUNICH RE GRP36113 61.77 0.56 99.6150

773,512 1,960CITIGROUP GRP4114 106.34 0.12 99.731,960733,179 42,623AEGON US HOLDING GRP46815 20.99 0.12 99.8542,623

625,450,468 7,450,375GRAND TOTAL 51.59 100.006,440,277

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009

Other Business Market Share for Fraternal

Grand Total Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

2,841,233 1,424MMA GRP46161 41.58 100.00 100.004

2,841,233 1,424GRAND TOTAL 41.58 100.004

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Market Share by Line of Business

Other Business

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Other Business Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Credit (Individual and Group)

August 23, 2010

2,913,104,768 9,348,814GUARDIAN LIFE GRP4291 75.38 67.78 67.784,260,496384,193,526 9,265,166ASSURANT INC GRP192 17.96 8.94 76.729,246,025348,450,933 2,680,589CUNA MUT GRP3063 57.16 8.11 84.832,680,589

88,999,610 470,067CITIGROUP GRP414 58.92 2.07 86.903,44480,183,892 0HSBC GRP3525 42.92 1.87 88.77064,225,935 541,448MINNESOTA MUT GRP8696 44.92 1.49 90.26541,44858,229,056 445,490AEGON US HOLDING GRP4687 39.94 1.35 91.62445,49054,471,696 470,567AMERICAN INTL GRP128 49.96 1.27 92.88445,43346,922,575 386,222BANKAMERICA CORP GRP12819 11.32 1.09 93.98386,22245,280,993 509,792LIFE OF THE SOUTH CORP GRP1710 28.89 1.05 95.03509,79239,728,240 246,461CENTRAL STATES GRP69011 24.94 0.92 95.95246,46131,714,729 6,091PROTECTIVE LIFE INS GRP45812 26.71 0.74 96.696,09125,287,755 317,603AMERICAN NATL FIN GRP40813 49.30 0.59 97.28314,46913,264,499 75,356THE WARRANTY GRP425414 42.18 0.31 97.5975,35613,079,036 69,849CARDIF HOLDINGS GRP376415 27.40 0.30 97.8968,340

9,723,196 23,012GENEVE HOLDINGS INC GRP45016 40.89 0.23 98.1223,0128,693,645 71,520STATE FARM GRP17617 57.45 0.20 98.3271,5207,059,408 299,316BERKSHIRE HATHAWAY GRP3118 20.45 0.16 98.49299,3166,867,211 0ENTERPRISE LIFE INS CO8908719 28.55 0.16 98.6505,667,759 39,839ZURICH INS GRP21220 42.40 0.13 98.7839,8395,367,560 35,753PEKIN INS GRP15321 51.98 0.12 98.9033,1255,326,720 0ALLSTATE INS GRP822 )(34.57 0.12 99.0305,252,243 28,342ONEAMERICA FIN PARTNERS GRP61923 46.24 0.12 99.1504,611,530 4,149,857TD FRIEDKIN GRP427724 30.78 0.11 99.2640,149,8574,488,282 0OLD SPARTAN LIFE INS CO INC6548025 10.70 0.10 99.3603,256,295 0IAC GRP31226 24.29 0.08 99.4402,971,063 17,958INVESTORS HERITAGE LIFE INS CO6490427 47.55 0.07 99.512572,803,372 0THE LDS GRP90528 51.22 0.07 99.5702,729,238 0MUNICH RE GRP36129 49.05 0.06 99.6302,363,017 61,053GUARANTEE TRUST GRP68730 47.66 0.05 99.6961,0531,893,834 12,050LANDCAR INS GRP50331 33.53 0.04 99.7312,0501,813,907 0NATL GEN GRP94832 24.79 0.04 99.780

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Other Business Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Credit (Individual and Group)

August 23, 2010

1,457,016 33,940AMERICAN REPUBLIC MUT GRP352733 200.10 0.03 99.8133,9401,294,270 7,892LIFE ASSUR CO INC8567734 33.92 0.03 99.847,3761,189,262 0MAGNA INS CO6101835 44.95 0.03 99.8711,089

997,370 17,643DELTA GRP59836 20.42 0.02 99.8917,643

4,297,664,602 29,845,676GRAND TOTAL 63.74 100.0060,196,879

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Other Business Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Stop Loss/Excess Loss

August 23, 2010

689,089,576 113,038CIGNA HLTH GRP9011 67.82 10.30 10.3015,874656,421,178 4,578,616HCC INS HOLDINGS GRP9842 72.96 9.81 20.115,572460,228,569 4,417,491ING AMER INS HOLDING GRP2293 79.64 6.88 26.991,846,824450,814,679 1,986,724AETNA GRP14 66.65 6.74 33.73853,918423,661,266 2,960,435HIGHMARK GRP8125 71.44 6.33 40.072,719397,927,727 1,208,925WHITE MOUNTAINS GRP11296 69.81 5.95 46.02944372,038,060 1,644,629WELLPOINT INC GRP6717 82.65 5.56 51.58719,069286,286,115 2,247,544HCSC GRP9178 121.57 4.28 55.860260,596,060 1,261,994UNITEDHEALTH GRP7079 80.65 3.90 59.75317,465205,601,750 756BCBS OF MI GRP57210 83.13 3.07 62.83756166,828,858 308,885NESTLE SA GRP448311 66.11 2.49 65.32642166,314,538 669,822BCBS OF SC GRP66112 102.07 2.49 67.81236,518138,121,713 226,825QBE INS GRP79613 65.28 2.06 69.87562132,172,493 23,505BCBS OF MN GRP46114 92.47 1.98 71.8523,505115,778,376 439,667AMERICAN FIDELITY CORP GRP33015 80.30 1.73 73.587103,611,956 652,430HUMANA GRP11916 87.39 1.55 75.13304,556

99,032,255 139,077ONEAMERICA FIN PARTNERS GRP61917 76.69 1.48 76.61139,07798,610,713 473,748AEGON US HOLDING GRP46818 74.83 1.47 78.0846995,268,874 53,164GREAT WEST GRP76919 482.51 1.42 79.515595,000,046 271,119ZURICH INS GRP21220 72.47 1.42 80.9348394,241,291 260,434MUTUAL OF OMAHA GRP26121 64.77 1.41 82.34116,78787,793,868 178,169AMERICAN INTL GRP1222 78.44 1.31 83.6561376,401,817 477,517WELLMARK INC GRP77023 92.02 1.14 84.79224,01074,473,792 377,318MEDICAL MUT OF OH GRP73024 55.85 1.11 85.90154,69263,023,589 148,015NORIDIAN MUT INS CO5589125 79.65 0.94 86.8567,11353,692,249 59,836PAN AMER LIFE GRP52526 57.89 0.80 87.6527,88547,051,355 354,842BCBS OF NC GRP75827 46.42 0.70 88.3518146,993,386 0SWISS RE GRP18128 73.56 0.70 89.06045,982,800 134,086CAREFIRST INC GRP38029 47.53 0.69 89.7472,30944,651,938 0BCBS OF MA GRP363730 82.92 0.67 90.41037,072,107 138,067TRUSTMARK INS CO GRP27631 77.70 0.55 90.963,50734,308,366 267,699FIDELITY SECURITY GRP45132 65.17 0.51 91.4895,576

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Other Business Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Stop Loss/Excess Loss

August 23, 2010

34,013,314 0BCBS OF NJ GRP120233 126.73 0.51 91.99032,314,168 89,695BCBS OF KS GRP43034 71.48 0.48 92.4740,88328,083,231 0LIGHTYEAR DELOS GRP438135 57.13 0.42 92.89027,840,019 0WR BERKLEY CORP GRP9836 74.68 0.42 93.3012427,526,526 0HEALTHPARTNERS INS CO4454737 74.82 0.41 93.72026,928,430 117,222PREMERA BLUE CROSS GRP96238 65.58 0.40 94.1258,61126,810,294 0MEDICA GRP155239 85.04 0.40 94.5230926,161,697 0LIFETIME HLTHCARE GRP118640 71.83 0.39 94.91025,376,384 114,504REGENCE GRP120741 52.02 0.38 95.2940,10721,292,777 0BCBS OF KC GRP53742 87.91 0.32 95.61020,681,314 26,119EDUCATORS MUT GRP12643 99.92 0.31 95.929018,433,859 0BCBS OF NE7778044 84.62 0.28 96.19016,769,643 74,883BCBS OF FL GRP53645 104.45 0.25 96.4444,69816,303,337 22,788GENEVE HOLDINGS INC GRP45046 86.24 0.24 96.695316,225,944 88,031BCBS OF AZ INC5358947 118.06 0.24 96.9344,13416,178,919 35,165BLUE SHIELD OF CA GRP279848 129.77 0.24 97.172615,825,437 30,854NATIONWIDE CORP GRP14049 69.03 0.24 97.415714,990,378 11,495ASSURANT INC GRP1950 109.49 0.22 97.636,98114,789,774 0BLUE CROSS OF ID HLTH SERV INC6009551 46.97 0.22 97.85011,791,595 24,710WISCONSIN PHYSICIANS SERV INS GRP6852 119.20 0.18 98.0310,46610,341,143 28,721MCKINLEY LIFE INS CO7721653 78.90 0.15 98.188,451

8,944,839 36,389CAPITAL BLUE CROSS GRP123054 89.90 0.13 98.3217,0908,793,753 67,006LOUISIANA HLTH SERV GRP43855 54.54 0.13 98.4538,4268,716,121 22,648PREFERREDONE GRP349256 63.04 0.13 98.5810,9718,049,633 52,475BCBS OF VT5329557 30.11 0.12 98.7026,5957,673,832 0ARCH INS GRP127958 59.12 0.11 98.8207,284,213 89,601UNION LABOR GRP78159 116.83 0.11 98.9238,9576,911,682 0UNDERWRITERS AT LLOYDS LONDON1579260 54.64 0.10 99.03196,846,157 72,079BCBS OF RI5347361 77.98 0.10 99.1329,5275,849,448 20,560BCBS OF MT GRP111862 23.13 0.09 99.229,4254,983,626 0OREGON DENTAL GRP131363 59.97 0.07 99.2904,967,257 17,688BEST LIFE & HLTH INS CO9063864 108.35 0.07 99.378,8444,933,806 23,021NIPPON LIFE INS CO OF AMER8126465 81.41 0.07 99.4411,077

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Other Business Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Stop Loss/Excess Loss

August 23, 2010

3,589,132 17,233AMALGAMATED LIFE INS CO6021666 68.07 0.05 99.49193,494,887 0MUNICH RE GRP36167 61.77 0.05 99.55503,392,242 6,615COVENTRY CORP GRP113768 55.23 0.05 99.6093,227,830 5,746MMA GRP461669 49.14 0.05 99.642,2802,698,556 26,209BCS INS GRP2370 77.17 0.04 99.6811,9862,356,933 0HAWAII MEDICAL SERV ASSN GRP114271 0.86 0.04 99.7202,080,725 11IHC HLTH PLANS GRP88072 47.49 0.03 99.75112,021,809 4,420UNIFIED LIFE INS CO1112173 106.73 0.03 99.784,4201,894,403 0SENTARA HLTH MGMT GRP118374 37.00 0.03 99.8101,601,719 0INDEPENDENCE BLUE CROSS GRP93675 58.87 0.02 99.8301,369,655 4,451ROCKY MOUNTAIN HLTH GRP118476 214.73 0.02 99.852,1151,300,010 170NATIONAL WESTERN LIFE INS CO6685077 96.00 0.02 99.8711,160,355 17,824UPMC HLTH SYSTEM GRP132478 3.97 0.02 99.8917,824

6,689,206,613 27,480,248GRAND TOTAL 82.49 100.005,888,303

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Other Business Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Total Non U.S. Policy Forms

August 23, 2010

10,539,995,818 28,292,025AFLAC GRP3701 70.73 73.29 73.2918,972,2113,622,348,643 5,788,728AMERICAN INTL GRP122 35.41 25.19 98.474,599,981

99,380,011 0ACE LTD GRP6263 56.06 0.69 99.16050,588,476 146,703PAN AMER LIFE GRP5254 71.92 0.35 99.5269,60238,166,679 0BEST MERIDIAN INS CO638865 46.39 0.27 99.780

14,382,057,178 34,436,394GRAND TOTAL 61.58 100.0023,716,871

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Accident & Health Policy Experience Report Grand Total (Individual, Group, and Other)

Business

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Market Share for the Top 125 Insurers

Grand Total Business

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Market Share for All Statement Types

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

MarketRank Group/Company Name

August 23, 2010

73,129,033,939 48,931,654UNITEDHEALTH GRP7071 82.38 13.50 13.504,467,64645,148,368,550 31,939,453WELLPOINT INC GRP6712 83.52 8.33 21.8318,909,69226,110,411,677 18,899,447AETNA GRP13 85.19 4.82 26.658,434,42225,886,741,366 11,132,471HUMANA GRP1194 82.19 4.78 31.427,716,68417,992,689,375 8,719,765HCSC GRP9175 84.61 3.32 34.743,135,56214,811,165,453 48,997,819AFLAC GRP3706 67.01 2.73 37.4829,891,66912,814,179,821 13,966,442HIGHMARK GRP8127 88.02 2.36 39.843,194,07311,162,348,993 3,768,478COVENTRY CORP GRP11378 87.50 2.06 41.902,749,41210,161,855,771 3,089,476INDEPENDENCE BLUE CROSS GRP9369 91.32 1.88 43.781,898,689

9,290,090,452 2,219,469BCBS OF MI GRP57210 90.30 1.71 45.491,285,8789,004,514,260 27,693,206CIGNA HLTH GRP90111 79.06 1.66 47.15530,4157,970,699,543 2,090,996KAISER FOUNDATION GRP60112 92.82 1.47 48.631,188,3727,856,927,592 2,405,626BCBS OF NJ GRP120213 87.91 1.45 50.081,651,7017,677,277,798 2,602,913BCBS OF FL GRP53614 79.67 1.42 51.491,627,3746,799,443,692 3,604,037BCBS OF MA GRP363715 90.94 1.25 52.751,902,0126,742,592,110 3,223,729REGENCE GRP120716 86.47 1.24 53.991,575,7746,680,812,000 9,242,686AMERICAN INTL GRP1217 39.87 1.23 55.226,049,7636,577,886,754 1,957,523CAREFIRST INC GRP38018 86.43 1.21 56.441,129,9856,364,526,138 2,210,460WELLCARE GRP119919 85.94 1.17 57.6106,270,410,331 23,078,842METROPOLITAN GRP24120 109.18 1.16 58.77462,4666,198,181,662 19,193,010GUARDIAN LIFE GRP42921 74.10 1.14 59.918,691,7605,983,692,599 1,198,695HIP INS GRP112722 88.02 1.10 61.02831,0595,200,798,919 18,733,504UNUMPROVIDENT CORP GRP56523 91.21 0.96 61.983,998,2494,997,032,935 2,131,410LIFETIME HLTHCARE GRP118624 89.90 0.92 62.901,248,2564,982,343,427 2,257,940UNIVERSAL AMER FIN CORP GRP95325 81.68 0.92 63.822,243,3284,731,671,726 3,404,360BCBS OF NC GRP75826 85.64 0.87 64.69679,9514,283,850,324 3,969,341BCBS OF AL GRP57027 94.81 0.79 65.482,187,1214,258,908,047 1,479,414AMERIGROUP GRP115628 84.03 0.79 66.271,479,4143,764,648,498 2,376,927BCBS OF MN GRP46129 86.63 0.69 66.961,406,0843,549,121,075 1,334,795CENTENE CORP GRP129530 89.49 0.65 67.6254,8383,330,524,014 1,735,478GHI SERV GRP130431 89.64 0.61 68.23780,6703,194,219,026 16,666,188ASSURANT INC GRP1932 76.91 0.59 68.8215,564,5743,152,584,213 1,184,284BCBS OF TN GRP349833 82.76 0.58 69.41712,858

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Market Share for All Statement Types

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

MarketRank Group/Company Name

August 23, 2010

3,135,033,566 1,103,852HEALTH NET INC GRP62334 84.59 0.58 69.98662,0953,021,407,914 1,026,431MOLINA HEALTHCARE INC GRP153135 83.59 0.56 70.541,2892,979,720,963 2,327,157WELLMARK INC GRP77036 89.81 0.55 71.091,307,3682,940,704,451 1,750,394PREMERA BLUE CROSS GRP96237 85.29 0.54 71.63934,0752,793,029,273 625,277GROUP HLTH COOP GRP118538 89.21 0.52 72.15374,4922,773,229,453 18,533,094HARTFORD FIRE & CAS GRP9139 70.36 0.51 72.66175,6102,694,367,337 957,955HARVARD PILGRIM HTH CARE GRP59540 88.55 0.50 73.16472,9362,656,994,087 543,744MEDICA GRP155241 86.98 0.49 73.6530,3612,642,461,761 3,956,904PRINCIPAL FIN GRP33242 75.12 0.49 74.142,694,3512,454,095,975 540,207HEALTH NOW NY INC5520443 88.30 0.45 74.59347,8572,446,005,066 761,874CARESOURCE GRP368344 88.47 0.45 75.0422,425,385,569 1,171,580JOHN HANCOCK GRP90445 74.53 0.45 75.49600,0232,368,342,981 2,029,242BCBS OF SC GRP66146 94.20 0.44 75.93800,3032,282,249,727 437,238UPMC HLTH SYSTEM GRP132447 89.47 0.42 76.35313,9902,234,997,992 1,011,036MEDICAL MUT OF OH GRP73048 83.49 0.41 76.76496,7052,222,927,885 1,189,020GENWORTH FIN GRP401149 107.73 0.41 77.171,184,3552,221,552,084 750,678LOUISIANA HLTH SERV GRP43850 85.74 0.41 77.58449,3282,134,860,419 396,344NEWQUEST GRP347751 81.59 0.39 77.97396,3442,032,755,618 639,055CAPITAL BLUE CROSS GRP123052 88.12 0.38 78.35370,5621,971,852,157 15,616,887MUTUAL OF OMAHA GRP26153 74.39 0.36 78.714,646,6381,901,244,434 2,203,207CNO FINANCIAL GRP23354 87.58 0.35 79.061,737,6831,839,801,862 390,482HENRY FORD HLTH SYSTEM GRP131155 92.10 0.34 79.40188,6391,783,278,827 1,564,689CVS CAREMARK GRP466756 92.84 0.33 79.731,564,6891,771,966,636 9,644,406AEGON US HOLDING GRP46857 69.05 0.33 80.066,218,8581,708,226,675 642,952BCBS OF RI5347358 91.91 0.32 80.37353,8241,674,995,576 565,904HAWAII MEDICAL SERV ASSN GRP114259 95.33 0.31 80.68383,0561,660,962,186 1,094,601BCBS OF KS GRP43060 88.79 0.31 80.99615,8831,634,029,482 530,173SPECTRUM HLTH GRP338361 88.73 0.30 81.29267,3401,488,082,999 186,651UCARE GRP438062 90.50 0.27 81.57186,6511,472,436,269 1,259,304BCBS OF AZ INC5358963 82.19 0.27 81.84661,7591,436,182,353 655,573BCBS OF KC GRP53764 84.25 0.27 82.10392,2401,406,219,464 987,146ARKANSAS BCBS GRP87665 80.09 0.26 82.36360,6751,330,204,408 4,811,240SUN LIFE ASSUR CO OF CN GRP54966 70.81 0.25 82.614,641,443

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Market Share for All Statement Types

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

MarketRank Group/Company Name

August 23, 2010

1,295,661,442 717,801BCBS OF NE7778067 86.22 0.24 82.85394,2081,270,516,983 9,487,763STANCORP FIN GRP134868 65.99 0.23 83.089,320,5141,247,603,376 460,802MISSISSIPPI INS GRP112669 91.11 0.23 83.31337,9681,240,446,610 289,019PRESBYTERIAN HLTHCARE SERV GRP48170 84.86 0.23 83.54244,2121,236,035,701 273,705TUFTS ASSOCIATED HLTH MAINTENANCE OR9568871 89.69 0.23 83.7701,220,218,991 315,230BRAVO HLTH INC GRP338772 79.78 0.23 83.9901,217,126,578 88,292MANAGED HLTH INC9528473 86.31 0.22 84.2288,1491,214,784,465 830,045BLUE SHIELD OF CA GRP279874 85.55 0.22 84.44216,8211,192,744,404 7,985,948PRUDENTIAL OF AMER GRP30475 100.59 0.22 84.66104,1651,159,713,123 982,637NORTHWESTERN MUT GRP86076 71.78 0.21 84.88773,9171,142,053,285 323,085SENTARA HLTH MGMT GRP118377 89.56 0.21 85.09257,6141,134,276,159 243,868BOSTON MEDICAL CENTER HLTH PLAN INC1320378 98.69 0.21 85.30243,8681,101,961,320 6,913,444LINCOLN NATL GRP2079 71.85 0.20 85.5090,7871,090,653,343 59,174XLHEALTH GRP444380 81.30 0.20 85.7059,1741,083,035,539 555,097BLUE CROSS OF ID HLTH SERV INC6009581 84.63 0.20 85.90377,9521,076,962,187 186,235FALLON COMM HLTH PLAN INC9554182 93.73 0.20 86.1072,2031,068,016,915 285,366AVMED INC9526383 86.85 0.20 86.304,4341,060,408,911 164,910INDEPENDENT HLTH ASSN9530884 88.57 0.20 86.49121,0461,055,786,250 36,633,996VISION SERV PLAN GRP118985 85.15 0.19 86.6922,9521,040,951,295 210,093GEISINGER INS GRP114386 80.97 0.19 86.88130,1121,038,743,961 1,330,727STATE FARM GRP17687 83.17 0.19 87.071,143,3231,035,545,565 5,035,774LIBERTY NATL GRP29088 65.07 0.19 87.2615,395,6921,027,663,780 241,086CAPITAL DISTRICT PHYSICIANS HLTHPLN9549189 87.76 0.19 87.45171,7021,012,518,127 0ACE LTD GRP62690 56.73 0.19 87.6401,007,113,324 159,613MUNICH RE GRP36191 84.08 0.19 87.83156,4051,005,751,836 518,280IHC HLTH PLANS GRP88092 85.25 0.19 88.01186,280

986,417,347 850,192HEALTHMARKETS GRP26493 55.55 0.18 88.19480,395967,529,671 184,041PROVIDENCE HLTH PLAN9500594 89.97 0.18 88.37121,948964,839,967 267,887DEAN HLTH GRP129495 92.63 0.18 88.55159,811957,582,675 257,289CARLE CLINIC ASSN GRP119296 89.82 0.18 88.73138,786930,697,069 202,254NEIGHBORHOOD HLTH PLAN INC1110997 97.80 0.17 88.90180,828909,406,299 429,554NORIDIAN MUT INS CO5589198 90.56 0.17 89.07236,632908,519,074 178,536UNIVERSITY HLTH CARE INC5262199 89.14 0.17 89.23178,536

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Market Share for All Statement Types

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

MarketRank Group/Company Name

August 23, 2010

891,723,013 173,239ARDENT HLTH SERV GRP3679100 87.58 0.16 89.40144,909863,434,902 378,671WEA INC GRP2758101 94.33 0.16 89.561,255828,990,705 379,736HOSPITAL SERV ASSN OF NEPA GRP1270102 87.89 0.15 89.71220,183806,007,979 157,098HEALTH PARTNERS OF PHILADELPHIA INC95066103 86.19 0.15 89.86157,098804,093,819 165,336SECURITY HLTH PLAN OF WI INC96881104 90.28 0.15 90.01115,733733,719,313 4,898,056DENTEGRA GRP2479105 79.51 0.14 90.14124,823723,190,002 4,617,342HCC INS HOLDINGS GRP984106 70.04 0.13 90.2814,206701,821,217 165,044HEALTHPLUS OF MI GRP3409107 85.49 0.13 90.41119,181700,716,417 1,988,054RENAISSANCE HLTH SERV CORP GRP477108 90.41 0.13 90.54107,855665,532,921 298,288CLARIAN HLTH PARTNERS GRP4637109 86.03 0.12 90.66298,288661,621,238 237,348CAIDAN ENTERPRISES INC GRP4640110 79.35 0.12 90.78237,348650,742,148 1,873,922AMERICAN FIDELITY CORP GRP330111 58.93 0.12 90.90458,493647,020,436 3,336,518DELPHI FIN GRP74112 73.54 0.12 91.0225,925640,287,012 1,537,414UNIFI GRP943113 70.49 0.12 91.1473,901638,756,768 124,492COMMUNITYCARE GRP3487114 90.50 0.12 91.2629,649632,036,706 156,024NETWORK HLTH GRP2678115 90.47 0.12 91.37109,692627,866,263 5,518,009ING AMER INS HOLDING GRP229116 83.21 0.12 91.492,677,365617,305,351 1,794,847ALLSTATE INS GRP8117 69.04 0.11 91.601,470,564616,934,464 188,009SCOTT & WHITE GRP600118 91.86 0.11 91.72119,904616,006,525 237,361MVP GRP1198119 99.06 0.11 91.83268,257613,348,611 155,160VANGUARD HLTH VENTURES GRP1212120 89.20 0.11 91.9498,371607,483,441 377,923MASS MUT LIFE INS GRP435121 74.07 0.11 92.06357,803569,120,896 544,000AMERICAN FINANCIAL GRP84122 80.02 0.11 92.16378,851568,563,563 263,701COMMUNITY HLTH PLAN OF WA47049123 86.12 0.10 92.274560,468,716 15,185,648CUNA MUT GRP306124 52.88 0.10 92.3713,456,584557,524,721 110,723MERCY HLTH PLANS GRP3386125 88.42 0.10 92.4783,227

541,856,890,787 677,637,750GRAND TOTAL 84.10 100.00326,428,005

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Top 25 Groups by Company

Grand Total Business

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Market Share for All statement types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

73,129,033,939 48,931,65482.38 13.504,467,646UNITEDHEALTH GRP7071

160,329,764 97,65470.90 61,334AMERICAN MEDICAL SECURITY LIFE INS C9717993,396,122 45,91287.66 45,912AMERICHOICE OF CT INC13178

786,277,625 289,25593.25 289,255AMERICHOICE OF NJ INC95497280,395,148 79,52782.74 79,527AMERICHOICE OF PA INC95033

3,356,806 19,97892.00 8DENTAL BENEFIT PROVIDERS OF IL INC52053354,464,812 18,26191.78 1EVERCARE OF NEW MEXICO INC13214622,854,289 98,15683.04 3EVERCARE OF TX LLC11141

1,327,354,070 628,61363.15 372,860GOLDEN RULE INS CO62286681,038,174 208,47484.95 208,474GREAT LAKES HLTH PLAN95467757,386,622 176,61589.15 28,413HEALTH NET INS CO NY INC43893

1,037,041,363 171,71985.06 55,381HEALTH NET OF CT INC95968473,512,563 133,35487.79 61,754HEALTH NET OF NJ INC95351387,791,964 81,13185.78 4,022HEALTH NET OF NY INC95305

1,527,818,718 419,23682.80 284,304HEALTH PLAN OF NV96342126,864,874 48,21968.88 1,350MAMSI LIFE & HLTH INS CO60321590,922,408 149,64885.76 21MD INDIVIDUAL PRACTICE ASSN INC96310

88,774,615 47,12481.29 23,656MIDWEST SECURITY LIFE INS CO7948014,536,011 156,51263.40 146NATIONAL PACIFIC DENTAL INC95251

431,571,309 107,60878.36 8,073NEIGHBORHOOD HLTH PARTNERSHIP INC9512341,633,903 138,79974.39 186NEVADA PACIFIC DENTAL INC95758

460,388,489 110,62078.68 5,596OPTIMUM CHOICE INC969404,357,890,632 1,020,65283.10 542,527OXFORD HLTH INS INC78026

146,906,743 25,39189.02 13,691OXFORD HLTH PLANS CT INC96798664,012,628 122,33682.46 78,530OXFORD HLTH PLANS NJ INC95506

2,048,638,286 283,43384.62 189,537OXFORD HLTH PLANS NY INC954792,411,566 14,53255.20 144PACIFICARE DENTAL OF CO INC11189

322,120,032 608,28953.17 67,879PACIFICARE LIFE & HLTH INS CO70785197,877,846 65,16182.27 14,940PACIFICARE LIFE ASSUR CO84506

1,158,103,314 121,66985.62 383PACIFICARE OF AZ INC95617

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Market Share for All statement types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

847,023,873 87,85582.18 300PACIFICARE OF CO INC954341

74,949,377 14,10280.75 675PACIFICARE OF NV INC95685331,892,546 46,14278.78 71PACIFICARE OF OK INC96903253,422,183 25,04778.67 422PACIFICARE OF OR INC95893

1,898,074,606 152,44682.25 51PACIFICARE OF TX INC95174417,576,699 079.15 0PACIFICARE OF WA INC48038214,081,040 116,83680.51 0SIERRA HLTH & LIFE INS CO INC71420171,812,863 872,99977.02 481,251UNIMERICA INS CO91529

3,976,779 14,61952.70 13,016UNIMERICA LIFE INS CO OF NY1159637,419,830 21,50670.28 21,506UNISON FAMILY HLTH PLAN OF PA INC12012

409,512,071 119,30079.95 119,300UNISON HLTH PLAN OF OH INC12323717,719,259 166,58981.36 166,589UNISON HLTH PLAN OF PA INC95220196,982,235 59,21185.05 59,211UNISON HLTH PLAN OF SC INC11775

71,441,039 28,330102.18 28,330UNISON HLTH PLAN OF THE CAPITAL AREA1303255,729,281 5,46168.86 5,461UNISON HLTH PLAN OF TN INC11139

13,192 24)(1,001.77 4UNITED HLTH CARE OF MS INC95716316,935,656 79,95174.88 8,018UNITED HLTHCARE INS CO OF IL60318

5,516,852,040 1,773,23788.62 208,138UNITED HLTHCARE INS CO OF NY60093444,203,264 108,52678.35 7,174UNITED HLTHCARE INS CO OF OH73518678,831,912 187,47388.35 135,664UNITED HLTHCARE MID ATLANTIC INC95025387,551,738 35,33780.44 8UNITED HLTHCARE OF AL INC95784

18,117,517 3,16677.17 83UNITED HLTHCARE OF AR INC95446127,307,645 26,16084.17 29UNITED HLTHCARE OF AZ INC96016

2,644,839 27863.48 77UNITED HLTHCARE OF CO INC950901,300,896,591 287,31386.95 1,429UNITED HLTHCARE OF FL INC95264

157,434,612 33,35983.77 1,967UNITED HLTHCARE OF GA INC9585048,995,795 13,61587.20 387UNITED HLTHCARE OF KY LTD9664429,185,947 5,923100.19 59UNITED HLTHCARE OF LA INC95833

144,138,239 44,83682.89 4UNITED HLTHCARE OF MIDLANDS INC95591561,261,500 59,51569.54 33UNITED HLTHCARE OF MIDWEST INC96385

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Market Share for All statement types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

750,078,816 78,97585.04 117UNITED HLTHCARE OF OH INC951861

24,404,271 2,91969.04 80UNITED HLTHCARE OF TN INC11147119,939,543 15,29977.67 8UNITED HLTHCARE OF UT INC95501

31,977,774,270 37,526,27981.46 229,951UNITEDHEALTHCARE INS CO7941369,257,121 28,10182.96 1,681UNITEDHEALTHCARE INS CO OF THE RIVER1223180,827,326 20,71186.88 390UNITEDHEALTHCARE OF IL INC95776

776,718,743 82,78981.20 1,705UNITEDHEALTHCARE OF NC INC95103474,591,803 78,84784.27 1,184UNITEDHEALTHCARE OF NEW ENGLAND INC95149823,100,187 252,75080.26 252,750UNITEDHEALTHCARE OF NY INC95085

32,417,101 7,27890.26 26UNITEDHEALTHCARE OF TX INC957651,039,355,823 276,51085.68 223,133UNITEDHEALTHCARE OF WI INC957102,378,914,071 684,16282.62 59,457UNITEDHEALTHCARE PLAN OF THE RIVER V95378

45,148,368,550 31,939,45383.52 8.3318,909,692WELLPOINT INC GRP6712

22,497,919 81,64193.68 1AMERICAN IMAGING MGMT E LLC110694,246,875,759 6,951,76078.60 3,883,224ANTHEM BLUE CROSS LIFE & HLTH INS CO628252,646,724,181 648,94687.72 361,947ANTHEM HLTH PLANS INC602171,699,639,727 1,384,75781.21 756,814ANTHEM HLTH PLANS OF KY INC95120

993,238,102 262,06489.24 157,305ANTHEM HLTH PLANS OF ME INC52618502,146,250 122,07485.60 78,652ANTHEM HLTH PLANS OF NH53759

3,767,813,594 2,448,32079.43 1,345,603ANTHEM HLTH PLANS OF VA INC718354,867,810,511 3,551,06684.50 2,140,462ANTHEM INS CO INC28207

25,841 1,67145.62 1,671ANTHEM LIFE & DISABILITY INS CO1357368,899,590 1,288,18158.66 1,285,675ANTHEM LIFE INS CO61069

1,345,488,197 520,62579.66 272,219BCBS HLTHCARE PLAN OF GA INC969622,544,011,031 1,501,01984.30 836,463BCBS OF GA INC54801

866,468,828 752,00580.92 362,460BCBS OF WI540034,062,121,712 4,299,05883.50 2,114,658COMMUNITY INS CO10345

473,071,827 224,40486.33 122,862COMPCARE HLTH SERV INS CORP956935,884,598,677 2,565,01890.07 1,299,883EMPIRE HEALTHCHOICE ASSUR INC550932,293,845,575 339,09582.29 248,641EMPIRE HEALTHCHOICE HMO INC95433

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Market Share for All statement types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

9,422,226 201,69483.96 196,784GREATER GA LIFE INS CO972172

920,419,962 369,89684.53 263,990HEALTHKEEPERS INC95169145,294 2142.60 13HEALTHLINK HMO INC96475

1,599,975,537 710,29380.27 402,097HEALTHY ALLIANCE LIFE INS CO78972281,209,114 82,69688.24 41,371HMO CO INC95473329,534,050 89,36182.13 48,911HMO MO INC95358399,905,276 82,17187.00 45,453MATTHEW THORTON HLTH PLAN INC95527

148,390 35139.00 246ONENATION INS CO85286156,406,820 68,84483.93 49,543PENINSULA HLTH CARE INC95167221,270,834 74,71782.67 55,823PRIORITY HLTHCARE INC96512

1,626,766,789 1,193,50883.15 665,482ROCKY MOUNTAIN HOSPITAL & MEDICAL11011324,194,322 108,48180.06 71,859UNICARE HLTH INS CO OF THE MIDWEST70700

13,777,380 5,38899.68 5,388UNICARE HLTH INS CO OF TX10076128,095,438 57,45177.56 57,451UNICARE HLTH PLAN OF KS INC12805155,099,634 80,18577.90 80,185UNICARE HLTH PLAN OF WV INC11810300,787,046 79,33784.09 36,838UNICARE HLTH PLANS OF THE MIDWEST95505120,751,893 39,64084.60 34,144UNICARE HLTH PLANS OF TX INC95420

2,275,181,224 1,753,71580.29 1,585,574UNICARE LIFE & HLTH INS CO80314

26,110,411,677 18,899,44785.19 4.828,434,422AETNA GRP13

213,528,475 96,93085.37 5AETNA BETTER HLTH INC1317462,282,437 323,04454.55 105,679AETNA DENTAL INC9591012,004,344 188,49283.58 3,223AETNA DENTAL INC NJ CORP11183

173,427,783 36,98983.94 623AETNA HLTH INC CO CORP95256245,340,386 54,27887.85 3,479AETNA HLTH INC CT CORP95935

43,688,127 10,11075.91 1,526AETNA HLTH INC DE CORP952451,988,135,035 473,74686.81 49,405AETNA HLTH INC FL CORP95088

359,154,075 144,87784.36 6,276AETNA HLTH INC GA CORP95094133,206,172 23,20685.71 2,098AETNA HLTH INC ME CORP95517

)(5,881 00.00 0AETNA HLTH INC MI CORP957561,906,510,309 356,51089.70 57,557AETNA HLTH INC NJ CORP95287

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Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

801,689,658 118,17685.17 24,857AETNA HLTH INC NY CORP952343

3,957,213,500 919,02483.83 99,008AETNA HLTH INC PA CORP95109849,852,025 210,00385.19 7,932AETNA HLTH INC TX CORP95490

5,920,980 84670.78 48AETNA HLTH INC WA CORP4706080,529,411 598,61179.43 27,100AETNA HLTH INS CO72052

9,822,955 37,19296.41 2,087AETNA HLTH INS CO OF NY8445054,258,770 14,85490.98 396AETNA HLTH OF THE CAROLINAS INC95343

15,089,809,742 15,246,41984.91 8,043,120AETNA LIFE INS CO60054124,043,374 46,14085.88 3MISSOURI CARE INC12913

25,886,741,366 11,132,47182.19 4.787,716,684HUMANA GRP1194

801,234 5,11874.52 2,698AMERICAN DENTAL PLAN OF NC INC95107162,540 79357.90 392AMERICAN DENTAL PROVIDERS OF AR INC11559

992,477,708 64,22781.24 64,227CAREPLUS HLTH PLANS INC95092588,966,805 67,16186.89 58,428CARITEN HLTH PLAN INC95754

68,768,758 16,50483.59 8,817CARITEN INS CO82740128,245,095 2,506,49474.32 1,497,086COMPBENEFITS CO52015

15,919,781 112,89669.41 51,989COMPBENEFITS DENTAL INC11228127,299,504 805,10171.01 404,570COMPBENEFITS INS CO60984

703,671 3,45558.60 2,116DENTAL CONCERN LTD5202820,045,115 292,94360.83 147,810DENTICARE INC95161

1,745,070 35155.53 243EMPHESYS INS CO8859589,675,678 8,94193.20 8,941HUMANA ADVANTAGECARE PLAN10126

269,572,102 34,97390.27 25,549HUMANA BENEFIT PLAN OF IL INC60052223,168,965 85,81072.32 47,092HUMANA EMPLOYERS HLTH PLAN GA INC95519

1,189,993,216 149,25484.10 116,762HUMANA HLTH BENEFIT PLAN OF LA INC95642299,666,527 104,53878.41 62,642HUMANA HLTH INS CO OF FL INC69671

1,903,395,266 365,67683.75 241,626HUMANA HLTH PLAN INC95885287,563,955 89,57782.93 42,219HUMANA HLTH PLAN OF OH INC95348837,334,420 186,15180.96 124,764HUMANA HLTH PLAN OF TX INC95024

13,194,644,454 3,801,79782.15 3,330,705HUMANA INS CO73288

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Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

19,810,479 130,25198.42 66,201HUMANA INS CO OF KY602194

120,712,619 52,55878.06 52,558HUMANA INS CO OF NY1263480,027,932 086.13 0HUMANA INS CO OF PR INC84603

4,569,476,176 483,47780.62 415,655HUMANA MEDICAL PLAN INC952703,193,682 50296.30 502HUMANA MEDICAL PLAN OF UT INC12908

250,919,229 54,27089.63 25,074HUMANA WI HLTH ORG INS CORP95342295,258,439 915,19367.83 487,558HUMANADENTAL INS CO70580139,824,566 18,54783.26 18,547INDEPENDENT CARE HLTH PLAN11695144,914,633 616,221135.27 331,471KANAWHA INS CO65110

0 00.00 0PREFERRED HLTH PARTNERSHIP OF TN INC9574922,453,747 159,69271.53 80,442THE DENTAL CONCERN INC54739

17,992,689,375 8,719,76584.61 3.323,135,562HCSC GRP9175

3,606,470 9,54445.49 9,544COLORADO BANKERS LIFE INS CO84786157,569,770 652,30861.45 18,201FORT DEARBORN LIFE INS CO71129

2,877,219 61,03847.99 928FORT DEARBORN LIFE INS CO OF NY8509041,045,725 10,832105.75 6,509GHS HMO INC DBA BLUELINCS HMO1181412,613,396 51,40438.21 1,359GHS PROP & CAS INS CO29718

437,927,978 391,21575.87 0HCSC INS SERV CO7861117,337,048,817 7,543,42485.04 3,099,021HEALTH CARE SERV CORP A MUT LEGAL RE70670

14,811,165,453 48,997,81967.01 2.7329,891,669AFLAC GRP3706

14,546,966,529 47,841,71467.16 29,242,537AMERICAN FAMILY LIFE ASSUR CO OF COL60380207,470,579 900,30862.15 478,396AMERICAN FAMILY LIFE ASSUR CO OF NY60526

56,728,345 255,79745.50 170,736CONTINENTAL AMER INS CO71730

12,814,179,821 13,966,44288.02 2.363,194,073HIGHMARK GRP8127

1,354,630,012 285,61686.33 285,616GATEWAY HLTH PLAN INC96938658,510 5684.64 56GATEWAY HLTH PLAN OF OH INC12325

70,698,829 510,58860.86 422HIGHMARK CAS INS CO355996,065,325,277 3,457,95689.70 2,425,782HIGHMARK INC54771

109,608,919 72,36279.64 72,362HIGHMARK SENIOR RESOURCES INC10131

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Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

91,686,467 9,32295.63 9,322HM HLTH INS CO717687

393,719,517 3,130,84070.93 2,679HM LIFE INS CO9344061,598,858 317,48480.15 320HM LIFE INS CO OF NY60213

2,445,961,763 322,25591.18 273,597KEYSTONE HLTH PLAN W INC95048761,896,894 182,34990.23 97,530MOUNTAIN STATE BCBS INC54828

3,073 2252.49 4UNITD CONCORDIA DENTAL PLANS OF FL I52020601,867,781 1,934,91083.51 1UNITED CONCORDIA COMPANIES INC89070

30,518,077 336,46487.48 1,321UNITED CONCORDIA DENTAL PLAN PA INC4708915,923,607 116,90274.97 1,072UNITED CONCORDIA DENTAL PLANS95253

557,508 2,84794.72 24UNITED CONCORDIA DENTAL PLANS OF KY52048781,074 4,16078.20 13UNITED CONCORDIA DENTAL PLANS TX INC95160

11,645,202 43,51087.69 135UNITED CONCORDIA DENTAL PLNS OF MW96150286,093,462 961,63685.37 5,447UNITED CONCORDIA INS CO85766

9,557,897 25,47579.89 1,081UNITED CONCORDIA INS CO OF NY60222501,447,094 2,251,68879.70 17,289UNITED CONCORDIA LIFE & HLTH INS CO62294

11,162,348,993 3,768,47887.50 2.062,749,412COVENTRY CORP GRP11378

429,527,406 136,78784.99 55,751ALTIUS HLTH PLANS INC9540756,650,973 39,233103.95 38,683CAMBRIDGE LIFE INS CO81000

170,140,275 67,63880.89 60,553CARELINK HLTH PLANS INC954083,215,925,349 1,062,39387.28 879,391COVENTRY HLTH & LIFE INS CO81973

329,002,557 84,08086.58 51,348COVENTRY HLTH CARE OF DE INC96460281,525,602 59,83873.97 56,898COVENTRY HLTH CARE OF GA INC95282170,189,025 42,29584.15 8,666COVENTRY HLTH CARE OF IA INC95241279,732,293 106,47078.17 55,363COVENTRY HLTH CARE OF KS INC95489110,718,017 36,49078.08 14,774COVENTRY HLTH CARE OF LA INC95173158,228,154 44,64183.33 2,737COVENTRY HLTH CARE OF NE INC95925

3,004,606,607 1,301,74894.18 1,207,680FIRST HLTH LIFE & HLTH INS CO90328488,938,537 218,46585.23 25,080GROUP HLTH PLAN INC96377613,611,943 101,54486.34 67,653HEALTH AMER PA INC95060840,539,146 208,26083.64 120,156HEALTHASSURANCE PA INC11102

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Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

189,912,920 53,91284.48 1OMNICARE HLTH PLAN INC121938

298,311,744 65,82780.25 4,363PERSONALCARE INS OF IL INC74160279,278,365 70,99888.34 50,828SOUTHERN HLTH SERV INC96555

13,436,330 0101.50 0WELLPATH OF SC INC12604232,073,750 67,85979.96 49,487WELLPATH SELECT INC95321

10,161,855,771 3,089,47691.32 1.881,898,689INDEPENDENCE BLUE CROSS GRP9369

337,830,610 86,73887.95 54,467AMERIHEALTH HMO INC95044325,991,035 70,64392.48 35,063AMERIHEALTH INS CO OF NJ60061

55,878,946 76,63989.72 0CBHNP SERV INC13630299,830,662 200,546101.07 132,777INDEPENDENCE BLUE CROSS54704

25,019,575 20,96795.43 12,846INTER CNTY HLTH PLAN INC5325256,558,616 20,743102.76 12,887INTER CTY HOSPITALIZATION PLAN INC54763

4,106,135,920 812,91190.31 522,083KEYSTONE HLTH PLAN E INC950562,847,363,397 1,365,85288.68 694,129QCC INS CO936882,107,247,010 434,43795.51 434,437VISTA HLTH PLAN INC96660

9,290,090,452 2,219,46990.30 1.711,285,878BCBS OF MI GRP57210

6,988,179,265 1,667,17991.71 989,732BCBS OF MI542912,236,615,485 525,22686.13 269,362BLUE CARE NETWORK OF MI95610

4,854,974 1,30388.93 1,023BLUE CARE OF MI INC5203759,759,013 20,87887.74 20,878BLUECAID OF MI11557

681,715 4,883114.92 4,883LIFESECURE INS CO777200 00.00 0UNITED WI INS CO29157

9,004,514,260 27,693,20679.06 1.66530,415CIGNA HLTH GRP90111

45,518,165 14,88095.32 319ALLEGIANCE LIFE & HLTH INS CO INC1281429,124,861 186,46367.22 88,792ALTA HLTH & LIFE INS CO67369

9,465,670 47,15776.65 618CIGNA DENTAL HLTH OF CO INC1117583,911 412175.26 115CIGNA DENTAL HLTH OF DE INC95380

37,143,334 184,86750.74 3,115CIGNA DENTAL HLTH OF FL INC520211,758,676 8,23869.44 487CIGNA DENTAL HLTH OF KS INC52024

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Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

1,292,090 6,74469.82 309CIGNA DENTAL HLTH OF KY INC5210811

11,742,514 64,68055.63 794CIGNA DENTAL HLTH OF MD INC481196,083,010 30,34177.52 569CIGNA DENTAL HLTH OF MO INC111604,526,669 20,984112.58 595CIGNA DENTAL HLTH OF NC INC95179

12,111,414 67,28180.00 1,230CIGNA DENTAL HLTH OF NJ INC111679,164,361 49,96462.73 754CIGNA DENTAL HLTH OF OH INC478056,179,895 30,27648.87 831CIGNA DENTAL HLTH OF PA INC47041

32,772,357 178,82953.34 1,206CIGNA DENTAL HLTH OF TX INC950376,546,732 34,81065.86 748CIGNA DENTAL HLTH OF VA INC52617

14,022,704 64,31656.68 1,079CIGNA DENTAL HLTH PLAN OF AZ INC470135,101,180 1,05187.00 14CIGNA HLTCARE OF IN INC955253,025,743 43252.04 16CIGNA HLTHCARE CENTENNIAL STATE INC95412

30,437,735 5,74870.61 131CIGNA HLTHCARE MIDATLANTIC INC9559913,897,577 1,26588.62 885CIGNA HLTHCARE NH INC95493

544,122,684 66,32791.68 374CIGNA HLTHCARE OF AZ INC9512529,966,165 6,66893.61 93CIGNA HLTHCARE OF CO INC9560469,526,398 55,67993.07 1,001CIGNA HLTHCARE OF CT INC95660

18,035 0)(10.03 5CIGNA HLTHCARE OF DE INC9554425,430,033 5,35281.91 222CIGNA HLTHCARE OF FL INC95136

9,737,695 1,81973.15 76CIGNA HLTHCARE OF GA INC962292,740,710 52275.21 55CIGNA HLTHCARE OF IL INC956028,887,066 1,05875.28 70CIGNA HLTHCARE OF MA INC955203,160,097 56752.65 22CIGNA HLTHCARE OF ME INC95447

69,219,676 14,18480.85 332CIGNA HLTHCARE OF NC INC9513212,317,071 1,82599.22 192CIGNA HLTHCARE OF NJ INC95500

2,648,854 985.31 285CIGNA HLTHCARE OF NY INC954886,058,144 1,45583.12 19CIGNA HLTHCARE OF OH INC95209

43,226 142.65 14CIGNA HLTHCARE OF PA INC9512126,833,112 4,69483.39 577CIGNA HLTHCARE OF SC INC95708

2,009,414 25076.55 21CIGNA HLTHCARE OF ST LOUIS INC95635

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Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

94,974,911 24,01475.49 178CIGNA HLTHCARE OF TN INC9560611

136,713,187 29,33186.03 203CIGNA HLTHCARE OF TX INC953832,220,400 22387.76 8CIGNA HLTHCARE OF UT INC95518

98,598,680 666,51463.14 3,497CIGNA LIFE INS CO OF NY6454819,561,990 039.55 411CIGNA WORLDWIDE INS CO90859

6,317,587,764 13,901,86181.78 391,410CONNECTICUT GEN LIFE INS CO623081,242,140,350 11,912,11561.69 28,743LIFE INS CO OF N AMER65498

7,970,699,543 2,090,99692.82 1.471,188,372KAISER FOUNDATION GRP60112

872,947,852 223,795100.93 148,151KAISER FOUND HLTH PLAN INC HI REGION115381,759,114,900 471,36087.45 259,072KAISER FOUND HLTH PLAN MID ATLANTI956392,183,129,300 490,42491.13 277,027KAISER FOUND HLTH PLAN OF CO95669

562,158,090 134,94694.13 79,119KAISER FOUND HLTH PLAN OF OH952042,379,592,628 466,59896.09 252,876KAISER FOUND HLTH PLAN OF THE NW95540

213,756,773 303,87381.45 172,127KAISER PERMANENTE INS CO60053

7,856,927,592 2,405,62687.91 1.451,651,701BCBS OF NJ GRP120213

18,172,070 98,24683.81 15,351HORIZON HLTHCARE DENTAL INC111462,769,426,166 730,08082.99 743,475HORIZON HLTHCARE OF NJ INC955295,058,837,524 1,548,29790.65 876,632HORIZON HLTHCARE SERV INC55069

7,846,053 19,99377.10 10,935RAYANT INS CO OF NY600242,645,779 9,01063.57 5,308RAYANT INS CO OF PA10918

7,677,277,798 2,602,91379.67 1.421,627,374BCBS OF FL GRP53614

6,167,727,425 2,278,06486.17 1,441,526BCBS OF FL98167537,599,478 112,7480.00 59,737CAPITAL HLTH PLAN INC95112297,454,092 48,51083.50 19,773FLORIDA HLTH CARE PLAN INC13567674,496,803 163,59181.99 106,338HEALTH OPTIONS INC95089

6,799,443,692 3,604,03790.94 1.251,902,012BCBS OF MA GRP363715

2,399,704,545 2,724,76188.79 1,459,697BCBS OF MA532284,399,739,147 879,27692.11 442,315BCBS OF MA HMO BLUE INC12219

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Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

6,742,592,110 3,223,72986.47 1.241,575,774REGENCE GRP120716

225,964,003 69,56689.25 53,952ASURIS NW HLTH4735065,616,522 24,82276.34 10,843HEALTHWISE95303

2,381,194,707 883,12387.29 481,796REGENCE BCBS OF OR549331,062,936,175 466,63689.39 214,221REGENCE BCBS OF UT545502,394,442,333 1,083,01085.28 623,682REGENCE BLUESHIELD53902

509,387,221 232,99783.68 139,983REGENCE BLUESHIELD OF ID INC60131103,051,149 463,57578.86 51,297REGENCE LIFE & HLTH INS CO97985

6,680,812,000 9,242,68639.87 1.236,049,763AMERICAN INTL GRP1217

1,089,800,544 039.44 0AIU INS CO1939985,574,335 337,43124.38 171,743AMERICAN GEN ASSUR CO6837383,125,760 879,81361.67 601,752AMERICAN GEN LIFE & ACC INS CO6667230,364,254 61,20273.75 61,202AMERICAN GEN LIFE INS CO60488

197,093,665 654,83685.19 20,615AMERICAN GEN LIFE INS CO OF DE6684248,366,391 210,62864.86 3,901AMERICAN INTL LIFE ASSUR CO OF NY6060716,940,815 08.35 31,091AMERICAN LIFE INS CO11583

3,605,407,828 5,788,72835.54 4,568,890AMERICAN LIFE INS CO60690)(1,288,301 00.00 0CHARTIS PROP CAS CO19402

25,739,667 72,68785.82 116DELAWARE AMER LIFE INS CO6263462,483,274 056.51 901INSURANCE CO OF THE STATE OF PA1942936,580,271 624,54046.96 535,934MERIT LIFE INS CO65951

1,117,710,736 040.33 17,988NATIONAL UNION FIRE INS CO OF PITTS1944551,653,840 043.94 0NEW HAMPSHIRE INS CO23841

231,258,921 612,82147.11 35,630UNITED STATES LIFE INS CO IN NYC70106

6,577,886,754 1,957,52386.43 1.211,129,985CAREFIRST INC GRP38018

973,488 117118.19 54CAPITAL CARE INC112271,867,299,333 533,18180.98 303,427CAREFIRST BLUECHOICE INC962021,435,465,414 440,24088.57 271,189CAREFIRST OF MD INC47058

49,648,090 35,33882.01 35,338FIRST CARE INC60113

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Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

3,215,085,471 861,75388.75 471,677GROUP HOSPITALIZATION & MED SRVCS5300718

9,414,958 86,89464.59 48,300THE DENTAL NETWORK INC13130

6,364,526,138 2,210,46085.94 1.170WELLCARE GRP119919

404,122,284 180,57181.93 0HARMONY HLTH PLAN OF IL INC11229444,802,736 178,81788.87 0HEALTHEASE OF FL INC52631891,788,155 74,48391.07 0WELLCARE HLTH INS OF AZ INC83445529,990,220 90,75988.35 0WELLCARE HLTH INS OF IL INC64467

53,892,515 4,76081.46 0WELLCARE HLTH INS OF NY INC1088423,987,937 1,99799.90 0WELLCARE HLTH PLANS OF NJ INC1302040,419,106 3,45179.79 0WELLCARE OF CT INC95310

1,412,296,007 317,79284.23 0WELLCARE OF FL INC950811,387,024,912 551,13183.68 0WELLCARE OF GA INC10760

48,955,641 3,71184.63 0WELLCARE OF LA INC12194271,457,939 102,24979.60 0WELLCARE OF OH INC12749

77,625,563 5,63673.05 0WELLCARE OF TX INC12964778,163,123 695,10389.74 0WELLCARE PRESCRIPTION INS INC10155

6,270,410,331 23,078,842109.18 1.16462,466METROPOLITAN GRP24120

15,171,921 11,90391.41 11,859GENERAL AMER LIFE INS CO63665258,736,370 125,984269.28 11,621METLIFE INS CO OF CT87726

)(154 120.00 12METLIFE INVESTORS INS CO935135,904,500,816 22,349,173102.82 374,023METROPOLITAN LIFE INS CO65978

9,941,635 133,80638.78 51,464METROPOLITAN PROP & CAS INS CO2629817,925,967 16,68850.97 9,397NEW ENGLAND LIFE INS CO9162613,361,980 134,72472.92 836SAFEGUARD HLTH PLANS INC9505112,189,504 120,87492.69 1,236SAFEGUARD HLTH PLANS INC5200938,582,292 185,67878.50 2,018SAFEHEALTH LIFE INS CO79014

6,198,181,662 19,193,01074.10 1.148,691,760GUARDIAN LIFE GRP42921

293,618,805 127,47449.00 127,474BERKSHIRE LIFE INS CO OF AMER7171451,312,318 232,11669.14 1,832FIRST COMMONWEALTH INS CO60239

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Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

356,129 1,51354.03 25FIRST COMMONWEALTH LTD HLTH SERV COR1122121

9,339,831 35,11375.03 580FIRST COMMONWEALTH LTD HLTH SERV COR121462,678,979 10,25881.46 155FIRST COMMONWEALTH OF MO INC477165,543,329 9,653100.77 59FIRST COMMONWLTH LTD HLTH SERV CORP52036

5,826,209,536 18,697,62875.38 8,520,992GUARDIAN LIFE INS CO OF AMER642461,843,105 12,26380.86 6,873MANAGED DENTAL GUARD INC111997,279,630 66,99273.35 33,770MANAGED DENTALGUARD INC52556

5,983,692,599 1,198,69588.02 1.10831,059HIP INS GRP112722

868,911,371 172,91789.43 91,243CONNECTICARE INC95675147,553,314 68,45497.15 32,770CONNECTICARE INS CO INC11209

20,642,895 4,54476.21 2,248CONNECTICARE OF MA INC95299149,765 28170.77 7CONNECTICARE OF NY INC95768

4,763,862,954 856,84087.21 634,647HEALTH INS PLAN OF GREATER NY55247182,572,300 95,91296.38 70,144HIP INS CO OF NY60094

5,200,798,919 18,733,50491.21 0.963,998,249UNUMPROVIDENT CORP GRP56523

846,329,708 2,137,18646.68 2,073,529COLONIAL LIFE & ACCIDENT INS CO62049345,679,732 1,296,117102.73 119,754FIRST UNUM LIFE INS CO64297381,832,956 300,499133.85 227,830PAUL REVERE LIFE INS CO67598862,951,998 1,379,477101.35 1,136,700PROVIDENT LIFE & ACCIDENT INS CO68195

78,474,181 52,086105.99 46,537PROVIDENT LIFE & CAS INS CO682092,685,530,344 13,568,13994.02 393,899UNUM LIFE INS CO OF AMER62235

4,997,032,935 2,131,41089.90 0.921,248,256LIFETIME HLTHCARE GRP118624

4,892,916,320 2,013,22488.34 1,130,070EXCELLUS HLTH PLAN INC5510761,923,012 94,141168.69 94,141MEDAMERICA INS CO69515

2,657,635 1,569135.32 1,569MEDAMERICA INS CO OF FL1296739,535,968 22,476155.84 22,476MEDAMERICA INS CO OF NY83437

4,982,343,427 2,257,94081.68 0.922,243,328UNIVERSAL AMER FIN CORP GRP95325

112,501,324 40,57591.43 40,575AMERICAN PIONEER LIFE INS CO60763

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Market Share for All statement types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

August 23, 2010

696,447,191 231,43081.97 231,038AMERICAN PROGRESSIVE L&H INS OF NY8062425

60,742,166 25,36767.20 25,367CONSTITUTION LIFE INS CO62359127,256,307 24,18286.06 13,225GLOBALHEALTH INC11709

11,063,891 14,87565.92 14,875MARQUETTE NATL LIFE INS CO710721,934,206,482 1,700,98579.88 1,700,985PENNSYLVANIA LIFE INS CO676601,400,226,859 153,16584.36 153,165PYRAMID LIFE INS CO68284

62,676,682 5,47987.57 5,479SELECTCARE HLTH PLANS INC107683,536,231 13679.27 136SELECTCARE OF OK INC12284

542,441,705 44,74779.38 44,747SELECTCARE OF TX LLC1009631,244,589 16,99975.20 13,736UNION BANKERS INS CO69701

541,856,890,787 677,637,75084.10 326,428,00526

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Market Share by Statement Type

Grand Total Business

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Market Share for Life, Accident & Health

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums MarketShare %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

35,027,362,353 40,100,890UNITEDHEALTH GRP7071 80.32 20.32 20.321,265,13915,089,809,742 15,246,419AETNA GRP12 84.91 8.75 29.078,043,12014,811,165,453 48,997,819AFLAC GRP3703 67.01 8.59 37.6629,891,66913,863,700,511 6,268,914HUMANA GRP1194 82.35 8.04 45.714,620,748

7,707,013,645 26,666,953CIGNA HLTH GRP9015 78.14 4.47 50.18512,8536,234,917,212 22,689,438METROPOLITAN GRP2416 109.40 3.62 53.79408,9306,119,828,341 18,825,102GUARDIAN LIFE GRP4297 74.11 3.55 57.348,648,4665,200,798,919 18,733,504UNUMPROVIDENT CORP GRP5658 91.21 3.02 60.363,998,2494,343,511,092 9,242,686AMERICAN INTL GRP129 39.67 2.52 62.885,999,7834,246,432,502 2,183,396UNIVERSAL AMER FIN CORP GRP95310 81.75 2.46 65.342,179,7413,953,504,418 3,955,554WELLPOINT INC GRP67111 79.91 2.29 67.643,471,8013,061,257,580 1,340,981COVENTRY CORP GRP113712 94.36 1.78 69.411,246,3632,990,100,941 9,975,380ASSURANT INC GRP1913 80.92 1.73 71.158,971,6262,758,556,829 18,533,094HARTFORD FIRE & CAS GRP9114 70.38 1.60 72.75102,2792,642,461,761 3,956,904PRINCIPAL FIN GRP33215 75.12 1.53 74.282,694,3512,425,385,569 1,171,580JOHN HANCOCK GRP90416 74.53 1.41 75.69600,0232,222,927,885 1,189,020GENWORTH FIN GRP401117 107.73 1.29 76.981,184,3551,971,852,157 15,616,887MUTUAL OF OMAHA GRP26118 74.39 1.14 78.124,646,6381,901,244,434 2,203,207CNO FINANCIAL GRP23319 87.58 1.10 79.221,737,6831,898,058,290 888,092HEALTH NET INC GRP62320 82.14 1.10 80.32591,8841,769,848,027 9,387,092AEGON US HOLDING GRP46821 69.11 1.03 81.355,961,8681,660,962,186 1,094,601BCBS OF KS GRP43022 88.79 0.96 82.31615,8831,330,204,408 4,811,240SUN LIFE ASSUR CO OF CN GRP54923 70.81 0.77 83.094,641,4431,270,516,983 9,487,763STANCORP FIN GRP134824 65.99 0.74 83.829,320,5141,214,784,465 830,045BLUE SHIELD OF CA GRP279825 85.55 0.70 84.53216,8211,192,744,404 7,985,948PRUDENTIAL OF AMER GRP30426 100.59 0.69 85.22104,1651,159,713,123 982,637NORTHWESTERN MUT GRP86027 71.78 0.67 85.89773,9171,101,961,320 6,913,444LINCOLN NATL GRP2028 71.85 0.64 86.5390,7871,035,545,565 5,035,774LIBERTY NATL GRP29029 65.07 0.60 87.1315,395,692

986,417,347 850,192HEALTHMARKETS GRP26430 55.55 0.57 87.71480,395863,434,902 378,671WEA INC GRP275831 94.33 0.50 88.211,255796,739,007 0ACE LTD GRP62632 52.63 0.46 88.670679,928,749 4,591,113HCC INS HOLDINGS GRP98433 71.92 0.39 89.0612,535

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Market Share for Life, Accident & Health

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums MarketShare %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

650,742,148 1,873,922AMERICAN FIDELITY CORP GRP33034 58.93 0.38 89.44458,493647,020,436 3,336,518DELPHI FIN GRP7435 73.54 0.38 89.8225,925640,287,012 1,537,414UNIFI GRP94336 70.49 0.37 90.1973,901627,866,263 5,518,009ING AMER INS HOLDING GRP22937 83.21 0.36 90.552,677,365617,305,351 1,794,847ALLSTATE INS GRP838 69.04 0.36 90.911,470,564607,483,441 377,923MASS MUT LIFE INS GRP43539 74.07 0.35 91.26357,803552,708,383 527,331AMERICAN FINANCIAL GRP8440 82.08 0.32 91.58377,542551,329,891 15,145,735CUNA MUT GRP30641 53.49 0.32 91.9013,405,966546,457,175 1,075,966NEW YORK LIFE GRP82642 95.27 0.32 92.221,044,145513,775,558 639,686TRUSTMARK INS CO GRP27643 69.53 0.30 92.52363,986462,896,392 264,320AMERICAN REPUBLIC MUT GRP352744 75.36 0.27 92.79215,459455,318,375 3,448,324HIGHMARK GRP81245 72.18 0.26 93.052,999445,364,666 2,036,266LIBERTY MUT GRP11146 102.93 0.26 93.312,036,266437,405,683 1,351,700WHITE MOUNTAINS GRP112947 69.73 0.25 93.569,613423,487,390 6,915,106FIDELITY SECURITY GRP45148 70.85 0.25 93.813,329,251404,665,846 322,664AMERIPRISE FIN GRP449 120.95 0.23 94.04322,664385,967,697 1,438,912GENEVE HOLDINGS INC GRP45050 67.57 0.22 94.2764,404385,644,070 353,802PHYSICIANS MUT GRP36751 76.95 0.22 94.49300,917362,148,145 141,210AMERICAN COMM MUT INS CO6030552 81.34 0.21 94.7087,907303,225,145 1,007,935BCBS OF SC GRP66153 86.18 0.18 94.88560,144293,133,128 640,476AMERICAN NATL FIN GRP40854 76.49 0.17 95.05575,660238,109,492 133,312SENIOR HLTH INS CO OF PA7632555 153.79 0.14 95.18117,674231,990,649 2,121,293MINNESOTA MUT GRP86956 63.27 0.13 95.32670,465225,991,249 262,985ALLIANZ INS GRP76157 127.24 0.13 95.45110,376209,390,914 2,124,881NATIONWIDE CORP GRP14058 69.08 0.12 95.5716,171208,815,083 107,693NIPPON LIFE INS CO OF AMER8126459 79.85 0.12 95.6956,855206,639,616 932,163ONEAMERICA FIN PARTNERS GRP61960 77.87 0.12 95.81903,680196,651,880 117,659MEDICAL CARD SYSTEM INC GRP130161 79.50 0.11 95.9319,536194,017,631 1,546,472NESTLE SA GRP448362 62.27 0.11 96.0472,794190,690,926 280,221PAN AMER LIFE GRP52563 74.82 0.11 96.15151,063170,900,048 1,128,644CITIGROUP GRP4164 60.50 0.10 96.25388,405170,569,315 449,197ARKANSAS BCBS GRP87665 65.66 0.10 96.3513,513165,253,665 695,355BCS INS GRP2366 81.59 0.10 96.44275,778

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Market Share for Life, Accident & Health

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums MarketShare %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

164,053,459 722,890HCSC GRP91767 60.86 0.10 96.5428,673161,526,338 2,166,106NATIONAL GUARDIAN LIFE INS GRP121168 69.42 0.09 96.631,089,789159,524,437 628,336UNITRIN GRP21569 61.76 0.09 96.72395,895157,378,930 53,280AXA INS GRP96870 138.56 0.09 96.8249,873149,773,397 129,915MAPFRE INS GRP41171 74.94 0.09 96.9023,368146,276,952 259,573GUARANTEE TRUST GRP68772 60.78 0.08 96.99259,573138,200,986 314,705NEWQUEST GRP347773 68.54 0.08 97.07314,705134,464,826 145,628NEW ERA LIFE GRP52074 86.51 0.08 97.15119,858130,889,221 78,884UNITED SERV AUTOMOBILE ASSN GRP20075 77.41 0.08 97.2272,028130,863,800 380,415FAMILY HERITAGE LIFE INS CO OF AMER7796876 56.73 0.08 97.30193,213130,426,215 86,473SPECTRUM HLTH GRP338377 96.85 0.08 97.3729,253121,804,424 78,464PEKIN INS GRP15378 90.88 0.07 97.4462,907121,725,612 34,533HENRY FORD HLTH SYSTEM GRP131179 87.46 0.07 97.5119,506121,106,649 55,808MEDICO INS CO3111980 )(176.14 0.07 97.5863,544113,817,397 70,559EQUITABLE LIFE & CAS INS CO6295281 74.89 0.07 97.6560,602112,844,914 113,953ASSURITY LIFE INS CO7143982 69.27 0.07 97.72104,627108,442,885 53,171GREAT WEST GRP76983 444.62 0.06 97.7862104,116,615 118,186LIFETIME HLTHCARE GRP118684 162.95 0.06 97.84118,186103,051,149 463,575REGENCE GRP120785 78.86 0.06 97.9051,297

97,497,020 71,821COUNTRY INS & FIN SERV GRP5086 86.85 0.06 97.9670,66895,284,683 35,574CENTENE CORP GRP129587 65.64 0.06 98.0127,05394,265,797 203,484SWISS RE GRP18188 176.22 0.05 98.07171,38493,183,136 1,206,952FIRST REHAB LIFE INS CO OF AMER8143489 62.24 0.05 98.12118,02988,481,818 139,928WESTBRIDGE CAPITAL GRP83990 60.71 0.05 98.17116,70082,288,986 39,577MEDICAL MUT OF OH GRP73091 85.69 0.05 98.2228,14381,906,910 280,225NATIONAL TEACHERS ASSOC LIFE INS CO8796392 61.08 0.05 98.27209,18480,097,851 0HSBC GRP35293 42.96 0.05 98.31076,015,018 1,018,147LIFE OF THE SOUTH CORP GRP1794 19.87 0.04 98.361,018,14774,993,221 37,225AMERCO CORP GRP57495 76.24 0.04 98.4031,47271,339,958 184,499HARRIS INS HOLDINGS GRP111796 49.46 0.04 98.44164,82870,104,245 217,156COOPERATIVA DE SEGUROS DE VIDA7971597 68.00 0.04 98.48103,32569,517,250 273,301CENTRAL STATES GRP69098 45.38 0.04 98.52273,07867,490,778 119,448ILLINOIS MUT LIFE INS CO6458099 46.80 0.04 98.56118,108

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Market Share for Life, Accident & Health

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums MarketShare %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

64,325,462 29,709STATE MUT CO GRP4172100 76.88 0.04 98.6029,70459,729,880 205,804PROTECTIVE LIFE INS GRP458101 58.45 0.03 98.63205,80458,482,040 167,132SECURITY AMER FINANCIAL ENTERPRISES G492102 61.95 0.03 98.675,10558,255,058 47,056NATIONAL STATES INS CO60593103 83.25 0.03 98.7046,58957,699,836 499,702BOSTON MUT GRP581104 48.05 0.03 98.74452,42156,655,307 80,150EDUCATORS MUT GRP126105 93.38 0.03 98.775,60156,128,142 712,071BANKAMERICA CORP GRP1281106 11.84 0.03 98.80712,07155,167,799 25,552STERLING INVESTORS LIFE INS CO89184107 81.72 0.03 98.8325,55254,207,762 138,147ZURICH INS GRP212108 79.98 0.03 98.86149,43950,819,809 81,774SOUTHERN FARM GRP893109 119.61 0.03 98.8961,69050,364,111 500,907AAA LIFE INS CO71854110 28.30 0.03 98.92500,90749,792,775 488,879LIBERTY LIFE INS CO61492111 30.35 0.03 98.95307,98049,529,692 28,897LINCOLN HERITAGE LIFE INS CO65927112 78.33 0.03 98.9828,90048,291,248 156,068KANSAS CITY LIFE INS GRP588113 98.09 0.03 99.01115,63146,318,275 33,102ATLANTIC AMER GRP587114 70.89 0.03 99.0433,10246,259,621 90,790BEST LIFE & HLTH INS CO90638115 77.53 0.03 99.0653,31945,678,933 189,736WEST SOUTHERN GRP836116 3.95 0.03 99.09116,23344,801,109 15,826HEALTHPLUS OF MI GRP3409117 101.80 0.03 99.117,06944,479,795 22,311US HLTH & LIFE INS CO INC97772118 68.55 0.03 99.1411,02843,908,799 0AMERICAN MEDICAL & LIFE INS CO81418119 79.68 0.03 99.17041,303,570 0BROKERS NATL LIFE ASSUR CO74900120 62.25 0.02 99.1967,45641,280,512 10,279SHELTER INS GRP123121 67.45 0.02 99.2110,27940,687,280 1,176,635UNION LABOR GRP781122 62.05 0.02 99.241,063,49738,166,679 0BEST MERIDIAN INS CO63886123 46.39 0.02 99.26036,764,969 581,747GENERAL ELECTRIC GRP350124 65.13 0.02 99.28263,27736,310,748 21,590OHIO NATL LIFE GRP704125 60.05 0.02 99.3021,584

172,387,470,080 409,575,487GRAND TOTAL 79.55 100.00212,015,348

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Market Share for Health

Grand Total Individual, Group and Other Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

MarketRank Group/Company Name

August 23, 2010

41,194,864,132 27,983,899WELLPOINT INC GRP6711 83.87 11.37 11.3715,437,89138,101,671,586 8,830,764UNITEDHEALTH GRP7072 84.28 10.52 21.903,202,50717,816,022,520 7,945,471HCSC GRP9173 84.87 4.92 26.813,105,53012,288,162,617 10,007,530HIGHMARK GRP8124 88.76 3.39 30.213,190,65212,023,040,855 4,863,557HUMANA GRP1195 82.01 3.32 33.533,095,93611,020,601,935 3,653,028AETNA GRP16 85.58 3.04 36.57391,30210,161,855,771 3,089,476INDEPENDENCE BLUE CROSS GRP9367 91.32 2.81 39.381,898,689

9,289,408,737 2,214,586BCBS OF MI GRP5728 90.34 2.57 41.941,280,9958,101,091,413 2,427,497COVENTRY CORP GRP11379 84.90 2.24 44.181,503,0497,970,699,543 2,090,996KAISER FOUNDATION GRP60110 92.82 2.20 46.381,188,3727,856,927,592 2,405,626BCBS OF NJ GRP120211 87.91 2.17 48.551,651,7017,677,277,798 2,602,913BCBS OF FL GRP53612 79.67 2.12 50.671,627,3746,799,443,692 3,604,037BCBS OF MA GRP363713 90.94 1.88 52.551,902,0126,639,540,961 2,760,154REGENCE GRP120714 86.58 1.83 54.381,524,4776,577,886,754 1,957,523CAREFIRST INC GRP38015 86.43 1.82 56.201,129,9856,364,526,138 2,210,460WELLCARE GRP119916 85.94 1.76 57.9505,983,692,599 1,198,695HIP INS GRP112717 88.02 1.65 59.61831,0594,892,916,320 2,013,224LIFETIME HLTHCARE GRP118618 88.34 1.35 60.961,130,0704,731,671,726 3,404,360BCBS OF NC GRP75819 85.64 1.31 62.26679,9514,283,569,131 3,966,998BCBS OF AL GRP57020 94.81 1.18 63.452,184,7784,258,908,047 1,479,414AMERIGROUP GRP115621 84.03 1.18 64.621,479,4143,745,897,028 2,353,422BCBS OF MN GRP46122 86.73 1.03 65.661,382,5793,453,836,392 1,299,221CENTENE CORP GRP129523 90.15 0.95 66.6127,7853,330,524,014 1,735,478GHI SERV GRP130424 89.64 0.92 67.53780,6703,152,584,213 1,184,284BCBS OF TN GRP349825 82.76 0.87 68.40712,8583,021,407,914 1,026,431MOLINA HEALTHCARE INC GRP153126 83.59 0.83 69.231,2892,979,720,963 2,327,157WELLMARK INC GRP77027 89.81 0.82 70.061,307,3682,904,665,009 1,592,032PREMERA BLUE CROSS GRP96228 85.56 0.80 70.86834,3612,793,029,273 625,277GROUP HLTH COOP GRP118529 89.21 0.77 71.63374,492

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Market Share for Health

Grand Total Individual, Group and Other Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

MarketRank Group/Company Name

August 23, 2010

2,694,367,337 957,955HARVARD PILGRIM HTH CARE GRP59530 88.55 0.74 72.37472,9362,656,994,087 543,744MEDICA GRP155231 86.98 0.73 73.1130,3612,454,095,975 540,207HEALTH NOW NY INC5520432 88.30 0.68 73.79347,8572,446,005,066 761,874CARESOURCE GRP368333 88.47 0.68 74.4622,282,249,727 437,238UPMC HLTH SYSTEM GRP132434 89.47 0.63 75.09313,9902,215,305,336 727,473LOUISIANA HLTH SERV GRP43835 85.78 0.61 75.70448,6832,152,709,006 971,459MEDICAL MUT OF OH GRP73036 83.41 0.59 76.30468,5622,065,117,836 1,021,307BCBS OF SC GRP66137 95.38 0.57 76.87240,1592,032,755,618 639,055CAPITAL BLUE CROSS GRP123038 88.12 0.56 77.43370,5621,996,659,433 81,639NEWQUEST GRP347739 82.50 0.55 77.9881,6391,783,278,827 1,564,689CVS CAREMARK GRP466740 92.84 0.49 78.471,564,6891,718,076,250 355,949HENRY FORD HLTH SYSTEM GRP131141 92.43 0.47 78.95169,1331,708,226,675 642,952BCBS OF RI5347342 91.91 0.47 79.42353,8241,674,995,576 565,904HAWAII MEDICAL SERV ASSN GRP114243 95.33 0.46 79.88383,0561,503,603,267 443,700SPECTRUM HLTH GRP338344 88.02 0.42 80.30238,0871,488,082,999 186,651UCARE GRP438045 90.50 0.41 80.71186,6511,472,436,269 1,259,304BCBS OF AZ INC5358946 82.19 0.41 81.11661,7591,436,182,353 655,573BCBS OF KC GRP53747 84.25 0.40 81.51392,2401,297,500,615 1,026,253CIGNA HLTH GRP90148 84.53 0.36 81.8717,5621,295,661,442 717,801BCBS OF NE7778049 86.22 0.36 82.23394,2081,247,474,469 460,445MISSISSIPPI INS GRP112650 91.10 0.34 82.57337,9311,240,446,610 289,019PRESBYTERIAN HLTHCARE SERV GRP48151 84.86 0.34 82.91244,2121,236,975,276 215,760HEALTH NET INC GRP62352 88.35 0.34 83.2570,2111,236,035,701 273,705TUFTS ASSOCIATED HLTH MAINTENANCE OR9568853 89.69 0.34 83.6001,235,650,149 537,949ARKANSAS BCBS GRP87654 82.09 0.34 83.94347,1621,220,218,991 315,230BRAVO HLTH INC GRP338755 79.78 0.34 84.2701,217,126,578 88,292MANAGED HLTH INC9528456 86.31 0.34 84.6188,1491,142,053,285 323,085SENTARA HLTH MGMT GRP118357 89.56 0.32 84.93257,6141,134,276,159 243,868BOSTON MEDICAL CENTER HLTH PLAN INC1320358 98.69 0.31 85.24243,868

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Market Share for Health

Grand Total Individual, Group and Other Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

MarketRank Group/Company Name

August 23, 2010

1,090,653,343 59,174XLHEALTH GRP444359 81.30 0.30 85.5459,1741,083,035,539 555,097BLUE CROSS OF ID HLTH SERV INC6009560 84.63 0.30 85.84377,9521,076,962,187 186,235FALLON COMM HLTH PLAN INC9554161 93.73 0.30 86.1472,2031,068,016,915 285,366AVMED INC9526362 86.85 0.29 86.434,4341,060,408,911 164,910INDEPENDENT HLTH ASSN9530863 88.57 0.29 86.72121,0461,055,786,250 36,633,996VISION SERV PLAN GRP118964 85.15 0.29 87.0222,9521,040,951,295 210,093GEISINGER INS GRP114365 80.97 0.29 87.30130,1121,027,663,780 241,086CAPITAL DISTRICT PHYSICIANS HLTHPLN9549166 87.76 0.28 87.59171,7021,005,751,836 518,280IHC HLTH PLANS GRP88067 85.25 0.28 87.86186,280

967,529,671 184,041PROVIDENCE HLTH PLAN9500568 89.97 0.27 88.13121,948965,918,027 151,417MUNICH RE GRP36169 85.05 0.27 88.40151,417964,839,967 267,887DEAN HLTH GRP129470 92.63 0.27 88.66159,811957,582,675 257,289CARLE CLINIC ASSN GRP119271 89.82 0.26 88.93138,786930,697,069 202,254NEIGHBORHOOD HLTH PLAN INC1110972 97.80 0.26 89.19180,828909,406,299 429,554NORIDIAN MUT INS CO5589173 90.56 0.25 89.44236,632908,519,074 178,536UNIVERSITY HLTH CARE INC5262174 89.14 0.25 89.69178,536891,723,013 173,239ARDENT HLTH SERV GRP367975 87.58 0.25 89.93144,909828,990,705 379,736HOSPITAL SERV ASSN OF NEPA GRP127076 87.89 0.23 90.16220,183806,007,979 157,098HEALTH PARTNERS OF PHILADELPHIA INC9506677 86.19 0.22 90.39157,098804,093,819 165,336SECURITY HLTH PLAN OF WI INC9688178 90.28 0.22 90.61115,733735,910,925 74,544UNIVERSAL AMER FIN CORP GRP95379 81.23 0.20 90.8163,587733,719,313 4,898,056DENTEGRA GRP247980 79.51 0.20 91.01124,823700,716,417 1,988,054RENAISSANCE HLTH SERV CORP GRP47781 90.41 0.19 91.21107,855665,532,921 298,288CLARIAN HLTH PARTNERS GRP463782 86.03 0.18 91.39298,288661,621,238 237,348CAIDAN ENTERPRISES INC GRP464083 79.35 0.18 91.57237,348657,020,108 149,218HEALTHPLUS OF MI GRP340984 84.38 0.18 91.76112,112638,756,768 124,492COMMUNITYCARE GRP348785 90.50 0.18 91.9329,649632,036,706 156,024NETWORK HLTH GRP267886 90.47 0.17 92.11109,692616,226,769 180,285SCOTT & WHITE GRP60087 91.88 0.17 92.28112,253

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Market Share for Health

Grand Total Individual, Group and Other Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

MarketRank Group/Company Name

August 23, 2010

616,006,525 237,361MVP GRP119888 99.06 0.17 92.45268,257613,348,611 155,160VANGUARD HLTH VENTURES GRP121289 89.20 0.17 92.6298,371568,563,563 263,701COMMUNITY HLTH PLAN OF WA4704990 86.12 0.16 92.774557,524,721 110,723MERCY HLTH PLANS GRP338691 88.42 0.15 92.9383,227548,427,066 2,109,994MAGELLAN HLTH SERV INC GRP126092 86.73 0.15 93.081,026,092543,365,593 98,793MEDCO CONTAINMENT SERV GRP43393 87.21 0.15 93.23397,638531,064,681 264,105WISCONSIN PHYSICIANS SERV INS GRP6894 83.74 0.15 93.37171,643521,915,178 183,494PACIFICSOURCE HLTH PLANS5497695 84.24 0.14 93.5217,039517,613,233 202,790SELECT HLTH OF SC INC9545896 91.52 0.14 93.660517,307,388 896,809FHC HLTH SYSTEMS GRP96597 77.30 0.14 93.804504,821,332 268,833BCBS OF MT GRP111898 86.72 0.14 93.94159,517492,887,130 32,606LEON MEDICAL CENTERS HLTH PLANS INC1153299 77.48 0.14 94.0832,606479,635,448 126,048BCBSD INC53287100 83.82 0.13 94.2168,402448,327,324 46,684ARCADIAN GRP3681101 79.32 0.12 94.3446,684447,542,508 481,378HEALTHPARTNERS INS CO44547102 81.53 0.12 94.46229,262443,165,738 109,906MCKINLEY LIFE INS CO77216103 87.42 0.12 94.5860,495430,373,620 117,956PREFERRED HLTH SYSTEMS GRP1163104 91.82 0.12 94.703,954424,352,056 243,673TEXAS CHILDRENS HLTH PLAN INC95329105 88.25 0.12 94.82243,673424,102,192 1,839,752WASHINGTON DENTAL SERV47341106 89.46 0.12 94.944,390402,278,305 175,312CHILDRENS MERCYS FAMILY HLTH PARTNER95636107 85.81 0.11 95.05175,312394,957,971 105,772PHYSICIANS PLUS INS CORP95341108 91.65 0.11 95.1652,561393,893,039 43,887PEOPLES HLTH INC13607109 83.65 0.11 95.260388,669,802 69,145SUMMA HLTH GRP3259110 88.95 0.11 95.3745,616382,607,282 56,395VIVA HLTH INC95322111 85.88 0.11 95.4844,098379,415,388 60,152HEALTH FIRST HLTH PLANS INC95019112 87.39 0.10 95.5842,501378,137,254 96,931FIRSTCARE GRP3549113 90.35 0.10 95.6970,771373,412,288 84,004ADVANTAGE HLTH SOLUTIONS INC52568114 92.24 0.10 95.7940,375366,622,814 53,301WINDSOR HLTH GRP1268115 85.18 0.10 95.890345,773,762 2,438,632DENTAQUEST GRP4512116 77.47 0.10 95.993,940

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Market Share for Health

Grand Total Individual, Group and Other Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

MarketRank Group/Company Name

August 23, 2010

338,103,051 83,517NEIGHBORHOOD HLTH PLAN OF RI INC95402117 91.84 0.09 96.0883,517332,756,849 41,428FREEDOM HLTH INC10119118 84.35 0.09 96.170329,914,608 0PREFERRED CARE PARTNERS INC11176119 71.30 0.09 96.2621,103318,753,901 30,424ESSENCE GRP4597120 85.73 0.09 96.3530,424318,683,013 115,245TOTAL HLTH GRP1238121 88.89 0.09 96.44101,994318,196,893 28,235MOUNT CARMEL GRP2838122 84.48 0.09 96.530317,318,597 98,711ROCKY MOUNTAIN HLTH GRP1184123 81.60 0.09 96.6170,863308,683,576 75,593HEALTH NEW ENGLAND INC95673124 86.91 0.09 96.7038,983297,289,785 233,320OREGON DENTAL GRP1313125 104.03 0.08 96.7899,549

362,158,930,867 209,317,499GRAND TOTAL 86.54 100.0076,406,952

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Market Share for Property/Casualty

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

2,337,300,908 0AMERICAN INTL GRP121 40.22 35.35 35.3549,9801,038,743,961 1,330,727STATE FARM GRP1762 83.17 15.71 51.051,143,323

550,198,896 502,311CNA INS GRP2183 164.88 8.32 59.37459,938302,743,558 107,332FEDERATED MUT GRP74 82.00 4.58 63.957,451268,649,037 2,170,495ZURICH INS GRP2125 45.29 4.06 68.0172,644245,921,877 0CHUBB & SON INC GRP386 73.41 3.72 71.730215,779,120 0ACE LTD GRP6267 71.87 3.26 75.000182,167,268 6,486,913ASSURANT INC GRP198 13.41 2.75 77.756,486,913170,359,813 58,629AMERICAN FAMILY INS GRP4739 77.76 2.58 80.3346,315154,179,755 999,662BCS INS GRP2310 71.22 2.33 82.6613,197138,121,713 226,825QBE INS GRP79611 65.28 2.09 84.75562115,811,327 33,847,653AMEX ASSUR CO2792812 19.90 1.75 86.5024,381,532107,997,649 140,344FAIRFAX FIN GRP15813 73.63 1.63 88.13678

75,909,185 0TOKIO MARINE HOLDINGS INC GRP309814 80.01 1.15 89.28070,698,829 510,588HIGHMARK GRP81215 60.86 1.07 90.3542251,884,456 0WHITE MOUNTAINS GRP112916 43.19 0.78 91.13050,948,209 0LIGHTYEAR DELOS GRP438117 72.90 0.77 91.90046,993,386 0SWISS RE GRP18118 73.22 0.71 92.61043,850,292 3,002,619MARKEL CORP GRP78519 54.32 0.66 93.2813,48843,261,253 26,229HCC INS HOLDINGS GRP98420 40.52 0.65 93.931,67140,913,208 19,736AMERICAN FIDELITY & LIBERTY INC GRP128921 115.66 0.62 94.5519,73638,087,414 3,950,931WR BERKLEY CORP GRP9822 62.74 0.58 95.1310,83137,395,954 19,200GENEVE HOLDINGS INC GRP45023 65.32 0.57 95.694,83526,870,248 9,624CHEROKEE INS CO1064224 88.35 0.41 96.1011025,827,631 0OLD REPUBLIC GRP15025 58.05 0.39 96.49021,377,417 8,196MUNICH RE GRP36126 71.29 0.32 96.814,98816,412,513 16,669AMERICAN FINANCIAL GRP8427 10.58 0.25 97.061,30914,672,624 0HARTFORD FIRE & CAS GRP9128 67.47 0.22 97.2873,33114,189,060 0BALDWIN & LYONS GRP86729 26.38 0.21 97.50913,981,756 341,192BERKSHIRE HATHAWAY GRP3130 20.84 0.21 97.71339,88513,840,823 231,973AEGIS GRP31331 65.86 0.21 97.9265,65912,613,396 51,404HCSC GRP91732 38.21 0.19 98.111,359

9,941,635 133,806METROPOLITAN GRP24133 38.78 0.15 98.2651,4649,471,648 214,207ALLIANZ INS GRP76134 23.37 0.14 98.40150,8849,138,825 39,913CUNA MUT GRP30635 16.33 0.14 98.5450,6189,117,235 0STARR GRP467036 57.65 0.14 98.688,683

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Market Share for Property/Casualty

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

8,305,257 0ARCH INS GRP127937 52.99 0.13 98.8007,807,632 1,027LIBERTY MUT GRP11138 17.24 0.12 98.929427,662,812 0UNDERWRITERS AT LLOYDS3272739 58.66 0.12 99.0407,193,485 189,979AAA MID ATLANTIC INS GRP77140 9.71 0.11 99.15118,7376,911,682 0UNDERWRITERS AT LLOYDS LONDON1579241 54.64 0.10 99.25195,876,825 12,285DALLAS GEN GRP163142 37.90 0.09 99.341255,700,411 254,101NATIONWIDE CORP GRP14043 59.32 0.09 99.4314,5505,484,311 53,266SENTRY INS GRP16944 106.49 0.08 99.5127,3125,065,262 25,738NATIONAL INS CO OF WI INS3015545 45.69 0.08 99.5925,7384,422,868 5,210THE HANOVER INS GRP8846 57.02 0.07 99.654,2793,501,525 0TENNESSEE FARMERS GRP69447 16.61 0.05 99.711,467,4272,118,609 257,314AEGON US HOLDING GRP46848 23.69 0.03 99.74256,9901,678,286 825,150CLUB INS CO1097449 12.45 0.03 99.76825,1501,614,956 0SOUTHWEST INS PARTNERS GRP466950 86.38 0.02 99.7901,406,500 50,656CALIFORNIA STATE AUTO GRP127851 30.64 0.02 99.8150,6561,364,040 87,864TRAVELERS GRP354852 )(462.56 0.02 99.832,9901,318,710 20,604GREENVILLE CAS INS CO INC1112853 17.72 0.02 99.8513,6001,282,499 795,974HOOSIER MOTOR MUT INS CO2795254 3.65 0.02 99.87789,9741,176,184 0SHARED SERV INS GRP INC1292155 101.68 0.02 99.890

6,612,788,747 58,025,841GRAND TOTAL 65.56 100.0037,336,510

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2009Market Share for Fraternal

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

August 23, 2010

332,653,431 264,995THRIVENT FINANCIAL FOR LUTHERANS GRP29381 151.69 47.68 47.68239,940137,569,708 129,303ORDER OF UNITED COMMERICAL TRAVELERS563832 84.56 19.72 67.40126,232

78,251,332 38,713ROYAL NEIGHBORS OF AMER576573 84.19 11.22 78.6138,71351,379,994 24,376MMA GRP46164 76.99 7.36 85.9816,06835,545,539 30,493KNIGHTS OF COLUMBUS580335 81.97 5.09 91.0730,24819,250,011 19,691WOODMEN WORLD ASSUR LIFE ASSN564996 72.83 2.76 93.8319,69114,303,899 80,973POLICE & FIREMENS INS ASSN580097 47.11 2.05 95.8880,97310,777,997 35,402WOODMEN WORLD LIFE INS SOC573208 81.59 1.54 97.4230,728

6,556,921 20,726UNITED STATES LETTER CARRIERS MUT BE564569 59.13 0.94 98.3617,4483,691,297 46,761UNITED TRANSPORTATION UNION INS ASSN5641310 37.61 0.53 98.8939,2302,803,819 0CSA FRATERNAL LIFE5613811 52.95 0.40 99.3001,317,986 608SPJST5743612 68.98 0.19 99.486081,224,661 7,014CATHOLIC ORDER OF FORESTERS5748713 265.74 0.18 99.667,040

863,478 0KSKJ LIFE AMER SLOVENIAN CATHOLIC UN5622714 67.09 0.12 99.780525,124 0EMPLOYES MUT BENEFIT ASSN5604915 47.27 0.08 99.861,406250,530 694NATIONAL MUT BENEFIT5607316 75.57 0.04 99.89694

697,701,093 718,923GRAND TOTAL 114.28 100.00669,195

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Technical Notes

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2009 Accident and Health Policy Experience Report

Technical Notes

In prior years, there were data anomalies within the Individual section of the Accident and Health Policy Experience Exhibit regarding the Number of Policies or Certificates to the Number of Covered Lives. These anomalies may affect trending and analysis with 2006 data through 2008 data. Starting with 2009 data, an internal NAIC reasonability manual validation was added into the data checks of NAIC company filings, with a ratio of one individual policy or certificate per 10 covered lives, as this ratio should not be exceeded in individual business. These validations will be added to the software validations in the near future.

A similar anomaly within the entire Accident and Health Policy Experience Exhibit affected the Premiums Earned column in regard to either the Number of Policies or Certificates to the Number of Covered Lives. Essentially, some companies reported having 0 premium earned, but reported having polices/certificates and/or covered lives; or having reported 0 covered lives and/or 0 policies/certificates, but reported having premium earned. A validation will be added for this anomaly in the near future. While it is possible for a company to have premium with no lives/policies, if they are in run-off, including a validation will help to reduce filing errors.

These validations should help to reduce anomalies; however, errors may still occur.

Aggregated Annual Statement Data All Lines on All Pages are Aggregated Data.

Currently the NAIC Accident & Health Policy Experience Exhibit is not available by state. The Accident and Health Working Group is discussing the possibility of adding state information into the exhibit, but there are currently no definitive plans.

Individual Business All data are aggregated from the Individual Business section of the NAIC Accident and

Health Policy Experience Exhibit.

Group Business All data are aggregated from the Group Business section of the NAIC Accident and

Health Policy Experience Exhibit.

Other Business All data are aggregated from the Other Business section of the NAIC Accident and

Health Policy Experience Exhibit.

Grand Total (Individual, Group, and Other) Business All data are aggregated.

Note that on the Aggregated Market Share, the Grand Total reflects the difference of the Grand Total of the Accident & Health Policy Experience Exhibit (Line D.2) minus the Total Non U.S. Policy Forms (Line D.1).

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Accident & Health Policy Experience Report

Company Index

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Accident and Health Policy Experience Report for 2009Group Index

August 23, 2010

1 Group Name:Group Code: AETNA GRP

11183 AETNA DENTAL INC NJ CORP Health12913 MISSOURI CARE INC Health13174 AETNA BETTER HLTH INC Health47060 AETNA HLTH INC WA CORP Health60054 AETNA LIFE INS CO Life72052 AETNA HLTH INS CO Health84450 AETNA HLTH INS CO OF NY Health95088 AETNA HLTH INC FL CORP Health95094 AETNA HLTH INC GA CORP Health95109 AETNA HLTH INC PA CORP Health95234 AETNA HLTH INC NY CORP Health95245 AETNA HLTH INC DE CORP Health95256 AETNA HLTH INC CO CORP Health95287 AETNA HLTH INC NJ CORP Health95343 AETNA HLTH OF THE CAROLINAS INC Health95490 AETNA HLTH INC TX CORP Health95517 AETNA HLTH INC ME CORP Health95756 AETNA HLTH INC MI CORP Health95910 AETNA DENTAL INC Health95935 AETNA HLTH INC CT CORP Health

4 Group Name:Group Code: AMERIPRISE FIN GRP

29068 IDS PROP CAS INS CO Property65005 RIVERSOURCE LIFE INS CO Life80594 RIVERSOURCE LIFE INS CO OF NY Life

5 Group Name:Group Code: ALFA INS GRP

19135 ALFA MUT INS CO Property79049 ALFA LIFE INS CORP Life

7 Group Name:Group Code: FEDERATED MUT GRP

13935 FEDERATED MUT INS CO Property63258 FEDERATED LIFE INS CO Life

8 Group Name:Group Code: ALLSTATE INS GRP

60186 ALLSTATE LIFE INS CO Life60534 AMERICAN HERITAGE LIFE INS CO Life64831 INTRAMERICA LIFE INS CO Life65595 LINCOLN BENEFIT LIFE CO Life69310 SURETY LIFE INS CO Life70874 ALLSTATE LIFE INS CO OF NY Life

12 Group Name:Group Code: AMERICAN INTL GRP

11583 AMERICAN LIFE INS CO Property19399 AIU INS CO Property19402 CHARTIS PROP CAS CO Property19429 INSURANCE CO OF THE STATE OF PA Property19445 NATIONAL UNION FIRE INS CO OF PITTS Property23841 NEW HAMPSHIRE INS CO Property60488 AMERICAN GEN LIFE INS CO Life60607 AMERICAN INTL LIFE ASSUR CO OF NY Life60690 AMERICAN LIFE INS CO Life62634 DELAWARE AMER LIFE INS CO Life65951 MERIT LIFE INS CO Life66672 AMERICAN GEN LIFE & ACC INS CO Life66842 AMERICAN GEN LIFE INS CO OF DE Life68373 AMERICAN GEN ASSUR CO Life

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Accident and Health Policy Experience Exhibit Group Index

12 Group Name:Group Code: AMERICAN INTL GRP

70106 UNITED STATES LIFE INS CO IN NYC Life

17 Group Name:Group Code: LIFE OF THE SOUTH CORP GRP

11162 INSURANCE CO OF THE SOUTH Property60242 SOUTHERN FINANCIAL LIFE INS CO Life61298 BANKERS LIFE OF LA Life97691 LIFE OF THE SOUTH INS CO Life

19 Group Name:Group Code: ASSURANT INC GRP

10111 AMERICAN BANKERS INS CO OF FL Property11111 UDC OF MI INC Health11244 UNION SECURITY DENTALCARE OF NJ INC Health42978 AMERICAN SECURITY INS CO Property42986 STANDARD GUAR INS CO Property47042 UNITED DENTAL CARE OF NM INC Health47044 UNITED DENTAL CARE OF MO INC Health47708 UNITED DENTAL CARE OF AZ INC Health52022 UDC OH INC DBA UNITED DENTAL CARE OH Health52032 UNITED DENTAL CARE OF CO INC Health60275 AMERICAN BANKERS LIFE ASSUR CO OF FL Life65080 JOHN ALDEN LIFE INS CO Life67989 AMERICAN MEMORIAL LIFE INS CO Life69477 TIME INS CO Life70408 UNION SECURITY INS CO Life81477 UNION SECURITY LIFE INS CO OF NY Life95142 UNITED DENTAL CARE OF TX INC Health95450 UNITED DENTAL CARE OF UT INC Health

20 Group Name:Group Code: LINCOLN NATL GRP

62057 LINCOLN LIFE & ANN CO OF NY Life65676 LINCOLN NATL LIFE INS CO Life67652 FIRST PENN PACIFIC LIFE INS CO Life

23 Group Name:Group Code: BCS INS GRP

38245 BCS INS CO Property80985 BCS LIFE INS CO Life

31 Group Name:Group Code: BERKSHIRE HATHAWAY GRP

22063 GOVERNMENT EMPLOYEES INS CO Property34274 CENTRAL STATES IND CO OF OMAHA Property38865 CALIFORNIA INS CO Property38962 GENESIS INS CO Property44784 FAIRFIELD INS CO Property

38 Group Name:Group Code: CHUBB & SON INC GRP

20281 FEDERAL INS CO Property20303 GREAT NORTHERN INS CO Property20397 VIGILANT INS CO Property35181 EXECUTIVE RISK IND INC Property

41 Group Name:Group Code: CITIGROUP GRP

41211 TRITON INS CO Property60518 AMERICAN HLTH & LIFE INS CO Life61409 NATIONAL BENEFIT LIFE INS CO Life65919 PRIMERICA LIFE INS CO Life69914 SEARS LIFE INS CO Life

44 Group Name:Group Code: AVIVA GRP

61689 AVIVA LIFE & ANN CO Life63932 AVIVA LIFE & ANN CO OF NY Life

©2010 National Association of Insurance Commissioners304

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50 Group Name:Group Code: COUNTRY INS & FIN SERV GRP

62537 COTTON STATES LIFE INS CO Life62553 COUNTRY LIFE INS CO Life

55 Group Name:Group Code: AUTOMOBILE CLUB MI GRP

11983 AUTO CLUB PROP CAS INS CO Property21202 AUTO CLUB INS ASSOC Property84522 AUTO CLUB LIFE INS CO Life

62 Group Name:Group Code: EMC INS CO GRP

21415 EMPLOYERS MUT CAS CO Property

68 Group Name:Group Code: WISCONSIN PHYSICIANS SERV INS GRP

10159 WPS HLTH PLAN INC Health53139 WISCONSIN PHYSICIANS SERV INS CORP Health64149 EPIC LIFE INS CO Life

71 Group Name:Group Code: UNIVERSAL INS CO GRP

60041 UNIVERSAL LIFE INS CO Life

74 Group Name:Group Code: DELPHI FIN GRP

66575 RELIANCE STANDARD LIFE INS CO OF TX Life68381 RELIANCE STANDARD LIFE INS CO Life71005 FIRST RELIANCE STANDARD LIFE INS CO Life

84 Group Name:Group Code: AMERICAN FINANCIAL GRP

16691 GREAT AMER INS CO Property61727 CENTRAL RESERVE LIFE INS CO Life63312 GREAT AMER LIFE INS CO Life63479 UNITED TEACHER ASSOC INS CO Life65722 LOYAL AMER LIFE INS CO Life67083 MANHATTAN NATL LIFE INS CO Life67288 GREAT AMER LIFE INS CO OF NY Life67903 PROVIDENT AMER LIFE & HLTH INS CO Life71404 CONTINENTAL GEN INS CO Life

85 Group Name:Group Code: HEALTHPLEX GRP

11172 HEALTHPLEX INS CO Health11173 INTERNATIONAL HLTHCARE SERV INC Health12830 HEALTHPLEX OF NJ INC Health

88 Group Name:Group Code: THE HANOVER INS GRP

42552 NOVA CAS CO Property

91 Group Name:Group Code: HARTFORD FIRE & CAS GRP

19682 HARTFORD FIRE IN CO Property70815 HARTFORD LIFE & ACCIDENT INS CO Life71153 HARTFORD LIFE & ANN INS CO Life88072 HARTFORD LIFE INS CO Life

98 Group Name:Group Code: WR BERKLEY CORP GRP

25224 GREAT DIVIDE INS CO Property31325 ACADIA INS CO Property40045 STARNET INS CO Property

108 Group Name:Group Code: LUMBERMENS MUT CAS GRP

22977 LUMBERMENS MUT CAS CO Property

109 Group Name:Group Code: KENTUCKY FARM BUREAU GRP

22993 KENTUCKY FARM BUR MUT INS CO Property

©2010 National Association of Insurance Commissioners305

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111 Group Name:Group Code: LIBERTY MUT GRP

19704 AMERICAN STATES INS CO Property21458 EMPLOYERS INS OF WAUSAU Property23043 LIBERTY MUT INS CO Property24074 OHIO CAS INS CO Property65315 LIBERTY LIFE ASSUR CO OF BOSTON Life

115 Group Name:Group Code: DELTA DENTAL PLAN OF IL GRP

47589 DELTA DENTAL OF IL Health92525 TRUASSURE INS CO Life

119 Group Name:Group Code: HUMANA GRP

10126 HUMANA ADVANTAGECARE PLAN Health11228 COMPBENEFITS DENTAL INC Health11559 AMERICAN DENTAL PROVIDERS OF AR INC Health11695 INDEPENDENT CARE HLTH PLAN Health12634 HUMANA INS CO OF NY Health12908 HUMANA MEDICAL PLAN OF UT INC Health52015 COMPBENEFITS CO Health52028 DENTAL CONCERN LTD Health54739 THE DENTAL CONCERN INC Health60052 HUMANA BENEFIT PLAN OF IL INC Health60219 HUMANA INS CO OF KY Life60984 COMPBENEFITS INS CO Life65110 KANAWHA INS CO Life69671 HUMANA HLTH INS CO OF FL INC Health70580 HUMANADENTAL INS CO Life73288 HUMANA INS CO Life82740 CARITEN INS CO Health84603 HUMANA INS CO OF PR INC Life88595 EMPHESYS INS CO Life95024 HUMANA HLTH PLAN OF TX INC Health95092 CAREPLUS HLTH PLANS INC Health95107 AMERICAN DENTAL PLAN OF NC INC Health95161 DENTICARE INC Health95270 HUMANA MEDICAL PLAN INC Health95342 HUMANA WI HLTH ORG INS CORP Health95348 HUMANA HLTH PLAN OF OH INC Health95519 HUMANA EMPLOYERS HLTH PLAN GA INC Health95642 HUMANA HLTH BENEFIT PLAN OF LA INC Health95749 PREFERRED HLTH PARTNERSHIP OF TN INC Health95754 CARITEN HLTH PLAN INC Health95885 HUMANA HLTH PLAN INC Health

123 Group Name:Group Code: SHELTER INS GRP

65757 SHELTER LIFE INS CO Life

126 Group Name:Group Code: EDUCATORS MUT GRP

12514 EDUCATORS HLTH PLANS HLTH INC Health12515 EDUCATORS HLTH PLANS LIFE ACCIDENT & Life81701 EDUCATORS MUT INS ASSOC Life95515 EDUCATORS HLTH CARE Health

132 Group Name:Group Code: WICHITA NATL LIFE GRP

70548 WICHITA NATL LIFE INS CO Life98868 SHERIDAN LIFE INS CO Life

140 Group Name:Group Code: NATIONWIDE CORP GRP

11991 NATIONAL CAS CO Property13838 FARMLAND MUT INS CO Property23779 NATIONWIDE MUT FIRE INS CO Property

©2010 National Association of Insurance Commissioners306

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140 Group Name:Group Code: NATIONWIDE CORP GRP

23787 NATIONWIDE MUT INS CO Property66869 NATIONWIDE LIFE INS CO Life92657 NATIONWIDE LIFE & ANN INS CO Life

143 Group Name:Group Code: ARMCO INS INC GRP

11977 NORTHWESTERN NATL INS CO SEG ACCNT Property

150 Group Name:Group Code: OLD REPUBLIC GRP

24147 OLD REPUBLIC INS CO Property67261 OLD REPUBLIC LIFE INS CO Life

153 Group Name:Group Code: PEKIN INS GRP

67628 PEKIN LIFE INS CO Life

158 Group Name:Group Code: FAIRFAX FIN GRP

21113 UNITED STATES FIRE INS CO Property24384 FAIRMONT SPECIALTY INS CO Property25518 FAIRMONT PREMIER INS CO Property25534 TIG INS CO Property

169 Group Name:Group Code: SENTRY INS GRP

21180 SENTRY SELECT INS CO Property24988 SENTRY INS A MUT CO Property68810 SENTRY LIFE INS CO Life68829 SENTRY LIFE INS CO OF NY Life

171 Group Name:Group Code: GERMANIA INS GRP

67920 GERMANIA LIFE INS CO Life

175 Group Name:Group Code: STATE AUTO MUT GRP

25135 STATE AUTOMOBILE MUT INS CO Property

176 Group Name:Group Code: STATE FARM GRP

25143 STATE FARM FIRE & CAS CO Property25178 STATE FARM MUT AUTO INS CO Property

181 Group Name:Group Code: SWISS RE GRP

25038 NORTH AMER CAPACITY INS CO Property29874 NORTH AMER SPECIALTY INS CO Property39845 WESTPORT INS CORP Property70211 REASSURE AMER LIFE INS CO Life82627 SWISS RE LIFE & HLTH AMER INC Life

200 Group Name:Group Code: UNITED SERV AUTOMOBILE ASSN GRP

69663 USAA LIFE INS CO Life

203 Group Name:Group Code: VIRGINIA FARM BUREAU GRP

26034 VIRGINIA FARM BUREAU MUT INS CO Property

212 Group Name:Group Code: ZURICH INS GRP

16535 ZURICH AMER INS CO Property19356 MARYLAND CAS CO Property20796 AIG PREMIER INS CO Property21326 EMPIRE FIRE & MARINE INS CO Property26247 AMERICAN GUAR & LIAB INS Property26387 STEADFAST INS CO Property27855 ZURICH AMER INS CO OF IL Property34789 AIG CENTENNIAL INS CO Property40142 AMERICAN ZURICH INS CO Property63177 FARMERS NEW WORLD LIFE INS CO Life70173 UNIVERSAL UNDERWRITERS LIFE INS CO Life

©2010 National Association of Insurance Commissioners307

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212 Group Name:Group Code: ZURICH INS GRP

80896 CENTRE LIFE INS CO Life

213 Group Name:Group Code: ERIE INS GRP

70769 ERIE FAMILY LIFE INS CO Life

215 Group Name:Group Code: UNITRIN GRP

66397 MUTUAL SAVINGS LIFE INS CO Life68357 RELIABLE LIFE INS CO Life68462 RESERVE NATL INS CO Life69779 UNION NATL LIFE INS CO Life69930 UNITED INS CO OF AMER Life

218 Group Name:Group Code: CNA INS GRP

20427 AMERICAN CAS CO OF READING PA Property20443 CONTINENTAL CAS CO Property20494 TRANSPORTATION INS CO Property41742 FIRST INS CO OF HI LTD Property62413 CONTINENTAL ASSUR CO Life

220 Group Name:Group Code: OKLAHOMA FARM BUREAU GRP

21563 OKLAHOMA FARM BUREAU MUT INS CO Property

226 Group Name:Group Code: MERCHANTS MUT GRP

23329 MERCHANTS MUT INS CO Property

229 Group Name:Group Code: ING AMER INS HOLDING GRP

61360 RELIASTAR LIFE INS CO OF NY Life66109 MIDWESTERN UNITED LIFE INS CO Life67105 RELIASTAR LIFE INS CO Life68713 SECURITY LIFE OF DENVER INS CO Life80942 ING USA ANN & LIFE INS CO Life86509 ING LIFE INS & ANN CO Life

233 Group Name:Group Code: CONSECO GRP

60682 CONSECO INS CO Life61263 BANKERS LIFE & CAS CO Life62065 COLONIAL PENN LIFE INS CO Life65900 CONSECO LIFE INS CO Life68560 BANKERS CONSECO LIFE INS CO Life70319 WASHINGTON NATL INS CO Life78174 CONSECO HLTH INS CO Life

241 Group Name:Group Code: METROPOLITAN GRP

26298 METROPOLITAN PROP & CAS INS CO Property52009 SAFEGUARD HLTH PLANS INC Health63665 GENERAL AMER LIFE INS CO Life65978 METROPOLITAN LIFE INS CO Life79014 SAFEHEALTH LIFE INS CO Life87726 METLIFE INS CO OF CT Life91626 NEW ENGLAND LIFE INS CO Life93513 METLIFE INVESTORS INS CO Life95051 SAFEGUARD HLTH PLANS INC Health

242 Group Name:Group Code: SELECTIVE INS GRP

12572 SELECTIVE INS CO OF AMER Property

244 Group Name:Group Code: CINCINNATI FIN GRP

76236 CINCINNATI LIFE INS CO Life

©2010 National Association of Insurance Commissioners308

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248 Group Name:Group Code: UNITED FIRE & CAS GRP

69973 UNITED LIFE INS CO Life

253 Group Name:Group Code: HARLEYSVILLE GRP

64327 HARLEYSVILLE LIFE INS CO Life

261 Group Name:Group Code: MUTUAL OF OMAHA GRP

62243 COMPANION LIFE INS CO Life69868 UNITED OF OMAHA LIFE INS CO Life71412 MUTUAL OF OMAHA INS CO Life72850 UNITED WORLD LIFE INS CO Life

264 Group Name:Group Code: HEALTHMARKETS GRP

61832 CHESAPEAKE LIFE INS CO Life66087 MID WEST NATL LIFE INS CO OF TN Life97055 MEGA LIFE & HLTH INS CO THE Life

267 Group Name:Group Code: GRANGE MUT CAS GRP

14060 GRANGE MUT CAS CO Property71218 GRANGE LIFE INS CO Life

276 Group Name:Group Code: TRUSTMARK INS CO GRP

61425 TRUSTMARK INS CO Life62863 TRUSTMARK LIFE INS CO Life

280 Group Name:Group Code: AUTO OWNERS GRP

18988 AUTO OWNERS INS CO Property61190 AUTO OWNERS LIFE INS CO Life

287 Group Name:Group Code: PHILADELPHIA UNITED GRP

67792 PHILADELPHIA-UNITED LIFE INS CO Life

290 Group Name:Group Code: LIBERTY NATL GRP

10093 NATIONAL INCOME LIFE INS CO Life60577 AMERICAN INCOME LIFE INS CO Life65331 LIBERTY NATL LIFE INS CO Life74101 FIRST UNITED AMER LIFE INS CO Life91472 GLOBE LIFE & ACCIDENT INS CO Life92916 UNITED AMER INS CO Life

291 Group Name:Group Code: MOTORISTS MUT GRP

13331 AMERICAN HARDWARE MUT INS CO Property

300 Group Name:Group Code: HORACE MANN GRP

22578 HORACE MANN INS CO Property64513 HORACE MANN LIFE INS CO Life

304 Group Name:Group Code: PRUDENTIAL OF AMER GRP

68241 PRUDENTIAL INS CO OF AMER Life

306 Group Name:Group Code: CUNA MUT GRP

10847 CUMIS INS SOCIETY INC Property62626 CUNA MUT INS SOCIETY Life86126 MEMBERS LIFE INS CO Life

312 Group Name:Group Code: IAC GRP

81779 INDIVIDUAL ASSUR CO LIFE HLTH & ACC Life

313 Group Name:Group Code: AEGIS GRP

17965 AMERICAN SENTINEL INS CO Property33898 AEGIS SECURITY INS CO Property

©2010 National Association of Insurance Commissioners309

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315 Group Name:Group Code: INDUSTRIAL ALLIANCE GRP

91693 IA AMER LIFE INS CO Life

316 Group Name:Group Code: NATIONAL SECURITY GRP

66788 NATIONAL SECURITY INS CO Life

330 Group Name:Group Code: AMERICAN FIDELITY CORP GRP

60410 AMERICAN FIDELITY ASSUR CO Life60801 AMERICAN PUBLIC LIFE INS CO Life

332 Group Name:Group Code: PRINCIPAL FIN GRP

61271 PRINCIPAL LIFE INS CO Life

350 Group Name:Group Code: GENERAL ELECTRIC GRP

32077 HERITAGE CAS INS CO Property62596 UNION FIDELITY LIFE INS CO Life64394 HERITAGE LIFE INS CO Life

352 Group Name:Group Code: HSBC GRP

93777 HOUSEHOLD LIFE INS CO Life

361 Group Name:Group Code: MUNICH RE GRP

10227 MUNICH REINS AMER INC Property19720 AMERICAN ALT INS CORP Property65811 AMERICAN MODERN LIFE INS CO Life74365 SOUTHERN PIONEER LIFE INS CO Life77399 STERLING LIFE INS CO Health

367 Group Name:Group Code: PHYSICIANS MUT GRP

72125 PHYSICIANS LIFE INS CO Life80578 PHYSICIANS MUT INS CO Life

370 Group Name:Group Code: AFLAC GRP

60380 AMERICAN FAMILY LIFE ASSUR CO OF COL Life60526 AMERICAN FAMILY LIFE ASSUR CO OF NY Life71730 CONTINENTAL AMER INS CO Life

380 Group Name:Group Code: CAREFIRST INC GRP

11227 CAPITAL CARE INC Health13130 THE DENTAL NETWORK INC Health47058 CAREFIRST OF MD INC Health53007 GROUP HOSPITALIZATION & MED SRVCS Health60113 FIRST CARE INC Health96202 CAREFIRST BLUECHOICE INC Health

403 Group Name:Group Code: PHOENIX COS GRP

67814 PHOENIX LIFE INS CO Life

408 Group Name:Group Code: AMERICAN NATL FIN GRP

60739 AMERICAN NATL INS CO Life63126 FARM FAMILY LIFE INS CO Life63657 GARDEN STATE LIFE INS CO Life71773 AMERICAN NATL LIFE INS CO OF TX Life86355 STANDARD LIFE & ACCIDENT INS CO Life

411 Group Name:Group Code: MAPFRE INS GRP

77054 MAPFRE LIFE INS CO Life

421 Group Name:Group Code: COLLATERAL HOLDINGS GRP

79057 SOUTHLAND NATL INS CORP Life

©2010 National Association of Insurance Commissioners310

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429 Group Name:Group Code: GUARDIAN LIFE GRP

11199 MANAGED DENTAL GUARD INC Health11221 FIRST COMMONWEALTH LTD HLTH SERV COR Health12146 FIRST COMMONWEALTH LTD HLTH SERV COR Health47716 FIRST COMMONWEALTH OF MO INC Health52036 FIRST COMMONWLTH LTD HLTH SERV CORP Health52556 MANAGED DENTALGUARD INC Health60239 FIRST COMMONWEALTH INS CO Health64246 GUARDIAN LIFE INS CO OF AMER Life71714 BERKSHIRE LIFE INS CO OF AMER Life

430 Group Name:Group Code: BCBS OF KS GRP

12143 ADVANCE INS CO OF KS Life70729 BCBS OF KS INC Life

431 Group Name:Group Code: MIDLAND NATL LIFE INS GRP

66044 MIDLAND NATL LIFE INS CO Life66974 NORTH AMER CO LIFE & HLTH INS Life

433 Group Name:Group Code: MEDCO CONTAINMENT SERV GRP

34720 MEDCO CONTAINMENT INS CO OF NY Health63762 MEDCO CONTAINMENT LIFE INS CO Health

435 Group Name:Group Code: MASS MUT LIFE INS GRP

65935 MASSACHUSETTS MUT LIFE INS CO Life

438 Group Name:Group Code: LOUISIANA HLTH SERV GRP

60009 SOUTHERN NATL LIFE INS CO INC Life81200 LOUISIANA HLTH SERV & IND CO Health95643 HMO LA INC Health

440 Group Name:Group Code: REGAL REINS GRP

66265 MONARCH LIFE INS CO Life

449 Group Name:Group Code: FINANCIAL HOLDINGS GRP

61999 AMERICO FIN LIFE & ANN INS CO Life63487 INVESTORS LIFE INS CO N AMER Life66540 NATIONAL FARMERS UNION LIFE INS CO Life67180 OHIO STATE LIFE INS CO Life87645 UNITED FIDELITY LIFE INS CO Life90212 GREAT SOUTHERN LIFE INS CO Life

450 Group Name:Group Code: GENEVE HOLDINGS INC GRP

26581 INDEPENDENCE AMER INS CO Property65781 MADISON NATL LIFE INS CO INC Life69078 STANDARD SECURITY LIFE INS CO OF NY Life

451 Group Name:Group Code: FIDELITY SECURITY GRP

71870 FIDELITY SECURITY LIFE INS CO Life

454 Group Name:Group Code: SECURITY NATL GRP

69485 SECURITY NATL LIFE INS CO Life

457 Group Name:Group Code: ARGONAUT GRP

19801 ARGONAUT INS CO Property

458 Group Name:Group Code: PROTECTIVE LIFE INS GRP

68136 PROTECTIVE LIFE INS CO Life70335 WEST COAST LIFE INS CO Life88536 PROTECTIVE LIFE & ANNUITY INS CO Life

©2010 National Association of Insurance Commissioners311

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461 Group Name:Group Code: BCBS OF MN GRP

55026 BCBSM INC Health61522 MII LIFE INC Life95649 HMO DBA BLUE PLUS Health

468 Group Name:Group Code: AEGON US HOLDING GRP

10952 STONEBRIDGE CAS INS CO Property65021 STONEBRIDGE LIFE INS CO Life66281 MONUMENTAL LIFE INS CO Life70688 TRANSAMERICA FINANCIAL LIFE INS CO Life86231 TRANSAMERICA LIFE INS CO Life91413 WESTERN RESERVE LIFE ASSUR CO OF OH Life

473 Group Name:Group Code: AMERICAN FAMILY INS GRP

10386 AMERICAN FAMILY INS CO Property19275 AMERICAN FAMILY MUT INS CO Property

477 Group Name:Group Code: RENAISSANCE HLTH SERV CORP GRP

15638 RENAISSANCE HLTH INS CO OF NY Health52634 DELTA DENTAL PLAN OF IN Health54305 DELTA DENTAL PLAN OF MI INC Health54402 DELTA DENTAL PLAN OF OH INC Health61700 RENAISSANCE LIFE & HLTH INS CO OF AM Health

481 Group Name:Group Code: PRESBYTERIAN HLTHCARE SERV GRP

11504 PRESYBYTERIAN INS CO INC Health95330 PRESBYTERIAN HLTH PLAN INC Health

492 Group Name:Group Code: SECURITY AMER FINANCIAL ENTERPRIS

68721 SECURITY LIFE INS CO OF AMER Life

501 Group Name:Group Code: ALLEGHANY GRP

10472 CAPITOL IND CORP Property18619 PLATTE RIVER INS CO Property

503 Group Name:Group Code: LANDCAR INS GRP

92274 LANDCAR LIFE INS CO Life

513 Group Name:Group Code: IOWA FARM BUREAU GRP

63088 FARM BUREAU LIFE INS CO Life

514 Group Name:Group Code: MISSOURI FARM BUREAU GRP

63118 FARM BUREAU LIFE INS CO OF MO Life

520 Group Name:Group Code: NEW ERA LIFE GRP

67784 PHILADELPHIA AMER LIFE INS CO Life69698 NEW ERA LIFE INS CO OF MIDWEST Life78743 NEW ERA LIFE INS CO Life

525 Group Name:Group Code: PAN AMER LIFE GRP

12952 PAN AMER LIFE INS CO OF PR Life67539 PAN AMER LIFE INS CO Life

526 Group Name:Group Code: MAXIMUM CORP GRP

61735 CENTRAL SECURITY LIFE INS CO Life73121 CHAMPIONS LIFE INS CO Life80993 WESTERN AMER LIFE INS CO Life

535 Group Name:Group Code: COLUMBIAN LIFE GRP

62103 COLUMBIAN MUT LIFE INS CO Life75744 NATIONAL SAFETY LIFE INS CO Life76023 COLUMBIAN LIFE INS CO Life

©2010 National Association of Insurance Commissioners312

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536 Group Name:Group Code: BCBS OF FL GRP

13567 FLORIDA HLTH CARE PLAN INC Health95089 HEALTH OPTIONS INC Health95112 CAPITAL HLTH PLAN INC Health98167 BCBS OF FL Health

537 Group Name:Group Code: BCBS OF KC GRP

10753 BLUE ADVANTAGE PLUS OF KC INC Health47171 BCBS OF KC Health76040 MISSOURI VALLEY LIFE & HLTH INS CO Life95315 GOOD HLTH HMO INC Health

542 Group Name:Group Code: INDIANA FARM BUREAU GRP

10022 COUNTRYWAY INS CO Property69892 UNITED FARM FAMILY LIFE INS CO Life69922 UNITED HOME LIFE INS CO Life

549 Group Name:Group Code: SUN LIFE ASSUR CO OF CN GRP

68047 PROFESSIONAL INS CO Life72664 SUN LIFE INS & ANN CO OF NY Life80802 US BR SUNLIFE ASSUR CO OF CANADA Life

553 Group Name:Group Code: ARROWPOINT CAPITAL GRP

24678 ARROWOOD IND CO Property

560 Group Name:Group Code: COMMERCIAL TRAVELERS GRP

81426 COMMERCIAL TRAVELERS MUT INS CO Life81442 MONITOR LIFE INS CO OF NY Life

565 Group Name:Group Code: UNUMPROVIDENT CORP GRP

62049 COLONIAL LIFE & ACCIDENT INS CO Life62235 UNUM LIFE INS CO OF AMER Life64297 FIRST UNUM LIFE INS CO Life67598 PAUL REVERE LIFE INS CO Life68195 PROVIDENT LIFE & ACCIDENT INS CO Life68209 PROVIDENT LIFE & CAS INS CO Life

570 Group Name:Group Code: BCBS OF AL GRP

55433 BCBS OF AL Health81531 UNITED TRUST INS CO Life

572 Group Name:Group Code: BCBS OF MI GRP

11557 BLUECAID OF MI Health29157 UNITED WI INS CO Property52037 BLUE CARE OF MI INC Health54291 BCBS OF MI Health77720 LIFESECURE INS CO Life95610 BLUE CARE NETWORK OF MI Health

574 Group Name:Group Code: AMERCO CORP GRP

31089 REPUBLIC WESTERN INS CO Property61859 CHRISTIAN FIDELITY LIFE INS CO Life68349 NORTH AMER INS CO Life76112 OXFORD LIFE INS CO Life99767 DALLAS GEN LIFE INS CO Life

581 Group Name:Group Code: BOSTON MUT GRP

61476 BOSTON MUT LIFE INS CO Life78140 LIFE INS CO OF BOSTON & NY Life

©2010 National Association of Insurance Commissioners313

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587 Group Name:Group Code: ATLANTIC AMER GRP

61239 BANKERS FIDELITY LIFE INS CO Life

588 Group Name:Group Code: KANSAS CITY LIFE INS GRP

65129 KANSAS CITY LIFE INS CO Life67199 OLD AMER INS CO Life69272 SUNSET LIFE INS CO OF AMER Life

595 Group Name:Group Code: HARVARD PILGRIM HTH CARE GRP

18975 HPHC INS CO INC Health96717 HARVARD PILGRIM HEALTH CARE NEW ENG Health96911 HARVARD PILGRIM HLTH CARE INC Health

598 Group Name:Group Code: DELTA GRP

62650 DELTA LIFE INS CO Life

600 Group Name:Group Code: SCOTT & WHITE GRP

11670 INSURANCE CO OF SCOTT & WHITE Life95099 SCOTT & WHITE HLTH PLAN Health

601 Group Name:Group Code: KAISER FOUNDATION GRP

11538 KAISER FOUND HLTH PLAN INC HI REGION Health60053 KAISER PERMANENTE INS CO Health95204 KAISER FOUND HLTH PLAN OF OH Health95540 KAISER FOUND HLTH PLAN OF THE NW Health95639 KAISER FOUND HLTH PLAN MID ATLANTI Health95669 KAISER FOUND HLTH PLAN OF CO Health

612 Group Name:Group Code: CITIZENS GRP

60076 SECURITY PLAN LIFE INS CO Life71463 CICA LIFE INS CO OF AMER Life82082 CITIZENS NATL LIFE INS CO Life

615 Group Name:Group Code: BENEFICIAL LIFE GRP

61395 BENEFICIAL LIFE INS CO Life81019 DESERET MUT INS CO Life

619 Group Name:Group Code: ONEAMERICA FIN PARTNERS GRP

60895 AMERICAN UNITED LIFE INS CO Life67911 PIONEER MUT LIFE INS CO Life69116 STATE LIFE INS CO Life

623 Group Name:Group Code: HEALTH NET INC GRP

66141 HEALTH NET LIFE INS CO Life95206 HEALTH NET OF AZ INC Health95800 HEALTH NET HLTH PLAN OF OR INC Health

626 Group Name:Group Code: ACE LTD GRP

22667 ACE AMER INS CO Property22713 INSURANCE CO OF N AMER Property27960 ILLINOIS UNION INS CO Property62146 COMBINED INS CO OF AMER Life78697 COMBINED LIFE INS CO OF NY Life

634 Group Name:Group Code: NATIONAL LIFE GRP

65528 LIFE INS CO OF THE SOUTHWEST Life66680 NATIONAL LIFE INS CO Life

635 Group Name:Group Code: CONTINENTAL INS CO GRP

73539 CONTINENTAL LIFE INS CO Life

©2010 National Association of Insurance Commissioners314

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661 Group Name:Group Code: BCBS OF SC GRP

12168 INSTIL HLTH INS CO Health38520 BCBS OF SC INC Health77828 COMPANION LIFE INS CO Life95741 BLUECHOICE HLTHPLAN OF SC INC Health

669 Group Name:Group Code: ZALE CORP GRP

30325 ZALE IND CO Property71323 ZALE LIFE INS CO Life

671 Group Name:Group Code: WELLPOINT INC GRP

10076 UNICARE HLTH INS CO OF TX Health10345 COMMUNITY INS CO Health11011 ROCKY MOUNTAIN HOSPITAL & MEDICAL Health11069 AMERICAN IMAGING MGMT E LLC Health11810 UNICARE HLTH PLAN OF WV INC Health12805 UNICARE HLTH PLAN OF KS INC Health13573 ANTHEM LIFE & DISABILITY INS CO Life28207 ANTHEM INS CO INC Health52618 ANTHEM HLTH PLANS OF ME INC Health53759 ANTHEM HLTH PLANS OF NH Health54003 BCBS OF WI Health54801 BCBS OF GA INC Health55093 EMPIRE HEALTHCHOICE ASSUR INC Health60217 ANTHEM HLTH PLANS INC Health61069 ANTHEM LIFE INS CO Life62825 ANTHEM BLUE CROSS LIFE & HLTH INS CO Health70700 UNICARE HLTH INS CO OF THE MIDWEST Health71835 ANTHEM HLTH PLANS OF VA INC Health78972 HEALTHY ALLIANCE LIFE INS CO Life80314 UNICARE LIFE & HLTH INS CO Life85286 ONENATION INS CO Health95120 ANTHEM HLTH PLANS OF KY INC Health95167 PENINSULA HLTH CARE INC Health95169 HEALTHKEEPERS INC Health95358 HMO MO INC Health95420 UNICARE HLTH PLANS OF TX INC Health95433 EMPIRE HEALTHCHOICE HMO INC Health95473 HMO CO INC Health95505 UNICARE HLTH PLANS OF THE MIDWEST Health95527 MATTHEW THORTON HLTH PLAN INC Health95693 COMPCARE HLTH SERV INS CORP Health96475 HEALTHLINK HMO INC Health96512 PRIORITY HLTHCARE INC Health96962 BCBS HLTHCARE PLAN OF GA INC Health97217 GREATER GA LIFE INS CO Life

687 Group Name:Group Code: GUARANTEE TRUST GRP

64211 GUARANTEE TRUST LIFE INS CO Life92703 UNITED NATL LIFE INS CO OF AMER Life

689 Group Name:Group Code: BANKERS INS GRP

33162 BANKERS INS CO Property81043 BANKERS LIFE INS CO Life

690 Group Name:Group Code: CENTRAL STATES GRP

61751 CENTRAL STATES H & L CO OF OMAHA Life

694 Group Name:Group Code: TENNESSEE FARMERS GRP

15245 TENNESSEE FARMERS MUT INS CO Property41220 TENNESSEE FARMERS ASSUR CO Property

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704 Group Name:Group Code: OHIO NATL LIFE GRP

67172 OHIO NATL LIFE INS CO Life89206 OHIO NATL LIFE ASSUR CORP Life

707 Group Name:Group Code: UNITEDHEALTH GRP

11139 UNISON HLTH PLAN OF TN INC Health11141 EVERCARE OF TX LLC Health11147 UNITED HLTHCARE OF TN INC Health11189 PACIFICARE DENTAL OF CO INC Health11596 UNIMERICA LIFE INS CO OF NY Life11775 UNISON HLTH PLAN OF SC INC Health12012 UNISON FAMILY HLTH PLAN OF PA INC Health12231 UNITEDHEALTHCARE INS CO OF THE RIVER Health12323 UNISON HLTH PLAN OF OH INC Health13032 UNISON HLTH PLAN OF THE CAPITAL AREA Health13178 AMERICHOICE OF CT INC Health13214 EVERCARE OF NEW MEXICO INC Health43893 HEALTH NET INS CO NY INC Health48038 PACIFICARE OF WA INC Health52053 DENTAL BENEFIT PROVIDERS OF IL INC Health60093 UNITED HLTHCARE INS CO OF NY Health60318 UNITED HLTHCARE INS CO OF IL Life60321 MAMSI LIFE & HLTH INS CO Health62286 GOLDEN RULE INS CO Life70785 PACIFICARE LIFE & HLTH INS CO Life71420 SIERRA HLTH & LIFE INS CO INC Life73518 UNITED HLTHCARE INS CO OF OH Life78026 OXFORD HLTH INS INC Health79413 UNITEDHEALTHCARE INS CO Life79480 MIDWEST SECURITY LIFE INS CO Life84506 PACIFICARE LIFE ASSUR CO Health91529 UNIMERICA INS CO Life95025 UNITED HLTHCARE MID ATLANTIC INC Health95033 AMERICHOICE OF PA INC Health95085 UNITEDHEALTHCARE OF NY INC Health95090 UNITED HLTHCARE OF CO INC Health95103 UNITEDHEALTHCARE OF NC INC Health95123 NEIGHBORHOOD HLTH PARTNERSHIP INC Health95149 UNITEDHEALTHCARE OF NEW ENGLAND INC Health95174 PACIFICARE OF TX INC Health95186 UNITED HLTHCARE OF OH INC Health95220 UNISON HLTH PLAN OF PA INC Health95251 NATIONAL PACIFIC DENTAL INC Health95264 UNITED HLTHCARE OF FL INC Health95305 HEALTH NET OF NY INC Health95351 HEALTH NET OF NJ INC Health95378 UNITEDHEALTHCARE PLAN OF THE RIVER V Health95434 PACIFICARE OF CO INC Health95446 UNITED HLTHCARE OF AR INC Health95467 GREAT LAKES HLTH PLAN Health95479 OXFORD HLTH PLANS NY INC Health95497 AMERICHOICE OF NJ INC Health95501 UNITED HLTHCARE OF UT INC Health95506 OXFORD HLTH PLANS NJ INC Health95591 UNITED HLTHCARE OF MIDLANDS INC Health95617 PACIFICARE OF AZ INC Health95685 PACIFICARE OF NV INC Health95710 UNITEDHEALTHCARE OF WI INC Health95716 UNITED HLTH CARE OF MS INC Health

©2010 National Association of Insurance Commissioners316

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707 Group Name:Group Code: UNITEDHEALTH GRP

95758 NEVADA PACIFIC DENTAL INC Health95765 UNITEDHEALTHCARE OF TX INC Health95776 UNITEDHEALTHCARE OF IL INC Health95784 UNITED HLTHCARE OF AL INC Health95833 UNITED HLTHCARE OF LA INC Health95850 UNITED HLTHCARE OF GA INC Health95893 PACIFICARE OF OR INC Health95968 HEALTH NET OF CT INC Health96016 UNITED HLTHCARE OF AZ INC Health96310 MD INDIVIDUAL PRACTICE ASSN INC Health96342 HEALTH PLAN OF NV Health96385 UNITED HLTHCARE OF MIDWEST INC Health96644 UNITED HLTHCARE OF KY LTD Health96798 OXFORD HLTH PLANS CT INC Health96903 PACIFICARE OF OK INC Health96940 OPTIMUM CHOICE INC Health97179 AMERICAN MEDICAL SECURITY LIFE INS C Life

709 Group Name:Group Code: PACIFIC LIFE GRP

67466 PACIFIC LIFE INS CO Life97268 PACIFIC LIFE & ANN CO Life

730 Group Name:Group Code: MEDICAL MUT OF OH GRP

29076 MEDICAL MUT OF OH Health62375 CONSUMERS LIFE INS CO Life95732 CAROLINA CARE PLAN INC Health95828 MEDICAL HLTH INSURING CORP OF OH Health

747 Group Name:Group Code: GREAT REPUBLIC LIFE GRP

67482 GREAT REPUBLIC LIFE INS CO Life

758 Group Name:Group Code: BCBS OF NC GRP

54631 BCBS OF NC INC Health95300 PARTNERS NATL HLTH PLANS OF NC INC Health

761 Group Name:Group Code: ALLIANZ INS GRP

11630 JEFFERSON INS CO Property21849 AMERICAN AUTOMOBILE INS CO Property21857 AMERICAN INS CO Property21873 FIREMANS FUND INS CO Property21881 NATIONAL SURETY CORP Property35300 ALLIANZ GLOBAL RISKS US INS CO Property36420 ALLIANZ UNDERWRITERS INS CO Property64190 ALLIANZ LIFE INS CO OF NY Life90611 ALLIANZ LIFE INS CO OF N AMER Life

767 Group Name:Group Code: PENNSYLVANIA MANUFACTURERS GRP

12262 PENNSYLVANIA MANUFACTURERS ASSOC INS Property

769 Group Name:Group Code: GREAT WEST GRP

68322 GREAT W LIFE & ANN INS CO Life76694 LONDON LIFE REINS CO Life79359 FIRST GREAT W LIFE & ANN INS CO Life80659 US BUSINESS OF CANADA LIFE ASSUR CO Life80675 US BUSINESS OF CROWN LIFE INS CO Life80705 US BR GREAT WEST LIFE ASSUR CO Life

770 Group Name:Group Code: WELLMARK INC GRP

60128 WELLMARK OF SD INC Health88848 WELLMARK INC Health

©2010 National Association of Insurance Commissioners317

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770 Group Name:Group Code: WELLMARK INC GRP

95531 WELLMARK HLTH PLAN OF IA INC Health

771 Group Name:Group Code: AAA MID ATLANTIC INS GRP

11681 KEYSTONE INS CO Property

781 Group Name:Group Code: UNION LABOR GRP

37893 ULLICO CAS CO Property69744 UNION LABOR LIFE INS CO Life

785 Group Name:Group Code: MARKEL CORP GRP

38970 MARKEL INS CO Property39020 ESSEX INS CO Property

786 Group Name:Group Code: UNITY MUT GRP

70114 UNITY MUT LIFE INS CO Life

796 Group Name:Group Code: QBE INS GRP

11515 QBE SPECIALTY INS CO Property27740 NORTH POINTE INS CO Property39217 QBE INS CORP Property

809 Group Name:Group Code: TEXAS FARM BUREAU MUT GRP

25380 TEXAS FARM BUREAU MUT INS CO Property

810 Group Name:Group Code: PENN TREATY AMER GRP

60243 AMERICAN INDEPENDENT NTWRK INS CO NY Life

812 Group Name:Group Code: HIGHMARK GRP

10131 HIGHMARK SENIOR RESOURCES INC Health12325 GATEWAY HLTH PLAN OF OH INC Health35599 HIGHMARK CAS INS CO Property47089 UNITED CONCORDIA DENTAL PLAN PA INC Health52020 UNITD CONCORDIA DENTAL PLANS OF FL I Health52048 UNITED CONCORDIA DENTAL PLANS OF KY Health54771 HIGHMARK INC Health54828 MOUNTAIN STATE BCBS INC Health60213 HM LIFE INS CO OF NY Life60222 UNITED CONCORDIA INS CO OF NY Health62294 UNITED CONCORDIA LIFE & HLTH INS CO Health71768 HM HLTH INS CO Health85766 UNITED CONCORDIA INS CO Health89070 UNITED CONCORDIA COMPANIES INC Health93440 HM LIFE INS CO Life95048 KEYSTONE HLTH PLAN W INC Health95160 UNITED CONCORDIA DENTAL PLANS TX INC Health95253 UNITED CONCORDIA DENTAL PLANS Health96150 UNITED CONCORDIA DENTAL PLNS OF MW Health96938 GATEWAY HLTH PLAN INC Health

826 Group Name:Group Code: NEW YORK LIFE GRP

66915 NEW YORK LIFE INS CO Life

836 Group Name:Group Code: WEST SOUTHERN GRP

65242 LAFAYETTE LIFE INS CO Life70483 WESTERN & SOUTHERN LIFE INS CO Life99937 COLUMBUS LIFE INS CO Life

838 Group Name:Group Code: CINCINNATI EQUITABLE CO GRP

88064 CINCINNATI EQUITABLE LIFE INS CO Life

©2010 National Association of Insurance Commissioners318

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839 Group Name:Group Code: WESTBRIDGE CAPITAL GRP

62324 FREEDOM LIFE INS CO OF AMER Life98205 NATIONAL FOUND LIFE INS CO Life

850 Group Name:Group Code: PENN MUT GRP

67644 PENN MUT LIFE INS CO Life

860 Group Name:Group Code: NORTHWESTERN MUT GRP

67091 NORTHWESTERN MUT LIFE INS CO Life69000 NORTHWESTERN LONG TERM CARE INS CO Life

863 Group Name:Group Code: INTER AMER GRP

64076 GREAT FIDELITY LIFE INS CO Life92649 AMERICAN UNDERWRITERS LIFE INS CO Life94447 CENTURY LIFE ASS CO Life

867 Group Name:Group Code: BALDWIN & LYONS GRP

12416 PROTECTIVE INS CO Property

869 Group Name:Group Code: MINNESOTA MUT GRP

66168 MINNESOTA LIFE INS CO Life93742 SECURIAN LIFE INS CO Life

870 Group Name:Group Code: SECURITY BENEFIT GRP

68675 SECURITY BENEFIT LIFE INS CO Life

872 Group Name:Group Code: BANNER LIFE GRP

66230 WILLIAM PENN LIFE INS CO OF NY Life94250 BANNER LIFE INS CO Life

876 Group Name:Group Code: ARKANSAS BCBS GRP

76031 FLORIDA COMBINED LIFE INS CO INC Life83470 ARKANSAS BCBS Health94358 USABLE LIFE Life95442 HMO PARTNERS INC Health

878 Group Name:Group Code: COLONIAL SAVINGS GRP

88153 COLONIAL LIFE INS CO OF TX Life

880 Group Name:Group Code: IHC HLTH PLANS GRP

63245 SELECTHEALTH BENEFIT ASSUR CO INC Health95153 SELECTHEALTH INC Health

893 Group Name:Group Code: SOUTHERN FARM GRP

68896 SOUTHERN FARM BUREAU LIFE INS CO Life

901 Group Name:Group Code: CIGNA HLTH GRP

11160 CIGNA DENTAL HLTH OF MO INC Health11167 CIGNA DENTAL HLTH OF NJ INC Health11175 CIGNA DENTAL HLTH OF CO INC Health12814 ALLEGIANCE LIFE & HLTH INS CO INC Health47013 CIGNA DENTAL HLTH PLAN OF AZ INC Health47041 CIGNA DENTAL HLTH OF PA INC Health47805 CIGNA DENTAL HLTH OF OH INC Health48119 CIGNA DENTAL HLTH OF MD INC Health52021 CIGNA DENTAL HLTH OF FL INC Health52024 CIGNA DENTAL HLTH OF KS INC Health52108 CIGNA DENTAL HLTH OF KY INC Health52617 CIGNA DENTAL HLTH OF VA INC Health62308 CONNECTICUT GEN LIFE INS CO Life64548 CIGNA LIFE INS CO OF NY Life65498 LIFE INS CO OF N AMER Life

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901 Group Name:Group Code: CIGNA HLTH GRP

67369 ALTA HLTH & LIFE INS CO Life90859 CIGNA WORLDWIDE INS CO Life95037 CIGNA DENTAL HLTH OF TX INC Health95121 CIGNA HLTHCARE OF PA INC Health95125 CIGNA HLTHCARE OF AZ INC Health95132 CIGNA HLTHCARE OF NC INC Health95136 CIGNA HLTHCARE OF FL INC Health95179 CIGNA DENTAL HLTH OF NC INC Health95209 CIGNA HLTHCARE OF OH INC Health95380 CIGNA DENTAL HLTH OF DE INC Health95383 CIGNA HLTHCARE OF TX INC Health95412 CIGNA HLTHCARE CENTENNIAL STATE INC Health95447 CIGNA HLTHCARE OF ME INC Health95488 CIGNA HLTHCARE OF NY INC Health95493 CIGNA HLTHCARE NH INC Health95500 CIGNA HLTHCARE OF NJ INC Health95518 CIGNA HLTHCARE OF UT INC Health95520 CIGNA HLTHCARE OF MA INC Health95525 CIGNA HLTCARE OF IN INC Health95544 CIGNA HLTHCARE OF DE INC Health95599 CIGNA HLTHCARE MIDATLANTIC INC Health95602 CIGNA HLTHCARE OF IL INC Health95604 CIGNA HLTHCARE OF CO INC Health95606 CIGNA HLTHCARE OF TN INC Health95635 CIGNA HLTHCARE OF ST LOUIS INC Health95660 CIGNA HLTHCARE OF CT INC Health95708 CIGNA HLTHCARE OF SC INC Health96229 CIGNA HLTHCARE OF GA INC Health

904 Group Name:Group Code: JOHN HANCOCK GRP

65838 JOHN HANCOCK LIFE INS CO (USA) Life93610 JOHN HANCOCK LIFE & HLTH INS CO Life

905 Group Name:Group Code: THE LDS GRP

94579 FIRST ASSUR LIFE OF AMER Life

917 Group Name:Group Code: HCSC GRP

11814 GHS HMO INC DBA BLUELINCS HMO Health29718 GHS PROP & CAS INS CO Property70670 HEALTH CARE SERV CORP A MUT LEGAL RE Health71129 FORT DEARBORN LIFE INS CO Life78611 HCSC INS SERV CO Health84786 COLORADO BANKERS LIFE INS CO Life85090 FORT DEARBORN LIFE INS CO OF NY Life

918 Group Name:Group Code: JACKSON NATL GRP

65056 JACKSON NATL LIFE INS CO Life

936 Group Name:Group Code: INDEPENDENCE BLUE CROSS GRP

13630 CBHNP SERV INC Health53252 INTER CNTY HLTH PLAN INC Health54704 INDEPENDENCE BLUE CROSS Health54763 INTER CTY HOSPITALIZATION PLAN INC Health60061 AMERIHEALTH INS CO OF NJ Health93688 QCC INS CO Health95044 AMERIHEALTH HMO INC Health95056 KEYSTONE HLTH PLAN E INC Health96660 VISTA HLTH PLAN INC Health

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943 Group Name:Group Code: UNIFI GRP

60033 FIRST AMERITAS LIFE INS CORP OF NY Life60038 ACACIA LIFE INS CO Life61301 AMERITAS LIFE INS CORP Life80837 UNION CENTRAL LIFE INS CO Life

948 Group Name:Group Code: NATL GEN GRP

77976 GULF GUAR LIFE INS CO Life

953 Group Name:Group Code: UNIVERSAL AMER FIN CORP GRP

10096 SELECTCARE OF TX LLC Health10768 SELECTCARE HLTH PLANS INC Health11709 GLOBALHEALTH INC Health12284 SELECTCARE OF OK INC Health60763 AMERICAN PIONEER LIFE INS CO Life62359 CONSTITUTION LIFE INS CO Life67660 PENNSYLVANIA LIFE INS CO Life68284 PYRAMID LIFE INS CO Life69701 UNION BANKERS INS CO Life71072 MARQUETTE NATL LIFE INS CO Life80624 AMERICAN PROGRESSIVE L&H INS OF NY Life

962 Group Name:Group Code: PREMERA BLUE CROSS GRP

47570 PREMERA BLUE CROSS Health52633 LIFEWISE HLTH PLAN OF WA Health65105 LIFEWISE HLTH PLAN OF AZ INC Health84930 LIFEWISE HLTH PLAN OF OR INC Health94188 LIFEWISE ASSUR CO Life

963 Group Name:Group Code: OHIO MUT GRP

10202 OHIO MUT INS CO Property13072 UNITED OHIO INS CO Property

965 Group Name:Group Code: FHC HLTH SYSTEMS GRP

10150 VALUEOPTIONS OF NM INC Health12969 VALUEOPTIONS OF KS INC Health47025 VALUE BEHAVIORAL HLTH OF PA INC Health85537 WELLINGTON LIFE INS CO Health95799 VALUE OPTIONS OF TX INC Health

968 Group Name:Group Code: AXA INS GRP

62944 AXA EQUITABLE LIFE INS CO Life66370 MONY LIFE INS CO Life

984 Group Name:Group Code: HCC INS HOLDINGS GRP

10367 AVEMCO INS CO Property29599 US SPECIALTY INS CO Property36781 HCC INS CO Property42374 HOUSTON CAS CO Property85561 PERICO LIFE INS CO Life92711 HCC LIFE INS CO Life

1113 Group Name:Group Code: MEDMARK INS GRP

17400 NOETIC SPECIALTY INS CO Property22241 MEDMARC CAS INS CO Property32089 MEDMARC MUT INS CO Property

1117 Group Name:Group Code: HARRIS INS HOLDINGS GRP

61883 CENTRAL UNITED LIFE INS CO Life63053 FAMILY LIFE INS CO Life65870 MANHATTAN LIFE INS CO Life

©2010 National Association of Insurance Commissioners321

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1117 Group Name:Group Code: HARRIS INS HOLDINGS GRP

85189 INVESTORS CONSOLIDATED INS CO Life

1118 Group Name:Group Code: BCBS OF MT GRP

53686 BCBS OF MT Health

1126 Group Name:Group Code: MISSISSIPPI INS GRP

60111 BCBS OF MS MUT INS CO Health68535 BLUEBONNET LIFE INS CO Life

1127 Group Name:Group Code: HIP INS GRP

11209 CONNECTICARE INS CO INC Health55247 HEALTH INS PLAN OF GREATER NY Health60094 HIP INS CO OF NY Health95299 CONNECTICARE OF MA INC Health95675 CONNECTICARE INC Health95768 CONNECTICARE OF NY INC Health

1129 Group Name:Group Code: WHITE MOUNTAINS GRP

20621 ONEBEACON AMER INS CO Property20648 EMPLOYERS FIRE INS CO Property21962 PENNSYLVANIA GEN INS CO Property21970 ONEBEACON INS CO Property31267 YORK INS CO OF ME Property34452 HOMELAND INS CO OF NY Property38857 TRADERS & GEN INS CO Property68608 SYMETRA LIFE INS CO Life78417 FIRST SYMETRA NATL LIFE INS CO OF NY Life

1137 Group Name:Group Code: COVENTRY CORP GRP

11102 HEALTHASSURANCE PA INC Health12193 OMNICARE HLTH PLAN INC Health12604 WELLPATH OF SC INC Health74160 PERSONALCARE INS OF IL INC Health81000 CAMBRIDGE LIFE INS CO Life81973 COVENTRY HLTH & LIFE INS CO Health90328 FIRST HLTH LIFE & HLTH INS CO Life95060 HEALTH AMER PA INC Health95173 COVENTRY HLTH CARE OF LA INC Health95241 COVENTRY HLTH CARE OF IA INC Health95282 COVENTRY HLTH CARE OF GA INC Health95321 WELLPATH SELECT INC Health95407 ALTIUS HLTH PLANS INC Health95408 CARELINK HLTH PLANS INC Health95489 COVENTRY HLTH CARE OF KS INC Health95925 COVENTRY HLTH CARE OF NE INC Health96377 GROUP HLTH PLAN INC Health96460 COVENTRY HLTH CARE OF DE INC Health96555 SOUTHERN HLTH SERV INC Health

1142 Group Name:Group Code: HAWAII MEDICAL SERV ASSN GRP

49948 HAWAII MEDICAL SERV ASSN Health

1143 Group Name:Group Code: GEISINGER INS GRP

10244 GEISINGER IND INS CO Health12743 GEISINGER QUALITY OPTIONS INC Health95923 GEISINGER HLTH PLAN Health

1156 Group Name:Group Code: AMERIGROUP GRP

10153 AMERIGROUP VA INC Health10767 AMERIGROUP OH INC DBA COMM CARE Health

©2010 National Association of Insurance Commissioners322

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1156 Group Name:Group Code: AMERIGROUP GRP

12229 AMGP GA MANAGED CARE CO INC Health12354 AMERIGROUP COMM CARE OF NM INC Health12586 AMERIGROUP NV INC Health12765 AMERIGROUP COMM CARE OF SC INC Health95093 AMERIGROUP FL INC Health95314 AMERIGROUP TX INC Health95373 AMERIGROUP NJ INC Health95832 AMERIGROUP MD INC Health

1163 Group Name:Group Code: PREFERRED HLTH SYSTEMS GRP

60110 PREFERRED HLTH SYSTEMS INS CO Health95390 PREFERRED PLUS OF KS INC Health

1183 Group Name:Group Code: SENTARA HLTH MGMT GRP

70715 OPTIMA HLTH INS CO Health95281 OPTIMA HLTH PLAN Health95481 OPTIMA HLTH GRP INC Health

1184 Group Name:Group Code: ROCKY MOUNTAIN HLTH GRP

47004 ROCKY MOUNTAIN HLTHCARE OPTIONS INC Health95482 ROCKY MOUNTAIN HMO INC Health

1185 Group Name:Group Code: GROUP HLTH COOP GRP

47055 GROUP HLTH OPTIONS INC Health53872 KPS HLTH PLANS Health95672 GROUP HLTH COOP Health

1186 Group Name:Group Code: LIFETIME HLTHCARE GRP

12967 MEDAMERICA INS CO OF FL Life55107 EXCELLUS HLTH PLAN INC Health69515 MEDAMERICA INS CO Life83437 MEDAMERICA INS CO OF NY Life

1189 Group Name:Group Code: VISION SERV PLAN GRP

12516 VISION SERV PLAN OF IL NFP Health32395 VISION SERV PLAN INS CO Health39616 VISION SERV PLAN INS CO Health47029 EASTERN VISION SERV PLAN INC Health47093 MASSACHUSETTS VISION SERV PLAN Health47097 VISION SERV PLAN INC OK Health47201 ALASKA VISION SERV INC Health47317 VISION SERV PLAN Health47783 VISION SERV PLAN OF ID INC Health48321 VISION SERV PLAN INC Health52050 INDIANA VISION SERV INC Health53031 MID ATLANTIC VISION SERV PLAN INC Health54380 VISION SERV PLAN Health

1192 Group Name:Group Code: CARLE CLINIC ASSN GRP

77950 HEALTH ALLIANCE MEDICAL PLANS Health95513 HEALTH ALLIANCE MIDWEST INC Health

1198 Group Name:Group Code: MVP GRP

10135 MVP HLTH INS CO OF NH INC Health10141 MVP HLTH PLAN OF NH INC Health11125 MVP HLTH INS CO Health47062 MVP HLTH SERV CORP Health49964 PREFERRED ASSUR CO Health

©2010 National Association of Insurance Commissioners323

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1199 Group Name:Group Code: WELLCARE GRP

10155 WELLCARE PRESCRIPTION INS INC Health10760 WELLCARE OF GA INC Health10884 WELLCARE HLTH INS OF NY INC Health11229 HARMONY HLTH PLAN OF IL INC Health12194 WELLCARE OF LA INC Health12749 WELLCARE OF OH INC Health12964 WELLCARE OF TX INC Health13020 WELLCARE HLTH PLANS OF NJ INC Health52631 HEALTHEASE OF FL INC Health64467 WELLCARE HLTH INS OF IL INC Health83445 WELLCARE HLTH INS OF AZ INC Health95081 WELLCARE OF FL INC Health95310 WELLCARE OF CT INC Health

1202 Group Name:Group Code: BCBS OF NJ GRP

10918 RAYANT INS CO OF PA Health11146 HORIZON HLTHCARE DENTAL INC Health55069 HORIZON HLTHCARE SERV INC Health60024 RAYANT INS CO OF NY Health95529 HORIZON HLTHCARE OF NJ INC Health

1203 Group Name:Group Code: COX INS GRP

60040 COX HLTH SYSTEMS INS CO Health95530 COX HLTH SYSTEM HMO INC Health

1207 Group Name:Group Code: REGENCE GRP

47350 ASURIS NW HLTH Health53902 REGENCE BLUESHIELD Health54550 REGENCE BCBS OF UT Health54933 REGENCE BCBS OF OR Health60131 REGENCE BLUESHIELD OF ID INC Health95303 HEALTHWISE Health97985 REGENCE LIFE & HLTH INS CO Life

1211 Group Name:Group Code: NATIONAL GUARDIAN LIFE INS GRP

66583 NATIONAL GUARDIAN LIFE INS CO Life97241 SETTLERS LIFE INS CO Life

1212 Group Name:Group Code: VANGUARD HLTH VENTURES GRP

11518 PARAMOUNT INS CO Health12353 PARAMOUNT ADVANTAGE Health95189 PARAMOUNT HLTH CARE Health95566 PARAMOUNT CARE OF MI INC Health

1216 Group Name:Group Code: TIAA FAMILY GRP

60142 TIAA CREF LIFE INS CO Life69345 TEACHERS INS & ANN ASSOC OF AMER Life

1223 Group Name:Group Code: UNITED SECURITY ASSUR GRP

42129 UNITED SECURITY ASSUR CO OF PA Life

1230 Group Name:Group Code: CAPITAL BLUE CROSS GRP

12358 AVALON INS CO Health41203 CAPITAL ADVANTAGE INS CO Health54720 CAPITAL BLUE CROSS Health95199 KEYSTONE HLTH PLAN CENTRAL INC Health95657 DOMINION DENTAL SERV INC Health

1238 Group Name:Group Code: TOTAL HLTH GRP

12326 TOTAL HLTH CARE USA INC Health

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1238 Group Name:Group Code: TOTAL HLTH GRP

95134 TOTAL HLTH CHOICE INC Health95644 TOTAL HLTH CARE INC Health

1246 Group Name:Group Code: SIOUX VALLEY GRP

95683 SANFORD HLTH PLAN Health95725 SANFORD HLTH PLAN OF MN Health

1260 Group Name:Group Code: MAGELLAN HLTH SERV INC GRP

12632 MAGELLAN BEHAVIORAL HLTH OF NJ LLC Health47019 MAGELLAN BEHAVIORAL HLTH OF PA INC Health97292 MAGELLAN LIFE INS CO Health

1268 Group Name:Group Code: WINDSOR HLTH GRP

95792 WINDSOR HLTH PLAN INC Health

1270 Group Name:Group Code: HOSPITAL SERV ASSN OF NEPA GRP

54747 HOSPITAL SERV ASSN OF NE PA Health60147 FIRST PRIORITY LIFE INS CO INC Health67636 SIGNIFICA INS GRP INC Health96601 HMO OF NE PA Health

1278 Group Name:Group Code: CALIFORNIA STATE AUTO GRP

15539 CALIFORNIA STATE AUTO ASSN INTER INS Property

1279 Group Name:Group Code: ARCH INS GRP

11150 ARCH INS CO Property

1281 Group Name:Group Code: BANKAMERICA CORP GRP

10097 BALBOA LIFE INS CO OF NY Life24813 BALBOA INS CO Property68160 BALBOA LIFE INS CO Life93521 GENERAL FIDELITY LIFE INS CO Life

1285 Group Name:Group Code: XL AMER GRP

88080 XL LIFE INS & ANN CO Life

1289 Group Name:Group Code: AMERICAN FIDELITY & LIBERTY INC GR

35963 AF&L INS CO Property76759 SENIOR AMER LIFE INS CO Life

1294 Group Name:Group Code: DEAN HLTH GRP

60067 DEAN HLTH INS INC Health96156 DEAN HLTH PLAN INC Health

1295 Group Name:Group Code: CENTENE CORP GRP

11834 BUCKEYE COMM HLTH PLAN INC Health12315 PEACH STATE HLTH PLAN INC Health13148 SUNSHINE STATE HLTH PLAN INC Health13632 CELTICARE HLTH PLAN OF MA INC Health71013 BANKERS RESERVE LIFE INS CO OF WI Health80799 CELTIC INS CO Life95503 UNIVERSITY HLTH PLANS INC Health95647 SUPERIOR HLTHPLAN INC Health95831 COORDINATED CARE CORP IN INC Health96822 MANAGED HLTH SERV INS CORP Health

1301 Group Name:Group Code: MEDICAL CARD SYSTEM INC GRP

60030 MCS LIFE INS CO Life

1304 Group Name:Group Code: GHI SERV GRP

55239 GROUP HLTH INC Health

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1304 Group Name:Group Code: GHI SERV GRP

95835 GHI HMO INC Health

1309 Group Name:Group Code: FRANKENMUTH GRP

32069 PATRIOT INS CO Property

1310 Group Name:Group Code: CITIZENS FIN INC GRP

61921 CITIZENS SECURITY LIFE INS CO Life

1311 Group Name:Group Code: HENRY FORD HLTH SYSTEM GRP

60134 ALLIANCE HLTH & LIFE INS CO Life95844 HEALTH ALLIANCE PLAN OF MI Health

1313 Group Name:Group Code: OREGON DENTAL GRP

47098 ODS HLTH PLAN INC Health54941 OREGON DENTAL SERV Health

1324 Group Name:Group Code: UPMC HLTH SYSTEM GRP

11018 UPMC HLTH BENEFITS INC Health11994 UPMC HLTH NTWRK INC Health11995 UPMC FOR YOU INC Health95216 UPMC HLTH PLAN INC Health

1327 Group Name:Group Code: AMERICAN AMICABLE GRP

67148 OCCIDENTAL LIFE INS CO OF NC Life

1339 Group Name:Group Code: CROY HALL MGMT GRP

82392 REGAL LIFE OF AMER INS CO Life82430 SOUTHWEST SERV LIFE INS CO Life

1347 Group Name:Group Code: SBLI USA GRP

60176 SBLI USA MUT LIFE INS CO INC Life60183 S USA LIFE INS CO INC Life

1348 Group Name:Group Code: STANCORP FIN GRP

69019 STANDARD INS CO Life89009 STANDARD LIFE INS CO OF NY Life

1531 Group Name:Group Code: MOLINA HEALTHCARE INC GRP

10757 MOLINA HLTHCARE OF TX INC Health12334 MOLINA HLTHCARE OF OH INC Health12905 MOLINA HLTHCARE OF NV INC Health13128 MOLINA HLTHCARE OF FL INC Health52630 MOLINA HLTHCARE OF MI Health95502 MOLINA HLTHCARE OF UT INC DBA AMFAM Health95739 MOLINA HLTHCARE OF NM Health96270 MOLINA HLTHCARE OF WA INC Health

1552 Group Name:Group Code: MEDICA GRP

12459 MEDICA INS CO Health52626 MEDICA HLTH PLANS Health95232 MEDICA HLTH PLANS OF WI Health

1571 Group Name:Group Code: DELTA DENTAL OF RI GRP

52632 ALTUS DENTAL INS CO INC Health55301 DELTA DENTAL OF RI Health

1631 Group Name:Group Code: DALLAS GEN GRP

32271 DALLAS NATL INS CO Property94790 JEFFERSON LIFE INS CO Life

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2418 Group Name:Group Code: SAINT MARYS HLTH CARE CORP GRP

11079 SAINT MARYS PREFERRED HLTH INS CO Health95793 SAINT MARYS HLTH FIRST Health

2479 Group Name:Group Code: DENTEGRA GRP

11132 DELTA DENTAL OF DE INC Health11174 ALPHA DENTAL OF UT INC Health12210 DENTEGRA INS CO OF NEW ENGLAND Health12329 DELTA DENTAL OF W VA Health47085 DELTA DENTAL PLAN OF PR INC Health47092 ALPHA DENTAL OF NM INC Health54798 DELTA DENTAL OF PA Health73474 DENTEGRA INS CO Health81396 DELTA DENTAL INS CO Health95366 ALPHA DENTAL OF AZ INC Health95778 ALPHA DENTAL OF NV INC Health

2598 Group Name:Group Code: OLD MUT US LIFE HOLDING GRP

63274 OM FIN LIFE INS CO Life

2678 Group Name:Group Code: NETWORK HLTH GRP

11137 NETWORK HLTH INS CORP Health95737 NETWORK HLTH PLAN OF WI INC Health

2738 Group Name:Group Code: COMMUNITY FIRST GRP

11143 COMMUNITY FIRST GRP HOSPITAL SERV CO Health95248 COMMUNITY FIRST HLTH PLANS INC Health

2758 Group Name:Group Code: WEA INC GRP

72273 WEA INS CORP Life

2798 Group Name:Group Code: BLUE SHIELD OF CA GRP

61557 BLUE SHIELD OF CA LIFE & HLTH INS CO Life71331 CAREAMERICA LIFE INS CO Life

2838 Group Name:Group Code: MOUNT CARMEL GRP

13123 MOUNT CARMEL HLTH INS CO Health95655 MOUNT CARMEL HLTH PLAN INC Health

2858 Group Name:Group Code: HOMESHIELD CAPITAL GRP

99724 LIFESHIELD NATL INS CO Life

2878 Group Name:Group Code: UNITED HERITAGE MUT GRP

63983 UNITED HERITAGE LIFE INS CO Life

2938 Group Name:Group Code: THRIVENT FINANCIAL FOR LUTHERANS

56014 THRIVENT FINANCIAL FOR LUTHERANS Fraternal97721 THRIVENT LIFE INS CO Life

3098 Group Name:Group Code: TOKIO MARINE HOLDINGS INC GRP

11216 TOKIO MARINE PACIFIC INS LTD Property

3158 Group Name:Group Code: EASTERN HOLDING CO GRP

62804 EASTERN LIFE & HLTH INS CO Life

3259 Group Name:Group Code: SUMMA HLTH GRP

10649 SUMMA INS CO INC Health95202 SUMMACARE INC Health

3383 Group Name:Group Code: SPECTRUM HLTH GRP

11520 PRIORITY HLTH GOVERNMENT PROGRAMS Health12208 PRIORITY HLTH INS CO Life

©2010 National Association of Insurance Commissioners327

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3383 Group Name:Group Code: SPECTRUM HLTH GRP

95561 PRIORITY HLTH Health

3384 Group Name:Group Code: KERNAN GRP

30175 ORISKA INS CO Property

3386 Group Name:Group Code: MERCY HLTH PLANS GRP

11529 MERCY HLTH PLANS Health95309 MERCY HLTH PLANS OF MO INC Health

3387 Group Name:Group Code: BRAVO HLTH INC GRP

10095 BRAVO HLTH MID ATLANTIC INC Health10134 BRAVO HLTH TEXAS INC Health11524 BRAVO HLTH PA INC Health12784 BRAVO HLTH INS CO INC Health

3408 Group Name:Group Code: PHYSICIANS HLTH PLAN OF MID MI GRP

11537 PHYSICIANS HLTH PLAN MID MI FAMLYCAR Health12816 PHPMM INS CO Life95849 PHYSICIANS HLTH PLAN OF MID-MI Health

3409 Group Name:Group Code: HEALTHPLUS OF MI GRP

11549 HEALTHPLUS PARTNERS INC Health12826 HEALTHPLUS INS CO Life95580 HEALTHPLUS OF MI INC Health

3415 Group Name:Group Code: TOTAL DENTAL ADMINISTRATORS GRP

11560 TOTAL DENTAL ADMINISTRATORS OF UT Health52120 TOTAL DENTAL ADMINISTRATORS HLTH PLA Health

3477 Group Name:Group Code: NEWQUEST GRP

11522 HEALTHSPRING OF TN INC Health11593 TEXAS HEALTHSPRING LLC Health12902 HEALTHSPRING LIFE & HLTH INS CO INC Life95781 HEALTHSPRING OF AL INC Health

3486 Group Name:Group Code: HEARTLAND HLTH GRP

92681 COMMUNITY HLTH PLAN INS CO Health95145 COMMUNITY HLTH PLAN Health

3487 Group Name:Group Code: COMMUNITYCARE GRP

11691 COMMUNITYCARE HMO INC Health89008 COMMUNITYCARE LIFE & HLTH INS CO Health

3492 Group Name:Group Code: PREFERREDONE GRP

11817 PREFERREDONE INS CO Health95724 PREFERREDONE COMM HLTH PLAN Health

3498 Group Name:Group Code: BCBS OF TN GRP

54518 BCBS OF TN INC Health

3502 Group Name:Group Code: AMERICAN SPECIALTY GRP

11866 AMERICAN SPECIALTY HLTH ODS OF NJ Health84697 AMERICAN SPECIALTY HLTH INS CO Health

3503 Group Name:Group Code: WILLAMETTE DENTAL GRP

47050 WILLAMETTE DENTAL OF WA INC Health52555 WILLAMETTE DENTAL INS INC Health95819 WILLAMETTE DENTAL OF ID INC Health

3527 Group Name:Group Code: AMERICAN REPUBLIC MUT GRP

60836 AMERICAN REPUBLIC INS CO Life

©2010 National Association of Insurance Commissioners328

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3527 Group Name:Group Code: AMERICAN REPUBLIC MUT GRP

67679 AMERICAN REPUBLIC CORP INS CO Life70629 WORLD INS CO Life79987 WORLD CORP INS CO Life

3548 Group Name:Group Code: TRAVELERS GRP

10213 DISCOVER SPECIALTY INS CO Property24767 ST PAUL FIRE & MARINE INS CO Property25658 TRAVELERS IND CO Property25674 TRAVELERS PROP CAS CO OF AMER Property25682 TRAVELERS IND CO OF CT Property36463 DISCOVER PROP & CAS INS CO Property

3549 Group Name:Group Code: FIRSTCARE GRP

66117 SOUTHWEST LIFE & HLTH INS CO Health95138 SHA LLC Health

3569 Group Name:Group Code: CATERPILLAR GRP

11255 CATERPILLAR INS CO Property

3593 Group Name:Group Code: USIC GRP

11067 USIC LIFE INS CO Life

3595 Group Name:Group Code: MERCY ALLIANCE INC GRP

12195 MERCYCARE HMO INC Health60215 MERCYCARE INS CO Health

3637 Group Name:Group Code: BCBS OF MA GRP

12219 BCBS OF MA HMO BLUE INC Health53228 BCBS OF MA Health

3679 Group Name:Group Code: ARDENT HLTH SERV GRP

12265 LOVELACE INS CO INC Health95808 LOVELACE SANDIA HLTH SYSTEMS INC Health

3681 Group Name:Group Code: ARCADIAN GRP

11954 ARCADIAN HLTH PLAN OF LA INC Health12151 ARCADIAN HLTH PLAN INC Health12282 ARKANSAS COMM CARE INC Health12628 ARCADIAN HLTH PLAN OF GA INC Health12999 ARCADIAN HLTH PLAN OF NC INC Health13558 ARCADIAN HEALTH PLAN OF NY INC Health

3683 Group Name:Group Code: CARESOURCE GRP

95201 CARESOURCE Health

3744 Group Name:Group Code: FIDELIS SENIORCARE GRP

10769 FIDELIS SECURECARE OF MI INC Health12288 FIDELIS SECURECARE OF NC INC Health

3764 Group Name:Group Code: CARDIF HOLDINGS GRP

21075 CARDIF PROP & CAS INS CO Property71455 CARDIF LIFE INS CO Life

3766 Group Name:Group Code: SAGICOR FIN CORP GRP

60445 SAGICOR LIFE INS CO Life

3787 Group Name:Group Code: NORTH AMER HOLDINGS GRP

67580 NORTH AMER LIFE INS CO Life

3828 Group Name:Group Code: PHP INDIANA GRP

12331 PHP INS CO OF IN INC Health

©2010 National Association of Insurance Commissioners329

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3828 Group Name:Group Code: PHP INDIANA GRP

95436 PHYSICIANS HLTH PLAN OF N IN INC Health

3849 Group Name:Group Code: DELTA DENTAL OF WI GRP

54046 DELTA DENTAL PLAN OF WI INC Health

3869 Group Name:Group Code: SHANNON HLTH SYSTEMS GRP

12174 LEGACY HLTH SOLUTIONS INC Health74065 LEGACY HLTH PLAN INC Health

3891 Group Name:Group Code: GOLDMAN SACHS GRP

69140 FIRST ALLMERICA FIN LIFE INS CO Life84824 COMMONWEALTH ANN & LIFE INS CO Life

3971 Group Name:Group Code: MID VALLEY GRP

12310 MARION POLK COMM HLTH PLAN ADVANTAGE Health12527 MID VALLEY IPA EMPLOYEE BENEFIT TRUS Health

4011 Group Name:Group Code: GENWORTH FIN GRP

12321 AMERICAN CONTINENTAL INS CO Life65536 GENWORTH LIFE & ANN INS CO Life68500 CONTINENTAL LIFE INS CO BRENTWOOD Life70025 GENWORTH LIFE INS CO Life72990 GENWORTH LIFE INS CO OF NY Life

4071 Group Name:Group Code: RVI GRP

23132 RVI NATL INS CO Property

4172 Group Name:Group Code: STATE MUT CO GRP

69132 STATE MUT INS CO Life71390 ADMIRAL LIFE INS CO OF AMER Life

4173 Group Name:Group Code: MEDICA HLTH GRP

12155 MEDICA HLTHCARE PLANS INC Health12756 MEDICA HLTH PLANS OF FL INC Health

4213 Group Name:Group Code: WILTON RE GRP

60704 WILTON REASSUR LIFE CO OF NY Life69396 TEXAS LIFE INS CO Life

4254 Group Name:Group Code: THE WARRANTY GRP

61506 RESOURCE LIFE INS CO Life

4277 Group Name:Group Code: TD FRIEDKIN GRP

99465 SERVCO LIFE INS CO Life

4299 Group Name:Group Code: JT CORRELL GRP

70130 UNIVERSAL GUAR LIFE INS CO Life

4380 Group Name:Group Code: UCARE GRP

12924 UCARE WI INC Health52629 UCARE MN Health

4381 Group Name:Group Code: LIGHTYEAR DELOS GRP

35408 DELOS INS CO Property

4422 Group Name:Group Code: DAVITA GRP

12972 DAVITA VILLAGEHEALTH OF VA INC Health12974 DAVITA VILLAGEHEALTH INS OF AL INC Health12975 DAVITA VILLAGEHEALTH OF OH INC Health12981 DAVITA VILLAGEHEALTH OF GA INC Health

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4423 Group Name:Group Code: WELLMED MEDICAL PHC HOLDING GRP

11494 PHYSICIANS HLTH CHOICE OF TX LLC Health12977 PHYSICIANS HLTH CHOICE OF NM INC Health13159 PHYSICIANS HLTH CHOICE OF FL INC Health13160 PHYSICIANS HLTH CHOICE OF AR INC Health

4443 Group Name:Group Code: XLHEALTH GRP

12313 CARE IMPROVEMENT PLUS OF MD INC Health12558 CARE IMPROVEMENT PLUS OF TX INS CO Health12567 CARE IMPROVEMENT PLUS S CENTRAL INS Health

4483 Group Name:Group Code: NESTLE SA GRP

70939 GERBER LIFE INS CO Life

4506 Group Name:Group Code: DENTAL ECONOMICS GRP

48160 DENTAL SOURCE OF MO & KS INC Health64696 FIRST CONTINENTAL LIFE & ACC Life69060 GUARANTY ASSUR CO Health95247 MNM 1997 INC Health

4512 Group Name:Group Code: DENTAQUEST GRP

12307 DORAL DENTAL USA INS CO INC Health52040 DENTAQUEST MID ATLANTIC INC Health52060 DENTAL SERV OF MA INC Health95352 DENTAQUEST DENTAL PLAN OF WI INC Health95713 DENTAQUEST VA INC Health

4553 Group Name:Group Code: SAVINGS BANK LIFE GRP

70435 THE SAVINGS BANK LIFE INS CO OF MA Life

4597 Group Name:Group Code: ESSENCE GRP

11699 ESSENCE HLTHCARE INC Health

4616 Group Name:Group Code: MMA GRP

57991 MENNONITE MUT AID ASSN Fraternal74209 MMA INS CO Life

4637 Group Name:Group Code: CLARIAN HLTH PARTNERS GRP

13164 CLARIAN HLTH PLANS INC Health95807 MDWISE INC Health

4638 Group Name:Group Code: DELTA DENTAL OF KS GRP

13175 SURENCY LIFE & HLTH INS CO Life54615 DELTA DENTAL PLAN OF KS INC Health

4640 Group Name:Group Code: CAIDAN ENTERPRISES INC GRP

13189 MERIDIAN HLTH PLAN INC Health52563 HEALTH PLAN OF MI INC Health

4667 Group Name:Group Code: CVS CAREMARK GRP

12575 SILVERSCRIPT INS CO Health63444 ACCENDO INS CO Health

4669 Group Name:Group Code: SOUTHWEST INS PARTNERS GRP

18694 GREAT MIDWEST INS CO Property82538 NATIONAL HLTH INS CO Life

4670 Group Name:Group Code: STARR GRP

38318 STARR IND & LIAB CO Property

4685 Group Name:Group Code: QHP GRP

11519 QUALITY HLTH PLANS Health

©2010 National Association of Insurance Commissioners331

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August 23, 2010

Fraternal56200 AMERICAN FRATERNAL UNION56286 AMERICAN MUT LIFE ASSN56022 CATHOLIC FAMILY LIFE INS56030 CATHOLIC KNIGHTS57487 CATHOLIC ORDER OF FORESTERS56634 CROATIAN FRATERNAL UNION OF AMER56138 CSA FRATERNAL LIFE56049 EMPLOYES MUT BENEFIT ASSN56057 EQUITABLE RESERVE ASSN56154 GLEANER LIFE INS SOCIETY58068 INDEPENDENT ORDER OF FORESTERS US BR58033 KNIGHTS OF COLUMBUS56227 KSKJ LIFE AMER SLOVENIAN CATHOLIC UN57541 MODERN WOODMEN OF AMER56073 NATIONAL MUT BENEFIT56383 ORDER OF UNITED COMMERICAL TRAVELERS58009 POLICE & FIREMENS INS ASSN57657 ROYAL NEIGHBORS OF AMER57673 SLOVENE NATL BENEFIT SOCIETY57142 SONS OF NORWAY57436 SPJST56456 UNITED STATES LETTER CARRIERS MUT BE56413 UNITED TRANSPORTATION UNION INS ASSN57010 WILLIAM PENN ASSN56499 WOODMEN WORLD ASSUR LIFE ASSN57320 WOODMEN WORLD LIFE INS SOC

Health12007 ABRI HLTH PLAN INC52568 ADVANTAGE HLTH SOLUTIONS INC11256 ALLIANT HLTH PLANS INC95853 ALOHA CARE11152 AMERICAN HLTH INC60250 AMFIRST INS CO95691 ATHENS AREA HLTH PLAN SELECT INC10123 ATRIO HLTH PLANS INC12316 AVALON HLTHCARE INC95839 AVERA HLTH PLANS INC11163 AVESIS INS INC95263 AVMED INC53589 BCBS OF AZ INC77780 BCBS OF NE53473 BCBS OF RI53295 BCBS OF VT53767 BCBS OF WY53287 BCBSD INC95387 BLOCK VISION OF TX INC60095 BLUE CROSS OF ID HLTH SERV INC95071 BLUEGRASS FAMILY HLTH INC13203 BOSTON MEDICAL CENTER HLTH PLAN INC95491 CAPITAL DISTRICT PHYSICIANS HLTHPLN13151 CARE N CARE INS CO INC12248 CARE WI HLTH PLAN INC10144 CARECORE NJ LLC95562 CARESOURCE MI

©2010 National Association of Insurance Commissioners332

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Health12911 CAROLINA CRESCENT HLTH PLAN INC47027 CDPHP UNIVERSAL BENEFITS INC10772 CHILDREN'S COMM HLTH PLAN INC95636 CHILDRENS MERCYS FAMILY HLTH PARTNER52039 CHRISTIANA CARE HLTH PLANS INC11836 CITRUS HLTH CARE INC12595 CLEAR ONE HLTH PLANS INC95733 COLORADO ACCESS95774 COLORADO CHOICE HLTH PLAN47047 COLUMBIA UNITED PROVIDERS INC47049 COMMUNITY HLTH PLAN OF WA52030 COOPERATIVE OPTICAL SERV INC95748 DC CHARTERED HLTH PLAN INC55034 DELTA DENTAL OF MN54658 DELTA DENTAL OF NC47091 DELTA DENTAL OF NE55263 DELTA DENTAL OF NY53937 DELTA DENTAL OF OK55611 DELTA DENTAL OF VA47155 DELTA DENTAL PLAN OF AR INC47287 DELTA DENTAL PLAN OF NM INC52025 DENCAP DENTAL PLANS INC96265 DENTAL CARE PLUS INC11195 DENTAL DELIVERY SYSTEMS INC47490 DENTAL HLTH SERV47054 DENTAL SERV CORP OF ND47112 DENTCARE DELIVERY SYSTEMS INC95750 DENVER HLTH MEDICAL PLAN INC95809 DRISCOLL CHILDRENS HLTH PLAN52635 EL PASO FIRST HLTH PLANS INC95662 ELDERPLAN INC53090 EMPLOYERS DENTAL SERV12747 ENVISION INS CO95837 EVERGREEN HLTH PLAN INC60025 EXPRESS SCRIPTS INS CO95541 FALLON COMM HLTH PLAN INC66828 FALLON HLTH & LIFE ASSUR CO47084 FAMILYCARE HLTH PLANS INC28231 FIDELIO INS CO12985 FIRST MEDICAL HLTH PLAN OF FL INC12962 FIRSTCAROLINACARE INS CO INC10119 FREEDOM HLTH INC13564 FREELANCERS INS CO INC11113 GOLDEN DENTAL PLANS INC95453 GRAND VALLEY HLTH PLAN INC11254 GREAT CORNERSTONE LIFE & HLTH INS CO11246 GROUP DENTAL HLTH ADMINISTRATORS INC95846 GROUP DENTAL SERV OF MD INC95192 GROUP HLTH COOP OF EAU CLAIRE95311 GROUP HLTH COOP OF S CENTRAL WI13047 GUARDIAN HLTHCARE INC95101 GUNDERSEN LUTHERAN HLTH PLAN INC48330 HAWAII MGMT ALLIANCE ASSN95019 HEALTH FIRST HLTH PLANS INC95673 HEALTH NEW ENGLAND INC55204 HEALTH NOW NY INC95066 HEALTH PARTNERS OF PHILADELPHIA INC12277 HEALTH PLAN OF CAREOREGON INC

©2010 National Association of Insurance Commissioners333

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Health95009 HEALTH PLUS OF LA INC96687 HEALTH RESOURCES INC95787 HEALTH RIGHT INC10122 HEALTH SUN HLTH PLANS96628 HEALTH TRADITION HLTH PLAN13035 HEALTHFIRST HEALTHPLAN OF NJ INC44547 HEALTHPARTNERS INS CO52554 HEART OF AMER HLTH PLAN11204 HERITAGE VISION PLANS INC95350 HOMETOWN HLTH PLAN INC48305 HOMETOWN HLTH PROVIDERS INS CO95308 INDEPENDENT HLTH ASSN12827 KS PLAN ADMINISTRATORS LLC11532 LEON MEDICAL CENTERS HLTH PLANS INC13566 LIBERTY DENTAL PLAN OF NV INC95284 MANAGED HLTH INC12545 MARTINS POINT GENERATIONS LLC77216 MCKINLEY LIFE INS CO95848 MCLAREN HLTH PLAN95782 MEDICAL ASSOC CLINIC HLTH PLAN OF WI47775 MICHIGAN DENTAL PLAN INC12253 MID ROGUE HLTH PLAN95814 MIDWEST HLTH PLAN INC12868 MUTUAL BENEFIT ASSN OF HI12844 NATIONAL DENTAL CARE INC11109 NEIGHBORHOOD HLTH PLAN INC95402 NEIGHBORHOOD HLTH PLAN OF RI INC95829 NEW W HLTH SERV13119 NHEALTH INC55891 NORIDIAN MUT INS CO47053 NORTH DAKOTA VISION SERV INC12533 OPTICARE OF UT12259 OPTIMUM HLTHCARE INC11068 ORTHONET OF THE MID ATLANTIC INC47100 PACIFIC VISIONCARE WA INC54976 PACIFICSOURCE HLTH PLANS12337 PARTNERSHIP HLTH PLAN INC13607 PEOPLES HLTH INC95341 PHYSICIANS PLUS INS CORP10775 PHYSICIANS UNITED PLAN INC95811 PIEDMONT COMM HLTHCARE INC12619 PIONEER EDUCATORS HLTH TRUST13208 PRE PAID DENTAL SERV INC11176 PREFERRED CARE PARTNERS INC11161 PREFERRED HLTH PLAN INC95271 PREFERRED MEDICAL PLAN INC60237 PREMIER ACCESS INS CO11081 PRO CARE HLTH PLAN INC95005 PROVIDENCE HLTH PLAN12909 PUGET SOUND HLTH PARTNERS55271 PUPIL BENEFITS PLAN INC12257 SAMARITAN HLTH PLANS INC12279 SCAN HLTH PLAN AZ96881 SECURITY HLTH PLAN OF WI INC95458 SELECT HLTH OF SC INC13211 SENIORDENT DENTAL PLAN INC95240 SETON HLTH PLAN INC96598 SOUTH DAKOTA STATE MED HOLDING CO

©2010 National Association of Insurance Commissioners334

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Health95812 SOUTHEASTERN IN HLTH ORGANIZATION11838 SUMMERLIN LIFE & HLTH INS CO11093 TAKECARE INS CO INC95329 TEXAS CHILDRENS HLTH PLAN INC95696 THE VT HLTH PLAN LLC12239 TIMBER PRODUCTS MANUFACTURERS TRUST12970 TOUCHSTONE HLTH HMO INC12559 TRILLIUM COMM HLTH PLAN INC12834 TRILOGY HLTH INS INC95688 TUFTS ASSOCIATED HLTH MAINTENANCE OR52553 UNION HLTH SERV INC47953 UNIVERSITY HLTH ALLIANCE52621 UNIVERSITY HLTH CARE INC52615 UPPER PENINSULA HLTH PLAN95764 UTMB HLTH PLANS INC12346 VALLEY BAPTIST INS CO95584 VANTAGE HLTH PLAN INC53953 VISION BENEFITS OF AMER INC52005 VISION INS PLAN OF AMER INC95322 VIVA HLTH INC12867 VOLUNTARY EMPLOYEES BENEFIT ASSN OF47341 WASHINGTON DENTAL SERV12621 WASHINGTON EMPLOYERS TRUST12609 WASHINGTON STATE AUTO DEALERS INS TR12339 WESTERN GROCERS EMPLOYEE BENEFIT TRU95401 WINHEALTH PARTNERS11116 WISCONSIN AUTO & TRUCK DEALERS INS

Life77879 5 STAR LIFE INS CO71854 AAA LIFE INS CO71471 ABILITY INS CO60208 AMALGAMATED LIFE & HLTH INS CO60216 AMALGAMATED LIFE INS CO60305 AMERICAN COMM MUT INS CO60542 AMERICAN HOME LIFE INS CO89427 AMERICAN LABOR LIFE INS CO60666 AMERICAN LIFE & ACC INS CO OF KY84158 AMERICAN LIFE INS CO81418 AMERICAN MEDICAL & LIFE INS CO86118 ARKANSAS BANKERS LIFE INS CO87882 ASSOCIATED MUT HOSPITAL SERV OF MI71439 ASSURITY LIFE INS CO61115 ATLANTIC COAST LIFE INS CO61212 BALTIMORE LIFE INS CO90638 BEST LIFE & HLTH INS CO63886 BEST MERIDIAN INS CO74900 BROKERS NATL LIFE ASSUR CO83968 CITIZENS FIDELITY INS CO13192 CLARIA LIFE & HLTH INS CO87718 CONCERT HLTH PLAN INS CO79715 COOPERATIVA DE SEGUROS DE VIDA89003 DESTINY HLTH INS CO62928 EMC NATL LIFE CO99538 EMPLOYEES LIFE INS CO89087 ENTERPRISE LIFE INS CO62952 EQUITABLE LIFE & CAS INS CO

©2010 National Association of Insurance Commissioners335

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Life70742 FAMILY BENEFIT LIFE INS CO77968 FAMILY HERITAGE LIFE INS CO OF AMER63223 FEDERAL LIFE INS CO63290 FIDELITY LIFE ASSN A LEGAL RESERVE L63495 FIRST INVESTORS LIFE INS CO74233 FIRST NATL LIFE INS CO OF USA81434 FIRST REHAB LIFE INS CO OF AMER83992 FOUNDATION LIFE INS CO OF AR63924 GOLDEN STATE MUT LIFE INS CO63967 GOVERNMENT PERSONNEL MUT LIFE INS CO64238 GUARANTY INCOME LIFE INS CO66214 HEARTLAND NATL LIFE INS CO62421 HERITAGE UNION LIFE INS CO64580 ILLINOIS MUT LIFE INS CO64904 INVESTORS HERITAGE LIFE INS CO64017 JEFFERSON NATL LIFE INS CO74918 KILPATRICK LIFE INS CO74799 LEADERS LIFE INS CO71595 LEWER LIFE INS CO61492 LIBERTY LIFE INS CO66753 LIBERTY UNION LIFE ASSUR CO85677 LIFE ASSUR CO INC65412 LIFE INS CO OF AL75094 LIFE INS CO OF LA81132 LIFE OF AMER INS CO65927 LINCOLN HERITAGE LIFE INS CO65641 LINCOLN MUT LIFE & CAS INS CO68446 LONGEVITY INS CO61018 MAGNA INS CO87394 MARQUETTE IND & LIFE INS CO31119 MEDICO INS CO80020 MOUNTAIN LIFE INS CO66427 MTL INS CO88668 MUTUAL OF AMER LIFE INS CO86959 NATIONAL FAMILY CARE LIFE INS CO66702 NATIONAL MASONIC PROVIDENT ASSOC60593 NATIONAL STATES INS CO87963 NATIONAL TEACHERS ASSOC LIFE INS CO66850 NATIONAL WESTERN LIFE INS CO60246 NETCARE LIFE & HLTH INS CO81264 NIPPON LIFE INS CO OF AMER67032 NORTH CAROLINA MUT LIFE INS CO67059 NORTH COAST LIFE INS CO66005 OHIO MOTORISTS LIFE INS CO67253 OLD RELIANCE INS CO65480 OLD SPARTAN LIFE INS CO INC67326 OLD SURETY LIFE INS CO67393 OZARK NATL LIFE INS CO64343 PACIFIC GUARDIAN LIFE INS CO LTD68519 PHYSICIANS BENEFITS TRUST LIFE INS68039 PRESIDENTIAL LIFE INS CO68551 ROYAL STATE NATL INS CO LTD68772 SECURITY MUT LIFE INS CO OF NY76325 SENIOR HLTH INS CO OF PA71706 STANDARD LIFE & CAS INS CO69051 STANDARD LIFE INS CO OF IN68985 STARMOUNT LIFE INS CO89184 STERLING INVESTORS LIFE INS CO

©2010 National Association of Insurance Commissioners336

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Life69329 SURETY LIFE & CAS INS CO69353 TEACHERS PROTECTIVE MUT LIFE INS CO69493 TOWER LIFE INS CO77674 TOWN & COUNTRY LIFE INS CO69523 TRANS OCEANIC LIFE INS CO60227 TRINITY LIFE INS CO73814 TRIPLE S VIDA INC11121 UNIFIED LIFE INS CO81108 UNITED SECURITY LIFE & HLTH INS CO70122 UNIVERSAL FIDELITY LIFE INS CO97772 US HLTH & LIFE INS CO INC68420 WESTERN MUT INS78301 WESTWARD LIFE INS CO

Property11711 ACCESS INS CO13293 AMALGAMATED CAS INS CO27928 AMEX ASSUR CO18538 BANCINSURE INC41394 BENCHMARK INS CO10642 CHEROKEE INS CO18007 CLOISTER MUT CAS INS CO10974 CLUB INS CO35483 DAILY UNDERWRITERS OF AMER88625 FIDUCIARY INS CO OF AMER11128 GREENVILLE CAS INS CO INC17779 GUARDIAN INS CO INC27952 HOOSIER MOTOR MUT INS CO10922 INSUREMAX INS CO14311 INTERBORO INS CO28126 INTERSTATE CAS INS CO23663 NATIONAL AMER INS CO30155 NATIONAL INS CO OF WI INS12921 SHARED SERV INS GRP INC32727 UNDERWRITERS AT LLOYDS15792 UNDERWRITERS AT LLOYDS LONDON

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AHP- LR- 10

Formed in 1871, the National Association of Insurance

Commissioners (NAIC) is a voluntary organization of the chief

insurance regulatory officials of the 50 states, the District of

Columbia and five U.S. territories. The NAIC has three offices:

Executive Office, Washington, D.C.; Central Office, Kansas

City, Mo.; and Securities Valuation Office, New York City.

The NAIC serves the needs of consumers and the industry,

with an overriding objective of supporting state insurance reg-

ulators as they protect consumers and maintain the financial

stability of the insurance marketplace.

For more information, visit www.naic.org.