2009 06 Worldtour FSI15 Swift SAP Fr

SAP Bank Communication management Optimiser et automatiser vos échanges bancaires

Bank Communication Manager et Swift : Un choix serein pour votre gestion de Trésorerie

Thierry Miskaoui SwiftAnne-Marie Brousse SAP France

Treasury applications from SAP –Technology & applications supporting successful treasury operations

SAP ProcessIntegration


SAP BusinessIntelligence

SAP BusinessIntelligenceSAP PortalSAP Portal

SAP In-House CashSAP In-House Cash

Subsidiaries

SAP Bank Communication ManagementSAP Bank Communication Management

SAP Treasury and Risk ManagementSAP Treasury and Risk Management

Credit Risk Analyzer


Market Risk Analyzer


Portfolio AnalyzerPortfolio Analyzer

Transaction Manager

MMMM FXFX Der.Der. DebtsDebts Sec.Sec.

Hedge MgtHedge Mgt Commodity MgtCommodity Mgt

Comm.Comm.

Exposure MgtExposure Mgt

SAP Cash & Liquidity ManagementSAP Cash & Liquidity ManagementCash ManagementCash Management Liquidity PlannerLiquidity Planner

SAP Financial AccountingSAP Financial Accounting

BanksBanks

SAP Integration Package for SwiftSAP Integration Package for Swift

Partner SolutionsPartner

Solutions

Corporate Treasury


Subsidiaries








Transaction Manager



Comm.Comm.



Financial AccountingFinancial Accounting

Corporate Treasury



SAP BusinessIntelligence

SAP BusinessIntelligenceSAP PortalSAP Portal


Subsidiaries








Transaction Manager



Comm.Comm.



SAP Financial AccountingSAP Financial Accounting

BanksBanks

SAP Integration Package for SwiftSAP Integration Package for Swift

Partner SolutionsPartner

Solutions

Corporate Treasury


Subsidiaries








Transaction Manager



Comm.Comm.



Financial AccountingFinancial Accounting

Corporate Treasury

© SAP 2008 / Page 3

Bank Communication Management Value proposition

Improved communication between corporations and banksSAP Bank Communication Management helps increase efficiency, lower costs, and streamline processesSingle communication channel via SWIFTNetStandardized and uniform Payment Gateway

More cash flow transparency and visibility of working capitalEnhanced straight-through-processing (STP) ratesCompanies get accurate and real-time view of their payment transactions

Enhanced security and complianceTransparent management of outgoing payments with no breaches on internal controls

Reduced maintenance costs by using global payment standardsIndependency from proprietary payment standards and bank-specific e-banking productsReadiness for SEPA and UNIFI/ISO20022 standard

SAP Bank Communication Management

Business Strategy & Initiatives

Bank Communication Before Bank Communication After

SimplificationReduce the number of proprietary payment standards and bank-specific e-banking products and setting up a single communication channel to SWIFTNet

Cost ReductionReduce maintenance cost by communicating with all the banking partners through this one channel

ComplianceEnhance straight-through-processing (STP) rates and ensure traceability of the whole business process

Bank communication process flow

ExecutePaymentProgram

CreatePayment

Order

ImportBank

Statement

Post/Processingand

Clearing

SAP Integration Package for

SWIFT SWIFTAllianceAccess / Gateway

SAP NetWeaver Process Integration

SAP Bank Communication

ManagementSAP ERP

Create Batch

Payment Approval Work List

Security- Approval workflow

- Authorization- Digital signature

Receive Status Messages

Bank Statement

Routing

Mapping

SecurityEncryption

Digital Signature

ResourceAdapter

SWIFTNet

Benefits: Batching, exception handling, and compliance

Batching of paymentsLogical structuring of payment files

Flexible batching rules that can be enhanced

Automatic creation of unique identifiers

Exception handlingVisibility of errors in payment status monitor

Automatic generation of alert workflow items

Increased complianceMulti-eye release procedures for payment approvals

Personal digital signatures for outgoing payments for internal audit

Release of individual payments or entire batches

Flexible approval rules (low-value payments = only one approver, for example)

Approval, rejection, or resubmission of payments

Flexible sorting and structuring of approval work list

© SAP 2007 / Page 6

Benefits: Integration and increased transparency

Integration to SWIFT and banksReal-time integration with SWIFT via SAP Integration Package for SWIFT

Optional integration with banks with the adapters in SAP NetWeaver Process Integration on a project basis

Increased payment-flow transparencyPayment status monitor with full status history

Flexible status concept

Processing of new ISO20022 payment status report and other status messages (ACK/NACK)

Drill-down to documents and master data

Display of generated payment formats

© SAP 2007 / Page 7

SAP-SWIFT relationship and benefits

SAP-SWIFT strategic relationship

Leo Apotheker, co-CEO of SAP and former SWIFT employee, initiated the SWIFT-SAP relationship, and signed the global strategic partnership agreement with SWIFT in October 2006.

SAP decided to develop a standard SAP ERP Financials payment management product to enable corporations to connect to the SWIFT network utilizing the SAP NetWeaver platform.

How does this partnership create benefits?

The product provides SAP ERP customers with SWIFT compatibility for the most popular financial payment message types.

Since SWIFT functionality is natively integrated with the SAP application running in a NetWeaver environment, customers do not need to buy a third party middleware and business application to access SWIFTNet, resulting in reduced TCO and simplified deployment.

SAP Bank Communication Management offers extensive workflow automation, authorization management, exception handling and other capabilities in a fully automated platform for financial messaging with SWIFT and banks.

A standard SAP solution

The SAP solution is a component of the SAP ERP Financials application – solutions covered by SAP’sstandard maintenance and support.

The product was developed with significant input from joint customers worldwide, and was piloted successfully.

© SAP 2008 / Page 9

1. Swift, la coopérative au service de l’industrie financière2. Un réseau bancaire ouvert au monde des entreprises3. Zoom sur une actualité chargée : SEPA et la fin annoncée d 'Etebac.

Agenda

© SAP 2008 / Page 10


Agenda

11

SWIFT

Sociétécoopérative,détenue par

l’industriefinancière

Interconnecter la communauté financière

Entreprises Compagnies d’assurancesBanques

Gestionnaires de fonds

Courtiers

Bourses

DépositairesFiduciaires

Systèmes de Compensation

Systèmes de Paiements

Systèmes de Règlement

Institutions gouvernementales

13

SWIFT



Services de messageriefinancière

hautement sécurisée

Presentation title - Event - Date Month Year

14

Standards and SWIFTNet messaging

Standards and formats

SWIFTNet messagingFIN FileAct

SWIFT MTsISO 20022

Domestic formats

• MT 101 for high value treasury payment

• MT 940 with end-of-day account statement

• MT 300 FX confirmation

Example • ACH files• Supplier payments

• Direct debits • Salary payments

Typical application Treasury and Risk

Management

Cash Management

15

SWIFT



Services de messageriefinancière

hautement sécurisée

Organisme denormalisation de

l’industrie financière

16

Messagerie à valeur ajoutée

• Sécurité

• Confidentialité

• Intégrité

• Disponibilité

• Universalité

• Garantie

© SAP 2008 / Page 17


Agenda

18

Corporate

SWIFTNet

Accountspayable

Accountsreceivable

Treasury

Other

Single gateway

“SWIFT pour les entreprises”

Corporate

e-banking Y

host to host X

e-banking Z

VAN

Internet

Leased line

Accountspayable

Accountsreceivable

Treasury

Other

Multi canaux …Réseau unique et

standard

Avantages majeurs:– Baisse des couts,

– Meilleur STP et visibilité sur les fonds

– control/sécurité/gestion des risques opérationnels

– Compliance

Domestiqueou International

19

Comment se connecter à SWIFTNet?

Alliance LiteSimple, basée sur Internet,

sécurisée Apps

SWIFTNetUsers

Internet

InfrastructurePrivée

Infrastructure SWIFTNetappartient et est maintenue par

l’utilisateurApps

SWIFTNet

Users

VPN Provider Tel

Infrastructurepartagée


une société tiers

Apps

SWIFTNetUsers Shared infra

Provider /Service Bureau

VPNVPN

20

SWIFT Access Kit

Pour les nouveaux clients

Echange < 1,000 msgs par jour (FIN & FileAct)

Un commande, un envoie, une facture

One-time 50.000 EUR, couts annuels 19.400 EUR/an

InfrastructurePrivée


l’utilisateurApps

SWIFTNet

Users

VPN

VPNVPN

Live en 4-6 mois

Comment se connecter à SWIFTNet? Infrastructure Privée

21

Infrastructurepartagée


une société tiers

Apps

SWIFTNetUsers Shared infra

provider

VPNVPN

Connexion via un service bureau ou Member concentrator• Service bureaux : prestataire informatique

• Member concentrateur : BanqueSWIFT Essentials Kit

• Investissement 1.525 EUR, frais annuels 2.725 EUR/an

Live en 2-4 mois

Comment se connecter à SWIFTNet? Infrastructure partagée

22

VPNAlliance LiteSimple, basée sur Internet,

sécurisée Apps

SWIFTNetUsers

Internet

Pricing models:Forfait 10.200 EUR/an (4000 msg./mois en & received)

Pay as you go: 2.400 EUR/an1 EUR/message

1 message = 1 FIN MT or 1 FileAct chunk of 100 Kb

Live 4-6 semaines

Comment se connecter à SWIFTNet? Alliance Lite

Presentation title - Event - Date Month Year

23

ERPSWIFTNetconnectivity

Defining your project scope

Paymentfactory/

middleware

FIN for payments (MT101), statements (MT940/2) and FX confirmations (MT3xx)

FileAct as file transfer to transport any format: domestic, ISO 20022, ACH, BAI, …

SWIFTNet

ERP(s)ERP(s)

Treasury Workstation

Quelle application pour se connecter à SWIFT?

Quels formats & messagerie ?

Avec quellebanque?

Comment se connecter ?

Les projets SWIFT dans les entreprises

Confirmations et Matchingdes opérations de marché

Payment FactoryCentralisation de trésorerie

Sécurisation et automatisationde la communication bancaire

Migration Etebac

© SAP 2008 / Page 25


Agenda

La multi-bancarité en France aujourd’hui

VirementsPrélèvements

LCR

Relevés de compte

VCOM, ARA…

Services

CFONB fixes 120, 160, 320Formats

EDIFACT (Payord, Paymul)

ETEBAC 3Protocole

ETEBAC 5

X25 (synchrone ou asynchrone)

SEPA et la fin annoncée d’Etebac

Etebac 3 pas compatible SEPA

Démantèlement de Transpac (X25)

Fin de la fabrication des cartes Etebac 5

Recommandation du CFONB du 17 novembre 2008Protocole de transfert de Fichiers sécurisé sur IP

SWIFTNet FileAct EBICS

La multi-bancarité en France aujourd’hui avec SEPA

VirementsPrélèvements

LCR

Relevés de compte

VCOM, ARA…

Services

CFONB fixes 120, 160, 320Formats

EDIFACT (Payord, Paymul)

ProtocoleFileAct

SWIFTNet

SEPAISO20022

29

Les entreprises sur SWIFTOù en est on?

2005 2006 2007 2008 1Q2009

282

402

441

108

# registered corporate entities Geographical split

EMEA

Americas

69%

19%

Asia Pacific

12%

181

© SAP 2008 / Page 30

Thank you!

Copyright 2009 SAP AGAll Rights Reserved

No part of this publication may be reproduced or transmitted in any form or for any purpose without the express permission of SAP AG. The information contained herein may be changed without prior notice.

Some software products marketed by SAP AG and its distributors contain proprietary software components of other software vendors.

Microsoft, Windows, Excel, Outlook, and PowerPoint are registered trademarks of Microsoft Corporation.

IBM, DB2, DB2 Universal Database, System i, System i5, System p, System p5, System x, System z, System z10, System z9, z10, z9, iSeries, pSeries, xSeries, zSeries, eServer, z/VM, z/OS, i5/OS, S/390, OS/390, OS/400, AS/400, S/390 Parallel Enterprise Server, PowerVM, Power Architecture, POWER6+, POWER6, POWER5+, POWER5, POWER, OpenPower, PowerPC, BatchPipes, BladeCenter, System Storage, GPFS, HACMP, RETAIN, DB2 Connect, RACF, Redbooks, OS/2, Parallel Sysplex, MVS/ESA, AIX, Intelligent Miner, WebSphere, Netfinity, Tivoli and Informix are trademarks or registered trademarks of IBM Corporation.

Linux is the registered trademark of Linus Torvalds in the U.S. and other countries.

Adobe, the Adobe logo, Acrobat, PostScript, and Reader are either trademarks or registered trademarks of Adobe Systems Incorporated in the United States and/or other countries.

Oracle is a registered trademark of Oracle Corporation.

UNIX, X/Open, OSF/1, and Motif are registered trademarks of the Open Group.

Citrix, ICA, Program Neighborhood, MetaFrame, WinFrame, VideoFrame, and MultiWin are trademarks or registered trademarks of Citrix Systems, Inc.

HTML, XML, XHTML and W3C are trademarks or registered trademarks of W3C®, World Wide Web Consortium, Massachusetts Institute of Technology.

Java is a registered trademark of Sun Microsystems, Inc.

JavaScript is a registered trademark of Sun Microsystems, Inc., used under license for technology invented and implemented by Netscape.

SAP, R/3, SAP NetWeaver, Duet, PartnerEdge, ByDesign, SAP Business ByDesign, and other SAP products and services mentioned herein as well as their respective logos are trademarks or registered trademarks of SAP AG in Germany and other countries.

Business Objects and the Business Objects logo, BusinessObjects, Crystal Reports, Crystal Decisions, Web Intelligence, Xcelsius, and other Business Objects products and services mentioned herein as well as their respective logos are trademarks or registered trademarks of Business Objects S.A. in the United States and in other countries. Business Objects is an SAP company.

All other product and service names mentioned are the trademarks of their respective companies. Data contained in this document serves informational purposes only. National product specifications may vary.

These materials are subject to change without notice. These materials are provided by SAP AG and its affiliated companies ("SAP Group") for informational purposes only, without representation or warranty of any kind, and SAP Group shall not be liable for errors or omissions with respect to the materials. The only warranties for SAP Group products and services are those that are set forth in the express warranty statements accompanying such products and services, if any. Nothing herein shouldbe construed as constituting an additional warrant.

Documents

2009 06 Worldtour FSI15 Swift SAP Fr