2004 AGRIP Spring ConfereceSanta Barbara, California

March 23, 2004

Donna Abersman, Chuck Clemente, Robin Flint, Bob Marinelli

Alliance of Schools for Cooperative Insurance Programs (ASCIP)

Poms & Associates

Renting-A-Risk ManagerA Five-Year Retrospective

Part IRARM Program Overview

Guess What Has….10 Arms5 Bright Minds9 College degrees, including 2 Masters DegreesCertificates/Designations in ARM, CPSI, Haz MatExpertise in Property, Liability, Health Care, Workers’ Compensation, Benefits, etc, etc5 “Can-Do” Attitudes and the ability to deal with all types of personnel including Board Members, M&O, & CBOs74 Years of Professional Risk Management Experience, including 38 years of school experience

You Guessed It….The ASCIP/Poms RARM Team!

Which RARM and what expertise would you choose?

JPA Point of ViewMeeting member needs

Controlling costs

Using RARM districts as focus or “test” groups, e.g. “VIPS”

Need for RARMS JPA Point of View

Need for RARMS JPA Point of View

Developing new products & services for entire JPA

Keeping internal staff small

Flexibility in staffing

Expanding specialized expertise

Need for RARMsDistrict Point of View

Augmenting permanent staffReplacing permanent RMsJustifying hire of permanent RMAvoiding liability and negative pressReducing costs

Need for RARMS District Point of View

Inclusion in special programs

Discounted premiums

Enhancing image and visibility of business, M&O, & risk management operations

Campus basedDedicated personDistrict “ownership” of RARMand designation of duties

Prix Fixe menuA la carte menu

• Work Comp• Benefits• In-house trainer• Use of Facilities

Program Design

Program Design

Cost sharing of RARM services between RARM and non-RARM districtsCooperation among RARM user districts

Flexibility (hours)Sharing of expertise

• Training Strengths• Consulting

Use of RARM expertise by JPA as needed

Hiring ConsiderationsCompetency level for hiring based on most difficult function to be performed

Retention considerations

Salary considerationsJPA Subsidy

Skill setsPersonal

Technical

Part IITales from the Trenches

Managing Risks Within the District

District Programs

District Facilities

District Losses and History

Compliance Plans

Responding to Standards & Mandates

Cost Savings

Disseminating information to JPA and other RARM districts

Special Projects

Playground Grants

Safety Incentive Program

Health & Wellness

Mandated Cost Reimbursement

Technical assistance with cost recovery

Comparison of RARM with

district employee or outside consultant

Case study - cost recovery

Bridging the GapAdministration

vs.

Faculty/Non-Managerial

Training

Communication

Inspections

The Risk Manager as a Facilitator & Helper

Importance of Liaison Role

Accessing internal resources & coordination

Accessing community resources

Accessing JPA resources

Getting Money(aka Grant Funding)

Governmental grant fundingJPA Funding

ASCIP LCAFgrantsPremium discounts

Taking advantage of (or using resources of) vendors

Part IVThe Good, the Bad and the

Not-So-Good

The RARM’s Point of View

The Administrator’s Point of View

The JPA’s Point of View

Part V - ConclusionWhy We Would Do It Again

Benefits to the JPAMarketing

Member Loyalty

Fiscal Considerations

Contribution to RM Community

The Bottom LineDistrict Savings

Ex-Mods & Premiums

Cost Avoidance: Fines, etc.

The Bottom Line, Cont.

Difficulty in quantifying; however….

Cost Avoidance

Revenue Enhancement

Loss Reductions

Tales from the Trenches

The ASCIP/Poms RARM Team…So Many Good Parts!

Which part would you like to rent?