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8/10/2019 2. Utmost Good Faith
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Ofjptnr ?
^PHA_P GAA@ EJKPF
TNKL_^TJLON RIJON@ D[ DTACNT_
Pfn dracnrs `uty ae uthast gaa` ejktf@ksoiasurn dy dracnrTnklsurjlon oaltrjots jrn kl prjotkon pijon` dy dracnrs. Kt fjs dnnl snttin` ijw ear hjly ynjrs tfjt tfn dracnr ks, kl tfn jdsnlon aespnokji okrouhstjlons, ta dn rngjr`n` js tfn jgnlt ae tfn rnklsurn` kl tfn pijonhnlt praonss. Pfn `uty ae uthast gaa` ejktf jppikns taj pijonhnlt dy j dracnr must js ke tfn rksc wjs pijon` `krnotiy dy tfn rnklsurn`, jidnkt kl j sikgftiy `keenrnlt wjy. Ekrst, snotkal :;(d) aetfn Hjrkln Klsurjlon Jot :;25 rnqukrns tfn dracnr ta `ksoiasn nvnry hjtnrkji okrouhstjlon wfkof tfn jssurn` ks daul` ta `ksoiasn,ulinss kt ojhn ta fks clawin`gn taa ijtn ta oahhulkojtn kt ta tfn jgnlt, sa tfjt hjtnrkji ejots clawl ta tfn rnklsurn` fkhsnie fjvn tadn `ksoiasn` dy tfn dracnr. Pfnrnearn, ke tfn rnklsurn` fjs ejkin` ta `ksoiasn tfn rninvjlt klearhjtkal ta tfn dracnr, ar ke tfn dracnr fjsejkin` ta pjss kt al ta tfn rnklsurnr, tfn rnklsurjlon jgrnnhnlt ks vak`jdin.
_noal`iy, snotkal :;(j) ae tfn Hjrkln Klsurjlon Jot :;25 rnqukrns tfn dracnr ta `ksoiasn nvnry hjtnrkji okrouhstjlon wfkof ksclawl ta fkhsnie, jl` jl jgnlt ta klsurn ks `nnhn` ta claw nvnry okrouhstjlon wfkof kl tfn ar`kljry oaursn ae dusklnss augft ta dnclawl dy, ar ta fjvn dnnl oahhulkojtn` ta, fkh. Pfks pravkskal ks kl`npnl`nlt ae snotkal :;(d) jl` ornjtns j pnrsalji adikgjtkalal tfn dracnr ta `ksoiasn hjtnrkji ejots clawl ta fkh, wfntfnr ar lat tfny wnrn clawl ta tfn rnklsurn`. Pfn `uty ks kl`npnl`nlt aetfjt awn` dy tfn jssurn` fkhsnie (snn FKF Ojsujity jl` Gnlnrji Klsurjlon It`v. Ofjsn Hjlfjttjl Djlc S422?X Iiay`s Tnp. KT
4?2, dniaw).Pfn ljturn ae tfn dracnrs `uty ta `ksoiasn ejots clawl ta fkh ks sudmnot ta twa hjmar ulonrtjkltkns. Pfn ekrst ks tfn hnjlklg ae tfn
pfrjsn jgnlt ta klsurn kl snotkal :;(j)= tfnrn ks sahn `ksputn js ta wfntfnr tfks pfrjsn jppikns aliy ta tfn pijoklg dracnr, ar wfntfnrkt jppikns jisa ta jl kltnrhn`kjtn jgnlt ae tfn rnklsurn`, kloiu`klg jl ul`nrwrktklg jgnlt ar j pra`uoklg dracnr. Pfn snoal` kssun kstfn soapn ae tfn dracnrs `uty ta `ksoiasn= kt ks law snttin` tfjt tfn rnklsurnr ojllat jvak` tfn paikoy skhpiy dnojusn tfn dracnr fjsejkin` ta `ksoiasn tfn ejot (jssuhklg tfks ta dn hjtnrkji) tfjt fn fjs `nerju`n` tfn rnklsurn`, jitfaugf kt ks inss onrtjkl wfntfnr tfndracnr hust `ksoiasn ejots wfkof fjvn oahn ta fks clawin`gn atfnr tfjl kl fks ojpjokty js j dracnr ear tfn rnklsurn`, n.g., erahgnlnrji hjrcnt clawin`gn ar kl`nn` erah prkvjtn clawin`gn nltkrniy `kvaron` erah fks jotkvktkns js j dracnr.
ROW _yl`kojtnsv. ROW TnklsurnrsS:;;5X : Iiay`s Tnp. 40:
Pfn oijkhjlts wnrn hnhdnrs ae Iiay`s syl`kojtns wfkof fj` rnklsurn` tfnkr ikjdkiktkns ul`nr Iiay`s paikokns wktf tfn `nenl`jlt rnklsurnrs. Pfn
rnklsurjlon oaltrjots wnrn pijon` dy dracnrs jotklg al tfn klstruotkals ae tfn oijkhjlts ul`nrwrktklg jgnlt ear tfn Iiay`s _yl`kojtns ta wfkof tfn
oijkhjlts dnialgn`. Pfn rnklsurnrs saugft ta jvak` tfn rnklsurjlon al tfn strnlgtf ae jiingjtkals tfjt tfn ul`nrwrktklg jgnlt fj` `nerju`n` tfn
oijkhjlts jl` tfjt tfks wjs j hjtnrkji ejot wfkof augft ta fjvn dnnl `ksoiasn` dy tfn ul`nrwrktklg jgnlts.
Fni`(O.J.)= tfjt, al tfn jssuhptkal tfjt tfn erju` wjs j hjtnrkji ejot. Pfn rnklsurnrs fj` la rkgft ta jvak` tfn paikoy.
(:)Rnr_jvkiin I.M., Tasn I.M. oalourrklg= tfn `uty ta `ksoiasn ul`nr snotkal :;(j) jppikn` aliy ta jl jgnlt ta klsurn, dut tfjt pfrjsn jppikn` aliy ta
tfn pijoklg dracnr jl` lat ta jly kltnrhn`kjtn jgnlt jppakltn` dy tfn rnklsurn`. Pfn rnklsurn`s ul`nrwrktklg jgnlt wjs lat j pnrsal erah wfah tfn
snotkal rnqukrn` `ksoiasurn.
(4)Rnr_tjugftal I.M., Tasn I.M. oalourrklg= kt wjs ejlokeui ta dniknvn tfjt jl jgnlt waui` `ksoiasn fks awl erju`, jl` jooar`klgiy j rnklsurnr oaui`
lat jvak` j rnklsurjlon jgrnnhnlt ke jl jgnlt ta klsurn (jssuhklg tfjt tfks pfrjsn nloahpjssn` jl kltnrhn`kjtn jgnlt suof js jl ul`nrwrktklg jgnlt)
ejkin` ta `ksoiasn tfjt fn fj` jotn` erju`uinltiy tawjr`s tfn rnklsurn`.
_nn jisaGraup Mask Tn v. Wjidraac Klsurjlon Oa. It`S:;;5X : Iiay`s Tnp. ?0>, wfkof wjs jrgun` jt tfn sjhn tkhn js tfn ROWojsn. KlGraup Mask tfn rnklsurn`s wnrn hnhdnrs ae j rnklsurjlon paai tfn ul`nrwrktklg jgnlt ear wfkof fj` jiingn`iy `nerju`n` tfnpaais hnhdnrs. Pfn Oaurt ae Jppnji harn ar inss rnpnjtn` tfn `kvnrgnlt rnjsalklg j`aptn` kl ROW. _nn jisa NTO Erjlcalj v.
Jhnrkojl Ljtkalji Klsurjlon Oa.S4225X Iiay`s Tnp KT :>7`ksoussn` njriknr.
_aokt Jlalyhn `Kltnrhn`kjrns Iuxnhdaurgnaksv. Ejrnx GknS:;;>X I.T.I.T. ::5
Pfn oijkhjlt _JKI wksfn` ta rnklsurn kts ikjdkiktkns, jl` jppakltn` dracnrs FE ta pijon oavnr ear tfnh. FE wnrn jdin ta adtjkl tfn jgrnnhnlt ae _R ta
J G^K@N PA TNKL_^TJLON IJW - :st N`ktkal, 4227
OFJRPNT ? ^PHA_P GAA@ EJKPF
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jot js rntraonsskaljkrns ke j rnklsurnr oaui` dn eaul`, jl` FE kl `un oaursn wnrn jdin ta pijon tfn rnklsurjlon rksc wktf tfn `nenl`jlts, EG. Pfn
rntraonsskal jgrnnhnlt nltnrn` klta dy _R pravn` ta dn vak`, js kt fj` dnnl jgrnn` ta dy jl uljutfarksn` jgnlt, jl` EG (wfkof js j rnsuit fj` la
rntraonsskal oavnr) purpartn` ta jvak` tfn rnklsurjlon al tfn graul` tfjt FE sfaui` fjvn `ksoiasn` ta EG tfn ejot tfjt tfn rntraonsskal wjs ae la
neenot.
Fni`(O.J.)= Pfnrn fj` dnnl la ejkiurn ta `ksoiasn al tfn pjrt ae FE, js tfny fj` lat dnnl jwjrn ae tfn ejot tfjt nltry klta tfn rntraonsskal jgrnnhnlt
fj` lat dnnl jutfarksn` dy _R jl` tfus oaui` lat fjvn `ksoiasn` kt. Fawnvnr, nvnl ke FE fj` dnnl jwjrn ae tfjt ejot, tfn klearhjtkal waui` lat fjvn
ejiinl ta dn `ksoiasn` wktfkl snotkal :;(j) ae tfn Hjrkln Klsurjlon Jot :;25 dnojusn= (j) tfnrn waui` fjvn dnnl erju` dy FE, wfkof wjs lat al
gnlnrji prklokpin sahntfklg wfkof j rnklsurnr oaui` nxpnot ta dn `ksoiasn` ta fkh3 jl` (d) tfn ejot wjs lat hjtnrkji nktfnr dnojusn js kt wjs aln wfkof
EG augft ta fjvn jsonrtjkln` ear ktsnie ar dnojusn tfn ejot rnijtn` ta jl nltkrniy `keenrnlt oaltrjot wfkof fj` latfklg ta `a wktf tfn pijoklg ae tfn
rnklsurjlon.
Ejkiurn dy tfn dracnr ta oahpiy wktf tfn `uty ae uthast gaa` ejktf khpasn` upal fkh dy snotkal :; ae tfn :;25 Jot nltktins tfnrnklsurnr ta jvak` tfn paikoy kl tfn usuji wjy. Pfn rnklsurnr hjy, fawnvnr, ofaasn lat ta jvak` tfn paikoy, ar hjy dn prnoiu`n` dy jwjkvnr oijusn erah `aklg sa. Kl tfjt sktujtkal tfn dracnr ojllat dn sun` ear `jhjgns, js tfn `uty ae uthast gaa` ejktf ktsnie `ans latgkvn j ojusn ae jotkal kl `jhjgns (Ij Djlqun Ekljloknrn `n ij Oktn _Jv. Wnstgjtn Klsurjlon Oa. It`S:;66X 4 Iiay`s Tnp. >:?).
Hksrnprnsnltjtkal dy dracnrWfnrn j dracnr hjcns j ejisn stjtnhnlt ta rnklsurnrskrrnspnotkvn ae wfntfnr tfn stjtnhnlt wjs kllaonltiy hj`n, ar hj`nlngikgnltiy ar erju`uinltiytfnl tfn paikoy ks vak`jdin jt tfn klstjlon ae tfn rnklsurnrs. Fawnvnr, ke tfn rnklsurnrs jrn uljdin ta
jvak` ar ofaasn lat ta `a sa, tfnl tfn dracnr ejons patnltkji ikjdkikty kl `jhjgns. Pfn oahhal ijw ruins al `jhjgns jrn tfn sjhn jskl rnspnot ae hksrnprnsnltjtkal dy tfn rnklsurn`=
Pfnrn ks la ikjdkikty kl `jhjgns jt oahhal ijw ear kllaonlt hksrnprnsnltjtkalKe tfn dracnrs hksrnprnsnltjtkal fjs dnnl lngikgnlt, tfnl tfnrn wkii dn j ojusn ae jotkal ear `jhjgns ul`nr snotkal 4(:) ae
tfn Hksrnprnsnltjtkal Jot :;57 ar ul`nr tfn ar`kljry lngikgnlon prklokpin klFn`iny Dyrln & Oa. v. Fniinr & RjrtlnrsS:;50X J.O. 05>.
Ke tfn dracnr fjs erju`uinltiy hksstjtn` j hjtnrkji ejot tfnl fn wkii ejon ikjdkikty kl tfn tart ae `nonkt, ul`nr tfn ar`kljry ruinkl@nrryv. Rnnc(:66;) :0 Jpp. Ojs. ??7.
Nxoiuskal ae ikjdkikty kl rnspnot ae dracnrs prnsnltjtkal ae rkscKl sahn okrouhstjlons kt hjy dn jppraprkjtn ear rnklsurjlon jgrnnhnlts ta ha`key tfn rnklsurn`s strkot `uty ae uthast gaa` ejktf.Pfks ks kl rnoaglktkal ae tfn ejot tfjt tfn rksc ks oahhaliy pijon` dy j dracnr wfa hjy fjvn dnnl rnspalskdin ear tfn argjlksjtkal aetfn nltkrn ofjkl ae pijonhnlts erah `krnot paikoy up ta tfn fkgfnst invni ae rnklsurjlon ar rntraonsskal. Eurtfnr, tfn dusklnss ktsnie hjy
fjvn dnnl `nvksn` dy tfn dracnr, ar tfn rnklsurn` hjy dn ikttin harn tfjl j eraltklg oahpjly ear rnklsurnrs. Kl tfnsn okrouhstjlonstfn rnklsurjlon jgrnnhnlt hjy jttnhpt ta rnjsskgl ta tfn rnklsurnrs kl euii ar kl pjrt tfn rksc ae lal-`ksoiasurn ar hksrnprnsnltjtkal altfn pjrt ae tfn dracnr. Pfks hjy dn `aln dy `nnhklg tfn dracnr ta dn tfn jgnlt ae tfn rnklsurnrs ar rnhavklg erah tfn dracnr tfnjutfarkty ta spnjc al dnfjie ae tfn rnklsurn`. Pfn tnrh kl qunstkal hjy dn harn ikhktn`, jl` hjy rnstrkot jly `ksoiasurn adikgjtkal tatfn dracnr, sa tfjt tfn rnklsurn` ks ul`nr la pnrsalji `uty ae `ksoiasurn, ar nikhkljtn tfn rnklsurnrs rkgft ta jvak` tfn paikoyeaiiawklg lal`ksoiasurn ar hksrnprnsnltjtkal dy tfn rnklsurn` ar tfn dracnr. Pfn hast khpartjlt ojsn ta oalsk`nr jl nxoiuskal oijusnks tfjt ae tfn Fausn ae Iar`s kl tfn FKFojsn.
FKF Ojsujity jl` Gnlnrji Klsurjlon It`v. Ofjsn Hjlfjttjl DjlcS422?X Iiay`s Tnp. KT 4?2
Pfn ojsn oalonrln` j `krnot klsurjlon paikoytkhn vjrkjdin oavnrkssun` ta tfn Djlc dy FKF. Pfn Djlc fj` ekljlon` j ekih pra`uotkal oahpjly
jl` fj` klsurn` jgjklst tfn kljdkikty ae tfn oahpjly ta rnpjy tfn iajls al j gkvnl `jy. PUO klsurjlon fj` dnnl `nvniapn` jl` sai` dy Ial`al
dracnrs Fnjtfs sklon :;;4 jl` nljdin` tfn ekljloklg jrrjlgnhnlts kl qunstkal ta praonn`. Pfn rksc wjs lngatkjtn` jl` prnsnltn` ta FKF dy Fnjtfs,
jl` tfn Djlc fj` la pjrt ta pijy jt jii. _udstjltkji iassns jrasn, jl` FKF purpartn` ta jvak` tfn paikoy al tfn graul` ae j snrkns ae hksrnprnsnltjtkals
jl` lal`ksoiasurns oalonrlklg tfn ljturn jl` nxtnlt ae tfn rksc. Pfn prnikhkljry kssuns dnearn tfn Fausn ae Iar`s oalonrln` tfn oarrnot kltnrnprntjtkal
ae j Prutf ae _tjtnhnlt Oijusn wfkof pravk`n` tfjt=
5. Stfn Klsurn`X wkii lat fjvn jly `uty ar adikgjtkal ta hjcn jly rnprnsnltjtkal, wjrrjlty ar `ksoiasurn ae jly ljturn, nxprnss ar khpikn` (suof
`uty jl` adikgjtkal dnklg nxprnssiy wjkvn` dy tfn klsurnrs), jl`
7. Stfn Klsurn`X sfjii fjvn la ikjdkikty ae jly ljturn ta tfn klsurnrs ear jly klearhjtkal pravk`n` dy jly atfnr pjrtkns jl` jly suof klearhjtkal
pravk`n` dy ar lal-`ksoiasurn dy atfnr pjrtkns kloiu`klg, dut lat ikhktn` ta SFnjtfsX (atfnr tfjl _notkal K ae tfn Zunstkalljkrn)
J G^K@N PA TNKL_^TJLON IJW - :st N`ktkal, 4227
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6. jl` jly suof klearhjtkal pravk`n` dy ar lal-`ksoiasurn dy atfnr pjrtkns kloiu`klg, dut lat ikhktn` ta SFnjtfsX (atfnr tfjl _notkal : ae tfn
Zunstkalljkrn) sfjii lat dn j graul` ar graul`s ear jvak`jlon ae tfn klsurnrs adikgjtkals ul`nr tfn Raikoy ar tfn ojloniijtkal tfnrnae.
Fni`(F.I.) tfjt=
(:) Fnjtfs `uty ae `ksoiasurn ul`nr snotkal :; ae tfn Hjrkln Klsurjlon Jot :;25 wjs wfaiiy kl`npnl`nlt erah tfjt khpasn` upaltfn Djlc. Jooar`klgiy, wfnrn tfn Prutf ae _tjtnhnlt oijusn saugft ta rniknvn tfn Klsurn` erah kts adikgjtkals tfn oijusn `k` lat
nxtnl` ta Fnjtfs awl `uty ae `ksoiasurn.(4) Pfn Prutf ae _tjtnhnlt oijusn `k` lat apnrjtn ta rnhavn erah Fnjtfs tfn jutfarkty ta spnjc al dnfjie ae tfn Djlc.
(?) Rjrjgrjpf 5 ae tfn Oijusn hnrniy rnoaglksn` tfjt Fnjtfs jialn waui` dn lngatkjtklg wktf FKF, jl` purpartn` ta rniknvn tfnDjlc erah kts awl adikgjtkal ta hjcn `ksoiasurn. Kt `k` lat rniknvn Fnjtfs erah kts kl`npnl`nlt adikgjtkal ta `ksoiasn hjtnrkji ejots.
(0) Rjrjgrjpf 7 ae tfn Oijusn rniknvn` tfn Djlc erah jly oijkh ear `jhjgns js j oalsnqunlon ae lngikgnlt lal-`ksoiasurn jl`hksrnprnsnltjtkal dy ktsnie ar dy Fnjtfs, jl` tfks wjs sa nvnl tfaugf tfn war` lngikgnlon fj` lat dnnl usn` kl tfn oijusn. Kt wjslat passkdin js j hjttnr ae pudiko paikoy ear tfn Oijusn ta nltktin tfn Djlc ta dn grjltn` rnikne erah tfn oalsnqunlons ae kts awl erju`.Pfnkr Iar`sfkps wnrn `kvk`n` js ta wfntfnr tfn Oijusn oaui` js j hjttnr ae ijw pratnot tfn Djlc jgjklst tfn erju` ae Fnjtfs= Iar`Fadfausn tfaugft tfjt tfks wjs lat passkdin3 Iar` _oatt tfaugft tfjt kt wjs passkdin jl` tfjt tfn war`s usn` wnrn sueekoknlt tajofknvn tfjt admnotkvn3 tfn rnhjkl`nr ae tfnkr Iar`sfkps skhpiy fni` tfjt nvnl ke kt wjs passkdin ta nxoiu`n ikjdkikty ear tfn erju` ae jdracnr tfn Oijusn kl qunstkal fj` lat `aln sa.
(>) Rjrjgrjpf 6 ae tfn Oijusn prnvnltn` tfn klsurnrs erah jvak`klg tfn oaltrjot kl tfn ojsn ae hksrnprnsnltjtkal ar lal-`ksoiasurndy tfn Djlc ktsnie ar dy Fnjtfs, wfntfnr kllaonlt ar lngikgnlt. Js pnr paklt (0) tfnkr Iar`sfkps wnrn `kvk`n` al tfn erju` kssun.
PFN TNKL_^TNT_ @^P[ AE ^PHA_P GAA@ EJKPFPfn `uty ae uthast gaa` ejktf js nxprnssn` kl snotkal :7 ae tfn Hjrkln Klsurjlon Jot :;25 ks j hutuji aln, sa tfjt tfn rnklsurnrs awnj `uty ae gaa` ejktf ta tfn rnklsurn`. Pfn `uty ks ae ikhktn` vjiun, fawnvnr, js tfn aliy rnhn`y ear drnjof ks jvak`jlon jd klktka.Jooar`klgiy, kt ojl aliy dn kl tfn vnry rjrn sktujtkal kl wfkof tfn rnklsurn` wksfns ta jvak` tfn paikoy dnojusn kt ks ullnonssjry ardnojusn kt `ans lat hnnt fks lnn`s tfjt tfn `uty wkii dnoahn rninvjlt= alon j iass fjs aoourrn`, tfn ijst tfklg tfjt tfn rnklsurn` wkiiwjlt ta `a ks ta jvak` tfn paikoy. Kl Ij Djlqun Ekljloknrn `n ij Oktn _Jv. Wnstgjtn Klsurjlon Oa. It`S:;;2X 4 Iiay`s Tnp. ?77tfn Fausn ae Iar`s rnoaglksn` tfjt klsurnrs `k` awn j `uty ae uthast gaa` ejktf ta tfn jssurn`, jl` tfjt tfks nxtnl`n` ta `ksoiasklgejots hjtnrkji ta tfn rnoavnry ae j oijkh, dut tfjt tfn aliy rnhn`y wjs jvak`jlon.
Kt fjs jisa dnnl rnoaglksn` tfjt tfnrn hjy dn j past-oaltrjotuji `uty ae uthast gaa` ejktf awn` dy rnklsurnrs. Jitfaugf tfn `utyfjs ynt ta dn prapnriy earhuijtn`, kt hjy dn tfjt kt oalsksts ae jl adikgjtkal ta jot ejkriy kl fjl`iklg oijkhs jl` kl pjrtkouijr lat tajvak` tfn paikoy wfnrn kt waui` dn klnquktjdin ta `a sa. Pfnrn jrn oahhnlts ae Ialgharn I.M. suppartklg tfn earhnr prapasktkal klC/_ Hnro-_cjl`kj VVVVKKv. Onrtjkl Iiay`s ^l`nrwrktnrs S422:X Iiay`s Tnp. KT 624(jitfaugf tfnsn wnrn khpikoktiy `audtn` dyHjlon I.M. kl Gjl Klsurjlon Oa. v. Pjk Rklg Klsurjlon Oa. (La. 4) S422:X Iiay`s Tnp. KT 557) jl` tfn ijttnr prapasktkal ks
suppartn` dy @rjcn Klsurjlon v. Rravk`nlt Klsurjlon S4220X Iiay`s Tnp. KT 477(lat eaiiawklg tfn vknws ae tfn Oaurt ae Jppnjinxprnssn` sfartiy dnearnfjl` kl Dratfnrtal v. Jsngurj`arj Oaisnguras (La. 4) S422?X Iiay`s Tnp. KT 7>6). Ke tfnsn vknws jrnoarrnot, tfn rnhn`y ks lat jvak`jlon dut rjtfnr j rnstrkotkal al tfn rnklsurnrs nxnroksklg tfnkr ar`kljry rkgfts.
PN_P [A^T ^L@NT_PJL@KLG:. Wfkof ae tfn eaiiawklg stjtnhnlts jrn oarrnot1
(j) tfn rnklsurn` hust `ksoiasn jii hjtnrkji ejots wfntfnr ar lat fn ks jwjrn ae tfnh,(d) tfn rnklsurn` hust `ksoiasn jii hjtnrkji ejots wfkof fn augft ta fjvn `ksoavnrn` dy hjcklg klqukrkns,(o) tfn rnklsurn` hust `ksoiasn jii hjtnrkji ejots wfkof fn clnw ar wfkof fn turln` j dikl` nyn ta,(`) tfn rnklsurn` hust `ksoiasn jii hjtnrkji ejots clawl ta fks jgnlts.
4. Wfkof ae tfn eaiiawklg stjtnhnlts jrn oarrnot1
(j) jly hjtnrkji ejisn stjtnhnlt hj`n dy tfn rnklsurn` ks j drnjof ae tfn `uty ae uthast gaa` ejktf,
(d) j hjtnrkji ejisn stjtnhnlt hj`n dy tfn rnklsurn` ks j drnjof ae tfn `uty ae uthast gaa` ejktf aliy ke tfn rnklsurn` jotn`erju`uinltiy ar lngikgnltiy kl hksstjtklg tfn ejot,(o) j hjtnrkji ejisn stjtnhnlt hj`n dy tfn rnklsurn` ks j drnjof ae tfn `uty ae uthast gaa` ejktf aliy ke tfn rnklsurn` wjs
jwjrn tfjt tfn ejot wjs hjtnrkji,(`) lal-`ksoiasurn ae j hjtnrkji ejot dy tfn rnklsurn` ks j drnjof ae tfn `uty ae uthast gaa` ejktf aliy ke tfn rnklsurn` wjs
jwjrn tfjt tfn ejot wktffni` wjs hjtnrkji.
?. Kl wfkof ae tfn eaiiawklg okrouhstjlons ks j ejot hjtnrkji1
(j) kt wjs rngjr`n` js hjtnrkji dy tfn rnklsurnrs klvaivn`,(d) kt waui` fjvn dnnl rngjr`n` js hjtnrkji dy j pru`nlt rnklsurnr,(o) kt wjs rngjr`n` js hjtnrkji dy tfn rnklsurn` klvaivn`,(`) kt waui` fjvn dnnl rngjr`n` js hjtnrkji dy j pru`nlt rnklsurn`.
J G^K@N PA TNKL_^TJLON IJW - :st N`ktkal, 4227
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8/10/2019 2. Utmost Good Faith
4/4
0. Wfkof ae tfn eaiiawklg hust dn sfawl ta gkvn rksn ta kl`uonhnlt1
(j) tfn rnklsurnrs hust sfaw tfjt tfny waui` fjvn wjltn` eurtfnr klearhjtkal dnearn wrktklg tfn rksc,(d) tfn rnklsurnrs hust sfaw tfjt tfn rksc waui` al tfn djijlon ae pradjdkiktkns fjvn dnnl wrkttnl al `keenrnlt tnrhs, ar lat jt
jii, fj` euii `ksoiasurn dnnl hj`n,(o) tfn rnklsurnrs jrn, dy rnjsal ae j prnsuhptkal ae kl`uonhnlt, jiwjys nltktin` ta rniy upal praae ae hjtnrkjikty js
nvk`nloklg kl`uonhnlt,(`) tfn rnklsurnrs ojl rniy upal tfn prnsuhptkal ae kl`uonhnlt aliy ke tfny jrn uljdin ta gkvn tfnkr awl nvk`nlon al
kl`uonhnlt.
>. Wfkof ae tfn eaiiawklg ejots jrn hjtnrkji ear rnklsurjlon purpasns1
(j) tfn jhault ae rntnltkal fni` dy tfn rnklsurn`,(d) tfn rnklsurn`s oijkhs nxpnrknlon,(o) ruhaurs tfjt nvnlts gkvklg rksn ta passkdin iassns fjvn aoourrn`,(`) tfn `ksfalnsty ae tfn jssurn`.
5. Wfkof ae tfn eaiiawklg stjtnhnlts jrn trun1
(j) j ejot lnn` lat dn `ksoiasn` ke kt wjs clawl ta tfn rnklsurnrs,(d) j ejot lnn` lat dn `ksoiasn` ke kt augft ta fjvn dnnl clawl ta tfn rnklsurnrs kl tfn ar`kljry oaursn ae tfnkr dusklnss,(o) j ejot lnn` lat dn `ksoiasn` ke tfn rnklsurnrs oaui` fjvn `ksoavnrn` kt al hjcklg rnjsaljdin klqukrkns,(`) j ejot lnn` lat dn `ksoiasn` ke tfn rnklsurnrs fjvn ejkin` ta jsc jly qunstkals rnijtklg ta kt.
7. Wfkof ae tfn eaiiawklg stjtnhnlts `nsorkdns tfn rnklsurn`s past-oaltrjotuji `uty ae uthast gaa` ejktf1
(j) tfn rnklsurn` ks lnvnr rnqukrn` ta `ksoiasn ejots jetnr tfn oaltrjot fjs dnnl nltnrn` klta,(d) tfn rnklsurn` ks rnqukrn` ta `ksoiasn ejots jetnr tfn oaltrjot fjs dnnl nltnrn` klta aliy ke tfnrn ks j oaltrjotuji adikgjtkal ta
pravk`n klearhjtkal,(o) tfn rnklsurnrs hjy jvak` tfn paikoy ke tfnrn ks j drnjof ae tfn oaltkluklg `uty,(`) tfn adikgjtkal lat ta hjcn erju`uinlt oijkhs earhs j pjrt ae tfn oaltkluklg `uty.
6. Wfkof ae tfn eaiiawklg stjtnhnlts oalonrlklg tfn rnklsurnrs rnhn`kns ear drnjof ae tfn `uty ae uthast gaa` ejktf jrn oarrnot1
(j) tfn rnklsurnrs ojl jvak` tfn paikoy,(d) tfn rnklsurnrs ojl oijkh `jhjgns,(o) tfn rnklsurnrs jrn nltktin` ta rniy upal drnjof ae `uty nvnl tfaugf jt tfn tkhn ae jvak`jlon tfny jrn jwjrn tfjt tfn ejots
fjvn pravn` ta dn khhjtnrkji,(`) tfn rkgft ta jvak` wkii dn iast ke tfn rnklsurnrs klskst upal tfn rnklsurn` j`fnrklg ta tfn oijkhs praon`urn wktfaut rnsnrvklg
tfnkr rkgfts.
;. Pfn rnklsurnrs jrn nltktin` ta jvak` tfn oaltrjot ear lal`ksoiasurn dy tfn rnklsurn`s dracnrs kl wfkof ae tfn eaiiawklgokrouhstjlons1
(j) tfn ejots wnrn lat clawl ta tfn dracnr dut wnrn clawl ta tfn rnklsurn`,(d) tfn ejots wnrn clawl ta tfn rnklsurn`s pra`uoklg dracnr dut lat ta tfn rnklsurn`s pijoklg dracnr,(o) tfn ejots wnrn clawl ta tfn rnklsurn`s pijoklg dracnr jl` wnrn `nrkvn` erah fks rnijtkalsfkp wktf tfn rnklsurn`,(`) tfn ejots wnrn clawl ta tfn rnklsurn`s pijoklg dracnr dut wnrn `nrkvn` erah gnlnrji hjrcnt clawin`gn.
:2. Pfn rnklsurnrs jrn ernn dy oaltrjot tnrh ta wjkvn tfnkr rkgfts ul`nr tfn `uty ae uthast gaa` ejktf kl wfkof ae tfn eaiiawklgokrouhstjlons1
(j) kllaonlt ar lngikgnlt ejkiurn dy tfn rnklsurn` ta `ksoiasn hjtnrkji ejots,(d) kllaonlt ar lngikgnlt ejkiurn dy tfn rnklsurn`s dracnr ta `ksoiasn hjtnrkji ejots,
(o) erju`uinlt ejkiurn dy tfn rnklsurn` ta `ksoiasn hjtnrkji ejots,(`) erju`uinlt ejkiurn dy tfn rnklsurn`s dracnr ta `ksoiasn hjtnrkji ejots.
J G^K@N PA TNKL_^TJLON IJW - :st N`ktkal, 4227
OFJRPNT ? ^PHA_P GAA@ EJKPF
Tadnrt Hnrckl