SHOWGUIDEfaisalkhan.com/wp-content/uploads/2015/11/Showguide-2015.pdf · 2 Oversee & Truly Regulate National Mobile Payment Services PS-mpClear is a real-time mobile payment switch

www.mobile-money-global.com

A GLOBAL GATHERING OF SENIOR LEADERS FROM THE PAYMENTS INDUSTRY

SHOWGUIDE

1-3 DECEMBER 2015 // ISTANBUL, TURKEY

Founding Partner Host Operator Host Bank Partner Payments Accelerator Sponsor

Co-located with

Bronze Sponsors

Gold Sponsors Workshop Sponsor

Exhibitors Partners

Follow us @mobilemoneyhub #MMGlobal

www.mobile-money-global.com2

Oversee & Truly Regulate

National Mobile Payment Services

PS-mpClear is a real-time mobile payment switch for processing and clearing inter-bank and inter- processor mobile payment transactions, while enabling Clearing Houses to assume their regulatory role through its means to oversee and control the financial stability of the provider(s) of the mobile payment service and assure their compliance with the Clearing House’s regulations. PS-mpClear also processes and switches mobile financial and non-financial transactions in STP basis and routes messag-es between multiple mobile payment service providers ensuring interoperability.

To learn more about PS-mpClear, please visit:www.progressoft.com/ps-mpclear or contact us at [email protected]

3



Welcome to Istanbul!

It is with great delight that we welcome you to Mobile Money & Digital Payments Global 2015, co-located with Payments Security & Authentication and Merchant Payments.

It has been such an exciting year for payments around the world. Banking and financial services is now in a new era. Traditional bodies are completely re-evaluating their competitive edge, start-ups are redefining the economics of payments, providers are innovating at an unprecedented rate, the media are excited and the public are keen and ready to adopt new payment channels to suit their evolving transactional habits.

It is thrilling to have so many individuals and leading organisations here to join us from around the world, united in the journey towards a cashless society. We would like to thank our sponsors, exhibitors, speakers, partners, and of course you, our audience for the support that has enabled us to build on last year’s successful event to host the largest gathering to date here in Istanbul.

You can use this guide to acquaint yourself with everything that is happening on site.

In addition to the conference sessions, you have the opportunity to find out about the latest technologies from leading providers in the exhibition hall and see what start-up companies are bringing to the market

at the Payments Dragons’ Den. Make sure you also join us at 17:45 on 2 December for the presentation of the 2015 Global Payments Awards!

There really is something for everyone – so take a look through this programme to plan out the next few days of your visit!

We will also be announcing some exciting news about our plans for this event next year. Make sure you stay until the last session on 3 December to find out more about our exciting new launch – PayExpo Istanbul 2016.

Don’t forget to join us on twitter live during the show – post your questions, comments and thoughts to @mobilemoneyhub using #MMGlobal

Once again, a big welcome to the event and wishing you a very successful show and a great time in Istanbul.

Best wishes

Zehra J Chudry

Head of Content, Mobile Money & Digital Payments World Series

T: +44 (0) 20 7384 7920 | E: [email protected]

WELCOME NOTE

Oversee & Truly Regulate

National Mobile Payment Services

PS-mpClear is a real-time mobile payment switch for processing and clearing inter-bank and inter- processor mobile payment transactions, while enabling Clearing Houses to assume their regulatory role through its means to oversee and control the financial stability of the provider(s) of the mobile payment service and assure their compliance with the Clearing House’s regulations. PS-mpClear also processes and switches mobile financial and non-financial transactions in STP basis and routes messag-es between multiple mobile payment service providers ensuring interoperability.

To learn more about PS-mpClear, please visit:www.progressoft.com/ps-mpclear or contact us at [email protected]

Contents

Workshop Agendas .................................................................................................... 4

Meet the Team ........................................................................................................... 5

Floorplan ................................................................................................................... 6

Merchant Payment Agenda ............................................................................................ 4

Day 1 Agenda ............................................................................................................. 8

Day 2 Agenda ............................................................................................................11

Speaker Biographies .................................................................................................14

Sponsor & Exhibitor Profiles .....................................................................................29

Media Partners .........................................................................................................34

Follow Zehra @ zjchudry

4 www.mobile-money-global.com

Pre-conference workshops Tuesday 1st December 2015

GAINING AUTHORISATION IN EUROPE WORKSHOP

Led by

Nigel Reed, Operations Director, Neopay

09.30 Registration and coffee

10.00 Introduction to the Neopay ‘Gaining authorisation in Europe’ workshop

10.10 Background to e-money and the FCA• Advantages of the UK / FCA• Alternatives

10.30 Authorisation process requirements (including break-out sessions)• Preparation – Business plan, risk management, control framework• Application pack• Application submission

11.30 Coffee and networking break

12.00 Authorisation process requirements continued

• FCA liaison• FCA decision

12.30 Lunch break

13.30 Increase your chances of success

• Expectations• Ongoing requirements


15.00 Increase your chances of success continued

• How to remain compliant

15.45 Audience questions and Chairperson’s summary

16.00 Close of workshop

THE NEXT MILE: MOBILE FUTURE FOR REMITTANCES WORKSHOP

Led by


10.00 Top trends in the remittance marketplace

Faisal Khan, Founder & CEO, Faisal Khan & Company

10.30 Building mobile as the new remittance corridor

Ambar Sur, CEO, Terra


11.30 Modeling regulatory remit for cross-border transactions

Panellists include: Hamida Mohamed Salih Ibrahim, Manager Payment Systems Directorate, Central Bank of Sudan

12.15 Adopting winning business models to catalyze usage

Hugo Cuevas-Mohr, Mohr World Consulting

13.00 Lunch break

14.00 Securing customer trust at scale

Led by Mahindra Comviva


15.30 Cool customer case studies on remittance innovation

Led by Mahindra Comviva

16.30 Close of workshop

MERCHANT PAYMENT AGENDA: WEDNESDAY 2 DECEMBER 2015


09.20 Workshop One E-commerce and customer payment journeys


11.20 Workshop Two Payment channels – what options are available to you and what factors do you need to consider when introducing a payment layer

Francesco Burelli, Partner, Innovalue Management Advisors

13.00 Lunch and networking break

14.00 Workshop Three

In partnership with

Run by Burak Ünaldı, Secretary General, TAMPF (Turkish Federation of Shopping Centres and Retailers)Including the panel discussion: Web, app, in-store or all?: When is it critical for all merchant types to offer omni-channel experience for their customersModerator: Moses Kemibaro, Commercial Manager, Perform Group

Panellists include: Burak Ünaldı, Secretary General, TAMPF (Turkish Federation of Shopping Centres and Retailers)Utku Temiz, Digital Sales Systems Manager, Domino’s Pizza Turkey


16.30 Workshop FourMobile financial services – building a sustainable infrastructure for your financial service

in partnership with

Run by Kimathi Githachuri, Head of The Helix Institute of Digital Finance, Microsave

5 Follow us @mobilemoneyhub #MMGlobal


MEET THE TEAM

Please do not hesitate to ask a member of our team at the registration desk if you have any questions or require assistance:

Zehra Chudry, Head of Content E: [email protected]

Mike Seaman, Portfolio Director E: [email protected]

Sophia De Francesco, Programme Manager E: [email protected]

Rebecca Pinner, Production Assistant E: [email protected]

Manoj Nardani, Commercial Manager E: [email protected]

Abigail Bailey, Operations Manager E: [email protected]

FOLLOW US ON@MobileMoneyHub @PSAWorldSeries

#MMGlobal @PaymentGatewayAND USE OUR HASHTAGS:

#MMGlobal #PSAGlobal

JOIN USSearch ‘MobileMoney Group’


EXHIBITION FLOORPLAN

Catering

PayExpo Istanbul 2016 Area

Catering

Merchants Payment Theatre

Mobile Money & Digital Payments Global

&Payments Security & Authentication Global

Telepin Software A10

Easy Solutions A15

Neopay A20

Dermalog A25

eServGlobal A30

Tpay B5

Amdocs B10

ProgressSoft Corporation B15

Wirecard B20

Estel B22

Tagattitude C22



Catering

PayExpo Istanbul 2016 Area

Catering

Merchants Payment Theatre

Mobile Money & Digital Payments Global

&Payments Security & Authentication Global

FAMOCO C25

IKI D5

Terra & Mahindra Comviva D10

IBM E10

ininal E25

Satsec E26

Mobven E27

Starters Hub E28

Raklet E30

Nomad / Cortex E31

Payments Accelerator E32


CONFERENCE DAY ONE: Wednesday 2nd December 2015

1-3 DECEMBER 2015 // ISTANBUL, TURKEYADDING INNOVATION TO EXISTING PAYMENT PLATFORMS

09.20 Clarion Events & Chairpersons welcome address

Rebecca Pinner, Programme Assistant, Clarion EventsFaisal Khan, Founder & CEO, Faisal Khan & Company

Audience poll: Have banks finally gained the competitive edge on MNOs for financial services offerings?

09.25 Welcome Address: EU financing instruments for innovationAndrey Novakov, Member, European Parliament

09.35 Transforming Mobile Wallet into Country-wide Interoperable Mobile Payment EcosystemNabeel Ghunaim, Senior Technologist, ProgressSoft CorporationHala Abu Hantash, Business Alliance Consultant, ProgressSoft Corporation

09.55 The way forward: Moving beyond financial inclusion to economic inclusion

Sharath Dorbala, Head of Sales Marketing and Products, Amdocs

10.10 The Regulators Panel: Innovation vs. RegulationModerator: Robert Courtneidge, Global Head of Cards and Payments, Locke LordPanellists include:Zahir Fagery, Deputy Manager, Payment Systems Directorate, Central Bank of SudanMehmet Sıddık Yurtçiçek, Head of Legal Affairs Department, Banking Regulation and Supervision Agency of TurkeyJames Masoy, Manager Oversight and Policy Department, Bank of TanzaniaFrank Betz, Economist, European Investment Bank


E-COMMERCE AND CUSTOMER PAYMENT JOURNEYS

11.20 Taking the mobile wallet to the next levelEnrique Beza, Regional VP Sales Telecommunications, Wirecard

11.40 Discussing the role of digital currency in the future of retailJon Matonis, Founding Director, Bitcoin Foundation

12.00 Airtel’s experience in creating a seamless mobile commerce experience for their consumersChidi N. Okpala, Director & Head, Airtel Money

12.20 Providing your customers with an omni-channel infrastructure to capture the marketVince Kadar, President, Telepin Software

12.40 Changing the payment landscape through cross-network and cross-industry interoperabilityGilles Devillers, Head of Regional Sales Europe, HomeSend

REGULATION & ECOSYSTEM DEVELOPMENT

09.20 Clarion Events & Chairpersons welcome address

Sophia de Francesco, Programme Manager, Clarion EventsTom Wills, Director, Ontrack Advisory Audience poll: Is cryptocurrency the answer to trusted transactions?

09.30 Opening address: Payments system fraud trends and management in Turkey

Engin Eraydin, Vice President of Fraud, BKM

09.55 NFC deployment strategies: The role of the secure element in the new and evolving NFC landscape

Hervé Pierre, Chairman of the Board, SIMalliance

10.20 How do regulatory requirements help prevent targeted attacks against payment systems

Levente Habány, Cyber Security Advisor, Bank Association for Central and Eastern Europe


IDENTITY MANAGEMENT

11.20 Routes to tackle online payment as a hot vehicle for hiding fraud

Hossam M. Abd El-Rahmann, Chairman and Managing Director, Allied Compliance Consultants “ACC”

11.45 Optimise the use of identity management to understand and protect customers from fraud

Mehmet Izzet Hacialioglu, Digital Banking Security Supervisor, Garanti Bank

12.10 Fighting fraud in the deep web

Jeremy Boorer, International Director for Europe, Middle East&Africa, Easy Solutions Inc

12.30 Panel: Is a government prescribed payment security blue-print the way to ensure protection?

Moderator: Paul Rodgers, Chairman, Vendorcom

Panellists include:

Harpal Singh, Head of IT Risk and Business Continuity, Emirates NBD

Kevin Smith, Managing Director, Kevin Smith Consulting

Hossam M. Abd El-Rahmann, Chairman and Managing Director, Allied Compliance Consultants “ACC”


08.50 Speaker briefing


13.05 Mobile Money Influencers’ Lunch hosted by Amdocs (by invitation only)



WHY HAVE SOME COUNTRIES REACHED INTEROPERABILITY AND NOT OTHERS?

14.00 Tanzania case study: Following the industry-led approach to interoperabilityCharles Niehaus, Consultant – Payments and Mobile Money Interoperability, International Finance Corporation

14.20 Indonesia case study: Uniting the leading MNOs to create interoperable mWallet service for the nationRandy Pangalila, Head of Mobile Financial Services, Indosat

14.40 Pakistan case study: Easypaisa – empowering the unbanked and building interoperability for payments between banks and mobile money playersOmar Moeen Malik, Head of Strategy, Payments & Product Development, Easypaisa, Telenor Pakistan

15.00 Sri Lanka case study: Following Sri Lanka’s financial institutions; interoperability and technology drive disruptionsK V Kuganathan, Head of IT Strategy and Business Development, National Development Bank of Sri Lanka

15.20 Around the World interoperability panel: What factors have led to these countries joining the ‘mobile money interoperability club?’

Moderator: Francesco Burelli, Partner, Innovalue Management AdvisorsPanellists include: Raja Said, Business Development Manager, ProgressSoft CorporationKimathi Githachuri, Head of The Helix Institute of Digital Finance, Microsave Ronald Wakabi, Product Manager, Diamond Trust BankEsselina Macome, Former board member, Banco de MoçambiqueJustin Ho, Vice President – Mobile Financial Services, Amdocs


2015 REGIONAL SPOTLIGHT: GCC

16.30 Bank case study: Mobile payment innovations in the middle eastern market and rise of mobile in payments networks

Arda Yağcıoğlu, Corporate & Commercial Cards Payment Solutions Senior Manager, Abu Dhabi Commercial Bank

16.50 Omni Channel Digital Customer On-boarding platform for Banked populationDheeraj Ahluwalia, Head of Marketing, National Bank of Oman

17.10 Bridging the mobile money Eco-System and the Cash World – ATM Networks for mobile money automationHermann Salmen, Corp. Marketing and Strategic Business Development, Wincor Nixdorf

17.30 Review of audience poll: Have banks finally gained the competitive edge on MNOs for financial services offerings?

Faisal Khan, Founder & CEO, Faisal Khan & Company

THE ROLE OF BLOCKCHAIN IN MINIMISING FRAUD & PROTECTING DATA

In partnership with

14.00 Digital currencies and the changing face of payments

Sarah Martin, Vice President, Digital Currency Council

14.25 Blockchains for payments security

Jon Matonis, Founding Director, Bitcoin Foundation

14.50 Exploring the role of digital currency for online and brick & mortar merchants

Graham Tonkin, Partner Manager, Monetas

15.15 Panel: Is there a long-term role for blockchain in banking and payments security?

Moderator: Garrick Hileman, Economic Historian at the London School of Economics and Founder of MacroDigest.com

Panellists include:

Sarah Martin, Vice President, Digital Currency Council

Jon Matonis, Founding Director, Bitcoin Foundation

Graham Tonkin, Partner Manager, Monetas


DECIPHERING THE DIGITAL WORLD OF CYBER ATTACKS

16.30 The current status of Blockchain, how to minimise digital risks

Garrick Hileman, Economic Historian at the London School of Economics and Founder, MacroDigest.com

16.50 Understanding the rise of cyber threats

Harpal Singh, Head of IT Risk and Business Continuity, Emirates NBD

17.10 Emerging threats to digital payments: Is your business ready?

Chukwunonso Okoro, Manager, Forensic Audit Services, MTN Cameroon

17.30 Review of audience poll: Is cryptocurrency the answer to trusted transactions?

Tom Wills, Director, Ontrack Advisory

17.35 Guest Address by Ersin Pamuksuzer, Serial Entrepreneur and Investor, Founder, StartersHub

17.45 Global Payments Awards Presentation

18.00 Global Drinks Reception & The ProgressSoft Happy Hour


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CONFERENCE DAY TWO: Thursday 3rd December 2015

1-3 DECEMBER 2015 // ISTANBUL, TURKEY2015 REGIONAL SPOTLIGHT: CIS

09.30 Chairpersons welcome addressQasif Shahid, Founder & CEO, FinSurgentsAudience poll: Which continent can we expect to see driving payments innovation over the next 12 months?

09.40 Introducing innovative micro-payment services in to a fast urbanising societyStephan Becker, SVP Payments, Deutsche Telekom

10.05 Russian e-payments landscape: Local features and lessons for global developmentVictor Dostov, Director, Russian Electronic Money Federation

10.30 What is the market opportunity for digital banking and services in the CIS region?Vladimir Malugin, Regional Director of Russia, PayPal


ANNUAL REVIEW OF PAYMENTS AROUND THE WORLD

11.40 Americas case study: Understanding the introduction and the evolution of the first real ‘mobile payment’ solution in the AmericasMiguel Valero, Director of Digital Banking, Banorte

11.55 Africa case study: Following the National Bank of Kenya through its transformational journey to ‘bank on better’Kevin Amateshe, Digital Channels Development Manager, National Bank of Kenya

12.10 Europe case study: Evolving to be the bank of the millennialsKerem Abuc, Mobile Financial Services Supervisor, Garanti Bank

12.25 Asia case study: Discussing the 2020 tipping point for mobile financial services in AsiaXavier Marzan, Head of Globe G-Xchange, Globe Telecom

12.40 Middle East case study: Iran case study: Success in digital banking to serve the masses in IranUsman Qureshi, Senior Technology Consultant, Bank Pasargad

12.55 Panel: What have been the highlights for the 2015 payments industry worldwide?Moderator: James Masoy, Manager of Oversight and Policy Department, Bank of TanzaniaPanellists include: Anan Al Wanni, Country Manager, ProgressSoft CorporationXavier Marzan, Head of Globe G-Xchange, Globe TelecomKevin Amateshe, Digital Channels Development Manager, National Bank of Kenya Miguel Valero, Director of Digital Banking, BanorteMaseehullah Qadeer, Branchless Banking & Mobile Money Team Leader, USAID/FAIDA AfghanistanJero Omare-Ogah, COO, Fortis Microfinance Bank plc

BIOMETRICS: THE FINAL FRONTIER FOR PAYMENTS AUTHENTICATION?

09.30 Chairpersons welcome address

Paul Rodgers, Chairman, Vendorcom

Audience poll: Is biometrics the final frontier for payments authentication?

09.40 Is bio-metric better than traditional fraud prevention methods, or is it just Sci-Fi?

Dr. Nachshon Margaliot, CEO, OffLA SelfSafe Ltd

10.00 How secure are biometrics compared to other authentication methods?

Ron Delnevo, Executive Director Europe, ATMIA

10.30 Biometrics on mobile devices: The need for open architecture

Pierre Antonio, Head of Marketing Advisory Committee, Natural Security Alliance


THE FUTURE OF DIGITAL PAYMENTS: GLOBAL THREATS, CUSTOMER EDUCATION AND EASE OF ADOPTION

11.40 Security implications; moving toward the internet of things

Samee Zafar, Director, Edgar Dunn & Company

12.10 Panel: Where is the balance between KYC security and user experience?

Moderator: Tom Wills, Director, Ontrack Advisory

Panellists include:

Chukwunonso Okoro, Manager, Forensic Audit Services, MTN Cameroon

Pierre Antonio, Head of Marketing Advisory Committee, Natural Security Alliance

Ron Delnevo, Executive Director Europe, ATMIA

Marko Jagodič, Advisor to the CEO, Telekom Slovenije

13.00 Customer centric enterprise wide fraud management

Kerem Ozdamar, Risk Analysis and System Development Supervisor, Anti-Fraud Department, Garanti Bank




CONFERENCE DAY TWO: Thursday 3rd December 2015


13.35 Telepin hosted Lunch (by invitation only)

PAYMENTS PROJECTIONS FOR THE NEXT 12 MONTHS

14.20 BKM Express: The payment experience of the futureOkyar Tahaoğlu, Business Director, BKM Express

14.40 ProgressSoft Keynote Address: Clearing of Multiple Countrywide Mobile Payment Services Rawan Soudah, Business Analyst, ProgressSoft Corporation

15.00 Payment Leader’s Predictions

in partnership with

Moderator: Jeffrey Bower, Digital Finance Specialist, Better Than Cash Alliance UNCDFPanellists include: Kıvanç Onan, Regional Director of Turkey, Middle East and North Africa, PayPalMatthias Kröner, CEO and Founder, Fidor BankYves Eonnet, CEO, TagattitudeSenior Representative, IBM

THE INTRODUCING ‘SECURITY INNOVATION ROUNDTABLES’

In this interactive session of the event, join the discussion table & discussion on the topic which interests you and your business the most.

Table One:Successful step by step guide to introducing biometric payment authentication into your business

Led by Kevin Smith, Managing Director, Kevin Smith Consulting

Table Two: Discovering the cloud for use in banking

Led by Levente Habány, Cyber Security Advisor, Bank Association for Central and Eastern Europe

Table Three: Establishing which platform offers the most secure route to protecting your revenue and business

Led by David Parker, Founder & CEO, Polymath Consulting

15.30 Closing audience poll: Is biometrics the final frontier for payments authentication?Paul Rodgers, Chairman, Vendorcom

Joint Plenary

16.00 Payments Dragons Den Global

We are delighted to welcome back the Payments Dragons Den platform to Mobile Money & Digital Payments Global 2015 in partnership with StartersHub. What is the next big thing set to change the payments industry? Join us in our exciting, energy –packed Payments Dragons Den as three up-and-coming start-ups showcase their financial services products and programmes, set to revolutionise how people move, manage and spend their money.

We are delighted to be working in partnership with StartersHub. Acting as a catalyst for the region’s entrepreneurial ecosystem, StartersHub is a world-class platform offering startups everything they need under one umbrella, including extensive know-how and network, multi-stage funding, services, strategic partnerships, hands-on mentorship and an inspiring workplace at the heart of the business district in Istanbul.

2015 Dragons:Ersin Pamuksuzer, Serial Entrepreneur and Investor, Founder, StartersHubHaggi Hochberger, Director, Innovation Partnership Program, AmdocsPaul Rodgers, Chairman, VendorcomDavid Parker, Founder & CEO, Polymath Consulting

17.00 Award presentation for Best Speaker & Audience Contributor 2015 Awards

Zehra Chudry, Head of Content, Clarion Events17.20 Closing audience poll: Which continent can we expect to see driving payments innovation over the next 12 months?

Qasif Shahid, Founder & CEO, FinSurgents

17.25 Close of Conference

Don’t forget to collect your Certificate of Attendance at the registration desk at the end of the event!

In partnership with:

15.30 Coffee and networking Break




Hala Abu Hantash Business Alliance Consultant ProgressSoft Corporation

Hala Abu Hantash is a Business Alliance Consultant working at ProgressSoft Corporation,

a leading provider of real-time payment solutions. Hala is responsible to liaise with all entities that will come together to setup different models of Mobile Payments in different initiatives to include a large collaborative partnership in Egypt. She is also managing multiple Mobile Payments projects with more than 8 years of Project Management experience under her belt. Ms. Abu Hantash works closely with both the business and technical teams to ensure a common understanding of all stakeholders and a smooth delivery of business requirements.

Kerem Abuc Mobile Financial Services Supervisor Garanti Bank

Kerem Abuc has been working on mobile services and payments since 2010. He is currently in charge

of Garanti Bank’s products & services running on mobile platforms (incl. phones, tablets, wearables, smart TVs, smart cars, etc.) and took role in many successful projects as well as new product launches. Prior to his work at Garanti Bank, Mr. Abuc was a member of value added services management team at Turkcell. Mr. Abuc received his B.Sc. degree in Information Systems Engineering, from the dual diploma program of State University of New York and Istanbul Technical University. He got his M.Sc. degree from Bosphorus University Technology Management Program.

Dheeraj Ahluwalia Head of Marketing National Bank of Oman

Dheeraj Ahluwalia brings 25 years of global financial experience with core competency in Consumer

Banking, Payments and Insurance. Dheeraj is a US graduate having completed his undergraduate and MBA from Pittsburg State University, Dheeraj spent 20 years in the US, worked for organizations like GE Capital, Mastercard Worldwide and Bank of America. Besides having held global roles, he has experience working in Asia Pac with Standard Chartered and most recently in ME region with National Bank of Oman. Dheeraj has headed up various teams in Products, Marketing, Re-engineering, Customer Experience and Digital. He has launched digital across 3 continents with 4 different organizations and his experience includes launching mobile banking, online banking, designing new portal, P2P and P2M payments, remittance platform, SEO, SEM, Social Media strategies, Direct Bank, Branch of the future, Omni channel Digital lending platform, next gen ATM and Call centers, all delivering omni channel cutting edge customer service and fulfillment. He is very passionate about Digital, Customer Service and Consumer Banking, which is where he has been focused over the last decade in leading transformational initiatives for various banks and financial institutions redefining customer experience, streamlining service delivery and overall customer experience. His favorite phrase “I am not interested in technology, but very interested in what it can do for my customers, the business and shareholders”.

Anan Al Wanni, Country Manager ProgressSoft Corporation

Anan Alwanni has in depth and diverse knowledge in the fields of Mobile Payments, Electronic

Check Clearing and Electronic Fund Transfer amongst other advanced Payment Technologies. He built his career in the National Payments domain in ProgressSoft itself for the past 14 years. He is currently a Country Branch Manager at ProgressSoft Corporation, which is a multinational Payments Software company specializing in Real-time Payments and Imaging Technologies. Before this position, he spent many years as part of the Business Development team in the company where he helped direct customers to find their needs of real-time payments in ProgressSoft services. He is passionate towards building real yet simple solutions for everyday issues by utilizing Gamification techniques; game thinking and mechanics in a non-game context to engage users and solve problems. Mr. Alwanni holds a bachelor degree of Computer Science and Finance and received his MBA from Warwick Business School, Coventry, UK.

Kevin Amateshe Digital Channels Development Manager National Bank of Kenya

Currently Kevin Amateshe is the Digital Channels Development Manager at National Bank of Kenya.

Previously he was the Orange Money Product Manager at Orange Kenya. A holder of a BSc. Degree in Electronic and Computer Engineering, he has gained vast knowledge and experience in both technical and business related fields within his various roles, more so within the mobile money and digital payments space. An avid innovator driven by the ever changing market and client needs, with a keen eye on financial inclusion.

Pierre Antonio Head of Marketing Advisory Committee Natural Security Alliance

Pierre Antonio is the Head of Marketing Advisory Committee of the Natural Security Alliance. Pierre

has over twenty years of experience in the card industry. His career started in the ATM business unit of Bull CP8, after which he held several positions as a consultant (project management or marketing) for various major companies in different area: banks, retailers, MNO, vendors. In 2005, Pierre became the VP Sales and Marketing at Jware Technologies, a software vendor specialised in front-end solutions for card payments and secure transaction processing. He joined Natural Security in 2012.

SPEAKER BIOGRAPHIES



Telepin Software is a leading provider

of mobile transaction infrastructure

software, providing mobile operators the

most efficient and cost-effective way to

control their distribution network,

maximize revenues from mobile

financial services, and deliver innovative

mobile financial applications.

Helping you reach unbanked & underserved customers

Imagine what we can do together

For more information visit www.telepin.com


Stephan Becker SVP Payments Deutsche telekom

Stephan is responsible for the development of the payment strategy and the rollout of its product

portfolio. Stephan is a long term Executive in the payment and IT Industry, combining expertise in strategic planning with industry-specific know how and leadership skills. These attributes drove his career as an executive leader in the payment processing and financial services sector. With more than 25 years of global management experience, Stephan has successfully executed projects in all areas of the payment industry (processing, issuing, acquiring, mobile, card, E-Commerce, etc.) In addition to his current position as SVP Payment at Deutsche Telekom AG, he has also served as board member in payment companies in Germany, South Africa, Ukraine and UAE. His past professional life cover following positions: CEO of payfair AG, Managing Director of First Data Central Europe and Vice President, Group Account Director of MasterCard, heading their Global Key Account Management, Managing Director of PLUSCARD GmbH and CMO at Eufiserv. In parallel, Stephan acted as entrepreneur, being founding member of several start ups in the payment industry, which are today, all well-established companies. In the last years, Stephan was strongly involved in SEPA as well as in different projects in Development Countries and emerging markets. These projects had a special focus on mobile payment services and E-commerce. For successfully executing such undertakings, Stephan keeps in regular contact with the IFC/World Bank and the EBRD.

Frank Betz Economist European Investment Bank

Frank Betz has been working as economist in the Country and Financial Sector Analysis Division of

the European Investment Bank (EIB) since 2012. Areas of expertise include the Mashrek economies and financial inclusion. In that role is also contributing to EIB’s work on digital financial services. Prior to joining EIB he worked for the European Central Bank (ECB) in the business areas Financial Stability, Research, and Market Operations. Frank Betz holds a PhD in economics from the European University Institute in Florence, and has published in various international journals.

Enrique Beza Regional VP Sales Telecommunications Wirecard

Enrique has a strong ePayment background especially since he joined EUROCARD (EURO

Kartensysteme and eurocheque GmbH, Frankfurt) in 1998, back then the leading acquiring bank and MasterCard licensee for Germany. Enrique was seconded in September 2005 to the UAE by the German business unit of Atos Worldline – a leader in end-to-end services for critical electronic transactions, specialized in electronic payment services (issuing, acquiring, payment solutions, terminals and card processing), services for financial markets as well as eCS (eServices for customers, citizens and communities), and services for critical transactions for Telecom Prepaid. In June 2007 Enrique joined the Emirates Telecommunications Co. (Etisalat) in the UAE. He started his career at Etisalat heading the Prepaid Recharge section, responsible for the development of electronic recharge distribution channels. In October 2009 Enrique was called to join the newly established EMCS (Etisalat mCommerce Services) business unit to head the mCommerce section directing the Product Marketing of Mobile Financial Services, mobile Money, MMT, and mPayments. In September 2013

Enrique re-joined Wirecard AG, Munich (Germany) as Regional VP Sales Telecommunications for Africa and Middle East.

Jeremy Boorer International Director for Europe Middle East & Africa, Easy Solutions Inc

As Director of Europe, Middle-East and Africa, Jeremy Boorer is responsible for solidifying Easy

Solution’s presence in the region, and expanding the company’s customer base and partner ecosystem. Jeremy has spent more than 20 years in the software industry and 15 years in the internet security space, helping enterprises and governments in 80 different countries unlock the power of emerging security and anti-fraud technologies. Prior to joining Easy Solutions, Jeremy was Territory Manager at Entrust for the Middle-East and Africa, where he established presence 10 new territories and he also held management roles at Oblix, ShowCase Corporation and Oracle. Jeremy has spent more than 25 years in the software industry and 15 years in the Internet security space, helping enterprises and governments in 80 different countries unlock the power of identity protection, authentication and anti-fraud technologies. With a background as a seasoned technology business development and sales professional in challenging international environments, Jeremy arrived to Easy Solutions in 2013 to oversee the company’s expansion into new markets outside of North and South America. Since then, he has pushed forward in solidifying Easy Solutions’ presence in these regions and growing the company’s partner ecosystems.

Jeffrey Bower Digital Finance Specialist Better Than Cash Alliance

Jeffrey works as a Digital Finance Specialist for the Better Than Cash Alliance, a UN-based partnership

of governments, companies and international organizations that accelerates the transition from cash to digital payments to reduce poverty and drive inclusive growth. He provides expert technical assistance to build successful payment ecosystems. This includes leading inclusive ecosystem approaches with governments, working with global corporations to define their digitization strategies, and providing technical assistance on national payment programs. Jeffrey has played a key role in defining strategy, developing and launching multiple payment systems around the world including Modelo Perú, the world’s first interoperable national digital payments platform focused exclusively on financial inclusion. Prior to the UN, Jeffrey led emerging business development for Scotiabank’s international banking division, building mobile money programs in Haiti, Mexico, Colombia and Peru. fffffCentre for Global Affairs.

Francesco Burelli Partner Innovalue Management Advisors

Partner at Innovalue Management Advisors. Francesco has over 19 years of experience in

the areas of strategy, M&A, regulatory impact assessments and performance improvement. Cards, payments and transaction banking expert, Francesco works with payment schemes, banks, processors, technology providers, NGOs, government agencies and corporate treasuries on global basis. Previously Partner at Value Partners in London, Director with the Payments Team of Deloitte LLP, Head of Cards and Payments at A.T.Kearney FIG UK and before he led the European and Asian Cards and Retail Payments practice at Capco. Before that he was at Midland Bank, later HSBC. Francesco started his banking and consulting career after his MBA

SPEAKER BIOGRAPHIES


1-3 DECEMBER 2015 // ISTANBUL, TURKEYin 1995 transitioning from an earlier career in TMT. In the last 5 years he has led major international expansion initiatives and major strategic initiatives for Fortune 100 and Fortune 500 companies. Francesco is a Fellow at the Institute of Financial Services (UK), is a member of top-tier industry editorial boards for mobile, cards, payments and consumer credit as well as advising to other top tier industry publications and “think tanks”. He is quoted frequently on industry publications and a regular speaker at industry events.

Robert Courtneidge Global Head of Cards and Payments Locke Lord

Robert Courtneidge is the Global Head of Cards and Payments at Locke Lord LLP. He is noted

for his knowledge and experience in the e-money area, where he has acted on matters for major financial institutions around the world, as well as for internationally well-known technology providers. He has more than 20 years of experience in the cards and payment systems and is skilled in all aspects of consumer finance issues, including consumer protection, banking regulation and compliance and data protection. Mr. Courtneidge works closely with The Payments Council, HM Treasury and the Financial Services Association and other compliance and industry bodies to ensure compliance for his clients. He places special emphasis on working with high tech industries and products in the financial services industry, embracing new technological and legislative/regulatory developments. Many of his clients have new products, and he is able to guide them in the process of bringing them to the market. Mr. Courtneidge is named as one of the Top 10 Payments Lawyers by Paybefore in 2015, the key publication and information provider to the prepaid, mobile and emerging payments industry. He is the only non-North American based lawyer to be recognised and is honoured for his commitment to the progress of emerging payments and his passion for his work in the industry. He was also named Best Industry Contributor at The Prepaid Awards 2011, recognising his achievements and commitment to the industry. He is Chairman of the Prepaid International Forum. Mr. Courtneidge is a frequent spokesperson on current issues facing the European Payments’ Industry including the Payment Services Directive, SEPA, Third Money Laundering Directive and the second E-money Directive and regularly speaks worldwide on prepaid cards and its technology.

Ron Delnevo Executive Director Europe ATM Industry Association

Originally from Edinburgh in Scotland, Ron Delnevo has lived in London for many years. After gaining

experience at Board level at a number of companies, Ron created UK Independent ATM Deployer Bank Machine in 2003.He led the company until 2012, delivering industry-leading customer service and double-digit annual revenue growth . During that time, Ron actively participated in several LINK committees, taking a particular interest in improving financial inclusion and innovation. Having served as a Director of the UK Payments Council for 3 years and Chair of the European Board of the ATM Industry Association for four years, in March 2014 Ron took up the role of Executive Director Europe for the ATMIA. Ron has a special focus on supporting choice in payment methods and is a recognised European thought leader on that subject. Ron takes a keen interest in politics and economics, is a Trustee of Citizens Advice , enjoys travel and loves sport, especially his beloved Heart of Midlothian Football Club.

Gilles Devillers Head of Regional Sales Europe HomeSend

Gilles has extensive experience in the telecommunications industry, working on

interoperability of mobile data services. He has held a variety of business development positions in different industries. He has been playing a key role in the successful deployment of the HomeSend remittance hub service. In 2014 the existing HomeSend activity was spun off into a joint venture between MasterCard, eServGlobal and BICS. Gilles heads the business development for the European region at HomeSend. Gilles holds a Master degree in Information and Communication Sciences from ULB, Brussels.

Sharath Dorbala Head of Sales Marketing and Products Amdocs

Sharath Dorbala is the head of Sales, Marketing and Products for Mobile Financial Services at Amdocs.

Sharath is a Silicon Valley based veteran in the technology industry with over 17 years of experience. His passion over the last 2 years has been to work towards enabling affordable financial inclusion for the bottom of the pyramid. Having dedicated a lot of time in the emerging Asian markets, he believes that the solutions here are going to have a profound influence on the mobile financial services models worldwide. Sharath is strongly influenced by Daniel Pink’s “A whole new mind”, and believes that the next generation of technology products must follow the right-brained principles of design, meaning, empathy, story, symphony and play. Prior to this role, Sharath was Head-Products for Amdocs CRM product line. He oversaw the largest roll out of customer service software implementations in the world, launching several new customer-centric initiatives like multi-channel self-service, retail, and device management and personalization solutions. He holds a Masters of Science in Information systems from Northeastern University, Boston and Masters in Management and Economics from BITS, Pilani, India.

Victor Dostov Director Russian Electronic Money Federation

Dr. Dostov is a President of the Russian Electronic Money Association, organization representing the

largest electronic money operators and money transfer companies in Russia. With the background in management, research and investment in payment technology projects, Victor is one of the leading experts in the field. He advised public bodies on drafting regulation for electronic money in Russia and continues to provide his expertise on the further evolution of legal framework – especially prudential supervision and AML/CFT issues. He previously held a position of a founding partner in PayCash Group where he contributed to the launch of successful projects both in Russia (Yandex.Money, Beeline mobile commerce, etc) and abroad. Victor is also known as an ardent proponent of using hi-tech payment instruments for enhancing financial inclusion and therefore provides his expertise in CGAP, AFI, FATF and Eurasian Group. Dr. Dostov gives lectures on new technologies and is a frequent speaker at international events. He is also a columnist, the author of publications on new payment methods, regional author for “Financial Regulation International” (Informa) and a member of expert board for the Settlements and Transactions in a Commercial Bank Journal .


Hossam M. Adb El-Rahman Chairman & Managing Director Allied Compliance Consultants “ACC”

Hossam M. Abd El-Rahman is the Chairman & Managing Director at Allied Compliance

Consultants “ACC”. Chairman, Association of Certified Financial Crimes Specialists “ACFCS” – Dubai Chapter, Chairman, International Due Diligence Association “IDDA” – Dubai Chapter and Advisory Board Member, International Due Diligence Association “IDDA”. He is a well-known international consultant, trainer & speaker with more than 18 years of experience in the fields of Public Accounting, Banking, Fraud, Forensics, Financial Crimes, Corporate Governance, Regulatory Compliance, Sharia’h Compliance, Anti-Money Laundering, Counter Terrorism Financing, Internal Control and Business Re-Engineering. Hossam is also outsourced compliance officer, money laundering reporting officer and internal auditor for many financial institutions in the Dubai International Financial Center (DIFC). He is also a financial crimes consultant for many financial and nonfinancial institutions. Throughout his career; Hossam worked for leading Conventional and Islamic banks in the MENA region where he assumed senior positions. He was Compliance, AML & Fraud Head at Samba Financial Group – Dubai, UAE. Prior to that, he was Compliance Supervisor at Kuwait Finance House – Kuwait.

Yves Eonnet CEO Tagattitude

Yves Eonnet was educated in France and in America. After a scientific undergraduate degree, he obtained a Master of Law from Paris Law school. After 20 years in Payment Industry, including 10 years in charge of innovation at Schlumberger/Gemalto, Yves is a recognized expert in electronic transactions. As CEO and co-founder of Tagattitude, Yves developed a breakthrough payment and banking platform called TagPay that is 100% cell phone centric, using patented technologies. TagPay is now installed in 20 countries and paves the way to mobile money in emerging countries. Yves Eonnet believes that if we had all had a mobile phone in our pocket in the 70’s we would have never used cards to pay and the cellphone would have become our standard banking and payment tool. The unexpected success of cell phone technology all over the world is provoking a complete change of rules in the banking business and will give access to banking to excluded populations.

Engin Eraydin Vice President Fraud BKM

Engin Eraydın was born in 1973. He graduated Middle East Technical University (METU). He started

to work in the payment cards sector in 1997. He worked for Esbank Credit Cards Center between 1997-2001 as a Specialist. He has been working as a Fraud Vice President for BKM (Interbank Cards Center) since 2001. Mr. Eraydın is married and has one son.

Zahir Fagery Deputy Manager Payment Systems Directorate, Central Bank of Sudan

As Head of section for the Strategic Planning and Project Follow-up implementation, I used to develop a plan and follow-up the Mile-Stone for the entire Payment system Directorate Projects at the Payments System Directorate which their stack holder concerning the commercial banks payments services providers and services operators.

Kimathi Githachuri Head of The Helix Institute of Digital Finance Microsave

Kimathi Githachuri is the Principal Consultant and Head of The Helix Institute of Digital Finance

at MicroSave Consulting, with more than ten years’ experience in telecommunications and digital financial services, having worked for, and with, a number of leading organizations in developing countries. He was part of the initial team that rolled out Safaricom’s M-PESA agent network in Kenya. Most recently, Kimathi was involved in the launch of The Helix Institute of Digital Finance as its first head, as well as assignments for leading telecom and banking agents in Africa and Asia. Prior to joining MicroSave, Kimathi worked for Warid Telecom Uganda where, as Head of Warid Pesa, he led the ab initio deployment of the mobile money service that saw it voted joint global winners with Barclays Bank Plc. for ‘best new mobile money service for 2012’, and listed as a GSMA Sprinter in 2013. He also played a leading role in the product design and commercial roll-out of the first-ever national mobile-based tax-payment system in partnership with Uganda Revenue Authority [URA] and Orient Bank Ltd. Kimathi is currently pursuing a PhD in Business Administration and holds an MBA degree, both from The University of Nairobi in Kenya.

SPEAKER BIOGRAPHIES

Access international cutting-edge payments

information in one place:

www.future-payments-gateway.com


1-3 DECEMBER 2015 // ISTANBUL, TURKEYLevente Habány Cybersecurity Advisor Bank Association for Central and Eastern Europe

Levente specialises in risk-based process audit in banking. He combines IT audit and process audit to cover all possible types of risk inherent to the examined business activity. Levente has a long track record in working with market regulators and assisting regulatory on-site audits. Levente is Cybersecurity Advisor to BACEE (Banking Association for Central and Eastern Europe) and Business Continuity Management Advisor at BCM Software Ltd., Budapest. 2013-2015 Széchenyi Commercial Bank, Budapest, Chief Internal Auditor; 2011-2013 Ministry of Public Administration and Justice, Budapest, Deputy Director General – Operations; 2008-2011 National Bank of Hungary, Budapest, Overseer of the Retail Payment System (BKR), IT Auditor; 2006-2008 Landesbank Baden-Württemberg, London Branch, Internal Audit Manager – Capital Markets Auditor; 2001-2006 Calyon Bank Hungary, Calyon Financial, London, Department Head, Internal Audit; 1998-2001 BNP-Dresdner Bank Hungary, Budapest, Senior Internal Auditor; 1995-1998 Mazars & Guérard, Budapest, Statutory auditor

Mehmet Izzet Hacialioglu Digital Banking Security Supervisor Garanti Bank

Mehmet Izzet Hacialioglu has worked as a Special Projects and Security Management Supervisor/

Delivery Channels Department for almost 3 years and has been working for Garanti Bank for over 8 years leading him to be well established within the industry. He is responsible for deciding security policy and procedures for Digital Banking processes and leads all projects about compliance and regulatory issues. In addition to this Izzet searches for new techniques for Digital Banking implementations and initiates new projects for login processes such as mobile signature, e-signature and embedded token login types.

Garrick Hileman Economic Historian at the London School of Economics and Founder of MacroDigest.com

Dr. Garrick Hileman is best known for his research on monetary innovation and he is frequently sought

as a speaker on this and other topics. Garrick is regularly invited to share his research and perspective with the media, including the BBC, CNBC, FT, WSJ, Sky News, and NPR. He was recently ranked as the 34th most influential economist in the UK & Ireland. Garrick’s teaching at the London School of Economics has focussed on comparative national economic performance. His other research interests include: systemic risk, sovereign debt, financial crises, black markets, financial repression, and innovation. Garrick is the founder of MacroDigest, which employs a proprietary algorithm and a team of human editors to cluster trending economic news, analysis, and debate. MacroDigest is supported by the Centre for Macroeconomics and has received praise from influential economists such as Brad DeLong and Tyler Cowen. Prior to turning to academia Garrick worked for 15+ years in the private sector with both start-ups and established companies such as Bank of America, The Home Depot, IDG, and Allianz. He previously co-founded and led the investment team for a $300 million San Francisco-based tech incubator. He also worked at Montgomery Securities in both equity research and corporate finance, where he executed over $1 billion in M&A and underwriting transactions. Garrick has served on the boards of directors of both publicly traded and private companies. He has worked or consulted in a wide range of industries, including banking, technology, online media, specialty finance, insurance, business services, retail, non-profit, education, and government.

Justin Ho Vice President – Mobile Financial Services Amdocs

Justin brings more than two decades of experience in the technology and finance domains. Prior to

joining Amdocs, Justin was Co-Founder and Co-CEO of Utiba Pte Ltd, a pioneer in the field of mobile commerce, with installations in over 15 countries. Justin was responsible for Utiba’s success as a world-class organization that re-defined the boundaries of traditional financial services, with numerous category-defining innovations in mobile banking, mobile retailing, mobile micro-finance, and international remittances. Justin is a strong advocate of financial inclusion and branchless banking and has a filed a number of patents to advance the usability of these services. Justin holds a Bachelor’s degree in Mechanical Engineering from Melbourne University. On the personal front, Justin nurtures a passion for golf, radio control airplanes, development and aid work in developing countries, and spends time with his family.

Haggi Hochberger Director Innovation Partnership Program, Amdocs

As head of Enreach, Amdocs Innovation Partnership Program, Haggi is focused on developing an

ecosystem of innovative start-ups, synergizing their unique value with Amdocs’ core offering to rapidly generate unique commercial offerings, and promoting them to Amdocs customers. This includes solid partnerships with start-ups to enable key mobile financial services use cases that are part of Amdocs offering. Haggi has over 14 years of experience in the telecommunication industry. Prior to moving to his current position Haggi has held various roles at Amdocs, including Delivery, Business Consulting and Customer Business Group where a was a Business Development Director in EMEA, supporting sales to key customers. Haggi holds a BA in Law from the Hebrew University in Jerusalem, and a MBA from Tel Aviv University in Israel.

Marko Jagodič Advisor to the CEO Telekom Slovenije

Mr. Marko Jagodič holds B.Sc. and M.Sc. degrees in Electrical Engineering from University of Ljubljana.

During 31 years of his professional carrier Marko worked in different roles for national and international companies in various industries. As a software R&D engineer he was involved in design of VLSI microchips, CAD systems, traffic control systems, ERP systems, as a consultant he consulted in IT related management consulting and BPR, as a sales manager he managed sales teams selling system integration services and SW development services on national and international markets, as a business manager he managed international teams and customers from telecommunications, financial institutions and government institutions. Marko joined mobile network operator Mobitel d.d. at the end of 2004, taking responsibility for planning and development of an extensive portfolio of value added services and platforms that enable those services. In 2011 Marko joined converged operator Telekom Slovenije, d.d. as Assistant of the President of the Managing Board. Marko is passionate for mobile payments and is a frequent speaker on conferences covering different aspects of mobile financial services.




Vince Kadar President Telepin Software

Vincent Kadar, CEO of Telepin Software, has almost 20 years of executive experience in software

technology companies for wireless and telecom networks. Prior to his role with Telepn, Vincent was founder and CTO at Airwide Solutions, a leading provider of mobile messaging infrastructure. Mr. Kadar has also served as Director of Wireless Technology at InfoSpace Inc, and in senior technology positions at CrossKeys Systems and Accenture. Vincent frequently presents at industry conferences and has been published in leading magazines. For more information, visit his blog about mobile money: www.mobilemoneytransactions.com

Faisal Khan Founder & CEO Faisal Khan & Company

Faisal Khan is a payments consultant & crypto-money advocate, co-host of Around the Coin, a

weekly podcast on Banking, Money & Payments. He is also the resident payments expert on Quora. Faisal specializes in the design and solution architecting of Payment Systems & Networks based on the current payment rails, and on advance rails such as Bitcoin, Ripple, ATM, etc. Solution offering is based on either in-person, online/web, mobile or a combination of these elements. Previously, Faisal had spent 15+ years in the IT (Financial Services) sector, before formally moving into the financial services consulting sector in 2010.

Matthias Kröner CEO and Founder Fidor Bank

K V Kuganathan Head of IT Strategy & Business Development National Development Bank PLC

Kuganathan is currently working as the Head of the IT Strategy & Business Development Department

at National Development Bank, Sri Lanka. He holds the MSc in IT Consultancy, and won the award for the Best Project of the Year. He is a BSc (Hons) graduate in Computing and Information Systems. Currently Kuganathan is reading for his PhD in Channel Optimization at the University of Colombo, Sri Lanka. The research involves mobile related digital inclusion mechanisms for micro and SME sector. He is a member of the British Computer Society and Honorary Treasurer. He is also the Chief Judge for the National Best Quality ICT Awards in Sri Lanka, which is the only national Oscar event for IT. He has also been in the judge panel for the Asia Pacific ICT Awards (APICTA) for the last 5 years.Kuganathan has shared his knowledge in many conferences, in Japan, Hong Kong, Malaysia ,Turkey and Brunei. He has published numerous research papers on Green IT and digital payment channels. He has been employed as the Head of eBanking at Hatton National Bank, which is the largest private bank in Sri Lanka. He has also worked in Barclays Bank and Argos, UK. His current work is involved in development of digital banking related services, and has contributed for national ICT development.

Esselina Macome Former Member Banco de Moçambique

Dr.Esselina Macome was born on May 23, 1962 in Maputo. She holds a Doctoral Degree (Phd), in

Information Technologies by University of Pretoria, in South Africa in 2003; she also has a Master Degree (MSc) in Analysis, Design and Management of Information System by London School of Economics and Political Science (LSE) , in 1992. Dr. Macome is undergraduate in teaching of Mathematics by “Paedagogische Hochshule” Dresden- Germany, in 1987. She is presently Associate Professor at Eduardo Mondlane University. Dr. Macome joined the Central Bank of Mozambique in 2005 as Executive Director and Member of the Board, position that she hold until July 2015. During this period, she was responsible for Issuing, Payment Systems, Information and Communication Technology and Budget and Accounting portfolio. At the Central Bank of Mozambique, Dr. Esselina Macome, chaired different committees namely: the Strategic Plan preparation Committee and the Launching of the New Family of Mozambican Bank Notes and Coins Committee, Nation payment System Switching (SIMO), Financial Inclusion strategy preparation, launching of polymer Banknotes Dr. Macome has large experience in teaching and research in the area of ICT; she supervised more than 30 final works of the information systems courses at Eduardo Mondlane University; as an external examiner at Namibian University, Cape Peninsula University of Technologies, and Cape Town University in South Africa. She also tutor of the Information system MSc programme at the University of Oslo. She published more than 20 scientific articles and chapters of books during her carrier. Her research interest is in the areas of Information communication Technology for Development, Payment Systems, Financial Inclusion and Currency. Dr. Macome also, participated in different conferences, seminars and workshops organized by Academic bodies, Banks and Financial institutions.

Omar Moeen Malik Head of Strategy, Payments & Product Development Easypaisa, Telenor Pakistan

Omar has been part of the core Mobile Financial Services team at Telenor since before launch in

2009. He designed and deployed the Easypaisa OTC and e-Wallet businesses for Easypaisa, the first Mobile Money service in Pakistan, and was involved in developing and managing the distribution channels, as well as having the main responsibility of interacting with the Telco and Banking Regulator on the Regulations for Branchless Banking. As the head of Strategy and Payments for Easypaisa, Omar is responsible for developing and driving the strategy plans for the Easypaisa business and heading key strategic projects. He is also responsible for developing the Mobile Money financial eco-system in Pakistan through strategic partnerships. Prior to his 6 years of experience in Mobile Financial Services, Omar headed the GSM Value Added Services Products unit at Telenor. He has also worked with Teradata and has experience in Advanced Analytics with Data Warehouses for Cellular Telcoms and Banks in the MEA region.


SPEAKER BIOGRAPHIES

Vladimir Malugin Regional Director of Russia PayPal

Vladimir Malugin is the Chairman of the Management Board of PayPal RU, leading

PayPal’s business in the Russian market, driving growth and actively developing business strategy. Before joining LLC NBCI “PayPal RU”, Vladimir worked at HTC as General Manager for Middle East, his core responsibilities covered development of retail and distribution business, marketing and entry into new markets. Before 2011 he was a Marketing director of HTC in EMEA and actively participated in brand creation and HTC positioning in the market. Between 2007 and 2009 Vladimir held a number of positions in Polaroid Consumer Electronics Europe in London including a position of Vice President for Product, Marketing and Services. Before that Mr. Malugin managed the development of business and marketing at Eastman Kodak and held also a number of positions in other high-tech companies and communications. Vladimir Malugin has an MBA degree from The University of Cambridge (UK) since 2002 and a degree in management from the Russian Presidential Academy of National Economy and Public Administration since 1997.

Dr. Nachshon Margaliot CEO OffLA SelfSafe Ltd

Nachshon Margaliot is a co-founder and CEO of OffLA SelfSafe Ltd, a company that developed a

smartphone based fraud prevention technology for e-Wallets. Under his leadership, the company won EUR 2 million grant from Horizon2020 program and recognized as a developer of disruptive technology by the EU Commission. Dr. Margaliot is a serial entrepreneur who founded few startup companies over the last 20 years, following a career as a senior officer with the Israeli Defense Forces. He also serves as a mentor in SuperCharger FinTech Accelerator in Hong Kong. He brings leadership and experience on both management and professional levels, being multidisciplinary in skills as well as education. Dr. Margaliot holds a B.Sc. in Computers & Statistics from the Bar Ilan University and M.Sc. and Ph.D. in Management Science, both from the Tel Aviv University. Nachshon also serves as a part time lecturer at Bar Ilan University School of Business. Nachshon is 52 years old and lives in Elkana, Israel with his wife, three children and five grandchildren. He is a volunteer council member in his local municipality, responsible for industrial development. Nachshon served as a deputy mayor for five years, responsible for the planning and zoning committee. In his free time, Nachshon likes scuba diving and playing chess.

Sarah Martin VP Digital Currency Council

Sarah Martin is the Vice President of the Digital Currency Council, the leading trade group for the

digital currency industry. Sarah sits on the US Federal Reserve’s Faster Payments Task Force and is active in digital currency education and outreach. She’s a contributor at The Street and has published in American Banker, VentureBeat, and the Council on Foreign Relations. She also speaks about the rapidly developing digital currency industry at financial technology conferences worldwide. Previously, Sarah worked for the US Department of Defense, United Nations (UN), and US Agency for International Development (USAID). She graduated cum laude from Cornell University and has a master’s in international economics from the Johns Hopkins University School of Advanced International Studies (SAIS).

Xavier Marzan Head of Globe G-Xchange Globe Telecom

Xavier Marzan is the President & CEO of G-Xchange, Inc. (GXI), a fully owned mobile payments and commerce subsidiary of Globe

Telecom—one of the leading telecom and digital providers in the Philippines. He leads both GXI’s Issuing and Merchant Acquiring businesses. GXI pioneered the revolutionary model in cardless and cashless mobile commerce service called GCASH which was launched in the Philippines in 2004. This service has earned various international accolades including GSMA Awards for Best Mobile Messaging Service, Mobile News Asia’s Most Innovative Mobile Service, Global Messaging Awards for Best M-commerce Service application. In the last couple of years, it has also launched innovative mobile payments services including GCash American Express (enabling unbanked consumers to pay for online purchases from international e-commerce sites and app stores), Globe Charge (allowing merchants to accept credit card payments via mobile POS), and GCash Powerpay+ (enabling various organizations to do mobile-based payroll). Today, GCASH has approximately 2 million individual users in the Philippines covering various ecosystems in the country. Prior to GXI, Mr. Marzan was Head of Strategy & Corporate Development for Globe Telecom’s Consumer Business, where he drove high-impact strategic projects and investments in the areas of Consumer Mobile and Broadband, Digital Media, Financial Services, and Media. Previously, Mr. Marzan was Director – Corporate Strategy & Development at AOL Time Warner based in New York. In this capacity, he worked with the senior leadership team on the development of strategic growth, venture acquisitions (M&A), and operational initiatives in the internet, online media and e-commerce space. He also completed over US$100 million in equity deals to grow AOL’s core technology platforms and new digital businesses. Before spending several years in the US, he also headed up operations at a technology startup in Asia as well as did Management Consulting with Accenture working on client engagements in various industries.

James Masoy Manager Oversight and Policy Department Bank of Tanzania

Mr James Masoy is an IT person who joined payment systems specialization four years

ago after spending most of his involvement in development and administration of computer systems for 20 years in IT department at the central bank. As a deputy head of department, he is currently involved in day to day oversight and policy issues of the national payments systems mainly through monitoring, assessment to compliance and inducing of changes to implementation of large and retail payment payments systems /schemes in the country. Most of the key interests and achievements of the bank in recent years are the successfully promotion of mobile financial services and agent banking developments through effective policies that has enabled to surpasses national financial inclusion targets.



Jon Matonis Founding Director Bitcoin Foundation

An e-Money researcher and crypto economist focused on expanding the circulation of nonpolitical

digital currencies, Jon advises companies on Bitcoin, gaming, mobile and prepaid. A tech contributor to Forbes Magazine and CoinDesk, Jon is also Editor of The Monetary Future, a leading economics blog at the intersection of free banking, cryptography, and digital currency. Previously CEO of Hushmail and Chief Forex Trader at VISA, Jon has also held senior posts at Sumitomo Bank and VeriSign.

Hamida Mohamed Salih Ibrahim Manager Payment Systems Directorate Central Bank of Sudan

Chidi Okpala Director & Head Airtel Money

Chidi Okpala has enjoyed a distinguished career of over 20years in Retail Financial Services and

Strategy Consultancy. He is currently the Director & Head Airtel Money – Africa; overseeing Airtel Money in 17 countries across Africa. Prior to joining Bharti Airtel, he was the CEO of Retail Banking Business for United Bank for Africa Group, Pan African leading banking group; managing Personal and Business Banking in 19 African countries. Chidi, a Chevening Scholar, holds B.Sc. Finance and an MBA from the University of Nigeria. He also has a Sloan M.Sc. in Strategic Leadership and Management from the London Business School.

Charles Niehaus Consultant – Payments and Mobile Money Interoperability International Finance Corporation

Charles is a consultant to IFC in Payments and Mobile Money across the Africa region. Prior to this

he was General Manager for Visa in sub-Saharan Africa and was responsible for Visa’s business across 25 African markets. Charles has been involved within the payments industry across Africa for over 15 years. Before joining Visa, he was a Senior Manager at Nedbank Card and fulfilled various roles in the payment space in South Africa. He is also the independent chair of Zoona and an advisor to Yoco, a mPos start up in SouthAfrica. Charles holds a B-Comm from the University of Stellenbosch, a MBA from the University of Cape Town and also attended the Accelerated Development Programme at the London Business School.

Andrey Novakov Member European Parliament

Chukwunonso Okoro Forensic Audit Services MTN Cameroon

Chukwunonso Okoro is a Certified Fraud Examiner (CFE), a Certified Anti Money laundering Specialist

(CAMS) and Certified in Risk & Information Systems Control (CRISC). He is presently the Manager of Forensic Audit Services at Mobile Telephone Networks (MTN) Cameroon where his team works closely with Management to understand the fraud risks specific to the business and develop proactive Fraud Risk Management activities including Fraud Awareness Sessions, anonymous Whistle Blower facilities, Fraud Risk Assessments as well as company-wide investigations of fraud, corruption and other violations of company policy. He authored the MTN Cameroon Digital Forensics Policy and created the first Digital Forensics Laboratory in the MTN Group and in Central Africa with a US$51,000 budget. As an Investigator in the service of the Nigerian Government, he performed joint international investigations with the United States Secret Service, the United States Department of Justice; the United States Federal Bureau of Investigations (FBI), the Serious Organised Crimes Agency of the United Kingdom (SOCA) and the International Criminal Police Organisation (INTERPOL). During his career as a Federal Law Enforcement Agent, he investigated several frauds relating to cyber-attacks, identity theft, website hacking, credit/debit cards and digital payment platforms. He has delivered several keynote presentations at international Conferences focused on Fraud Risk Management, Anti-Money Laundering, Cybercrime, Cybersecurity, Occupational Fraud, Digital Forensics and the Law of Evidence. Chukwunonso has more than nine years of investigation experience comprising Forensic Investigations and Criminal Investigations. He holds the Master of International Law Degree from the University of Lagos, Nigeria. He is an alumnus of the Korea National Police University, South Korea and the International Law Enforcement Academy, Botswana.

Jero Omare-Ogah COO Fortis Microfinance Bank plc

Jero Omare-Ogah, a gifted leader of people and manager of resources, is an alumnus of Nigeria’s Ambrose Alli University, the Harvard Kennedy

School, MIT Sloan School of Management, the Columbia Business School and Frankfurt Institute of Finance & Management. He is a financial sector expert with deep expertise in Inclusive Finance and Banking. He is a seasoned executive with over 15 years’ experience spanning such areas as Banking Operations, Business Strategy & Development, Financial Inclusion, Business Process Re-engineering, Organizational Alignment and Strategic Planning & Execution. Jero worked with Diamond Bank Plc and drove operations and customer services at branch and regional level. He is currently the COO/Chief Strategist for Fortis Microfinance Bank Plc. where he is responsible for crafting competitive strategies and implementing same. He is also responsible for driving Inclusive Finance and Mobile Money for Fortis. Jero has led many ground breaking initiatives that have not only deepened financial inclusion in Nigeria but have also made Fortis one of the fastest growing institutions in the country. He is an energetic leader known for his ability to envision and create successful outcomes in complex situations in diverse industries and functional expertise, with a tenacious commitment to driving sales, profit, efficiency and market share growth.


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Kıvanç Onan Regional Director of Turkey Middle East and North Africa PayPal

Kivanc Onan started working at PayPal on November 2010 as the Country Director of PayPal Turkey. As of September 2014 he is the Regional Director of PayPal Turkey, Middle East & North Africa at PayPal. He started his career at UBS AG in Switzerland, followed by AT Kearney in New York City offices of UBS, and continued as a director in the strategy section at American Express. In 2008 he returned to Turkey as senior manager in strategy consulting in finance, telecom and consumer business sectors at the Istanbul office of Deloitte. Graduating from Columbia Business School MBA and management engineering of Istanbul Technical University, Onan is also in AIESEC Board of Advisors, and the Turkish American Society of ETICAD Young Leaders.

Kerem Ozdamar Risk Analysis and System Development Supervisor Anti-Fraud Department, Garanti Bank

Kerem Ozdamar graduated from Galatasaray University Industrial Engineering Department and earned an MBA from Beykent University. He speaks English and French. He began his professional career in Garanti Bank as application fraud associate in Anti-Fraud Monitoring Department and currently managing risk analysis and system development team in the same department. His areas of responsibility are fraud detection performance reporting, fraud trend analysis, internal process development regarding external fraud risks and keeping required technical infrastructure in line with the department’s responsibilities. He is working closely with technical teams and vendors on fraud management tool integration projects. He has 7 years’ experience on application fraud, card fraud, merchant fraud and account fraud across all channels.

Ersin Pamuksuzer CEO Startershub

He began his professional career in Garanti Bank as application fraud associate in Anti-Fraud

Monitoring Department and currently managing risk analysis and system development team in the same department. His areas of responsibility are fraud detection performance reporting, fraud trend analysis, internal process development regarding external fraud risks and keeping required technical infrastructure in line with the department’s responsibilities. He is working closely with technical teams and vendors on fraud management tool integration projects. He has 7 years’ experience on application fraud, card fraud, merchant fraud and account fraud across all channels.

Randy Pangalila Head of Mobile Financial Services Indosat

An Indonesian national with over 28 years working experience (mostly in Financial Industry) with

exposures Asia Pacific + Middle East, covering senior roles in Financial Inclusion, Consumer (mass, middle, affluent-market), Commercial, Corporate/Investment Banking: CEO, Country Head, Country Director, Notaries Deed Director, APAC Regional Product Head, Marketing Director, Retail Banking Group Head, Branch Distribution & Sales SVP, Country Business Manager, and Division Head. A Scholarships Receiver with USA-MBA in General Management, Finance & Marketing and Ir. (BSc.) in Mechanical Engineering (Triple Degree) plus experience in marketing mix & financial. Level-IV BSMR/GARP (Global Association Risk-management Professional) Certification Holder. Solutions-oriented business strategist of certifiable success directing business, marketing & product development for global leaders in the financial services sector. Visionary marketing and sales with a track record for implementing initiatives that reduce operational cost & improve customer loyalty & top-line revenue growth. Strategic problem solver scrupulously manages product portfolios to generate revenue & new business opportunities through client-focused solutions. Experienced sales and marketing leader in a B2B environment. Brings a talent for building inspiring work climates, and fostering positive relationships with clients, business partners, stakeholders, & cross-departmental teams.

David Parker Founder & CEO Polymath Consulting

As founder and CEO of Polymath Consulting David is well known for his work on prepaid cards in the UK,

Europe and the Middle East. He has delivered numerous projects for clients including VCs, banks, programme managers and processors, as well as brands. The work covered existing outsource partner review, RFP and partner selection right through to proposition development as well as market entry/analysis work. David is a regular speaker and Chair at conferences on the prepaid sector. In addition, David is the editor and publisher, through Polymath Consulting, of the Pepper Corporation Consultancy Quarterly Prepaid Report. This publication analyses all B2C prepaid card fees and outlines trends in the prepaid sector in the UK. David has over 20 years’ experience in advertising and communications. Starting with O&M, his career has spanned agencies as varied as Saatchi & Saatchi, Bates, McCann Erickson and AMV/BBDO. He has also been based internationally in both the Far and Middle East.

Herve Pierre Chairman of the Board SIMAlliance

Embedded Software & Products (E&P), Senior Director, Strategy, Gemalto. Hervé Pierre is Senior

Director of Strategy within Gemalto’s Embedded Software & Products team. Prior to this role he served as full-time General Secretary of SIMalliance from October 2006 until 2014, when he became Gemalto’s representative on the association’s Board of Directors. Mr Pierre was elected as SIMalliance’s Chairman of the Board for the 2014-15 term. Between 2003 and 2006, he served as part-time SIMalliance General Secretary, alongside his role as Director of Strategic Programs within the Gemplus Telecom Business Unit (now Gemalto). Prior to earlier roles at Gemplus, Mr Pierre also held roles at Alcatel Business Systems and Olivetti.


Maseehullah Qadeer Branchless Banking & Mobile Money Team Leader USAID

Maseehullah Qadeer is “Team Leader of Branchless Banking and Mobile Money” of USAID funded Financial Access for Investing in the development

of Under FAIDA project, Mr Qadeer led different projects with Mobile Network Operators, governmental agencies, Micro Finance Afghanistan (FAIDA) project in Afghanistan, FAIDA is a $108 million dollar project, implemented by Chemonics international since February 2011. Mr Qadeer has extensive experience in the field of digital financial payments with various national and international organizations in Afghanistan, and has excellent understanding and implementation of the digital financial payments in Afghanistan. Mr Qadeer holds masters degree in information technology infrastructure. Under FAIDA project, Mr Qadeer led different projects with Mobile Network Operators, governmental agencies, Micro Finance Institutions and service provider agencies and he is known as promoter of Mobile Money in Afghanistan.

Usman Qureshi Senior Technology Consultant, Bank Pasargad

Usman Qureshi is the Head – International Operations for the banking and payments solution

provider arm of Bank Pasargad Dotin. Dotin is a leading Information and communication technology company in Iran with focus on Financial and payment solutions. Usman’s focus includes business development opportunities across all the EMEA and partnerships with key local and global market players. Usman comes from a diverse background with a working experience in technical, business and consulting aspects of the IT and communication industry. Prior to joining Dotin (IT Pasargad Bank), Usman has held senior positions in Novell, Company in Washington DC.He has aided, through his extensive know-how in strategy, business and product development, and technology consulting. Usman holds an M.Sc. degree in Computer engineering from the U.S where he developed an automated biometric dental identification system through a research project and then went on to get his MBA in the U.S with a focus on international marketing to combine his technical knowledge with business know how. After graduation he worked at Novell before moving to the Iran to join Dotin.

Nigel Reed Operations Director Neopay

With nearly 20 years of experience within the cards and payments markets, Nigel has exceptional

knowledge in his field and a proven ability to deliver regulatory advice in a commercially viable manner. Nigel joined Neopay from a successful career built up over many years with some of the leading e-money and payments providers in the world, including Neteller and a number of international banking groups. Nigel is now responsible for oversight of the delivery of all client contracts, ranging from one-off licence applications, compliance framework design, regulatory training, audits, and ongoing general compliance support. Over the past three and a half years with the company, he has successfully navigated over 25 companies through the FSA / FCA Authorisation process, from UK based start-ups through to existing international organisations who are entering the European market. Neopay leads the market in navigating Electronic Money and Payment Institutions through the authorisation process. We have a 100% success rate in gaining authorisation for our clients and, through our ethos of knowledge sharing and partnership, we deliver confidence and understanding as well as a successful application.

Paul Rodgers Chairman of the Board Vendorcom

Paul is Chairman and Founder of Vendorcom, Connecting Payments. Paul is passionate about

cards and payments, particularly promoting innovation, ensuring that thought leadership is recognised, and that all stakeholders in the industry have access to authoritative information on new developments, standards and regulation. Paul is recognised for his independence, authority and pragmatism in dealing with the wide range of issues facing the retail and payments industries and is a regular contributor to industry journals and national press on topical issues.

Raja Said Business Development Manager ProgressSoft Corporation

Raja Said holds the position of Business Development Manager at ProgressSoft Corporation.

After obtaining his Bachelor Degree in Computer Science from the American University of Beirut, he pursued a focused career in the Information Technology and Telecommunication domains. Raja managed to acquire and grow a vast experience while assuming several senior managerial positions over the past 17 years. As ProgressSoft’s Business Development Manager, Raja is responsible for creating and executing plans that contribute to the growth of the business. He does this by managing the Business Development and Sales teams and achieving their goals as per to the vision, mission, objectives and growth strategy defined by the company.

Qasif Shahid Founder & CEO FinSurgents

Qasif previously served as a head of digital banking for MCB one of the largest and the most profitable

banks in Pakistan. Before that he was head of Marketing and Alternative channels for ABN AMRO bank Singapore where in addition to being the custodian of the brand, he was also responsible for managing and building electronic channels including the call center, Internet banking, mobile commerce and other non‐branch customer touch‐points. Before his four‐year stint in Singapore, Qasif served in different product, channel and marketing related roles in ABN AMRO Pakistan for five years. Before joining MCB, Qasif worked at Standard Chartered Pakistan for a period of four years. He initially headed Alternative Channels and the Marketing function and later on severed as the General Manager Front‐line Experience.

Mehmet Sıddık Yurtçiçek Head of Legal Affairs Department Banking Regulation and Supervision Agency of Turkey

Mr. YURTCICEK is an expert on the legal aspects of regulation and supervision of banks, electronic

money institutions, payment institutions, leasing companies and factoring companies. He is experienced in designing financial sector regulations in line with international prudential standards. Mr. YURTCICEK has LLM degree in Banking and Finance Law from Queen Mary University, and PhD degree in Private Law from Marmara University. Mr. YURTCICEK is also member of IFSB Technical Committee, and external legal expert for the IMF.

SPEAKER BIOGRAPHIES



Harpal Singh Head of IT Risk and Business Continuity Emirates NBD

Harpal Singh has a long experience in Information Technology and IT Security, having begun his career

already during his studies in 1993/4. Harpal Singh is an accomplished Senior IT Security Executive and visionary experienced on all facets of developing and implementing a unified global security strategy. He is responsible for development and implementation of the Group wide Information Security framework, Security governance, Data protection and Business continuity for Emirates NBD Group one of the largest banking group in the region. He leads a team of security experts in a highly heterogeneous environment. He is a provider of comprehensive IT risk management solutions based on appropriate levels of prevention, detection and recovery. Recently, together with other Chief Security Officers in the country he establishing the security consultancy ‘think tank’ CSO Confidential that is focused on researching the issues arising in the region from IT security aspect, to help their respective organizations to develop & implement solutions.

Kevin Smith Managing Director Kevin Smith Consulting

Kevin is an experienced senior payment services and risk management consultant, with 25 years

of retail, retail banking and payment systems experience. Since leaving Visa Europe in late 2011, organisations have engaged Kevin as a trusted and independent consultant across Europe and internationally, addressing acquiring, card issuance, technology innovation, acceptance, retail payments operational and strategic needs, plus regulatory and card scheme compliance. Kevin’s Visa career spans nearly 17 years, firstly in the development and marketing of Visa consumer card programmes and acceptance solutions. This included a secondment to Visa’s global HQ in the USA, where Kevin project-led the development and evolution of the global Visa chip business rules. Returning to Visa Europe in 2001, management responsibilities focused primarily on the development, expansion and efficiency of merchant acceptance for Visa products, solutions and propositions. Since early 2009 until he left Visa in 2011, Kevin was Senior VP, Fraud Management at Visa Europe. With his in-depth operational and strategic payments system knowledge, understanding of card scheme rules and regulations, plus technology developments and risk management practices, Kevin remains a recognised industry subject matter expert and trusted advisor. Kevin is a co-founder and member of the Association of Independent Risk & Fraud Advisors www.airfa.net

Rawan Soudah Business Analyst ProgressSoft Corporation

Rawan Soudah has started and fast-tracked her career at ProgressSoft Corporation, by delving

into the diverse payments domain that the company specializes in. Rawan has been a key team member in the wide range of products offered by the company, such as Mobile Payment, Mobile Payment Clearing, Electronic Funds Transfer, and Real-Time Gross Settlement Systems. For the past 6 years, Rawan has been a Business Analyst enthusiastically working with key stakeholders from the customer side to understand their concerns and collaborate with them in optimizing their payments infrastructure. She also joins forces with the development teams to covey the customers’ vision to them and ensure that all their needs and expectations are met. During the past 2 years, Rawan has been the product owner of Seychelles Electronic Funds Transfer System. Rawan holds a Bachelor and Master degrees in Computer Science from the American University of Beirut in Lebanon.

Ambar Sur CEO Terra

Okyar Tahağlu Business Director BKM Express

Okyar is the director of payment products at BKM (Interbank Card Center). He is responsible for

product management of digital wallet, BKM Express. He has 15 years experience in software development, business development, product management and IT audit experience in banking and telecom. He holds a Ph.D. degree in Computer Engineering. Before joining BKM he worked for Turkcell, the leading mobile operator and Is Bank the biggest private bank in Turkey. Interbank Card Centre of Turkey (BKM) was founded in 1990, the company is a result of the partnership of 13 public and private Turkish banks that have come together to find solutions to common problems, and to develop rules and standards for credit and debit cards in Turkey. BKM is now moving forwards with a new strategy that brings advantages for customers and merchants. With partnership of all member banks BKM launched a digital wallet platform: BKM Express in June 2012. BKM Express makes e-commerce transactions easier, faster and more secure for cardholders. BKM Express allows cardholders to shop without sharing card numbers with virtual merchants on any merchant website and benefit from loyalty programmes, rewards, promotions and instalment opportunities.

Utku Temiz Digital Sales Systems Manager Dominos Pizza

Utku Temiz is Digital Sales Systems Manager of Domino’s Pizza Turkey, Turkey’s biggest Pizza

Delivery Company. Utku is a graduate of Marmara University in Istanbul, where he received BA in German Language Management Information Systems. After graduation he started his career in ERP Consultancy, worked in different sectors and projects in Turkey and abroad international projects. He joined Dominos Pizza Turkey in 2008, managed all IT related functions six years. Beginning 2014 he started to manage digital sales channels transformation including Web, Mobile and Callcenter Sales Channels. He has a great success by growing digital sales channels especially on mobile. He has specialized on sales channel digitalizing, developing and design digital sales systems from scratch and managing customer experience in retail business on different digital channels. He also has experience and still managing CRM functionalities in Domino’s Pizza Turkey.


Graham Tonkin Partner Manager Monetas

Graham believes technology will be the ultimate tool to drive prosperity for everyone on earth.

With experience in over 20 African countries, Graham has held a variety of roles focused on helping to grow and finance small business. From working in West Africa with small enterprise in the agricultural sector, to micro-financing renewable energy projects in southern Africa, Graham has seen the potential of mobile money to mitigate both the cost and risks associated with physical cash. Now working at a Switzerland based startup, Graham is working to leverage the bitcoin blockchain and advanced cryptography to create a new transaction platform that connects anyone to global finance with nothing more than a smartphone. With crypto-finance, people will be in ultimate control of their wealth and have the ability to access financial tools crucial to development, stability, and individual prosperity which have thus far only been available in mature markets.

Burak Ünaldı Secretary General TAMPF (Turkish Federation of Shopping Centres and Retailers)

Miguel Valero, Director of Digital Banking, Banorte

CPA from Instituto Tecnológico Autónomo de México, ITAM, he also has an MBA and Diploma in

Banking & Lending, also from ITAM. Several specialized courses on Banking both in Mexico and foreign countries. As of June 2012 finished “Graduate School of Banking” at Louisiana State University. More than 20 years in banking experience trough different areas including Finance, Deposits, CRM, Credit Card, Bank Agents, Acquiring Bussines and Mobile Banking. Currently at Grupo Financiero Banorte as head of Financial Inclusion and Mobile Channels, he participates with Bank Agents Committee from Mexican Banks Association.

Ronald Wakabi Product Manager Diamond Trust Bank

He began his career in the telecommunications industry where he gained experience in customer

service, sales, systems, operations, product development and project management. Previously he was in charge of Orange Money project and product management where he was the leader of the Orange Money launch team in 2013. In Diamond Trust Bank Ronald is in charge of Digital Financial Services where he leverages the bank’s proficiency in financial services to build partnerships with Mobile Network Operators, Donors and other players with the aim of accelerating financial inclusion.

Tom Wills Director Ontrack Advisory

Tom has over 30 years of product strategy, security, and authentication/digital identity experience.

Equally fluent in the business and technology aspects of payments, Tom has worked with multiple products in the retail, billing, and banking environments via the mobile, online, smart card, magnetic stripe, and paper-based transaction channels. Tom advises top-tier organizations in navigating the challenges of maintaining

security and trust in their electronic transaction ecosystems. He holds both CISSP and CFE certifications. Tom holds a B.A. International Relations from San Francisco State University.

Arda Yağcıoğlu Corporate & Commercial Cards Payment Solutions Senior Manager Abu Dhabi Commercial Bank

Arda Yagcioglu is a Senior Manager at Abu Dhabi Commercial Bank Credit Cards Division where he leads the commercial cards and payment solutions. He is also responsible for integration of mobile payment solutions for cards. Arda has more than 10 years of experience in credit cards business. He started his career at Akbank and he worked as Assistant Product Manager in Cards Marketing Division at the development and launch projects of Wings, an affluent segment miles credit card. After that, he joined Finansbank Commercial Cards Team where he played active role in launching and positioning VadeKart for SME segment as well as managing the sales teams. Following Finansbank, he joined Garanti Bank Commercial Cards Team and he served for 4 years. He participated and completed several product projects such as instant business card scoring for sole proprietors, prepaid card projects for corporates. He was also responsible for managing American Express Corporate Cards and leading a team for the implementation of cards to multinational companies in Turkey. He graduated from TED Ankara College in 1999, and he also completed 1 year exchange student program with a diploma at Arrowhead High School, WI, USA, in 2000. He holds a BSc in Political Science and Public Administration from Bilkent University, Ankara and a MSc in Economics of European Union from Galatasaray University, Istanbul. He is married and father of a 10 month old toddler.

Samee Zafar Director Edgar Dunn & Company

Samee is a Director in the London office of Edgar, Dunn and Company, a global management

consulting firm. Samee has advised some of the world’s largest organisations in North America and Europe, working at the Board level. Samee leads the firm’s advanced payments consulting practice. He has advised banks, payment companies, mobile operators, and other payment service providers on developing their payment strategies. He also advises clients on mergers and acquisitions with a specific emphasis on financial services entities. His clients include investment banks, private equity providers, hedge funds, and large acquisitive companies. He has previously worked with PricewaterhouseCoopers and at Scient Consulting based in New York. He started his career with Visa International in London where he helped banks manage product economics. Samee regularly speaks at major conferences and events on banking and digital commerce. He has published a number of articles in leading industry journals such as the Electronic Payments International, American Banker and Banking Strategies Magazine. He is a regular speaker at key industry events and has co-authored a book “Developing and Managing a Successful Payment Cards Business” published by Gower Publications.

SPEAKER BIOGRAPHIES

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ProgressSoft

ProgressSoft has been committed to a boundless aspiration towards innovation since its inception in 1989, focusing its proficiency in real-time payments to deliver a set of solutions tailored for the needs of the banking and financial sectors. Specializing in real-time payments, ProgressSoft provides solutions in the fields of Electronic Check Clearing, Mobile Payments, Mobile Payment Clearing, Automated Clearing House (ACH) Payments, Real-time Gross Settlement (RTGS) and Electronic Funds Transfer (EFT). The company also provides solutions for Real-time Securities Trading Settlement, Corporate Banking & Cash Management, as well as Intelligent Signature Verification and Recognition. ProgressSoft serves more than 350 banks and central banks in 24 countries, where it successfully runs numerous countrywide implementations of its renowned Electronic Check Clearing solution, its Automated Clearing House solution, in addition to extensive bank-tailored deployments. Realizing the needs of the industry, ProgressSoft introduced PS-mPay, the Countrywide Mobile Payment Solution that enables domestic and cross-border remittances for banked and non-banked users to take place via mobile handsets and smart phones. Furthermore, ProgressSoft enabled central banks to assume their vital role in the mobile payment cycle by launching its Mobile Payment Switch PS-mpClear, which supports processing and switching mobile financial and non-financial transactions in STP basis and routing messages between multiple mobile payment services providers.

Amdocs

With more than a 12-year track record of ensuring service providers’ and financial institutions’ mobile money success and embracing their biggest challenges, Amdocs Mobile Financial Services is redefining the boundaries of traditional financial services. Uniquely the company combines the most comprehensive and advanced financial grade platform along with a dedicated center of excellence to accelerate market adoption of mobile financial services. We enable our customers to tap into new market segments and capture new revenue streams, enrich their financial ecosystem and quickly adapt to dynamic end-user needs and regulatory requirements to leapfrog the competition. Amdocs Mobile Financial Services have successfully deployed more than 50 mobile financial services solutions worldwide, including Globe, Maxis, Indosat, True and Digicel and supports over 650 million end-users.Amdocs: Embrace Challenge, Experience Success.For more information, visit Amdocs at www.amdocs.com.

SPONSOR & EXHIBITOR PROFILES

We are proud to welcome back the 2015 Global Payments AwardsJoin us as we celebrate the organisations which have worked tirelessly to build, establish and deploy successful payment programmes around the world. The awards will be announced live at 17.45 on Tuesday 2nd December. Make sure you join us in the Mobile Money & Digital Payments conference room as we recognise the market leading companies and partnerships.

The 2015 award categories and shortlist (in alphabetical order) are:

Best Payments Deployment in Africa• Absa Bank

• Bharti Airtel International Netherlands BV. Kenya Branch

• National Bank of Kenya

• SureSwipe

Best Payment deployment in Asia

• Airtel Bangladesh Ltd.

• Dialog Axiata PLC

• Globe Telecom and Amdocs

• Pay Point India Network Private Limited

• ToneTag

• Vodafone Mpesa Limited

Best Payment Deployment in Europe• 2Checkout

• Cashcloud

• Getin Bank

• UPT Ödeme Sistemleri A.S.

Best Payment Deployment in the Americas• Alpha Payments Cloud

• E-prepag

• Kabbage, Inc.

• Prepay Nation, Inc.

• Sensiple

• Tigo Money El Salvador

Retail Innovation Award• Airtel Bangladesh

• CashStar

• Dialog Axiata PLC

• eThor

• Odeabank A.S.

• Rock Finance, s.r.o.

Securing Payments Awards• CloudWalk Inc.

• G2 Web Services

• IKI

• Isys Global Trading Group Co.

• LockByMobile

• Oberthur Technologies

• PrePaid Ventures


Dermalog

Welcome to the world of DERMALOG. The biometric innovations leader. As a pioneer in the development of biometric products and solutions, DERMALOG has shaped the world of security for over 25 years. We have been and keep on revolutionizing biometric security products for law enforcement, civil governmental agencies like national registration, voter and driver registrations, health agencies, security agencies and develop solutions for access and data security, authorization and authentication services as well as mobile security. Governmental organizations as well as public and private businesses all over the world trust DERMALOG’s expertise and state of the art biometric products.

Deutsche Telekom

Deutsche Telekom is one of the world’s leading integrated telecommunications companies with around 151 million mobile customers, 30 million fixed-network lines and more than 17 million broadband lines (as of December 31, 2014). The Group provides fixed-network, mobile communications, Internet, and IPTV products and services for consumers, and ICT solutions for business customers and corporate customers. Deutsche Telekom is present in more than 50 countries and has approximately 228,000 employees worldwide. The Group generated revenues of EUR 62.7 billion in the 2014 financial year – more than 60 percent of it outside Germany.

Easy Solutions

Easy Solutions is a security provider focused on the comprehensive detection and prevention of electronic fraud across all devices, channels and clouds. Our products range from fraud intelligence and secure browsing to multi-factor authentication and transaction anomaly detection, offering a one-stop shop for end-to-end fraud protection.

The online activities of over 75 million customers at 280 leading financial services companies, security firms, retailers, airlines and other entities in the US and abroad are protected by Easy Solutions Total Fraud Protection® platform.

eServ Global

eServGlobal offers mobile money solutions which put feature-rich services at the fingertips of users worldwide, covering the full spectrum of mobile financial services, mobile wallet, mobile commerce, recharge, promotions and agent management. For more than 30 years, eServGlobal has been a source of innovation for telcos and financial institutions. Using carrier-grade, next-generation technology, eServGlobal aligns with the requirements of customers around the globe. Together with MasterCard and BICS, eServGlobal is a joint venture partner of the HomeSend global payment hub, enabling cross-border money transfer between mobile wallets, cards, bank accounts or cash outlets from anywhere in the world. Follow: @eServGlobal

2015 Global Payments Dragons Den

For the second consecutive year, we are delighted to welcome back the thrilling Global Payments Dragons Den to Istanbul

What is the next big thing set to change the payments’ industry? Join us in our exciting, energy –packed Payments’ Dragons’ Den as three up-and-coming companies showcase their payment products and programmes, set to revolutionise how people move, manage and spend their money.

Make sure you join us at 16:00pm on Thursday 3rd December in the Mobile Money & Digital Payments Theatre to be a part of the 2015 Global Payments Dragons Den!

The 2015 Payments’ Dragons are:

In collaboration with

Ersin Pamuksuzer Serial Entrepreneur

and Investor, Founder StartersHub

Haggi Hochberger Director,

Innovation Partnership Program Amdocs

David Parker Founder and CEO

Polymath Consulting

Paul Rodgers Chairman

Vendorcom




Estel Technologies

Estel Technologies, an ISO 9001-2008 certified company, is a leading Mobile Financial Services technology enabler and has a significant presence with Banks, Mobile Network Operators and Payment Service Providers globally with a special focus on Asia, Africa, Middle East and Latin America. Estel serves 40 customers in more than 30 countries. Our HQ and development centre are located in India with sales & service offices in Dubai and Africa. Estel is a Mobile Commerce specialist company dedicated to developing and deploying MFS platforms including: m-POS; Micro ATM; Mobile Money / Mobile Wallet / Agent Banking; Mobile Payments; e-Top Up & e-Voucher; Platforms are offered under CAPEX based customer-site deployments & hosted cloud bases services in OPEX.Check out more information at www.esteltelecom.com

Famaco

With offices in Paris, Brussels and Hong Kong, FAMOCO provides a breakthrough secure NFC Android reader called FX100 Series. This terminal targets the needs of professional devices for mobile enterprise applications. The solution can be used as a mobile Point of Sales in the sectors of transportation, access control, cashless payment, loyalty and cashless events. The device is remotely managed, it comes with a centralized and integrated Over- The- Air device management solution, increasing productivity and providing a closed- loop and highly secure end- to- end solution. Today FAMOCO expands worldwide and operates in more than 25 countries. FAMOCO works with customers such as Google, Germalto, Orange, etc.

ininal

ininal was founded in 2012 in order to provide basic financial services to both retail and corporate customers and become “the Leading New Generation Payment Platform of Turkey and Region”. Retail financial services • ininal offers ininal card, a pre-paid MasterCard, through more

than 5.000 retail sales points (Migros, Tansaş, D&R, Teknosa, Yaysat and PTT) and ininal mobile wallet application to its customers.

• ininal users can deposit money into their cards or accounts via more than 10.000 retail and ATM points and spend their deposits in all physical and virtual POS all over the world.

• ininal users can reach all the services they desire through ininal online transactions and ininal mobile wallet.

• Corporate financial services• ininal develops customized platforms and offers co-branded

cards with its customer customers• ininal offers lump-sum payment and expense tracking system

to its corporate customers through its payment platforms and cards. Furthermore, it increases new customer acquisition through directing campaings and loyalty programs to end users.

Mahindra Comviva

Mahindra Comviva is the global leader in providing mobile financial and VAS solutions. It’s a subsidiary of Tech Mahindra and a part of the USD 15.9 billion Mahindra Group.With an extensive portfolio of solutions spanning mobile finance, content, infotainment, messaging, mobile data and managed VAS services, Mahindra Comviva enables service providers to enhance customer experience, rationalize costs and accelerate revenue growth. Its solutions are deployed by over 130 mobile service providers and financial institutions in over 90 countries and enrich the lives of over a billion people, globally. For more information, please visit www.mahindracomviva.com.

Mobven

Mobven founded in 2012, is a leading mobile technology company focusing on mobile financial products.Mobven has developed several products in mobile payments, savings and ordering space such as CeptenOde, HesapAl and M-savings.Mobven established partnerships with leading financial service players such as Ingenico and ING and is in close-cooperation with Mastercard and other PSPs.

Neopay

Neopay is the market leader in delivering integrated compliance solutions to Electronic Money and Payment Institutions. Neopay provide a full suite of compliance services; working with organisations to develop their compliance frameworks, ensuring successful authorisation processes, and providing maintenance of compliance structures.Our approach is different. We share our knowledge and expertise to help you develop comfortable solutions for your business.Because of this, our success rates are the best in the market. Having never failed to achieve authorisation for a client, we are ranked as the best specialist E-Money compliance consultancy by our clients and leading industry experts. www.neopay.co.uk

Raklet

Raklet is a cloud platform for non-profits and associates to build, manage, monetize and grow their community. Through Raklet, organizations can easily collect membership fees, receive donations, sell event tickets, run fundraising campaigns, send emails, list jobs and more. Raklet’s reporting tools also makes it easy for organizations to measure their performance. Additionally, members of each organization can interact with each other through a private social network. Ultimately, Raklet hopes to become the private social network of organizations, through which members can create business opportunities.


SetSec Payment Company

SetSec Payment Company provides Online and Offline Digital Money Collection Solutions for public and private transportation sector, hotels, sport centers and educational institutions. Every solution has financial and operational management capabilities with advanced reporting. Integrated call center features and mobile extensions are also available.

Tagattitude

Established in 1989, ProgressSoft has been focusing its proficiency in Real-time Payments and Imaging technologies to deliver a set of innovative solutions tailored for the needs of the banking and financial sectors. Serving a diversified client base of 550 banks in 24 countries around the globe, ProgressSoft provides solutions in the fields of Electronic Image-based Check Clearing, Mobile Payments, Electronic Funds Transfer, Automated Clearing House, Real-Time Gross Settlement, Intelligent Signature Recognition, and Real-time Settlement for Securities Trading. Upon providing the region’s first signature verification system, ProgressSoft has pioneered the world’s first Electronic Image-based Check Clearing solution PS-ECC; an unprecedented breakthrough in the payments field that actualized truncation of checks from the branch level.For more information, please visit www.progressoft.com.

Telepin

Telepin Software is a leading provider of mobile financial platforms, delivering mobile operators the most efficient and cost-effective way to control their distribution network, maximize revenues from mobile financial services, and drive innovative mobile financial applications. Telepin’s Cayman Application Platform enables a full suite of electronic, transaction-based applications for mobile subscribers to recharge their mobile airtime without the use of physical cards or vouchers, facilitate P2P money transfers, allow for electronic bill payments, and more, using multiple channel interfaces. For more information visit www.telepin.com

Transfer-To

TransferTo is a Global Airtime Remittance Hub that interconnects mobile operators’ prepaid systems to deliver end to end cross border top-up services. TransferTo is the only fast, convenient and reliable solution enabling the transfer of small amounts of value in the form of prepaid mobile credits, the ideal lowcost, high value complement to cash remittances. TransferTo has been designed for migrants and travellers, who can now remotely recharge the prepaid phones of their loved ones back home from their mobile phones, the Internet or at a retail location. TransferTo is a must have Value Added Service for Mobile Network Operators, Retailers, Money Transfer Operators and Financial Institutions targeting the ethnic market segment. With a global reach over five continents, TransferTo is the leader in international prepaid airtime remittances, and enables real time prepaid top-up transfers to over 230 partner Mobile Network Operators in 80 countries, reaching 3.6 billion prepaid users.TransferTo is part of Ingenico (Euronext: FR0000125346 – ING) the world’s leading provider of payment solutions, with over 15 million terminals deployed in more than 125 countries. Its 3,600 employees worldwide support retailers, banks and service providers to optimize and secure their electronic payments solutions, develop their offer of services and increase their point of sales revenue.For more information, please visit http://www.transfer-to.com.

Wirecard

Wirecard AG is a leading international provider of electronic payment solutions. Our product portfolio spans payment processing, fraud protection/risk management and issuing solutions for merchants, telecommunications network operators and financial institutions worldwide, including innovative acquiring and issuing technologies in consumer finance, loyalty and contactless card and mobile payments.Worldwide, Wirecard supports over 12,000 companies from a wide range of industries ranging from Orange and T-Mobile, to Turkish and Malaysian Airlines, to Microsoft and QVC.Wirecard has offices throughout Europe, the Middle East, Asia and North America and is listed on the Prime Standard of Deutsche Boerse in Frankfurt.www.wirecard.com


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BKM

Established in 1990, BKM (Interbank Card Center of Turkey) was formed as a partnership of 13 public and private Turkish banks. BKM carries out interbank clearing and settlement transactions, develops procedures and domestic rules, coordinates relations with foreign entities and carries out transactions from a single center within the Turkish Payment Sector. Currently, BKM has 27 member financial institutions in Turkey. Considered as a model throughout the world due to its productive operations and high transaction volume, with its solid technical hardware, infrastructure and human resources, BKM is continuing on its efforts to provide the best service to its members, retail industry, public and cardholders. BKM’s vision is: “To lead the transition to a cashless world in the payments industry and create and operate the necessary platforms for this transition in everywhere required by the industry”. www.bkm.com.tr

International Finance Corporation

IFC, a member of the World Bank Group, is the largest global development institution focused exclusively on the private sector in developing countries. Established in 1956, IFC is owned by 184 member countries, a group that collectively determines our policies. Our work in more than a 100 developing countries allows companies and financial institutions in emerging markets to create jobs, generate tax revenues, improve corporate governance and environmental performance, and contribute to their local communities. IFC’s vision is that people should have the opportunity to escape poverty and improve their lives. www.ifc.org

ODED

Established in late 2015 ODED (Turkish Payment and Electronic Money Institutions) aims to develop of e-money and payment system industries in Turkey. Founded with more than 40 major industry players, ODED will support local and international activities of MNOs, international money transfer companies, payment system providers, e-money issuers and utility companies in Turkey. For years Turkey has been getting attraction from several parties because of the innovative usage of payment technologies. Starting from now ODED aims to redefine Turkey as a regional hub for payment technologies.ODED’s aims could be summarized as below; 1. Development of e-money and payment systems2. Ensuring strong collaboration among national and global stakeholders3. Assisting the elaboration of the legislative regulators4. Conducting and publishing market researches 5. Organization of conferences and events to create public awareness

StartersHub

Acting as a catalyst for the region’s entrepreneurial ecosystem, StartersHub is a world-class platform offering startups everything they need under one umbrella, including extensive know-how and network, multi-stage funding, services, strategic partnerships, hands-on mentorship and an inspiring workplace at the heart of the business district in Istanbul. startershub.org

TAMPF

Turkish Federation of Shopping Centers and Retailers (TAMPF) is the roof organization of five important sectoral associations gathering the most important actors of the retail and shopping centers together. TAMPF represents more than 700 thousand employees, 100 billion dollars sales volume, an area of 15 million square meters and 59 thousand shops. It aims to accelerate the sector and the economy of the country by gathering the information and the experience of the associations and their members forming the Federation.TAMPF targets to form the infrastructure of the sustainable development of modern retailing sector in Turkey and to improve the position of the sector in Turkey’s economy and to strengthen its place in the international platform.www.tampf.org.tr

Vendorcom

Vendorcom is a pan-European organisation which connects all stakeholders in the payments community. Our primary aim is to promote innovation through collaboration. We do this by creating platforms for thought leadership, providing a range of opportunities for knowledge sharing and resolving issues for our members, thereby generally enabling the payments community to better understand and more effectively meet market needs.www.vendorcom.com

EVENT PARTNERS


THANK YOU TO OUR MEDIA PARTNERS


1-3 DECEMBER 2015 // ISTANBUL, TURKEYA Wide Set of Payment Services

Anytime, Anywhere

One Mobile in Hand

ProgressSoft’s mobile payment solution, PS-mPay enables Person2Person, Person2Business and Person2Government Payments, in addition to Bill Payments, Direct Credit and Point-of-Sale (NFC) Payments. With PS-mPay, all payments can be carried out by banked and unbanked users anytime, anywhere.

To learn more about PS-mPay, please visit:www.progressoft.com/ps-mpay or contact us at [email protected]

Documents

SHOWGUIDEfaisalkhan.com/wp-content/uploads/2015/11/Showguide-2015.pdf · 2 Oversee & Truly Regulate National Mobile Payment Services PS-mpClear is a real-time mobile payment switch