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1989 SURVEY OF CONSUMER FINANCES
QUICK CODCBOOK
WAKNING: This document is intended only as a quick reference for variable numbers. As noted in the official codebook, many data values have been rearranged. Thus, some skip patterns in the questionnaire may not apply to the current arrangement. See the official codebook for definitive information on the structure of the data.
In the case of opposite-sex couples where both partners axe present, some data referring to respondent and spouse may have been rearranged. In all such cases, references in the questionnaire to "respondent' should be taken to refer to the male and "spouse" to the female. This rearrangement, which is indicated by X8000 - 1, was nude for analytic con- venience. Although the respondent position may be referred to as the "head" in the docanentation;-this decision does not reflect any judgement about who is the actual head of the household.
SURVEY OF CONSUMER FINANCE
The Univarsiry of bilchigan Survey Research Cancer Inrcicuta for Social Research Ann Arbor, !!I kg106
1. IUER ID No.: xa
EDITED AGE OF HEAD YIq E I)ITE D AM OF S PoUfE xl? ‘. ‘Our Iv N”\TA\T LhTi F~,D oarE
3. Date of IV: 1(3 %q x5 X6 MO DAY MO DAY
(r. Length of IV: )(? (minu:es)
5. Length of Edit: (minu:es)
yp: MQQE of SW (I: FAceTo FACE)
%9’ 1 HIGH 3NCo’M\
THIS STAIRD!M WIIST SE READ TO ALL RISPONDENTS
Ihis fntamiar ir coaplataly voluntary and confidmtfal. If Y. should corn. co my qwrtlon Pou do *et rant to antwar. lat ma imow and ~a’11 go on co tha nwt querclon. Tour l nsrart vi11 ba kapt tomplrtaly confidential.
RNIEVED BY: 1
SUPERVISOR EDITOR DATE DATE
I
(ASK OF ALL PERSONS 18 AND OLDER. w SPOUSE) (era you/Is :REUTIONSB:?” cuercn:ly marlad at Living with a prrcnar. scparrced. divorced. widowed. ar \:a’:t yxuI~as ;he/shr]) nwer ban maxred? (RECORD IN COL. D MOVE.,
(ASK FOR ALL PCXSONS 11 YEARS AND OIDEII. a RISPONDENT AND SPOUSE) 9ocr <he/she) usually liw here? (RECORD IN C3L. E MOVE.)
INTERVIEWER CHECKPOINT
2. ALL OTHERS..>NU[T PAGE. SECTION A
(ASK AJOm ALL AMILTS 22 Iw AND OLDKK. LKLLl USPONDENT AND SPOUSE) Does (RELaTIONSHIP) dapmd on you (and your :husbmd/vifr)) for DOSC of (his/her) support or is (ha/ah@) flnancial:y indapendanc for the mwc part? (RECORD IN COL. F MOVE.)
Livin; w w ~111 man--CR& REUTiONSHIP Ot AU ti !tEMERS &L&L THOSE . .WKD "INDEP: IN COL. F.)
GO IO A5k
A5b :=ER: ASK A5c . A5h AND bWTE NU'ES OF FINANCIAL INSTIZTIONS ON CM.3 A NOIt: ORDER IN UHICH INSTITL7IONS APS LISTED IS NOT MPORTANT
1:::
2~rc is :he name of your (family’s) main financlrl insrivxion?
1.45..
Lhac is cha name of your (family’s) I-WCC finaixirl ins:itucion’
(And the third?)
(And the fourth?) I
,455~ (And the fifth?) , I
1 . .A : ‘- (And :ha sixth?) I
A: j (HAND R CARD A, REID:) lhr lnstltutlons Il8t.d on WS card will b. refrrrd to 1s lnrtitutlon *l, X2, (3/4/S/6) througkout the intowlow.
9 4 IrEX: RECORD TOTAL MJlUXR OF INST:ZTIONS (FROII ~5) IN BOX GO AT TOP OF NEXT PACE
_ ’ I
I
i 98. DON’T KSO: ~
A- 3c.v Ido you/does your family) typically do business with this insci:urion (--by ATM. in parson. by mail. by phona, or som. orhrr way)?
6. WN’T DO REC. BCSINESS
7, OTHER
+iJ kqhlv. how q .ny miies is the off&a -%2& or AT!I of :his lnrci- :u:ion from cha home 96. LESS THAWS or workplace of the A MLE gerron who us.* lc mast oft*n? (ACCEPT 51. OVER 50 RANGE. ) n1LEs ::F R ASKS: VE WANT TXE CLOSER Ot RU 97. LOCAL PHONE DISTANCE FilC4 HOI’IJ OR OR POST BOX ;‘ORxPIACE.)
9B. DON’T WOW
A9~ INTERVIELTR CHECKPOINT
(SEE ASm) 0 “I’, 1. o*LY 1 WST.
TJRN TO P. 7. SECTION B
C 2. ALL OlHERS co BACK TO A6. INST. - 2
12. S&L/Si"l!dGS Bhx i2 S6L:Sv:SGS 3SK
13. CREDIT L'VIW I :3 CRE2:: :s:.s
lr. FIN./LOAN CO.
16. SROKEUCE 16, SROKEUCE
97. oTHERR:_
Y311
97. OT3.m
Y31L
I
98. DON'T KNOW 1 98. DON’: LW;
1. Pi&j%” i m-m I
2. IN PERSON I
3. BY *%AIL 1 3. BY %IL !
i. By PHONE 1 L. BY PHCSE
6. DON'T DO REC. 6. DON'T 50 4:; BL'SINESS BCSINESS
7 OTHER 7~ OTHER
4s 4% A_
96. LESS TIM 96. LESS TlWi A NILE A NILE
51. OVER 50 51. OVER 50 ?(ILES M'LES
97~ LOCAL PHONE I
97. LOCAL PHONE / OR POST BOX OR POST BOX I
90. DON'T KNOW 1 90. DON'T KNOW 1
cl 1. ONLY 2 INST. 0 1. ONLY 3 WST. TUMTOP. 7 TURN TO P. 7. SECTION B SECTION B
Cl 2. ALLOTHERB G BACK TO A6, INST. = I
2. AU OmE,tS CO BACK TO A6. MST. = (.
5
:SST:-_T:;N .‘
: . .- FX/LOti co.
: :6. BROKERAGE
9‘ OTHER.
1 Irk BY PHONE 4. 8Y PHONE 1 k. 8Y PHONE 1
I
i
!
1 6~ DON’T DO REG. \ 3CS2fESS
/ 7 C;HER
ia
96. LESS THAN A !4ILE
51. OVER 50 ?IILES
97. LOCAL PHONE OR POST Box
98. DON'T KNOW
i! 1. ONLY & INST. NEXT PACE. SECTION B
0 2. ALL OTHEXS co BACK TO A6. INST. =5
12 S6L,'S'::SCS 3NK 12. S&;.S.JJIsCS 3SKI !
13. CRED!' :'S;DN 13. cc>:: '.'%;:?S
14. FIN./LO.U CO. 1 l&. F:N./L&U t5. j
16. BROKE&GE 16. 8ROKERACE /
97, OTHER:_ 97. J’HLR: I
98. DO!d'T WOV 98. 30N'c WOV I
2. Ih' PERSON
1. 90
m-- 2. IN PERSON
6. DON’T DO REC BUSINESS
7. OTHEX
6, DON’T DO REC. SUS;sESS
I
96 LESS Tliu 96. LESS THAN A HILE A !lILE
97. LDCAL PHONE I
97. LOCAL PHOPE OX POST 80X OR POST BOX
98. DON'T KNOV 1 98. DON'T LMOU 1
Cl 1. ONLY 5 1x1 NEXT PACE. SECTION I)
0 2. ALL OTHEXS BACK TO ~6 INST. =6
%XT PAGE. SECTION 8
’ I
6
iHiS IS A BUNK PACE
9
‘̂“‘“V c _<_..h
GASOLINE
CO BACK TO 86. COL. D
GO BACK to B6. COL. E
+ si:, I!JXRVINER CHECKPOINT
w\ - SEE 88, COLUMNS A AND B
1. R HIJ w MNK CREDIT CARD Q& STORE CREDIT CARD
ALL OTHEILS-->NU(T PACE. SECT:ON D
I
J
jd.
L
5 YSIO PER 1(5/i
TURN TO P. 16. 020
:F R 7.3s u ?.a: OF
THE PROPERN. “ic:K Q. _
BOX 2. "Obh'S PART" AN FOLLOG SK:? T? 35 OTHERUISI. $0 ‘3 ::f -
I ranch)?
/ naY TO P.27. D66 j
:-
I
TX-i -0 P. 2’. D6a I
R OWNS BOTli MOBILE HOME AND SITE
T. i ___ iecc the ri:c and mobile home purchased rcprracrly?
/ .rONTH/-fUR
IDUb. How much did -.he mobile Loma
ASK VALUE WHEN RECEIVED
)lSc. In what month and y..r “as this sire purchased?
D15d. How much did this site cost vhan Lc Y.S purchased?
ASK VALUE WHEN RECEIVED
TIJM TO ?. 16. D22
purchasad?
%L33 Xb34 !lONTH/YUR
D15f. Hov much did -.ha mobile homa and ri:a cost wnen they v.ra purchased?
TUPA TO P. 16. D22
j 316~. How is r_h.t? x705
:F w :N R’S FA%LY LIVISC THERE APPEARS TO OVN ti :.+a?;. URK “1. OWS OR IS 5lXI!iG’ Is D16. FOUOU SKIPS t!J D16a
D16d. In what monrh and year did you mova into this home?
87od it707 ?IONTH / YUit
r l-iiu ro P. 2:. D60 I
R PAYE RENT
/
I m0k puI ~309
jXU TO P. 27. D65
16
019
320
321
322
s Y7lb
5 Y717 . [CIkWISHERITANCE
ASK VALL’E GHW RECEIVED
!n what month and year was ic purchased?
aparcnmc/propercy)?
~$721 PER x733 -1 (,o,r!
U
t +
Dtk.. Doas rhlr oort#.(. e.rr, .n, typr of prlvacl norzpqc insurmce or MI l Sai"rc default? (IF R ASKS: DO NOT INCLUDE MORTCACL LIFE INS'ZUNCE.)
NEXT PAGE, 027. COL. A
NUT ?ACL. D27. COLUIU A I
. I
CCLLY :
18 CCLL‘WN A COLL?oI 8
ID YORIGAGL or &No cotiTIucT
HO!cc LQC:TY L’ti
s Xc10~ s XlOO~ :
Xtob l YEARS
QUJ %?lENTS
-+ NU(T PACE. DIL
COLL?l?d A
[96 +
NEXT PAGE. D3' COLLWI B
pi?
v NEXT PACE. )I-,
COLL’Y.3 c :
‘=N&%ii D3 COL. B ’
I
I~- NO RCC PPR4TS NO RCG PYtQJTS IN0 REC PPtNTS 1
NEXT PAGE. D31 NEXT PAGS. 03 COL. B
. _ _ _ . . . .
HUT PAGE. D3L
i. . fof, .c. . _ _ :!2 30 :ha p.yuner lncluda prop.rty CU.. or inrurmce? (Uhlch?)
1. TAY.ES ONLY
2: INSURANCE ONL
XkIO 3. BOTH
b. NEITHER
8. DON'T KNOU _________
NEXT PAGE. D33. COL. A
19 _-. ..“,. _ _-__._. _
. . . . . . __..._. hit.5 L._. _ : ::.:2:
II
CS.7PLETEL’:’
GO -5 335
j
‘f
NO iTPICA P.wrS
196. DON’T KNOUI
:: LLs_Y 3 _...._
2.x .7ORTGACE jR ;CU3 C3NiP.ACT
YQII I :, REOAY
I I
L CCMP’LXEL’;’ /
co TO D35
I2.0ALKION j
-7
NO TYPICAL P!mTS NO TYP!CAL PY3iSI~
m......._.. ._._............... NUT PACE. NEXT PACCL. NEXT PACE. D36. COL. A D36. COL. I) D36. COL. c
20
--__._. : --” *~
_“: __...__,~
-..- _.-. . __‘2 I
r r ,[ 1 i
0
0
0
0
a
9
0:. -1 1 OL. u I 01. =1 ! 0. 4 : .1 ;_ =_
2, .2 : 25 =I
t?%sjss 12, S6L/S‘vYJCS BNK Lt. S&L/SA’JFtS SNK
! -2 ‘J ‘?
14. XT/LOAN co. l&. FIN./LOAN CO,
17 :NsL-P.AxE co. 17. IHSL-RAKE CJ
;3, !4ORTG&E CO. 1 18. ~ORTCACE CO 19. CCSTRACTOR I i9. CONTRACTOR
flEVEL3PSR 3EVELoPER 9 :JsTP.AiTJR
:E’:SLtPER
20 PR:OR OGiER 1 20.~ PRIOR OL?.‘ER 0 ?R:?R ObYX
7 STY3
)ml7 97, OTHER: _ 97. OTHER:
xs17 x917
1. P’JRCHASE
7 OTHER:
:I- Xu :he mncy from rhis Loan used tar cha pur- chase of :his home or for roma ocher purport? /:-ha: o:har purpose?)
P’_‘RCUSE
1. RECOfi’WDED 1
2. LOU INTEREST 1
3. LOCATION 1 ‘6 OTHER BUSINESS(
NRN TO P. 22. D&l
_ . . . . . . .
NEXT PACCE. WOA. COL. B
. . . . . . . . .
NEXT PC D39a.COL.A
G3 TO 039~
:;‘ER: A HOKE EQUIrV u OP CREDIT IS AN ACREUE!! iHERE THE R CAN 3ORROU AI ANY TIHE USING THE HOUSE AS COLIATERAL. UP TO SOHE LItlIT.
A HO!4E EQVITl LOAN IS A FIXED LLYGTH. FIXED !lONTHLY PArnWT WAN.
22 :-:
~1033.
3-i
z-3
;__ X\O3b,
s XlO3S
! Xl037 = PFS
I =
I
/ LiNE OF CiEDIT *1
XXT PACE I SiY: ?.GE 053h,LOC=2
24
.:,i d_ ~ :.s;ERV:~;ER
CHECKPOINT (SEE D53, P. 23)
. . . . . . . . . . . . . . . . . . . . . . . . !zSE OF CXEO:: .; I ::::i CF CRc3:: -2 ,I ::sc :’ :x1::: *: I
01. = 1 j 0~. - - 01. - : 1 0‘ I ir 0: I : ~ ;_ .r 02. = 2 1 05 I 5 02. - 2 I OS. = 5 02~ = 2 / $5 I j
03. = 3 / 06. - 6 1 03. . 3 i 06. . 6 1 03, I 3 :$ .y
:I. C5.9 SUNK 11, CC?M. BASX 1; i5!?! 3tix
12 SbL/ SAV BANK 12. S6L/ SAV IltiK L2. Sbi/ S.4.v' ?+..\K
13. CREDIT LXISN Ll. CREDIT UNION 13~ CRE3:T :x:;s
l&. FIN: LOAN CO L&. FIN: LOAN CO LL. F:N. L3M ::
16. BROKERAGE 1 .5. BROKEIUGE 1 16. SROKL&tCE
97, OTHER 97, OTHER 97 OSiiER
s!‘. 9xX 1 WC; SEXT PAGE.
CL. fL& ;A:‘, 01, $f j*gsI
D5(. D% 554
ci
/
2. ALL OTHERS cl 2. ALL OTHERS ALL CTV3S : CO 8ACK TO CO BACK TO D53a. LOC =2 D5h. WC l 3
25
I
9996. NO TYPICAL PAtEST;
)61, :n what month and year Co you \ cxp.cc this :orn :o be repaid’ ,
4 D66. :STERVIEL.EX CHECKPOIYT
/ ZSSERVATION
i I I I
1. R LIVES ON A USCH OR F.&k7 --> T-33 TO P. 29, SECTION E ,
2. ALL OTHERS
I 367a. How much rrnt do you collec: each month?
)iO P. 29. SECT:3 E i
V
/TlJfU TO P. 29. SECTION E
’ I 28
_-- _
_ -. - _
_-. ., _
--1 _ _
3:: 1 01. = 1 1 OL =(. 101. l 11~0‘. I‘ 101. = :. 04 =- ;
I 02. = 2 j OS. = 5 102. l 2 I 05. I 5 I OZ. - 2 I 05 = 5 !
) 03. = 3 ) 06. = 6 1 03. . 3 ) 06. . 6 1 03, = 3 I :5 = i f-am rommpl~c* aIs*? ‘.:F CARD A: rihich 11. C3tlM. BANK 11. coml. aAm 11 co?_Y aAx .~sri:u:lon?) <IF SOtGiP’UCE ELSE: 12. S&L/ SAV BANK 12. ShL/ SAV BANK 12. S&L/ SA;’ Q_xK iha: ryp* of inrci. :x:ron is chrc?) 13. CREDIT L%‘:ON 13. CREDIT UNION 13. CRED!: :S;3S :.-.a:! )
lb. FIN: LOAN CO l&. FIN: LOAN CO 1L. FIY: L9As to
1 16. BROKERAGE 1 16. BROKERAGE 1 16. BRCKihGE
1. 97. OTHER: -I 97, OTHER:_ I 97. OTHER. 1
2-j :s:fERVINER CHECKPOINT
(SEE 069)
0 pMx 2 l&s w 3 LX’S 1. NEXT PAGE.
0 1. trO(T PACE.
SECTION L SECTION E
0 2. ALL OTHERS
P
2. ALL O%mS CO MCX TO D70. LOC 93
0 pMx 1 Lx; 1. NEXT PAGE.
SECTION E
0 2. ALL OTHERS co 8ACK TO D70. LOC =2
D76
I . . .
LOA../ LLYD LOUWAND LOtiV/‘A!D CONTRKT =I CONTRACT l z CDNTRACS =I ~
1. LAND CONTRACTI Il. IAND COhTPACT~
2. HORTCACE La co TO 55
13.1
NEXT PACE. El1
._____........~._......._....’ NEXT PACE. E8 NEXT PACE. E8 NEXT PACE. ES
COL. 1 COL. 2 COL. 3
30
:: __
ii,
.
El)
NO REC PAYi
GO TO ill
Elf. o 0 you (or your fuaily :iving here) still M any l!on.y on loans for :b.is proparty?
EL2
!:I
ELia. How much do you sctll ov*?
:NTERVIEXER CHECKPOIKT (SEE E2r. P. 29)
2. AU OTHERS CO BACK TO
P.29. E3. COL =2
::A<’ . -. =z _-
s %/r/o PER WI!
/ ) SC REC PAY:
I
CO TO El1
. YRS 01
. ems
1. REPAY w COXP rrr’” _.e-.
GO EL1
-4
I GO TO El2
PACE, Elr.
0 2. ALL OTHERS CO MCK TO
P. 29. E3. COi -3
ill REPAY
s XlCl? j
0’. e.: :“$” PAGE. Elr. i
2 ALL OTHERS ;
El3a. Do ypy (or your family hera) still owa any monay on loans for chase other
)(\UO proparti*r?
1. YES
0
l).> NEXT PAGE. Elk
E?3b. Alcogachar how arch (do you/doer your family) still owe?
:z:,re,: i!l?
[yjq-J* PROPERTXES
PROPEalY l 1 /
I.WEST TRUST
El‘a. vhac p.re.nt.*. of tha prop.rty do you (and your family llvlng here) own?
E19. How much in coc~l ir this property worth; I
PROPERR . 2
%I803
1’. OkNED BY R 1
CO TO El8
42. OYNED JOIMTLY
3. PARTNERSHIP
i REAL ESTATE INVEST TRUST
llOO.ALL I
f2. OLNED :3!STLY
3. PART?;EitSiiI?
6. REAL ESThX
n
I.WEST XCST
7. OTtlEa
(GE WANT THE fpfbL, m NOT JUST R’S SHARE. FOR ElO*E29. NOTE IF R ONLY I KNOWS THEIR SHARE.) . . . . . . . . . . . .._ .__....... . . . .
NEXT PACE. El9 NEXT PACE, El9 NEXT PACE. EL9 COL. 1 COL. 2 COL. 1
32 . . . . . .
?ROPER? = 2
f
s x1709 s x1909 S XIBOQ . / c:.r, XER
Yl9la
/? 5 :;..
xqu Tow T’: P, 36. Ej.
s x17/5 How much is s:iLL owed?
r- __
NUT PG. Et
96. NO SET L- .wu(
NEXT PC. E2 NUT PC. E23i
__, C-2
E? .
How such .r. tha p.y- ncntr and how often .r. rhcy due? rpdm9-
I I NO REC PYYTS I I NO RCG PYNNTS I /NO REC PY?!YTS i i
NUT PAGE. E29 i ,d NEXT PACE. E29 [ 0
NEXT PAGE. E29
Do the p.ym.ncr include prop.ccy tax., or insurance? (Which?)
. . . . . . _ .._ .._...._._._.... . . NUT PACE. E28 NEXT PAGE. E28 NEXT PACE. E28
CCL. 1 COL. 2 COL. 1
GO :c L” __
j5. JALXOS i 5. 3ALLOOS 1
! 5 xn2a cc TO E31
Is0 TYPICAL -l ,QAt'XES?S
x173r Yrn
01. ml I Ok. r(r 1
02. -2 i OS. -5
0).
11. corn. BANK
02. I2 1 05 rj I
03. -3 I 06. m.5 I
11. COM. BANK
12. 56L/ SAV BANK
13. CREDIT UNION
18. .4ORfCAGE co.
12. S6L/ SAV BANK
13. CREDIT UNION
18. HORTCACE CO. I ~~~ 15. NORTCACE CO.
I 19. CONTRACTOR; DEVELOPER
19. CONT5ACTOR; DEVELOPER
19. COtmlACTOR: DEVELOPER
1 20. PRIOR OUNER
197. OTHER:_
20. PRIOR OVNRR 20. PRIOR OUNRR
97. oTnm_ 97. OTHER:_
Xl828 Xl928 ‘......... .
NEXT PAGE. E3c. COL. 1
. . . . . . . . . . Nrn PAGD. t3(.
COL. 2
. . . . . - . . NEKT PACE. EX
COL. 3
(SEE E15, P. 31)
1 w1 PROPERTY, ~_x-4 TO P 16. SECTION C
L 12. .ALL OTHERS co BACK TC PROP. -2 P.!l. El6
1. u 2 ?ROPERT:ES FLT.N TO P. 36. SECTION C
AUOTnERS GO MCK TO PROP. 91 P. 31. El6
!E!6b. 2hac w.s your (famflv’s) :ocrl wrchasc urlca for :hese proptr:ics7/
E36d. Alcogrchar. about how much is owed on your (family's) shara of thasa morcg.g.s or lowu? I
I . . . . _.....__.. . .NU(T PACE. E36. . . . . . . . . . . . . ’
. I 35
.E37a
!E3:c.
E3id.
About how much was your (family’s) coca1 purehas* price for chase I proparries?
920tq
5 Y2613 . CIFK/I.WERITAJCE
ASK VALUE ‘UHEN RECEIVED
Are :hrra mortgages or loans outsanding against :hesa proparries’ /
pj [K] -.a CO TO E37.
Al:ogachtr. about how much is owed on your (family’s) share of chrse mortgag., or loans?
s %2olb
How much .r. the p.ym.ncs on chcsr loans or morrg.g.s and how of:rn l r. thay due?
HO REGULAR PA~?~ENNT
.-a NU(t PACE. SECTION C
E37f. Alcogechar. how much gross Income dld (you/your family) r*c*fv* in 19gg? s x2o3. 6
36
I
SECT:ON c: VEHICLES
G2,
c3
;-
G5.
Gi
How much are your monthly Icase prymwlcs?
:STERVIEXR CHECKPOINT
(SEE G2)
I
;i
213
^. I__
_. . r-i
_. I __
‘;hac modal year is ‘:? yqg-
.-
so: couxing any iaans I've already recorded. is any money still owed on CO BACK TO CB CO BACK TO C8 TL-Rr TO P 33~ 1 loans for chlr FOR VEH. 12 FOR VEH. -3 c23 (!SKE/.L(ODEL)? OR TL7.N TO OR l7XN TO
I CDL. 3
P. &O. C2L P. a. C2b
PCESTION OMITfED /
I J I J in uhac month and year was rho loan carrn our7 NONTH/YEAR
-..~.-........_.....__._........ NEXT PACE. CIr, NUT PACE, Cl6 NEXT PACE. Cl;
COL. 1 COL. 2 COL. I
38
_... _. _ .z.z.__; =:
x3404
co TO Cl6
p.sT 1 u 18,~~
=I ‘0 70 Clf
996. NO SET .
co TO Cl8 co 70 Cl8 co :3 CL3
fl(ZI11PEii !4ONTH GO TO c21
9996. NO RECLUR PAY?EVS I 9996. NO RECUUR
PAYRENTS 9996 ‘40 RECL’AI
b*kYesTs !
9996. NO TYPICA; PAY?lWT ij
G:9 In vhac month and :r.ar do you .xp.cc chir loan to ba repaid?
i
.IgQ.@ % cst being char‘,,, o,, _ _ . . . . . . . . . . _ _ . _ _ . . . . . . . . . . . . . . . .
this loan7 NUT PACE. C22 NEXT PACE. C22 NEXT PACE. C22 COL. 1 COL. 2 COL. 3
C23, I!TT;IERVIE;‘ER CHECKPOINT
(SEE G7a, P. 37)
L
02. =2 i CS =j 1 32. -2 i Oj. -5 1 22. -2 zj -5
03. l 3 i 06 16 1 33 -3 1 :6 -6 I C! =I :i *-
11. CO.%?, StiK ::. COHX SAYK __ . --._. ---- ?,.a_\K
12. 56L/ SAV BASK 12. %L/ %‘I E.ASK ;2 S6L SA’.’ 3s:i:
:3. CREJIT L’SION 11. CRED:T CNIOti 13 x5’:: :s- ._, -..
lr. FIN: I!%.‘4 CO lr. PIN: LOAN co l:., F:S, LZX: I:
15~ DEALER ?S, DEALER :5 3=2X?
20. PRIOR O’-%‘;ER 20. PRIOR ObNER 23 ??:Ca >‘.XE?
21, ALTO F:NANCE/ 21. AUTO FINANCE/ 2:~ .AL’TC ::!Gh’;<c GMC/ FORD CDT WAC/ FORD CDT G.%C/ ‘5RD I::
97. OTYIER: 97 C’ISR :
c 1. w 1 CEN.
NEXT PACE. G2L
1 L2. ALL OTHERS
BACK TO P. 37. CR. VEH. l 2
1. w 2 VEH.
NEXT PAGE. C2k
2. ALL OTHERS
I BACK TO P. 37. CR. VEH. -3 I
C21C. AlZOReCher. about how much :s s:i?l wad on (chis/chesa) loan(s)? (ACCEPT RANGE.)
IC23d. Hov much are cha coca1 monthly prymmcr on (chls/chesa) loans?
‘/;: ,,,,
:.:
<. ,
I, , .
42
c39 I!TTERVIFJER CHCCKWINT (SEE GZSa, P. 41)
9996. X0 ~TPICAL P!tT
xasr 7 X2518 .‘.OSTH/yUR
02. . 2 1 05. . 5
:3. . 3 1 06.=6
11. COfwERCIAL BANK
12. 5 6 L/ SAVING BK
13. CREDIT L'NION
lb. FINANCE; LOAN CO
91, OTHER:
=i. ALL OTilmS ..> Go BACK TO P. kl. C26. VEHICLE l 2
s )< 2bp-l ?IR u.cs,w co TO c37
I
9996, 90 RX;-& I PAY%!iiS ~
19996. NO TlPICAL MT
03. . 3 06. . 6
11. COMERCIAL BA?IK
12. S 6 L/ SAVING BK
13. CREDIT UNION
1G. .FINANCL: LOAN CO
97. OTHER:
cl 2. ALLOTHERS NUT PAGO. G39a
. I
43
b iOaRS for l ducactona; expenses or sedical ,bills?
c ,:oans from friends or rela:iws?
d any o:har loans’ (IF R ASKS: :NCLUDE CHECKiNt ACCOL’NT OVEXDRA~S, 30 &JJ : !: C ;;‘D E !.:n I.uS, POLICY LSAJS. )
H3 . :;‘ER CHECKPO:XT. ADD TOTAL X!t3ER ;F LJA_!,S rTOn i,2a . H2d...._....._._.....>
LOAN = 1
.-> do
;raU TO P. ~6. H16 co TO n-
LOAN = 2 LSti = I
1. 2. RECUUR OTHER INSTAU- KISD HENT h
NEXT PACE. HlC
NEXT PAGE. I410
NEXT PACE. I410
PAYMENTS 01 PAYXWTS OR
H15. IMUIVINU CHECKPOINT
(SEE H3, P. U)
/so REGf’aR Pt?!!TS
01. -1 I Ob. a
02. l 2 OS. -5
03. -3 1 06. -6
11. corm e.Am
.3. CREDIT UNION
16. FIN/U)Ud CO
1s. SIORL/D~LER
97. OTHfR:
0” K; &u)m‘6, Hl6
cl 2. ALL OTHERS. aGO BACK TO P. U. Hb. COL. 2
02. l 2 OS. -5 02. =2 I 35 =5
03. s3 06. =6 03. =3 \ 06. =i
11. coml 8ANK 11. cow BANK
12. S6lJSAVNCS BANK 12. S&L/SAVNCS 3ASK
13. CREDIT UNION 13. CREDIT LWION
lb. FIN/WAN CO 1L. FIN/LOAN CO
1s. STORWDRALRR 15. STORE/DEALER
97. OTHER: 1 97. OTHER:
0 2. AuOM!as->CO I
0 2. ALL OTHErtS.xO BACK TO P. U. TO EXTRA Loti HA. COL. 3 NUT PACE. Hr.
45a
I EXTRA LOAN PAGE I
LOxi . i LOU = 5
NUT PAGE. lflt
r F, 3 PArnE!nS OK .YEARS
996. NO SET =
NEXT PACE. H9
NUT PACE. H10
yasr -x2!3JL wBqJ3
1. 2. I REGL'IAR OTHERr :?ISTALL- K:ND SST
NUT PACf. Hl’
PAWEh-TS OR = YURS
NEXT PAGE. HlO
45b EXTRA LOAN PAGE
Hov much is s:ill
INTERVINER CHECKPOINT
(SEE H3, P. 44)
9956 NO SP:;AL PAY?lENT
02. -2 i 05. =j 1 02. 02 1 05. r5 1 02. -2 1 ;J .5
03. =3 1 06. =6 103. =3 ) 06. -6 1 03. s, / 06 +6
11. COKY 3tiK 11. COR7 BMK 11, C3K7 BhvK
12. S&LL/SA’v?dCS BAXX 12. S&L/SAWCS M#K 12. ShL/SAVNCS StiK
13. CREDIT UNION 13. CREDIT UNION 13. CREDIT UNION
lb. FIN/LOAN CO 1 14. FIN/LOAN CO 1 lk. PIN/LOAN CO
15. STORE/DULER 1 15. STORT/DEAL&T 1 15. STORE/DULEi(
97. OTHER: I 97. OTHER: I 97. 0lHm:
X9. (YOC using th. booklac.) (RW SLOVLY:) Again thlnklng dbout the sm. loan. roughly how far VU the offiea wham the l ppltcslon YU -da from :ha home or workplace of cha p.rron who aad* the l pplie~tlon? (IF R ASKS: UE WANT THE CL3S3 OF THE DISTANCE FROH HOME OR OFFICE.) (ACCE?T RUGL.)
x3003 !4ILES [96. LESS THAN A MILE 1 (51.1 /99, 3K
47
(P.S. P. 3) In dacidins how much of :heir (family) income 20 spend .: save pw.~ple are likely co think rbou: different financial planning ?er:acs : : planning your (family's) ravins and spendins. which of cha ::a ptr:ods I:r-.ez 0" :.'.iS p.Sc is 901' :0 you (And your [husband/vlfe:)’
1. NUT FEW !4ONTHS
bhich is the u lmporcanc co you? (RECORD ANSWER IN GRID ABOVE.)
(Not UStn& cha booklet.) Arm there any forasmabla major financial obligations char you (And your family) expect will haw to be mat in -.h.c fucue*, such SS dueSCionS .xp.ns.s. health C.C. costs. and so forth? (IF R ASKS. THE FZTNRE HEAM THE NEXT FIVE TO TEN YEARS.)
1. YES
iT’
I 5. NO ------>NUT PACE. JS
J(.a. (U. r. &) What kinds of obligaclons Are chess? (CHECK ALL
97. OTHER: \
TAKE . w FISASC:AL R:SKS L,,,YECT:S;C 70 3K-G m ‘V‘ RETLWS
TAKE &DOVE AVEQby FINAXIAL RISKS iXPECT:)IC TO 2J.e’d h3C’:E r’.‘-t,-= RE:_xS,
TAKE m FINANCIAL R:SKS EXPECT?!% TO EhR3 m RET_-US
U WLiINC TO TAKE ANi FINANCIAL RISKS.
.i iP.3. P. 6) :hLch of the followin SC :amancr on :his pa4. corms closes: :o describing you(ri (and your jhusbrnd’: .Afe’si) savin& habL:s’ (CHECK fiORE THAN ONE ONLY IF ?IECESSARi k
x30r5 1. %3olb z.
s x3a7 ‘.
DON’T SAVE . . USUALLY SPEND !lORE THAN INCOHE
DON’T SAVE -. USUALLY SPEND MOLT AS .%CH AS I!JCOHE
SAVE (;HATEVER IS LEF? OVER AT THE END OF THE !lONTH. .X0 REC ?LAN
SAVE INCOME OF ONE FhYILY ?(EYBuI. SPEND THE OTHER
SPEND RECUUR INCOHE. SAVE OTHER INCOME
SAVE RECLURLY 3.Y PUTTING ?(ONEY ASIDE EACH !4ONTH
)wJl8 ‘. %3M 5.
H x3ow 6.
economy vi11 yc*rr or SO’
;,, a AL7CST SO R:SK
TOTALLY EYOUGW TO VERY ISADEQUATE ?TAI!nAIN LIVING SAXSFAC3RY
STAsDAruaS
. .
Y3Oi:
(P-0. P. 9) ;hcn making w decisions about borrowing and saving. some people shop around for the very best ianus while others don’t. L-nerc would your family be on the scale?
j~](o1(101/iJJ7-J(j:jji6
ALMOST A GREAT DE41 so SHOPPING OF SHOPPING
_’
50 SECTION N: BCSI!?ESSES
:!;TERVIGZB CHECKPOIST
SEE 03, PAGE 10
: :~ R CR R’S FMILY gPEP_ATE F.AP_WRA.‘JCH BCS:!XSS
3S :HE:R PROPER3 :R ASWEBED ‘YES‘ TO D3)
i
Y 32 (Nor using cha booklee.) Including your (farm/rmch) buslmss here. in .ov
many (faros/ranckes). privacaly-held businesses. professional prac:::cr or prrrnerships do you (or your family living hare) own or sham ovns:rL:p ::. G have l n acciva man*gcmnr cola’ i:.uCiL’DE THE CLUE&L PARTNERS IN A L:xITED PARTXERSHIP. BUT NOT THE L:*IIF3 PARTNERS. )
- BUSINESSES
I DO NOT I.UCLCDE CORPORATIONS ;‘ITH PUBLICLY-WED STOCK OR ANY PA&RTNERSHIPS THAT HAVE ALRTCSY BEEN RECORDED IN SECTION E.
Y2a. RUD THE FOLI.OUINC: I will ask you flrsc about your (farm/ranch) business.
REC3RD = 01 BUSINESSES (FROM 32) IN BOX 35 AT TOP OF NEXT PACE. THW GO 7; Y:a
M3. Do you (and your f-111; :lvin& here) own or ;hara ownership .FI my prlvacel:i- held businesr~r. farm, zrofmsstonal p:xclccr or parrnarships? (SEE INSTRUCTION IN BOX MOVE.)
-->TLwC TO P. 59. SECTION N
is. Do you (or anyone ln your family llvlng hrrr) hiw an l cclw urugmnmc rola ln my of chase buslnessw? (INCWC THHL GENERAL PARTYEW IN A LIMITED PARRIERSHIP.
glR llpt TMHL LII’I!IED PARTNERS.)
-->NRw TO 1. 55. Flzoa
s\o< = BUSINESSES ‘$$‘)Mt:” SC
E!!.EU l OP BL’SI!JESSES AT MS ON TOP OF NEXT PACE i
. I
51
MS. 1 I - OF BCSiXESSES
BUSWESS l 1 BCSilrESS = 2 BLS:SESS . 3 1
i
x3107
:hrt is, what dots chc buslncrs make or do?
!46. Hov did you (or your family liv- ing hare) acquire this burlnass: was it bought or invcsrad In. started by you. inherlced, given to you. or what?
]b. GIVEN
7. OTHER:
CO TO MB 11 CO TO Kd 11 CO TO 58
X7. ihen you Investad did you (or my- on. tn your family living here) tnecnd CO
x3109
-1
1. YES 5. NO ‘Q P 330 $-’ 1. YES 15.
3309
JJJ IO X3310 YUR YLAR
___......-___..._.__._.~--...-. NRT PA’%. H9a. NEXT PACE. N9a NEXT PAGO. M9a
COLLm 1 COLlJm 2 COLUMN 3
52
. _ . . . . . . . . . . . . . BCSITESS = 2
. . . . . 3:‘SI.SESS = 3 8USINESS = 1 1
Y9a :~:TER’.‘IEvER ZE:KPOINT: !SEE HFL. P. 1) CO TO !49d
p 2. ALL OTHERS
CO TO !49d
0 2. ALL OTHERS
IF w R OR SP CHECKED. CO TO K9d
w
I E: OTHER:
3313
59c.
Y9d.
your family iiving here uorl in :ht business! (CHECK ALL THAT APPLY. )
l+zef+ IF u 2. OR SP CHECKED, GO TO Y.9di
IT W R OR SP CHECKED. CO TO H9d
(Ocher than you [and your hus- bmd/vifal). how many hours does rha (other/most involved) family member work in this business in a normal wek?
&iRS Y331 HRS x3118 X3318 as
1. PAATNERSHIP 1. PARTNERSHIP 1. PARTNERSHIP
2. SOLE PROPRIET. 2. SOLE PROPRIET, 2. SOLE PROPRIET.
3. SUBCHAP. S 3. SUBCHAP. S
6. OTHER CORP.
3. SUBCHAP. s
Ir. OTHER CORP. (1. OTHER CORP
I 7. OTHER - . _X_yjq . . _ 17.0 . . . .
NEXT PACE. Ml couw 2 COLlJ?lN 3
NEKT PAGE. MO. COLUXN 1
53
r:o Ara “0” (or your famiiy living here) using >ersonrL .sset* as c011acerr1 or did :rou have co cosign or guaran. c** .ny loa-ls fez :his business?
X:Ob. Did I record this earlier?
Hllr. How much is owed?
!412. Do you (or your frmlly living here) PVC chg burlnrrr .nY money?
tl12a. How much do you ow*?
. . . . . . . .._ . . . . . . . . . SLTISESS = 1 I 3CSINESS = 2
1. YES 23 0 5. NO
GO TO 511
1. YES Fl 0 5. NO
co f3 Ull
to TO Ml2
NEXT PACE. n13
co TO Kl2
s x3229
NEXT PACE. Ml!
COL 1 COL 3
. . . . . . . . . . . . . . ..__ 3’;S!$jS = I SUSiNESS * 1 BCS:sESS . 2
L-MC percmcq. of rha burlnus do you (and yc.ur faniiy living here) own?
1100. A\LL/
X~tRtE!iT :
:-hat could you sell 1c for? iChar is your share worrh?)
Y3317
j NOTH% ;
x 3129
1 DON’T KNOV / ) DON’T Lc1IOUI DON’: KVOL
:f you sold tha business now. i x3330 ! s x3m s Y3136
$ x333 I i k333j j
$ x3231 5 x3332
5 Y32 33
tier PACE.
n20
1 1. ONLY 2 BUS
NOrr PAGE.
n20
q 1. ONLY.3 BUS NEXT PACE. n20
q 2. ALL OTHERS NUT PACE. n19a
AU OTHERS CO BACK TO P. 51. !¶5a BUS. -2
2. ALL OTHERS GO MClc TO P. 51. nsa BUS. 83
55
s x3337 M20.3 o,you (or anyone in your family living here) own or have an inreres: in a::i
a businesses or prrrncrships where you do nor have an rcrivc 3anagemer.r
x3w role? &r\d*r M3,mq
-.> iTRY TO P. 59. SECTION N
M20iX H ov many of chase (ozhcr) businesses or parrnerships do you (and your family living hera) own or shrra ownership in?
/01.,0~El on /OTHER: llLwlER I---BNUT ?ACE. 521
9 I J
!iZOb. Is it a sola-urourlcrorshlu. a 1imi:ad parrnershio. another rvue of fiao b- M10t ~;::3’r’h’p’ ’ l Subchapter S-corporation. anocher $‘pe of corpora:;o:, j:
5. LXITED PARTXERSHIP
nzoc.
!420d,
tl2oa
bil-iac eould,you ml1 your (family’s) shar* for? (Vhac is ic worth?)
Uhac was cha coca1 nar income you (and your family living here) rmceiwd from thlr (bwingrl/p~rcnLrrhlp) in 19gg?
5 ----->TW.N TO ?. 59. SlKTION N
Ii
TYPE
Lo Limited Parcncrships?
I. Other ParxlarsiIips?
:. Subchrptar S Corporrcionr?
I. Ocher Corporations?
?. Sole Propriccorships?
C. Any other typa?
NEXT PAGE. SECTION N
:;I’PF) for7 Ipurposcs 0f -.hcsc iiving hercr ; :‘;hac is i: shares? (rihac w.s received f:a=, ror:h!) your original all such
invascm*nt?) (Y?E) in I
19aa? I
1
NEXT PACE. SECTION N
1
PAGES 57 AND 58 DO NOT APPEAR IN THIS QUESTIONNAIRE
I
59
SECTION N: FINANCXL ASSETS
N2a. (RE.. P. 10) Laokinc at this list. please cell ma which is chc w ls>orrar.r
x3-3 01. DON'T ilRITE ENOUGH CHECKS
TO IW(E IT uORTHuHILE
r 02. MINIMM BALANCE IS TOO HIGH I
03. DO NOT LIKE DWINC YITH B&-Xi
TURN TO P. 62, NlO
Ok. SERVICE CHARGES ARE TOO HIGH
OS. NO BANK HAS CONVENIL~ HOURS OR LOCATION
97. OTHER:
I I
60 N3.
w.
$5.
$6.
Sl
;:F R ASKS: INCLLQE &NEY WET ACCOL?.‘TS ;‘ITH CHECK-Xl:::NC PRIV:LECES 5XY :F 7<Z ARE AT SA.VKS. SAVIYCS AND LDANS. OR CREDIT UNIONS)
1 x3504 ] = ACCOLWS
ACCOLNT -1
(Please look .IZ Card A.) (Thinking about your main checking account. cht on. used to urica aosc of your chacks. / Abouc.rhe next account) is this account with any of the insrieucions on Card A. or from som.- plac* l is*? (IF CARD A: Which lnscl- tUCiO!l?) (IF SOKEPUCE ELSE: r?lac w-p. of inrtimxion is cha;i) 97. OTHER:
lIiZQc- I-= s X3%%
16. gROKERACf
INTERVIFJER CHECKPOINT (SEE N3) cl 1. m 1 ACC
TUKN TO P. 62, N9
cl 2. AU OTHER.9
CO BACK TO N4. ACCl l :
ACC0Uh-I 92 I
ACZ3LXT -3
01. 01 Oh. ti 01. .I j OL .‘
03. 83 06. -6 03. =I 1 06. -6
11. town. BANK 11. corn. B.uX
12. ShL/ SAV BAtdId 12. S6L/ SAV BA!.,
13. CREDIT UNION 13. CREDIT LWION
16. BROKERAGE 16. BROKERAGE
97. oTHER:_ 97. OTHER:_
ifLzmi_x3s13 s )135/o s x3sty
n I L_J 1. m 2 ACCT
TUWI TO P. 62, N9
n 2. Au. OTHERS
COMCKTO NL. ACCT ~3
cl 1. W 3 AC( TLXN TO P. 62, N9
cl 2. AU OTHERS
COMCKTO Nb, ACCX .
61
ACCOUNT =- I ACC~';ST -5
01. =I / Ok. -6 I 01. =I / OL. .*
02. =2 ) 05. =5 32. =z 1 05. =5
03. =3 06. -6 03. -1 / 06. =6
?2. S6L/ SAV BA,W 12, S&L/ SAV BAVK
13. CREDIT C?lION 13. CREDIT L'NION
16. BROKERAGE 1 16. BROKERAGE
97. OTHER:_ 97. OTHER:
ACCCLST -6
01, -1 j oi =r I
02. =2 / 05 -5
03. =3 ~ 06 -6
!1. co!% 3AJ.x
12. S6L/ SAV BA.W
13. CREDIT L3ION
16. BROKERAGE
37. OTHER:_
x3n5
1 1. w 6 ACCI NEXT PACE. N9
2 2. ALL OTHERS
62
97. OTHER:
s9a. (Not using th, booklet.) For how many y..rs (have you/has someone in your family lIvin6 here) done business vich this instiCuClan?
YEAR.5 96. LESS THAN ONE YulR
NlO. Do you (or myon. in your family hrra) have .ny IndivtdLul Retirement ACCOUII<I. that is. 1P.A or Keo6h accounts?
SEX1 PAGE. NlOa TURN TO P. 6(r. N16
:CHECK PERSON(S) 6ESPONDLNT. SPOUSE. OR OIHL?S) UfO HAVE ACCOLKT(S). m ASK FOLLOW-UP QUESTIONS Nil - Nl& FOR EACH PERSONS,
PERSON----.._.>
About (PERSON’S) .CCOUII~, tara these/la this an) IRA or Kcogh account(r)? (CHLCX ALL TUT ArPLT.)
Nil.
312.
Nil. (Pleas* look .r Card A..) (Is this/Are they) vlth any of the inrcicutlonr on Card A. or from *am.- place else? (CiIKCK ALL THAI AP?LT.)
(IF CARD A: Vhich fuel-
’ 01. 91 01. a4 01. l 1 06. rlr 01. 91 ( Ok. .A 1
02. 92 OS. 85 02. l 2 05. 95 02. l 2 j 05. l 5
03. 03 06.96 '03.M 06. 96 03. 03 ) 06. 96
Il. corm. BANK 11. co#u4. MiK 11. cow. M.vK
12. S&L/ SAV BANK 12. S&L/ SAV BANK 12. S&L/ SAV 8Ah-K
1
rurlon(r)?) (IT SOIePxACE ELSE: what
_ . _ ryp.(r) of lnstltuclon(s)7( 13. CREDIT UNION 1 13. CREDIT U?UON 1 13. CREDIT VNION (
1 16. BROKERAGE 1 16. BROKERAGE 1 16. BROERACL 1
17. INSW.. CO 17. INSUR. CO 17. INSM. CO
25. EMPLOYER 25. Mplllyul 25. EHPWYUI
Nl&. Hov~much In coca1 lr In (PERSON'S) account?
c 1
1. SPOUSE OR cl
1. OTHq PER- 0THP.A ACCf SON ACCT.
CO MCX TO Nil CO MCK TO Nil
2. ALLonERS 2.ALLOnILRs
4 + t
(SEE NlO8),
N15. How is tha mn.y
x3b3\ II awr of 1E In bon& or similar
1. CD'S/BANK ACCOUNTS
7. oTH5l:
64 x5.
Y370 I
Nl?.
N16.
x19.
N20.
Nf6a. Al:ogcrher. how many money markac •CCOU~LCI do you (and your faiiy livirq here) have?
- OF HONCl .!!AP.KET ACCOVKTS
(Please look .e Card A.) Is this aecounr with any of the 1nrclcu~1ens on Card A. or from som.- place l is*? (IF CARD A: Uhlch 1~~1. cution?) (IF SOWEPUCE ELSE: VhaC typ. of 1nsriruc1on is thrc!)
How much Is in chlr XCOUIlC?
N21. 1NTERv1Evia CluzKPOIKT (SEE NlSa)
01. -1 I 04. -4 I 01. =1 I ocr. ti I 01. l 1 I 06. e
02. 92 05. 05 02. 92 05. 85 02. a2 05. 95
03. 93 06. 86 03. 93 06. l 6 03. 93 06. 96
12. S&L/ SAV BANK 12. S&L/ SAV BANK 12. S6L/ SAV BANK
13. CREDIT LNION 13. CREDIT UNION 13. CREDIT LNION
16. BROKERACE 16. BROKERAGE 16. BROKERAGE
97. OTHER: _ 97. OTHER:_ 97. OTHER:
Y27a( Y37JO __+xrs
sY37ob s k37Jb s X3711
cl 1. w 1 ACCI 1. NEXT PACE. Cl
N22
n 2. AU. OTHEKS 2. CO BACK TO Nil. ACCT 2
pMs( 2 ACCI cl
1. w 3 ACCT NtiKT PAGE NWT PACE N22 N22
ALLOnERs 2. ALL OTHERS CO MCK TO N17. ACCK 31 )
N21a. How aueh 11 In all your (faolly's) remaining 80n.y urkac aecou¶ts7
5 II3118
65 $22. Do you (or myon. in your family here) have any C3’s or cerzificarcs of dc?orl: a:
financial lnscicucions? (IF YES. SAY: Please do w include CD’s ‘.ha: arc pa:: cf IRAs or Keqhs. ) (IF R ASKS: CD’S ARE CERTIFICATES HELD FOR A SiT PERIOD OF TME THAT .XTS: BE CASE:: OR RE?IFXD AT THE HAlTRIlY DATE.)
--a WKT PAGE, Nt3
l22a. Altogather. how many such CD’s da you (and your family living here) have?
g 373 0 l CERTIFICATES
122b: What fr tha total dollar value of (this/all chase) CD’s?
i22c. (Plus. look .t Card A.) (Is this/Are there) CD’s wlrh my of th. inrcicucionr on Card A, or from romeplaca *Isa? (ClVZCK ALL T&AT APPLY: (IF CARD A: Vhlch Institution(s)?) (IF SOMEPUCE ELSE: Vhac type(r) of inscfcucion(s)7)
[01.p7q-z10].~10*urJ/O). lcoIQ(.j
[56L/s*vl[13.1 pG&q
97. OTHER: )(333z - Y 3 7%
X3W I
s2:
ACCOWI -1 ACCOL’NT =2 I h;;xs? =!
(P:easc look at Card A.) Is :hc (naxc) largest rccaunc with any of the ins:i:urions on Card A. or from somaplac* else? (IF CARD A: rihich insci- tutlon?) (IF SOFEPUCE ELSE: Uhac cypa of inscicution is char?)
01. =I j OL. .‘ 1 01. .: I o_ =_
02. =2 ! 05. r5
03. =3 1 06. 86
11. corm. BANK
02. *2 / 05. -5 1 02, =Z i 05 =j
03. =I 1 06. -6
11. cot!&. BANK
03 .3 i 06, =i,
11. CO.%Y. BA.YK I
12. S6i/ SAV BANX 12. S&L./ SAV BANK1 12. S6L/ SAV BANK]
13. CREDIT CSION / 13. CREDIT UNION
16. BROKERAGE
97. OTHER:_
13. CREDIT LNHION
16. BROKERAGE
97. OTHER:_
16. BROKEIUCi ’
97. OTHf‘v_
X3b63 s x3 my
)(3bOb I y38a. s25.
S26.
How much is in this XCOUIIC?
INTERVINER CHECKPOINT
(SEE N23r) cl 1. m 1 AC’3 nJP.N TO P. 68. X27
2. AU OTHERS CO BACK TO NZL. ACCT 2
1. Q&X 2 ACCT m TO cl I. W 3 ACC:
TLx4 TO P, 60, 32: P. 68. N27
I-J 2. AU OTHERS GO MCK- TO N2b. ACCT 3
67
ACCOUNT =& ACCOlTNT -5
01. -1 o(.. * 01. .1 040. d4
02. =2 05. 15 02. =2 05. =5
03. 13 06. -6 03. =I 06. -6
11. corn. BANX 11. COM4. BANX
12. S6L/ SAV BANK 12. ShL/ SAV BANK
13. CREDIT UNION 13. CREDIT GNION
16. 3itOKfRAGE 16. BROKERAGE
97. OTHER:_ 97. OTHER:_
X3b13.s
cl 1. w Ir ACCK NEXT PAGE. Cl 1. m 5 ACCt
NUT PAGE, N27 N27
cl 2. ALL- co BACK TO N2b. ACtX.5
7 2 .AL!. OTHERS
i
b,
d.
c.
(Are any of them) Tax-Frw Bond Funds.
(Are my of the.) ocher Bond Funds
Comblnrcion funds or &QY slhrr mutual funds (INCLUDE - /5. “DK TYPE” IfEKE)
all of the (TYPE) char :,ou ,and your family Livin3 here, :have?
X%31
-->b. S x3b>y
Y3b3b
-->d. S Y38%?
3833
I:‘ER: IF R ANSWERS “NO’ TO N23a-• ASK N29 FOR u KUTIJAL i=UVDS: RECORD IN N29c
S30. Overall has char- baan a 3ain or loss in the value of all these mucul fund shares
Y?b3) since you (or someone 1~ your family here) obrrinad them?
1. GAIN
7’
3. NEITHER CAIN NOR LOSS 5. LOSS
NUI PACE. N31 ’ i-’
jl).DON’T
NEXT PACE. N31
PERCENT Y3832
s&y _AnouNr
69
CT%ESE .%Y BE CALLED SEKIES EE OR HH THEY CA.‘4 BE PL-RCHASED BY PAkTXOLL >EZL’II::!.
j:pq I
5. NO --> GO 70 932
?
N32a. Hov many different bonds or bi!: s do you (or your family) own
x390L( * SONDS OR BILLS
N33. I nwd m know vhac cypa(s) of bond or bill (this is/these are)? (IS :f;A:e
b. U.S. Gov~rnmanr bands or Treasury bills.
d. corpor.t. 01 formiF bonds. or~c~aofbonds.. (INCLUDE ‘OK TWL’ IIUL).
!43L. b’hac is the coral & value of all of chc (TYPE) :ha: :;ou (and your family living here! have?
IYER: IF R ANSWERS ‘NO’ TO N3h-d. ASK 3% FOP. & BONDS: RECORD IN NXd. I
x3w = C0!4PAxES
ea. Overall has :hcrc been l gain or loss in :he value of this s:ock since you to:
x3srLJ somwxw in your family hara) obtained ic?
1. CAIN ‘r’ co TO N39
N18a. How much has ic gained in value since it was obtained?
5. Loss Lf-’ [DOH.:/ co 70 s39
x3 917 PERCENT
OR
s X3918 ~_?OuN-r
[DON’T1 I
J N3gb. How such has ic 10s: in va1.xc I
since ic was obtained?
Y ::39. Of your (family's) ,‘OUr f-ily 11Vfng
rcock. 1s my of lc stock in a comp.ny whara you (or anyon. in her.) hava workad?
S*dr ?!casc Look at Card A.) !:s :his;Are A2sc ) dCCOU~:5 Y;Tz 1:’ :f :.-.c :?s:l:~~~~cns on Card A. or from somsplrce else? (CHECK ALL ::U: APPLY : i:F CARD A: Which inscitu:ion(s)?) (IF SOPIEPUCE ELSE: r;hrc z:~pets) of ins:i:ucion(s)?)
1;. CO!‘_?. BUK
/ / 1 _ j 1 . 1 97. OTHER: 12 XL/SAV B&W 16 BROKX4GE 17 1WL-R CO
family living here) buy or sell s&cks or ochir a broker? (ACCEPT P&XE.l
Not including any accounts you’ve told me about do you (or arzyorc in your family living here) have L “cash” or “call money” accoun: a: i s:ock b:okcragc? (IF R ASKS: CASH OR CALL !4Oh'EY ACCOL?ITS HOLD XONEY RECEIVE3 FRO?! T_'E 5.+X OF STOCK LXTIL THE HONEY IS REIXYESTED.)
x3919 1. YES > CO TO N&O*
N&Od. Lihac is the coca1 dollar value of all the cash or call money xcounts that you (and your family living here) have?
Other than loans you have already told m. abour. do you (or anyone
931 in your family living here) have any margin loani at a stock brokatage?
--> NEXT PACE. N41
N&Of. Altogether. how much is oved on these margin loans?
s x3932
72
! A. LEC-AL TRL’STS II. ANhlJITIES C. .WACED INVEST!tEtFT ACCOL?ITS /
X 59Jb I 13. CTHER: x3937 /
I I I
S&3. Are my of chase set up so chat you (or your family living here) arc legally
How much incoma did (you/your family living her*) r~c~lvo from :hcsa income-only crusts. annuities. or accc~txs In 1988?
1 .jiXT PACE, N&S )
37~ RESPONDENT/SPOUSE 97. OTHER:
Do you (or anyone in your family llvtng here) have any life insurance. including individual or group policies?
Are any of these group 01 individual m policies? (IT R ASKS: TlX!l INSURANCE POLICIES HAVE NO VALUE VHLESS THE PERSON DIES. XA.Ni SUCH POLICIES ARE ISSUED THROUGH MPLOYERS AND UNIONS.)
8. DON'T KNOW
I GO TO N&9
Do you have my polleles that bulld up (IF R ASKS: THESE ARE SOMETIMES CALLED
NEXT PACE. NAPa ‘KUM TO P. 75.
. cash V&M of chat you e.n borrow on7 'WHOLE LIPI?' OR ~STRAICXT LIFE'.)
pizq
NSl NEXT PAGE. NSO
74
LIFE INSvP.ANCL IHA: SLIil7S L’P A CASH VALCE
XL((
W
YW GO TO NA9j 4
Hov much is currrncly borrowad? $ ~qot0 NL9f.
w9g.
NL9h.
9996. NO TlPICAL PAYMENTS
on
1 NUT PACE N51 1
75
LJ 1. YEi
t
15. NO/-. > CO TO N53
ASSET =l ASSET 02 ASSET -3
cl 1. YES --> co BACK TO NS2a. COL =2
1. YES --> GO
N52&. COL ~3
N53a. How much is still owed on there loans?
I 77
SECTIOti R: %PLO\MENT OF RESPOSDENT
IF R IS “UORKINC NOW” &Q ANY 031% CATEGORY. ASK ALL FOLLOW-UP QUESTIONS AND co TO NUT PAGE. R2.
XU
NEKT PAGE. R2
OTHER LEAVE 1 I I I
Rlb. Vhen’did you last work on this job?
NOTE: CONSIDER THIS R’r “CLWlENT MIN JOB’ FOR PURPOSES OF R2 .R39a
->
J I- AC. Are you doin& Ipx
work for pay at the pr.‘.nt rim.?
i l.YES >NEXT
PACE,
RIr7
,ld. Vhen did you (racir*/b*com* dlrablmd)?
,lc. Are you doing &~y work for pay .t the pr~rvx time?
) NEXT PACE. R21
R6. How m.ny hours do you work on your main job in . normal week?
__ w\\o “HOURS
I
79
R9. . Abouc how many l ~loyw wrk for chls compmy or orSanitaclon. including a11 locacionr? (IS it fever than 10, 10 to 19, 20 LO 99. 100 to 699. or 500 or
)(qllq more?)
rhis employer?
SINCE
Rll.
R12.
How many year* do you l xpecr CO continue working for this employer? (ACCEPT RANGE. )
UNTIL ACE:
xw17 Il. 71 TURlJ 70 P. El. Rl5
R13. NO QUESTION
80 R SELF-EMPLOYED
lb. Uhat’sort of work do you do? (Tall me . little mor. about vhat you do.) (WER: IF R WORKS FOR BUSINESS REPORTED IN SECTION kl. KAW BOX.)
1&a. What industry do you work in? That is. what do they do or make? What industry do you w work in?)
l&b. How mmy y..rr have you worked for (yoursmlf/thia business)?
l YLuiS OR SINCE
l&c. About hov many y..rs do you expect to continua working for WC :self/ this business)? ACCEPT RANGE
“YEARS OR L’NTZL ACE: pxq (‘“Ezq
l&d. How many hours do you work (for yoursalf/in this business) in a normal
1oc
l&f
vcck? - l HOURS
(RW SLOVLY) Countini paid vacatfonr as weeks of work. how many weeks per y..r do you work on this job?
l WEEKS
How .r. you paid? Are you paid a regular salary or wages. do you raccive a portion of the “et earnings. or what? (CHECK ALL THAT APPLY AND ASK BOTH FOLLOW-UP QUESTIONS IF APPLICASE.)
Rlbg. How iuch in salary
I I
RlLh. (In addition to rq,ul;r salary.) how or v.8.s .r. you much do you personally earn from the paid before taxas? business befora tuas? (What did you
1 / s YL(l31 PER AC1132 s PER car” in 19.38?)
l&j. Are you eovarad on this job by a union or employee~asso~i~tion contract?
pi--l (xi-\
l&k. Aside from IRA or Kcogh plans. are you included in .“y pension plans or tu-deferred savings plans through (your vork/thc business)?
El 1. YES
El 5. NO -->TURN IO P. 90. RbO
NEKT PAGE, R17
81
Rl5. %ny employers have pension or rccirement pians. and some provide xx-dcfe:red plans such as thrift. swings. &OlK’s. profit sharing, or stock ownership plans. Are you included in any pension or rcciremcnc plans. or in any tax- deferred swings plans on this job? (DO NOT INCLUDE SOCIAL SECURITY.)
IF R ?IEKTIONS IRA OR KEOCH PUNS. NOTE IN MARGIN AND SAY: “UC covered chose earlier in the interview. Here, I just want co find out about ocher plans operated through your employer.‘
15. IB. DON’T KNOW1
R17.
I I I
.l offer any such plans?
J L I nIRN TO P. 90. RcrO
Rlba. Are you eligible to be included in any of
/. Will you ba eligible if you continue to work for this employer?
l-LW+ TO P. 90. MO
In how many different plans of this sort arc you included on this job?
arc you m receiving benefit payments from any retirement plans from this job?
1. YES
P
0 5. NO -->RECORD . PUNS (FROH R17) IN BOX
AT RlB. NEXT PAGE
I’ll ask about rhc banefirs lacer. Are chore any retiremenr or savings plans from J,& job where you are not vet draving benefit payments?
1. YES
P
n 5. NO -->TURN IO P. 90. R&O
Hov many such plans do you have?
t PUNS--NOT YET RECEIVING BENEFITS
RECORD I PUNS IN BOX AT RlB. NEXT PACE
82
R18.
x19.
1-1 l OF PLANS PLAN 1
(Is this/About tha (next) most important of these plans. is it) l p*nsion or r*tireaant plan. or a tax-deferred swings plan of some sort? (IF R ASKS: 601-K. 603-B. ESOP. Si+u. THRIZ?/SAVINCS. STOCK/PROFIT SHARING ARE ALL TAX-DEFERRED SAVINGS PUNS.)
R2.0.
R21.
R22.
R23.
R2b.
(RB. P. 12) I would like to know vhat general typ. of plan this 1s. (In the mo‘r common pension or retirement plan. Type A. the amount of the banefir. is usually based on . formula involving .ga. years of savice and salary. In other plans. Type B. money is accumulated in an account for you until your raciremant.) Is your (first/next) plan like Type A or Type B?
(Not using the booklet.) For that part of your p1u1 where money is l ccunulaced in an account, hbw much is in the account?
Do ypy currently maka contribu- tions to this plan?
(IF R ASKS: INCLUDE CONTRIBUTIONS THROUGH SAMRY DEDUCTIONS, UNION DUES OR OTHER SOURCES)
Uhat percent of your pay or amount of money per month or year do you currently contriburc:
At what .g. do you .xp.ct to start receiving benefits from this plan?
1. PENSION OR RETIREMENT --X0 TO R20
2. TAX-DEFERRED SAVINGS -->TCW TO P. 86, X28. PIAN 1
&, ,.I
:O TO R22 TUW TO P. 06. R28.
998. DON’T XNOU
lURNT0P.W. TURNTOP. 66 R25--PUN 1 R26--PUN 1
-____.__________...- II
PLAN 2
. I 83
PIAN 3
R19
R20
R22
R23
R2lr
1. PENSION OR RETIRESNT .-X0 TO R20 PUN 2
2. TAX-DEfERJED SAVINGS -.>TLlPiN TO P. 67. R28. PUN 2
8. DON'T KNOV WHAT KIND
GO TO R22 X'RN TO P. 87. R28 PUN2
1998. DON’T KNOVI
AT AG&?‘&)OR pQk-i&G IN -w L
TlJlUl TO P. 85. TUPN TO P. 85. RZS--PUN 2 R26--PM 2
_______________-----.
1. PENSION OR RETIREYEST --X0 TO R20 PLA_V 3
R28. PL4S 3
GO TO R22 TURN TO P. 87. El28 PUN3
s xworl IDON’TlWOYj
(998. WN'T UiOV)
84
R25. About how much do you expect your bancfics to be? (As l proportior of your pay at r*tir*m*nt. or as an amount p.r month or y..r vhcn you Start rRCciVi,‘,E them?)
R25. If you “en to (1~~~ this Job/ sell this businass) now. vould you start reCaiVing a monthly or annual pension ,banefir now. would you receive on. lacer. would you ECC . cash setClmenC now. would you get noChing or what? (IF R SAYS “ROLL OVER” tlAPX “CASH SETTMENT”.)
R26a. About how much per month would you receive?
R27. INTERVIEWER CHECKPOINT (SEE R18, P. 82,
SxY%tl_PER )t431/ OR)(~ERCM OF FINAL PAY
1. BENEFIT NOW
2. BENEFIT LATER
3. CASH SETTLErtENT
(r. NOTHING
7. OTHER: -CO TO R27
8. DON’T KNOW
l-l 1. ONLY 1 PUN-->TURN TO P. 90, R&O
;rr ALL OTHERS-X0 BACK TO P. 83 j ’ R19. ‘.“2
R25
R.26
R27
TYPE A - PLAN.2 ._____ _ ----_____-._---
s XWOPER xq311 ORX~ERCENT OF FINAL PAY
1.1 PI313 -
7. OTHER:
t-l
GO TC R27
I 8. DON'T KNOW
Il. ONLY 2 PUNS-al-URN TO P. 90. R&O
-.I 2. ALL OTHERS-X0 BACK TO P. 83. R19. PIAN 3
05
TYPEA- PLAN3 -_-_____-_-_---____-
ERCENT OF FINAL PAY
2. BWEi=IT UTERI
3. CASH SETTLElENT
L. NOTHING
8. DON'T KNOV
$clcoc(PERH0NTH rDON'TKh'OVI
1. ONLY 3 PUNS->TIJRJ4 TO P. 90. R&O
12. ALL OTHERS-->NRN TO P. 89. R39
86
&VINCS PUNS AND TYPE S PUNS SAVINGS & TYPE B - PLAN 1
R28.
R29.
R30.
Ml.
R32.
R33.
R3(r.
(Could you tall me l little more 01. THRIFI OR SAVINGS 07. OTHER: about this plan?) Is it . thrift or savings plan. . LOlK. 02. &.OlK/603g/SM I I_ a profit-sharing plan. a stock purchara plan or what? 03. PROFIT SHARING
0.5. STOCK PURCHASE. ESOP 98. DON'T KNOW
For how many yurs altogathar have you been included in this plan? (INCLUDE YEARS WITH OTHER MPLOYERS. IF SAME PUN.)
(Doas your employer/Does the business) make contributions to this plan?
R3Oa. Ulwt parcent of your pay or amount of money per month or y..r does (your employer /the business) contribute?
R31a. ERCENT OR $ Vhat percent of your p*y or amount of money per month or ye.r do you currently contribute?
Roughly how much money is in your l ccwnt at present? f Yc1%1b Can you borrow against chat recount? 1. YES 5. NO 8. DON'T KNOW
)Ir(bs7 dJlU4 Tti P. I,,. R35l
Y I
Do you currently have . loan against that l CCOunC? -->lURN TO P. gg. R35
1 R3&.. What is the amount of the
loan balance? S XWM
R3lrb. Did you tell me about this loan earlier?
TURN TO P. 88. R35--PUN 1
87
R28
R29
R30,
R31.
R32,
R33
R3r.
R3L.
R3&
SAVINGS & TYPE B -- PUN 2
1. THRIFT OR SAVINGS 97. OTHER:
1. aOlK/L03S/SRA xwb
5. PROFIT SHARING
6. STOCK PLRCHASE. ESOP 98. DON'T KNOW
GO TO R31
CO TO R32
-->NRN ti P. 89. R35
S )lY319
II_rn__XY339____ TURN TO P. 89. R35--PUN 2
0 E 0
IO 3. PROFIT SHARING I I
SAVINGS & NPE B - PLAN 3
11. THR1E-I OR SAVINGS 97. OTHER: -1 X‘Nlb 1 (1. STOCK PURCHASE. ESOP 98. DON'T KSOY /
GO TO R31
998. DON'T KNOW
I1._YfSl~~l___pN3b ________ NRN TO P. 89. R35--PlAU 3
88
R!j.
R36.
R37.
R38.
If YOU n..d.d money in .n . . ..g.ncy. could you wichdrw som. of ch. fund. in ch.t KCOUflC? (CHECK “YES” EVEN IF WITHDRAWAL INVOLVES PENALlY.)
If you Y.C. to (1.~. this job/ sell ch. busin..s) now. would you 10s. .11. som.. or non. of ch. mon.y in this xcounr?
Hou is rhe mon.y in this .ccount inv..c.d? Is ir mostly in .cocks. mealy in int.r.sc ..ming .I..L.. i. ic rplic b.cw..n th.... or vh.t?
INTERVIEWER CHECKPOINT
(SEE Rl8, UP. 82)
SAVINGS & TYPE B - PLAN 1
‘j~j--~--~j
%W I -1. ALL 3. SOKE 7. OTHER
-5. NONE )(q332 J 4
R36.. Vh.c proportion would you lo..?
OR
INTEREST EARNING
7. 0THHER:
L-L ONLY 1 PUN-->TUFiJ TO P. 90. RLO 2. ALL OTHERS-X0 BACK TO P. 83,
R19. PUN 2
SAVINGS & NPE B - PLAN 2
--iqjq--+j--
R36a. Llhac proportion would you lose?
pi333 PERCENT
OR
1. ONLY 2 PUNS->NEXT PACE. R&O
0 2. ALL OTHERS-X0 MCK TO P. 83, Rl9. PUN 3
R39.
R39a
89
SAVINGS & TYPE B - PLAN 3
‘-@&j--j--qj
%W.,I
R36a. Uhat proportion vould YOU lose?
%k3 PERCE!:T
OR
1. NOSTLY 2. HOSTLY OR AL; OR AIL INTEREST MING
13. SPLIT
STOCK
7. OTHER: 8. DON'T KNOL'
7 1. ONLY 3 PUNS->NEXT PACE. R&O 2. AU OTiERS
(IF (r OR HORE) Altogather hov much do yo; have in your account balance(s) for any ocher pension plats or savings plan(s) from this job?
s xw% NEXT PACF.. RLO
Altogether, what ocher benefit p.ymcnts do you exp.ec to receive from (chls/tbese) other pension plan(r) from this job?
Are you doing any nsbrr work for pay now. such as a second job. chc military res.nws, or (another) business of your own?
RhOa. Is this . sacond job,
RlrOb. IUER: IF BUSINESS IS ONE OF THE BUSINESSES REPORTED IN SECTION H. HM.K BOX.
I
R&2. CountinB paid other jobs in
vacationr .L vacks of work. how may ueaks do you work on these a normal year? .-
WEEKS
F&3.
RLlr
About how much do you ..m before t.xes from these other jobs? (Is that per hour, week. month, yur, or vhat?)
sxclsoq PER YY5lO
IbinkinB about all your current work for pay, do you consider yourself to be working full-tima ot part-tine? (IF R IS UID OFF OR A SUSONAL WORKER. ASK ABOUT “JOBS WHEN R IS WORKING”. )
-1 IZ.1 --> IUW IO P. 93. R&6
NEXT PACE, R&S ,; ,,;'
’ I
91 YOPX HISTORY POP. R’S CURXNTLY VORXINC FULL-TIE
Lj. (RUD SLOWLY:) Now I have a few questions about your past jobs. Including any periods of self-employment. the military. d vour currenr i&. since you vcrc lg. how many years have you worked full-time for all or most of tha year? (Roughly how many years?)
r‘,z;ll _ yEARs [96.-b> NEXT PAGE. RlrSj
L5a. Including any self-employment and your current job, for how many different employers have you worked in full-time jobs lasting pnc ve+~. or more?
x Y513 - EHPLOYEFS
-5b. !Gov. mt counting your current job. haw you ever had a full-time job char lasted for firec v- or more?
---Z-NEXT PAGE, RlrSj
&SC. I v.nt to know about the m such job you had. Did you work for roneon~ else. were you self-employed. or what?
i5d. Ghan sort of vork ware you doing when you left that job? (Tell me a little more about vhrr you did.)
xrstb
&SC. Vhrt kind of business or industry did you work in .- that is. what did they make or do at the place where you worked?
NS 1-I
,LSf. Yhen did you start working at that job?
19 )(qTtt OR YEARS AGO
.&3g. Vhcn did you stop working at that job?
l#isll) OR YEARS AGO .___________________~~~~~~-~~~~~~~~~~----
92.
UORX HISTORY POR 1’S CLWtENTLY WORKING PULL-TIIO (CONT.) ,~--_~~--~----~~~~~~-------------------~-
About how much “CT. you earning before tax.‘ whan you stopped? (Is chat per hour. week, month. year. or vhat?)
Do you apeer to work par-rime afrcr chat?
When do you .xpcet fo stop working alrogechcr?
TmN TO P. 97. R&9
YOM HISTORY FOR R’S VORXING PART-TIHE NOW
.&6. Now I have . few questions aboa your part jobs. Including any self-•mploym~nr R~Q your currant job. since y6u were 18. about how many years in total have you vorked pan-rime for all or aost of chc year? (Roughly how m.ny years?)
yq5n7 *YEas OR 96. LESS THAN 1 YEAR
.J.ba. Since you w.r. 18. have you cwr worked full-tin:for pay--including any self-employmanc and the military? I , -
(5. NOt_>NE.XT PACE. RGp
(Roughly how many y&s?) xusaq 8yuRs RL6c. INIERVINER CHECKPOINT -- SEE R66b
1. R HAS WORKED AT LUST 5 YLAU FULL-T1H.E OR DK
,g my self-employment and your current job. for how m.ny different lir employers have you worked in full-time jobs lasting m or more?
l MPWYERS
Rb6d. Uhen did you last work full rime for pay?
19)&53) OR _* YRAPS AC0
R&b*. About how much did you cam before taxes chat yur? (Is char per hour. week. month. year. or what?)
$x%3’_1 PER %%a
NEXT PACE. Ro6p
.L6g. I v.nt to know about the Ipnrrrs. full-time job you had. Did you work for som.on. l lsa, “.r. you self-employed. or vhat?
2. CnnER:
:Irbh. What sort of work w.r. you doinS vhcn you left that job? (Tell me . lictla DQ~. about what you did.)
m________________________________________
94 VORI( HISTORY FOR R’S VOUINC PART-TIE NOV (CONT.)
______________________~______~~~~~_~~~~~~ iW6i. What kind of business br industry did you vork in -- char is. what did
they make or do at cha place where yau worked?
RL6j.
RL6k.
RL6m.
W6n.
ilhcn did you start working .t :har job?
19 )clS38 OR YEARS AGO
When did you stop workinS .t char job?
19 w3q OR YURS AGO
About how much wera you earning before taxes when you stopped? (Is that per hour. uaak. month. year. or what?)
Uhen did you last vork full-time for pay?
19 xqrqa OR = YEARS AGO
R46p. Thinking now of the future. do you wcpacc tc~ do any full-time work for pay
R46q. When do you capect CO start working full-time?
IN)(YTq+%RS OR AI AGE 98. DON’T WOW/DEPENDS
Rk6r. And when do you l xpecr to stop working full-tin*?
IN)(C)SL(&ARS OR AT ACE 98. DON'T KNOV/ 96. NEVER DEPENDS
I/ STOP
I 4
TDRN TO P. 97. R1.9
W6s. When do you wpaet CO stop working for pay altogether?
ITOW TO P. 97. R&9)
WORK HISTORY FOR R’S CURRLNTLY RETIRED/DISABLED. HOKWAKER. STUDENT. OR OTHER
Since you were 18 have you war worked full-cimc for pay?
1. YES
9
I 5. NO a NEXT PAGE, RhJm
How many yaars have you worked full-time for all or most of the year? Include any periods of self-•nplo~ent. and the milifary. (Roughly how many years?)
R&Jb. INTEkVIEUER CHECKPOINT -- SEE R&Ja
1. R HAS UORKED AT LEAST 5 YURS FULL-THE OR DK
.bla.
:&Jf.
.47g.
G7h.
V I"ClUS ding any self-employment and your currenf job. for how many differen! cmployarr have you worked in full-time jobs lasclng m or more?
R47d.
Uhen did you last work full-rime for pay?
&j.bO’j OR YEARS AGO
About how much did you c.rn before tax., that year? (Is chat per hour. week. month. year, or what?)
s XWS PER x'ibob NEXT PACE, R67s
XclbO7 l EHPLOYERS
want to know about the longest full-time job you had. Did you work for someone else. were you self-employed. or what?
XqbOd i;““; Uhat sort of work were you doing when you left that job7 (Tell me l little q ora about what you did.)
WbOq
What kind of business or industry did you work in -- that is. what did they make or do at the place where you worked?
1&7i. When did you start workin at chat job?
YUP.S AGO
Rlrlj. Uhen did you stop working at char job?
xx!uda OR YEARS AGO --em__________________________________.__
96
I
;‘oRK HISTORY FOR R’S CURRENTLY RETIRED/DISABL:D. HO%!!R. STUDENT. OR OTHER (COST) _________________-__~_~~~~~~~--~~~---~~
L7k. About hov much were you wming before taxes vhrn you stopped? (Is that p.r hour. vuk. month. y..r. or vhat?)
s%‘ib1’3 PER X‘ibl‘j
147m. since YOU wet. 18. were there any y..rs when you (only) worked part-time for all or mo‘t of the yaw?
l;“I,,,p GO TO Rlr7p
RL7n. For about hov many years did you work part-time (for a11 or most of tha yaar)?
k7p.
i7q.
i7r.
;7s.
i7t.
b7u.
Do you expect to work for pay in the future?
vxqb,E$ NUCT PACE. R&9
When do you axpet to start working?
1#+&4RS OR A+ AGE 98. DON’T l3OU/DEPENDS
Will any of that be full-tine work?
8. DON’T IMOU/DEPENDS
I
CO TO RL7u
Uhcn do you expect to start working full-time?
IN)&b>b YEARS OR AT ACE
And when do you w.pact to stop vorking full-time?
IN)(?s\ YEARS 7 AT ACE , cl
When do you expect to stop working for pay l lcogathar?
IN- 01
R&B. NO QUESTION
R49. IXTER'.'iEXR CHECKPOINi:
SEE HOUSEHOLD LISTING, P. 1
I7 1. R IS MP.RIED/LIVINC UITH PARTNER-----X0 TO SL'PPLUESTAL BOOKLET.
P. 1, SECTION 5
2. ALL OIl+UlS J
IF SPOUSE/PARTNER IS PRESENT TRY TO OBTAIN SECTION S INFORMATION FROM (HIM/HER) DIRECTLY.
RSO.
)i530 I Are you (or your [husbmd/vifa]) mv rcceiv& Social Security benefit . _ p.ymcnrr. or my orner type Of pension. r.tircmcnc. or oiraaLLrcy DenCLlt p+-mer.:'
"1 (,.> TURN TO P. 100. RS2
RSOa. (Do thesa include Social Securicy benefit pqmcncs?)
RSOb. (Arc you both receiving Social Searicy payments or is only one of you? [ilhich one?])
XUFX: CHECK PERSON(S) (REP. SPOUSE) IN RSOc. THEN ASK FOLLDUUP QL'ESTIO?rS R50d-R50f FOR EACH.
R50c. RECIPIENT .-..-._______.___>
R50d. Are cha pqmcnct mcnt or are they benefits?
for retire- disability
R50e. How long (have you/has he/ has the) received these benefits?
R5Of
R51. Are you (or your (husband/ulfa]) currcncly receiving any a rcciremcnr. pension. or disability benefit pq’mcn~r?
1,.;,,i (5.a NRII TO P. 100. R52
REda. ’ Not counting Social Security. how many retirement. pension or disability benefit p.ymencs .re you (and your [husband/wife]) currently receiving?
I PENSION/DISABILITI PAYHENTS
98 R51b. (RB. P. 13) uho is receiving these benefit paymcncs and what kind are they?
IVER: HARK ONE RECIPIENT AND NPE OF BENEFIT FOR U BENEFITS REPORTED THEN ASK FO~~W+ESTIONS “5l$RX&jR EACH BENEF$~33,
FIR 1 BENEFIT SE OND B NEFIT THIRD BENEFIT
RiCIpIEv _.._____._._.. > 1. RESP 2. SPOUSE 1. RESP 2. SPOUSE 1. RESP 12. SPOUSE
01. CURR JOB PENS 01. CURR JOB PENS 01. CLaR JOB PENS Rjlc. TYPE OF BENEFIT .->
02. PAST JOB PENS 02. PAST JOB PENS 02. PAST JOB PENS
03. DISABILITY 03. DISABILITY 03. DISABILITY
Ob. MILITARY O&. XILITARY O&. MILITARY
05. SPOUSE PENS. 05. SPOUSE PENS. 05. SPOUSE PENS.
R51d.
R5le.
R51f.
RSlg.
R51h.
RSlj
(Sot using the booklet.)
How long hava ~o'ou/ he/she) received this benefit?
Hov much is rcccfvad each q oneh or year?
SINCE: SINCE: SINCE:
Has this benafit been increased when :he cyst of living has increased?
INTERVIEWER CHECKPOINT
GO BACK TO R5ld CO BACK TO R51d CO MCK TO RSld FOR NEKT BENEFIT FOR NEXT BENEFIT FOR NEKT BENEFIT
- . OR TURN TO OR NRN TO OR l-URN TO
P. 100. x52 P. 100. R52 P. 100. R52
IUER: BE SURE THAT NUHBER OF BENEFITS RECORDED IN RSla ARE ALL ACCOUNTU) FOR IN R5lb.c
99
ml rc Y5423 FOURTH BENEFIT FIFTH BENEFIT
x5431 SIXTH BENEFIT
RESP 12. SPOUSEIl. RESP (2. SPOUSE
31. CURR JOB PENS1 01. CUM JOB PENS
12. PAST JOB PENS1 02. PAST JO6 PENS
33. DISAE.ILIN 03. DISABILITY
x. MILITARY Ok. MILITARY
15. SPOUSE PENS. 1 05.~ SPOUSE PENS.
SINCE: SINCE: I
1.X HARRIED l.R I(ARRIED
bu2 PERCENT &~PERCENT
197. OTHER:_ 11
CO BACK TO R5ld GO BACK TO R51d FOR NEXT BENEFIT FOR NE7.T BENEFIT
OR NEXT PACE. R5:
1. RESP 12. SPOUSE
01. CURR JOB PENS
02. PAST JOB PENS
03. DISABILIN
Oh. tlILITARY
05. SPOUSE PENS.
97. OTHER:_ >(!?43a
wq l y- SINCE:
l.R KkRRIED
NEKT PACE, R52
100 R52. Have you (or your [husband/wife]) ever received a cash sccrlcmcnr from a pezsia: j:
yssol
retirement plan of a previous job?
1. YES
Ls
0 5. NO -->COTORS3
R528.Hov many different cash seeelements have you (or your [husband/vifc]) received?
* CASH SrnLEnENTS
RS2b. FOR EACH SETTLEHENT was ic received?
Cash setclement 81
YS503 Cash s. rl*menc -2
Cash sectlcm~nr ti
Cash sacrlemenc r5
Vho received it. about how much was received. and when
R52b a!J
R52c R52d
R53. Now I vant Co ask about future pension benefits that you (and your[husband/wifc]) have earned rights co. Aside from Social Sccuricy and any pension benefits you have already told DC about. do you (and your [husband/wife]) - to raeaive any (other) pansion benefits in the future from any past jobs?
1. YES
7
xSbC,, ~4JR.N TO P. 102. SECTION T
FJRN TO P. 101a. R53a
101
THIS IS A BLANK PACE
101a
R!i%.How many such benefits do you (and your [husband/wife]) expect to receive in -.nl fwure?
= n’TURE BENEFITS
COLLW A COLWN B
X5b\\ R53b. About (this/the largest/the nax:) benefit. is this from a pension plan where a ccrcain amount of non.y is l ccuaulatcd in ‘n .ccount for you. a formula plan char vi11 give you a sp*cific amount of income each month or year when you retire. or what?
R53c. How much is in rha account nCW?
R53d. Is this part of .n IIU. Kcogh. or pension I racorded earlier? (L’hich?)
GO TO R:3d CO TO R53d
YES. IIWKEO
!. YES. PENSION 2. YES. PENSION !. YES. PENSION I
i. NO I. NO i. NO I R53c. Is this benefit based on
YpyT. earnings (or your [husband’s/vifs’s] camfngs)l
b6b
7. OTHER: ‘. OTHER: ‘. OTHER:
,AtEXSb) OR
IN Yes
AT ACE w R53f. Xhen do you expect these benefits to start?
AT ACE-
OR IN YRS
RS3g. About how much p.r month do you expect then to be?
R53h. INTERVIEWER CHECKPOINT
(SEE R53a) l.tlORE THAN
3 BENEFITS CO BACK TO R53b. C0L.D
WPERW 1. HORE THAN
1 BENEFIT GO BACK T’
R53b. C0L.B
Cl 2. AU OTHER
TUTU4 TO P. 102 SECTION T
cl 1. NORE THAN
2 BENEFITS GO BACK Tl
R53b. C0L.C
2. Au OTHER Tuu TO P. 102 SECTION T
2. ALL OTHERS NRN TO P. 102 SECTION T
101b
I COLUXN D
GO TO R53d
I COLWN E
GO TO R53d
12. YES. PENSION 12. YES. PENSION
15. NO IS. NO
OR I OR IN YRS IN YRS
RS3b. C0L.E R53b..COL.
cl 2. ALLOTHERS 2. ALLonER
NEXT PAGE. NEXT PACE SECTION T SECTION T
COLUHN F
CO TO R53d
I. YES. PENSION
i. NO . . R -4 w !. SPOUSE
‘. OTHER:
OR IN YRS
NEXT PACE, SECTION T
102
Tl :
r:r
Tlb
Tic
Tld
Tic
Tlf
??g
Tlh
Tlj
Tlk
Tlm
SECTI‘!i 1: INCOME
UC hwa talked about various sources of income. Now WC would like ro get the overall picture of all the differant sources of income rhar you (and members of your family living here) had In 1988. Did (you/anyone) have income from x&&~&D4 w including bonusas. overtime and commissions? TZ FOR &CH SOURCE OF INCOME AS IT IS MENTIONED.1
(RECORD IN COLWN 11 Ah'D ASK
(,,,:t yDLoLo~oN ( ); 1 NO YES
(5) (1)
WAGES MD SAlARIES? ml I Did (you/anyone) have income or loss
-I-t from a professional practice. business or farm? (Other chan v.ges or
non-taxable invcsrments such as municipal bonds?
ocher inreresc income?
dividends? xs7oq t-t
-- .ncr grins or losses from the sale I I
of sroci;s. bonds, or real l star ? rS7u u-
net rcnc. trust income, or- ray-al- tics from my other inwscmenr or business? X5713 LL . ..uncmploymcnr or worker’s compcn- SSCiO”?
x9 15 LL
child support or alimony?
XS-ll7 LL Did (you/u~yona) have income from ADC AFDC. food stamps. or other forms of welfare or l rsiscancc. such .I SSI?
xn19 income from Social Smeuriw or L-L
other pensions, l nnulrles. or-ocher 1 1 disrblliry or rcrir~m~nc pro
Tln. Did you (or anyone in your family living here) have income from m other sourcas? (Vhat ocher sources?)
__
_.
_.
_.
_.
. .
.
T2. In coral. hov much : .:omc from (SOURCE) did you (and your family) raceiva in 1988. before deductions for taxas and l nythir.3 else? [VRITE LOSSES ( 1.1
> .$ )t57oa
> s xs’lo~
‘> s )rs70b
.> S~Jm!!&_
,> $
.>( $ XS7lL
.>/ $ s7oi
103 How much was the toCal income you (and your family living here) received in 1988 from all sources. before taxes and other deduecions ware made?
Did you (and your family living here) receive mar. than $30.000 in 1988?
I&d. War ic $5.000 or more?
e!F co TO 15
$10,000 or nor.?
ei!z9 CO TO T5
r&f. Was it $20.000 or more?
During 19gE. did you (or anyone in your family living here) pry any alimony or child
T5a. Altogerhar, how much alimony and/or child support did you (and your family) p*y in 19881
$ rs133
76.
x5733
17.
16a. HOW much support did you (and your family) pay?
T6b. To whom was this support given? (Anyone else?) (CRECK ALL TRAT APPLY.)
B. CHILDREN
Did you (or your [husband/wife]) file or do you axpecr fo file . 1988 Federal Income UX r~curn?
1. YES P 5. NO 7. RENSED B. DON’T KNOW
I I I
NEXT PAGE. SECTION X
17a. INTERVIEWER CHECKPOINT--SEE ML. P. 1
4
1. R HARMED
n 2. AU OTHERS---X20 TO T7c
17b. Did you and your (husband/vifa) file a joint rerun. did you file scparauly. or did only one of you file?
’
I7c. Did you (or your [husband/wife]) file . Schedul. C, E of F with y0”r return? (CHECK ALL THAT APPLY.) (IF R ASKS: SCHEDULE “C” IS FOR BUSINESS INCOHE. “E” IS FOR TRUST AND PARTNERSHIP INCOHE. AND “F” IS FOR FAPJI INCOf4E.)
176. Approximately what Y.‘ your (and your [husband’r/vlfa’s]) rota1 adjusted gross Incoma (ACI) on your 1988 return? (Vhat do you chink it vi11 be?)
105
Xl.
)(5801
x2
X3.
XL.
X5.
X6.
SECTION I: CWITY AND INTER-FAMILY TRANSFERS
Have you (or your [husband/wife]) ever received an inheritance. or been given substantial .ssets in a trust or in some other form?
-->NEXT PACE, X9
How many of these have you (or your (husband/wife]) aver received?
* OF INHERITANCES, TRUSTS. OTHER TRANSFERS
INHERITANCE.1 (Thinking about the [larBest/naxt largest] of these) Y.‘ that an inheritax*. a trust. or what? (CXECX ALL THAT APPLY.)
From whom was 01. GRNDPRNT it received?
02. PARENT
1 05. SIBLING
x7. INTERVINEn CHECXPOIKZ 1. ONLY1 INHEI (SEE X2) NEXT P.. X9
cl 2. ALL OTHERS
CO BACK TO X3. COL 82
INHERITANCE l 2 1 INHERITANCE - 3
1. INHERITANCE 1 1. INHERITANCE
2. TP.P.S_ a a 7. o&u
01. GRNDPRKt 1 01. CP.mPRm
05. SIBLING 1 OS. SIBLING
1. ONLY 2 INHa NEXT P., X9
0. 2. ALLOTHERS
GO MCX TO x3, COL l 3
01. GNLY 3 INHES NEXT P.. X9
2. ALL OMERS NEXT PAGE. X8
X8. How much altogether 'acre any others you have received?
x9. Do you (or your [husband/wife]) axpscr co receive a substantial inheritance or transfer of .ssecs in rhc fucurr?
xsrq 1. YES
P I 5. NO --x0 TO x10
X9a. Is that likely co involve a large amount of money. a modarace amount. or
%s0.0 what?
X9b. IVER: REC0P.D AHOUNT IF R VOLuNTEW If: $ x031
X10. During 1980. did you (or .nyone In your family living here) make charitable eontriburions of non.y or property totaling $500 or more?
X101. Roughly. how much did (you/your family) contribute?
--x0 TO x11
x11.
%5FW
x12.
%5WS
Some people think it is imporrant co leave an l scatc or i:..+ritmcc to their surviving heirs, while others don’t. Which is cioser co your (and your [husband’s/wife’s]) faelfngr? Would you say ic is vary lmporranr. lmporcanc. soacvhar lmporcanr. or nor imporcanr?
I 5. NOT. IWORTANT
Do you (and your [husband/vifc]) cxpacc co leave . slr&bl. estate to others?
107 SECTION I: RLSPONDENT DR(OCRAPNICS
Yl. I’d now like ‘~0 ask you tome questions about your background. Vhrt is the hiShcsr Sr.dc
XSQU
of school or year of college you complecad?
COLLECE
13 l& 15 16 17+
06 07 OS 09 10 11 12
Yla. Did you Sac a hi&h school diploma or pus . hiSh school equivalency test?
Ilb. Since compl.tinS your formal education. have you had on-thc- job trainin& or ocher voc~cional training 1arrinS 100 hours or mar*?
7. OTHER:
Y3. Uhat in rho month and year of your birth?
. I
108
YS. Now I’d lika to ark ‘oma questions about your family living elsewhere. Alrogcchcr. includinl children from previous marriages and rdopced children. how many sons and drughcerr do you (or your [husband/wife]) have who do m live with you?
---X0 TO Y6
YSb. And how many of them are less than 18 years old?
x
Y6. How many living brothers and sisters do ypy have?
* BROl?LZRS/SISTERS
Y6a. How many .re older than you?
)mry l OLDER
1 96. NONE b> NEXT P&Z&. Y7
r I
195. ALLI 196. NONE1 I I I I
I
EXCEPT POR YSb-We, ALL INIORMATION IN Y7-Y13e, AND Y21-Y22 IS RECODED INTO THE IOLIOUINC VARIABLES:
xeoo1
XSOOZ
X8003
X8004
xeoo5
X8006
X8007
X8008
XSOO9
XBOlO
XSOll
X8012
X8013
x0014
X8015
X8016
X8017
X8018
X8019
XWTAL HISTORY RECODES
HSAD Oy IiOUSEHOLD Ul)
tote1 number of marriqmm (imal. current pertner1, H (ell ce*ee) tote1 number of the8 divorced, II (e11 oewe) tote1 number of timea widowed, H Ml cee0a) month current merriags (partnership) begen, Ii (only marrtpwt)
year current merriege (pertnership) begen, H (only merrtpert) month moat recently sepereted/divorced/ridored, R (only l eptdiv'twid) yea moat recently nepereted/divorced/widorcd, Ii Wl ce*ee -- except mar/pert merried more then 2/l) yeer this past marriage began, Ii (ell o.aea -- except merrt2 merried mire then 2/l) yea next most recently divorced/widowed, H (cum sep+d.iv+wid) yeer this peat merriege begen (curr aeptdivtwid), W (con sep+div+rid) .ge et firat. merriege, N (ell caaen) tote1 member of years married, H tell Ceeee)
SPOWSE (Sp)
tote1 number of marrhges, Sp (ell &sea) tote1 number of times divorced, Sp (all ceres1 tote1 nombee of times widowed, Sp fell cesee) y..r most recently eepereted/divorced/widouad, Sp (ell c.ae* -- except merrt2 merried more then 2/l) yeer thin pert marriage begen, Sp tell ceses -- except merrt2 married more than_ 2/l) rge .t first marriage, sp (ell oemer) tote1 number of ye.rs merried, Sp (a11 Cues)
. I 109
CHECKPOINT:
SEE HOUSEHOLD LISTING. ?. 1
1. !URRIED: 2. PAKl?JER 3. SEPARATED L. DIVORCED 5. VIDOVED 6. NEVER INCLUDING SPOLSE AUAY
u,u-“I HARRIEiij TLWJ TO NEXT PACE TURNTC
IN SERVICE P. 112. Yll YS P. 111. YlO nm TO P. 113. Ylr.
-4 CL!ENTLY -IED
17b.
!7c.
17d.
!7c.
NONTH / YEAR
Is this your first marriage or have you been married before?
piizizq ""'i""""
Tulu4 TO P. 113, Ylk
Altogether. how m.ny timas have you bwn married, including your current marriage?
_~!,,,, y~2 I,;,; I,]
Did any of these marriages end by your being widowed?
1. YES
cfl I 5. NO --->TuRN TO P. 112. Y13
How many?
*TIMES VIDOVED
TURN TO P.112. Y13
I
110
CURRENTLY SEPARATED __...._._._. _-. . . . --
‘8. In wh.c month .nd y..r were you ..p.r.t.d?
ga. In what y..r did thi. q .rri.g. begin?
19 OR YURS AC0
gb. Do you receive ‘upport from your (hu.b.nd/vif.). do you p.y ‘“pporr. or is there no .upport involved?
-1 2. NO SUPPORT INVOLVED
T
F YBc. How ouch do you receive? Ygd. How much do you p.y?
sJ(s’lk PER &a>7 s Ysss PER xii-929
8.. AT. the . . ..t. .nd debt. that ,‘OU’W cold . . .bout in chi. interview owned m.inly by you. .I. they owned jointly with your (hwb.nd/vffe). or vh.t?
,“=I -1 r_u
Bf. Is chir your fir.c m.rri.ge or h.ve you been married before?
[FlRII\ ““‘1”““’
TURN TO P. 113. Ylk
Bg, Alcogerher. how m.ny time. h.ve you been o.rried. including your current o.rrl.g.?
E. 112, Y12 i’p”i+ /*oa]noaEi
8h. Did .ny of the.. m.rr1.g.. end by your being widowed?
1. Y-g.5
P
El 5. NO --->luw TO P. il2. Y13
gj. HOW many7
” IIHS UIDOaD
Tu%N TO P.112. Y13
’ I 111
CURRENTLY DIVORCED
Y9. In what month and y..r were you divorced?
Y9a. In what year did chat marriage begin? 19 OR YEARS AGO
Y9b. Was chat your first marriage or had you been married before?
1. FIRST HARXIACE 5. MRRIED BETORE
TLXB TO P. 113. Ylk
i9c. Altogether. how many rimes have you b-en married?
LZiqy12 I;;," yj
19d. Did any of thasa marriages and by your bming widowed?
1. YES
cf7 0 5. NO --->NEFx PAGE, Yl3
f9e. How many? l TMES YIDOVED
NEXT PACE. Yl3
CURRENTLY WIDOWED
1101.
[lob.
IlOc.
YlOd.
YlOc.
,- NONni / YUR
In what year did that marriage begin? 19 YEARS
Was that your first marriage or had you baen married befor*?
TURN TO P. 111. YlL
Altogether, how many timer have you been married?
NEXT PACE, Y12
Did any of these mariagas end in divorce?
--->NEXT PACE, Yl3
HOW many? . TIMES DIVORCED
AGO
\ NU[T PACE, Yl3 ]
112 PARTNER
I Yll. In what month and year did you start living with your partner?
I NONTH/YEAR
Yllb. Alcogathar. how many tiocr hw. you been married? (LEGAL MRXlIACES)
YllC. Did any of thase marrirgar l nd in divorce?
1. YE.9
P
---x0 TO Yl3
Ylld. How many? l TINES DIVORCED
1 co TO Yl3 ]
TWO MARRIAGES
Yli. When did your (first) marriage begin?
19 OR YURS AGO
Y12a. And when did that marriage end?
19 OR YUllS AGO
Y12b. Did that marriqa end in divorce or var. you widowad?
NEiT PACE. Yllr
Y13.At what age ware you first married?
AT YURS OLD OR 19
Y13a. Finally, for about hov many years In total havn you bean urriad (including your curr*nt marriage)? (ACCEPT RANGE.) l YWS
NEXT PACE. Yl4
s I
113
Yl&b. IS your father still living?
Yl5. Nov I'd like to ask you about your health; would you s.y your health fr axccllcn~. good.
Y16. INTERVINER CHECKPOIrn
SEE HOUSEHOLD LISTING, P. 1
cl 1. R IS HARRIED OR LIVING WITH PARTNER--->NU(T PACE. Y17
Cl 2. R LIVES AKINE---- >nm TO P. 117. Y26
cl 3. ALL Ol?iERs---->lURN TO P. 116. YZS
114
Yll. I’d now like to ask you some questions about your (husb~nd’s/vifc’s/p~rtncr’r) background. What is the highest grade of school of y..r of collage (he/she) Coqleted?
%bb\ GRADES OF SCHOOL COUECE
YlB. Has (he/she) .v.r been in the military service?
00 01 02 03 06 05 06
07 08 09 10 11 12
d
Y17a. Did (he/sha) g.t . high school diploma ot pass a high school cquival*ney test?
*b’oTx] m
117b. Sine. completing (his/her) formal education. has (h./rha) had on- the-job training or other voe.- tional training lasting 100 hours Of more?
r17.z. Did (ha/she) &et . collrge degree?
1. YES
P
I 5. NO
WI04 GO TO Y18
Y17d. What is tha highest degree (he/she) earned?
-/[2.MQ1ELORSl
I I )fb\Ota 11. YES]
Y19. What Is the month and y..r of (his/her) birth? JW7 )IblO& KOhm / YEAR
’ I 115
Y20. How n.ny living brochcrr and sisters does (he/she) have?
lfb10
?e
” BROTHERS/SISTERS [NONE/-> co TO YZl
~20‘. How many l r. older than (ha/she) is?
Y21
Y22
Has your (hurb~nd/vif~/p~rcncr) been married before?
--> co TO Y23
Altogether. how many tfmer was your (hurb~nd/uife/pArtner) married before?
Y22a. When did (his/her) first marriage Y22d. begin?
YENi
Y22b. And when did that marriage and?
-m Y22a.
Y22c. Did chat marriage end in divorce. or w.s (he/she) widowed? Y22f.
Y23. Is your (husb~nd’r/vife’r/p~rmer’r) mother
Y23a. Vhac ia ha agel CO TO Y23b
~~,\7! ACE
Did any of take urriages end by your (husb~nd/vifa/p~rtncr) being vidovmd?
P
0
co TO 1. YES 5. NO - ->Y22f
How many? l TIHES VIDOVCD
At vhat .g. v.. your (husband/wife /partn.r) first urrlod?
AT _ YURS OLD OR 19_
Y22g. Finally. for about how many years in total has your (husband/vlfe/ partner) been urrimd? (ACCEPT RANGE)
I YURS
still living?
Y23b. Is your (hurb~nd’a/vifr’a/p~rtner’s) father still living?
Y23c. Vhat is his age? NFXT PAGE, Y2r,
Now I’d like to ask you some questlo& about your family’s health; would you say your (husb&nd’s/vife’s/p~rtnet~s) health In general is axccllcot. good. fair. or poor?
INTERVINER CHECKPOINT
SEE HOUSEHOLD LISTING, P. 1
P
1. 1 OR MORE ADULTS UIlH INDEPENDENI FINANCES (COL. F HARKED ‘INDEP.)
2. ALL OTHERS ------x0 To YZSa
J RUD : For the rest of the questions in the intarviw. please indvpr the adults in
your family vho have indapendmt ffrunc.s.
T25a. Do you of myon. in your family living hors (including thorc with independent financar) have lily paristent ot chronic haalth conditions or problms?
Y25b i Uhleh family members have these haalth conditions et problms l d what a. they? (Any others?) (LIST FAMILY HEHBERS BY RELATION TO it)
TURN TO P. 119, Y29
Y26. Do you have 11ly persistent or chronic haalrh conditions or problems?
--> GO TO Y27
Y26a. L'hac l r. these health conditiona or problems? (Any others?)
Y27. Are you currently eligible to receive bencficr from any govemat health insurance programs, such as Medicare. Medicaid. or CHAMPUS, VA, or other military pro&rams?
Uhich program is that? (Anything else?) (CHECK AU THAT APPLY.) (IVEX: ~ONLY PERSONS 65 OR OLDER SHOULD BE ELIGIBLE FOR MEDICARE. ONLY PO09 PERSONS SliOUlD BE ELIGIBLE FOR MEDICAID. CHAMPUS IS FOR ACTIVE NILITARY.)
(*.=I m jc.l ID.OTHER
Y27b. Do you have any other type of health covaraga such as l ployar plans. or Blua Cross-Blue Shield, or a Health Uintaunca Organization?
?zl 1. YES
I 5. NO
GO TO Y2B.a TLJRN TO P. 12&. Y41
61~; Shield. 0; a-health Haintanance kganization?' _ _
1. YES
7
0 5. NO --> TURH TO P. 119, Y32
Y28& Is this coverag. obtained through your employer or fotmr l wloycr. a union. through diraet payments to an insuranea company. or what? (CHECK AU THAT APPLY.)
E. OTHER: I
Y2Bb. How is this cowrag. paid for -- by you. by an employer. by you and an l ployar. by l ralat,iv*. or what? CHECK ALL TUT APPLY.
T;r;;l[I.\(c.aeurlvr((o.
E. OTHER: 1
I 117
TIJPA TO P. 126. Ybl
‘29a. Which program Is that? (Anything else?) ~(CHECK ALL THAT APPLY.) (IUER: ONLY PERSONS 65 OR OLDER SHOUID BE ELIGIBLE POR NEDICAIE. ONLY POOR PERSONS SHOULD BE ELIGIBLE FOR MEDICAID. ClunpUS IS POR ACTIVE tlILITARY.)
%b30> XC363 XbWj x b30S 29b. Is tvcryone living here covered by (this/one of than*) program(s)?
(,.,,a CO TO Y29d
NEXT PAGE Y31 TURN TO P. 120. Y33
296. Who is u covered? (Anyon* *Isa?) (CHECK ALL THAT APPLY.)
0. CHIID(REN 11) AND OVER
Y30. Do you or anyon. living hera have any (ocher) type of health coverage such as employer plans. or Blw Crow-Blua Shield. or a Health Maintenance Or&miration?
&+36 1x1 El 5. NO
NEXT PACE. Y31 NEXT PAGE, Y32
\iuinr HI One
I
xc
'31.
'31a.
'31b.
39
Is this coverage obtained through your l nploycr. former employer, or union, (your [husb~nd'r/vif~'s/p~rtner's] employer. former employer. or union,) throu&b direct payments to an insurance company. or what? (CHECK ALL THAT APPLY.)
E. S'S F0R.Y F. S'S UNION
How is this co".r.Sa paid for -- by you or l omaxw in your family livin& here. by an employer. by you and an smployer. by a relative not living here. ot what? (CHECK ALL THAI APPLY.)
NEXT PACE. Y33 4
'316. Who is m covered (ineluciing chose with independanc financaa)? (Anyone else?) (CHECK AU THAT APPLY.)
Y32.
xb337
(KS, P. l&) This is l list of reasons why some people don't have health insurance. Vhich number pUr describea why (you/some ncmbars of your family livln& here) are not covered7
TOO EKPMSIVE. CAN'T AFFORD HEALTH INSUTWNCE
CAN’T GET INSUUNCE BECAUSE OF POOR HEALTH, ACE. OR ILWESS
DON'T BELIEVE IN HEALTH INSURANCE
NOT MUCH SICKNESS IN THE FAMILY: WE HAVEN'T NEKDED INSURANCE
DISSATISFIED VITH PREVIOUS INSURANCE
JOB IAYOFF OR JOB LOSS
OTHER:
120
Y33. WIERVIEUER CHECKPOINT
w@\ I_ SE; HOUSEHOLD LISTING. P. 1
1. 1 OR MORE ADULTS WITH -’ FINANCES (COL. F MARKED ‘INDEP’)
q 2. ALL OTHERS----- >nJRN TO P. 124, YLl
I
-4 Y3&. I’d like to ask ‘ome questions just about the other adults 22 and over vho liw vith you
(and your family) but ham independent f1nanc.s. (Does ha/Does she/Do any of these other adults) receive my income from “.~LI or salaries?
8. DON’T KNOW
1 NEXT PAGE. Y3S
Y3ia. Roughly hov much coral income did (he/she/they) have from wager and salar.tr in 1988 before t.x.s and daduccionr? (ACCEPT WGE.)
s xLAa3 -->NEXT PACE. Y35
Y3lb. Did you Include this amounT in the income you told ma about l irllcr in this intcrviw? (IF R ONLY TOLD ABOUT PART. tUK!Z NOTE.)
I 5. NO
. . I 121
Y35. (Does ha/Does she/Do they) receive income from any ocher sources (such as social l pension. disability paymcnCs. public l rsis~ancc. or income from a business
8. DON’T KNOW
I co TO Y36
Y35a,
Y35b,
Y35C.
L%ac other sources of income (dams he/doss she/do they) have? (CHECK ALL THAT APPLY.)
Roughly hov much total income did (he/she/they) have from (a11 chesm/thls) source in 1988 before ta?xs and deductions?
S YbVlC IDOH'Tj ---x0 TO Y36
Did you include chls amount in the incoma you told oe about earlier in this interview? (II R ONLY TOLD MOUT PART. MAICE NOTE.)
El 1. YES
Y36.
% bq1-j (Does he/Does she/Do any of them) have my ears or ocher vehicles?
--->NEXT PAGE Y37
Y36a. Roughly, how much (is this/arc these) vehicle(s) worth in today's. prices? (ACCEPT RANGE.)
s ~b’-Mt --->NU.7 PAGE. Y3g
Y36b. Did you include (this/these) vehicle(s) in the on.. you told ma about earlier in this interviw? (IT R ONLY TOLD ABOUT PART. MAKE ROTE.)
122 Y37. (Do.. he/Doer she/Do Chcy) h.v. .“y bank .ccounts. swings .CCOU”C~. or savings bonds?
Roughly how much in tor.1 (does h./do.. sh./da they) h.v. in b.nk .cc.u"ts. swings .eeounts. or swing. bonds? (ACCEPT RANGE.)
-2! pGi-+cO TO Y3.3
Y36b. Did you include this amount when you told m. .bour these ic.ms ..rli.r in this i"r.rvi.v? (IF R ONLY TOLD ABOUT PART. KAKE NOTE.)
Y38. (Doer he/Does she/Do they) h.v. my och.r ..‘.t‘ (.uch .‘ .mcks. bonds. . busin.... or any prop.rti.s. including .“y p.rc of th. [hou../.p.rm.nr] you live in)?
NEXT PAGE. Y&O
Y.38.. L'h.t oth.r kind. of .‘s.t. (do.. h./do.r rh./do they) h.v.? (CHECK ALL THAT APPLY.)
Y38b. Roughly how ouch in rot.1 (does h./do.. .h./d. th.y) h.v. 1" l.11 th.../this . . ..~(.)? (ACCEPT RANGE.)
$xbc/33, (DON'TYHnlJ:-- >NMT PAGE. Y39
Y38c. Did you in&A. chi. .mou”t in ch. ..‘.t. you told . . about ..rli.r in thir int.mi.v?’ (IF R ONLY TOLD AMET PART. NAIE NOTE.)
I 1. YES
I 5. NO
NEXT PACE. Y&O NEXT PAGE, Y39
123 Y39. INTERVIEYRR CHECXPOINT
SEE P. 122. Y38a
1. “R’S HOME BOX A WED IN Y38a
cl 2. AU OTtERS-----x0 TO Y&O
t
Y39a. Uhat share of this home (doa ha/does she/do they) own?
xlDc(35 PERCENT
Y39b. Uhat is the pr.‘.nt valua of this home? I m..n. about vhat would it bring if it “em sold today?
s XbpcI3b Y39c. What is the amount still owed on all the mortR.g.r. land contr.et‘
and loans on thn home? (ACCEPT RANGR.)
5 X b'43? 1 NOTHING 1
Y40. Not including my debts (ha/she/they) w*(s) you (or your Ihusbmd/vifal):
)lbq-% (doer he/does she/do thay) have my debts? (IF R ASKS: DO NOT INCLUDE HORTGACE ON R’S HOHE.)
R. DON’T )[NOU .-
I
NEXT PACE. Y&l
1 YlrOa. Roughly how much in tocal UC (his/her/their) dabts?
I s Xbq’39 (DON*T XNOWJ ----SNEXT PACE. Y&l
YLOb. Did you includa theso debts when you told ” about tha houmhold debt1 earlier in this intm’vlcv? (IF R ONLY TOLD AROUT PART. HAKE NOTE.)
