-
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.
-
7/29/2019 [19] Mandal General Insurance_Ankhbayar
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. .
.
. 2005
. ,
.
1
-
7/29/2019 [19] Mandal General Insurance_Ankhbayar
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-
2
-
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, , . .
3
= (1)
. = 1 (2)
. -
= 1 (3)
=
=
-
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4
(3)-
. . =
= 1 (4) ,
,.
(4)
.
= 1 + (5) (5)
= = 1
1 1
2
1
+
1
=
= 1 12 + .
-
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5
= 0 1 12 + (7)(7)- (6)-
= 1 12 + .
(8)
= 0 1 12 + (6)
-
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6
.
, .
=
(9)
2
= +
=
(10)
=
= +
-
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7
(10)-
(11)
. = , .
= +
(10)-
= +
= =
= 1 .
(12)-.
(12)
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8
= 1 + (13)(13)
= = 1 1 12 1 + 1 == 1 12 +
.
= 0 1 12 +
= 0 1 12 +
(14)
= 1 12 +
(15)
(15)- (14)-
(16)
.
-
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9
. = + (17)
(17)-
.
= + (18)
. = + (19)
= ; ; +
(19).
(20)
(20) (8), (16)
-
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10
= ; ; + == ; ; + 1 1
2
+
; ; 1 12 + .
= =
=
-
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= ; + 1 12
; 1 12 =
=12 ; + 1
12
; ;
12 ; 1 12
;;
11
(21) .
-
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12
-
.
. ,
.
:
0: = = -.
-
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13
-
+ 1 1
2 0
1 12
+
1
+
+ 1 12
= _ ,
1 0
1 12
1
+ 1 1
2 = _ ,
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14
= 1
2 ; + 1 1
2
;;
12 ; 1 12
;; =
= 1
2
; + 1 1
2
1
2
;
_ ,
;
12 ; 1 12
12
;_ ,
;
12 + = 12 + 12 + =
12 +
-
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-
7/29/2019 [19] Mandal General Insurance_Ankhbayar
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16
1:
.
; _ , ; _ ,
1
+ + 1
12
= 1 + 1
12
(22)
= + 1 12 1 + 12
.
.
-
7/29/2019 [19] Mandal General Insurance_Ankhbayar
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2:
.
= = (23)(22)- (23)-
+ + 1 12 =
+ 1
12
+ + 1 12 = + 1
12
+ = 1 1
= ; ; =
; ;
(24)
17
.
-
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18
3:
. = 0 . (17)-
= + = (24)-
= ; ; =
; ;
>
; ;
(25)
.
-
7/29/2019 [19] Mandal General Insurance_Ankhbayar
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19
2005 2006 2007 2008 2009 2010 2011
68 134 88 162 54 80 75
58 58 65 135 37 44 40
239 268 217 357 313 273 310
139 168 153 268 181 141 142
159 158 138 241 175 177 214
663 786 661 1163 760 715 781
0.0079
0.2567
0. 0072 0. 0078
0.0040 0.2490 0.0000 1.0000 0.1972 0.1076 0.2390
/100,000 /0.0066 0.0079 0.0066 0.0116 0.0076
= 0.0079 = 0.2567 = 1.2958 = 0.5066
= 0.2483
/ /
/ /
2006 1048.4 375.7 0.3584 0.2922
2007 1495.0 427.2 1.137 0.2858 0.3322
2008 2459.7 500.0 1.170 0.2033 0.3889
2009 2676.9 543.4 1.087 0.2030 0.4226
2010 3749.7 776.5 1.429 0.2071 0.6039
2011 5537.6 1285.8 1.656 0.2322 1.0000
2827.9 651.4 1.2958 0.2483 0.5066
= 3, = 36
=
;
;
= 0.2483 0.0079
. ;.
. ;.
= 0.708%
-
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20
= 0.824%, = 5
0.346%
0.531%
0.708%
0.819% 0.824%
0.719%
0.545%
0.359%
0.206%
0.102%
0.05%
0.15%
0.25%
0.35%
0.45%
0.55%
0.65%
0.75%
0.85%
0.95%
1 2 3 4 5 6 7 8 9 10
-
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21
.
.
.
.
.
5 0.824% .
10 , 1.48%
.
-
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...
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