Encore CareersFinding Your Next Act After Retirement

Where to Retire in Style

Social Security Should You

Wait to Take it?

Philanthropy 101 Where to Give

Cooking Under a Tuscan Sun

SecondActnew frontiers for you and your money

Mike TiMMons started his own bike touring company in Cape Cod.

EncoreCareers finding your next act

after retirement

Where to Retire in StyleSocial Security Should You Wait to Take it?

Philanthropy 101Where to Give

Cooking Under a Tuscan Sun

new frontiers for you and your money

SecondAct

KaY Graham worked for 30 years as a state as a social services director. She’s now a visiting poetry professor.

Where to Retire in Style

Social Security Should You Wait to Take it?

Philanthropy 101Where to Give

Cooking Undera Tuscan Sun

SecondActYour New Job: You

new frontiers for you and your money

+ ++

Mark speiser, 54 a triathlete, is competing

in his 5th iron Man.

SecondAct

Encore Careersfinding your next act after retirement

Where to Retire in Style

Social Security Should You

Wait to Take it?

Philanthropy 101 Where to Give

Cooking Under a Tuscan Sun

new frontiers for you and your money

JaCk Bransky worked for kpMG for 35 yearsbefore going solo as a global advisor.

SecondActencoreCareersFinding Your Next Act After Retirement

new frontiers for you and your money

Where to Retire in Style

Social Security Should You Wait to Take it?

Philanthropy 101Where to Give

Cooking Under a Tuscan Sun+ ++

marY WelleS is a semi-retired

nurse/practicioner who lectures

at tktktktktktktk

v o l u m e 1 , n u m b e r 1

month 2011 merrill lynch’S Second ActS 3

[featureS]

2 Where To reTire in sTyle

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3 CookinG Undera TUsCan sUn

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4 philanThropy 101: Where To Give

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5 soCial seCUriTyshoUld yoU WaiT To Take iT?

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6 ConTinUinG edUCaTion

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8[cover StorY]

earl raYmond shares his wealth of knowledge with his

new found career as college professor.

contentS

Encore Careers Finding Your Next Act After Retirement

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frontUp neWS, trendS and financial tipS for our cuStomerS

month 2011 merrill lynch’S Second ActS 3

Philanthropy

Great ways to give back101

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Drink No Wine Before Its Time

6Super foods that protect your Vision and memoryBlueberries tktktktktktk and some more tktktktktktk and some more

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twitter

facebook

internet

other

The baby boomers

are takingcharge of

their lives and doing

jobs they truly love

EN

co

RE

careers

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3 merrill lynch’S Second ActS month 2011

Jiim Stinson,Programmer to KayakerAfter 35 years as a programmer in the healthcare industry, Jim launched his own company by launching Stinson Paddlers. “I wake up every day loving what I do.”

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When it comes to healthcare in the develop-ing world, Mary Welles has been there. She spent five years in Haiti teaching clinicians about prenatal care here and here and here lorem ipsum tolem doffetlorem tolem ipsum doffet and some more copy here and here and here lorem ipsum tolem doffetlorem tolem ipsum doffet and some more copy here and here and here lorem ipsum tolem doffetlorem tolem ipsum

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Gary Leftke, CPA to Tree HuggerGary Leftke started his non-profit recycling com-pany called Next Life and here and here lorem ipsum tolem doffetlorem tolem ipsum doffet and some more copy here and here and here lorem ipsum tolem doffetlorem tolem ipsum doffet and some more copy here and here and here lorem ipsum tolem doffetlorem tolem ipsum

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3 merrill lynch’S Second ActS month 2011 month 2011 merrill lynch’S Second ActS 3

are taking “I always wanted to help save the environment. I just couldn’t find the time.”

Mary Welles, Nurse Practioner to Guest Lecturer

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Social Services Director Kay Graham left her job in 2009 to pursue her other love: poetry. She published her first book entitled Songs from the Heart: Poems on the Human Condition lorem tolem ipsum doffet and some more copy here and here and here lorem ipsum tolem doffetlorem tolem ipsum

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3 merrill lynch’S Second ActS month 2011 month 2011 merrill lynch’S Second ActS 3

are taking “I’ve always had a love of people and poetry. Now I can combine the two.”

Kay Graham > Social Worker to Poetry Professor

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Great Seasonal Jobs for Retirees5

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Tuscan

Make your travel destination a

delightful culinary experience

Under a

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Suncooking

month 2011 merrill lynch’S Second ActS 3

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S3 merrill lynch’S Second ActS month 2011 month 2011 merrill lynch’S Second ActS 3

ThAT eASYgoiNg iTAliAN WAY oF liFe ThAT viSiToRS FiNd

So AllURiNg iS iNdiSpUTAblY liNked

To The iTAliANS’ iNSTiNCTive kNoWl-

edge oF hoW To dRiNk ANd eAT Well.

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3 merrill lynch’S Second ActS month 2011 month 2011 merrill lynch’S Second ActS 3

oNe oF ThiNgS ThAT SeTS ApART

A CookiNg ClASS iN TUSCANY iS The

expeRieNCe oF SAMpliNg FReSh

FoodS ANd WiNeS FRoM The loCAl veNdoRS.

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