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1 Medical Plan Rates The Health Net Blue & Gold HMO 2011 rates compare to the Health Net HMO 2010 rates The Anthem Lumenos 2011 rates compare to the CIGNA Choice Fund 2010 rates

1 Medical Plan Rates The Health Net Blue & Gold HMO 2011 rates compare to the Health Net HMO 2010 rates The Anthem Lumenos 2011 rates compare to the CIGNA

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Page 1: 1 Medical Plan Rates The Health Net Blue & Gold HMO 2011 rates compare to the Health Net HMO 2010 rates The Anthem Lumenos 2011 rates compare to the CIGNA

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Medical Plan Rates

The Health Net Blue & Gold HMO 2011 rates compare to the Health Net HMO 2010 rates

The Anthem Lumenos 2011 rates compare to the CIGNA Choice Fund 2010 rates

Page 2: 1 Medical Plan Rates The Health Net Blue & Gold HMO 2011 rates compare to the Health Net HMO 2010 rates The Anthem Lumenos 2011 rates compare to the CIGNA

Employee Rates $47K or Less

Plans Coverage$47,000 or Less

2010 EE Cost 2011 EE Cost $ Increase % Increase Health Net HMO Single $19.97 $74.40 $54.43 272.6%

Self+child(ren) $35.95 $133.92 $97.97 272.5%  Self+adult $82.30 $199.11 $116.81 141.9%  Family $98.28 $258.63 $160.35 163.2%Health Net HMO Single $19.97 $21.21 $1.24 6.2%Blue & Gold Self+child(ren) $35.95 $38.18 $2.23 6.2%

Self+adult $82.30 $87.41 $5.11 6.2%  Family $98.28 $104.38 $6.10 6.2%Kaiser Single $6.84 $7.45 $0.61 8.9%

Self+child(ren) $12.31 $13.41 $1.10 8.9%  Self+adult $14.36 $15.65 $1.29 9.0%  Family $19.84 $21.61 $1.77 8.9%Anthem Single $29.47 $77.49 $48.02 162.9%Blue Cross Plus Self+child(ren) $53.05 $139.48 $86.43 162.9%

Self+adult $102.26 $205.60 $103.34 101.1%  Family $125.82 $267.59 $141.77 112.7%Anthem Single $88.61 $93.32 $4.71 5.3%Blue Cross PPO Self+child(ren) $159.50 $167.98 $8.48 5.3%

Self+adult $226.45 $238.85 $12.40 5.5%  Family $297.33 $313.49 $16.16 5.4%Anthem Lumenos Single $86.61 $7.45 -$79.16 -91.4%PPO with HRA Self+child(ren) $155.89 $13.41 -$142.48 -91.4%

Self+adult $222.25 $17.02 -$205.23 -92.3%  Family $291.53 $21.61 -$269.92 -92.6%Core Medical Single none none    

Self+child(ren) none none  Self+adult none none  Family none none    

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Page 3: 1 Medical Plan Rates The Health Net Blue & Gold HMO 2011 rates compare to the Health Net HMO 2010 rates The Anthem Lumenos 2011 rates compare to the CIGNA

Employee Rates $47,001 to $93K

Plans Coverage$47,001-$93,000

2010 EE Cost 2011 EE Cost $ Increase % Increase Health Net HMO Single $51.18 $107.55 $56.37 110.1%

Self+child(ren) $92.13 $193.59 $101.46 110.1%  Self+adult $153.55 $274.79 $121.24 79.0%  Family $194.50 $360.83 $166.33 85.5%Health Net HMO Single $51.18 $54.36 $3.18 6.2%Blue & Gold Self+child(ren) $92.13 $97.85 $5.72 6.2%

Self+adult $153.55 $163.09 $9.54 6.2%  Family $194.50 $206.58 $12.08 6.2%Kaiser Single $38.05 $40.60 $2.55 6.7%

Self+child(ren) $68.49 $73.08 $4.59 6.7%  Self+adult $85.61 $91.33 $5.72 6.7%  Family $116.06 $123.81 $7.75 6.7%Anthem Single $60.68 $110.64 $49.96 82.3%Blue Cross Plus Self+child(ren) $109.23 $199.15 $89.92 82.3%

Self+adult $173.51 $281.28 $107.77 62.1%  Family $222.04 $369.79 $147.75 66.5%Anthem Single $119.82 $126.47 $6.65 5.5%Blue Cross PPO Self+child(ren) $215.68 $227.65 $11.97 5.5%

Self+adult $297.70 $314.53 $16.83 5.7%  Family $393.55 $415.69 $22.14 5.6%Anthem Lumenos Single $117.82 $40.60 -$77.22 -65.5%PPO with HRA Self+child(ren) $212.07 $73.08 -$138.99 -65.5%

Self+adult $293.50 $92.70 -$200.80 -68.4%  Family $387.75 $123.81 -$263.94 -68.1%Core Medical Single none none    

Self+child(ren) none none    Self+adult none none    Family none none    

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Page 4: 1 Medical Plan Rates The Health Net Blue & Gold HMO 2011 rates compare to the Health Net HMO 2010 rates The Anthem Lumenos 2011 rates compare to the CIGNA

Employee Rates $93,001 to $140K

Plans Coverage$93,001 - $140,000

2010 EE Cost 2011 EE Cost $ Increase % Increase Health Net HMO Single $83.21 $141.57 $58.36 70.1%

Self+child(ren) $149.78 $254.83 $105.05 70.1%  Self+adult $217.41 $342.61 $125.20 57.6%  Family $283.98 $455.87 $171.89 60.5%Health Net HMO Single $83.21 $88.38 $5.17 6.2%Blue & Gold Self+child(ren) $149.78 $159.09 $9.31 6.2%

Self+adult $217.41 $230.91 $13.50 6.2%  Family $283.98 $301.62 $17.64 6.2%Kaiser Single $70.08 $74.62 $4.54 6.5%

Self+child(ren) $126.14 $134.32 $8.18 6.5%  Self+adult $149.47 $159.15 $9.68 6.5%  Family $205.54 $218.85 $13.31 6.5%Anthem Single $92.71 $144.66 $51.95 56.0%Blue Cross Plus Self+child(ren) $166.88 $260.39 $93.51 56.0%

Self+adult $237.37 $349.10 $111.73 47.1%  Family $311.52 $464.83 $153.31 49.2%Anthem Single $151.85 $160.49 $8.64 5.7%Blue Cross PPO Self+child(ren) $273.33 $288.89 $15.56 5.7%

Self+adult $361.56 $382.35 $20.79 5.8%  Family $483.03 $510.73 $27.70 5.7%Anthem Lumenos Single $149.85 $74.62 -$75.23 -50.2%PPO with HRA Self+child(ren) $269.72 $134.32 -$135.40 -50.2%

Self+adult $357.36 $160.52 -$196.84 -55.1%  Family $477.23 $218.85 -$258.38 -54.1%Core Medical Single none none    

Self+child(ren) none none    Self+adult none none    Family none none    

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Page 5: 1 Medical Plan Rates The Health Net Blue & Gold HMO 2011 rates compare to the Health Net HMO 2010 rates The Anthem Lumenos 2011 rates compare to the CIGNA

Employee Rates $140,001 or More

Plans Coverage $140,001 or More

2010 EE Cost 2011 EE Cost $ Increase % Increase Health Net HMO Single $116.37 $176.79 $60.42 51.9%

Self+child(ren) $209.47 $318.23 $108.76 51.9%  Self+adult $283.56 $412.87 $129.31 45.6%  Family $376.66 $554.30 $177.64 47.2%Health Net HMO Single $116.37 $123.60 $7.23 6.2%Blue & Gold Self+child(ren) $209.47 $222.49 $13.02 6.2%

Self+adult $283.56 $301.17 $17.61 6.2%  Family $376.66 $400.05 $23.39 6.2%Kaiser Single $103.24 $109.84 $6.60 6.4%

Self+child(ren) $185.83 $197.72 $11.89 6.4%  Self+adult $215.62 $229.41 $13.79 6.4%  Family $298.22 $317.28 $19.06 6.4%Anthem Single $125.87 $179.88 $54.01 42.9%Blue Cross Plus Self+child(ren) $226.57 $323.79 $97.22 42.9%

Self+adult $303.52 $419.36 $115.84 38.2%  Family $404.20 $563.26 $159.06 39.4%Anthem Single $185.01 $195.71 $10.70 5.8%Blue Cross PPO Self+child(ren) $333.02 $352.29 $19.27 5.8%

Self+adult $427.71 $452.61 $24.90 5.8%  Family $575.71 $609.16 $33.45 5.8%Anthem Lumenos Single $183.01 $109.84 -$73.17 -40.0%PPO with HRA Self+child(ren) $329.41 $197.72 -$131.69 -40.0%

Self+adult $423.51 $230.78 -$192.73 -45.5%  Family $569.91 $317.28 -$252.63 -44.3%Core Medical Single none none    

Self+child(ren) none none    Self+adult none none    Family none none    

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