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A Bullion Secured
Peer to Peer Lending Model
3-5 JUNE 2018 PARKROYAL on Beach Road, Singapore
Peer to Peer Lending Model
Gregor J. Gregersen
Silver Bullion Pte Ltd
Bullion Secured P2P Lending - Overview
23-5 JUNE 2018
Interest Rates
Interest rates determined via BID/ASK system:
– Lending offer, e.g. 4.25% pa 12 month USD
– Borrowing Request, e.g. 3.5% pa 12 month USD
When loan terms match a contract is made: When loan terms match a contract is made:
– 2315 contracts since 2015, worth 65 Million SGD (50 Million USD)
– Average rates, 3.67%
33-5 JUNE 2018
• 12 month 4.16% pa
• 24 month 4.55% pa
• 1 Month: 2.46% pa
• 6 Month: 3.58% pa
Collateral Detail & Rules
43-5 JUNE 2018
Fintech Functionality
Fintech Enabler: Fintech Enabler:
Unlock LiquidityUnlock Liquidity
53-5 JUNE 2018
Unlock LiquidityUnlock LiquidityEfficiently and safelyEfficiently and safely