03. Practice Set Sbi Associate Po

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PRACTICE SET

SBI Associate POTest-I: English Language

Directions (Q. 1-10): Read the passage carefully and

answer the questions given below it. Certain words/phrases

are given in bold to help you locate them while answering

some of the questions.

Black money or illicit money has been defined by the

Ministry of Finance in its report 'White Paper on Black

Money' as assets or resources that have neither been

reported to the public authorities at the time of their

generation nor disclosed at any point of time during their

possession. This would include money earned from crime

(such as drug trafficking, smuggling, arms trafficking, sexual

exploitation and prostitution etc), corruption and

commercial tax evasion (such as underreporting revenues

and inflating expenses). Although the focus of the black

money debate in the country has been mainly on corrupt

money, according to a report on black money by the Central

Board of Direct Taxes, “Measures to Tackle Black Money

in India and Abroad”, the main method for generation of

black money in India is through commercial tax evasion by

underreporting revenues and inflating expenses adopted

by a range of business entities.

While estimating the scale of illicit or black economy

in the country is difficult, some attempts have been madeto measure this globally. According to Global Financial

Integrity (GFI), a Washington DC-based organisation, from

2002 to 2011, developing countries lost US$ 5.9 trillion to

illicit outflows. China leads the list with a loss of US$ 1.08

trillion from 2002 to 2011. India was the fifth largest country

with cumulative outflows worth US$ 343.9 billion from 2002

to 2011, which they claim is a conservative estimate. These

estimates do not include the movement of illegal money

through the hawala system, smuggling and cross-border

cash transactions – all of which are significant in the Indian

context. GFI estimates that for every $1 that poor nations

receive in foreign aid, $10 in illicit money flows offshore.

This movement of money out of developing countries,including India, is facilitated by a network of over 60 tax

havens which enables setting up of benami trusts or

corporations ensuring that the real owners of the business

remain unknown. According to Tax Justice Network, an

international coalition of researchers, the global super-rich

have at least $21 trillion hidden in secret tax havens at the

end of 2012. In 2011, Government of India had

commissioned three national-level institutes – National

Institute of Public Finance and Policy (NIPFP). National

Institute of Financial Management (NIFM) and National

Council of Applied Economic Research (NCAER) – to

assess and provide estimates of the extent of black money

in India. Once the reports are published, there might be

additional clarity on the scale of this problem in the country.

While the methodology and data from different studies

can certainly be debated for their accuracy, there is no

denying the magnitude and importance of addressing the

issue. It is especially significant in developing countries

where there is a substantial need to expand public revenues

to meet the growing needs for developmental expenditure.

Adding to the complexity of this outflow of

unaccounted money is that this wealth is not simply lying inforeign bank accounts to be recovered or brought back to

the country. In reality, a large portion of this money comes

back into India by a process known as 'round tripping', ie the

money that left the country and ended up in a tax haven is

invested back into the country as 'white' money. But there is

no data or analysis on how much of the black money is round-

tripped and comes back into the country.

1. What, according to the Ministry of Finance, is black

money? Give your answer in the context of the

passage.

(A) Black money refers to funds earned in the black

market.

(B) Assets or resources that have neither beenreported to the public authorities at the time of

their generation nor disclosed at any point in time

during their possession.

(C) Black money comprises money earned from crimes

such as drug trafficking, smuggling and arms

trafficking, corruption and commercial tax evasion.

1) Only (A) 2) Only (B)

3) Only (A) and (B) 4) Only (B) and (C)

5) All (A), (B) and (C)

2. What is the main method for generation of black money

in India?

1) Drug trafficking and smuggling of gold

2) Commercial tax evasion3) Underreporting of incomes by private institutions

4) Bribe received by politicians for helping bureaucrats

5) All the above

3. Find the incorrect statement on the basis of the given

passage.

1) According to GFI, from 2002 to 2011, developing

countries lost US$ 5.9 trillion to illicit outflows.

2) During 2002 to 2011, China topped the list of losers

due to illicit outflows.



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3) During 2002 to 2011, India stood at the fifth place

in the list of losers with cumulative outflows worth

US $343.9 bn.

4) The estimate of loss excludes the movement of

illegal money through hawala system.

5) None of these

4. How does the movement of money out of developing

countries takes place? Give your answer in the context

of the passage.

1) The movement of money takes place only through

double-entry bookkeeping system.

2) The movement of money is facilitated by a network

of tax havens which enables setting up of benami

trusts or corporations.

3) The movement of money takes place in the from of

either cash or in the form of gold biscuits.

4) The movement of money takes place by means of

electronic funds transfer.

5) None of these5. What is round tripping? Answer in the context of the

passage.

1) Round tripping is a legal process of converting

black money by paying fixed amount of tax as per

the tax laws of the country where the black money

is deposited.

2) This is a process of converting money of a country

either into USD or into Euro.

3) This is a process in which the money leaving the

country and ending up in a tax haven is invested

back into the country as white money.

4) This is a process of brining back black money into

the country to which it belongs.5) All the above

Directions (Q. 6-8): Choose the word/group of words

which is MOST SIMILAR in meaning to the word/group

of words printed in bold as used in the passage.

6. Evasion

1) openness 2) excavation 3) dodging

4) exchange 5) attacking

7. Offshore

1) relentlessly 2) unaccounted 3) middle east

4) outward 5) overseas

8. Facilitated

1) expedited 2) blocked 3) impeded

4) obstructed 5) poised Directions (Q. 9-10): Choose the word/group of words

which is MOST OPPOSITE in meaning of the word/group

of words printed in bold as used in the passage.

9. Commissioned

1) nominated 2) cancelled 3) entrusted

4) empowered 5) enabled

10. Complexity

1) perplexity 2) multiplicity 3) ramification

4) simplicity 5) intricacy

Directions (Q. 11-20): Read the passage carefully

and answer the questions given below it. Certain words/

phrases are given in bold to help you locate them while

answering some of the questions.

The government directive to public sector banks

(PSBs) to mandatorily offer broking services and sell

products of more than one insurance company to

customers from January 2014 is controversial, without

properly appreciating the issues and ground realities of

cross-selling at PSBs.

No one disputes the fact that PSBs can play a huge

role in enhancing insurance penetration in the country.

With over 400 million customer accounts, PSBs have barely

achieved 1% insurance penetration. They sell mostly

saving-oriented policies, turning a blind eye to low-

premium, low-commission term insurance, which is a vital

social security tool for vulnerable segments. Insurance

selling is confined to urban and city branches, with little

awareness in the rural network.On the non-life side, banks are simply unaware of the

nuances of various insurance products and their risk-

mitigation benefits, especially for the millions of SME clients.

The bulk of bancassurance business is currently

sourced by insurers with help from their sales staff deployed

at bank branches. The number of bank personnel trained

to sell insurance with the knowledge of what is good for

customers and what is not is minuscule. Despite insurers’

efforts, the persistency rate of bancassurance – a measure

of insured customers paying renewal premium – is poor, at

about 50% in some PSBs, a poor reflection of their post-

sale followup.

The key reason for the state of affairs is lack of cross-selling culture in PSBs. With years of social banking

orientation, bank managements find it tough to create a

new business culture that aims to look at the customer’s

wallet in an integrated manner. In PSBs, the internal

reporting and performance evaluation are not geared to

encourage cross-selling. As a result, they earn less than

1% of profits from distributing third-party products.

PSBs attribute the reason to shortage of staff at various

levels. True, there is a vacuum in most banks following

large-scale retirements, and there are daunting issues of

training many new recruits on banking aspects. It is,

therefore,unrealistic to expect the frontline staff to become

experts at suggesting insurance solutions for multipleinsurers in the near future.

While our extensive banking network should aid

greater insurance penetration, this cannot be achieved by

compelling all PSBs to become insurance brokers overnight.

It has to be a nuanced exercise, with a supportive policy

framework.

First, make a distinction between banks that have

consciously entered the insurance business through equity

JVs, and others that have remained plain distributors. RBI



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has allowed only large banks the equity route, relying on

their risk management and other capabilities. These banks

should set an example by offering advice-based insurance

solutions to customers for more than one insurer life –

non-life and health – through their network. This category

should include both PSBs and private banks that have set

up insurance ventures.

Second,encourage such banks to recruit staff that

would be only involved in cross-selling insurance, mutual

funds and pension products. It is difficult to change the

mindset of banking trained staff to be broking-oriented,

including on claim settlements. New recruits governed by

different service conditions and intensively trained is the

answer, and they should be allowed to switch to mainstream

banking upon a successful track record in broking. PSBs

had recruited such specialist staff in the 1980s for rural

banking operations, and many of them became capable

generalist bankers.

11. What is the purpose behind making the selling of insurance products of more than one insurance

company mandatory for public sector banks?

1) To enhance the profits of public sector banks

2) To maximise the use of extra manpower at banks

3) To enhance insurance penetration in the country

4) To make purchase of insurance products

mandatory for each bank customer

5) All the above

12. What problem do the banks face while selling non-life

insurance products?

(A) Banks are unaware of the nuances of various

insurance products.

(B) They feel it difficult to deal with millions of smalland medium enterprises clients.

(C) Very few bank personnel are trained enough to

sell appropriate insurance products to appropriate

clients.

1) Only (A) and (B) 2) Only (B) and (C)

3) Only (A) and (C) 4) Only (B)

5) All (A), (B) and (C)

13. Which of the following is not correct in the context of

the given passage?

1) The number of account holders in public sector

banks is over 400 million.

2) PSBs have hardly achieved one per cent insurance

penetration.3) There is little awareness about insurance in the

rural areas.

4) PSBs give as much importance to selling saving-

oriented policies as to low-premium term insurance.

5) Low-premium policy is a vital social security tool

for vulnerable segments.

14. Why do PSBs earn very little profit from distributing

third-party products?

1) Because bank personnel are not good at selling

insurance products.

2) Because there is a lack of cross-selling culture in

PSBs.

3) Because PSBs are not geared to encourage cross-

selling.

4) Bank management finds it difficult to create a new

business culture that aims to look at the customer’s

wallet.

5) All the above

15. What is the reason for poor performance of

bancassurance business in India?

1) Shortage of staff at various levels

2) Lack of proper training to bank personnel for selling

insurance products

3) People do not prefer to purchase insurance

products from banks.

4) Only 1) and 2)

5) Only 2) and 3)Directions (Q. 16-18): Choose the word/group of

words which is MOST SIMILAR in meaning to the word/

group of words printed in bold as used in the passage.

16. Daunting

1) inciting 2) encouraging 3) pleasing

4) heartening 5) appalling

17. Vulnerable

1) susceptible 2) careful 3) watchful

4) beautiful 5) irresponsible

18. Nuances

1) upshot 2) distinction 3) effects

4) problems 5) consequences

Directions (Q. 19-20): Choose the word/group of words which is MOST OPPOSITE in meaning of the word/

group of words printed in bold as used in the passage.

19. Confined

1) open 2) restrained 3) restricted

4) held back 5) hindered

20. Minuscule

1) microscopic 2) diminutive 3) minute

4) enormous 5) small

Directions (Q. 21-25): Read each sentence to find out

whether there is any grammatical or idiomatic error in it.

The error, if any, will be in one part of the sentence. The

number of that part is the answer. If there is ‘No error’,

the answer is 5). (Ignore errors of punctuation, if any.)21. 1) Aam Aadmi Party leader Arvind Kejriwal’s campaign

against crony capitalism / 2) with focus on the Reliance

group and its close relationship / 3) with the two

political parties, the Congress and the BJP, / 4)

snowballs into an election debate. / 5) No error

22. 1) In fact, his entire life was shaped / 2) by his majesty

of knowing / 3) the rules and / 4) knowing to use them.

/ 5) No error

23. 1) The FIR filed by the Anti-Corruption Branch of the



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Delhi Government / 2) against Union Minister Murli

Deora and RIL chairman Mukesh Ambani / 3) alleges

rigging of the price of gas / 4) to favour the corporate

giant. / 5) No error

24. 1) In order to meet rising demand of doctors / 2) in the

state, the state government / 3) has taken a major

decision to increase / 4) the number of seats in MBBS

course. / 5) No error

25. 1) President Maduro has called / 2) on the opposition

/ 3) to start talk urgently with the government / 4) to

end the violence. / 5) No error

Directions (Q. 26-30): Each question below has two

blanks, each blank indicating that something has been

omitted. Find out which option can be used to fill up the

blank in the sentence in the same sequence to make it

meaningfully complete.

26. Money laundering is a process ________ the origin

of funds generated by ________ means is concealed.

1) where, illicit 2) of, illegitimate 3) for, lawful4) whereby, illegal5) in, outlawed

27. Banks sometimes face difficulties in the recovery of

their loans ________ by unmarried girls after marriage

due to their ________ to a new place.

1) taken, roaming 2) availed, migrating

3) grabbed, shifting 4) enjoyed, trekking

5) received, leaving

28. Computers and communication system have found

their ________ to be quite ________ in banking and

other financial organisations.

1) operation, radical 2) function, thorough

3) utilisation, comprehensive 4) practice, hard

5) applications, extensive29. If only the Indian government had _______ the advice

given by seasoned Indian polio researchers, the

country’s war against polio ________ have been won

long ago.

1) heeded, could 2) observed, would

3) attended, must 4) followed, ought

5) considered, should

30. Frederick Henry Cooper’s description of the brutal

mass _______ of 282 unarmed “native soldiers” in

Punjab’s Ajnala town on August 1, 1857, is a chillingly

cold-blooded ________ that was designed, as the

very act of ruthlessly presided over, to smother what

India now regards as its first war of Independence.1) assassination, description

2) bloodshed, information

3) slaughter, account

4) killing, definition

5) carnage, summary

Directions (Q. 31-35): Rearrange the following seven

sentences (A), (B), (C), (D), (E), (F) and (G) in the proper

sequence to form a meaningful paragraph and then answer

the questions given below.

(A) Whereas Charge Card would require the card

holder’s account in the concerned bank, the dues

on the Credit Card can be paid by a cheque drawn

on any bank.

(B) The difference between the Credit and Charge

Card is that, in case of Charge Card, the amount

becomes payable immediately on the debit to the

account.

(C) The Credit Card might cause credit risk for the

card-issuing banks.

(D) Whereas no fee is levied if the full amount billed

is paid within a given due date, a service fee/

interest is charged on the payment which is

deferred.

(E) In case of Credit Cards, the card holder is sent a

bill indicating the dues and he/she has the option

to pay the entire amount as soon as the bill is

received or choose to pay only certain percentage

of the amount billed, in which case the card holder gets a credit to the extent of the balance amount

of the bill.

(F) Like other loan advances, Credit Card dues may

also be defaulted.

(G) In other words, a Credit Card holder need not

maintain an account with the card-issuing bank.

31. Which of the following would be the LAST

(SEVENTH) sentence after rearrangement?

1) G 2) B 3) A 4) F 5) C

32. Which of the following would be the SECOND

sentence after rearrangement?

1) E 2) F 3) G 4) A 5) B

33. Which of the following would be the FIFTH sentenceafter rearrangement?

1) A 2) C 3) D 4) G 5) F

34. Which of the following would be the FIRST sentence

after rearrangement?

1) D 2) B 3) E 4) C 5) A

35. Which of the following would be the SIXTH sentence

after rearrangement?

1) C 2) A 3) F 4) E 5) G

Directions (Q. 36-45): In the following passage, some

of the words have been left out, each of which is indicated

by a number. Find the suitable word from the options given

against each number and fill up the blanks with

appropriate words to make the paragraph meaningful.There is a school of thought that some kinds of complex

governance/policymaking functions should be insulated

from the tumult of partisan politics by (36) them to

technocrats. Giving in to the seductive appeal of this

argument to the (37) of breaking the line of accountability

of policymakers to the people altogether would undermine

democracy and run the risk of these technocratic bodies

being captured by (38) interests, instead of practising

fidelity to professionalism. The proposal of the RBI's Urjit



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Patel committee to entrust monetary policy (39) to a

committee of wise men in which even the RBI governor

would have just one vote and can be overruled (40) to this

school. This is a bad idea that (41) firmly be rejected.

At present, the RBI has reasonable autonomy but

holds consultations with the government and has begun

to testify before parliamentary committees. Both are needed

to make monetary policy and regulation of the banking

system (42) to the people. A committee does advise the

RBI governor on policy rates, but he makes the final call.

One person taking the final call seems less democratic than

a committee voting to make that call only (43) that one

person is taken out of his institutional context. The RBI

governor is not some lone ranger but the RBI's link with

the elected government of the country. Simultaneous

accountability of the RBI governor to a committee of

Parliament would (44) that the government does not make

(45) demands on the central bank as well.

36. 1) allocating 2) entrusting 3) imposing4) conferr ing 5) holding

37. 1) ambit 2) stretch 3) term

4) extent 5) length

38. 1) vested 2) endowed 3) simple

4) compound 5) any

39. 1) arranging 2) initiating 3) setting

4) building 5) beginning

40. 1) concerned 2) agrees 3) associates

4) correlates 5) belongs

41. 1) needs 2) must 3) had

4) ought 5) requires

42. 1) adapted 2) suited 3) responsible

4) accountable 5) attributed 43. 1) while 2) whereas 3) whether

4) where 5) when

44. 1) ensure 2) think 3) protect

4) pursue 5) follow

45. 1) fervent 2) obsolete 3) arbitrary

4) despotic 5) passionate

Directions (Q. 46-50): In each of the following

questions four words are given, of which two words are

most nearly the same or opposite in meaning. Find the

two words which are most nearly the same or opposite in

meaning and indicate the number of the correct letter

combination as your answer.

46. (A) Flounder (B) Fluster

(C) Hurl (D) Struggle

1) A – C 2) A – B 3) C – D

4) B –D 5) A – D

47. (A) Abrasion (B) Collusion

(C) Attrition (D) Delusion

1) A – B 2) A – C 3) B – C

4) C –D 5) B – D

48. (A) Impound (B) Portrait

(C) Exhilarate (D) Discourage

1) B – C 2) A – D 3) B – D

4) C –D 5) A – C

49. (A) Sham (B) Quixotic

(C) Pragmatic (D) Vicious

1) B – C 2) A – C 3) A – D4) B –D 5) C – D

50. (A) Derogatory (B) Disparaging

(C) Flabby (D) Flamboyant

1) A – D 2) C – D 3) A – B

4) B – D 5) B – C

Test-II: General Awareness,

Marketing and Computers

51. India successfully test-fired its indigenously

developed Prithvi II missile recently. Which of the

following is/are true about the missile?(A) It is a nuclear-capable surface-to-surface missile

with a range of 350 km.

(B) It is the first missile to be developed by DRDO

under the country’s prestigious Integrated

Guided Missile Development Programme.

(C) It is thrust by liquid-propulsion twin engines and

uses advanced inertial guidance system with

manoeuvring trajectory.

1) All the above 2) Only (A)

3) Only (B) 4) Only (A) and (B)

5) Only (A) and (C)

52. The first unit of coal-based Kalisindh Super Thermal

Power Plant commenced power generation in Jhalawar district in which of the following states recently?

1) Madhya Pradesh 2) Rajasthan

3) Gujarat 4) Maharashtra

5) Punjab

53. The Reserve Bank of India has extended the timeline

for full implementation of the Basel III capital

regulations by a year to

1) 31 Mar 2018 2) 31 Mar 2019

3) 31 Mar 2020 4) 31 Mar 2021



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5) 31 Mar 2022

54. Which of the following states has become the first

state in the country to declare all election booths in

the Lok Sabha polls as no-smoking zones?

1) Delhi 2) Gujarat

3) Odisha 4) Jammu & Kashmir

5) Kerala

55. Which of the following teams won the 4th Hockey

India men’s National Championships recently?

1) Railways

2) Air India

3) Comptroller and Auditor General of India XI

4) Punjab

5) None of these

56. Who among the following has been appointed the

chairman of the Financial Planning Standards Board

India (FPSB)? FPSB is the professional standards

setting body for financial planners.

1) Dhirendra Swarup2) BN Srikrishna

3) AR Lakshmanan

4) Dhananjaya Y Chandrachud

5) None of these

57. The finance ministry has proposed significant changes

to the Direct Taxes Code (DTC) Bill. Which of the

following is/are correct in this regard?

(A) A 35% tax on those earning more than `10 cr.

(B) A company will be liable to tax on indirect transfers

if 50% of its global assets are in India.

(C) The revised code proposes to replace the Income

Tax Act of 1961.

1) Only (A) 2) Only (B)3) Only (C) 4) Only (A) and (C)

5) All (A), (B) and (C)

58. Which of the following brands has been declared

India’s most valuable brand with a value of USD 21.1

bn in 2014?

1) Indian Oil 2) Reliance Industries

3) Airtel 4) Tata group

5) SBI

59. The present definition of wilful default was adopted

by the RBI on the recommendation of which of the

following committees?

1) KC Chakrabarty Committee

2) C Rangarajan Committee

3) SS Kohli Committee

4) HR Khan Committee

5) None of these

60. Global remittance flows to India witnessed a sharp

surge to approx $70 bn in 2013. Which of the following

states in India is the top recipient, contributing 33 per

cent to the total remittances into the country, as

revealed by the World Bank data?

1) Rajasthan 2) Karnataka 3) Kerala

4) Maharashtra 5) Gujarat

61. The Indian Space Research Organisation (ISRO)

launched the second of the seven satellites planned

for Indian Regional Navigational Satellite System

(IRNSS) recently.

(A) Its applications include terrestrial and marinenavigation, disaster management, vehicle tracking

and fleet management.

(B) It is being developed to provide service to users

in the country as well as the region extending up

to 150 km from its boundary.

(C) Two more satellites for IRNSS would be launched

before the end of 2014 and, with four satellites in

their positions, the IRNSS could start functioning.

Which of the above statements is/are correct about

IRNSS?

1) Only (A) 2) Only (B)

3) Only (C) 4) Only (A) and (B)

5) Only (A) and (C)62. The Reserve Bank of India (RBI) has granted “in-

principle” approvals to which of the following financial

companies to start new private banks recently?

1) IDFC Ltd

2) Bandhan Financial Services

3) India Post

4) All the above

5) Only 1) and 2)

63. The Reserve Bank of India (RBI) has capped the Ways

and Means Advances (WMA) limit for the Central

Govt in the first half of the new financial year 2014-15

at

1) `25,000 cr 2) `30,000 cr 3) `35,000 cr 4) `40,000 cr 5) `45,000 cr

64. According to an Asian Development Bank (ADB)

report, India’s GDP is poised to grow at what per cent

in 2014-15 on the back of improved performance in

industry and services?

1) 4 per cent 2) 4.5 per cent 3) 5 per cent

4) 5.5 per cent 5) 6 per cent

65. RBI Governor Raghuram Rajan announced the bi-

monthly monetary policy review on 1 Apr. Which of



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the following is NOT a highlight of the RBI monetary

policy review?

1) Short-term lending (Repo) rate unchanged at 8 pc.

2) Cash reserve ratio (CRR) unchanged at 4 pc.

3) Economic growth for 2014-15 expected in the range

of 5-6 pc.

4) CAD expected to come down to 2 pc of GDP in

2013-14.

5) None of these

66. When a mutual company owned by its users/members

converts into a company owned by shareholders, it is

called:

1) Re-mutualisation 2) Demutualisation

3) Re-materialisation 4) Dematerialisation

5) None of these

67. Which of the following is NOT an intangible asset?

1) Patents 2) Trademarks 3) Copyrights

4) Goodwill 5) None of these

68. Every bank in India has to maintain, at the close of business every day, a minimum proportion of their net

demand and time liabilities as liquid assets in the form

of cash, gold and un-encumbered approved securities.

The ratio of liquid assets to demand and time liabilities

is known as

1) Cash Reserve Ratio (CRR)

2) Statutory Liquidity Ratio (SLR)

3) Reverse Repo

4) Liquidity Adjustment Facility (LAF)

5) Excess reserves

69. Which of the following teams has won the women’s

2014 ICC World T20 recently?

1) India 2) Sri Lanka 3) England 4) Australia 5) None of these

70. IRV 2020 programme has been launched by WHO-

India, with an aim to protect and increase the

popula tion of which of the following threatened

species?

1) Vultures 2) Indian Bustard

3) Island Canary 4) One-horned Rhinoceros

5) None of these

71. Who is the author of the book 12 Years a Slave?

1) Simon Denyer 2) Solomon Northup

3) Sam Miller 4) Robert Nickelsberg

5) Hasan Suroor

72. The Indian Navy participated in the multilateral,humanitarian assistance/disaster relief (HA/DR)

exercise, dubbed Komodo 2014, held from 28 Mar to 3

Apr in which of the following countries?

1) Indonesia 2) Japan

3) South Korea 4) Russia

5) China

73. Every year the World Health Day is observed on which

of the following dates?

1) 2 Apr 2) 4 Apr 3) 7 Apr

4) 8 Apr 5) 12 Apr

74. Which of the following associate banks has been

merged into State Bank of India (SBI)?

1) State Bank of Bikaner & Jaipur

2) State Bank of Hyderabad

3) State Bank of Indore

4) State Bank of Patiala

5) State Bank of Travancore

75. SBI Life Insurance is a joint venture between State

Bank of India (SBI) and which of the following

international insurance companies?

1) BNP Paribas Assurance

2) AEGON

3) Munich Re Group

4) ING

5) American International Group (AIG)

76. What does the letter ‘L’ denote in the term ALU?

1) Locator 2) Logic 3) Lock

4) Login 5) List77. Which of the following is the global address of

documents and other resources on the World Wide

Web?

1) Hyperlink 2) Anchor 3) URL

4) Header 5) Reference

78. A power management mode in which the current state

of the system is saved to the hard drive, and the

system power downs, is known as

1) switch 2) log off 3) lock

4) hibernate 5) green PC

79. Which of the following is a malicious computer

program is capable of creating a backdoor on your

computer? It neither reproduces itself nor self-replicates.

1) Trojan horse 2) Virus 3) Worm

4) Bug 5) Firewall

80. A combination of software and hardware, in which

data or programmes are pre-recorded on them, is called

1) directory 2) anti-spam programme

3) webcrawler 4) malware

5) firmware

81. Icons of the currently running programmes are

displayed at which of the following bars?

1) Status bar 2) Tools bar 3) Menu bar

4) Title bar 5) None of these

82. What would you do to save an existing documentwith a new name?

1) Use ‘Convert’ command

2) Use ‘Rename’ command

3) Use ‘Save as’ command

4) Retype the content and save it with the new name.

5) None of these

83. A special, high-speed storage area within the CPU in

which all data must be represented before it can be

processed is called



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1) Cache 2) RAM 3) BIOS

4) Register 5) None of these

84. In the Windows operating system, the Delete

command

1) deletes files permanently

2) puts files in the recycle bin

3) transfers files to a specified folder

4) transfers files from the disc drive to a removable

drive

5) None of these

85. Almost all information stored in a computer must be in

1) a programme 2) a file 3) on hard disk

4) on RAM 5) None of these

86. To use the Internet to broadcast live or pre-recorded

audio and/or video transmissions is termed as

1) authoring 2) pooling 3) hosting

4) narrowcast 5) webcast

87. What is the default view in MS Excel?

1) Normal 2) Auto 3) Work 4) Roman 5) None of these

88. In MS Excel, there is a default order in which

calculations occur on the elements of a formula, but

you can change this order by using

1) hashtags 2) parentheses 3) asterisks

4) quotes 5) None of these

89. In order to reload a web page, you need to press

_________button.

1) refresh 2) restore 3) maximise

4) home 5) search

90. The copies of messages that you have started but are

not yet ready to send, are retained in which folder?

1) Inbox 2) Sent items 3) Outbox4) Drafts 5) Spam

91. Sales lead generation can be improved by

1) Reviving recovery department

2) Emphasis on product design

3) Being passive

4) Increasing personal and professional contacts

5) None of these

92. In the context of marketing, innovation is the same as

1) daring 2) aspiration 3) creativity

4) motivation 5) None of these

93. The process of delivering wide-market goods and

services that are modified to satisfy a specific customer

need is called 1) generalisation 2) customisation

3) prioritisation 4) specialisation

5) None of these

94. Customer Relationship Management (CRM) is the

__________th at an organisation follows when

interacting with its customers.

1) guideline 2) practice 3) principle

4) All the above 5) Only 1) and 2)

95. Who among the following is/are prospective buyer(s)

of a bancassurance product?

1) Banks

2) Insurance companies

3) All existing and prospective bank customers

4) Insurance brokers

5) None of these

96. The process of collecting, searching through, and

analysing a large amount of data in a database, as to

discover patterns or relationships is known as

1) data mining 2) data inventory

3) data warehousing 4) database maintenance

5) None of these

97. Which of the following is required for a successful

Blue Ocean Strategy?

1) Innovation

2) Motivation

3) Effective communication

4) All the above5) Only 2) and 3)

98. Canvassing for home loan will be most fruitful when

_______are targeted.

1) building material suppliers

2) people hunting for a house

3) builders

4) land owners

5) flat owners

99. What is the sole aim of marketing?

1) Increasing employee strength

2) Diversifying the company

3) Expanding the product portfolio

4) Increasing sales5) Increasing production

100. The performance of a salesperson depends on

1) his/her aggressiveness

2) salary paid to him/her

3) his/her willingness and ability

4) incentives he/she get

5) None of these

Test-III: Data Analysis and

Interpretation

Directions (Q. 101-105): Study the following radargraph carfully to answer the questions that follow:

Number of seats won by various political parties in the

legistative assemblies of different states



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0

5

10

15

20

25

30Maharashtra

Bihar

MP

UP

Odisha

Gujarat

Rajasthan

Haryana

BJP Congress BSP Left part ies

101. The total number of seats won by the BSP is what per

cent more or less than that by the Left parties in all

states together?

1) 8.21% more 2) 7.69% less 3) 6.56% more

4) 9.71% less 5) 10% less

102. What is the ratio of the total number of seats won by

the BJP to the total number of seats won by the

Congress in all states together?

1) 3 : 2 2) 4 : 5 3) 5 : 6 4) 6 : 7 5) 8 : 7

103. If 30% seats of the Maharashtra legislative assembly

are won by the females and 40% seats of the Gujarat

legislative assembly are won by the females, then the

male members of the Maharashtra legislative assembly

are what per cent more or less than the male members

of the Gujarat legislative assembly?1) 2.08% more 2) 3.18% less 3) 4.28% more

4) 5.38% more 5) 6.48% less

104. 40% members of the Haryana legislative assembly and

50% members of the UP legislative assembly are

chargesheeted for involvement in crimes. Among

these, 50% and 20% are females in the Haryana and

UP legislative assembly respectively. Then the number

of male members of the Haryana legislative assembly

who are chargesheeted is what percentage more or

less than the number of female members of the UP

legislative assembly who are chargesheeted?

1) 250% more 2) 300% more 3) 142.85% more

4) 230% less 5) 220.45% less105. Which political party won the highest number of seats

in the given eight states?

1) BSP 2) Left parties 3) Congress

4) BJP 5) Either BJP or BSP

Directions (Q. 106-110): Study the following graphs

carefully to answer the questions that follow:

The line graph shows the number of students in

various departments in different cities. The pie-chart shows

the percentage of faculty members in different cities.

0

2000

4000

6000

8000

10000

12000

14000

16000

18000

Nagpur Indore Noida Jodhpur Patna Lucknow

N u m b e r o f s t u d e n t s

History Hindi Economics Chemistry

Lucknow

24%

Jodhpur

16%Patna

22%

Nagpur 18%

Indore

12%

Noida

8%

Total number of faculty members = 10000

106. The number of students studying History in Nagpur

is what per cent less than the number of students

studying Economics in Jodhpur?

1) 34.28% 2) 44.28% 3) 54.28% 4) 64.28% 5) 74.28%

107. The number of faculty members in Noida is what per

cent of the number of students in Economics in Indore?

1) 13.33% 2) 16.66% 3) 17.77% 4) 18.88% 5) 19.99%108. What is the ratio of the total number of students in all

departments together to the number of faculty

members in Patna?

1) 18 : 5 2) 19 : 2 3) 20 : 1 4) 17 : 3 5) 16 : 7

109. In which city is the number of students per faculty

member the maximum?

1) Jodhpur 2) Noida 3) Patna

4) Lucknow 5) Nagpur

110. In which department is the number of students the

minimum?

1) Hindi 2) History

3) Either Hindi or Chemistry 4) Economics

5) Chemistry

Directions (Q. 111-115): Study the given pie-charts

carefully and answer the questions given below:

The graph shows the expenditure of School A and

School B in 2012 under various heads.

Total expenditure of School A = `10 lakh



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Sports

12%

Teacher

30% Non-

teaching

staff

15%

Lab11%

Others

14%

Tour

10%

E l e c t r i c i t y 8 %

School A

Non-

teching

Staff

20%Others

15% Teacher

25%

Lab8%

Sports

11%

Tour

12%

E l e c t r i c i t y 9 %

School B

111. If the total expenditure of School B is 95% of the total

expenditure of School A, then what is the difference

between the expenditure on teachers of School A and

that on non-teaching staff of School B?

1) `1.5 lakh 2) `1.1 lakh 3) `2 lakh

4) `2.5 lakh 5) `1.97 lakh

112. If the total expenditure of School A is 20% less thanthe expenditure of School B, then what is the ratio of

the expenditure on tour of School B to that of School

A?

1) 9 : 7 2) 7 : 5 3) 5 : 3 4) 3 : 2 5) 2 : 5

113. There are 60 teachers (including the principal) in

School A of these 30% are new teachers who get 40%

less salary than the old ones and the Principal gets

10% more salary than an old teacher. What is the salary

of a new teacher?

1) `3212.57 2) `3658.53 3) `2835.75

4) `3789.47 5) `2312.91

114. In the summer vaccation, when sports, tour, electricity

and labs are closed, the expenditure of School A

reduces by what per cent?

1) 47% 2) 35% 3) 32% 4) 40% 5) 41%

115. The total expenditure of School B is `12 lakh and the

number of non-teaching staff is 50. If 30% of the non-

teaching staff are removed, then the total expenditure

reduces by what per cent?

1) 12% 2) 4% 3) 6% 4) 8% 5) 13%

Directions (Q. 116-120): Study the following table

carefully to answer the questions given below:

Name Nature of Interest

Principal Amount Year Rate(%)

M Compound ` 10000 4

N Simple ` 29500 3

O Compound ` 20000 2 3

P Simple 4

Q Compound 5 2

116. What is the principal of N if the ratio of interest rate

of M to that of N is 2 : 3?

1) `10449 2) `20230 3) `25000

4) `17121 5) `25423

117. What is the amount of O, if the interest is compounded yearly for 2 years?

1) `19165.7 2) `20320.9 3) `21218

4) `22418 5) `25300.5

118. If the ratio of principal of O to that of P is 4 : 5 and the



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rate of interest of P is 10% more than that of O, then

what is the interest of P?

1) `3300 2) `3142 3) `3201 4) `2890 5) `2750

119. At what rate of interest the amount of N becomes five

times that of his principal?

1) 63.58% 2) 69.96% 3) 60% 4) 133.33% 5) 162.58%

120. What is the amount of Q when the principal of Q is

20% more than that of M?

1) `32321.5 2) `13248.97 3) `54974.19

4) `32863.24 5) `17952.35

Directions (Q. 121-125): Study the following pie-chart

and line graph and answer the questions given below:

The pie-chart shows the percentage of foreign

currencies present in the Indian Economy in various years.

2013

25%

2012

12%

2011

20%

2010

18%

2009

10%

2008

15%

The line graph shows the value of ` with respect to other

currencies – ¥ (yen), $ (dollar), £ (pound) and € (euro).

121. What is the difference between the value of dollar in

2013 and that of yen in 2010?

1) `25 2) `28 3) `30 4) `32 5) `39122. Which currency has the maximum average value (in

terms of `) for the given six years?

1) ¥ 2) $ 3) £

4) € 5) Either ¥ or $

123. If the total Indian Economy in 2008 was $300 billion

and that in 2013 was $700 billion, then what is the ratio

of the value of Indian currency in Indian Economy in

2008 to that in 2013?

1) 51 : 45 2) 7 : 3 3) 51 : 125 4) 4 : 5 5) 1 : 3

124. The total Indian Economy in 2011 was `9000 billion. If

the value of dollar in foreign currency was 25% and

the value of euro in foreign currency was 30% then

what is the difference between their values in that

year in terms of rupee?

1) `65.5 billion 2) `80 billion 3) `70 billion

4) `90 billion 5) `95 billion

125. What is the average value of all four currencies in

2010 in terms of rupee?

1) `30 2) `32 3) `31 4) `33 5) `25

Directions (Q. 126-130): Study the following bar-

graph carefully to answer the given questions.

The graph shows the prices of three different types of

smartphones in different years.

0

2

4

6

8

10

12

14

16

2009 2010 2011 2012 2013

Year

P r i c e ( i n ̀ t

h o u s a n d )

Samsung LG Lenovo

126. In which year was the average price of all three

smartphones the minimum?

1) 2009 2) 2010 3) 2011 4) 2012 5) 2013

127. A shopkeeper purchased 20 Samsung, 25 LG and 30

Lenovo smartphones in 2011 and sold all types of

smartphones at the rate of`13300. What is his percentage loss or profit?

1) 89% 2) 0.99% 3) 0.71% 4) 71% 5) 0.56%

128. The price of LG smartphones in 2012 was what per

cent of its price in 2013?

1) 104.5% 2) 107.68% 3) 110.9%

4) 113.04% 5) 115.06%

129. If the total number of sales of Lenovo was 20000 in

2010 and the total number of sales of Samsung was

18500 in that year, then what was the difference of

income of Samsung and Lenovo?

1) `10500000 2) `10700000 3) `10900000

4) `10300000 5) `10200000

130. Which smartphone has the minimum average priceduring the given five years?

1) Samsung 2) LG

3) Either Samsung or LG 4) Either LG or Lenovo

5) Lenovo

Directions (Q. 131-135): Study the following bar-

graph and pie-chart carefully to answer the following

questions.



K

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10

12

6

10

18

14

10

14

0 5 10 15 20

A

B

C

D

B o a

t

(Speed in kmph)

Speed of stream Speed of boat

Percentage of distance travelled by Shyam by the four

different boats

D

16%

C

26%

B

18%

A

40%

Total distance travelled = 1000 km

131. What is the difference of time taken by boat A and

boat B to travel 200 km upstream?1) 68 hours 2) 72 hours 3) 71 hours

4) 75 hours 5) 84 hours

132. What is the time taken by Shyam to reach his

destination upstream?

1) 272 hours 2) 245 hours 3) 240 hours


133. If the speed of boat C is increased by 40% and the

speed of stream decreases by 20% then what is the

difference between the time taken by the boat now

and that taken previously to travel 200 km? (Assume

opposite direction of stream)

1)6

28 hours23 2)4

22 hours5 3)4

20 hours5

4)5

18 hours6

5)5

35 hours6

134. If the speed of boat D increases by 10% then what is

the approximate time taken by Shyam to reach 500 km

by boat D? (Assume opposite direction of stream)

1) 88 hours 2) 92.6 hours 3) 68 hours


135. What is the ratio of the time taken by boat C to that

taken by boat D? (Assume same direction of stream)

1) 9 : 7 2) 7 : 5 3) 5 : 3

4) 4 : 3 5) 3 : 2

Directions (Q. 136-140): Study the given table

carefully to answer the following questions.

The table shows the time (in days) taken by five men

who do different types of work.

Types of

work

Name

Building

constru-

ction

Road

constructi-

on

Bridge

construct-

ion

Tower

installation

Rituraj 20 18 24 26

Amarkant 22 24 20 28

Vishwamohan 18 26 28 24

Prithusen 24 22 30 20

Laliteshwar 26 20 26 30

136. How many days would Rituraj, Amarkant and Prithusen

take to construct a building when they work together?

1)5

45 days 2)

3

14 days 3)

2

18 days

4)181

53 days 5)

3

26 days

137. How many days would Vishwamohan, Laliteshwar and

Rituraj take to instal 10 towers when they work

together?

1) 90 days 2) 88.13 days 3) 92.92 days

4) 87 days 5) 85.41 days138.The bridge construction work is initiated by Rituraj,

Prithusen and Laliteshwar together. After four days

Laliteshwar leaves the work and Amarkant joins them.

In how many days will the work be completed?

1)25

137 days 2)

143

725 days 3)

138

6810 days

4)24

465

days 5)12

1265

days

139. What would be the time taken to construct 5 buildings

and 4 different roads when Rituraj, Prithusen and

Vihwamohan work together?1) 65.61 days 2) 61.53 days 3) 64.45 days

4) 62.63 days 5) 68.32 days

140. Rituraj and Amarkant got `50000 for building

construction. What is the share of Rituraj?

1) `25000 2) `26190.47 3) `24130.5

4) `22990.7 5) `28970.5

Directions (Q. 141-145): Study the table carefully to

answer the following questions.



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Station Arrival time Departure time

Distance

travelled from

origin (in km)

Fare (` )

No. of passengers

boarding the train at

each station

No. of pasengers

deboarding the train

at each station

Adults Children Adults Children

Kanyakumari Starting 01:00 pm – 0 250 70 – –

Tirunelveli 3 : 00 pm 03 : 05 pm 100 km ` 80 320 90 100 20

Tuticorin 7 : 00 pm 07 : 10 pm 250 km ` 200 150 70 50 30

Madurai 11 : 45 pm 12 : 05 am 430 km ` 310 100 60 230 50

Tiruchirappalli 3 : 35 am 03 : 40 am 670 km ` 450 120 40 80 30

Arakkonam 6 : 30 am 06 : 35 am 820 km ` 590 80 20 90 10

Renigunta 11 : 00 am terminates 1140 km ` 740 – – – –

141. What is the speed of the train running between Kanyakumari and Madurai?

1) 40 kmph 2)19

260 kmph 3)

21

1162 kmph

4) 50 kmph 5)22

1568 kmph

142. If there is no any stop between Kanyakumari and

Renigunta, then what will be the new speed of the

train?

1)7

547 kmph 2)

9

448 kmph 3)

2

149 kmph

4)7

350 kmph 5)

17

1153 kmph

143. What is the total income of Railways from this trainfrom Kanyakumari to Madurai? (Given – fare for Child

is 40% that for an Adult)

1) `163400 2) `155980 3) `173500

4) `184000 5) `1925000

144. What is the ratio of adults to children who arrive at

Renigunta?

1) 3 : 5 2) 47 : 21 3) 39 : 41

4) 47 : 51 5) 5 : 19

145. A 10-member family, in which there are 4 children,

boards the train at Tuticorin and deboards the train at

Arakkonam. What is the fare paid by them? (Given

that the ratio of fare of Adult to Child is 5 : 2)

1) `3034 2) `2832 3) `29644) `3544 5) `3262

146. Two cards are drawn from a well-shuffled pack of 52

cards. Find the probability that both of them are either

red or Kings.

1)13

72)

26

33)

221

634)

221

555)

7

5

147. Two dice are tossed. What is the probability that the

sum total is a prime number?

1)

6

12)

12

53)

2

14)

9

75)

15

8

Directions (Q. 148-150): Study the information

carefully to answer the questions given below:

There are 1200 men on an island. Two-thirds of them

are Indians. 10% of them are Americans and the remaining

belong to other countries. Forty per cent of the Indians are

females and the remaining are males. Two-thirds of the

Americans are males and the remaining are females.

148. What is the difference between the number of persons

belonging to India and the number of persons

belonging to other countries (except America)?

1) 240 2) 560 3) 360 4) 450 5) 520

149. What is the difference between the number of Indian

males and the number of American males?1) 280 2) 180 3) 80 4) 400 5) 480

150. What is the ratio of American females to Indian

females?

1) 3 : 4 2) 2 : 5 3) 1 : 5 4) 2 : 7 5) 1 : 8

Test-IV: Reasoning (High Level)

Directions (Q. 151-155): Study the following

information and answer the questions that follow.

Seven institutes P, Q, R, S, T, U and V provide coaching

for seven different competitive exams, viz Engineering,

NET, CAT, SSC, Banking, Medical and TET, but not

necessarily in the same order. There is one day weekly, off in each institute from Monday to Sunday but not

necessarily in the same order. No two institutes have the

same weekly off day.

l Institute R provides coaching for NET and is not

closed either on Friday or on Wednesday.l Institute S provides coaching for Engineering, and

Thursday is its weekly off day.

l Institute T and U do not provide coaching for Banking

and neither of these has Wednesday as weekly off



K

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day.

l Institute Q provides coaching for SSC and remains

closed on Sunday.

l The one which provides coaching for Medical has

Tuesday as weekly off day.l Institute V provides coaching for TET and remains

closed on Monday.

l Institute T does not provide coaching for CAT.

151. Institute R remains closed on which of the following

days?

1) Sunday 2) Monday 3) Tuesday

4) Saturday 5) None of these

152. Which of the following institutes provides coaching

for Banking?

1) P 2) T 3) U

4) T or U 5) None of these

153. Which of the following combinations is correct?

1) Wednesday – Q – SSC

2) Wednesday – Q – Banking3) Friday – U – CAT

4) Thursday – S – Medical

5) None of these

154. Which institute provides coaching for Medical?

1) P 2) U 3) T 4) S 5) None of these

155. On which of the following days does Institute U remain

closed?

1) Tuesday 2) Wednesday 3) Sunday

4) Can’t be determined 5) None of these

Directions (Q. 156-160): Read each statement

carefully and answer the following questions:

156. Which of the following expressions will be true if the

expression A B > C = D E > F is definitely true?1) A D 2) B D 3) F > A

4) C > F 5) A E

157. Which of the symbols should be placed in the blank

spaces from left to right respectively to complete the

expression in such a manner that A > B, C > A and

D > F are definitely true?

D A _ X, D _ B, C = X, F _ B

1) <, >, < 2) >, >, < 3) =, <, > 4) =, <, < 5) >, =, <

158. Which of the following symbols should replace the

question mark (?) in the given expression to make the

expression J > N and K N definitely true?

J ? K L ? M ? N < O

1) <, >, = 2) >, , = 3) >, ,4) >, =, 5) None of these

159. Which of the following symbols should be placed in

the blank spaces respectively from left to right to

complete the given expression in such a manner that

the expression T > W is definitely false and the

expressions Z T and Y V are definitely true?

Z _ Y _ X W = V _ T

1) , , 2) , , 3) >, , >

4) , =, < 5) None of these

160. In which of the following expressions is ‘P > Q’ not

definitely true?

1) Q > C R < P 2) Q R < S P 3) Q < R < P S

4) P > S = T Q 5) None of these

Directions (Q. 161-163): Read the information

carefully and answer the following questions.

P + Q means P is sister of Q.

P × Q means P is mother of Q.

P – Q means P is brother of Q.

P ÷ Q means P is father of Q.

161. What will come in place of question mark (?) if ‘R is

paternal grandmother of S’?

R × G + T ? H + S

1) + 2) × 3) –

4) ÷ 5) Either ‘×’ or ‘÷’

162. Which of the following means ‘S is paternal aunt of

R’?

1) S + T + R 2) S + U ÷ R 3) S + U × R

4) S ÷ R + U 5) None of these163. Which of the following represents ‘R is cousin of S’?

1) R ÷ T + U × S 2) T ÷ R + U + S

3) T ÷ R + U × S 4) S + T × U – R

5) None of these

Directions (Q. 164-168) : Study the information

carefully and answer the following questions.

In a certain code language ‘notification of the Indian

government’ is written as ‘doo see mo nee ti’, ‘government

notification published’ is written as ‘see jo mo’, ‘published

by authority’ is written as ‘jo pi ga’, and ‘notification of

authority’ is written as ‘pi see ti’.

164. Which of the following represents the code for

‘government notification by authority’?1) see ga pi mo 2) mo pi see nee 3) ga pi mo ti

4) jo mo pi ga 5) None of these

165. Which of t he following could be a code for

‘government declares authority notification’?

1) alu pta ga see 2) alu pi ga see 3) pi qa see mo

4) ga see mo jo 5) None of these

166. Which of the following is the code for ‘Indian’?

1) nee 2) doo 3) mo

4) Can’t say 5) None of these

167. What does ‘nee’ stand for?

1) of 2) the



K

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3) Either ‘Indian’ or ‘the’ 4) Indian

5) None of these

168. What does ‘ga’ stand for?

1) by 2) published 3) authority

4) Can’t say 5) None of these

Direction (Q. 169-173): Study the given information

and answer the following questions:

When a word and number arrangement machine is

given an input line of words and numbers, it arranges them

following a particular rule. The following is an illustration

of input and its rearrangement. (All the numbers are two-

digit numbers.)

Input : hearing 18 integrity 50 xenon 89 glow 33

century 81 23 goal.

Step I: glow hearing 18 integrity 50 xenon 33

century 81 23 goal 89

Step II: glow goal hearing 18 integrity 50 xenon 33

century 23 81 89

Step III: glow goal xenon hearing 18 integrity 33century 23 50 81 89

Step IV: glow goal xenon century hearing 18

integrity 23 33 50 81 89

Step V: glow goal xenon century hearing integrity

18 23 33 50 81 89

Step V is the last step of the above arrangement as the

intended arrangement is obtained. As per the rules followed

in the above steps, find out the appropriate steps for the

given input.

Input: 19 numerology 48 global 88 xylem 25 telling

79 59 fabricate torcher

169. Which step number would be the following output?

xylem global telling torcher 19 numerology 25 fabricate48 59 79 88

1) Step III 2) Step IV 3) Step V

4) There will be no such step. 5) None of these

170. Which of the following would be the last step of the

rearrangement?

1) IV 2) V 3) VI 4) VII 5) None of these

171. If in the last step all the words get rearranged in

alphabetical order, which of the following words would

retain its original position?

1) fabricate 2) xylem 3) telling

4) global 5) None of these

172. Which of the following would be at the 7th position

from the left in Step III?1) 25 2) fabricate 3) 48

4) telling 5) None of these

173. In Step IV, if ‘xylem’ is related to ‘88’ and ‘global’ is

related to ‘79’ then ‘19’ is related to which of the

following, if the same pattern is followed?

1) 48 2) 59 3) fabricate

4) 25 5) None of these

Directions (Q. 174-178): Study the following

information and answer the questions given below:

Eight persons A, B, C, D, E, F, G and H are playing a

game of musical chairs. The chairs placed around a circular

table face away from the table. Each person knows a

different language – Marathi, Telugu, Kannada, Punjabi,

Bengali, Tamil, Hindi and English – but not necessarily in

the same order. When all of them are sitting in the chairs

during the game, the following conditions were fulfilled.

C is a Hindi speaker and sits third to the left of E.

The Tamil and the Punjabi speaker are immediate

neighbours of each other. Neither the Punjabi nor the

Tamil speaker is an immediate neighbour of either E or

C.

The Telugu and the English speaker are immediate

neighbours of each other.

Neither E nor D speaks English.

The one who speaks Punjabi sits to the left of B, who

speaks Kannada.

A speaks Telugu and is not an immediate neighbour

of the Hindi speaker. Only F sits between the Punjabi and the Marathi

speaker.

G sits third to the left of the person who speaks English.

174. Which of the following pairs represents the immediate

neighbours of the Marathi speaker?

1) Punjabi and Bengali 2) English and Punjabi

3) Telugu and Bengali 4) Kannada and Tamil

5) None of these

175. Who among the following speaks English?

1) G 2) H 3) F

4) E 5) None of these

176. How many persons sit between the Hindi speaker and

D when counted in clockwise direction from the Hindispeaker?

1) None 2) One 3) Two

4) Three 5) Four

177. E speaks which of the following languages?

1) Tamil 2) Bengali 3) Punjabi

4) Marathi 5) None of these

178. Who among the following sits exactly between B and

H?



K

KUNDAN

1) Telugu speaker 2) Tamil speaker

3) Punjabi speaker 4) Marathi speaker

5) Hindi speaker

Directions (Q. 179-183): In each question below are

given two/three statements followed by two conclusions

numbered I and II. You have to take the given statements

to be true even if they seem to be at variance with

commonly known facts. Read all the conclusions and then

decide which of the given conclusions logically follows

from the given statements, disregarding commonly

known facts. Give answer

1) if only conclusion I follows.

2) if only conclusion II follows.

3) if either conclusion I or II follows.

4) if neither conclusion I nor II follows.

5) if both conclusions I and II follow.

(179-180):

Statements: All bottles are cups.

No cup is a desk.All desks are stickers.

179. Conclusions: I. No sticker is a bottle.

II. All cups being stickers is a

possibility.

180. Conclusions: I. No bottle is a desk.

II. All bottles being stickers is a

possibility.

(181-182):

Statements: No box is a pencil.

Some pencils are buses.

All buses are toys.

181. Conclusions: I. No toy is a pencil.

II. All toys being pencils is a possibility.

182. Conclusions: I. All boxes being toys is a

possibility.

II. No box is a bus.

183. Statements: Some series are species.

All windows are species.

Conclusions: I. All series being windows is a

possibility.

II. No window is a series.

Directions (Q. 184-186): Each of the questions below

consists of a question and two statements numbered I and

II given below it. You have to decide whether the data given

in the statements are sufficient to answer the questions.Read both the statements and give answer

1) If the data in statement I alone are sufficient to

answer the question, while the data in statement II

alone are not sufficient to answer the question.

2) If the data in statement II alone are sufficient to

answer the question, while the data in statement I

alone are not sufficient to answer the question.

3) If the data either in statement I alone or in statement

II alone are sufficient to answer the question.

4) If the data in statement I and II together are not

sufficient to answer the question.

5) If the data in both statements I and II together are

necessary to answer the question.

184. If A, B, C, D, E and F are seated in a circle facing the

centre, how many persons are seated between F and E

if we go anticlockwise from F to E?

I. A and C are adjacent to each other. There is only

one person between D and E. A is not seated

adjacent to E.

II. E and B are adjacent to each other. B is on the

immediate left of F.

185. How many children are there in the row of children

who face south?

I. Simon is fourth from the right end of the row and is

fourth to the right of Siya.

II. Pihu is seventh from the left end of the row and is

fourth to the left of Siya.

186. Who among A, B, C, D and E is the heaviest?I. C and D are heavier than A and E.

II. B is heavier than A but lighter than C.

Direction (Q. 187-190): Read the following

information carefully and answer the given questions.

The problem of unemployment means the problem of

providing work to those who are willing to do work. A large

number of educated and uneducated people, who are

capable of doing work and also willing to do work, roam

here and there without any job. So the problem has become

acute. There are a large number of people who are either

partly employed or wholly unemployed. The lives of such

people as well as of their families are extremely miserable.

India cannot claim to be a welfare state so long as this problem remains unsolved. Our country cannot advance

economically, politically or socially unless this problem is

solved. Many a social evil is spread through the

unemployed. Frustration, drug addiction, even suicides

are, by and large, the evil results of unemployment. Unrest

and disorder increase in society. It is, therefore, the duty of

the government to make every possible effort to solve this

problem.

187. Which of the following could be the main reason(s)

for the rise of unemployment in India?

1) Rising population in India

2) Rising unskilled population in India

3) Rising recession in the world of economy4) Lack of effective economic policy of the country

5) All the above

188. Which of the following could be a major effect(s) of

the rising unemployment in India?

I. Rise in the crime rate of the country

II. Increase in the food security problem of the

country

III. Rise of poverty in the country

IV. Rise of population in the country



K

KUNDAN

1) Only I, III and IV 2) Only I and II

3) Only II 4) Only I and III

5) Only I and IV

189. Which of the following courses of action should the

government take to reduce unemployment in India?

I. The government should promote rapid

industrialisation in the country.

II. Promoting family planning measures in India

III. The government should work for skill

development of the youth.

IV. Reducing emotional and mental stress of the

people

1) Only I 2) Only I and II

3) Only I, II and III 4) Only III

5) All of these

190. Which of the following conclusions can be drawn from

the above passage?

1) Unemployment can give rise to many types of

social evils in the society.2) Unemployment is increasing in the country

because the people of India do not want to work.

3) Unemployment in India is increasing due to the

lack of effective skill development programmes in

the country.

4) In order to reduce unemployment corruption should

be stopped.

5) None of these


information carefully and answer the given questions:

India has a huge population of over one billion and it

is increasing at a very fast rate. According to 2011 census,

the overall density of population is 382 person per sq km.This is likely to increase further in future. This has created

great demand for land. Every bit of land has been brought

under the plough. Even the hill slopes have been cut into

terraces for cultivation, which, on the other hand, has

disturbed the natural ecosystem of the country and given

rise to natural calamities. The pressure of increasing

population and the practice of dividing land equally

amongst the heirs has caused excessive sub-divisions of

farm holdings. Consequently, the holdings have become

smaller and fragmented. The small size of holdings makes

farming activity uneconomical and leads to social tension,

violence and discontentment.

191. Which of the following, according to the passagecould be the main reason(s) of the problems of

agriculture in India?

1) Small and fragmented land holding of the farmers

2) Lack of adequate irrigation facilities

3) Increase in soil erosion

4) Lack of storage of food grains

5) All of these


the above statements?

I. Growing population in India has divided the land

into small fragments.

II. Small land holdings are impacting the farmers’

incomes.

III. Problems of environment are overlooked by the

people.

IV. Lack of effective storage facilities in the country

are increasing the problems of agriculture in India.

1) Only I and II 2) Only I, II and III

3) Only II 4) Only II, III and IV

5) All of these


information carefully and answer the given questions.

Teenagers face real problems on a daily basis during

the most awkward growth stages of their lives – between

13 and 19 years. During this time, teens are exposed to

some overwhelming external and internal struggles. Teens

go through and are expected to cope with hormonal

changes, puberty, social and parental forces, work and school pressure, as well as encountering many conditions

and problems – physical, mental, psychological, social etc.

Teens feel overwhelmed when faced with unprecedented

stresses concerning school and college, and career

confusion situations. Those who have absentee parents

are exposed to more unfavourable states of life. The issues

that teenagers face today vary, but these issues can be

dealt with easily if parents and other guardians understand

the symptoms of their problems.

193. Which of the following is/are the major problems the

teens are facing these days?

1) Increasing stress among the teens

2) Increasing cyber addiction3) Increasing child abuse

4) Building nature due to lack of proper care from the

parents

5) All of these

194. What course(s) of action should the parents and

teachers take to reduce the problems of teenagers?

I. The parents should be aware of the problems the

children are facing in recent times.

II. The parents should behave friendly with their

children.

III. The teachers should give special time to children

for mentoring and motivating them.

IV. The parents should not interfere in the personallife of children.

1) Only I 2) Only I and II 3) Only II

4) Only I, II and III 5) Only IV


the above passage?

I. Physical and psychological changes increase the

problems of the teenagers.

II. Teenagers should share their problems with their

parents to get rid of their problems.



K

KUNDAN

III. Lack of effective mentoring sessions by the

parents promotes bad habits in teenagers.

IV. The problems of teenagers can be solved if their

parents are aware of their problems.

1) Only I 2) Only II 3) Only II and IV

4) Only I, II and IV 5) All of these

Direction (Q. 196-200): In each of the questions given below, which of the five Answer Figures on the right should

come after the Problem Figures on the left, if the sequence were continued?

Question Figures Answer Figures

196.

1 2 3 4 5

197.

1 2 3 4 5

198.

1 2 3 4 5

199.

1 2 3 4 5

200.

1 2 3 4 5

Answers1. 4 2. 2 3. 5 4. 2 5. 3

6. 3 7. 5 8. 1 9. 2 10. 4

11. 3 12. 5 13. 4 14. 5 15. 4

16. 5 17. 1 18. 2 19. 1 20. 4

21. 4; Replace ‘election’ with ‘electoral’

22. 4; Replace ‘knowing to’ with ‘knowing

how to’

23. 5

24. 1; Add ‘the’ before ‘rising’

25. 3; Replace ‘talk’ with ‘talks’

26. 4 27. 2 28. 5 29. 1 30. 3

(31-35): BEDAGCF

31. 4 32. 1 33. 4 34. 2 35. 136. 2 37. 4 38. 1 39. 3 40. 5

41. 2 42. 4 43. 5 44. 1 45. 3

46. 5 47. 2 48. 4 49. 1 50. 3

51. 1 52. 2 53. 2 54. 4 55. 2

56. 2 57. 4 58. 4 59. 3 60. 3

61. 5 62. 5 63. 3 64. 4 65. 5

66. 2 67. 5 68. 2 69. 4 70. 4

71. 2 72. 1 73. 3 74. 3 75. 1

76. 2 77. 3 78. 4 79. 1 80. 5

81. 4 82. 3 83. 4 84. 2 85. 2

86. 5 87. 1 88. 2 89. 1 90. 4

91. 4 92. 3 93. 2 94. 4 95. 3

96. 1 97. 4 98. 2 99. 4 100. 3

101. 2; Total number of seats won by BSP in

all states = 5 + 10 + 30 + 20 + 10 + 20 + 10

+ 15 = 120

Total number of seats won by Left Parties in

all states = 15 + 30 + 25 + 15 + 20 + 5 + 15

+ 5 = 130

Reqd % =130

120 – 130 × 100

= 69.7100130

10 % less

102. 5; Total number of seats won by BJP in

all states = 30 + 5 + 15 + 10 + 25 + 25 + 30

+ 20 = 160

Total number of seats won by Congress in all

states = 20 + 15 + 5 + 25 + 30 + 10 + 25 + 10

= 140

Reqd ratio = 160 : 140 = 8 : 7

103. 1; Total seats in Maharashtra assembly

= 10 + 15 + 20 + 25 = 70

Total male members of Maharashtra asembly

=70

70100

= 49

Total seats in Gujarat assembly = 30 + 25 +

15 + 10 = 80

Total male members of Gujarat assembly

=60

80100

= 48

Reqd % =49–48

10048

= 2.08% more

104. 3; The number of members in Haryana

assembly chargesheeted for involvement in

crimes =40

85100

= 34

Nu mber of mal e member s in Ha ryana

assembly chargesheeted for involvement in

crimes =50

34100

= 17

Number of female members in UP assembly

chargesheeted for involvement in crimes

= 70 ×50 20

100 100 = 7

Reqd percentage

=1 7 – 7

1007

142.85% more



K

KUNDAN

105. 4; Total number of seats won by BJP in

all states = 160

Total number of seats won by Congress in all

states = 140

Total number of seats won by BSP in all

states = 120

Total number of seats won by Left Parties in

all states = 130Hence, BJP won the highest number of seats.

106. 4; Number of History students in Nagpur

= 5000

Number of Economic students in Jodhpur

= 14000

Reqd % =14000 – 5000

10014000

= 64.28%

107. 1; Number of faculty members in Noida

=8

10000100

= 800

Number of Economics students in Indore

= 6000

Reqd % =800 100

6000

= 13.33%

108. 3; Reqd ratio = 44000 : 2200 = 20 : 1109. 2;

In Nagpur Number of students

Number of faculty members

=2000 5000 8000 12000

1810000

100

= 15

Indore6000 8000 10000 11000

1210000

100

= 29.16 29

In Noida4000 9000 13000 16000

810000

100

= 52.5 53

In Jodhpur2000 4000 12000 14000

1610000

100

= 20

In Patna6000 10000 12000 16000

2210000

10

= 20

In Lucknow2000 6000 8000 14000

2410000

100

= 12.5 13 faculty members

In Noida the number of students per teacher

is the maximum.

110. 5; Number of students in History = 5000+ 11000 + 4000 + 12000 + 12000 + 14000

= 58000

Nu mber of stu den ts in Hindi = 12 00 0 +

10000 + 13000 + 2000 + 10000 + 6000

= 53000

Number of students in Economics = 8000 +

6000 + 16000 + 14000 + 16000 + 2000

= 62000

Number of students in Chemist ry = 2000 +

8000 + 9000 + 4000 + 6000 + 8000 = 37000

In Chemistry the number of students is the

minimum.

111. 2; Total expenditure of School B

= 1000000 ×95

100 = `950000 = `9.5 lakh

Expenditure on teachers of School A

=30

1000000100

= `300000 = `3 lakh

Expenditure on non-teaching staff of

School B =20

950000100

= `190000

= `1.9 lakh

Reqd difference = (3 lakh – 1.9 lakh)

= `1.1 lakh

112. 4; Given total expenditure of School A

= `10 lakh

Total expenditure of School B

=1000000 100

80

= `1250000 = 12.5 lakh

Expenditure of School B on tour

= 1250000 ×12

100 = 150000 = 1.5 lakh

Expenditure of School A on tour

= 1000000 ×10

100 = `1 lakh

Reqd ratio = 150000 : 100000 = 3 : 2

113. 3; Salary of all the teachers in School A

=30

1000000100

= `300000

Number of new teachers = 60 ×30

100 = 18

Number of old teachers = (60 – 18) = 42

Let the salary of an old teacher be `x.

Salary of a new teacher =x 60

100

=3x

5

Now, salary of Principa l = `10

x11

So, x × 41 +10

x11 +

5

18x3

= 300000

or,10

x54x11x410

= 300000

or, 475x = 300000 × 10

x =475

10300000

= `6315.78

Salary of a new teacher

= 6315.78 × 47.37895

3

114 . 5; In summer vacation there is no

expenditure on sports, tour, electricity and

lab.

The remaining expenditure = expenditure on

teacher + non-teaching staff + others

= 30 + 15 + 14 = 59%

Expenditure reduces by (100 – 59 =) 41%

115. 3; In School B, the expenditure on non-

teaching staff = 12 ×20

100 = 2.4 lakh

Expenditure on each non-teaching staff

=240000

50 = `4800

After removing 30% the number of non-

teaching staff =70

50

100

= 35

Salary of 35 non-teaching staff = 35 × 4800

= `168000 = 1.68 lakh

Reduction in expenditure = 2.4 lakh –

1.68 lakh = 0.72 lakh = `72000

Percentage reduction in total expenditure

=72000

100 6%1200000

116. 3; Interest rate of N =4 3

6%2



K

KUNDAN

Amount = 29500. Time = 3 years

Let the principal be `x

Then, x +x 3 6

100

= 29500

or, x = `25000

117. 3; Amount =

TR

P 1 100

= 20000 × 1.03 × 1.03 = `21218

118. 1; Principal of P = 200004

5 = 25000

New rate of interest =100

1033

= 3.3

Now, interest of P =100

43.325000

= `3300

119. 4; Amount of N = `29500

Prinicipal =29500

5 = `5900

Time = 3 years

Interest = Amount – Principal= 29500 – 5900 = 23600

Reqd rate =Interest 100

Principal time

=23600 100

5900 3

=3

400 = 133.33%

120. 2; Principal of Q =120

10000100

= `12000

Amount of Q =

52

12000 1100

=12000 102 102 102 102 102

10000000000

= `13248.97

121. 1; Value of yen in 2010 = `10Value of dollar in 2013 = `35

Reqd difference = 35 – 10 = `25

122. 2; Average value of euro in the given

six years =1

6 × (15 + 25 + 30 + 5 + 25 + 25)

= `20.834

Average value of yen in given six years

=1

6 × (5 + 20 + 10 + 15 + 10 + 30) = `15

Average value of dollar in the given six years

=1

6 × (35 + 30 + 40 + 20 + 40 + 35)

= `33.34

Average value of pound in the given six years

=1

6 × (25 + 15 + 20 + 10 + 20 + 40)

= `21.67

Hence, dollar has the maximum average

value.

123. 3; Value of foreign currency in Indian

Economy in 2008 =15

300100

= $45 bn

Value of Indian currency in Indian Economy

in 2008 = $(300 – 45) bn = $255 bn

Value of Indian currency in Indian economy

in 2013 = 700 bn – 700 ×25

100 bn

= $(700 – 175)bn = $525 bn

Reqd ratio = 255 : 525 = 51 : 105

124. 4; In 2011, total Indian Economy was

`9000 bn.

Amount of foreign currency =20

9000 100

= `1800 bn

Amount of dollar =25

1800100

= `450 bn

Amount of Euro =30

1800100

= `540 bn

Difference between them = 540 – 450

= `90 bn

125. 5; Average value of four currencies in

2010 =1

4(10 + 20 + 30 + 40) = `25

126. 3; Average price of all three smartphones

in 2009 = 13

× (13500 + 11500 + 12500) =

`12500

In 2010 =1

3× (13000 + 13500 + 11500)

= `12666.7

In 2011 =1

3× (14000 + 13500 + 13000)

= `13500

In 2012 =1

3× (12500 + 13000 + 13500)

= `13000

In 2013 =1

3× (13500 + 11500 + 14000)

= `13000

Hence, in 2011 the average price is themaximum for all the three smartphones.

127. 2; Cost price of 20 Samsung, 25 LG and

30 Lenovo smartphones in 2011

= 20 × 14000 + 25 × 13500 + 30 × 13000

= `1007500

Selling price = 13300 × (20 + 25 + 30)

= `997500

% loss =1007500 – 997500

100%1007500

= 0.99%

128. 4; Price of LG smartphones in 2012

= `13000 and in 2013 = `11500

Price of LG smartphones in 2012 is

13000 100%11500

= 113.04% of its price in

2013

129. 1; Income of Lenovo in 2010

= 20000 × 11500 = `230000000 = 23 crore

Income of Samsung in 2010

= 18500 × 13000 = 240500000

= 24.05 crore

Reqd difference

= 240600000 – 230000000 = `10500000

= 1.05 cr

130. 2; Average price of Samsung =1

5 ×

(13500 + 13000 + 14000 + 12500 + 13500)

= `66500

5 = `13300

Average price of LG =1

5 × (11500 + 13500

+ 13500 + 13000 + 11500) = `63000

5

= `12600

Average price of Lenovo =1

5 × (12500 +

11500 + 13000 + 13500 + 14000) = `64500

5

= `12900

LG has the minimum average price during

the given years.

131. 4; Time taken by boat A to travel 200

km =

200

18 –10 = 25 hrs

Time taken by boat B to travel 200 km

=200

14– 12 = 100 hrs

Reqd difference = (100 – 25) = 75 hours

132. 2; Total distance travelled by Shyam

= 1000 km

Distance covered by boat A = 1000 ×40

100= 400 km

Time taken by boat A =400

18 –10 = 50 hours

Time taken by boat B =

181000 100

14–12

= 90 hours

Time taken by boat C =

261000

10010–6

= 65 hours

Time taken by boat D =

161000

10014–10

= 40 hours

Total time taken by Shyam = (50 + 90 +

65 + 40) = 245 hours

133. 1; Speed of boat C after 40% increase

in its speed =140

10100

= 14 kmph

Speed of stream after 20% decrease

= 6 ×80

100 = 4.8 kmph

Now, time taken by boat C =200

14 – 4.8

=200

9.2 =

1721

23 hours



K

KUNDAN

Time taken by boat previously =200

10–6

=4

200 = 50 hours

Difference = (50 –17

21

23) =

628

23 hours

134. 2; New speed of boat D =110

14100

= 15.4 kmph

Time taken to travel 500 km =500

15.4– 10= 92.54 92.6 km

135. 5; Time taken by boat C =x km

(10 6)

Time taken by boat D =x km

(10 14)

Reqd ratio =

x x:

16 24 = 3 : 2

136. 4; Part of building costruction by Rituraj

in one day =1

20

by Amarkant =1

22 and by Prithusen =

1

24

Work of building construction done in 1 day

by all three together

=1 1 1

20 22 24

=1320

181

ie they construct a building in

181

1320 =

181

537 days

137. 2; The part of work of tower

installation done by Vishwamohan in one day

=1

24, that by Laliteshwar in one day =

1

30

and that by Rituraj in one day =1

26

The part work of tower installation done by

all three together in one day

=1 1 1 177

24 30 26 1560

1 tower installation work is done in

177

1560

days

10 tower installation work is done in

1560 10

177

= 88.13 days

138. 4; The part of work of bridge

construction done by Rituraj, Prithusen and

Laliteshwar in 4 days =1 1 1

424 30 26

=177 4 708

1560 1560

=59

130

The part of work of bridge construction done

by Ritura j, Prithusen and Amarkant in one

day =1 1 1 5 4 6

24 30 20 120

=1

8

After 4 days the remaining work

=59 130 – 59

1– 130 130

=71

130

Now,71

130 work is done by Rituraj, Prithusen

and Amarkant in

71

71 8 568 241304 days

1 130 130 65

8

139. 4; When Rituraj, Prithusen and

Viswamohan work together, the work of

building constru ction done by them

=

1 1 1 53

20 24 18 360

per day

Work of road construction

1 1 1 359

18 22 26 2574

53

360 part of building construction is done in

1 day

5 building construction work is done in

3605

53

33.96 days

359

2574 part of road construction is done in 1

day.

4 roads are constructed in2574

4359

28.67 days

Total time taken = (33.96 + 28.67)

= 62.63 days

140. 2; Ratio of work done by Rituraj to that

by Ama rkant in one day in bu ilding

construction

or, Rituraj : Amarkant =1 1

:20 22

= 11 : 10

Total wage = 50000

Share of Rituraj = 5000 ×

11

21

= `26190.47

141. 1; Speed of train between Kanyakumari

and Madurai

=430

11.45 pm –1.00 pm =

430

10.45

=43

4430

4

310

430

= 40 kmph

142. 5; Total time taken by the train to

travel from Kanyakumari to Renigunta

= 11 am – 1 pm = 22 hours

Total halt time = 5 + 10 + 20 + 5 + 5

= 45 minutes

If there in no halt then time taken

= 22hr – 45 minutes

= 21 hours 15 minutes

Speed =1140 km

21 hrs 15 minutes =

85

41140

=1140 4 912 11

53 kmph85 17 17

143. 2; Total income of Railways from the

train from Kanyakumari to Madurai = (fare

of adult × number of adults) + (fare of child ×

number of children)

= (250 × 80) + (70 × 80 ×40

100) + {(250 +

320 – 100) (200 – 80) + (70 + 90 – 20) (200

– 80)

40

100 } + {(250 + 320 – 100 + 150 – 50)

× (310 – 200) + (70 + 90 + 70 – 20 – 30)

(310 – 200 ×40

100)}

= {(20000 + 2240) + (56400 + 6720) +

(62700 + 7920)} = `155980

144. 2; Number of adults arriving at

Renigunta = (250 + 320 + 150 + 100 + 120

+ 80) – (100 + 50 + 230 + 80 + 90) = 470

Number of children arriving at Renigunta =

(70 + 90 + 70 + 60 + 40 + 20) – (20 + 30 +

50 + 30 + 10) = 210

Reqd ratio = 470 : 210 = 47 : 21

145. 3; The fare paid by the family = fare of

6 adults + fare of 4 children

= {6 × (590 – 200) + 4(590 – 200) ×2

5}

= `2964

146. 4; n(s) = 52

2C =52 51

13262

Let E1 = event of getting both red cards and

E2 = event of getting both Kings

Then, E1 = event of getting two Kings

of red cards

n(E1) = 26

2C =26 25

3252

,

n(E2) =

4 3

62 1

n(E1 E

2) = 2

2C = 1

Now, P(E1) =

1n(E )

n(S) =

325

1326, P(E

2) =

2n(E )

n(S)

=6

1326

P(E1 E

2) =

1

1326



K

KUNDAN

P(Both red or both Kings) = P(E1 E

2) =

P(E1) + P(E

2) – P(E

1E

2)

=325 6 1

– 1376 1328 1326

=55

221147. 2; n(S) = 6 × 6 = 36

E = event that the sum is a prime number =

{(1, 1) (1, 2), (1, 4), (1, 6), (2, 1), (2, 3), (2,

5), (3, 1), (3, 4), (4, 1), (4, 3), (5, 2), (5, 6),

(6, 1), (6, 5)}

n(E) = 15,

P(E) =n(E) 15

n(S) 36 =

5

12

(148-150):

148. 5; Number of people from other

countries = 1200 – (800 + 120) = 280

Difference = 800 – 280 = 520

149. 4; Difference of the number of Indian

males and the number of American males

= 480 – 80 = 400

150. 5; Ratio of American females to Indian

females = 40 : 320 = 1: 8

(151-155):

InstituteCompetitive

ExaminationWeekly off

P Banking Wednesday

Q SSC Sunday

R NET Saturday

S Engineering Thursday

T Medical Tuesday

U CAT Friday

V TET Monday

151. 4 152. 1 153. 3 154. 3

155. 5; Friday

156. 4; Given expression,

A B > C = D E > F

Thus, A > D is true. But option 1) (A D)

does not follow.

Again, B > D is true and A > F is true. Hence,

option 2) (B D) and option 3) (F > A) do

not follow. But C > F is true. Hence, option

4) follows.

A > E is true. Hence, option 5) does not

follow.

157. 1; D A _ X ... (i)

D _ B ... (ii)

C = X ... (iii)

F_ B ... (iv)

Using option (1),

D A < X, D > B, C = X, F < B

Combining all these, we haveF < B < D A < X = C

Clearly A > B, C > A and D > F are definitely

true.

158. 2; Check options one by one.

From option 1) we have,

J < K L > M = N < O

We can’t compare J and N. Hence does not

follow.


J > K L M = N < O

Clearly J > N and K N are definitely true.

Hence follows.


J > K L M N < O. We can’t compare J

and N and K or N. Hence does not follow.


J > K L = M N < O

We can’t compare J and N or K and N. Hence

does not follow.

159. 1; From option 1) we haveZ Y X W = V T

Clearly W T. Hence, T > W is definitely

false.

Z T and Y V are definitely true.

160. 1; Option 1)

Can’t compare

From option 2) Q R < S P.

P > Q is true. Does not follow.

From option 3) Q < R < P S.


From option 4) P > S = T Q.


161. 4;

When T is father of H and S,

R is paternal grandmother of S.

162. 2; From 1) R TS (–)(–)

S is sister of R.

From 2)

S is paternal aunt of R.

From 3)

S is maternal aunt of R.

From 4)

S is father of R.

163. 5; From 1)

R is maternal grandfather of S.

From 2)

R is sister of S.

From 3)

R is maternal aunt of S.

From 4)

S is maternal aunt of R

(164-168):

notification of the Indian government

doo see mo nee ti ... (i)

government notification published

see jo mo ... (ii)

published by authority jo pi ga ... (iii)

notification of authority pi see ti ... (iv)

From (ii) and (iii), published jo ... (v)From (iii) and (iv), authority pi ... (vi)

From (i), (ii) and (iv), notification see

... (vii)

From (i), (ii) and (vii),

government mo ... (viii)

From (iii), (v) and (vi), by ga ... (ix)

From (iv), (vi) and (vii), of ti ... (x)

From (i), (vii), (viii) and (x) the/Indian

doo/nee ... (xi)

164. 1 165. 3 166. 4 167. 3 168. 1

(169-173):

The words are rearranged in increasing order

of their length and in case of a tie, they are

arranged according to the dictionary, from

left to right. Numbers are rearranged in

descending order from right to left. Eachstep arranges a word and a number.

Input: 19 numerology 48 global 88 xylem

25 telling 79 59 fabricate torcher

Step I. xylem 19 numerology 48 global 25

telling 79 59 fabricate torcher 88

Step II. xylem global 19 numerology 48 25

telling 59 fabricate torcher 79 88

Step III. xylem global telling 19 numerology

48 25 fabricate torcher 59 79 88

Step IV. xylem global telling torcher 19

numerology 25 fabricate 48 59 79 88

Step V. xylem global telling torcher fabricate

19 numerology 25 48 59 79 88

Step VI. xylem global telling torcher

fabricate numerology 19 25 48 59 79 88

169. 2 170. 3171. 4; fabricate global numerology telling

torcher xylem 19 25 48 59 79 88

172. 1

173. 3

(174-178):

174. 5; Tamil and Bengali

175. 2 176. 4 177. 2 178. 5179. 2; All bottles are cups (A) + No cup is a

desk (E) = A + E = E = No bottle is a desk.

Now, No bottle is a desk (E) + All desks a re

stickers (A) = E + A = O* = Some stickers are

not bottles. Hence, I does not follow.

Again, No cup is a desk (E) + All desks are

stickers (A) = E + A = O* = Some stickers are

not cups. But, there exists a possibility in

conclusion II. Hence conclusion II follows.

180. 5; All bottles are cups (A) + No cup is a

desk (E) = A + E = E = No bottle is a desk.

Hence conclusion I follows. No bottle is a



K

KUNDAN

desk + All desks are stickers = E + A = O* =

Some stickers are not bottles. But this does

leave the possibility in II.

181. 2; Some pencils are buses (I) + All buses

are toys (A) = I + A = I = Some pencils are

toys. Hence, conclusion I does not follow.

And there exists a possibility of all toys being

pencils.182. 1; No box is a pencil (E) + Some pencils

are buses (I) = E + I = O* = Some buses are

not boxes. So there exists a possibility that

all boxes are buses. Hence I follows but II

does not follow.

183. 1; There is no negative statement.

Hence I follows and II does not follow.

184. 2; From I.

As the positions of E and F are not confirmed

it is not sufficient to answer the question.

From II.

There are three persons between F and E.

Hence II alone is sufficient to answer.

185. 5; From I Simon = 4th from the

right and 4th to the right of Siya

Position of Siya = 4 + 4 = 8th from the right

From II Pihu = 7th from the left and 4thto the left of Siya.

Position of Siya = 7 + 4 = 11th from the left

From I & II together, total number of children

= 8 + 11 – 1 = 18

186. 4; From I C, D > A, E. Not sufficient

From II C > B > A. Not sufficient

Combining I & II, C > D > B > A > E ... (i)

or, D > C > B > E > A ... (ii)

C > D > B > E > A ... (iii)

D > C > B > A > E ... (iv)

And so on.

Hence, either D or C is the heaviest.

Therefore the data in both the statements I

and II together are not sufficient to answer

the given question.187. 5; All of these reasons are inter-linked

and are responsible for increasing

unemployment in India.

188. 4; Rise in unemployment will increase

pov erty in the cou ntry which in tu rn will

increase crime rates in the country.

189. 3; Rapid industrialisation will help in

promoti ng employment. Ski ll development

will help people work efficiently in the

industry. Family planning measures will

reduce the population in the country, which

will help in better distribution of resources

among the people.

190. 1; From the passage it is clear that

unemployment gives rise to social evils such

as mental stress, drug abuse and suicides.

191. 1; Note the words “according to the

passage “given in the quest ion.

192. 2; Conclusion I can be inferred fromthe sentence. “The pressure of increasing

population ... sub-divisions of farm holdings.”

II can be inferred from the fact that the

“small size of holdings makes farming

activity uneconomical.” III can be inferred

from the way even the hill slopes have been

cut for cultivation.

193. 1; The passage says: “... teens are

exposed to some overwhelming external and

internal struggles.”

194. 4; The due lies in the last sentence of

the passage.

195. 4; Conclusion I follows from the

sentence “Teens go through ... psychological,

social, etc. “II and IV follow from the lastsentence of the passage. But III does not

follow: “bad habits” gives a different twist to

the idea of the passage.

196. 1; It follows the pattern given below:

if we go ACW from F to E. If 1 2, 3 4

then 5 6 rule.

197. 3; It follows the following patterns

alternately.

1 2

3 4

5 6

2 3

4 5

198. 1; The four corner elements move 90°ACW and rest of the elements move 45°

CW, using if 1 2, 3 4 then 5 6 rule.

199. 2; It follows the following pattern

200. 1; All the elements move 45°, 90°, 135°,

180° and 225° CW respectively at their

pos it ions.

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03. Practice Set Sbi Associate Po