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Income

1. How can people earn money?2. How can people earn a fortune?3. What wouldn't you do to make money?4. How can people make moneyon the stock market?5. How can money be acquired illegally?

. !o you know anyone who has inherited money?". How do you build up your sa#ings?$. Ha#e you e#er receivedan inheritance?%. &hink o your dearest possession(s)* who would you leave

it+them?1,. -ist 5 ideas to live on a low wage:11. !o you live on a xed income?12.ame /#e people you know who live on a penion:1!.0n your opinion what age should people get a penion?1".When do you think you'll receive a penion?1#.an people draw their penion rom a bank?1$.How do people most reuently collect their penion?1%.What dopeople depend onwelfare or?

&xpenditure

1$. How do you usually pendyour money?1%. What would you be willing to pend a fortune on?2,. !o you invetyour aving?21. What is or you an eample o throwing away money?22. !o you think you e#er wateyour money?23. What is the 0talian or hell out your money?24. Ha#e you e#er lotany money?25. !o you think people should ue uptheir money or sa#e it?2. !o you like paying in cah or do you preer any other

methods?2". How do you ue a credit card?2$. How oten do you pay by debit card?2%. When did you last pay by cheque?3,. an you make out a check?31. !o people e#er ha#e problems with change? 0 so what

problems?

32. Where can you exchange money?33. -ist as many currencieas you can remember*34. Ha#e you e#er used traveller' cheque?35. When are you willing to give a depoit?3. When is a depoit reuired?3". When was the last time you left somebodya depoit?

(ank

3$. !o you have a bank account?3%. When did you open your /rst bank account?4,. Ha#e you e#er cloed a bank account?41. Who can free)e a bank accountand why?42. When was your bank account credited last?43. When was your bank account debited last?44. How oten do you pay ome money into your bank account?45. How oten do you take money out of your account?4. What's a synonym o to depoit in your account?4". How much do you usually withdraw from an *+,?

4$. Which do you more reuently make* a depoit or awithdrawal?

4%. 0s it easy to /nd a cah machine in your town?5,. How oten do you go to a cah dipener?51. Which o these ha#e you eperienced*

eing in credit

eing in debit52. What does being in the black mean?53. What is a synonym o being in the red?54. !o you ha#e to pay any charges i you go overdrawn?

-eronal nance

55. 6re you good at managing your /nances?5.Who handle your amily's /nances?5". How do you plan your /nances?5$. !o you succeed in orting out your /nances?5%. an you plan a amily budget?,.!oes managing your budget bother you?

1. How do you eel when you cannot tick to your planned budget?

8/9/2019 015 Account Money prompters

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2. Who would you ne#er oer credit to?3. 0s it di7cult to arrange a loanin your country?4. !oes your sa#ings account ha#e any overdraft facility?5. 0 you arrange a loan to buy a house what are some possible pay back terms?

. What is the a#erage interest rate to repay a debt?". Ha#e you e#er bought anything and paid for it in intalment?

$.

%.",./inancial di0cultie"1.

"2. How would you eel i you got into debt?"3. What do you do i you are hort of money?

"4. Would you ask a riend or some money i you were trapped for cash?"5. Ha#e you e#er run out of money away rom home? What happened then?". How do you eel when you owe somebody money?"". How do you eel when somebody owe you money?"$. an you remember a #ery high bill you had to face?"%. How much was the latest telephone bill you got?$,. What costs can't you aord at the moment?$1. !o you know anybody who has fallen behind with the mortgage repayment?

$2. 8r with housing rent?$3. Why do people incur debt?$4. What can people do to stop accumulating debt?$5. How do people tackle their debts?$. What can be done in order to reducedebts?$". What do you know about organi9ations that help people ettle their debt?

$$. $%.%,.