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Mobile Payments
Smart Card Alliance / NFC Forum Joint Workshop
2010 Smart Card Alliance Annual Conference
Mobile Payments
Smart Card Alliance / NFC Forum Joint Workshop
2010 Smart Card Alliance Annual Conference
Fundamentals of NFC
Paula Berger Executive Director
NFC Forum
NFC Core Applications
NFC Connect
NFC Transactions
• Set up wireless home office connections
• Access buildings and events
• Touch your camera to a printer to print
• Read smart posters • Share business cards
• Pay for goods and services
• Buy transit tickets, and access trains, planes, etc.
Data transfer between devices
NFC Access
Access info on-the-move
Battery-less tags
Mobile Payment and Ticketing
Secure applications in combination with Smart Card Technology
2
Payment and Ticketing with Mobile Have Led the Way
Easy to build on existing contactless infrastructure
Mobile devices are becoming personal devices and easy for the consumer to use and understand
Players are in place Business case issues being
worked out
3
NFC Is Not Just Mobile
NFC brings value to many other electronics as well
4
Example: Consumer Electronics
Pairing NFC Devices – Home computer components – In-car devices – Home entertainment systems – Headsets and handsets – Cameras and printers / digital frames
Connectivity – Quick and secure WLAN set-up – Fast data transfer – Audio handover
Information Gathering – Read product history from smart tag to NFC phone
Asset Management – Use NFC phones to read smart tags per product for inventory control
5
New Business Opportunities
Target Verticals that can benefit from NFC »
Financial services
Transportation
Retail
Health Care
Automotive
Travel and Entertainment
Consumer Electronics
…and many more!
6
What is NFC?
7
NFC Forum
Established in late 2004 Philips, Nokia, and Sony were founding
members Started with 35 members, steady growth
Now 140 members from all areas of NFC ecosystem
8
Members
SPONSOR MEMBERS
PRINCIPAL MEMBERS
9
Members
ASSOCIATE MEMBERS NON-PROFIT MEMBERS
IMPLEMENTER MEMBERS
10
Mission and Goals
The mission of the NFC Forum is to advance the use of NFC technology by:
• Developing standards-based specifications that ensure interoperability among devices and services
• Encouraging the development of products using NFC Forum specifications
• Educating the market globally about NFC technology
• Ensuring that products claiming NFC capabilities comply with NFC Forum specifications
11
Activity Overview
Standardization Body
Application
R/W Device Tag & Card Mobile PC & CE
Payment Transport Handover Smart Poster
ID Auth.
NFC Forum
Tag & Card NFC Forum
RW NFC Forum NFC Forum NFC Forum
• Release of NFC Forum Specs • Compliance Program coming in late 2010
• N-Mark Deployment Program
• Liaison agreements in progress
ETSI /SCP GSMA
Smart Card
Alliance
Mobey Forum
and more!
EMV Co
12
Getting to Market
Core Specs
Q1 2010
Compliance
Q3 2010
Ecosystem
Ongoing
13
We Are Well into the Journey
Phase One Define and Stabilize Technology
Phase Three Refine Technology Expand Ecosystem
Promote End User Usage
Phase Two Support Interoperability
Enhance Technology Support Ecosystem
2007 2008 2011 2010 2012/13 14
Plans for 2010 and Beyond
Step #1: Complete the core specifications - Finish in 2010, then maintain and enhance them - Enable non-secure applications beyond payment and transport, address NFC in consumer electronics
Step #2: Certification Program launch - Scheduled for late 2010 - Program will be expanded in 2011
Step #3: Build the ecosystem - Work with industry groups - Develop use cases, best practices, etc.
15
Step #1: Stable Specfications
The Forum has finalized 12 specifications, with 3 candidate specifications pending.
These enable basic interoperability. Members are already using them in over 100
projects around the world.
Core Specs Q1 2010
16
15 Specifications Published as of March 2010
Specification Milestone Date
Data Exchange Format Technical Specification NFC Data Exchange Format (NDEF) Technical Specification Adopted 24-JUL-2006
NFC Forum Tag Type Technical Specifications NFC Forum Type 1 Tag Operation Specification Adopted 9-JUL-2007 NFC Forum Type 2 Tag Operation Specification Adopted 9-JUL-2007 NFC Forum Type 3 Tag Operation Specification Adopted 16-AUG-2007 NFC Forum Type 4 Tag Operation Specification Adopted 13-MAR-2007
Record Type Definition Technical Specifications NFC Record Type Definition (RTD) Technical Specification Adopted 24-JUL-2006 NFC Text Record Type Definition (RTD) Technical Specification Adopted 24-JUL-2006 NFC URI Record Type Definition (RTD) Technical Specification Adopted 24-JUL-2006 NFC Smart Poster Record Type Definition (RTD) Technical Specification Adopted 24-JUL-2006 NFC Generic Control Record Type Definition (RTD) Technical Specification Adopted 7-MAR-2008 NFC Signature Record Type Definition (RTD) Technical Specification Candidate Release 11-NOV-2009
Reference Application Technical Specifications NFC Forum Connection Handover Technical Specification Adopted 6-NOV-2008
Protocol Technical Specifications NFC Logical Link Control Protocol (LLCP) Technical Specification Adopted 11-DEC-2009 NFC Digital Protocol Candidate Technical Specification Candidate Release 3-APR-2009 NFC Activity Candidate Technical Specification Candidate Release 12-MAR-2010
17
NFC Forum Technology Architecture
18
NFC Forum Technology Architecture
19
Step #2: Certification Program
The Forum’s priority for 2010 is to introduce a Certification Program with testing tools, a certification mark, and mechanisms to establish product and service interoperability.
This will enable vendors to build global products.
Core Specs Q1 2010
Compliance Q4 2010
20
Step #3: Build the Ecosystem
The Forum announced liaisons with GSMA, Mobey Forum, ETSI, Smart Card Alliance, EMVCo; more coming. – Liaisons are key to building out the ecosystem and ensuring
interoperability.
The Forum introduced a new Implementer level of membership to attract business interests and vertical market players. – Participation in all marketing activities
– Low cost entry
Core Specs Q1 2010
Compliance Q4 2010
Ecosystem Ongoing
21
NFC Forum Compliance Program Objectives
Develop a means of establishing compliance and interoperability with the Forum’s published open standards.
Develop a product certification program with a consumer-recognizable trademark guaranteeing the NFC-brand promise of compliance and interoperability.
22
Certification Process Overview
Validation Third party
Test tool Vendor
Certification Test Lab
Certification Applicant
NFC Forum
Test tool approval
Tool Sales
Test results report
Certification approval
Certification Administrator
Validation Request Test Tool Submission
Validation Results
Initi
al R
egis
tratio
n
Cer
tific
atio
n R
eque
st
Product submission
In-houseLabisabenefitforSponsorandPrincipalmembers
23
Go Public
For use in smart posters. Free license at
www.nfc-forum.org/N-Mark
24
Major (Public) NFC Projects Globally
Over 100 NFC projects, trials, and commercial deployments worldwide have shown positive feedback from consumers regarding ease of use.
25
The NFC Ecosystem is Broad and Complex
26
The NFC Forum Is Working to Build the NFC Ecosystem
New marketing alliances are driving targeted programs, such as Spotlight events for verticals.
Listing on our website describing projects around the world will be announced later this year.
The annual NFC Forum Global Competition is underway.
Transport White Paper will be finalized in June. Various webcasts scheduled throughout the year.
27
Paula Berger Executive Director NFC Forum [email protected] +1 617-834-1422 www.nfc-forum.org