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3/19/2019 Rewards Summary
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Rewards Summary
Annual Total Compensation $139,312
Annual Salary $95,000
Annual Incentive Compensation $15,000
Special Awards $1,500
Company Contributions to Benefits $22,812
Other Payments $5,000
My Annual Salary $95,000
My Annual Base SalaryMy Annual Base Salary $95,000$95,000
My Year-to-Date Earnings as of 12/31/2018 $27,750$27,750
Annual Base Salary $23,750
Overtime Pay $1,500
Extra Pay $1,000
Shift Pay $1,500
How Does Your Salary Grow?
Base salary is the fixed portion of an employee's pay and is the foundation of our total
compensation program. Your base salary is determined by your grade level and corresponding
salary range for your position and is based on your skills, experience, overall performance and
contribution.
(as of 2/28/2019)
(paid in 2019 for 2018 performance)
(as of 2/28/2019)
Statement created on mm/dd/yyyy
for CAROLYN
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The salary structure is an important part of our compensation program. It helps ensure that
base pay levels for groups of jobs are competitive externally and are equitable internally. Base
pay ranges within a salary structure also allow management to differentiate and reward
performance, contribution and skill development.
ACME conducts rigorous research to develop competitive, market-based salary ranges for
every position. We examine local and national surveys to analyze what other employers pay for
similar jobs, based on job descriptions prepared by ACME leaders.
For industry-specific jobs, we use salary data specifically from financial services.
For jobs that are not industry-specific (e.g., IT), we use salary data from general sources,
such as cross-industry surveys or surveys that focus on a particular job.
We also look at geographic differences in the job market, where applicable.
The midpoint of our salary range is set at about the middle of what others in the industry are
paying for the same job. It also extends above and below that point, creating a broad salary
range for each job at ACME.
These market-based salary ranges give ACME the flexibility to reward superior performance,
while providing room for future increases based on performance and level of contribution.
For more information about ACME's compensation philosophy, view Compass or contact the
Total Rewards team at [email protected] .
Annual Incentive Compensation $15,000
Annual Incentive Compensation $15,000
My 2019 Target Incentive Percentage 15 %
My 2019 Target Incentive Amount* $14,250
* Your Target Incentive Amount does not reflect any proration or incentive plan changes that
may occur during in the year.
Compensation at ACME - Pay for Performance
All ACME employees regardless of their position are eligible to participate in the Annual
Incentive Compensation Program presuming they are actively employed by ACME at the time
of award distribution and if their performance is in good standing. Incentive plans offer
participants the opportunity to earn more when the company does well and when participants
demonstrate superior performance. Incentive awards are not guaranteed and meeting the
above criteria does not guarantee a payout under the program. Participants earn incentive
awards by meeting specific, challenging goals and objectives established with input from their
manager for the year. Because all ACME employees participate, our incentive plans are key
attributes of ACME's employee value proposition which strengthens our position as a
destination for top talent by sharing financial awards so broadly across the organization.
(as of 2/28/2019)
(paid in 2019 for 2018 performance)
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Annual Incentive Compensation Awards, if granted, are lump-sum payments in recognition of
the performance and contributions made by an employee throughout the year. Any award
under the Annual Incentive Compensation Program may be subject to pro-ration in accordance
with guidelines set forth annually when annual incentive plan performance measures are
determined, or if an employee changes jobs at some point during the evaluation period and a
new incentive target percentage applies to the new position. In this instance, the total annual
incentive payout is based on the number of complete months of service and pay at the original
incentive target and the number of complete months of service and pay at the new incentive
target.
Special Awards $1,500
Achievement Award $1,000
Special Award $500
Company Contributions to Benefits $22,812
Retirement Savings Plan Company Matching Contributions (Year to Date) $1,575
Retirement Savings Plan Profit Sharing Contributions (Year to Date) $1,500
Health Savings Account (HSA) Company Contribution (Annual) $1,500
Medical (Annual) $9,025
Dental (Annual) $1,050
Life, Accident, and Disability Insurance (Annual) $1,100
Employee Assistance Program (EAP) $27
Social Security (Annual) $5,890
Medicare (Annual) $1,377
Company Contribution to Benefits
Costs paid by ACME for these benefit programs may not be as visible to you as cash
compensation, but they make up an important part of your total compensation. These annual
costs also include Social Security and Medicare, to which you and ACME contribute equally.
See Value-Added Programs for more information about other benefits available to you at
ACME.
Government-Sponsored Benefits
(as of 2/28/2019)
(as of 2/28/2019)
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For more information about your government-sponsored retirement benefits, visit www.ssa.gov
or www.medicare.gov.
Assumptions
Retirement Savings Plan Company Matching Contributions
ACME will match your contributions at 50% on the first 6% of your eligible compensation that
you contribute to the Retirement Savings Plan as pre-tax or Roth contributions. ACME also may
make Discretionary Matching Contributions based on your eligible compensation contributed
to the Plan each Plan Year.
Retirement Savings Plan Profit Sharing Contributions
ACME may make discretionary profit sharing non-elective contributions in an amount to be
determined by the Board of Directors for each Plan Year. You must complete at least 1,000
hours of service during the Plan Year and be employed as of the last day of the Plan Year to be
eligible to receive any non-elective contributions that may be made for that Plan Year.
ACME has established a preliminary profit sharing contribution schedule for eligible Participants
but reserves the right to change this schedule for any particular Plan Year. Unless the Plan is
amended, the minimum profit sharing contribution will be 2% of compensation and the
maximum profit sharing contribution will be 5% of compensation for eligible Participants. You
will be notified if the profit sharing contribution schedule is changed.
Life, Accident and Disability Insurance
Your Company-paid life, accident and disability insurance contribution is the amount ACME
spends on premiums and/or administrative fees for your and your family's Basic Life and
Accidental Death & Dismemberment, Business Travel Accident, and Disability Insurance.
Other Payments $5,000
Referral Bonus $400
Retention Bonus $500
Service Anniversary Award $600
Adoption Assistance $2,000
Tuition Reimbursement $1,500
Other Payments
ACME offers a variety of other benefits that can add value to your total compensation.
(as of 2/28/2019)
Accumulated Wealth $210,045(as of 2/28/2019)
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Retirement Savings Plan (401(k)) $115,345
Supplemental Executive Retirement Savings Plan $15,000
Executive Deferred Compensation Plan $35,450
Stock Options $10,500
Restricted Stock Units $33,750
Retirement Savings Plan (401(k))
My Retirement Savings Plan Contribution Percentages and Amounts
Pre-Tax Contributions 3% of pay
Roth 401(k) Contributions 1% of pay
After-Tax Contributions 1% of pay
Catch-Up Contributions $3,000
Note: Our records indicate that you are not taking full advantage of the Company Matching
Contribution provided through the Retirement Savings Plan. Remember, the Company
matches 50% of the first 6% of eligible compensation that you contribute as pre-tax or Roth
401(k) contributions and also makes additional discretionary matching contributions. So, if
you're contributing less than 6%, you're leaving money on the table! Visit Fidelity today and
increase your contributions!
When you participate, you also take advantage of tax benefits: your pre-tax contributions
reduce your current taxable income, and you don't have to pay taxes on your investment
earnings for as long as the earnings remain in the Plan. When you make Roth 401(k)
contributions, a portion of your pay goes into the plan after you've paid taxes on it. When
distributed, the contributions are not taxable. Earnings on your Roth 401(k) contributions are
tax-free if distributed after age 59.5 and as long as the account has been open for at least
five years.
My 401(k) Plan ContributionsMy 401(k) Plan Contributions$12,225
Company Matching Contributions $1,575
Profit Sharing Contributions $1,500
My Pre-Tax 401(k) Contributions $3,150
My Roth 401(k) Contributions $1,000
(as of 2/28/2019)
(5,500 options)
(750 units)
(as of 2/28/2019)
(as of 2/28/2019)(as of 2/28/2019)
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y ( )
My After-Tax Contributions $1,000
My Catch-up Contributions $3,000
My Rollover Contributions $1,000
My Retirement Savings Plan Balance
Retirement Savings Plan Account Balance $115,345
Vesting
You are always 100% vested in your own contributions to the Retirement Savings Plan, along
with any investment gains or losses on that money.
You become vested in the value of your Company Matching Contributions and Profit-Sharing
Contributions, and any investment gains or losses, according to the following schedule:
Years of Service Vesting Percentage
Less than 2 0%
2 25%
3 50%
4 75%
5 100%
Your Account Is a Click Away
To change your contribution rate or adjust how your money is invested among the Plan's funds,
or for more investment fund or plan information, call the Fidelity Retirement Benefits Line at
1-800-835-5097 or visit them online.
Supplemental Executive Retirement SavingsPlan (SERP)
Supplemental Executive Retirement Savings Plan Contributions
Company Contributions to SERP $1,000
My Supplemental Executive Retirement Savings Plan Balance
Supplemental Executive Retirement Savings Plan Balance $15,000
(as of 2/28/2019)(as of 2/28/2019)
(as of 2/28/2019)
(as of 2/28/2019)(as of 2/28/2019)
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Supplemental Executive Retirement Savings Plan (SERP)
The Supplemental Executive Retirement Savings Plan is an unfunded, non-qualified savings
and investment plan.
ACME provides the Plan primarily to provide benefits for employees whose benefits under the
Retirement Savings Plan are limited by the constraints imposed on qualified plans by the
federal tax code. You become eligible to participate in the Supplemental Executive Retirement
Savings Plan when your compensation exceeds the IRS highly compensation employee wage
limit.
Vesting
Your account becomes vested and non-forfeitable based on the following schedule:
Years of Service Vesting Percentage
Less than 2 0%
At least 2, but less than 3 25%
At least 3, but less than 4 50%
At least 4, but less than 5 75%
5 or more 100%
Your Account Is a Click Away
To adjust how your money is invested among the Plan's funds, or for more investment fund or
plan information, call the Fidelity Retirement Benefits Line at 1-800-835-5097 or visit them
online.
Executive Deferred Compensation Plan
My 2019 Executive Deferred Compensation Plan Contributions
My Pre-Tax Incentive Compensation Credits $2,350
My Executive Deferred Compensation Plan Balance
My Total Executive Deferred Compensation Plan Account Balance $35,450
My Vested Executive Deferred Compensation Plan Account Balance $1,000
Executive Deferred Compensation Plan
The Executive Deferred Compensation Plan is a "non-qualified" program defers a portion of
(as of 2/28/2019)
(as of 2/28/2019)(as of 2/28/2019)
(as of 2/28/2019)(as of 2/28/2019)
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p q p g p
your otherwise taxable Incentive Plan bonus to a future date while receiving tax advantages.
Vesting
You become vested in your Incentive Compensation Credits, including any investment gains or
losses, on the third anniversary of the date they are credited to your Executive Deferred
Compensation Plan account. Vested amounts are paid to you in a lump sum cash payment and
are taxable at the time of distribution.
For More Information
For more information or to adjust how your money is invested among the Plan's funds, or for
more investment fund or plan information, call Fidelity 1-800-835-5097 or visit them online.
My Stock Options
Grant Date /
Expiration Date
Options
Granted
Grant
Price
Vested
Shares
Unvested
Shares
Value of Your
Options
2017
1/15/2025
2,500 $42 2,200 300 $7,500
2018
1/15/2026
3,000 $44 2,600 400 $3,000
Totals 5,500 4,800 700 $10,500
Stock Options
Equity is a long-term way for employees to share in the Company's success. The Company
considers stock options a key component of your total rewards since options align your interest
in long-term stock-price growth with that of other shareholders.
Stock options give eligible employees the opportunity to buy a set number of Company stock
shares at a fixed price (the "grant price") per share after a specified period of time.
The table above shows the accumulated value of your vested and unvested Stock Options.
Stock Options may not be exercised before they vest. In general, stock options vest 25% per
year for a period of four years from the grant date. Stock Options expire 10 years from the
original grant date. See your grant documentation for specific grant information.
The value of your vested Stock Options is the difference between the current fair market value
of Company common stock and the grant price, multiplied by the number of total options for
each award. If the fair market value is less than the grant price, the option is valued at $0 or
considered "under water." The fair market value of Company stock as of 12/31/2018 is $45.
For more information on your stock options, please log onto to www.smithbarney.com or call
1-800-000-0000 .
Restricted Stock Units
(as of 2/28/2019)
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Restricted Stock Units
Grant Date Grant Type Shares Granted Unvested Shares Value of Your Shares
2017 RSU 300 100 $13,500
2018 RSU 450 200 $20,250
Totals 750 0 $33,750
Restricted Stock Units
The Company invests in your career and recognizes your contributions to the organization by
providing you with Restricted Stock. This further aligns your compensation with our long-term
financial performance. After your Restricted Stock/Units awards vest (assuming you continue to
be employed by the Company), you will receive shares of Company common stock.
In general, Restricted Stock/Units vest three years from the grant date and are distributed
immediately. See your grant documentation for specific grant information.
The value of your Restricted Stock equals the number of your unvested shares times the
current fair market value of Company stock. The fair market value of your Company stock as
of 12/31/2018 is $45.
For more information on your stock options, please log onto to www.smithbarney.com or call
1-800-000-0000 .
(as of 2/28/2019)
My 2019 Time Off Benefits $12,490
Based on your length of service with ACME, you are eligible for 33 days of paid time off for
Vacations, Holidays, and Personal Days. Based on your current base pay, the value of these days is
$12,490. This value is based on the standard policy and does not include exceptions or days you
may have taken during the year. The amounts are reflected as part of your annual base salary and
not paid in addition to annual base salary.
(as of 2/28/2019)
My Pension Plan $66,174
You are 100% vested in your Pension Plan benefit. The amount of your estimated annual Pension
Plan benefit payable at age 65 is $66,174.
The Pension Plan allows you to retire as early as age 55 with reduced benefits. The amounts shown
below estimate the annual benefit you would receive assuming you remain with the company until
the ages shown.
Age Annual Amount
55 E l R ti t $25 972
(as of 2/28/2019)
1
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55 - Early Retirement $25,972
62 - Early Retirement $54,380
65 - Normal Retirement $66,174
Pension Projection Information
You and your family will need the assurance of sound financial security during retirement. The
Company gets you started by providing you with a Company-paid retirement benefit through
the Pension Plan. The Plan is entirely funded by the Company; you make no contributions. It is
generally paid out as a monthly annuity when you retire from the Company.
All benefit estimates shown on My Total Rewards are payable for your lifetime only. The
Retirement Program’s estimated annualized benefit includes any prior service or benefit to
which you are entitled from an acquired company. If you participated in a non-U.S. or non-
participating Company retirement plan, the estimate shown may not reflect your actual
Company benefit. The benefit payable under the Pension Plan does not include any benefit for
which you may be eligible under Social Security. (For more information about your government-
sponsored retirement benefits, visit www.ssa.gov or www.medicare.gov.)
These estimates do not factor any increases in your salary between now and retirement.1
Health & Income Protection
ACME is committed to providing you with a valuable and competitive benefits package that lets you
choose the coverage that's right for you and your family. For many of these benefits, if you elect to
participate, ACME contributes toward the cost of your coverage. Although these benefits are not
cash compensation, they make up an important part of your total rewards at ACME.
My Health Benefits
Benefit
Plan
My
Annual Cost
ACME's
Annual Cost
Medical and Prescription Drug Coverage $6,443 $9,025
Dental Coverage $818 $1,050
Vision Coverage $293 $1,000
Tax-Advantaged Accounts $1,500 $0
(as of 2/28/2019)
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Remember: If you miss this opportunity to enroll or make changes, you will not be eligible until
next open enrollment unless you experience a qualifying life event and provide notification to
Human Resources within 30 days of the event.
For more information about your health benefits, visit Contacts or email the ACME Total
Rewards Team at [email protected].
Medical and Prescription Drug Coverage
Medical Plan Coverage Level Your Annual Cost ACME's Annual Cost
Blue Cross Blue Shield Employee + Family $6,443 $9,025
In addition to plan premiums, ACME also contributes $1,500 annually to your Health Savings
Account (HSA). You make contributions of $1,000 to the account.
Medical and Prescription Drug Coverage
Ensuring the health and wellbeing of our employees is of utmost importance and is critical to
our future success. We also know that a healthy, high performance culture requires our
commitment to providing market competitive benefits that best meet the needs of you and your
families. Knowing just how important these health care decisions are, our goal is to provide you
with comprehensive information and the support you need to make well-informed decisions for
you and your family.
Smart Healthcare Decisions Save Money
Being a smart healthcare consumer means making the best decision based on your medical
situation. Thinking through your options can help save money for you and ACME. Here are
some things you can do:
Use in-network providers and pharmacies.
Shop around for health care and prescriptions.
Take advantage of the pre-tax spending accounts, including the Health Savings Account
(HSA) if you're enrolled in the High Deductible Health Plan (HDHP) or the Health Care
Flexible Spending Account (FSA) if you're enrolled in the BCBS In-Network Plan or the PPO,
or if you waived medical coverage through ACME. An HSA can be used to build savings to
cover future medical expenses, including Medicare premiums and out-of-pocket expenses.
You are allowed to carry-over your account from year to year, and should you leave ACME,
you take the account with you! Annual contributions are limited by federal law, depending
on the level of health coverage you elect.
Ask your doctor about your prescription choices - ask for generic drugs or lower-cost brand
prescriptions.
Use the Mail Order Pharmacy to receive your maintenance prescriptions via mail, at a lower
(as of 2/28/2019)
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cost.
For more information about your medical benefits, call BlueCross BlueShield of Illinois at
1-888-979-4516 or www.bcbsil.com.
For more information about your prescription drug benefits, call Prime Therapeutics at
1-855-457-0007 or www.primetherapeutics.com.
For more information about HSAs, call HSA Bank at 1-855-731-5220 or visit them online.
Dental Coverage
Dental Plan Coverage Level Your Annual Cost ACME's Annual Cost
Cigna DPPO Plus Employee + Family $818 $1,050
Dental Coverage
You have access to two Cigna Dental plan options. Both plans offer Cigna's nationwide network
of dentists and 100% covered in-network preventive care.
For more information about Dental coverage, call Cigna at 1-800-244-6224 or
www.mycigna.com.
Vision Coverage
Vision Plan Coverage Level Your Annual Cost ACME's Annual Cost
EyeMed VISION Employee only $293 $0
Vision Coverage
You have access to the Vision Plan, administered by EyeMed, which includes a nationwide
network of eye specialists.
For More Information
For more information about Vision coverage, call EyeMed at 1-866-723-0513 or visit them
online.
Tax-Advantaged Accounts
Account My Annual Elections ACME's Contributions
Health Care FSA $0 $0
Dependent Day Care FSA $500 $0
Q alified Transportation FSA $1 000 $0
(as of 2/28/2019)
(as of 2/28/2019)
(as of 2/28/2019)
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Qualified Transportation FSA $1,000 $0
Tax-Advantaged Accounts
Flexible Spending Accounts allow you to set aside money on a pre-tax basis to pay for
qualifying out-of-pocket health care, dependent care or qualified commuter expenses.
The Health Care FSA is used to pay for medical, Rx, dental and vision expenses not paid for
by insurance such as deductibles, copayments and coinsurance. The IRS annual contribution
limit for 2018 Health Care FSA is $2,650. You may not enroll in the Health Care FSA if you
enroll in the High Deductible Health Plan (HDHP).
The Dependent Care FSA helps you pay for expenses incurred to care for children or other
individuals while you work. Examples of eligible expenses include day care, preschool,
babysitting or elder care. The IRS annual contribution limit for 2018 Dependent Care FSA is
$5,000.
The Qualified Transportation FSA helps you pay a portion of your parking and commuter
expenses on a pre-tax basis. The IRS monthly contribution limit is $260 for parking and
$260 for mass transit or van pooling costs. If you choose to re-enroll for the upcoming year,
your prior year balance will roll over to the new plan year. If you elect not to re-enroll, your
remaining funds will be forfeited.
Remember, for the Health Care and Dependent Day Care FSAs, based on IRS regulations:
You must use it or lose it. You cannot take your Flexible Spending Account with you into the
next year or if you leave ACME.
Your elections must remain in effect until the next annual enrollment. You may make
changes to your contributions only if you experience a qualifying life event and provide
notification to Human Resources within 30 days of the event.
For More Information
For more information about the FSAs, call Flores at 1-800-532-3327 or "visit them online.
Income Protection Benefits
Benefit
Plan
My
Annual Cost
ACME's
Annual Cost
Company-Paid Life & Accident Insurance $0 $1,235
Employee-Paid Life & Accident Insurance $1,429 $0
Disability Insurance $86 $100
Company-Provided Life and Accident Insurance
(as of 2/28/2019)
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p y
Plan Coverage
Amount
My Annual
Cost
ACME's Annual
Cost
Basic Employee Term Life Plan $190,000 $0 $1,100
Basic Employee Accident Plan $190,000 $0 $90
Business Travel Accident
Insurance
$285,000 $0 $45
Company-Provided Life and Accident Insurance
ACME offers a wide range of coverage to give the security that comes from knowing you have
a complete package of insurance protection suited to your personal needs. Coverage is based
on your eligible compensation.
Basic Life Insurance
Be sure you have elected beneficiaries for your coverage to avoid a delay in payment. To elect
or change your beneficiary(ies), visit Workday.
Business Travel Accident Insurance
You also are covered under the company's Business Travel Accident (BTA) Insurance Plan,
which pays benefits in the event of your death or serious injury that occurs while you are
travelling on company business. The maximum BTA benefit is three times your annual base
salary, to a maximum of $1,000,000.
For More Information
For more information about Company-provided life and accident insurance, call Standard Life at
1-800-628-8600 or visit them online.
Employee-Paid Life and Accident Insurance
Plan Coverage
Amount
My Annual
Cost
ACME's Annual
Cost
Voluntary Employee Term Life
Plan
$380,000 $735 $0
Voluntary Spouse Term Life
Plan
$150,000 $364 $0
Voluntary Child(ren) Term Life
Plan
$10,000 $100 $0
Voluntary Employee Accident
Plan
$285,000 $120 $0
(as of 2/28/2019)
(as of 2/28/2019)
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Voluntary Spouse Accident Plan $100,000 $100 $0
Voluntary Child(ren) Accident
Plan
$10,000 $10 $0
Employee-Paid Life and Accident Insurance
ACME offers a wide range of coverage to give the security that comes from knowing you have
a complete package of insurance protection suited to your personal needs. In most cases,
coverage is based on your eligible compensation.
Elect Your Beneficiaries
Be sure you have elected beneficiaries for your coverage to avoid a delay in payment. To elect
or change your beneficiary(ies), visit Workday.
For More Information
For more information about optional life and accident insurance, call Standard Life at 1-800-
628-8600 or visit them online.
Disability Insurance
Coverage My
Annual
Cost
ACME's
Annual
Cost
Short-Term Disability $0 $50
Core Long-Term Disability $0 $50
Long-Term Disability Buy-up Coverage $86 $0
Disability Benefits — Income Protection When You Need It
Being disabled doesn't mean that your income has to stop. ACME's disability program is
designed to replace a portion of your income if you are unable to work due to a non-work
related accident or illness.
The company pays the full cost of both the Short Term Disability (STD) and Core Long Term
Disability (LTD) plans. Coverage is automatic on the first of the month following date of hire.
F M I f ti
(as of 2/28/2019)
After a one-week waiting period, 66 2/3% of base salary for up to 180 days.
Depending on your years of service at ACME, you may be eligible for a set
number of days of STD paid at 100%.
60% of base salary (maximum of $15,000 per month)
An additional 6-2/3% of base salary (maximum of $20,000 per month when
combined with Core LTD)
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For More Information
For more information about disability coverage, call Standard Life at 1- 800-368-1135 or visit
them online.
Survivor Benefits
Your survivor benefits include all the benefits your designated beneficiary(ies) could receive if you
die as an ACME employee. They include benefits from Basic and Voluntary Life, Business Travel
Insurance, and Accidental Death and Dismemberment (AD&D) Insurance, as well as account
balances from your Accumulated Wealth accounts.
My Life Insurance Benefits $570,000
If you die while employed by the company, the following benefits are payable to your
beneficiaries:
Basic Employee Term Life Insurance $190,000
Voluntary Employee Term Life Plan $380,000
(as of 2/28/2019)
My Accidental Death InsuranceBenefits*
$760,000
Should death be accidental, the following benefits are also payable:
Basic Employee Accident Plan $190,000
Voluntary Employee Accident Plan $285,000
Business Travel Accident Insurance $285,000
(as of 2/28/2019)
My Accumulated Wealth SurvivorBenefits
$165,795
Your beneficiaries would become eligible to receive benefits from the following Wealth
program account balances:
Retirement Savings Plan $115,345
S l t l E ti R ti t S i Pl $15 000
(as of 2/28/2019)
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Supplemental Executive Retirement Savings Plan $15,000
Executive Deferred Compensation Plan $35,450
If you have any outstanding loan balances, your beneficiary may be responsible for paying them.1
Retirement Plan Survivor Benefit
In addition, if you are vested and die before your benefit payments begin, your beneficiary may
be eligible for a lifetime benefit under the Retirement Plan.
Pension Plan
My Accrued Estimated Annualized PensionMy Accrued Estimated Annualized Pension $18,368$18,368
You must be vested (i.e., have 60 months of vesting service or be age 65 or above) to qualify
for a Pension Plan benefit. You are 100% vested in your Pension Plan benefit.
The Pension Plan allows you to retire as early as age 55 with reduced benefits. The
amounts shown here estimate the annualized amount of the monthly benefit you would
receive if you terminate today.
Projected to Early Retirement, Age 55 $25,972
Projected to Early Retirement, Age 62 $54,380
Projected to Normal Retirement, Age 65 $66,174
This estimate does not factor any increases in your salary between now and retirement.
Pension Projection Information
You and your family will need the assurance of sound financial security during retirement. The
Company gets you started by providing you with a Company-paid retirement benefit through
the Pension Plan. The Plan is entirely funded by the Company; you make no contributions. It is
generally paid out as a monthly annuity when you retire from the Company.
All benefit estimates shown on My Total Rewards are payable for your lifetime only. The
Retirement Program’s estimated annualized benefit includes any prior service or benefit to
which you are entitled from an acquired company. If you participated in a non-U.S. or non-
participating Company retirement plan, the estimate shown may not reflect your actual
Company benefit. The benefit payable under the Pension Plan does not include any benefit for
which you may be eligible under Social Security. (For more information about your government-
sponsored retirement benefits, visit www.ssa.gov or www.medicare.gov.)
(as of 2/28/2019)
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Value-Added Programs
Working at ACME is more than just a job. No matter what your role is, you play an important part in
our success. We understand that juggling the responsibilities of your job and personal life can be
challenging. That's why we offer a wide range of work/life, career enhancement, and learning
programs designed to help you make the most of your time at work...and away from the job.
Well Being & Convenience
ACME provides a variety of programs to help you stay healthy, happy, and productive. These
benefits and services are offered to help you manage your time and juggle the responsibilities of
home and work.
Employee Assistance Program
There are times in life when you might need a little help coping or figuring out what to do. Take
advantage of the Employee Assistance Program (EAP) available through Morneau Shepell. It's
confidential - information will be released only with your permission or as required by law.
You and your immediate family members can contact master's-degreed clinicians 24/7 by
phone, online, live chat, email, and text. There's even a mobile EAP app. Receive referrals to
support groups, a network counselor, community resources or your health plan. If necessary,
you'll be connected to emergency services.
Your program includes up to three face-to-face assessment and counseling sessions per issue.
EAP services can help with:
Depression, grief, loss and emotional well-being
Family, marital and other relationship issues
Life improvement and goal-setting
Addictions such as alcohol and drug abuse
Stress or anxiety with work or family
Financial and legal concerns
Identity theft and fraud resolution
Online will preparation
Childcare and elder care resources
For more information, call the EAP at1-800-272-2727; representatives are available 24 hours a
day, seven days a week. You also can visit the EAP online, where you can explore a wealth of
information online, including videos, guides, articles, webinars, resources, self-assessments
and calculators.
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Flexible Work Program
At ACME, our Total Rewards package is designed to attract, motivate, develop, and retain the
top talent we need to achieve our goals, fulfill our purpose, and build success together. Our
Flexible Work Program is designed to support employee productivity and work-life balance. It is
a program based on trust – trust between employees and managers and trust between
colleagues, who together have a shared goal to achieve ACME business objectives while
upholding the highest professional standards.
For detailed guidelines and application, visit Compass.
Financial Assistance
While ACME provides various insurance coverage options and retirement plans, other Company
programs and services can provide financial support as well.
Employee Discounts
ACME has contracted with a number of organizations to provide employees with an
opportunity to purchase services or goods at a discount from a variety of providers.
Current discounts include cell phone equipment and services, computers and software, Weight
Watchers memberships, movie tickets, and technology discounts. To view a list of discounts,
visit Compass.
Employee Gift Match
ACME matches employee contributions, dollar for dollar, up to $50,000 annually. Employees
may elect to make a lump sum contribution or contribute over time via regular payroll
deductions. Contribute to one of ACME's charities by visiting our Charity Program page on
Compass.
Referral Bonus Program
ACME offers bonuses to employees who assist in the placement of new employees. When
employees find persons capable of filling open positions at ACME, ACME's employment
agency costs are reduced. ACME wishes to reward employees for such extra effort.
Bonuses will be paid for the recruitment of regular employees in the categories listed below.
These new employees must complete 6 months of continuous employment before any bonus
is earned.
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To be eligible for a referral compensation bonus, an employee must be a regular employee in a
full- or part-time position at the time the 6 months of continuous employment is reached.
Returning employees, current consultants and temporary staff converting to regular, full-time
positions are not eligible for referral. Officers, Directors, Human Resources staff, or Supervisors
in the same functional areas as the open position are not eligible for referral compensation.
Referral Compensation Schedule - Regular, full-time positions:
A. Salaried Non-Exempt Positions $500
B. Salaried Non-Exempt/Technical Positions $1,500
C. Salaried Exempt/Non-Technical Positions $1,500
D. Salaried Exempt/Technical Positions $4,000
E. Manager Level or above $4,000
Student Debt Contribution Program
ACME's Student Debt Contribution Program allows employees to pay off student loans more
quickly, reducing the interest owed and supporting a path to improved financial health. The
program is administered by Fidelity, our partner in supporting financial health following
retirement. The program provides $100 per month in company contributions toward the
payment of student loans, up to a lifetime maximum of $10,000. Contributions will be recorded
as imputed income, and all standard taxes and withholdings will apply. To learn more or to
enroll, log into your Fidelity account.
Tuition Reimbursement
Employees are eligible to participate in the tuition reimbursement program. The maximum
tuition reimbursement in a calendar year is $10,000 and is based on grades earned.
Reimbursement covers tuition, books, and required fees.
For more details, contact the Learning & Organization Development team at
Worker's Compensation
Any injury sustained by an employee in the performance of work for the Corporation may be
covered by Workers' Compensation Insurance and should promptly be reported to the Human
Resources department. Upon receipt of a report, the Human Resources department will
provide the employee with additional information on Workers' Compensation Insurance.
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Rewards & Recognition
Recognition awards are an important component of total compensation and are designed to provide
cash or non-cash awards to formally acknowledge outstanding contributions that are above and
beyond regular job expectations and goals. ACME's recognition programs reward employees who
are committed to our purpose and values and to building a high performance culture. We recognize
employees who deliver exceptional performance, take accountability for owning the outcomes and
make exceptional contributions to foster a strong risk and control environment.
Chairman's Awards
Recognizes individuals who make a significant contribution toward enhancing our resiliency or
greatly improving a business process while demonstrating outstanding behavior that is aligned
with our values. These awards may be granted quarterly and presented during Town Hall
meetings, and range from $2,500 per individual on a team receiving an award to $5,000 for an
individual recipient. For information and the nomination form, please visit Compass.
Commitment to Excellence Award
Recognizes exceptional contributions toward achievement of corporate goals and
demonstrated behaviors that are aligned with our values. They are intended to promote
departmental or cross-functional teamwork and collaboration and offer people leaders a timely
way to recognize achievements that are above and beyond the normal requirements of an
employee's position. Recipients receive a $500 Amex card. For information and the nomination
form, please visit Compass.
Employee Recognition Cards
These cards can be awarded at any time to recognize an employee's performance that goes
above and beyond what's expected and/or completion of a significant project. A manager
presents a recognition certificate to the employee that can be redeemed for a $10 gift card
chosen by the employee to various retail establishments.
Retirement Gift
A $200 gift card is presented to a departing employee at the time of retirement.
Service Anniversary Awards
Employees receive service anniversary awards for every five years of service. The award
amount increases in value as the length of service increases and range from $100 to $350.
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Time Off & Leaves
ACME has policies and benefits that allow for time away from work. These are explained in detail
below. Employee access to ACME offices and systems will be suspended if they are absent or
reasonably expected to be absent from active duty for more than 2 weeks. Exceptions in the case of
a business emergency can be coordinated with Human Resources and Security Services to restore
access.
Bereavement Leave
In the event of a death of an immediate family member, an employee may be granted up to 3
days off with pay in accordance with the Benefit Section. For the purpose of this policy,
"immediate family" includes spouse, father, mother, stepfather, stepmother, brother, sister,
stepbrother, stepsister, children, stepchildren, grandparents, grandchildren, mother and father-
in-law, sister and brother-in-law, and son and daughter-in-law of the employee. Additional time
off with pay may be granted by the Human Resources Department for travel or settling family
business when individual circumstances warrant it.
Company Paid Holidays
Each year, ACME observes the same holidays as the national securities and options
exchanges. Time off with pay at the daily rate of regular earnings is provided to active
employees. Employees on leaves of absence during a Corporation Holiday will follow the
guidelines according to that policy, but generally will not be paid for Corporation Holidays.
Every December, the Human Resources department will publish a list of holidays for the
upcoming year. This holiday schedule may be changed at any time. Notification will be made to
all departments.
2018 Holidays
New Years Day Monday, January 1, 2018
Martin Luther King, Jr. Day Monday, January 15, 2018
Washington Birthday/President's Day Monday, February 19, 2018
Good Friday Friday, March 30, 2018
Memorial Day Monday, May 28 2018
Independence Day Wednesday, July 4, 2018
Labor Day Monday, September 3, 2018
Thanksgiving Day Thursday, November 22, 2018
Christmas Tuesday, December 25, 2018
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Family and Medical Leave (FMLA)
The Family and Medical Leave Act of 1993 (FMLA) provides eligible employees with protected
time off under certain circumstances. This policy will be administered and interpreted in
accordance with the FMLA and regulations thereunder, as in effect or amended from time to
time. In the event of any conflict between this policy and the FMLA or regulations thereunder,
the FMLA or regulations shall control. Additional leave for somewhat similar circumstances may
also be available under the Short Term Disability Policy, the Domestic Violence Leave policy or
the Family Military Leave Policy. Leave taken under any one policy runs concurrently with
applicable leave under any other ACME policy. For more information, please refer to your
Employee Handbook, which is available on PolicyTech.
Jury Duty
ACME supports the performance of civic duties, such as jury duty, and will pay the employee's
base salary plus shift differential. The employee can retain jury duty pay that is received from
the court(s) and any transportation allowance received from the court.
An employee who receives a summons to serve on jury duty should submit the summons to
the department supervisor before the jury duty date.
ACME reserves the right to request that the employee request an "excuse from jury duty" from
the court(s) if management determines the employee's services are vital to successful
operation at that time.
Military Leave
ACME provides both Employee Military Leave and Family Military Leave:
Employee Military Leave. Employees who are members of an Armed Forces reserve unit
may obtain a leave of absence for two weeks if required to take a two-week training
program. During this leave, ACME pays the difference between the base military pay and
the employee‘s normal rate. ACME grants military leave benefits to employees in
accordance with applicable federal and state laws.
Family Military Leave. Employees who have been employed by ACME for at least 12
months and have worked at least 1,250 hours of service during the twelve months
preceding the commencement of the leave are eligible for unpaid Family Military Leave.
Eligible employees whose child, grandchild or spouse has been called to military service
that will last longer than 30 days are eligible for up to 30 days of unpaid Family Military
Leave during the time that state or federal deployment orders are in effect.
For more information, please refer to your Employee Handbook, which is available on
PolicyTech.
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Parental Leave
ACME allows up to 12 weeks of paid leave for new parents. Parental Leave combines maternity,
paternity and adoption into one plan. The plan enables employees to care for and bond with a
newborn or newly adopted child. The leave is paid at 100% of base pay and benefits continue
during the leave. The leave may be taken any time during the 12-month period immediately
following the birth or adoption of a child in full day increments. For more information, visit
Compass.
Paid Time Off (PTO)
All regular, full-time employees receive paid time off (PTO) as set forth as set forth in the
following chart. PTO days are allotted on a seniority basis and are subject to supervisory
approval. PTO may be taken in full hour increments and can be used for vacation, illness, or
personal time.
Years of Service PTO Entitlement
Hire – 3 years 22 days
4 years – 8 years 25 days
9 years – 14 years 27 days
15+ years 32 days
Years of Service PTO Entitlement
Hire – 14 years 27 days
15+ years 32 days
For more information, please refer to the PTO policy on Compass.
Sabbatical
ACME's Sabbatical program supplements ongoing professional development with a focused,
pivotal learning experience for long service employees through:
Formal education or research that supports advanced skill development and innovation,
and/or
Community service that strengthens leadership skills and supports strong corporate
citizenship.
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The program is designed to refresh and renew employees who have achieved 10 or more
years of dedicated service, supporting employee wellness and enabling employees to bring a
fresh perspective to their work at ACME.
Employees will become eligible for up to one month of paid Sabbatical Leave at 10, 20 and 30
years of service respectively and will be eligible for up to three Sabbaticals total. Sabbaticals
may be taken in one-month increments or combined with future Sabbaticals for a maximum
Sabbatical of up to 3 months.
Employees on Sabbatical will receive full pay and continued benefits during the Sabbatical
leave and will remain eligible for tuition reimbursement.
For more information about Sabbaticals, email the Total Rewards team at
[email protected] or visit Compass.
Volunteer Day
All employees are eligible to take eight hours away from work to volunteer with one of ACME's
selected charities. If you choose to use your hours volunteering with a different charity, we ask
that you make a minimum donation to one of our selected charities: $100 at the staff level,
$200 for Directors, and $300 for Officers. This policy provides you flexibility in how you
dedicate your eight hours of volunteer time away from the office, while also helping encourage
broad support for our employee selected charities.
Voting Time Off
ACME encourages employees to exercise their civic duty by voting in elections. Employees are
urged to vote outside of normal work hours if this is at all possible.
If, due to individual circumstances, an employee cannot vote outside of work hours, he/she
may be allowed up to 2 hours leave with pay to do so. Employees needing time off to vote
should notify their supervisors at least 1 day in advance. Time off will be allocated at a time that
causes the least disruption to a department's operation.
Career & Learning
View available career opportunities.
Developing Our People
At ACME we support employee development and professional growth through face-to-face
programs, online courses, and career development workshops. Our goal is to ensure a variety
of offerings for all employee levels to support ACME's mission and values. Opportunities
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include:
Formal Training. ACME supports professional development through continuing education.
Colleagues are eligible to participate in the tuition reimbursement program and many take
advantage of this benefit in pursuing job-related degrees.
Mentor Program. Our formal mentor program matches newer or junior colleagues with
management mentors to promote leadership and professional development within ACME.
Colleagues are matched based on the mentee's career goals, taking advantage of cross-
departmental knowledge and skills.
Options Education through the Options Industry Council (OIC) and ACME Academy.
Options are a versatile and important risk management product for investors. The Options
Industry Council (OIC), supported by ACME and the listed option industry, provides
resources to help our colleagues learn about options trading and the options industry. Visit
OIC's comprehensive website at www.optionseducation.org for more information.
The ACME Academy provides engaging forums where colleagues come together to learn
from ACME experts about new developments in our industry and build stronger internal
networks.
Technical Training. Approximately two-thirds of our employees work in Information
Technology (IT). Technical training is offered to ACME employees to keep current with our
ever-changing technical environment.
Leadership and Management Development. ACME understands the importance of
education for the next generation of leaders within the company, and continually provides a
variety of state-of-the-art development opportunities for our high performing colleagues.
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