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Rewards Summary

Annual Total Compensation $139,312

Annual Salary $95,000

Annual Incentive Compensation $15,000

Special Awards $1,500

Company Contributions to Benefits $22,812

Other Payments $5,000

My Annual Salary $95,000

My Annual Base SalaryMy Annual Base Salary $95,000$95,000

My Year-to-Date Earnings as of 12/31/2018 $27,750$27,750

Annual Base Salary $23,750

Overtime Pay $1,500

Extra Pay $1,000

Shift Pay $1,500

How Does Your Salary Grow?

Base salary is the fixed portion of an employee's pay and is the foundation of our total

compensation program. Your base salary is determined by your grade level and corresponding

salary range for your position and is based on your skills, experience, overall performance and

contribution.

(as of 2/28/2019)

(paid in 2019 for 2018 performance)

(as of 2/28/2019)

Statement created on mm/dd/yyyy

for CAROLYN

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The salary structure is an important part of our compensation program. It helps ensure that

base pay levels for groups of jobs are competitive externally and are equitable internally. Base

pay ranges within a salary structure also allow management to differentiate and reward

performance, contribution and skill development.

ACME conducts rigorous research to develop competitive, market-based salary ranges for

every position. We examine local and national surveys to analyze what other employers pay for

similar jobs, based on job descriptions prepared by ACME leaders.

For industry-specific jobs, we use salary data specifically from financial services.

For jobs that are not industry-specific (e.g., IT), we use salary data from general sources,

such as cross-industry surveys or surveys that focus on a particular job.

We also look at geographic differences in the job market, where applicable.

The midpoint of our salary range is set at about the middle of what others in the industry are

paying for the same job. It also extends above and below that point, creating a broad salary

range for each job at ACME.

These market-based salary ranges give ACME the flexibility to reward superior performance,

while providing room for future increases based on performance and level of contribution.

For more information about ACME's compensation philosophy, view Compass or contact the

Total Rewards team at [email protected] .

Annual Incentive Compensation $15,000

Annual Incentive Compensation $15,000

My 2019 Target Incentive Percentage 15 %

My 2019 Target Incentive Amount* $14,250

* Your Target Incentive Amount does not reflect any proration or incentive plan changes that

may occur during in the year.

Compensation at ACME - Pay for Performance

All ACME employees regardless of their position are eligible to participate in the Annual

Incentive Compensation Program presuming they are actively employed by ACME at the time

of award distribution and if their performance is in good standing. Incentive plans offer

participants the opportunity to earn more when the company does well and when participants

demonstrate superior performance. Incentive awards are not guaranteed and meeting the

above criteria does not guarantee a payout under the program. Participants earn incentive

awards by meeting specific, challenging goals and objectives established with input from their

manager for the year. Because all ACME employees participate, our incentive plans are key

attributes of ACME's employee value proposition which strengthens our position as a

destination for top talent by sharing financial awards so broadly across the organization.

(as of 2/28/2019)

(paid in 2019 for 2018 performance)

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Annual Incentive Compensation Awards, if granted, are lump-sum payments in recognition of

the performance and contributions made by an employee throughout the year. Any award

under the Annual Incentive Compensation Program may be subject to pro-ration in accordance

with guidelines set forth annually when annual incentive plan performance measures are

determined, or if an employee changes jobs at some point during the evaluation period and a

new incentive target percentage applies to the new position. In this instance, the total annual

incentive payout is based on the number of complete months of service and pay at the original

incentive target and the number of complete months of service and pay at the new incentive

target.

Special Awards $1,500

Achievement Award $1,000

Special Award $500

Company Contributions to Benefits $22,812

Retirement Savings Plan Company Matching Contributions (Year to Date) $1,575

Retirement Savings Plan Profit Sharing Contributions (Year to Date) $1,500

Health Savings Account (HSA) Company Contribution (Annual) $1,500

Medical (Annual) $9,025

Dental (Annual) $1,050

Life, Accident, and Disability Insurance (Annual) $1,100

Employee Assistance Program (EAP) $27

Social Security (Annual) $5,890

Medicare (Annual) $1,377

Company Contribution to Benefits

Costs paid by ACME for these benefit programs may not be as visible to you as cash

compensation, but they make up an important part of your total compensation. These annual

costs also include Social Security and Medicare, to which you and ACME contribute equally.

See Value-Added Programs for more information about other benefits available to you at

ACME.

Government-Sponsored Benefits

(as of 2/28/2019)

(as of 2/28/2019)

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For more information about your government-sponsored retirement benefits, visit www.ssa.gov

or www.medicare.gov.

Assumptions

Retirement Savings Plan Company Matching Contributions

ACME will match your contributions at 50% on the first 6% of your eligible compensation that

you contribute to the Retirement Savings Plan as pre-tax or Roth contributions. ACME also may

make Discretionary Matching Contributions based on your eligible compensation contributed

to the Plan each Plan Year.

Retirement Savings Plan Profit Sharing Contributions

ACME may make discretionary profit sharing non-elective contributions in an amount to be

determined by the Board of Directors for each Plan Year. You must complete at least 1,000

hours of service during the Plan Year and be employed as of the last day of the Plan Year to be

eligible to receive any non-elective contributions that may be made for that Plan Year.

ACME has established a preliminary profit sharing contribution schedule for eligible Participants

but reserves the right to change this schedule for any particular Plan Year. Unless the Plan is

amended, the minimum profit sharing contribution will be 2% of compensation and the

maximum profit sharing contribution will be 5% of compensation for eligible Participants. You

will be notified if the profit sharing contribution schedule is changed.

Life, Accident and Disability Insurance

Your Company-paid life, accident and disability insurance contribution is the amount ACME

spends on premiums and/or administrative fees for your and your family's Basic Life and

Accidental Death & Dismemberment, Business Travel Accident, and Disability Insurance.

Other Payments $5,000

Referral Bonus $400

Retention Bonus $500

Service Anniversary Award $600

Adoption Assistance $2,000

Tuition Reimbursement $1,500

Other Payments

ACME offers a variety of other benefits that can add value to your total compensation.

(as of 2/28/2019)

Accumulated Wealth $210,045(as of 2/28/2019)

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Retirement Savings Plan (401(k)) $115,345

Supplemental Executive Retirement Savings Plan $15,000

Executive Deferred Compensation Plan $35,450

Stock Options $10,500

Restricted Stock Units $33,750

Retirement Savings Plan (401(k))

My Retirement Savings Plan Contribution Percentages and Amounts

Pre-Tax Contributions 3% of pay

Roth 401(k) Contributions 1% of pay

After-Tax Contributions 1% of pay

Catch-Up Contributions $3,000

Note: Our records indicate that you are not taking full advantage of the Company Matching

Contribution provided through the Retirement Savings Plan. Remember, the Company

matches 50% of the first 6% of eligible compensation that you contribute as pre-tax or Roth

401(k) contributions and also makes additional discretionary matching contributions. So, if

you're contributing less than 6%, you're leaving money on the table! Visit Fidelity today and

increase your contributions!

When you participate, you also take advantage of tax benefits: your pre-tax contributions

reduce your current taxable income, and you don't have to pay taxes on your investment

earnings for as long as the earnings remain in the Plan. When you make Roth 401(k)

contributions, a portion of your pay goes into the plan after you've paid taxes on it. When

distributed, the contributions are not taxable. Earnings on your Roth 401(k) contributions are

tax-free if distributed after age 59.5 and as long as the account has been open for at least

five years.

My 401(k) Plan ContributionsMy 401(k) Plan Contributions$12,225

Company Matching Contributions $1,575

Profit Sharing Contributions $1,500

My Pre-Tax 401(k) Contributions $3,150

My Roth 401(k) Contributions $1,000

(as of 2/28/2019)

(5,500 options)

(750 units)

(as of 2/28/2019)

(as of 2/28/2019)(as of 2/28/2019)

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y ( )

My After-Tax Contributions $1,000

My Catch-up Contributions $3,000

My Rollover Contributions $1,000

My Retirement Savings Plan Balance

Retirement Savings Plan Account Balance $115,345

Vesting

You are always 100% vested in your own contributions to the Retirement Savings Plan, along

with any investment gains or losses on that money.

You become vested in the value of your Company Matching Contributions and Profit-Sharing

Contributions, and any investment gains or losses, according to the following schedule:

Years of Service Vesting Percentage

Less than 2 0%

2 25%

3 50%

4 75%

5 100%

Your Account Is a Click Away

To change your contribution rate or adjust how your money is invested among the Plan's funds,

or for more investment fund or plan information, call the Fidelity Retirement Benefits Line at

1-800-835-5097 or visit them online.

Supplemental Executive Retirement SavingsPlan (SERP)

Supplemental Executive Retirement Savings Plan Contributions

Company Contributions to SERP $1,000

My Supplemental Executive Retirement Savings Plan Balance

Supplemental Executive Retirement Savings Plan Balance $15,000

(as of 2/28/2019)(as of 2/28/2019)

(as of 2/28/2019)

(as of 2/28/2019)(as of 2/28/2019)

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Supplemental Executive Retirement Savings Plan (SERP)

The Supplemental Executive Retirement Savings Plan is an unfunded, non-qualified savings

and investment plan.

ACME provides the Plan primarily to provide benefits for employees whose benefits under the

Retirement Savings Plan are limited by the constraints imposed on qualified plans by the

federal tax code. You become eligible to participate in the Supplemental Executive Retirement

Savings Plan when your compensation exceeds the IRS highly compensation employee wage

limit.

Vesting

Your account becomes vested and non-forfeitable based on the following schedule:

Years of Service Vesting Percentage

Less than 2 0%

At least 2, but less than 3 25%

At least 3, but less than 4 50%

At least 4, but less than 5 75%

5 or more 100%

Your Account Is a Click Away

To adjust how your money is invested among the Plan's funds, or for more investment fund or

plan information, call the Fidelity Retirement Benefits Line at 1-800-835-5097 or visit them

online.

Executive Deferred Compensation Plan

My 2019 Executive Deferred Compensation Plan Contributions

My Pre-Tax Incentive Compensation Credits $2,350

My Executive Deferred Compensation Plan Balance

My Total Executive Deferred Compensation Plan Account Balance $35,450

My Vested Executive Deferred Compensation Plan Account Balance $1,000

Executive Deferred Compensation Plan

The Executive Deferred Compensation Plan is a "non-qualified" program defers a portion of

(as of 2/28/2019)

(as of 2/28/2019)(as of 2/28/2019)

(as of 2/28/2019)(as of 2/28/2019)

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p q p g p

your otherwise taxable Incentive Plan bonus to a future date while receiving tax advantages.

Vesting

You become vested in your Incentive Compensation Credits, including any investment gains or

losses, on the third anniversary of the date they are credited to your Executive Deferred

Compensation Plan account. Vested amounts are paid to you in a lump sum cash payment and

are taxable at the time of distribution.

For More Information

For more information or to adjust how your money is invested among the Plan's funds, or for

more investment fund or plan information, call Fidelity 1-800-835-5097 or visit them online.

My Stock Options

Grant Date /

Expiration Date

Options

Granted

Grant

Price

Vested

Shares

Unvested

Shares

Value of Your

Options

2017

1/15/2025

2,500 $42 2,200 300 $7,500

2018

1/15/2026

3,000 $44 2,600 400 $3,000

Totals 5,500   4,800 700 $10,500

Stock Options

Equity is a long-term way for employees to share in the Company's success. The Company

considers stock options a key component of your total rewards since options align your interest

in long-term stock-price growth with that of other shareholders.

Stock options give eligible employees the opportunity to buy a set number of Company stock

shares at a fixed price (the "grant price") per share after a specified period of time.

The table above shows the accumulated value of your vested and unvested Stock Options.

Stock Options may not be exercised before they vest. In general, stock options vest 25% per

year for a period of four years from the grant date. Stock Options expire 10 years from the

original grant date. See your grant documentation for specific grant information.

The value of your vested Stock Options is the difference between the current fair market value

of Company common stock and the grant price, multiplied by the number of total options for

each award. If the fair market value is less than the grant price, the option is valued at $0 or

considered "under water." The fair market value of Company stock as of 12/31/2018 is $45.

For more information on your stock options, please log onto to www.smithbarney.com or call

1-800-000-0000 .

Restricted Stock Units

(as of 2/28/2019)

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Restricted Stock Units

Grant Date Grant Type Shares Granted Unvested Shares Value of Your Shares

2017 RSU 300 100 $13,500

2018 RSU 450 200 $20,250

Totals   750 0 $33,750

Restricted Stock Units

The Company invests in your career and recognizes your contributions to the organization by

providing you with Restricted Stock. This further aligns your compensation with our long-term

financial performance. After your Restricted Stock/Units awards vest (assuming you continue to

be employed by the Company), you will receive shares of Company common stock.

In general, Restricted Stock/Units vest three years from the grant date and are distributed

immediately. See your grant documentation for specific grant information.

The value of your Restricted Stock equals the number of your unvested shares times the

current fair market value of Company stock. The fair market value of your Company stock as

of 12/31/2018 is $45.

For more information on your stock options, please log onto to www.smithbarney.com or call

1-800-000-0000 .

(as of 2/28/2019)

My 2019 Time Off Benefits $12,490

Based on your length of service with ACME, you are eligible for 33 days of paid time off for

Vacations, Holidays, and Personal Days. Based on your current base pay, the value of these days is

$12,490. This value is based on the standard policy and does not include exceptions or days you

may have taken during the year. The amounts are reflected as part of your annual base salary and

not paid in addition to annual base salary.

(as of 2/28/2019)

My Pension Plan $66,174

You are 100% vested in your Pension Plan benefit. The amount of your estimated annual Pension

Plan benefit payable at age 65 is $66,174.

The Pension Plan allows you to retire as early as age 55 with reduced benefits. The amounts shown

below estimate the annual benefit you would receive assuming you remain with the company until

the ages shown.

Age Annual Amount

55 E l R ti t $25 972

(as of 2/28/2019)

1

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55 - Early Retirement $25,972

62 - Early Retirement $54,380

65 - Normal Retirement $66,174

Pension Projection Information

You and your family will need the assurance of sound financial security during retirement. The

Company gets you started by providing you with a Company-paid retirement benefit through

the Pension Plan. The Plan is entirely funded by the Company; you make no contributions. It is

generally paid out as a monthly annuity when you retire from the Company.

All benefit estimates shown on My Total Rewards are payable for your lifetime only. The

Retirement Program’s estimated annualized benefit includes any prior service or benefit to

which you are entitled from an acquired company. If you participated in a non-U.S. or non-

participating Company retirement plan, the estimate shown may not reflect your actual

Company benefit. The benefit payable under the Pension Plan does not include any benefit for

which you may be eligible under Social Security. (For more information about your government-

sponsored retirement benefits, visit www.ssa.gov or www.medicare.gov.)

These estimates do not factor any increases in your salary between now and retirement.1

Health & Income Protection

ACME is committed to providing you with a valuable and competitive benefits package that lets you

choose the coverage that's right for you and your family. For many of these benefits, if you elect to

participate, ACME contributes toward the cost of your coverage. Although these benefits are not

cash compensation, they make up an important part of your total rewards at ACME.

My Health Benefits

Benefit

Plan

My

Annual Cost

ACME's

Annual Cost

Medical and Prescription Drug Coverage $6,443 $9,025

Dental Coverage $818 $1,050

Vision Coverage $293 $1,000

Tax-Advantaged Accounts $1,500 $0

(as of 2/28/2019)

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Remember: If you miss this opportunity to enroll or make changes, you will not be eligible until

next open enrollment unless you experience a qualifying life event and provide notification to

Human Resources within 30 days of the event.

For more information about your health benefits, visit Contacts or email the ACME Total

Rewards Team at [email protected].

Medical and Prescription Drug Coverage  

Medical Plan Coverage Level Your Annual Cost ACME's Annual Cost

Blue Cross Blue Shield Employee + Family $6,443 $9,025

In addition to plan premiums, ACME also contributes $1,500 annually to your Health Savings

Account (HSA). You make contributions of $1,000 to the account.

Medical and Prescription Drug Coverage

Ensuring the health and wellbeing of our employees is of utmost importance and is critical to

our future success. We also know that a healthy, high performance culture requires our

commitment to providing market competitive benefits that best meet the needs of you and your

families. Knowing just how important these health care decisions are, our goal is to provide you

with comprehensive information and the support you need to make well-informed decisions for

you and your family.

Smart Healthcare Decisions Save Money

Being a smart healthcare consumer means making the best decision based on your medical

situation. Thinking through your options can help save money for you and ACME. Here are

some things you can do:

Use in-network providers and pharmacies.

Shop around for health care and prescriptions.

Take advantage of the pre-tax spending accounts, including the Health Savings Account

(HSA) if you're enrolled in the High Deductible Health Plan (HDHP) or the Health Care

Flexible Spending Account (FSA) if you're enrolled in the BCBS In-Network Plan or the PPO,

or if you waived medical coverage through ACME. An HSA can be used to build savings to

cover future medical expenses, including Medicare premiums and out-of-pocket expenses.

You are allowed to carry-over your account from year to year, and should you leave ACME,

you take the account with you! Annual contributions are limited by federal law, depending

on the level of health coverage you elect.

Ask your doctor about your prescription choices - ask for generic drugs or lower-cost brand

prescriptions.

Use the Mail Order Pharmacy to receive your maintenance prescriptions via mail, at a lower

(as of 2/28/2019)

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cost.

For more information about your medical benefits, call BlueCross BlueShield of Illinois at

1-888-979-4516 or www.bcbsil.com.

For more information about your prescription drug benefits, call Prime Therapeutics at

1-855-457-0007 or www.primetherapeutics.com.

For more information about HSAs, call HSA Bank at 1-855-731-5220 or visit them online.

Dental Coverage  

Dental Plan Coverage Level Your Annual Cost ACME's Annual Cost

Cigna DPPO Plus Employee + Family $818 $1,050

Dental Coverage

You have access to two Cigna Dental plan options. Both plans offer Cigna's nationwide network

of dentists and 100% covered in-network preventive care.

For more information about Dental coverage, call Cigna at 1-800-244-6224 or

www.mycigna.com.

Vision Coverage  

Vision Plan Coverage Level Your Annual Cost ACME's Annual Cost

EyeMed VISION Employee only $293 $0

Vision Coverage

You have access to the Vision Plan, administered by EyeMed, which includes a nationwide

network of eye specialists.

For More Information

For more information about Vision coverage, call EyeMed at 1-866-723-0513 or visit them

online.

Tax-Advantaged Accounts  

Account My Annual Elections ACME's Contributions

Health Care FSA $0 $0

Dependent Day Care FSA $500 $0

Q alified Transportation FSA $1 000 $0

(as of 2/28/2019)

(as of 2/28/2019)

(as of 2/28/2019)

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Qualified Transportation FSA $1,000 $0

Tax-Advantaged Accounts

Flexible Spending Accounts allow you to set aside money on a pre-tax basis to pay for

qualifying out-of-pocket health care, dependent care or qualified commuter expenses.

The Health Care FSA is used to pay for medical, Rx, dental and vision expenses not paid for

by insurance such as deductibles, copayments and coinsurance. The IRS annual contribution

limit for 2018 Health Care FSA is $2,650. You may not enroll in the Health Care FSA if you

enroll in the High Deductible Health Plan (HDHP).

The Dependent Care FSA helps you pay for expenses incurred to care for children or other

individuals while you work. Examples of eligible expenses include day care, preschool,

babysitting or elder care. The IRS annual contribution limit for 2018 Dependent Care FSA is

$5,000.

The Qualified Transportation FSA helps you pay a portion of your parking and commuter

expenses on a pre-tax basis. The IRS monthly contribution limit is $260 for parking and

$260 for mass transit or van pooling costs. If you choose to re-enroll for the upcoming year,

your prior year balance will roll over to the new plan year. If you elect not to re-enroll, your

remaining funds will be forfeited.

Remember, for the Health Care and Dependent Day Care FSAs, based on IRS regulations:

You must use it or lose it. You cannot take your Flexible Spending Account with you into the

next year or if you leave ACME.

Your elections must remain in effect until the next annual enrollment. You may make

changes to your contributions only if you experience a qualifying life event and provide

notification to Human Resources within 30 days of the event.

For More Information

For more information about the FSAs, call Flores at 1-800-532-3327 or "visit them online.

Income Protection Benefits

Benefit

Plan

My

Annual Cost

ACME's

Annual Cost

Company-Paid Life & Accident Insurance $0 $1,235

Employee-Paid Life & Accident Insurance $1,429 $0

Disability Insurance $86 $100

Company-Provided Life and Accident Insurance

(as of 2/28/2019)

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p y

Plan Coverage

Amount

My Annual

Cost

ACME's Annual

Cost

Basic Employee Term Life Plan $190,000 $0 $1,100

Basic Employee Accident Plan $190,000 $0 $90

Business Travel Accident

Insurance

$285,000 $0 $45

Company-Provided Life and Accident Insurance

ACME offers a wide range of coverage to give the security that comes from knowing you have

a complete package of insurance protection suited to your personal needs. Coverage is based

on your eligible compensation.

Basic Life Insurance

Be sure you have elected beneficiaries for your coverage to avoid a delay in payment. To elect

or change your beneficiary(ies), visit Workday.

Business Travel Accident Insurance

You also are covered under the company's Business Travel Accident (BTA) Insurance Plan,

which pays benefits in the event of your death or serious injury that occurs while you are

travelling on company business. The maximum BTA benefit is three times your annual base

salary, to a maximum of $1,000,000.

For More Information

For more information about Company-provided life and accident insurance, call Standard Life at

1-800-628-8600 or visit them online.

Employee-Paid Life and Accident Insurance

Plan Coverage

Amount

My Annual

Cost

ACME's Annual

Cost

Voluntary Employee Term Life

Plan

$380,000 $735 $0

Voluntary Spouse Term Life

Plan

$150,000 $364 $0

Voluntary Child(ren) Term Life

Plan

$10,000 $100 $0

Voluntary Employee Accident

Plan

$285,000 $120 $0

(as of 2/28/2019)

(as of 2/28/2019)

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Voluntary Spouse Accident Plan $100,000 $100 $0

Voluntary Child(ren) Accident

Plan

$10,000 $10 $0

Employee-Paid Life and Accident Insurance

ACME offers a wide range of coverage to give the security that comes from knowing you have

a complete package of insurance protection suited to your personal needs. In most cases,

coverage is based on your eligible compensation.

Elect Your Beneficiaries

Be sure you have elected beneficiaries for your coverage to avoid a delay in payment. To elect

or change your beneficiary(ies), visit Workday.

For More Information

For more information about optional life and accident insurance, call Standard Life at 1-800-

628-8600 or visit them online.

Disability Insurance

Coverage My

Annual

Cost

ACME's

Annual

Cost

Short-Term Disability $0 $50

Core Long-Term Disability $0 $50

Long-Term Disability Buy-up Coverage $86 $0

Disability Benefits — Income Protection When You Need It

Being disabled doesn't mean that your income has to stop. ACME's disability program is

designed to replace a portion of your income if you are unable to work due to a non-work

related accident or illness.

The company pays the full cost of both the Short Term Disability (STD) and Core Long Term

Disability (LTD) plans. Coverage is automatic on the first of the month following date of hire.

F M I f ti

(as of 2/28/2019)

After a one-week waiting period, 66 2/3% of base salary for up to 180 days.

Depending on your years of service at ACME, you may be eligible for a set

number of days of STD paid at 100%.

60% of base salary (maximum of $15,000 per month)

An additional 6-2/3% of base salary (maximum of $20,000 per month when

combined with Core LTD)

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For More Information

For more information about disability coverage, call Standard Life at 1- 800-368-1135 or visit

them online.

Survivor Benefits

Your survivor benefits include all the benefits your designated beneficiary(ies) could receive if you

die as an ACME employee. They include benefits from Basic and Voluntary Life, Business Travel

Insurance, and Accidental Death and Dismemberment (AD&D) Insurance, as well as account

balances from your Accumulated Wealth accounts.

My Life Insurance Benefits $570,000

If you die while employed by the company, the following benefits are payable to your

beneficiaries:

Basic Employee Term Life Insurance $190,000

Voluntary Employee Term Life Plan $380,000

(as of 2/28/2019)

My Accidental Death InsuranceBenefits*

$760,000

Should death be accidental, the following benefits are also payable:

Basic Employee Accident Plan $190,000

Voluntary Employee Accident Plan $285,000

Business Travel Accident Insurance $285,000

(as of 2/28/2019)

My Accumulated Wealth SurvivorBenefits

$165,795

Your beneficiaries would become eligible to receive benefits from the following Wealth

program account balances:

Retirement Savings Plan $115,345

S l t l E ti R ti t S i Pl $15 000

(as of 2/28/2019)

1

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Supplemental Executive Retirement Savings Plan $15,000

Executive Deferred Compensation Plan $35,450

If you have any outstanding loan balances, your beneficiary may be responsible for paying them.1

Retirement Plan Survivor Benefit

In addition, if you are vested and die before your benefit payments begin, your beneficiary may

be eligible for a lifetime benefit under the Retirement Plan.

Pension Plan

My Accrued Estimated Annualized PensionMy Accrued Estimated Annualized Pension $18,368$18,368

You must be vested (i.e., have 60 months of vesting service or be age 65 or above) to qualify

for a Pension Plan benefit. You are 100% vested in your Pension Plan benefit.

The Pension Plan allows you to retire as early as age 55 with reduced benefits. The

amounts shown here estimate the annualized amount of the monthly benefit you would

receive if you terminate today.

Projected to Early Retirement, Age 55 $25,972

Projected to Early Retirement, Age 62 $54,380

Projected to Normal Retirement, Age 65 $66,174

This estimate does not factor any increases in your salary between now and retirement.

Pension Projection Information

You and your family will need the assurance of sound financial security during retirement. The

Company gets you started by providing you with a Company-paid retirement benefit through

the Pension Plan. The Plan is entirely funded by the Company; you make no contributions. It is

generally paid out as a monthly annuity when you retire from the Company.

All benefit estimates shown on My Total Rewards are payable for your lifetime only. The

Retirement Program’s estimated annualized benefit includes any prior service or benefit to

which you are entitled from an acquired company. If you participated in a non-U.S. or non-

participating Company retirement plan, the estimate shown may not reflect your actual

Company benefit. The benefit payable under the Pension Plan does not include any benefit for

which you may be eligible under Social Security. (For more information about your government-

sponsored retirement benefits, visit www.ssa.gov or www.medicare.gov.)

(as of 2/28/2019)

1

1

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Value-Added Programs

Working at ACME is more than just a job. No matter what your role is, you play an important part in

our success. We understand that juggling the responsibilities of your job and personal life can be

challenging. That's why we offer a wide range of work/life, career enhancement, and learning

programs designed to help you make the most of your time at work...and away from the job.

Well Being & Convenience

ACME provides a variety of programs to help you stay healthy, happy, and productive. These

benefits and services are offered to help you manage your time and juggle the responsibilities of

home and work.

Employee Assistance Program

There are times in life when you might need a little help coping or figuring out what to do. Take

advantage of the Employee Assistance Program (EAP) available through Morneau Shepell. It's

confidential - information will be released only with your permission or as required by law.

You and your immediate family members can contact master's-degreed clinicians 24/7 by

phone, online, live chat, email, and text. There's even a mobile EAP app. Receive referrals to

support groups, a network counselor, community resources or your health plan. If necessary,

you'll be connected to emergency services.

Your program includes up to three face-to-face assessment and counseling sessions per issue.

EAP services can help with:

Depression, grief, loss and emotional well-being

Family, marital and other relationship issues

Life improvement and goal-setting

Addictions such as alcohol and drug abuse

Stress or anxiety with work or family

Financial and legal concerns

Identity theft and fraud resolution

Online will preparation

Childcare and elder care resources

For more information, call the EAP at1-800-272-2727; representatives are available 24 hours a

day, seven days a week. You also can visit the EAP online, where you can explore a wealth of

information online, including videos, guides, articles, webinars, resources, self-assessments

and calculators.

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Flexible Work Program

At ACME, our Total Rewards package is designed to attract, motivate, develop, and retain the

top talent we need to achieve our goals, fulfill our purpose, and build success together. Our

Flexible Work Program is designed to support employee productivity and work-life balance. It is

a program based on trust – trust between employees and managers and trust between

colleagues, who together have a shared goal to achieve ACME business objectives while

upholding the highest professional standards.

For detailed guidelines and application, visit Compass.

Financial Assistance

While ACME provides various insurance coverage options and retirement plans, other Company

programs and services can provide financial support as well.

Employee Discounts

ACME has contracted with a number of organizations to provide employees with an

opportunity to purchase services or goods at a discount from a variety of providers.

Current discounts include cell phone equipment and services, computers and software, Weight

Watchers memberships, movie tickets, and technology discounts. To view a list of discounts,

visit Compass.

Employee Gift Match

ACME matches employee contributions, dollar for dollar, up to $50,000 annually. Employees

may elect to make a lump sum contribution or contribute over time via regular payroll

deductions. Contribute to one of ACME's charities by visiting our Charity Program page on

Compass.

Referral Bonus Program

ACME offers bonuses to employees who assist in the placement of new employees. When

employees find persons capable of filling open positions at ACME, ACME's employment

agency costs are reduced. ACME wishes to reward employees for such extra effort.

Bonuses will be paid for the recruitment of regular employees in the categories listed below.

These new employees must complete 6 months of continuous employment before any bonus

is earned.

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To be eligible for a referral compensation bonus, an employee must be a regular employee in a

full- or part-time position at the time the 6 months of continuous employment is reached.

Returning employees, current consultants and temporary staff converting to regular, full-time

positions are not eligible for referral. Officers, Directors, Human Resources staff, or Supervisors

in the same functional areas as the open position are not eligible for referral compensation.

Referral Compensation Schedule - Regular, full-time positions:

A. Salaried Non-Exempt Positions $500

B. Salaried Non-Exempt/Technical Positions $1,500

C. Salaried Exempt/Non-Technical Positions $1,500

D. Salaried Exempt/Technical Positions $4,000

E. Manager Level or above $4,000

Student Debt Contribution Program

ACME's Student Debt Contribution Program allows employees to pay off student loans more

quickly, reducing the interest owed and supporting a path to improved financial health. The

program is administered by Fidelity, our partner in supporting financial health following

retirement. The program provides $100 per month in company contributions toward the

payment of student loans, up to a lifetime maximum of $10,000. Contributions will be recorded

as imputed income, and all standard taxes and withholdings will apply. To learn more or to

enroll, log into your Fidelity account.

Tuition Reimbursement

Employees are eligible to participate in the tuition reimbursement program. The maximum

tuition reimbursement in a calendar year is $10,000 and is based on grades earned.

Reimbursement covers tuition, books, and required fees.

For more details, contact the Learning & Organization Development team at

[email protected].

Worker's Compensation

Any injury sustained by an employee in the performance of work for the Corporation may be

covered by Workers' Compensation Insurance and should promptly be reported to the Human

Resources department. Upon receipt of a report, the Human Resources department will

provide the employee with additional information on Workers' Compensation Insurance.

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Rewards & Recognition

Recognition awards are an important component of total compensation and are designed to provide

cash or non-cash awards to formally acknowledge outstanding contributions that are above and

beyond regular job expectations and goals. ACME's recognition programs reward employees who

are committed to our purpose and values and to building a high performance culture. We recognize

employees who deliver exceptional performance, take accountability for owning the outcomes and

make exceptional contributions to foster a strong risk and control environment.

Chairman's Awards

Recognizes individuals who make a significant contribution toward enhancing our resiliency or

greatly improving a business process while demonstrating outstanding behavior that is aligned

with our values. These awards may be granted quarterly and presented during Town Hall

meetings, and range from $2,500 per individual on a team receiving an award to $5,000 for an

individual recipient. For information and the nomination form, please visit Compass.

Commitment to Excellence Award

Recognizes exceptional contributions toward achievement of corporate goals and

demonstrated behaviors that are aligned with our values. They are intended to promote

departmental or cross-functional teamwork and collaboration and offer people leaders a timely

way to recognize achievements that are above and beyond the normal requirements of an

employee's position. Recipients receive a $500 Amex card. For information and the nomination

form, please visit Compass.

Employee Recognition Cards

These cards can be awarded at any time to recognize an employee's performance that goes

above and beyond what's expected and/or completion of a significant project. A manager

presents a recognition certificate to the employee that can be redeemed for a $10 gift card

chosen by the employee to various retail establishments.

Retirement Gift

A $200 gift card is presented to a departing employee at the time of retirement.

Service Anniversary Awards

Employees receive service anniversary awards for every five years of service. The award

amount increases in value as the length of service increases and range from $100 to $350.

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Time Off & Leaves

ACME has policies and benefits that allow for time away from work. These are explained in detail

below. Employee access to ACME offices and systems will be suspended if they are absent or

reasonably expected to be absent from active duty for more than 2 weeks. Exceptions in the case of

a business emergency can be coordinated with Human Resources and Security Services to restore

access.

Bereavement Leave

In the event of a death of an immediate family member, an employee may be granted up to 3

days off with pay in accordance with the Benefit Section. For the purpose of this policy,

"immediate family" includes spouse, father, mother, stepfather, stepmother, brother, sister,

stepbrother, stepsister, children, stepchildren, grandparents, grandchildren, mother and father-

in-law, sister and brother-in-law, and son and daughter-in-law of the employee. Additional time

off with pay may be granted by the Human Resources Department for travel or settling family

business when individual circumstances warrant it.

Company Paid Holidays

Each year, ACME observes the same holidays as the national securities and options

exchanges. Time off with pay at the daily rate of regular earnings is provided to active

employees. Employees on leaves of absence during a Corporation Holiday will follow the

guidelines according to that policy, but generally will not be paid for Corporation Holidays.

Every December, the Human Resources department will publish a list of holidays for the

upcoming year. This holiday schedule may be changed at any time. Notification will be made to

all departments.

2018 Holidays

New Years Day Monday, January 1, 2018

Martin Luther King, Jr. Day Monday, January 15, 2018

Washington Birthday/President's Day Monday, February 19, 2018

Good Friday Friday, March 30, 2018

Memorial Day Monday, May 28 2018

Independence Day Wednesday, July 4, 2018

Labor Day Monday, September 3, 2018

Thanksgiving Day Thursday, November 22, 2018

Christmas Tuesday, December 25, 2018

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Family and Medical Leave (FMLA)

The Family and Medical Leave Act of 1993 (FMLA) provides eligible employees with protected

time off under certain circumstances. This policy will be administered and interpreted in

accordance with the FMLA and regulations thereunder, as in effect or amended from time to

time. In the event of any conflict between this policy and the FMLA or regulations thereunder,

the FMLA or regulations shall control. Additional leave for somewhat similar circumstances may

also be available under the Short Term Disability Policy, the Domestic Violence Leave policy or

the Family Military Leave Policy. Leave taken under any one policy runs concurrently with

applicable leave under any other ACME policy. For more information, please refer to your

Employee Handbook, which is available on PolicyTech.

Jury Duty

ACME supports the performance of civic duties, such as jury duty, and will pay the employee's

base salary plus shift differential. The employee can retain jury duty pay that is received from

the court(s) and any transportation allowance received from the court.

An employee who receives a summons to serve on jury duty should submit the summons to

the department supervisor before the jury duty date.

ACME reserves the right to request that the employee request an "excuse from jury duty" from

the court(s) if management determines the employee's services are vital to successful

operation at that time.

Military Leave

ACME provides both Employee Military Leave and Family Military Leave:

Employee Military Leave. Employees who are members of an Armed Forces reserve unit

may obtain a leave of absence for two weeks if required to take a two-week training

program. During this leave, ACME pays the difference between the base military pay and

the employee‘s normal rate. ACME grants military leave benefits to employees in

accordance with applicable federal and state laws.

Family Military Leave. Employees who have been employed by ACME for at least 12

months and have worked at least 1,250 hours of service during the twelve months

preceding the commencement of the leave are eligible for unpaid Family Military Leave.

Eligible employees whose child, grandchild or spouse has been called to military service

that will last longer than 30 days are eligible for up to 30 days of unpaid Family Military

Leave during the time that state or federal deployment orders are in effect.

For more information, please refer to your Employee Handbook, which is available on

PolicyTech.

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Parental Leave

ACME allows up to 12 weeks of paid leave for new parents. Parental Leave combines maternity,

paternity and adoption into one plan. The plan enables employees to care for and bond with a

newborn or newly adopted child. The leave is paid at 100% of base pay and benefits continue

during the leave. The leave may be taken any time during the 12-month period immediately

following the birth or adoption of a child in full day increments. For more information, visit

Compass.

Paid Time Off (PTO)

All regular, full-time employees receive paid time off (PTO) as set forth as set forth in the

following chart. PTO days are allotted on a seniority basis and are subject to supervisory

approval. PTO may be taken in full hour increments and can be used for vacation, illness, or

personal time.

Years of Service PTO Entitlement

Hire – 3 years 22 days

4 years – 8 years 25 days

9 years – 14 years 27 days

15+ years 32 days

Years of Service PTO Entitlement

Hire – 14 years 27 days

15+ years 32 days

For more information, please refer to the PTO policy on Compass.

Sabbatical

ACME's Sabbatical program supplements ongoing professional development with a focused,

pivotal learning experience for long service employees through:

Formal education or research that supports advanced skill development and innovation,

and/or

Community service that strengthens leadership skills and supports strong corporate

citizenship.

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The program is designed to refresh and renew employees who have achieved 10 or more

years of dedicated service, supporting employee wellness and enabling employees to bring a

fresh perspective to their work at ACME.

Employees will become eligible for up to one month of paid Sabbatical Leave at 10, 20 and 30

years of service respectively and will be eligible for up to three Sabbaticals total. Sabbaticals

may be taken in one-month increments or combined with future Sabbaticals for a maximum

Sabbatical of up to 3 months.

Employees on Sabbatical will receive full pay and continued benefits during the Sabbatical

leave and will remain eligible for tuition reimbursement.

For more information about Sabbaticals, email the Total Rewards team at

[email protected] or visit Compass.

Volunteer Day

All employees are eligible to take eight hours away from work to volunteer with one of ACME's

selected charities. If you choose to use your hours volunteering with a different charity, we ask

that you make a minimum donation to one of our selected charities: $100 at the staff level,

$200 for Directors, and $300 for Officers. This policy provides you flexibility in how you

dedicate your eight hours of volunteer time away from the office, while also helping encourage

broad support for our employee selected charities.

Voting Time Off

ACME encourages employees to exercise their civic duty by voting in elections. Employees are

urged to vote outside of normal work hours if this is at all possible.

If, due to individual circumstances, an employee cannot vote outside of work hours, he/she

may be allowed up to 2 hours leave with pay to do so. Employees needing time off to vote

should notify their supervisors at least 1 day in advance. Time off will be allocated at a time that

causes the least disruption to a department's operation.

Career & Learning

View available career opportunities.

Developing Our People

At ACME we support employee development and professional growth through face-to-face

programs, online courses, and career development workshops. Our goal is to ensure a variety

of offerings for all employee levels to support ACME's mission and values. Opportunities

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include:

Formal Training. ACME supports professional development through continuing education.

Colleagues are eligible to participate in the tuition reimbursement program and many take

advantage of this benefit in pursuing job-related degrees.

Mentor Program. Our formal mentor program matches newer or junior colleagues with

management mentors to promote leadership and professional development within ACME.

Colleagues are matched based on the mentee's career goals, taking advantage of cross-

departmental knowledge and skills.

Options Education through the Options Industry Council (OIC) and ACME Academy.

Options are a versatile and important risk management product for investors. The Options

Industry Council (OIC), supported by ACME and the listed option industry, provides

resources to help our colleagues learn about options trading and the options industry. Visit

OIC's comprehensive website at www.optionseducation.org for more information.

The ACME Academy provides engaging forums where colleagues come together to learn

from ACME experts about new developments in our industry and build stronger internal

networks.

Technical Training. Approximately two-thirds of our employees work in Information

Technology (IT). Technical training is offered to ACME employees to keep current with our

ever-changing technical environment.

Leadership and Management Development. ACME understands the importance of

education for the next generation of leaders within the company, and continually provides a

variety of state-of-the-art development opportunities for our high performing colleagues.

Terms and Conditions

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