A multi-bank holding company with approximately $13 billion dollars in assets

Locations in Illinois, Texas, California, and Arizona

We are a profitable bank group that is growth oriented

We have had an aggressive acquisition history since 1990 that remains strong through today

FBOP CorporationFBOP Corporation

Corporate PhilosophyCorporate Philosophy

A solid business foundation was created by managing existing customer relationships as well as through new business development

Our banks offer personalized service, responsiveness, professionalism and expertise

We focus on helping the small community businesses and serve community consumers

We do banking the old fashioned way with an entrepreneurial spirit

Illinois Illinois

First Bank of Oak Park Cosmopolitan Bank and Trust Regency Bank Pullman Bank Park National Bank

First Bank of Oak ParkFirst Bank of Oak Park

$254 million in assets Serves as the foundation for FBOP Corporation For over 13 years, First Bank has consistently

been rated one of the top performing banks in Illinois

The bank has been serving the Oak Park community for nearly 80 years

• 11 West Madison, Oak Park• 4909 West Division, Chicago• 6011 West North Avenue, Oak Park

Cosmopolitan Bank & TrustCosmopolitan Bank & Trust

Assets of $372 million Our multi-million dollar renovation is a visible statement of

the bank’s commitment to its community and its plans for aggressive business growth in the dynamic River North area

Cosmopolitan provides entrepreneurial real estate financing, cash management and trust expertise which is enhanced by a full range of retail banking products, including home mortgages and consumer loans

In 2002, Cosmopolitan Bank supported 46 non-for-profit and charitable organizations that represent the diversity of the Chicagoland area including the River North Community.

801 North Clark Street, Chicago

Regency BankRegency Bank

$1.3 billion federal savings bank with 10 locations in the west and south suburbs of Chicago

Specializes in providing savings, mortgage and consumer lending products to individuals

Regency is also actively involved in the purchase and servicing of commercial real estate loans

In July of 2001, Regency was rated “Outstanding” in Community Reinvestment Services by Federal Regulators and is consistently rated among the best in Compliance

• 3 Naperville branches • Geneva• Cicero • Homewood• Flossmoor • Chicago Heights• Irving Park Road, Chicago • Kedzie Avenue, Chicago

Pullman BankPullman Bank

Pullman Bank was acquired in January of 1999 with assets of $496 million

Calumet Federal Savings and Chicago City Bank & Trust were acquired by FBOP Corporation and merged into Pullman Bank, bringing Pullman’s assets to $1.1 billion

Pullman specializes in the middle market and commercial lending

Pullman’s business also includes commercial equipment leasing In 2002, Pullman was rated “Outstanding” in Community

Reinvestment Services by Federal Regulators.

• 1000 E. 111th St, Chicago • 815 W. 63rd St, Chicago• 3501 E. 106th St, Chicago • Lansing• 8905 S. Commercial Ave, Chicago • Dolton• 6100 N. Northwest Hwy, Chicago • Sauk Village

Park National BankPark National Bank

Park National Bank and Trust of Chicago was established in 1950 and has $266 million dollars in assets.

Continental Community Bank in Maywood was acquired by FBOP Corporation in November 2003 and merged into Park National Bank.

Fifty percent of the staff speaks a second language which makes many customers feel at home.

Services offered include: Home Equity loans, mortgages and business loans.

2958 N. Milwaukee Ave, Chicago

400 Madison St., Maywood

TexasTexas

Citizens National Bank Madisonville State Bank North Houston Bank Fairfield Financial Group

CaliforniaCalifornia

California National Bank - 59 branches San Diego National Bank – 17 branches California Savings Bank – 18 branches

ArizonaArizona

Bank USA - Located in Phoenix

Career OpportunitiesCareer Opportunities We are looking for:

Highly motivated individualsEnergetic team playersFlexible and creative problem solvers

Career Opportunities:Commercial LendingRetail BankingBank Operations