The The

System System

• Introduction– Who We Are– Clients & Principals

• Products & Services– Remittance Fulfilment Services– Remittance System– Bills Pay– Ticketing Office– Airtime Loading

C o n t e n t s

Who We Are

• Global Pinoy Remittance & Services (GPRS)Global Pinoy Remittance & Services (GPRS)– Remittance Company– Aggregator for Merchants, Banks, TelCos,

Carriers and RemCos– Has more than 40 partners with more than 200

outlets in more than 15 countries– Ticketing and Booking

International Coverage

– Australia– Austria– Canada– Greece– Ireland– Hong Kong– Japan– Kingdom of Saudi Arabia

– New Zealand– Palau– Qatar– Singapore– Spain– Taiwan– U.A.E.– Oman– Kuwait– U.K.– U.S.A

Soon to Open in other key location globally.

What is GPRS?

• With such partners on hand, RRPC conceptualized GPRS to serve as its distribution channel carrying a variety of fulfillment and value added services.

The GPRS System is an online (web) transactional and reporting facility which is capable of doing the following:

• Wallet System Fund transfer• Airtime load transfer • Money transfer to a GPRS Card or

Smart Padala (Smart Money Card)• Bills payment• Remittance transactions such as

Credit-to-bank, Cebuana Lhuiller’s Pera Padala, Door-to-door, Pick-up services and our up-coming Product Padala services

• Ticketing/Booking

•GPRS is a full-valued service for the Global & Local Filipinos that promotes reliability and efficiency.

ServicesServices

Objectives

• To affiliate GPRS partners locally and internationally • To reach-out to all Filipinos abroad and in the

Philippines• To be the most reliable multi-purpose remittance

service provider that meets the needs of clients in the Philippines and the Global Filipino.

• Ultimately, our company persists in finding innovative ways of bringing more services to the Global and Local Filipino market by making their lives more efficient without sacrificing security and reliability. With this as our foreground, rest assured that what we have is a continuous growth of value added services.

RRPCRRPC

BANKSBANKS

(user and (user and fulfillment)fulfillment)

TELCOSTELCOS(fulfillment(fulfillment))

MerchantMerchant

(fulfillment)(fulfillment)

PRODUCT PADALAPRODUCT PADALANestleNestleAccelAccelAyala eGCAyala eGCAmpalaya PlusAmpalaya PlusSuper FerrySuper Ferry

BILLS PAYMENTBILLS PAYMENTSSSSSSPag-IbigPag-IbigPhilhealthPhilhealthMeralcoMeralcoetc.etc.

AIRTIMEAIRTIME

CREDIT TO CREDIT TO PREPAID CARDPREPAID CARDGPRS CARDGPRS CARDSmart MoneySmart Money

REMCOREMCO

(user)(user)

GATEWAYSGATEWAYS

FRONT ENDFRONT END

Remittance System

MerchantMerchant

(fulfillment)(fulfillment)

REMCOREMCO

(user)(user)

MerchantMerchant

(fulfillment)(fulfillment)

BANKSBANKS

(user and (user and fulfillment)fulfillment)

REMCOREMCO

(user)(user)

MerchantMerchant

(fulfillment)(fulfillment)

RRPCRRPC

FRONT ENDFRONT END

GATEWAYSGATEWAYS

GPRSGPRS

FRONT ENDFRONT END

CREDIT TO BANK ACCOUNTCREDIT TO BANK ACCOUNTAny Bancnet member banksAny Bancnet member banks

OVER THE COUNTER PICK UPOVER THE COUNTER PICK UPFrom accredited GPRS PartnersFrom accredited GPRS Partners

REMCO or REMCO or LOCAL LOCAL OFFICESOFFICES

Secure InternetSecure Internet

Front officeFront office

TRANSACTION MODELTRANSACTION MODEL

Back Office Back Office

GPRSGPRS

SYSTEMSYSTEM

TELCO or FINANCIAL TELCO or FINANCIAL INSTITUTIONINSTITUTION

GatewayGateway

Accounting Accounting SystemSystem

Smart Money Smart Money AccountAccount

Smart Prepaid Smart Prepaid PhonePhone

FULFILLMENTSFULFILLMENTS

MOTHER WALLET

OUTLETWALLET

FUND:OTCSALARY

FUND:OTCSALARY

BILLS PAYMENTC2B Other Cards

WEB

SMS

• Remittance card that enables online crediting of your remittance to your account in minutes.

• A Visa Card that can be used to withdraw cash at ATMs nationwide.

• A Debit Card that can be used to shop and pay for your purchases at establishments nationwide and at over 27 million more locations worldwide.

*** GPRS can enter into Co-brand programs with partners

GPRS Card

• Allows an OUTLET to credit the Beneficiary’s bank account/s.

• Senders can enroll multiple bank accounts of the Beneficiary.

• This service has grown deep roots in the remittance industry. To capitalize on its existence, there is a big market share of Filipinos sending remittances to bank accounts of their beneficiaries.  To innovate this service, GPRS is processing the remittance in only 4-16hours (refer to bank list attached) bringing the crediting timeframe from 3 banking days/24 hours to just a few good hours. 

•  

Credit to Bank Account/s

• An immediate money transfer without the worries of maintaining a bank account.

• A money remittance service which offers customers with fast, affordable, easy and safe way to send money anywhere in the Philippines where remittance is claimed by the beneficiary over-the-counter thru our Partner’s network.

Pick Up

Door to Door

Provincialand

Metro

GPRS, in partnership with CLSC PeraPadala, is bringing the Pick Up service to its initial launch to the Global Filipino community.

The remittance is claimed by the beneficiary over-the-counter thru all Cebuana Lhuillier’s 1,200 branches nationwide, with some branches opening as early as 7am and extending working hours to accommodate emergency needs, Pera Padala answers the need of students, workers and other customers for immediate money transfer without the worries of maintaining a bank account. And with branches spread all over the country, customers will have an easier time to remit and claim money.

GPRS Pick Up Thru Pera Padala

GPRS Pick Up Thru others

• Account balance inquiry

• Airtime Reloading

• Mobile Banking

• Wallet to wallet transfers

• Use as purchase card at all MasterCard-accepting merchants worldwide

• Use as ATM card to withdraw money

- BDO

- Expressnet

- Megalink

A Virtual Account which is managed thru the Smart cellphone

A Physical Card which can be linked and managed thru the Smart cellphone

A reloadable electronic wallet which can be processed thru…

Smart Money

SMART Padala is a transfer service allowing partner Remittance Companies to remit money straight to the Smart Money Account of the Beneficiary sent at the speed of text.

Smart PadalaSmart Padala

Remittance Income Projections

• GPRS to GPRS outlets

- Outlet will earn 25% of the service charge of sending and 25% of payout

Maximum service charge is P210.00

P210.00 x 25% = P52.50 income per transaction

P52.50 x 20 transactions/day = P1,050.00/day

P1,050.00 x 30days = P31,500.00/mo income

Remittance Income Projections

• GPRS to Non-GPRS outlets

- outlet earns up to 15% of the service charge of sending.

Maximum Service Charge is P240.00

P240.00 x 15% = P36.00 income per transaction

P36.00 x 20 transactions/day = P720.00/day

P720.00 x 30days = P21,600.00 income per month

Remittance Income Projections

• Total Remittance Income

GPRS to GPRS outlets - P31,500.00

GPRS to Non- GPRS - P21,600.00

Total Remittance Income = P53,100.00

• The system is equipped with a payment facility that allows an OUTLET to enable the Sender to pay for utility bills of his household in the Philippines by just providing your reference/account number, type of payment, and the period covered.

Bills Payment

Innove

Connex

Mango

PILIPINO CABLE CORPORATION

PCC

K IS ER

Sky DSL

Sunlife of Canada

Sunlife Financial

iTech

Bills Payment Income

• 10,000 Households

* (3-4) bills/ households

• = 30,000 Transactions

(P3 - P6)/ transaction

= P120,000.00/ mo• Franchisee is allowed to collect minimum P10.00

per transaction if they will pick up the bills

100 transactions x P10.00 = P1,000.00/day

P1,000.00 x 30days = P30,000.00/mo

• GPRS proposes to offer a new dimension of value added service specifically to the hundreds of thousands of Filipinos in your area of operations.

• To give you an overview of the size of the market, the mobile users in the Philippines is in the area of forty two (42) million. Ninety nine (99%) percent are on pre-paid system. About 400 million sms messages are being processed per day every day not counting the voice calls.

• This means that more than 38 million users are available to receive “airtime load transfer”.

Airtime Top-Up

Benefits• Value Added Service to your customers• Earn incremental revenue through discounts• Easily expand your network as retailer accounts are created virtually• Real-time transaction reports providing a thorough solution in management through its STAR System and effortless monitoring and reconciliation of transactions • Available for access anytime online

PROJECTED AIRTIME INCOME

• Loading Income-up to 14.5% income on (retailing) up to 2.5% dealership income

Retailing Income

Smart Globe Sun Cellular

1,000 1,000 500

x 14.5% x 14% x 15%

P150.00 P140.00 P75

Retailing Income - P365x 30 days

Total Retailing Income per month = P10,950

PROJECTED AIRTIME INCOME

• Dealership

if retailer sales P1,000.00 x 100 retailers

(Globe, Smart & Sun)

Total retailers sales = P100,000.00

100,000.00 x 2.5% = P2,500.00

2,500.00 x 30days = P75,000.00

Retailing Income - P10,950.00

Dealership Income - P75,000.00

Total Loading Income = P 85,950.00

COST OF ALL SERVICES

• License Fee - P75,000.00 +12% VAT• Franchise Fee - P100,000.00 + 12% VAT• Dealership Kit - P100,000.00• Retailer Cards - P50,000.00

Inclusions: Signage - 2” x 8”

Marketing flyers - 2,000 pcs.

GPRS Account (transactional)

License to use the system for five years

Training and Marketing Support

Customer Service Assistance 24/7

REQUIREMENTS

• Pre-Application- Application Form (filled up)

- Legal Documents (photocopy)

- Location Map

- Payment

- Cooperative Profile

- CDA Certificate of Good Standing

• Post Application- space of at least 10 m2

- Personal Computer (desktop preferred)

- Internet Connection

- Printer (dot matrix)

- Telephone/Telefax (Fax Machine)

- P100,000.00 security deposit

- P150,000.00 minimum prefunding of GPRS Account

- LandBank or BDO Bank Account ( enrolled in Internet Banking )

- Remittance License

• The combined resources of our companies, as well as collective

experience of our people, we believe can propel and jump start the provisioning of value added

services to your clients.

End of Presentation

Thank You!Thank You!