17
Business Risk question – Transfer or Retain Using Income Protection Insurance to hold your financial risk for you

The Family & Business Risk question – Transfer or Retain?

Embed Size (px)

Citation preview

Page 1: The Family & Business Risk question – Transfer or Retain?

The Family & Business Risk

question – Transfer or

RetainUsing Income Protection Insurance to hold your financial risk for you

Page 2: The Family & Business Risk question – Transfer or Retain?

The risk are often bigger when you’re starting outWe all have risks in our life and business to manage.

But young families and businesses are often their most vulnerable in the early years.

They need additional protection and support until they have sufficient emergency savings and assets behind them.

Page 3: The Family & Business Risk question – Transfer or Retain?

Start your thinking here ...

… before you chat with your financial adviser

Page 4: The Family & Business Risk question – Transfer or Retain?

#1

How much risk can you afford to retain yourself?

Page 5: The Family & Business Risk question – Transfer or Retain?

#2

How much risk should you transfer to an insurance company to hold for you?

Page 6: The Family & Business Risk question – Transfer or Retain?

To help you think about that, think about this ...

Page 7: The Family & Business Risk question – Transfer or Retain?
Page 8: The Family & Business Risk question – Transfer or Retain?

# 1Do others depend upon you for

financial support?

Page 9: The Family & Business Risk question – Transfer or Retain?

# 2Are you saving for a home or

currently renting one or buying it back off the bank?

Page 10: The Family & Business Risk question – Transfer or Retain?

# 3Do you have current debts bigger

than your current assets?

Page 11: The Family & Business Risk question – Transfer or Retain?

# 4Part of a young family or young

business (or both)!

Page 12: The Family & Business Risk question – Transfer or Retain?

# 5Need to protect yourself or your

family from business debts

Page 13: The Family & Business Risk question – Transfer or Retain?

# 6Want to be able to leave a legacy for someone you love just in case

you’re not there

Page 14: The Family & Business Risk question – Transfer or Retain?

So…How

much risk can you afford to retain?

Page 15: The Family & Business Risk question – Transfer or Retain?

And … How

much risk should

you transfer

to an insuranc

e company to hold for you?

Page 16: The Family & Business Risk question – Transfer or Retain?

We think about this all day,

everyday so you can benefit from

our expertiseGet in touch with me, Drew Browne

Page 17: The Family & Business Risk question – Transfer or Retain?