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SOCIAL HOUSING

Social housing is a term

referring to houses owned by

the state or by nonprofit

organizations or by a

combination of the two, with an

aim of providing affordable

housing. Social housing can

also be seen as a potential

remedy to the housing

inequality issue. Growing

African cities and towns are

drawing in rural migrants

looking for jobs. Shantytowns

and squatter settlements are

developing at a high rate.

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SEVERE HOUSING SHORTAGE

Severe housing

shortage exists across

Africa, due to a lack capacity

both in terms of human

resources plus materials to

provide housing promptly. A

lack of end user financing and

affordability make the situation

difficult. Governments together

with developers are finding

solutions that make it possible

for people on modest incomes

to purchase their own

homes. Increasingly,

developers are seeing rapid rates

of urbanization as an

opportunity.

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WEST AFRICA

West Africa, for

example Ghana, where

a population of 22+

million people in 2008

has reached 25+

million presently, has a

population growth that

is faster than the

housing authority can

keep up with. Housing

is high on the

development

agenda. It is

estimated there will be

housing deficit of over

2+ million units by

2020 in the country.

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Plans for Public Housing

EAST AFRICA

East Africa needs to fill a

current housing

demand of about 12+

million to 16 million

homes, according to the

World Bank

estimation. The African

Development Bank is

trying its best to fill the

demands, backing private

equity vehicles that targets

investments in the low-

cost housing sector in

countries like Kenya,

Uganda, Rwanda

and Tanzania.

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SOUTHERN AFRICA

In South Africa, Social Housing

Regulatory Authority (SHRA) manage

and regulate social housing institutions

and the private sector. Section 26 of the

Constitution states that all South

Africans have the right to have access

to adequate housing. National

Housing Department estimated number

of families without adequate housing is

about3+ million. Recognizing the need

to subsidize and the capital costs of

projects, the government has

committed itself to funding a large

part of the social housing project,

close to two third of it's cost, which

enables subsidized units in projects to

be offered to tenants with low monthly

household incomes.

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CONCLUSION

Every family needs a home to live in and

wants to own one, not rent. Governments

needs to subsidize, provide taxes and

import duty incentives to developers,

which results in keeping the cost down

and homes affordable. Financing

is definitely critical, low interest loans

needs to be given to developers and

payment installment schemes available

for potential homeowners. New

construction methods together with green

technology needs to be implemented,

from traditional to modular, where the

house components are manufactured at a

plant in volume, material wastage is

controlled to a minimum, quality is

maintained and labor time of construct is

reduced substantially. A combination of

all will benefit the African continent

social housing.

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