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Saving at Work

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At work is a great place to start saving money. Through direct deposit or contributing to a retirement you can make saving automatic. Visit AmericaSaves.org for more information.

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Page 1: Saving at Work

Week

Saving at Work

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The Best Place To Start Saving

Through Your Employer

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• Save through Direct Deposit

– Put as little as $25 from each paycheck automatically into your savings.

• OR through a work Retirement Program

– Put in enough to receive the full match amount from your employer. Don’t leave free money on the table.

Save at Work

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What To Do

Q: How much do you need to save for retirement?

A: Rule of thumb - 70%-90% of your current expenses. Try an online calculator.

Q: Do I really need to start saving for retirement now? It's far away.

A: Yes if you can, the earlier you save the longer it has to grow.

FAQ

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How to Save More Effectively

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What To Do

1. Spend Less Than You Earn

2. Save the difference – even small amounts make can add up over time

3. Have a Savings Goal and create a plan to achieve it

Saving Rules

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• Access to the Saver Tracker Tool

• Latest news and tips through our e-Wealth newsletter and blog

• A twelve-point checklist

• A savings quiz to assess your knowledge of basic savings information

• Savings tips and advice

Join America Saves