An Introduction

WhoWe Are 105

Staff Helping>200

Customers In16

Countries From4

Locations

Who is Rubik?Sydney

Perth

Singapore

Dubai

Trusted partner… …in software… …for banks

% Financial customers1

% Non-financial customers1

Note: 1 RFL FY11 revenue by customer industry

What do we do?

SellMake buying painless.

Provide your team the knowledge to offer the right product at the right time.

ServeSame details in every channel

Clear overrides and how to get them.

Self service whenever possible

EngageReach your customers anytime, anywhere on any device

•Branch

•Phone

•Mobile

•Internet

•iPad

•....?

GrowAccess a worldwide product catalogue

Proof the product now!

Pilot quickly

Scale with your success

Rubik builds software for banks to...

Why buy from us?

MultiBrand

Company

Language

Country

Time-zone

DesignCustomer relationships at the centre of design

Integrated across business lines

APIs to allow extension and easy integration

SecureISO 27001 and PCI

Regular Pen tests

Staff Screening

Full BCP and DR Sites over 300km apart

High availability configuration (99.5%)

Non-stop 24x7

PayPay-as-you-Go pricing

Short implementations

Dot Net and SQL based for low cost development

Regular upgrades

Rubik builds software for banks that is...

What we offer Rubik provides inhouse and SaaS based products for operating financial institutions

Product

Access / Distribution

MortgagesDeposits

Consumer Loans…

Bulk paymentsBPayCards

…

Wealth BusinessPayments Retail Corporate Insurance

LeasingGuarantees

Trade Finance…

Capital MarketsForex

Structured Prod…

Security, Imaging, Collections, Reporting…

Financial Services segments

Softw

are

Solu

tions

Multi-Channel – Internet, Mobile, Branch, Direct, 3rd Party

Enterprise

Limited adviceComparisonApplication

…

AdvicePortfolio Mgt

Cashflow Model...

Value added at each level

• Rubik is assisting the technology teams of institutions by freeing them up to do “high value” business tasks.

• Just as assembling boxes and running data centres has become a specialist task, the basic operation and management of core applications can now be handled by a partner, allowing staff to focus on configuration and new product delivery.

• Products• Fees• Workflows• Branding

• Localisation• Regulatory Reporting,• Interfaces• Channel Products

• Core system• General Ledger

• Networks• Hardware

Rubik - A trusted and reliable partner…We deliver better software through hard measures and continuous improvement

Support andevaluate

Identify needs

Design Specifications

Develop Software

Deploy

Test

QualityISO9001

SecurityISO27001

EngagementNet promoterscore system

Reliability99.95% SLA

…resulting in outstanding customer loyalty

We deliver a top-notch customer experience

“Very happy with extra customer service, it’s a great improvement [on the previous provider]”

-Australian Credit Union

0

20

40

60

80

100%

Current Rubik customers by tenure

All current customers(n>200)

5 to 9 yrs

0 to 4 yrs

10 to 14 yrs

20 ormore yrs

15 to 19 yrs

…which drives customer loyalty

“Once again, your professionalism and quality of code you delivered has lead the way to a clean deployment”

-Global mortgage BPO provider

“Rubik has produced great quality work and been very responsive in relation to our two parallel and business critical projects”

-Large Australian Telco

“Support is very good, everything is documented…we always get a fast response”

-International Bank

Final Slide

Rubik Financial Limited

ABN 51 071 707 232

• 8/9 Hunter St, Sydney, NSW

• 1/1 Eden Park Drive, Macquarie Park, NSW

• 4/68 St Georges Terrace, Perth , Western Australia

• 24/22 Clifford Centre, Singapore 308900

• PO Box 213314 Dubai UAE

PO Box 4808

Sydney NSW 2001

Phone: +61 2 9488 4000Fax: +61 2 9449 1116

www.rubik.com.au