PEO Companies - What Do They Even Do?

What We Do...

“We Improve Cash Flow and Reduce Liability

for Business Owners”

Back Office- SUTA (Unemployment Claims)

- Labor Laws (Title VII, USERRA, etc.)

- Employee Handbooks

- Employee Disputes

- I-9’s & Record Keeping

HUMAN

RESOURCES

WORKERS’

COMP




- Employee Disputes


Stabilize Cash-Flow• 1st Dollar Coverage/$0 Ded

• Eliminate Down-Payments

• Eliminate Audits

• Handle Claims

• Harbor’s EMR

HUMAN

RESOURCES

WORKERS’

COMP




- Employee Disputes





• Handle Claims

• Harbor’s EMR

HUMAN

RESOURCES

- Safety Plan- Manuals & Posters- Mo. Mtg Materials- Site Specific Plans- Inspections- Safety MeetingProgram

- Safety RepsReview/Analyze

- OSHA ComplianceResources

Keep Costs Down

SAFETY

WORKERS’

COMP




- Employee Disputes


Our Goal: One-Stop Shop• Bonding

• Pay Go GL

• Auto

• Umbrella

• $2 mil EPLI




• Handle Claims

• Harbor’s EMR

COMMERCIAL

INSURANCE

HUMAN

RESOURCES




Keep Costs Down

SAFETY

HUMAN

RESOURCES

WORKERS’

COMP

EMPLOYEE

BENEFITS




- Employee Disputes



• Pay Go GL

• Auto

• Umbrella

• $2 mil EPLI




• Handle Claims

• Harbor’s EMR

COMMERCIAL

INSURANCE




Keep Costs Down

Attract & Retain Quality Employees- $10,000 Life Ins. - Healthcare

- Dental - Life - Vision - 401(k) - 125 Plan

SAFETY

WORKERS’

COMP

PAYROLL

EMPLOYEE

BENEFITS




- Employee Disputes



• Pay Go GL

• Auto

• Umbrella

• $2 mil EPLI




• Handle Claims

• Harbor’s EMR

Process Payroll• Live Checks• Direct Deposits• Debit Pay Cards• Pay Payroll Taxes• File 940’s & 941’s• File State W/H & UI• File W2’s• Process WageDeductions/Garnishments

COMMERCIAL

INSURANCE






Keep Costs Down

SAFETYHUMAN

RESOURCES

WORKERS’

COMP

PAYROLL

EMPLOYEE

BENEFITS




- Employee Disputes



• Pay Go GL

• Auto

• Umbrella

• $2 mil EPLI




• Handle Claims

• Harbor’s EMR


COMMERCIAL

INSURANCE






Keep Costs Down

SAFETYHUMAN

RESOURCES

Non-Revenue

Producing Tasks

What’s It Costing you Now???


U.S. Department of Labor & U.S. Chamber of Commerce Say:

# of Employees 1-9 10-24 25-49 50+

Administrative Cost 8-12% 4-8% 3-6% 2-5%

Small Business Administration Says:

$5,411 per Employee

Cost per employee for firms with:

Type of Regulation All Firms <20 employees 20-499 employees 500+ employeesAll Federal Regulations $5,633 $7,647 $5,411 $5,282

Economic $2,567 $2,127 $2,372 $2,952

Workplace $922 $920 $1,051 $841

Environmental $1,249 $3,296 $1,040 $710

Tax Compliance $894 $1,304 $948 $780


U.S. Department of Labor & U.S. Chamber of Commerce Say:

# of Employees 1-9 10-24 25-49 50+

Administrative Cost 8-12% 4-8% 3-6% 2-5%

The PEO Employment Index

US unemployment

How do we Reduce

Liability???

Co-Employment

Your Current Setup

Employer Employees

Employer Employees

Your Current Setup

Direction & Control

100% Liability

Employer Employees

Direction & Control

Your Current Setup

Direction & Control

Employer Employees

Your Current Setup

Human Resources

Unemployment

Workers’ Comp

Safety/Risk Mgmt

Commercial Ins.

Employee Benefits

Payroll

100% Liability

Co-Employment

Employer Employees

Your Current Setup

Employer Employees

Human Resources

Unemployment

Workers’ Comp

Safety/Risk Mgmt

Commercial Ins.

Employee Benefits

Payroll

Co-Employment

Employer Employees

Human Resources

Unemployment

Workers’ Comp

Safety/Risk Mgmt

Commercial Ins.

Employee Benefits

Payroll

Co-Employment

Employer Employees

Direction & Control

Human Resources

Unemployment

Workers’ Comp

Safety/Risk Mgmt

Commercial Ins.

Employee Benefits

Payroll

100% Liability

Co-Employment

Employer Employees

Direction & Control

Human Resources

Unemployment

Workers’ Comp

Safety/Risk Mgmt

Commercial Ins.

Employee Benefits

Payroll

Employer Employees

Direction & Control

Co-Employment

Human Resources

Unemployment

Workers’ Comp

Safety/Risk Mgmt

Commercial Ins.

Employee Benefits

Payroll

100% Liability

How Does Harbor Make ThisCost-Effective for Clients???

Multiple

Commercial

Insurance

Brokers

LifeVision

Workers’

Comp

Broker

Bonding

Umbrella

International

Multiple

Benefits

BrokersHealth

Dental

401K

Comp Carrier

Attorney Safety

Equipment

Vendor

EmployerPayroll

Human

Resources Safety

CPA Payroll Co.

GL

Auto

WORKERS’

COMP

PAYROLL

EMPLOYEE

BENEFITS




- Employee Disputes



• Pay Go GL

• Auto

• Umbrella

• $2 mil EPLI




• Handle Claims

• Harbor’s EMR


COMMERCIAL

INSURANCE






Keep Costs Down

SAFETYHUMAN

RESOURCES

DES Inc.16398 N. Evans Rd.

Selma, TX 77365

www.DES-TX.com

Local: (210) 651-1200

Fax: (210) 979-1541

http://des-tx.com/

http://des-tx.com/

http://des-tx.com/