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Risk Management Protecting yourself, your family and your business Prue Martin, Authorised Representative, Warrington Scott Financial Consultants Pty Ltd P: 02 4821 1788 E: [email protected] W: www.ws.net.au

OPC I.T Goulburn Business xChange - Insurances - September 2014

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There is a range of various insurances that you may or may not need and it can all be a little confusing figuring it all out. Prue will demystify what the main insurance options are so that you can make an informed decision about your protection. Prue has over nine years experience in the financial planning industry, she has been with Warrington Scott for more than seven of these years. Prue initially started in the Canberra office, assisted with establishment of the Sydney office, and opened the Goulburn office of Warrington Scott in February 2013. Prue is a Certified Financial Planner ® professional and has a Masters of Applied Finance majoring in Financial Planning, a Bachelor of Commerce and a United Kingdom Certificate of Financial Planning. Prue has also obtained a Diploma of Finance and Mortgage Brokering Management. Prue is an Authorised Representative and a Responsible Manager of Warrington Scott.

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Page 1: OPC I.T Goulburn Business xChange - Insurances - September 2014

Risk Management

Protecting yourself, your family and your business

Prue Martin, Authorised Representative, Warrington Scott Financial Consultants Pty Ltd

P: 02 4821 1788E: [email protected]: www.ws.net.au

Page 2: OPC I.T Goulburn Business xChange - Insurances - September 2014

Personal Risk Mitigation

Income Protection

Trauma/Critical Illness

Death and Total and Permanent Disablement

Page 3: OPC I.T Goulburn Business xChange - Insurances - September 2014

Other factors to consider

Tax deductibility

Ownership

Benefits upon death

Beneficiaries

Page 4: OPC I.T Goulburn Business xChange - Insurances - September 2014

Business Insurance

Key Person

Business Expenses

Buy/Sell Agreement

Page 5: OPC I.T Goulburn Business xChange - Insurances - September 2014

Why Insure?

Peace of mind

Maintain family and lifestyle in the case of a medical emergency

Protect yourself, family and business

Page 6: OPC I.T Goulburn Business xChange - Insurances - September 2014

Questions

Page 7: OPC I.T Goulburn Business xChange - Insurances - September 2014