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© 2014 © 2014
Does your business currently offer any financing options to your clients?
Do those financing options offer the following: ü NO Credit based payment plans (no ss needed) ü Up to 12 month repayment plan options
ü Interest rates starting at 9% and up to 15% ü NO application fee and upfront funding of up to $3,500 ü FREE program service fees (limited time only)
ü No financing cost to the business and payment within 48Hrs
Are you ready to increase your sales by up to 30% in the next 30 days? © 2014
About M2C Financing
The M2C Financing program allows business owners the ability to offer financing options to their clients for up to 12-months and with rates as low as 9% for products and/or services NOT based on the client’s credit. With this alternative financing program the client gets the product and/or service up front and the business owner gets paid within 48 Hrs. An excellent financing option for the business owner’s clients and the best sales tool the business owner can have in order to increase their sales by 30% in the next 30 days!
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How It Works?
One page application form plus a 3 step transaction process! Step 1. Client chooses the product / service and then the business owner asks:
Can you afford to pay for this within the next 12 months?
Step 2. The business owner receives the client approval within minutes. “Fast and Easy”
Step 3. The business owner receives funds within 48 Hrs. A new sale that would not have otherwise existed!
…And business increases its sales over 30%!
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Financing Cost
Down Payment
10 – 15% (of total sale) 20% (of total sale) 25% (of total sale)
Financing Rates
9.0% (flat rate) 12% (flat rate) 15% (flat rate)
Financing Terms
1 to 6 Months 6 to 9 Months 9 to 12 Months
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Pre-‐Approved Matrix
Finance Amount $3,500 $3,500 $3,500 $3,500
Finance Terms 3 months 6 months 9 months 12 months
Financing Rate 9% 9% 12% 15%
Down Payment 10% 15% 20% 25%
Biweekly Payment $578 $275 $180 $132
Financing Amount based on maximum upfront funding.
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Benefits and Advantages
ü Payment plan is NOT credit based
ü FREE program service fees (limited time ONLY)
ü Clients can take up to 12 months to pay
ü Interest rates, starting at 9% up to 15%
ü Easy to process - simple application form
ü Fast approval and 24/7 Internet authorization
ü No application fee and No transaction limit
ü Upfront funding limit of $3,500
ü No financing cost and get paid within 48 hrs
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With more than 1,800 happy active Merchants Nationwide
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Client Testimonials “I’ve been using this system for over 1 year now and it has saved my business! M2C Financing allows me to expand my business into a customer base that I didn’t have access to before. When potential customers walk into my store just to look around, they easily become buyers when I inform them about the no credit check and affordable financing options that M2C Finance has to offer.” John W. - Furniture Retail. “Tires and wheels can be pretty expensive for an upfront full payment and before the M2C Finance helped us finance, we had many customers who would hold off on accessorizing their vehicles. When we introduced M2C financing and its benefits, our customers increased as well as our sales. More customers are now buying sets of wheels and they are satisfied with our company for being able to offer financing so easily with no credit check. Customers are getting approved quickly and our company is happy.” Mayda T. - Automotive Accessory Sales. “I am the owner of an automotive repair firm. Before partnering up with this service we only had a credit finance option. 3 out 10 applicants were approved; the other seven were not and could not afford the total cost of the bill. After speaking to a representative about the M2C Financing program and it was explained to me I knew it would be awesome. Now most of the customers that come to my shop, and need help with financing are processed through the M2C Financing program, which does not require any credit check. Not only am I using this program for my retail customers, I use this program for my wholesale customers as well!” Carlos L. - Automotive Repair.
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Edge Over Competitors
M2C Financing is truly the best financing program option for the
business owner to offer their clients!
M2C Progressive Easy PS EZ Pay Snap
Credit Check NO YES YES YES NO
Application Fee NO $40 NO NO NO
Monthly Fee $15 $45 $50 $100 $35
Minimum Fee $35 $15 $35 $40 - $100 $0
Annual Fee NO $400 x Yr $405 x Yr $250 x Yr $150 x Yr
Annual Renewal Fee NO $400 x Yr $405 x Yr $250 x Yr $150 x Yr
M2C Financing is by far the best short-term financing option for clients with no credit, low score or bad credit.
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Program Edge
M2C Progressive Easy PS EZ Pay Snap
Financing Rates 9 – 15% 20 – 35% 20 – 35% 34% 20 – 35%
Transaction (Sale) Limit $10,000 $2,000 $5,000 $2,500 $2,500
Guaranteed Amount $10,000 $2,000 $2,500 $2,500 $2,500
Up Front Funding Limit $3,500 $2,000 $2,500 $2,500 $2,500
90 Days + Free Financing YES YES NO NO YES
Financing Cost 0% 6% + 0% 0% 4%+
M2C Financing is an excellent tool the business owner can use to increase their sales over 30% at a minimal cost.
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Financing Edge
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Program Highlights
ü Client Transaction ü Required Documents ü Forms & Hand Outs
Client Transaction
There are two (2) ways to process a Client:
ü In Store Client Application ü Online Client Self Application
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The business owner can always run a quick Client Pre-Approval quote.
Required Documents
Client - Pre-Approval: ü Valid state DL or state issued photo ID Client - Application: ü Valid state DL or state issued photo ID ü Voided check or Bank form ü Proof of income such as a Pay stub (if client is on a
payroll), award letter (if client receives money from the government, alimony, disability, law suit, etc..), and last month of Bank Statement. if client is self employed, the last 3 months of Bank statements is needed.
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Client Pre-Approval
The business owner can pre-approve clients within 5 minutes
and it’s as simple as 1, 2, 3, DONE.
Quick Pre -‐ Approval
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Step 1 Step 2
Login to business Merchant Account.
Enter sale transaction.
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Step 3 Done!
Client is provided with the Pre-Approved agreement.
Business owner enters sale amount and reviews the sales terms with the client.
Quick Pre -‐ Approval
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Client Application
The business owner receives the client’s approval within minutes of application submittal and receives
upfront payment within 48 Hrs.
Quick Application Process
Step 1 Step 2 The business owner faxes or
uploads client’s application along with required documents.
The business owner receives an approval and prints the client agreement.
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Step 3 Step 4 The business owner faxes or
uploads the client’s signed agreement along with the invoice.
The business owner receives upfront funding of up to $3,500 within 48 Hrs.
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Quick Application Process
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Online Application Portal
Clients can apply online 24/7 and receive an approval within
minutes!
How It Works
We can provide the business owner with a web enabled prequalification form that can be placed on the business’ website complete with the business’ name, address, and logo. The client can click on the pre-approval link and see the form pictured to the left. They'll answer a few simple questions to determine their spending limit.
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The Reply
On it is the amount they may qualify for and instructions for what to bring with them to make a purchase. An e-mail is sent to the business owner letting them know this client will probably be coming in to make a purchase. Clients want a discreet method for applying. A client’s privacy is maintained by delivering only their name and approval amount.
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Contact Us
Any questions please contact your Business Advisor or contact us directly to
any of our contact info listed above.
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L a t i n o s F i n a n c e U S A . c o m
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