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HostingThe first model is characterised by platforms which limit themselves to passively matching peer demand and peer supply by publishing information about the relevant peer to peer market.

Active managementThe second model is characterised by platforms which go beyond the provision of demand and supply information to create value by fostering trust among both peers.

Platform governed peer transactionsThe third model is characterised by platforms which explicitly set the contractual terms of the peer to peer transaction or which explicitly or implicitly assume responsibility for the quality of the transaction.

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