Access your account information in seconds anytime, anywhere.Simply register for Cellphone Services. You can:

• View your balance (First 10 transactions are FREE, thereafter: R1.70 per transaction) • View your mini-statements. (3 FREE transactions per month, thereafter: R1.70 per transaction)

• Buy airtime, sms and data bundles. (Transactions are FREE)

• Check if you qualify for a limit increase.

• Immediately stop your lost or stolen credit card.

No need to wait in long ATM, branch or call centre queues.

How do I register? • Call 0861 000 351 or visit your nearest branch. To activate:

• Simply dial *130*49494# from the registered cellphone number.

• Accept the Terms & Conditions.

• Accept the PIN sms’d to you upon registration or create a new one.

*Terms, conditions and affordability rules apply. ** 1.5% back on all till point transactions.NCR Reg No. NCRCP5. An Authorised Financial Services and Registered Credit Provider.

Reg No1975/002526/06.

AB/2

013/

07/P

CC

YOUR AFRICAN BANK CREDIT CARD GIVES YOU FREE ACCESS TO CELLPHONE SERVICES

PLATINUM CREDIT CARD

You deserve the finest at

the finest rates.

1The transaction bundle covers all the free items the customer receives in a months. i.e. 2 free debt orders a month, 2 balance enquiries, 2 cash withdrawals.

With your African Bank Visa Platinum Credit Card be rewarded for every payment you make.

Platinum Credit Card fees

Account fees

Monthly service fee R47.50

Initiation fee R180.00

Transaction bundle¹ R20.00

Card replacement fee R80.00

Account management fees

SMS messaging service FREE

Statement reprint per page FREE

Interest rates from 16.5% p.a.

Rebate 3.5% p.a.

Net Price 13% p.a.

Credit Life

Monthly fee R11.00

Ad Valorem 4.5 %

Notes

All fees include 14% VAT. All fees and interest rates are variable and can be adjusted by African Bank with written notice to the cardholder, in accordance with the National Credit Act (2005).

BENEFITS OF THE PLATINUM CREDIT CARD• Yougeta 3.5%* Interest rate rebate on the 16% by simply paying your monthly

instalment! Your Rebate will be paid into your card in the next month.• Maximum cash withdrawal R4000.00 per day.• Emergency Services• Medical and Legal referral.• Upto60daysinterest-freecredit,ifyousettleyouroutstandingbalanceinfull by the due date.• Your card is issued immediately at an African Bank branch.• No need to carry cash. Swipe, then enter your PIN to complete the transaction. -Get1.5%** reward for all point of sale purchases with your card. •Internationalacceptancebymillionsofmerchants,whereveryousee the VISA logo.•Superiorbuyingbenefits:

-Purchaseprotectionguarantee-Extendedwarranty

Crime Injury InsuranceShould you or your family be affected by a violent crime incident you will be covered, under the Platinum product, for insurance benefits of R8000.00 per person*.

Credit Life Insurance For peace of mind for life’s unexpected insurable events, we offer you Credit Life Insurance.Youwillbecoveredforthefollowingevents*: · Death · Permanent disability · Temporary disability · Retrenchment benefits · Short time cover · Compulsory unpaid leave/temporary layoff * Insurance terms and conditions are available on the website: www.africanbank.co.za or in-branch.

Savings AccountYour Platinum Credit Card qualifies you to have a savings account linked to it, where you can deposit money and earn an interest rate of 5% p.a.

Get credit limits up to R80 000.00 with up to 60 days interest free!

PLATINUM CREDIT CARD

All POS transactions are free

Payment fees*

Debit order(Two free debit orders per month, thereafter)

R5.70

ATM fees*

Balanceenquiry:3freepermonth,thereafter R3.00

ATMcashwithdrawal:2freepermonththereafter-ForamountsmorethanR100

(Plus 1.2% of transaction value)-ForamountslessthanorequaltoR100

R11.00

R5.00

International fees

Purchase R3.50

ATM balance enquiry R5.70

ATM cash withdrawal(Plus 0.7% of transaction value)

R10.00

Deposit fees*

First 1 free, thereafter flat fee of (Plus 1.10% of transaction values over R250)

R3.70