Welcome to

“You First”

FirstMerit Overview Founded : 1845

Assets : approximately $24.5 billion

23rd largest US commercial bank

6th largest bank headquartered

in the Midwest

5000 Employees with 310 in WI and U.P.

415 offices with 105 in WI and U.P.

WI Commercial Team of 20+ Bankers

Full-service 24/7 call center

2

3

Top Banks Headquartered in the Midwest by Assets ($billions)

Pro Forma Banking Franchise

On April 12, 2013, FirstMerit completed its merger with Citizens

Republic Bancorp (“Citizens”), headquartered in Flint, MI.

o Creates a unique, contiguous Midwest banking franchise.

o Expands FirstMerit’s footprint into Michigan and Wisconsin, as

well as strengthens its presence in Northeast Ohio.

With the Citizens acquisition of $9B FirstMerit increased in size from

$15B to over $24B in assets.

60+ Consecutive quarters of profitability (since 1999).

Ranked 47th Best Bank in America for 2014 by Forbes.

Commercial Offices in Milwaukee, Waukesha, Madison,

Appleton and Green Bay (existing and planned).

Creating a Premier Midwest Banking Franchise

4

(1) Total commercial loan composition as of 4/30/2014

Performance Under Paul Greig’s Management

Paul Greig became Chairman May 2006

Since this time:

Bank has grown 130%

Bank has become more efficient

Stronger average performance

Bank assets have more than doubled

Deposits have increased 2.55x

Return on Average Assets nearly doubled

Created Regional Bank presence

5

Expansive Capabilities and Contacts

Equipment Financing Scott Ryan

(414) 347-4732

Asset-Based Lending Victor Ronk

(414) 347-7814

Loan Syndications Ron Majka

(330) 996-6446

Sponsor Finance Jackie Hopkins

(312) 429-3618

Capital Markets Bob Morlan

(330) 996-6420

Long-Term Health Care Tim Fossa

(312) 429-3610

International Banking Mark Brici

(312) 263-0205

Franchise Financing Merrillee Rojas

(847) 772-6014

Government/Non-Profit Steve Abbey

(312) 263-0206

Non-Profit Specialty Lending Dwight Clark

(216) 802-6518

Higher Education & Hospitals Dan Brenton

(414) 347-7851

Wealth & Corporate 401(k) Frank Freniere

(312) 429-3623

Commercial Real Estate David Braun

(608) 826-7353

Core/Business Banking Randy Sherwood

(414) 265-8717

Residential Mortgages Bruce Lussier

(262) 703-3728

Dealer Floor Plan Larry Demeter

(414) 347-4735

Indirect Auto David Oswald

(414) 255-5414

Buy Here/Pay Here Auto Finance John Zelenka

(330) 384-7831

SBA / USDA Loans Tim Dixon

(216) 514-5431

Low Income Housing (LIHTC) Rich Heathfield

(708) 273-8686

Treasury Management Peter Frett

(414) 347-7846

Merchant Card Services Andrea Loehr

(248) 324-8524

Aviation Finance Pam Cooksey

(330) 996-8013

Interest Rate Derivatives Craig Deering

(216) 472-2704

Life Ins. Premium Financing Jon Mariano

(414) 347-7853

6

7 7 1

Future Milwaukee Office – Cathedral Place Building

555 E Wells St #1500, Milwaukee, WI 53202

1st Floor - Retail Branch, 15th Floor – Commercial Banking Office

8 8 1

Future Madison Office - Block 100 Building

111 N. Fairchild St, Madison, WI 53703

9