credit-suisse - Supplements

SUPPLEMENTS TO THE SECOND QUARTER 2001 RESULTS

Supplement 1

SUPPLEMENTS TO THE SECOND QUARTER 2001 RESULTS

Supplement 2

In CHF m

Operating incomePersonnel expensesOther operating expensesTotal operating expensesGross operating profitDepreciation *, write-offsLosses, provisions **Pre-tax profitNet extraordinary itemsTaxesNet op. profit bef. minorities

CSFS

2,759-1,058

-659-1,7171,042-170-80792

7-240559

CSPB

1,502-438-268-706796-15-43738

2-160580

CSAM

417-197-122-319

98-80

900

-288

CSFB

6,614-4,130-1,425-5,5551,059-226-298535

0-92443

CC& Adj.

-110-13626012414

-839

-60-99425

BUSINESS UNIT RESULTS Q2 2001 – OVERVIEW

CSG

11,182-5,959-2,214-8,1733,009-502-412

2,0950

-4001,695

* excl. amortisation ofacquired intangible assets and goodwill

** ? to actual credit provisions at CC +28 0 -24

Supplement 3

In CHF m

Operating incomePersonnel expensesOther operating expensesTotal operating expensesGross operating profitDepreciation *, write-offsLosses, provisions **Pre-tax profitNet extraordinary itemsTaxesNet op. profit bef. minorities

CSFS

2,462-991-637

-1,628834

-131-86617

1-168450

CSPB

1,579-436-237-673906-11-42853

1-202652

CSAM

377-175-113-288

89-70

82-1

-1368

CSFB

6,744-4,362-1,230-5,5921,152-213-92847

-1-187659

CC& Adj.

-71-66263197126

-121-18-1322

-65-56

PRO MEMORIABUSINESS UNIT RESULTS Q1 2001 – OVERVIEW

CSG

11,091-6,030-1,954-7,9843,107-483-238

2,38622

-6351,773

* excl. amortisation ofacquired intangible assets and goodwill

** ? to actual credit provisions at CC -33 +1 +24

Supplement 4

BUSINESS UNIT RESULTSQUARTERLY COMPARISON

Net operating profit, CHF m

CSFSWINWLPCSBCSPF

CSPB

CSAM

CSFB

Q2/01

504217214178

-105

576

88

443

Changeto Q1/01

+18%+63%

+8%-5%

+15%

-11%

+29%

-33%

Q1/01

428133199187-91

645

68

659

Q2/00

498202127192-23

643

77

507

Supplement 5

VALUE BASED ANALYSIS

326 CSG

CSFS

CSPB

CSAMCSFB

Adjustments

51058 6 - 151

749

Value added Q2/01 by BU, in CHF m

Supplement 6

Cash & time depositsSafe custody accounts

Fixed incomeEquitiesBalanced

Total FI/Eq./Bal.Investment funds

whereof CSAM inv. fundswhereof other CSG funds *whereof external funds

Other (derivatives, etc.)FiduciaryInsurance AuMTotal

whereof discretionary

CSPBCHF bn

32392138125

-263125

5450224

65-

489123

CSAMCHF bn

7496186169

95449

----

471-

503372

CSFBCHF bn

0181

3998

-137441232

--0-

18158

CSGCHF bn

911,150

373413

95880211

9984285970

1421,452

701

CSFSCHF bn

52801021

-3141341684

142278148

ASSETS UNDER MANAGEMENT AS PER 30.06.2001

* incl. private equity on behalf of clients

Supplement 7

CREDIT SUISSE FINANCIAL SERVICESINCOME STATEMENT

* excl. amortisation of goodwill** additional (+) / lower (-) actual credit-related provisions +28 -33 -18

Operating incomePersonnel expensesOther operating expensesTotal operating expensesGross operating profitDepreciation *, write-offsLosses, provisions **Pre-tax profitE.o. items, netTaxesNet operating profit bef. minoritiesNet operating profit

Q2/01CHF m

2,759-1,058

-659-1,7171,042-170-80792

7-240559504

Changeto Q1/01

+12%+7%+3%+5%

+25%+30%

-7%+28%

-+43%+24%+18%

Q1/01CHF m

2,462-991-637

-1,628834

-131-86617

1-168450428

Q2/00CHF m

2,328-878-541

-1,419909-83

-116710

1-173538498

Supplement 8

WINTERTHUR INSURANCEINCOME STATEMENT (insurance chart of account)

* excl. amortisation of goodwill

Net premiums earnedClaims and annuities incurred, netDividends to policyholders incurred, netOperating exp., net (incl. commissions paid)Underwriting result, netNet investment incomeInterest received on deposits & bank accountsInterest paidOther income / expense, net (incl. FX differences) *Profit before e.o. items, taxesE.o. items, netTaxesNet operating profit before minoritiesNet operating profit

Q2/01CHF m

3,887-3,056

-71-1,172

-412825

17-41-14375

0-120255217

Changeto H1/00

+15%+16%

-3%+13%+14%+20%-48%

-1%-57%+15%

-+25%+11%+7%

Q1/01CHF m

3,617-2,799

-112-1,049

-343529

7-2643

2100

-60150133

Q2/00CHF m

3,468-2,668

-94-1,005

-29959423

-3441

3250

-97228202

Supplement 9

WINTERTHUR INSURANCEINCOME STATEMENT (BU format reconciliation) Q2/01


in CHF m

Net premiums earnedClaims and annuities incurred, netDividends to policyholders incurred, netOperating exp., net (incl. commissions paid)Underwriting result, netNet investment incomeInterest received on deposits & bank accountsInterest paidOther income / expense, net (incl. FX differences) *

Profit before e.o. items, taxes

BUformat3,887

-3,056-71

-573

82517

-418

996

Operatingincome

Insuranceformat3,887

-3,056-71

-1,172-412825

17-41-14

375

BUformat

-574

-574

Operatingexpenses

BUformat

-25

-22

-47

Depreci-ation * &

write-offs

Supplement 10



in CHF m



BUformat3,617

-2,799-112-451

5297

-2650

815

Operatingincome


-2,799-112

-1,049-343529

7-2643

210

BUformat

-575

-575

Operatingexpenses

BUformat

-23

-7

-30

Depreci-ation * &

write-offs

Supplement 11



in CHF m



BUformat3,468

-2,668-94

-433

59423

-3456

912

Operatingincome


-2,668-94

-1,005-299594

23-3441

325

BUformat

-546

-546

Operatingexpenses

BUformat

-26

-15

-41

Depreci-ation * &

write-offs

Supplement 12

WINTERTHUR INSURANCEINCOME STATEMENT (BU reporting format)

Operating incomePersonnel expensesOther operating expensesTotal operating expensesGross operating profitDepreciation *, write-offsLosses, provisionsPre-tax profitE.o. items, netTaxesNet operating profit bef. minoritiesNet operating profit

Q2/01CHF m

996-386-188-574422-47

0375

0-120255217

Changeto Q1/01

+22%+8%-14%

0%+76%+57%

-+79%

-+100%

+70%+63%

Q1/01CHF m

815-356-219-575240-30

0210

0-60150133

Q2/00CHF m

912-335-211-546366-41

0325

0-97228202


Supplement 13

Combined ratio (excl. dividends to policyholders)Claims ratioExpense ratioAuM, CHF bn *Technical provisions, CHF m *Investment return

- current interest income- realised gains

Number of employees *

Q2/01

108.8%78.6%30.2%

32.630,339

9.8%5.2%4.7%

22,516

Q1/01

106.4%77.4%29.0%

32.730,132

6.3%4.6%1.7%

22,244

WINTERTHUR INSURANCEKEY PERFORMANCE INDICATORS

Q2/00

105.9%76.9%29.0%

32.526,653

7.4%4.9%2.5%

21,796

* 30.06.01, 31.03.01 and 31.12.00 resp.

Supplement 14

WINTERTHUR INSURANCEKEY FIGURES

107.3 107.6

H1/00 H1/01

29.629.9

H1/00 H1/01

Combined ratio (%)excl. dividends to policyholders

Expense ratio (%)

7.56.6

H1/00 H1/01

77.4 78.0

H1/00 H1/01

Claims ratio (%)Net premiums earned (CHF bn)

Supplement 15

WINTERTHUR LIFE & PENSIONSINCOME STATEMENT (insurance chart of account)

Net premiums earnedDeath and other benefits incurredChange in prov. for future policyholder benefitsDividends to policyholders incurredOperating exp., net (incl. commissions paid)Net investment incomeInterest received on deposits & bank accountsInterest on bonuses credited to policyholdersOther interest paidOther income / expense, net (incl. FX differences) *Profit before e.o. items, taxesE.o. items, netTaxesNet operating profit before minoritiesNet operating profit

Q2/01CHF m

3,183-2,687-1,205

-228-581

1,91924

-40-62-27296

0-66230214

Changeto H1/00

+11%+30%-19%-46%

+26%-14%-16%

+24%-16%-60%+52%

-+143%

+37%+43%

Q1/01CHF m

6,124-3,686-2,094

-403-372793

13-32-37-39267

0-63204199

Q2/00CHF m

3,279-2,558

-984-450-363

1,37822

-29-59-72164

0-23141127


Supplement 16

in CHF m

Net premiums earnedDeath and other benefits incurredChange in prov. for future policyholder benefitsDividends to policyholders incurredOperating exp., net (incl. commissions paid)Net investment incomeInterest received on deposits & bank accountsInterest on bonuses credited to policyholdersOther interest paidOther income / expense, net (incl. FX differences) *



-2,687-1,205

-228-581

1,91924

-40-62-27

296

BUformat

-89-3

-4

-96

Depreci-ation * &

write-offs

BUformat3,183

-2,687-1,205

-228-116

1,92224

-40-62-23

768

Operatingincome

BUformat

-376

-376

Operatingexpenses

WINTERTHUR LIFE & PENSIONSINCOME STATEMENT (BU format reconciliation) Q2/01


Supplement 17

in CHF m




-3,686-2,094

-403-372793

13-32-37-39

267

BUformat

-58

-4

-62

Depreci-ation * &

write-offs

BUformat6,124

-3,686-2,094

-4035

79313

-32-37-35

648

Operatingincome

BUformat

-319

-319

Operatingexpenses



Supplement 18

in CHF m




-2,558-984-450-363

1,37822

-29-59-72

164

BUformat

-10

-15

-25

Depreci-ation * &

write-offs

BUformat3,279

-2,558-984-450-92

1,37822

-29-59-57

450

Operatingincome

BUformat

-261

-261

Operatingexpenses



Supplement 19

WINTERTHUR LIFE & PENSIONSINCOME STATEMENT (BU reporting format)

Operating incomePersonnel expensesOther operating expensesTotal operating expensesGross operating profitDepreciation *, write-offsLosses, provisionsPre-tax profitE.o. items, netTaxesNet operating profit bef. minoritiesNet operating profit

Q2/01CHF m

768-212-164-376392-96

0296

0-66230214

Changeto Q1/01

+19%+16%+21%+18%+19%+55%

-+11%

-+5%

+13%+8%

Q1/01CHF m

648-183-136-319329-62

0267

0-63204199

Q2/00CHF m

450-141-120-261189-25

0164

0-23141127


Supplement 20

Expense ratioNet return on average technical provisionsNet new assets, CHF bnAuM, CHF bn *Technical provisions, CHF m *Investment return

- current interest income- realised gains

Number of employees *

Q2/01

18.3%21 bp

0.6109.4

108,9266.9%4.9%1.9%

7,276

Q1/01

6.1%19 bp

2.1107.1

107,3906.2%4.4%1.8%

7,095

WINTERTHUR LIFE & PENSIONSKEY PERFORMANCE INDICATORS

Q2/00

11.1%15 bp

0.2104.7

105,5226.4%4.7%1.7%

6,562

* 30.06.01, 31.03.01 and 31.12.00 resp.

Supplement 21

WINTERTHUR LIFE & PENSIONSKEY FIGURES

3935

H1/00 H1/01

2.7

1.6

H1/00 H1/01

Return on average tech. provisions (bp) not annualised (full-year target 60-65 bp)

Net new assets (CHF bn)

8.69.4

H1/00 H1/01

10.29.0

H1/00 H1/01

Expense ratio (%)Gross premiums (CHF bn)

Supplement 22

* excl. amortisation of goodwill** additional (+) / lower (-) actual credit-related provisions +28 -33 -18

CREDIT SUISSE BANKINGINCOME STATEMENT


Q2/01CHF m

982-417-229-646336-22-79235

7-63179178

Changeto Q1/01

0%+3%+8%+5%-9%

-33%-8%-6%

--2%-4%-5%

Q1/01CHF m

983-403-212-615368-33-86249

2-64187187

Q2/00CHF m

945-378-183-561384-16

-116252

1-61192192

Supplement 23

Operating ROE *Pre-tax margin *Cost / income ratio *Loan growthNet interest marginAuM, CHF bn **Average allocated equity capital, CHF m

CREDIT SUISSE BANKINGKEY PERFORMANCE INDICATORS

* excl. amortisation of goodwill** 30.06.01, 31.03.01 and 31.12.00 resp.

Q2/01

16.7%24.6%68.0%2.3%

238 bp130.34,289

Q1/01

16.9%25.5%65.9%2.2%

242 bp130.84,428

Q2/00

17.4%26.8%61.1%0.1%

236 bp130.84,409

Supplement 24

CREDIT SUISSE BANKINGKEY FIGURES

68.065.970.064.261.1

Q2/00 Q3/00 Q4/00 Q1/01 Q2/01

16.716.912.513.7

17.4

Q2/00 Q3/00 Q4/00 Q1/01 Q2/01

Cost/income ratio (%)excl. amortisation of goodwill

Operating ROE (%)excl. amortisation of goodwill

238242242241236

Q2/00 Q3/00 Q4/00 Q1/01 Q2/01

178192148 134

187

Q2/00 Q3/00 Q4/00 Q1/01 Q2/01

Net operating profit (CHF m)excl. amortisation of goodwill

Net interest margin (bp)

Supplement 25

CREDIT SUISSE PERSONAL FINANCEINCOME STATEMENT

Operating incomePersonnel expensesOther operating expensesTotal operating expensesGross operating profit / lossDepreciation *, write-offsLosses, provisionsPre-tax profit / lossE.o. items, netTaxesNet operating profit / loss

Q2/01CHF m

13-43-78

-121-108

-5-1

-11409

-105

Changeto Q1/01

-19%-12%

+11%+2%+5%

-17%-

+5%-

-53%+15%

Q1/01CHF m

16-49-70

-119-103

-60

-109-119

-91

Q2/00CHF m

21-23-28-51-30

-10

-3108

-23


Supplement 26

Personal Finance Growth in AuMAuM, CHF bn *Number of clients *Number of advisors *

youtrade Number of transactions, 000sAuM, CHF bn *Number of clients *

Number of employees *Average allocated equity capital, CHF m

CREDIT SUISSE PERSONAL FINANCE KEY PERFORMANCE INDICATORS

Q2/01

4.3%5.1

20,097407

811.0

28,656

1,01129

Q1/01

1.4%4.9

19,381337

1080.9

27,267

90032

Q2/00

3.7%4.8

17,898331

1010.9

25,228

764n/a

* 30.06.01, 31.03.01 and 31.12.00 resp.

Supplement 27

CREDIT SUISSE PRIVATE BANKINGINCOME STATEMENT

* excl. amortisation of goodwill** additional (+) / lower (-) actual credit-related provisions 0 +1 -13


Q2/01CHF m

1,502-438-268-706796-15-43738

2-160580576

Changeto Q1/01

-5%0%

+13%+5%

-12%+36%

+2%-13%

--21%-11%-11%

Q1/01CHF m

1,579-436-237-673906-11-42853

1-202652645

Q2/00CHF m

1,524-431-204-635889-12-39838

-8-181649643

Supplement 28

Total revenue / AuMOperating return on AuM *Pre-tax margin *Cost / income ratio *Fee income / total revenueAuM, CHF bn **Growth in AuM

CREDIT SUISSE PRIVATE BANKINGKEY PERFORMANCE INDICATORS

Q2/01

125 bp48 bp

49.3%48.0%70.4%489.15.5%

Q1/01

137 bp57 bp

54.1%43.3%64.9%463.61.6%

Q2/00

130 bp55 bp

54.5%42.5%66.8%456.4-1.9%

* excl. amortisation of goodwill** 30.06.01, 31.03.01 and 31.12.00 resp.

Supplement 29

CREDIT SUISSE PRIVATE BANKINGCOMPOSITION OF ASSETS UNDER MANAGEMENT

26% 26% 26%

39% 40% 41%

27% 27% 26%

8% 8% 7%

12/00 03/01 06/01

AuM currency composition

38% 34% 33%

32% 34% 33%

30% 32% 34%

12/00 03/01 06/01

AuM categories

Liquidity / MM & other

Fixed income

Equities

EUR

USD

CHF

all other currencies

Supplement 30

CREDIT SUISSE ASSET MANAGEMENTINCOME STATEMENT

Operating incomePersonnel expensesOther operating expensesTotal operating expensesGross operating profitDepreciation *, write-offsLosses, provisionsPre-tax profitE.o. items, netTaxesNet operating profit

Q2/01CHF m

417-197-122-319

98-80

900

-288

Changeto Q1/01

+11%+13%

+8%+11%+10%+14%

-+10%

--85%+29%

Q1/01CHF m

377-175-113-288

89-70

82-1

-1368

Q2/00CHF m

370-153-116-269101

-50

960

-1977

* excl. amortisation of acquired intangible assets and goodwill

Supplement 31

Operating return on AuM *Pre-tax margin *Cost / income ratio **Personnel expenses / operating income **AuM, CHF bn ***Discretionary funds, CHF bn ***Mutual funds distributed, CHF bn ***Growth in discretionary AuM

Q2/01

7.0 bp21.2%76.9%46.4%503.4372.4138.34.4%

Q1/01

5.6 bp20.1%73.4%43.5%485.4356.7129.5-0.9%

CREDIT SUISSE ASSET MANAGEMENTKEY PERFORMANCE INDICATORS

Q2/00

6.9 bp25.3%72.3%40.4%487.2360.1136.9-3.4%

* excl. amortisation of acquired intangible assets and goodwill** excl. acquisition interest as well as amortisation of acquired intangible assets and goodwill*** 30.06.01, 31.03.01 and 31.12.00 resp.

Supplement 32

CREDIT SUISSE ASSET MANAGEMENTKEY FIGURES

34% 36% 35%

34% 31% 31%

21% 21% 22%11% 12% 12%

12/00 03/01 06/01

Other

Balanced

Equity

FixedIncome

1.26.84.3

Q2/00 Q1/01 Q2/01

Composition of discretionary AuMNet new assets (CHF bn)

34 33 34

Q2/00 Q1/01 Q2/01

6.9 5.6 7.0

Q2/00 Q1/01 Q2/01

Net margin (bp)excl. amortisation of acquired intangible assets and goodwill

Gross margin (bp)excl. acquisition interest

Supplement 33

CREDIT SUISSE FIRST BOSTONREVENUE BY INCOME STATEMENT ITEMS

Net interest income before acquisition interestAcquisition interest

Net interest incomeNet commission & service fee incomeNet trading incomeOther ordinary income, netOperating income

n.b.Brokerage, execution and clearing expenses(not netted against operating income, but presented as part of operating expenses)

Q2/01CHF m

855-200

6553,0083,060-109

6,614

189

Changeto Q1/01

0%-18%

+7%-6%

+4%-

-2%

+20%

Q1/01CHF m

854-243

6113,2172,949

-336,744

157

Q2/00CHF m

2920

2922,2632,139

-494,645

129

Supplement 34

CREDIT SUISSE FIRST BOSTONINCOME STATEMENT (IN CHF)

* excl. amortisation of acquired intangible assets and goodwill** additional (+) / lower (-) actual credit-related provisions -24 +24 -23


Q2/01CHF m

6,614-4,130-1,425-5,5551,059-226-298535

0-92443443

Changeto Q1/01

-2%-5%

+16%-1%-8%

+6%+224%

-37%-

-51%-33%-33%

Q1/01CHF m

6,744-4,362-1,230-5,5921,152-213-92847

-1-187659659

Q2/00CHF m

4,645-2,813

-766-3,5791,066-194-177695

0-190505507

Supplement 35

CREDIT SUISSE FIRST BOSTONINCOME STATEMENT (IN USD)

* excl. amortisation of acquired intangible assets and goodwill** additional (+) / lower (-) actual credit-related provisions -15 +15 -14


Q2/01USD m

3,838-2,396

-830-3,226

612-131-176305

0-50255255

Changeto Q1/01

-7%-10%

+11%-5%

-13%+1%

+214%-41%

--56%-37%-37%

Q1/01USD m

4,113-2,660

-750-3,410

703-130-56517

-1-114402402

Q2/00USD m

2,812-1,703

-464-2,167

645-118-108419

0-114305306

Supplement 36

CREDIT SUISSE FIRST BOSTONFID REVENUE BREAKDOWN - H1 2001 YTD

EMG19%

Rates38% Credit

43%

Fixed Income *

* Fixed Income revenue includes 50% of fixed income capital markets

Supplement 37

CREDIT SUISSE FIRST BOSTONEQUITY REVENUE BREAKDOWN - H1 2001 YTD

US customer

31%

LatAm customer

3%

Europe customer

16%

Asia customer

7%

EDCU43%

Equity *

* Equity revenue includes 50% of equity capital markets

Supplement 38

CREDIT SUISSE FIRST BOSTONIBD REVENUE BREAKDOWN - H1 2001 YTD

Leveraged finance12%

M&A51%

PE3%

Other7%

ECM20%

DCM7%

Investment Banking *

* Investment Banking revenue includes 50% of equity capital markets and 50% of fixed income capital markets

Supplement 39

Operating ROE *Pre-tax margin *Cost / income ratio **Personnel expenses / operating income **Number of employees ***Average allocated equity capital, CHF m

CREDIT SUISSE FIRST BOSTONKEY PERFORMANCE INDICATORS

Q2/01

13.0%10.8%81.9%57.6%27,68717,653

Q1/01

18.7%14.9%80.3%59.7%28,21116,836

Q2/00

18.6%15.0%81.2%60.6%

10,875

* excl. amortisation of retention payments as well as acquired intangible assets and goodwill** excl. acquisition interest and amortisation of retention payments as well as acquired intangible assets and goodwill*** 30.06.01, 31.03.01 and 31.12.00 resp.

Supplement 40

CREDIT SUISSE FIRST BOSTONKEY MARKET SHARE FIGURES

RA = ranked analysts* 2000 rankings include DLJ for full year

Global M&A

Global Equity

Global Debt

High Yield

Equity researchNorth AmericaEurope

H1/01 YTD 2000 * 1997

Rank

3

4

4

1

14

Share

27.0%

11.2%

9.1%

21.0%

56 RA26 RA

Gap to 3

none

2.2%

0.5%

none

none10 RA

Rank

4

5

3

1

11

Share

17.8%

11.1%

9.0%

15.8%

56 RA41 RA

Gap to 3

4.1%

0.9%

none

none

nonenone

Rank

5

5

7

10

1012

Share

12.3%

4.9%

5.4%

4.0%

13 RA8 RA

Gap to 3

6.2%

7.3%

3.2%

7.3%

26 RA26 RA

Supplement 41

CREDIT SUISSE FIRST BOSTONTRADING EXPOSURE (99% 1-day VaR)

Comment:§ Reported VaR as disclosed based on model approved by regulators§ Difference between reported VaR and observed trading volatility caused by model conservatism§ "Observed VaR" looks at actual trading P&L volatility; best method for peer comparison

VaR by risk typeInterest rateForeign exchangeEquityCommodityDiversification benefit

Total VaR at period endAverage during quarterMaximum during quarterMinimum during quarter

Standard deviation of trading P&LQuarterYTD

06.2001USD m

79.817.121.21.1

-46.972.373.085.366.6

USD m21.823.0

03.2001USD m

97.615.712.72.2

-44.483.882.499.469.5

USD m24.024.0

12.2000USD m

80.58.9

24.21.5

-31.084.186.7

103.975.5

USD m17.118.4

Supplement 42

CREDIT SUISSE FIRST BOSTONEMERGING MARKETS EXPOSURES

AsiaTotal exposure, net of provisions and off-sets(whereof provisions)

Americas *Total exposure, net of provisions and off-sets(whereof provisions)

Eastern EuropeTotal exposure, net of provisions and off-sets(whereof provisions)

AfricaTotal exposure, net of provisions and off-sets(whereof provisions)

Middle EastTotal exposure, net of provisions and off-sets(whereof provisions)

12.2000USD m

3,233(304)

2,068(16)

1,918(258)

813(29)

392(12)

06.2001USD m

2,895(308)

3,405(27)

1,996(45)

620(29)

496(12)

03.2001USD m

3,130(304)

3,620(16)

1,787(137)

563(29)

410(12)

* Net exposure Argentina 06/01: USD 430 m, whereof USD 215 m loans (all performing)

Supplement 43

CREDIT SUISSE FIRST BOSTONGLOBAL TELECOM EXPOSURE * BY RATING

AAAAAABBB

Total inv. grade

BBBCCC-CD

Total exposure

in %

-4.8%

52.0%10.9%

67.6%

11.8%13.1%2.9%4.5%

100.0%

06.2001USD m

-275

2,968620

3,863

676746166260

5,712* exposure defined as loan commitments (funded and unfunded) plus MTM trading exposures

Supplement 44

TOTAL COUNTERPARTY EXPOSUREINDUSTRY BREAKDOWN

Selected Industries

§ Automotive: 0.5%§ Computer: 2.0%§ Energy: 4.9%§ Health Care: 1.2%§ Telecom: 2.7%

Services13.1%

Manufacturing10.9%

RE & Const.8.5%

Energy/Environ.5.0%

Agri/Mining1.7%

Financial Enterprises

39.6%

Public3.1%

Individuals15.3%

Other3.0%

Total exposure: CHF 431 bn(as of 30 June 2001)

Supplement 45

in CHF m

Non-performing loans (NPLs) *% change to 31.12.00

Capital provisions against NPLs **Counterparty exposure *

- of which lending

Coverage ratio of NPLs30.06.0131.12.00

NPLs as %age of credit exposure *30.06.0131.12.00

CSFS06.01

6,923-16%

4,389129,603103,840

63%62%

5.3%6.5%

CSPB06.01

149+34%

7541,83037,373

50%54%

0.4%0.3%

CSFB06.01

2,668+80%1,405

259,83046,369

53%67%

1.0%0.6%

CSG06.01

9,740-1%

5,869431,263187,682

60%63%

2.3%2.4%

ASSET QUALITY CAPITAL EXPOSURE & PROVISION DEVELOPMENT

* includes loans and loan equivalents** excludes total interest of CHF 1,685 m (fully provided)

Business

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