BUSINESS LOANS AND MERCHANT

CASH ADVANCES

We live in a world where small businesses have a hard time getting

loans from banks. This is why LendC gives you access to two types of

funding: Business Loans and Merchant Cash Advance.

Business Loans

A business cash advance involves an agreement between a business

and a financial organization, like LendC’s funding partners, to lend

money. The best way for a business to raise their capitals is to borrow

money. This allows them to finance the purchase of assets and fund

their business’s various operations.

However, at LendC, we make things a lot easier for you as our funding

partners do not make their loaning decisions based on personal credit,

but rather they make these decisions based on your business revenue.

This allows funding for yougr business to occur as soon as 24 hours, and

the funds ready in as soon as a few days.

Merchant Cash Advance

Another option offered by LendC’s funding partners is merchant cash

advance. This form of loan allows businesses to access money for their

unexpected expenses, expansions or for any future operations. Cash

Advance is not a loan. It is a sale agreement between the financial

organization and the client where the client agrees to receive a certain

amount of money and in return the financer gets a portion of the

businesses’ future debit or credit card sales. For example, the financer

may pay $15,000 up front for the right to get paid $20,000 in return.

The benefits of Merchant Cash Advance when compared to

traditional bank loans are as follows:

Easy Application

Collections Based on Revenue

Seamless Collections Process

No Collateral or Credit at Stake

Faster Access to Cash

Higher Approval Rates

Merchant cash advance is the best way for small business owners to

finance their business’s capital in order for them to grow. At LendC, we

make sure that you are not underwritten in the way banks have been

traditionally doing for a long time. Instead, we look at your business

and at the different aspects of your company, such as the monthly

income, how long have you been running the business and more

importantly the revenue generated through credit card sales.

This way, the funder gets repaid directly and how they get repaid is

directly linked with the rising and falling tides of your business’

revenue.