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Living in Boise, Idaho
By Michael Chong & Ryan Ung
LOCATION: BOISE, IDAHO
TOTAL INCOME: INITIAL AND POST TAX
Ryan Ung Occupation:
Biomedical Engineer Initial Income:
$45,000 FICA:$3,442.50 Post Tax:$39,912 Total: $36,469.50
Michael Chong Occupation: Material
Science Engineer Initial Income: $45,000 FICA:$3,442.50 Post Tax:$39,912 Total: $36,469.50
HOUSING
2816 Abbs LaneBoise, Idaho 83705
Housing Information:-Bed Rooms: 2-Bathrooms: 1.5-Lot Size: 435 sq ft-Year Built: 1985
HOUSING COST•Total Price: $49,000•Monthly Payment: $296.00
•Total Yearly Payment per a person: $1776.00
REMAINING INCOME
$36,469.50- $1776.00(housing)
$34,693.50
Ryan Ung Michael Chong
$36,469.50- $1776.00(housing)
$34,693.50
HEALTHCARE:
Dental Insurance
Healthy Smiles Preventive Plan-$14.29/ Month/ Per Person
Total Yearly Cost: $171.48 per person No Benefit Period Coverage Limit Plan
Health Insurance
Blue Cross of Idaho Essential Blue PPO Plan-$63.56/ Month/
Per Person Total Yearly Cost: $762.72 per person $1000 Deductible 20% Coinsurance for in-network
services
Ryan Ung Michael Chong
Total Yearly Cost for Health Insurance Per Person: $934.20
Dental Insurance
Healthy Smiles Preventive Plan-$14.29/ Month/ Per Person
Total Yearly Cost: $171.48 per person No Benefit Period Coverage Limit Plan
Health Insurance
Blue Cross of Idaho Essential Blue PPO Plan-$63.56/ Month/
Per Person Total Yearly Cost: $762.72 per person $1000 Deductible 20% Coinsurance for in-network
services
REMAINING INCOME
$36,469.50- $1776.00(housing)- $934.20 (healthcare)
$33,759.30
Ryan Ung Michael Chong
$36,469.50- $1776.00(housing)- $934.20 (healthcare)
$33,759.30
TRANSPORTATION:
Motorcycle: 2011 Ducati 848 EVO Superbike
MSRP:$12,995 Down Payment: $0 Interest Rate:$0 Term:0 Monthly Payments:0 Motorcycle insurance:
$210.00/year Gas cost @45mpg and
$3.45/gal: $339.48
Ryan Ung Michael Chong
Motorcycle: 2011 Ducati 848 EVO Superbike
MSRP:$12,995 Down Payment: $0 Interest Rate:$0 Term:0 Monthly Payments:0 Motorcycle insurance:
$210.00/year Gas cost @45mpg and
$3.45/gal: $339.48
REMAINING INCOME
$36,469.50- $1776.00(housing)- $934.20 (healthcare)- $13,334.38
(transportation)$20,424.82
Ryan Ung Michael Chong
$36,469.50- $1776.00(housing)- $934.20 (healthcare)- $13,334.38
(transportation)$20,424.82
UTILITIES (ANNUAL SHARED COST):
Electricity (Idaho Power): $940.80 Water (United Water): $360 Gas (Intermountain Gas): $480 Phone (Sprint): $1199.88 Internet (Qwest): $539.40
Ryan Ung Michael Chong
REMAINING INCOME
Ryan Ung Michael Chong
$36,469.50- $1776.00(housing)- $934.20 (healthcare)- $13,334.38 (transp.)- $1,759.64 (Utilities)
$18,665.18
$36,469.50- $1776.00(housing)- $934.20 (healthcare)- $13,334.38 (transp.)- $1,759.64 (Utilities)
$18,665.18
FOOD:
Cost for Groceries $75 per a week $300 per a month $3,600 for one yearCost to Dine out $60 per week $240 per a month $2,880 for one year
Total Cost for Food: $6,480 a year
Ryan Ung Michael Chong
Cost for Groceries $75 per a week $300 per a month $3,600 for one yearCost to Dine out $60 per week $240 per a month $2,880 for one year
Total Cost for Food: $6,480 a year
REMAINING INCOME
Ryan Ung Michael Chong
$36,469.50- $1776.00(housing)- $934.20
(healthcare)- $13,334.38
(transp.)- $1,759.64
(Utilities)- $6,489 (Food)
$12,176.18
$36,469.50- $1776.00(housing)- $934.20
(healthcare)- $13,334.38 (transp.)- $1,759.64 (Utilities)- $6,489 (Food)
$12,176.18
EXTRACURRICULAR ACTIVITIES:
Travel: $1000/year Crane Creek Country
Club (golf, tennis, swimming, gym, clubhouse)- $1500/year
Snow sports (Bogus Basin): $429
Clothes- $1000/year
Airline Lounge Membership (One World + Malaysia Airlines): $400/year
Visiting Family: $300/year
Visiting Home Country: $2,500/year
Clothes- $1000/year
Ryan Ung Michael Chong
REMAINING INCOME
Ryan Ung Michael Chong
$36,469.50- $1776.00(housing)- $934.20
(healthcare)- $13,334.38
(transp.)- $1,759.64
(Utilities)- $6,489 (Food)- $3,929 (E.C.)
$8,247.78
$36,469.50- $1776.00(housing)- $934.20
(healthcare)- $13,334.38
(transp.)- $1,759.64
(Utilities)- $6,489 (Food)- $4,200 (E.C.)
$7,976.78
SAVINGS:
$8,247.78 Savings Account (
Bank of America)- $6000
APY 0.05% Checking Account
(Bank of America)- $2247.78
$7,976.78 Savings Account (
Bank of America)- $4000
APY 0.05% Checking Account
(Bank of America)- $3976.78
Ryan Ung Michael Chong
REMAINING INCOME
Ryan Ung Michael Chong
$36,469.50- $1776.00(housing)- $934.20 (healthcare)- $13,334.38 (transp.)- $1,759.64 (Utilities)- $6,489 (Food)- $3,929 (E.C.)- $8,247.78 (savings)
$0
$36,469.50- $1776.00(housing)- $934.20 (healthcare)- $13,334.38 (transp.)- $1,759.64 (Utilities)- $6,489 (Food)- $4,200 (E.C.)- $7,976.78 (savings)
$0
WORKS CITED
Zillow.com
Bcidaho.com
Bankofamerica.com
Ducati.com
Geicomotorcycles.com
LivingNIdaho.com