Attractive InvestmentIn

Down Stream BusinessSaudi Arabia

USA April 2010

Presented by:

Ahmed Al-RajhiVice ChairmanAl Rajhi Holding Company

Advantages and Benefits for the investors in K.S.A ( I )

Ownership 100% foreign ownership allowed

Monetary policy Since 1986 the Saudi Riyal is pegged against the US$ at a rate of SR 3.75 SR to US$ 1.00 No restriction on entry and repatriation of foreign capital & profits

Funding The Saudi Industrial Development Funds (SIDF) grants interest free loans for industrial projects up to 50% of its total costs including working capital The loan is repayable in 5-7 years after grace period of 2-3 years

Tax Reduction of corporate tax from 45% to 20% Tax is applicable to the foreign partner, Saudi partners are subject to 2.5% Zakat on their net worth No Personal Income Tax

Duty Duty exemption on plant & machinery not produced locally

Law / labor Excellent law & order situation No labor unions Low Manpower cost

Advantages and Benefits for the investors in K.S.A ( II )

CONTACT INFORMATIOM

InfrastructureExcellent road network links all cities within the Kingdom and Huge investments in the infrastructures taking place in ports andrailways.

LandIndustrial land available at very low rates

Raw materialsAccess to advantageously priced raw materials (e.g. PP, PE)

Utilities CostExcellent infrastructure to supply utilities like water, gas & electricity at very competitive rates

Electricity 3.2 cents per kwhGas $0.75 per MBTUWater $1.60 per m3

Advantages and Benefits for the investors in K.S.A ( III )

CONTACT INFORMATIOM

Logistic costs Competitive freight rates to local, regional and global markets

Advantages and Benefits for the investors in K.S.A( IV )

Supply Chain Central location for participating in strongly growing GCC markets and supplying goods to Europe, Asia/Pacific and the Americas

Advantages and Benefits for the investors in K.S.A ( V )

Example 1:GPIL

GPIL Ltd was established in 1989 with low production capacity (3,000MT/YR) Of BOPP Film and current capacity is (73,000MT/Yr)

The company is undergoing a major expansion project that will bring total production capacity to 150,000 MT/year 2013.

Offering packaging solutions to customers in the Middle east/Africa, Europe and the Americas.(more than 35 countries world wide ).

Representative office in Italy to serve Europe Customers

Successful Investments in K.S.A

GPIL Sales History

2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012

MATTEX COMPANY

Mattex was established in 1996 in Dubai and Jeddah and produces carpet backings, artificial grass backings and geotextiles with a total production capacity of approx. 400 MM m2.

The company is represented in the Americas, Europe, Africa/Middle East and Asia/Pacific.

Example 2:

Successful Investments in K.S.A

Mattex Fabrics Sales History

MFJ and MFD End customer

Business started early 2005 and continues to grow

Georgia: Calhoun + Chatsworth; California: Los Angeles;Employs 6 people in the USA

History

Products

Mattex Local Warehousing

Mattex North American Exports

Mattex USA

Primary, Secondary Backing & Woven Geotextiles

Origins : Jeddah (KSA) and Dubai (UAE)

Destinations: USA West and East Coast plus Canada

Containerized Volumes

Figures in FFE

Year FFE Quantity (M2) Turnover (USD)2005 111 16.70 4.84 2006 186 41.86 11.01 2007 384 63.81 19.03 2008 442 65.14 23.54 2009 391 59.18 17.26

*2010 485 67.80 20.46

* 2010 Figures Are Forecasted

Thank You…