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Things to Know Before Applying for Unemployment Insurance

Over the last few years, the uncertainty in job has racked up significantly, pushing people to

find an alternative of income to support their lives in case they have to leave their job. That

is what makes the unemployment insurance an excellent choice for working people. But

before you apply for unemployment insurance, you must look into some crucial things.

When is Eligible for the Compensation?

Whether you are eligible for the compensation or not depends on the several factors. So

before applying for the insurance, it is very important that you check it properly with your

insurer.

1. If you quit because your employer basically leaves you no other option, you may still

be able to collect unemployment benefits. Besides, other reasons, which allow you to

get compensation, include lack of work, constructive discharge, medical reasons,

domestic violence,

2. Also, in some cases, you can be eligible for the compensation if you leave the job to

care for a family member of yours.

3. If you quit your job or are fired in any of these conditions, you can be eligible for

unemployment benefits.

But, there are some conditions in which you cannot be eligible for the compensation.

When are you not Eligible for the Compensation?

N-sure Direct Ltd Park House, 37 Clarence Street, LE1 3RW Tel 01285 626020

If you are fired or sacked off due to work-related misconduct, you cannot be eligible for the

compensation. What are the work-related misconducts vary from organization to

organizations. Also, different states have defined misconducts according to their laws and

rules. So what you need to do before you apply for the insurance is to check the

misconducts set by the state where you have been working and living for more six months.

While some states have laws prohibiting termination for legal conduct outside of work,

others not only allow employers to terminate for outside conduct, but disqualify you from

unemployment benefits due to misconduct outside the workplace. These misconducts that

can disqualify from unemployment benefits include criminal violations, violation of the

company’s standards of behavior, or something that is deemed to be against the employer’s

interests.

Besides, there are several other reasons why you cannot be eligible for the compensation.

Some of them include turning down a suitable job, falling a drug test, not looking for work,

being permanently unable to work, getting freelance assignment, committing fraud, etc.

Keep these in mind and choose an insurer providing need based income protection

insurances at the most competitive prices. You can search such insurers online also. If you

have taken loans then it will be better for you to find such insurance company, which also

provides MPPI in the UK at lowest premium. Any enquiries about your policy please visit:

https://www.nsuredirect.co.uk