About Milby GroupSpecializes in products, training & compliance issues for auto dealership F&I departments.

Training is the heart of our business. Taking a new recruit through the various stages of growth in skill is our strength.

It is possible to have the highest sales skill & penetration in your market place without giving up your integrity & character.

210 Pershing

Drive, S

uite A

Lancaster, Ohio

43130

“I couldn’t be more pleased with

our relationship & results...”

Andy Glockner,

Glockner Enterprises

Sale

s &

Fin

anci

al g

ain

th

roug

h in

teg

rity

“In all my years... I have met very few people that have tried to make a positive change in our industry- you’re one of

them.”

Willard Davis- State Park Motors

“We will never trade our integrity for money.”

Mike MilbyPresident

Compliance We provide dealership employee compliance set-up & training

“THE BIG SIX”❖These six Federal laws demand automotive dealers to

perform required “due diligence.” • The Red Flag Rules• The Gramm- Leach- Bilkey Privacy Act• The Gramm- Leach- Bilkey Safeguards Rule• The National Do-Not Call Act• The U.s. Patriot Act- Office of Foreign Assets• The U.S. Patriot Act- Fin Cen Form 8300

❖ Set-up & training fees waived for producing Milby Group accounts

“They don’t come any

better than

The Milby Group.”

Carroll Fink,

Fink’s Quality Cars

F&I TrainingOur training has three major objectives

1.Protect the dealer2.Customer satisfaction3.Generate above average

income.

Auto Sales Training

Our “Circle of Influence” training provides: 1.Increase in units sold2.Increase in CSI3.Increase in profits

Our program is personalized to your locations

Finance & Insurance❖Lenders & Floorplan Programs

• Prime and Sub-prime for Independent and Franchised Dealers

❖Vehicle Service Contracts• Retro; Dealer-Owned; Traditional and High Mileage

❖GAP Programs• Includes Buy Here/ Pay Here GAP

❖Credit Life & Accident Health• Includes Unemployment Insurance

❖Paint & Exterior Protection Products

❖Dent & Ding; Windshield; Roadside Assistance Programs

www.milbygroup.com

Are you ready for May, 2009?

“One of our best business

decisions we have ever

made.”

John Emerine, GMVallery Ford