Perspectives on EMV

www.creditcall.com

Ian KerrChief Operating Officer

Cartes Asia27 March 2013, Hong Kong

Perspectives on EMV

ian.kerr@creditcall.com

linkedin.com/in/creditcallBooth 3 E 012www.level2kernel.com www.creditcall.co

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Current EMV Adoption

ian.kerr@creditcall.com

linkedin.com/in/creditcallBooth 3 E 012www.level2kernel.com www.creditcall.co

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EMV has changed the world!

• Increased security and reduced fraud• Standardisation and regulation• Interoperability• Customer confidence• New applications and possibilities

ian.kerr@creditcall.com

linkedin.com/in/creditcallBooth 3 E 012www.level2kernel.com www.creditcall.co

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EMV has changed the world!

EMV is to mag stripe what an iPod is to a vinyl record

ian.kerr@creditcall.com

linkedin.com/in/creditcallBooth 3 E 012www.level2kernel.com www.creditcall.co

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Remaining challenges

• Completing the roll-out

- US knowledge gap

- ASPAC deadlines• Upgrading aging equipment• Testing and certification• Lots of new moving parts• Time, resources and budget

ian.kerr@creditcall.com

linkedin.com/in/creditcallBooth 3 E 012www.level2kernel.com www.creditcall.co

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Potential solutions

• Don’t re-invent the wheel• Multi-platform, low-footprint Kernels• Work with people who have done this before• Use tooling and expertise in pre-certification• EMV in the Cloud

- Already deployed in over 100k devices

ian.kerr@creditcall.com

linkedin.com/in/creditcallBooth 3 E 012www.level2kernel.com www.creditcall.co

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Thank you

• Established in 1997

• Offices in the UK and USA

• Developing ASPAC presence

• A leading Payment Gateway

• Over 11 years of EMV excellence

• 150+ EMVCo certifications

• Over 1 million EMV Kernels deployed globally

• Comprehensive EMV Level 1 and 2 solutions