Online verification

ONLINE VERIFICATION

OF DOCUMENTS

Presented by,

Abinash Kr. MandilwarChief Manager & Faculty Member

BOI Staff Training College, Bhopal

PAN VERIFICATION

“PANCHK”

Enter “PAN No.” &

Press

This Option is used to Check the

Authenticity of a “PAN No.”.

This menu is Directly Linked to

(“TIN”)

Tax Information Network

F4

ONLINE VERIFICATION OF PAN CARD NUMBERSEARCH PAN CHEQUE IN GOOGLE

30/09/1967

MANDILWAR

KUMAR

ABINASH

704628

SUBMIT

PAN VERIFICATIONWWW.TIN-NSDL.COM

PAN VERIFICATIONWWW.TIN-NSDL.COM

PAN VERIFICATIONWWW.TIN-NSDL.COM

ONLINE ITR VERIFICATION

FOR ONLINE ITR VERICATION VISITHTTPS://INCOMETAXINDIAEFILING.GOV.IN/E-FILING/USERLOGIN/LOGINHOME.HTML

Filled the

required

field

NOW YOU ARE LOG IN

USER NAME

CLICK

HERE

Now click here

Now click ITR-V OR RECEIPT

NOW YOU WILL GET ITR IN PDF WITH PASSWORD PROTECTED

PASSWORD PAN (IN SMALL) +DOB (DDMMYYYY)

YOU CAN GET ACKNOLEDMENT RECEIPT ALSO

AADHAAR (UIDAI) VERIFICATION

FOR VERIFICATION OF AADHAAR

WRITE

AADHAR

NUMBER

297805730991

0123

VERIFY

Security code

YOU WILL GET STATUS OF AADHAAR

ONLINE CHECKING OF LINKING STATUS OF

AADHAAR CARD WITH BANKHTTPS://RESIDENT.UIDAI.NET.IN/

Aadhar No.

Security

code

YOU WILL GET BANK LINK STATUS

VOTERS CARD SEARCH

HTTP://WWW.ELECTORALSEARCH.IN/

VOTERS CARD SEARCH

HTTP://WWW.ELECTORALSEARCH.IN/

DRIVING LICENSE SEARCH

HTTP://MIS.MPTRANSPORT.ORG/MPLOGIN/ESEW

A/DRIVINGLICENSESEARCH.ASPX

VAHAN REGISTRATION

ONLINE VERIFICATION OF VEHICLE

REGISTRATION IN INDIA

By SMS all over India on MOBILE No.

7 7 3 8 2 9 9 8 9 9

TYPE - “VAHAN MHO5BK8403”

and SMS on Mobile No. 7738299899. You will get details of vehicle and hypothecation bank name by SMS within short time.

VAHAN REGISTRATION – MPHTTP://MPTRANSPORT.ORG/MPLOGIN/ESEWA/VE

HICLESEARCH.ASPX

VAHAN REGISTRATION – MPHTTP://MPTRANSPORT.ORG/MPLOGIN/ESEWA/VE

HICLESEARCH.ASPX

VAHAN REGISTRATION – MPHTTP://MPTRANSPORT.ORG/MPLOGIN/ESEWA/VE

HICLESEARCH.ASPX

HTTPS://VAHAN.NIC.IN/NRSERVICES/FACES

/USER/JSP/SEARCHSTATUS.JSP

VAHAN REGISTRATION

HTTPS://PARIVAHAN.GOV.IN/

GOODS AND SERVICE TAX (GST)VERIFICATION

(WWW.GST.GOV.IN)

GOODS AND SERVICE TAX (GST) VERIFICATION

(WWW.GST.GOV.IN)

HTTP://LANDRECORDS.MP.GOV.IN

ONLINE VERIFICATION OF COMPANY CHARGE MCA21

RBI DEFAULTER LIST IS AVAILABLE IN CAPS

LOG IN CAPS

YOU MAY SEARCH RBI DEFAULTER LIST

CERSAI--IMPORTANT POINTS TO REMEMBER

On line search to be taken on CERSAI website

www.cersai.org.in before processing any loan

application

Copy of the search report to be kept along with

security documents

In case of No Records copy of printout of screenshot

duly signed by officer taking search to be kept on

record

Bank’s charge with CERSAI to be registered

immediately after creation of valid EQM & before

disbursement of loan

(BC 107/40 Dt. 01.06.2013)

IMPORTANT POINTS TO REMEMBER

Branch to make token disbursement,

create EQM & then only go for

disbursement

Confirmation of registration of charge with

CERSAI with Asset ID No. received from

CERSAI to be kept on record

CERSAI charge is a part of CPA exercise

(BC 107/98 Dt. 30.08.2013)

HOW TO CHECK WHETHER CHARGE ON PROPERTY

PROPOSED TO BE MORTGAGED ALREADY EXISTS OR NOT

Type www.cersai.org on address bar for login. Put USER

ID and Password.

If not registered member, go to Public Search column

and click. Following Screen will appear:

Fee for search is 50.00 (plus Service Tax) which

is to be paid online.

Search can be performed in the following 4

simple steps:

1. Click Pay and Search Link.

2. Fill the details of property you want to search

and confirm.

3. Proceed to pay the fee.

4. Download Report.

Now click on Add Security Interest on the left hand side under

column Data Collection and you will get the following screen:

Now click on Yes or No. Mostly it is Yes under first two

columns and No under third column. Now also click on

Please select and select the type of property and press

enter key. Following screen will appear :

Now click on all the 4 columns and keep the information ready :

Click on Proceed, you will get the following screen

Now fill up required columns but red astrick marked are

compulsory and you will get following screen.

Now click on FIND SIMILAR ASSETto know as to whether

any charge exists on the Property proposed to be

mortgaged. You will get the remark the functionality can

be inquired at two times only. Click O.K. and you will get

the details of property and if charge of any bank exists, it

will show under Satisfaction Status as Not Satisfied

as per following screen:

ONLINE SEARCH

CIBIL

Credit Information Bureau

(India) Limited

WHAT IS CIBIL CIBIL is a Credit information company founded in

August 2000.

CIBIL India’s 1st credit information Bureau was

established by SBI and HDFC , with 40%

shareholding of each , while Dun & Bradstreet

information services India Pvt Ltd and Trans

Union International Inc. hold 10% each.

CIBIL is a repository of information, which

contains the credit history of commercial and

consumer borrowers.

MEMBERS OF CIBIL

Banks

Financial Institutions

Non Banking Financial Companies

Housing Financing Companies

Credit Card Companies

ON WHICH SEGMENTS DOES CIBIL

PROVIDE CREDIT REPORTS?

CIBIL is a composite Credit Bureau, which

caters to both commercial and consumer

segments.

The Consumer Credit Bureau covers credit

availed by individuals while the Commercial

Credit Bureau covers credit availed by non-

individuals such as partnership firms,

proprietary concerns, private and public limited

companies, etc.

CIBIL SCORE

A Credit Score or the CIBIL Trans

Union Score is a three-digit numeric

summary of your credit history

The score is derived using the

credit history found in your Credit

Information Report (CIR)

CIBIL scores are calculated on the basis of at

least 6 months of financial data of an

individual.

The CIBIL score ranges from 300 to 900.

The data indicates that loan providers prefers

credit scores which are greater than 750.

CIBIL SCORE - MEANING

ANALYSIS OF CIBIL SCORE

Score Analysis

-1Borrower has no history of borrowings with

any member of CIBIL

300 – 600 In general credit cards and loans are not

provided to people in this slab.

601 – 750 This is intermediate range of scores and will

allow to borrow from various lenders ,

however banks may refer to overall financial

position.

750+ Scores above 750 considered to be good and

will help getting loan or a credit card with

ease.

Cheque Bounce/ dishonors

Irregular Loan Payments

Defaulting on Credit Card bills / making

late payments or consistent part payments.

Defaulting as a Guarantor.

Reasons for Low Cibil score

Quick processing of loan and credit card

applications.

More negotiating power.

Easy availability of credit such as Loans.

Assurance of Safety.

ADVANTAGES OF HIGHER CIBIL SCORE

CHECK YOUR CIBIL SCORE

We advise you to check your CIBIL score before apply

for a loan as it could be one of the reasons why a

bank may reject the loan application. Steps to check

your CIBIL Score online:

1. Fill up an online application form on www.cibil.com

(Fill all the personal details like name, address, date

of birth, company information and income type.)

2. Pay Rs. 470 as charges for obtaining your CIBIL

score and Customer Information Report

CHECK THE CIBIL SCORE

3. Authenticate yourself by answering at least three out of the

five personal questions which will be based on your credit

history like loans and credit cards availed by you till date.

4. Post authentication you will be mailed your CIBIL score

immediately.

5. If you are unable to authenticate yourself online, you will

have to take a printout of the form, attach your identity

proof (PAN Card, Passport, Voter’s ID or Driver’s License)

and address proof (Bank Statement, Electricity/Telephone

Bill, Passport, Credit Card Statement or Voter’s ID) and

send the same to CIBIL.

CIBIL SCORE

If you see "Not Disclosed" for an account, identify the lender and loan account number.

If you find an inaccuracy, submit a dispute.

If you have already filed a dispute, check if the account was updated.

If you could not verify your identity online, upload supporting documents.

If you already submitted documents to verify your identity, get an update.

22 - 6638 4600 / 22 - 6140 4300

CIBIL SCORE