Living within your Means PCPIgnite

80,000$ over 20 years = 645$ per month

Photo  Credit:  <a  href="http://www.5lickr.com/photos/49503023809@N01/804190044/">gadgetdude</a>  via  <a  href="http://comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>

Freaking out yet?

! Photo Credit: <a href="http://www.flickr.com/photos/29333334@N06/3796279865/">Evil Erin</a> via <a href="http://compfight.com">Compfight</a> <a href="http://creativecommons.org/licenses/by/2.0/">cc</a>

Learn to Live with Less

Photo  Credit:  <a  href="http://www.5lickr.com/photos/45860104@N05/4647003283/">izakayapunks</a>  via  <a  href="http://comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>

Act now! Dont sink into a hole!

Photo  Credit:  <a  href="http://www.5lickr.com/photos/55084317@N08/6909744081/">Walter  Benson</a>  via  <a  href="http://comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by-­‐sa/2.0/">cc</a>

Photo  Credit:  <a  href="http://www.5lickr.com/photos/88876166@N00/5255495593/">Phil  Roeder</a>  via  <a  href="http://comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>

Learn from my EXPERIENCE

Photo  Credit:  <a  href="http://www.5lickr.com/photos/11121568@N06/4375850315/">Alan  Cleaver</a>  via  <a  href="http://comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>

Start planting seeds for tomorrow

3 concepts you should NOT turn your nose up at

Photo  Credit:  <a  href="http://www.5lickr.com/photos/78428166@N00/4387722389/">Tobyotter</a>  via  <a  href="http://comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>

Photo  Credit:  <a  href="http://www.5lickr.com/photos/78428166@N00/4387722389/">Tobyotter</a>  via  <a  href="http://comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>

Consequences

Photo  Credit:  <a  href="http://www.5lickr.com/photos/50696182@N02/5372030437/">SpaceShoe  [Learning  to  live  with  the  crisis]</a>  via  <a  href="http://comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>

Protect your credit

or else...

Photo  Credit:  <a  href="http://www.flickr.com/photos/48876614@N00/2387523075/">˙Cаvin 〄</a>  via  <a  href="http://comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>

I should have put away a nest egg!

Photo  Credit:  <a  href="http://www.5lickr.com/photos/78428166@N00/4387722389/">Tobyotter</a>  via  <a  href="http://comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>

become

FRUGAL

Photo  Credit:  <a  href="http://www.5lickr.com/photos/61172365@N00/436674160/">TerryJohnston</a>  via  <a  href="http://comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>

small changes =

BIG SAVINGS

Photo  Credit:  <a  href="http://www.5lickr.com/photos/99247795@N00/300626853/">Richard  Masoner  /  Cyclelicious</a>  via  <a  href="http://comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by-­‐sa/2.0/">cc</a>

lifestyle change = MANDATORY

Photo  Credit:  <a  href="http://www.5lickr.com/photos/78428166@N00/4387722389/">Tobyotter</a>  via  <a  href="http://comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>

Horde your money

Photo  Credit:  <a  href="http://www.5lickr.com/photos/61174949@N00/3673567823/">tsmall</a>  via  <a  href="http://comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by-­‐sa/2.0/">cc</a>

Buffer your Bank Account

! Photo Credit: <a href="http://www.flickr.com/photos/26373139@N08/6097066382/">kenteegardin</a> via <a href="http://compfight.com">Compfight</a> <a href="http://creativecommons.org/licenses/by-sa/2.0/">cc</a>

Create a BUDGETthen

TAILOR it to you

! Catipillar - Photo Credit: <a href="http://www.flickr.com/photos/22357152@N02/8359355554/">SidPix</a> via <a href="http://compfight.com">Compfight</a> <a href="http://creativecommons.org/licenses/by/2.0/">cc</a>

TAKE ACTION! make a change

Photo  Credit:  <a  href="http://www.5lickr.com/photos/78428166@N00/4387722389/">Tobyotter</a>  via  <a  href="http://comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>

What have we learned?

Photo  Credit:  <a  href="http://www.5lickr.com/photos/7200854@N05/4053123799/">Tomi  Tapio</a>  via  <a  href="http://comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>

Good thing I put a few nuts aside

Photo  Credit:  <a  href="http://www.5lickr.com/photos/65193799@N00/469120791/">dbking</a>  via  <a  href="http://comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>

don't move back in with

your parents...

TAKE CONTROL!