View
64
Download
4
Category
Tags:
Preview:
DESCRIPTION
There are ways you can reduce your expenses without depriving yourself of the things you love. www.lifethenfinance.com 3. Leaving some money in the budget for relaxing activities is actually healthy and makes it easier to live within your budget! www.lifethenfinance.com 4. Indulge, But Still Spend Less • Take advantage of Preferred Customer Programs • Buy used items instead of new • Shop online • Ration purchases over a period of time www.lifethenfinance.com
Citation preview
www.lifethenfinance.com
Reducing Expenses
www.lifethenfinance.com
There are ways you can
reduce your expenses without
depriving yourself of the things you love.
www.lifethenfinance.com
Leaving some money in the budget for relaxing activities is actually
healthy and makes it easier to live within your budget!
www.lifethenfinance.com
Indulge, But Still Spend Less
• Take advantage of Preferred Customer Programs
• Buy used items instead of new• Shop online• Ration purchases over a period of time
www.lifethenfinance.com
Preferred Customer Programs
Get rewarded with gift cards for spending a certain amount of money at your favorite stores
Gift Card
$$$
www.lifethenfinance.com
Preferred Customer Programs
• The standard rate is $5 for every $100 spent.• Some bookstores offer a rewards program as well as a
blanket discount for their preferred customers. • Even comic book stores give perks to preferred
customers.
www.lifethenfinance.com
Buying Used
A great way to save money on your hobby is to buy used items.
Save! Save! Save!Buy used books, movies, comic
books, golf equipment,and more.
www.lifethenfinance.com
Online Shopping
With popular websites like Amazon or eBay, you can often find the item you’re looking for at a price much lower than
the one you’ll see in any store.
Savings… Just a mouse click away!
www.lifethenfinance.com
Online Shopping• Convenient• Saves time and money• Access to online-only sales
Warning:Impulse shopping on the web can be
devastating to your budget!
www.lifethenfinance.com
Ration Purchases Over Time
Week 1: Part of wishlist
Week 2: Part of wishlist
Week 4: Rest of wishlist
Week 3: Part of wishlist!
www.lifethenfinance.com
Same Lifestyle, But Less Costly
You can also continue to enjoy your favorite activities, but in less costly ways:• Rent movies instead of going to the movie
theater. Pop some corn and enjoy!• Rather than going out every week with your
friends, take turns entertaining at home and share the expenses.
www.lifethenfinance.com
Self-Reflection Questions:
• What indulgence do I spend the most money on?• What items do I feel comfortable with buying used?• Do I need to be spending as much as I do on the items
that I buy? How can I save on these purchases?
www.lifethenfinance.com
Action Tips:• Devise your own system to spread desired
purchases out over time.• Seek out used items for significant savings.• Check for online discounts before buying in-store.• Avoid buying another high end item until the
previous one is paid off.
Recommended