Health Care Reform Quiz

© 2007 University of St. Thomas, Opus College of Business

Health Care Reform QuizNovember 17, 2009

04/11/23

• The questions are based on House Health Care Reform Bill (HR 3962).

• There are 8 questions and each question may contain more than one correct answer

• The first slide in the series is the question and the next slide has the correct answers indicated by being colored red

1. Who will not be covered?

a) Childrenb) Seniorsc) Visitors from outside the USd) Illegal immigrantse) People who pay a fine instead of buying insurance

1. Who will not be covered?

a) Childrenb) Seniorsc) Visitors from outside the USd) Illegal immigrantse) People who pay a fine instead of buying insurance

2. Who will buy insurance through the Insurance Exchanges?

a) Seniorsb) Medicaid recipientsc) Individualsd) Large Employerse) Small employers

2. Who will buy insurance through the Insurance Exchanges?

a) Seniorsb) Medicaid recipientsc) Individualsd) Large Employerse) Small employers

3. What insurance options will be available in the Insurance Exchanges?

a) Private insurance plansb) Blue Crossc) Public Optiond) Medicare e) Medicaid

3. What insurance options will be available in the Insurance Exchanges?

a) Private insurance plansb) Blue Crossc) Public Optiond) Medicare e) Medicaid

4. What are the sources of funding for health care reform?

a) Reduced payment for Medicare Advantageb) Reduced payments to Doctorsc) Reduced payment to Hospitalsd) Taxes on individuals making more than $500,000

per yeare) Taxes on Sodaf) Taxes on “Cadillac” Health Plans

4. What are the sources of funding for health care reform?

a) Reduced payment for Medicare Advantageb) Reduced payments to Doctorsc) Reduced payment to Hospitalsd) Taxes on individuals making more than $500,000

per yeare) Taxes on Sodaf) Taxes on “Cadillac” Health Plans

5. Insurance companies now will be prohibited from:

a) Denying insurance due to pre-existing conditionsb) Raising ratesc) Retroactively denying coveraged) Charging older people more than young peoplee) Having a lifetime limits on paymentsf) Providing consumer directed products with Health

Savings Accounts

5. Insurance companies now will be prohibited from:

a) Denying insurance due to pre-existing conditionsb) Raising ratesc) Retroactively denying coveraged) Charging older people more than young peoplee) Having a lifetime limits on paymentsf) Providing consumer directed products with Health

Savings Accounts

6. Which are significant sources of cost in the American healthcare system?

a) Geographic variationsb) Health Plan profitsc) The fee for service healthcare systemd) Poor health habits of the populatione) Malpractice Insurance – defensive medicinef) Complex billing systemsg) Prescription drugs

6. Which are significant sources of cost in the American healthcare system?

a) Geographic variationsb) Health Plan profitsc) The fee for service healthcare systemd) Poor health habits of the populatione) Malpractice Insurance – defensive medicinef) Complex billing systemsg) Prescription drugs

7. What health care cost containment measures are included in the bill?

a) Reduce payments for preventable hospital readmissionsb) Ration care to the sickest individualsc) Negotiate prices directly with drug companiesd) Have the Institute of Medicine do a study and implement a

payment systems to reduce geographic variationse) Cap the salaries of insurance company executivesf) Provide payments to states that enact medical liability reform

7. What health care cost containment measures are included in the bill?

a) Reduce payments for preventable hospital readmissionsb) Ration care to the sickest individualsc) Negotiate prices directly with drug companiesd) Have the Institute of Medicine do a study and implement a

payment systems to reduce geographic variationse) Cap the salaries of insurance company executivesf) Provide payments to states that enact medical liability reform

8. Choose from these dates for implementation: Now, 2010, or 2013a) Payment savings in Medicare (rates, Medicare advantage)b) Payment for doctors/hospitals to by computersc) Insurance exchanges operationald) Provide insurance coverage to dependents to age 27e) Everyone is mandated to buy insurancef) Comparative Effectiveness research begung) Establish a high risk pool to sell insurance to people with

pre-existing conditions

8. Choose from these dates for implementation: Now, 2010, or 2013a) Payment savings in Medicare (rates, Medicare advantage) 2010b) Payment for doctors/hospitals to by computers Nowc) Insurance exchanges operational 2013d) Provide insurance coverage to dependents to age 27 2010e) Everyone is mandated to buy insurance 2013f) Comparative Effectiveness research begun Nowg) Establish a high risk pool to sell insurance to people with

pre-existing conditions 2010

Final Score

• Number correct (28 possible) -- Number wrong = Final score

• Resources for Current Information – Kaiser Foundationhttp://www.kff.org/healthreform/sidebyside.cfm