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Group Presentation On
Nepal Investment Bank Ltd.
Abhyuday Shah Churamani Lamsal
Kalyan AdhikariKranti Kumar Milan Karki
Raghav AgrawalRahul Giri
Shripal Shrestha
Net Profit Margin(current year): Net Revenue of the year 066/067=Rs.4,65,35,21,338 Net profit after tax and provision=Rs.1,26,59,49,588
Therefore , Net profit margin=(Net profit/Net revenue) *100%=(1,26,59,49,588/4,65,35,21,338)*100%=27.2041%
It means , in the economic year 066/067,Nepal Investment Bank earned net profit of Rs.1,26,59,49,588 in amount or 27.2041 in % of Net revenue(Interest revenue).It shows the bank is in a good position.
Net Profit Margin(previous year): Net Revenue=Rs.3,26,79,41,142 Net Profit =Rs.90,06,19,072Therefore, Net profit margin=(Net profit/Net revenue) * 100%
=(90,06,19,072/3,26,79,41,142) *100% =27.5592%
So, when evaluating the 2 years net profit margin, we find that in the economic year 066/067 ,the bank’s Net Profit Amount is more than the profit earned in the year 065/066.But on comparing the 2 years Net Profit Margin ,the profit of the Current year(066/067) is slightly less than the profit of the Previous year (065/066).The main reason behind this is the increment in the Expenses along with the increment in Revenue. On the other side the bank wasn’t successful in collecting the revenue in the same rate as the previous year.
Current Ratio: Current Assets
Cash=Rs.1,52,54,41,872Bank=Rs.2,05,32,30,931
NRB=Rs.3237217030 Money at Short call=Rs. – Stocks of Stationary=Rs.9,37,093 Income Receivable on Investment=Rs.5,93,86,690 Sundry Debtors=Rs.1,61,89,309 Loan & Advances=Rs.10,06,02,317 Repayments=Rs.4,29,59,127 Receivable=Rs.51,17,279
Total=Rs.7,04,10,81,648
Current Liabilities:Borrowings=Rs.3,73,14,826Bills payable=Rs.3,81,43,836
Proposed Dividend=Rs.60,22,74,425 Income Tax Liabilities=Rs.37,95,255 Current Deposits Liabilities=Rs.4,02,58,20,180 Interest Payable=Rs.12,64,25,971 Unearned Discount & commission=Rs.11,28,83,429 Sundry Creditors=Rs.15,03,15,282 Deferred Tax liabilities=Rs.2,71,83,263 Dividend Payable=Rs.1,68,22,327
Total=Rs.5,17,43,78,794
Current Ratio=Current Assets/Current Liabilities=Rs.7041081648/Rs.5174378794=1:1.360
Current ratio shows the ability and the capacity of the bank to pay the liabilities or obligations at the required time. The ratio 1:1.360 shows that there is sufficient current resources with NIB to pay the
Liquid Ratio Liquid Assets =Current Assets – (Advance + Stock)
=Rs.7,04,10,81,648 – Rs.(10,06,02,317 + 9,37,093) =Rs.6,93,95,42,238
Current Liabilities=Rs.5,17,43,78,794 Liquid Ratio=Liquid Assets/Current Liabilities
=6,93,95,42,238/5,17,43,78,794 =1:1.3411
The ratio
Earning Per Share: Net Profit after Tax=Rs.1,26,59,49,588Total no. of Equity share(ordinary)=Rs.2,40,90,977
Earning per Share=NPAT/No. of Ordinary Share =1,26,59,49,588/2,40,90,977 =Rs.52.55
Dividend per Share: Total Amount of Dividend=Rs.60,22,74,425 Total no. of Ordinary Share=2,40,90,977
Dividend per Share=Amount of Dividend/No. of Ordinary Share =60,22,74,425/2,40,90,977 =Rs.25
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