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FAMILY PACKAGE INSURANCE POLICIES
Recommended Policies
Different types of Health Insurance
Family Floater Mediclaim
Top up Mediclaim
Critical Illness
Hospital Cash
Different type of Term cover
Different types of Home Insurance
Different types of Personal Accident
Common Problems faced by us
Accidents
Natural death
Critical illness
Diseases
Financial Losses
Liabilities
Natural calamities
Act of God perils
Why Term Cover Solutions?
Criteria for fixing Sum Insured
Other Features
Income Tax Benefit under
Sec.80 c
Choice of policy term according to your needs
Choice of flexible
premium payment
option Higher sum insured –
comparatively lower
premium
Compare and select
policies according to your needs
Family Health Insurance Covers Covers hospitalization
expenses(cashless/reimbursement) incurred for treatment of
illness/disease or injury contracted during the policy period for your Family member
covered under the policy
Health Insurance Coverage
Room /ICU Charges
Doctors fees
Operation Theatre ,blood,
medicine, implants,
diagnostic tests organ donors
expenses, Day care procedure
expenses -140 procedures
Pre hospitalisation expenses 30
days and post hospitalisation
60 days
Other features and benefits
Other features and benefits
Home Insurance - Risk Cover
Risk covered
Personal Accident Insurance
Accidents can happen to anyone,
anytime.
It takes away the savings of many
years.
The after effects of accidents can be
severe.
More flexible coverage with less premium
Get your life back on track, with the
financial backing of Personal Accident
Insurance.
In such a scenario, don't
stretch your savings
Personal Accident – Risk cover
Other Features
Insurance policies for a Low income family
Type of Insurance Name of Policy Sum Insured Premium
Home Insurance Fire Building - 10,00,000 400
Burglary Contents - 2,00,000 200
Personal Accident PA Policy 25,00,000 2550
Health Insurance Family Floater Mediclaim 1,00,000 2315
Life Insurance Term Insurance 30,00,000 5000
Total Sum Insured and premium per year 68,00,000 10,465
Insurance policies for a middle class family
Type of Insurance Name of Policy Sum Insured Premium
Home Insurance Fire Building - 20,00,000 800
BurglaryContents - 4,00,000 400
Personal Accident PA Policy 50,00,000 6000
Health InsuranceFamily Floater Mediclaim 4,00,000 6115
Life Insurance Term Insurance 50,00,000 8000Total Sum Insured and premium per year 1,28,00,000 21,315
Insurance policies for a Upper Middle class family
Type of Insurance Name of Policy Sum Insured Premium
Home InsuranceHouse Holders Package policy Building -50,00,000 2000
Contents – 10,00,000 1000
Personal Accident PA Policy 100,00,000 11000
Health Insurance Family Floater Mediclaim 6,00,000 15000
Life Insurance Term Insurance 100,00,000 15000
Total Sum Insured and premium per year 2,66,00,000 44,000
Insurance policies for a Upper class family
Type of Insurance Name of Policy Sum Insured Premium
Home InsuranceHouse Holders Package policy Building -10,00,0000 2000
Contents – 20,00,000 1000
Personal Accident PA Policy 300,00,000 30000
Health Insurance Family Floater Mediclaim 20,00,000 50000
Life Insurance Term Insurance 300,00,000 40000
Total Sum Insured and premium per year 7,40,00,000 1,23,000
General Features
Recommended policies - Health
Recommended policies -PA
Recommended policies -Home
Recommended policies -Term
Viswanathan OdattManaging Director,Aims Insurance BrokingEmail: odatt@aimsinsurance.in
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