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S T A T E C R E D I T
VantageScore® national averageU P T H R E E P O I N T S F R O M L A S T Y E A R
Number of bankcards per consumer:
Experian’s sixth annual analysis delivers the nation’s credit report card and ranks the cities with the highest and lowest credit scores
Number of retail cards per consumer:
Average bankcard balance:
Salisbury, MD, had the largest credit score increase,
from to
Bakersfield, CA, and Columbus, MS, moved out of the bottom 10
Shreveport, LA, and Monroe, LA, are new to the bottom 10
Every city in the bottom 10 increased its average credit score except Monroe, LA, which stayed the same
Lafayette, IN, had the largest credit score decrease,
from to
Mankato, MN 706
Rochester, MN 705
Minneapolis, MN 704
Fargo, ND 701
Wausau, WI 701
Duluth, MN 701
Sioux Falls, SD 700
Green Bay, WI 700
La Crosse, WI 699
Cedar Rapids, IA 699
Average debt per consumer:
2.24
1.55
$29,093
666657 665 664
$4,404
of
UP FROM 20142.81%
UP FROM 2014
UP FROM 2014
DOWN FROM 20140.14%
2.09%
9
5
3
2
4
Greenwood, MS 612
Albany, GA 622
Riverside, CA 624
Harlingen, TX 628
Laredo, TX 633
Monroe, LA 635
Jackson, MS 635
Alexandria, LA 636
Las Vegas, NV 636
Shreveport, LA 637
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by highest VantageScore®
© 2015 Experian Information Solutions, Inc. All rights reserved.Experian and the Experian marks used herein are trademarks or registered trademarks of Experian Information Solutions, Inc.Other product and company names mentioned herein are the property of their respective owners.
VantageScore® is a registered trademark of VantageScore Solutions, LLC.VantageScore range: 300–850Average debt was calculated for this study including all credit cards, auto loans and personal/student loans.
Experian® is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score and protect against identity theft.
For more information, visit www.LiveCreditSmart.com.
TOP 10 CITIES
by lowest VantageScore®
BOTTOM 10 CITIES
666669
2014
2015
0.30%
1 2
34
98
5
6
7
10
1 7108 6
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