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Table of Contents
Overview .................................................................................. 2
New Features ............................................................................. 2
Key differences from the old platform .............................................. 3
Reasons to Adjust Transactions ....................................................... 4
Asset class – Information & known issues............................................ 6
Stocks ...................................................................................... 6
Graphs ..................................................................................... 6
Pending Actions .......................................................................... 6
Overview
The new portfolio tool is a Personal Financial Management Tool primarily for
Indian retail investors and Non-Resident Indians (NRIs). It will allow users to take control of your investments, insurance and loans and mortgages.
New Features
1. Internal rate of return: When you click on the Stocks/MF/ETF link there is a tab labelled IRR that
will tell you the IRR for all your current stock holdings 2. Stock Recommendations: When you click on the Stocks you can view recommendations for your stocks that you currently hold 3. Record Switch Transactions: While adding Mutual Funds, you can now also record transactions where a Switch happened between schemes 4. IPO Applications: You can now keep a track of your IPO applications and add allotments. When there are open IPO’s there would be a green label in front of the Stocks link on the dashboard, just click on the same to view IPO details. The IPO table is on the dashboard, below the asset allocation and reports links.
6. Gold and Silver: You can get live spot rates for Gold and Silver that will allow you to track bullions more accurately. Enter sell rates per unit for real estate, gold and silver transactions. For real estate, gold and silver, you can record partial sell transactions. 9. Portfolio Name (Edit & Default): There is an edit icon next to the portfolio name that will allow you to edit the name of the portfolio. Click on the star next to the portfolio to make it your favourite portfolio.
Key differences from the old platform
This section primarily is for existing users of portfolio who will be migrated to the new platform. As we have enhanced the functionality and usability of the new platform so
that it is easy for you to record and track their investments there are some key differences from the old platform. 1. All values in the header are current values -
Current Value of holdings
Current Investment of holdings
Today’s Gain/Loss
Notional Gain/Loss
2. Dividend income is not included in the Gain / Loss 3. Graphs only include Stocks, MF and ETF
4. In case of Fixed Income and Other Assets Today’s Gain/Loss and Notional
Gain/Loss will not be displayed. 5. Values are rounded off at the transaction level and at the header level.
This applies to buy/sell transactions as well as corporate action transactions
6. Bank/Demat from old portfolio are added to the notes in the transaction
history table (there is no bank or demat in the new system) 7. Corporate Actions that get triggered are displayed in the Pending Actions
link on the main menu, these need to be accepted manually in order to reflect the correct portfolio net worth
8. There are some transactions when moved to the new platform will be
grouped under the Adjust Transactions page. You can refer to the next section for more details.
9. You will have access to your transactions from the previous version in the
Old Transaction link. The primary reason for this is due to functional changes some transactions may not be applied to your portfolio, so you can refer to your Old Transactions for reconciliation, if required.
10. Unconfirmed transactions from old portfolio are applied in past transactions due to negative quantity
11. Reports are currently implemented for Stock and Mutual Fund asset class 12. Portfolios in the previous version that do not have any transactions will
not be moved to the new platform 13. In you have created multiple portfolios in the previous version you will
be able to view all portfolios as is. However, other users will not be able to login with their previous credentials. For this new portfolio’s would need to be created
Reasons to Adjust Transactions
There are a few transactions which may not have been applied to your portfolio due to the functional differences in the new platform vs. the old platform or due to inconsistent data. The reason why these could not be applied has been listed below along with the corrective action. You can refer to the Old Transactions link that provides you the complete listing of your transactions from the old platform to find the missing fields. However, in spite of this, there could be instances where some mandatory fields in your transaction data may be missing for which you would need to
refer to your personal records and reconcile. Stock/ETF transactions
REASON FOR TRANSACTION ERROR CORRECTIVE ACTION
Price or quantity is blank Enter a valid price/quantity of greater than zero
The transaction date is blank Enter a valid transaction date
The company name is blank because the company may have been merged
You can refer to the old transactions' link or your personal records to enter the company name
Companies that are now de-listed from the exchange
No Corrective action required as we have updated our feeds to actively traded securities only
Mutual Fund transactions
REASON FOR TRANSACTION ERROR CORRECTIVE ACTION
Transaction date, NAV, Units is blank Enter a valid transaction date, NAV or units. (NAV and units should be greater than zero)
If you uploaded SIP/STP/SWP
transactions via the excel upload they would get populated as Buy
You can delete the extra
SIP/SWP/STP transactions that may have been uploaded as Buy
transactions transactions
Multiple SIP’s with the same start date for the same scheme may not be applied correctly
You can refer to the old transactions or your personal records and add them to your portfolio
For SIP/STP/SWP, the initial
transaction is imported and monthly transactions are created in the new platform
No action required. However, if you
had skipped to record a few SIP’s those transactions would be populated here
Fixed Income transactions
REASON FOR TRANSACTION ERROR CORRECTIVE ACTION
The transaction date is blank You can refer to the old transactions or your personal records and add them to your portfolio
The maturity date is not defined
You can refer to the old transactions or your personal records and add
them to your portfolio
Interest frequency is blank or ambiguous
Due to simplified functionality you would have to re-enter the interest frequency (if applicable) for these transactions
Payout frequency is blank or ambiguous
Due to simplified functionality you would have to re-enter the payout frequency (if applicable) for these transactions
Other Assets
REASON FOR TRANSACTION ERROR CORRECTIVE ACTION
The transaction date is blank You can refer to the old transactions or your personal records and add them to your portfolio
Asset class – Information & known issues
Stocks
1. As we have updated our financial feeds you may notice your bonus / split
calculations may be different from the old platform, these have been corrected in the new system
2. Corporate action prior to 2005 are not available in the new platform 3. Intraday adjustments are not implemented currently, however, this
functionality would be released soon
4. Short sell transactions are getting added to the company page & also the Past Holdings (which should not be the case). You can adjust the transaction by adding a Buy transaction before the sell date for the same company
Graphs
1. In the graphs you may notice dips in the current price, this is primarily because we may not have received the price for that particular date
2. When you add an investment on day 1, the graphs would not get
populated till the next day
Pending Actions
1. If you add a Stock / MF / ETF and a corporate action is triggered it gets
populated in the Corporate Actions tab under the Alerts Page
2. You can review and adjust all your corporate actions from the corporate
actions tab
3. Once a corporate action is accepted for an account all subsequent
corporate actions get auto applied without you having to accept it manually
Add new transactions 1. Click on New Transaction click on the Top centre of the screen
2. Choose the Asset type you need to enter data for e.g. Stock
3. Enter the required Data on the screen above
4. For Mutual Fund click on the Tab Mutual Fund and MF page will open up
5. Enter the data and click Save & Add another MF for more.
6. Enter data and click Save & Continue button.
Asset class
1. Click on the Asset type from the snapshot page (Stock, MF, ETF etc. )
2. It will take you to the Detailed view of the Asset type (stock is the asset
type here)
3. For Adding more transactions to the existing asset class click on + symbol
4. Add transaction pop will appear, now follow the screen instructions and click on Add a Transaction. Or for more click on Save & Continue button.
5. For viewing Transaction history, click on stock name. (See the image below)
Edit transaction 1. For Editing the transaction mouse over the pencil symbol 2. After clicking the symbol a pop will appear
3. Follow the screen instruction and click Update
Delete transaction
1. Mouse over on the X symbol from the Transaction view page 2. A confirmation pop will appear to confirm If you want to delete the
transaction , click ‘yes’ to delete else ‘no’ if selected by mistake
Create a watch list 1. Click on Watch list option on the Left of the screen.
2. Click on Create New Watch List
3. Start with entering the Watch list Name
4. Click on Add
5. Enter the company name and select from the drop down list
6. Click Add to watch list button.
General account settings 3. You can update your profile from the settings tab
Set alerts
1. You can create custom alerts by clicking on Set Alerts on the top menu
2. You can also view the alerts that you have created
3. You can create custom alerts for:-
a. Portfolio net worth – to track value change for your portfolio b. Price alerts – to track the price for your stocks; these alerts can
be manually renewed for the same price
c. Percentage alerts – to track plus/minus percent change from the previous close; these would be triggered only once a day & will be auto renewed if triggered
View Reports
1. Click on View Reports option from top
2. Report page will appear
3. Select the Report type from the dropdown, select the portfolio (if more
than one) and Asset Class (stock, mutual fund). 4. Click Go.
View Old Transactions 1. Click on old transactions from top of the screen
2. You can select the portfolio for which you would like to view your transactions
3. You can refer to these transactions while adjusting your transactions
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