Szw Pp Presentation Cai Version[1]

November 10, 2010

347 N. Pottstown PikeExton, PA 19341

610-363-0974www.simonezajac.com

Securities and Investment Advisory Services offered through Capital Analysts Incorporated. Member FINRA/SIPC. Capital Analysts and SimoneZajac Wealth Management LLC are independent non-affiliated entities .

Firm ProfileSimoneZajac Wealth Management Group, LLC is a comprehensive financial planning firm founded in 1993 and headquartered in the Philadelphia, PA region.

• Privately Owned and Independent• 5 full time and 1 part time employees•3 CERTIFIED FINANCIAL PLANNER™ Practitioners. •2 Certified Public Accountants• 1 Chartered Life Underwriter ® • Provide comprehensive wealth management services

2See notes and disclosures at the end of this presentation

Securities and Investment Advisory Services offered through Capital Analysts Incorporated. Member FINRA/SIPC. Capital Analysts and SimoneZajac Wealth Management LLC are independent non-affiliated entities .

Professional Profile

James J. SimoneCFP®, CPA

Managing PrincipalBA, St. Josephs University

James J. SimoneCFP®, CPA

Managing PrincipalBA, St. Josephs University

Richard A. ZajacCFP®, CPA

Managing PrincipalBA, Lawrence Technical InstituteMBA, Drexel University

Richard A. ZajacCFP®, CPA

Managing PrincipalBA, Lawrence Technical InstituteMBA, Drexel University

PrincipalsPrincipals

Wealth Management ServicesWealth Management Services

Daniel R. ZajacCFP®, CLU

Associate PlannerBA, Drexel University

Daniel R. ZajacCFP®, CLU

Associate PlannerBA, Drexel University

OperationsOperations

Denise WoodDenise Wood Tracy Franciscus

MBA, West Chester UniversityBA, West Chester University

Tracy Franciscus

MBA, West Chester UniversityBA, West Chester University

3See notes and disclosures at the end of this presentation

Strategic Relationships

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CAPSL™ and CAAMS™ are investment management services offered by Capital Analysts. All investments subject to risk of loss. No investment strategy can guarantee a profit or protect from a loss in

a declining market. See notes and disclosures at the end of this presentation

Target Markets

* These listed services not provided by Capital Analysts 5

Client Services(* these services are not provided by Capital Analysts Incorporated.

Capital Analysts does not provide tax or legal advice services)

CAPSL™ and CAAMS™ are investment management services offered by Capital Analysts. All investments subject to risk of loss. No investment strategy can guarantee a profit or protect from a loss

in a declining market. See notes and disclosures at the end of this presentation6

Client Benefits

Wealth Management AdviceSolutions tailored to meet individual risk profile, taking into consideration risk/return

preferences and liquidity needs

Flexible Investment PlatformAccess to multiple asset classes including stock, bond, ETF, real estate, and alternative

investments through Capital Analysts, CAAMS™, and third-party money managers

Experienced Professional ServiceWide range of staff expertise offers opportunity for in house coordination of client needs

Independent Company StructureGiven that SimoneZajac does not distribute products, we are able to keep our

independence and objectivity to truly service our clients needs

Transparent Fee StructureDisclosed fee structure aligns client and advisor interests

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CAPSL™ and CAAMS™ are investment management services offered by Capital Analysts. All investments subject to risk of loss. No investment strategy can guarantee a profit or protect from a loss

in a declining market. See notes and disclosures at the end of this presentation

Financial Advisor RoleEstablish Client Objectives

Investment Risk Tolerances and Risk ExpectationsEstablish Income Needs and Targeted Savings Goals

Life/LTC Insurance ObjectivesEstablish Estate Needs and Desires

Develop Financial PlanEvaluate Current Investment Profile vs. Desired Profile

Develop Retirement Savings/Income PlanEvaluate Insurance Coverage's, Needs, Exposures

Implement Plan (if needed)Transfer Existing Assets into Suggested Diversified Model Portfolios

Begin Application and Underwriting Process for New Insurances

Ongoing MonitoringEncourage Discipline

Minimize Taxes and Expenses

See notes and disclosures at the end of this presentation 8

Investment Management

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Securities and Investment Advisory Services offered through Capital Analysts Incorporated. Member FINRA/SIPC. Capital Analysts and SimoneZajac Wealth Management LLC are independent non-affiliated entities .

CAPSL™ and CAAMS™ are investment management services offered by Capital Analysts. All investments subject to risk of loss. No investment strategy can guarantee a profit or protect from a loss

in a declining market. See notes and disclosures at the end of this presentation

SimoneZajac Wealth Management Group, LLC

Investment PhilosophyWe believe that broad diversification is the cornerstone of investing. Our asset allocation process and resultant models reflect a sophisticated multi-tiered approach with diversified

investment styles and market capitalization using multiple asset classes. The objective is to seek superior returns on a risk-

adjusted basis.

We believe that a research effort employing both quantitative and qualitative analysis can lead to selection of superior performing

mutual funds. One such approach is the CAPSL™ method introduced in 1987. The time tested methodology has produced superior performance* on both a total return and risk adjusted

basis in both bull, bear, and complete market cycles.

*Performance measured based upon composite benchmark, details can be provided upon request.

See notes and disclosures at the end of this presentation 10

Investment Process

See notes and disclosures at the end of this presentation 11

CAAMS™ Research Overview

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CAPSL™ and CAAMS™ are investment management services offered by Capital Analysts. All investments subject to risk of loss. No investment strategy can guarantee a profit or protect from a loss

in a declining market. See notes and disclosures at the end of this presentation

CAPSL™ Research Process

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CAPSL™ and CAAMS™ are investment management services offered by Capital Analysts. All investments subject to risk of loss. No investment strategy can guarantee a profit or protect from a loss

in a declining market. See notes and disclosures at the end of this presentation

Investor Profiles

See notes and disclosures at the end of this presentation 14

Sample Allocation

See notes and disclosures at the end of this presentation15

The sample CAAMS™ portfolio provided is subject to change based upon the research conducted by the Capital Analysts IMR Team via the CAPSL™ method and other research techniques. This chart is not an investment or allocation recommendation.