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BANK ASIA 3
www.bankasia-bd.com
Schedule of Charges
Items ChargesCURRENT ACCOUNT
Account maintenance fee Tk. 500 Shall be charged half-yearlyClosing of account Tk. 200 Closing of unsatisfactory account Tk. 300 Stop payment instructions Tk. 200 per instance Personalized cheque book Tk. 3 per leafBalance confi rmation certifi cate (half yearly) Free Balance confi rmation certifi cate (more than 2 times in a year) Tk. 200 per certifi cateDuplicate statement Tk. 50 per page for current year and Tk. 75 per page
for each of past year
Bounced cheque Tk. 200 per chequeOther certifi cate Tk. 100
SHORT NOTICE DEPOSIT (SND) ACCOUNTAccount maintenance fee Tk. 500 shall be charged half-yearly.Closing of account Tk. 200 Closing of unsatisfactory account Tk. 300 Stop payment instructions Tk. 200 per instance Personalized cheque book Tk. 3 per leafBalance confi rmation certifi cate (half yearly) Free Balance confi rmation certifi cate (more than 2 times in a year) Tk. 200 per certifi cateDuplicate statement Tk. 50 per page for current year and Tk. 75 per page
for each of past year
Bounced cheque Tk. 200 per chequeOther certifi cate Tk. 100
SAVINGS ACCOUNTAccount maintenance fee:For avg balance up to Tk. 5,000 No chargeFor avg balance up to Tk. 25,000 Tk. 100 shall be charged half-yearlyFor avg balance above Tk. 25,000 Tk. 300 shall be charged half-yearlyClosing of account Tk. 200 Stop payment instruction Tk. 200 per instancePersonalized cheque book Tk. 3 per leafBalance confi rmation certifi cate (half yearly) Free Balance confi rmation certifi cate (more than 2 times in a year) Tk. 200 per certifi cateDuplicate statement Tk. 150 per page for current year and Tk. 75 per
page for each of past year
Bounced cheque Tk. 100 per chequeBenefi ciary owner’s certifi cate Tk. 100
INLAND REMITTANCEIssuance of Demand DraftOn our branches @ 0.15% , min. Tk. 100 +
postage/cable/telex chargeOn other banks @ 0.15% , min. Tk. 100 +
postage + other bank’s charge
BANK ASIA
www.bankasia-bd.com
4
Schedule of Charges
Items ChargesIssuance of pay order Up to Tk. 200,000 Tk. 50
Over Tk. 2,00,000 Tk. 75 Cancellation of DD/PO/TT Tk. 75 + postage/telex chargeIssuance of Bangladesh Bank cheque Tk. 200 per chequeCollectionCollection of outstation cheques/bills (clean documentary)
Upto Tk. 1,00,000 @ 0.15% min. Tk. 50 above Tk. 1,00,000 @ 0.10% min. Tk. 50 max. Tk. 1,500
Cancellation of cheques:Local where there is a clearing house No chargeWhere there is no clearing house All costs at actual + Tk. 100
INTERNET BANKINGAnnual charge FreeTransaction charge Free
MOBILE BANKINGAnnual charge Tk. 100 Cash in charge 1% of transaction amount
Cash out charge 2% of transaction amount
ONLINE CASH DEPOSIT (INTER DISTRICT)Below Tk. 100,000 Tk. 0 to Tk. 20 to be realized from the bearer
Above Tk. 100,000 to Tk. 500,000 Tk. 0 to Tk. 50 to be realized from the bearer
Above Tk. 500,000 Tk. 0 to Tk. 200 to be realized from the bearer
ONLINE CASH WITHDRAWAL (INTER DISTRICT)Below Tk. 100,000 Tk. 0 to Tk. 50 to be realized from the bearerAbove Tk. 100,000 to Tk. 500,000 Tk. 0 to Tk. 100 to be realized from the bearer
Above Tk. 500,000 Tk. 0 to Tk. 500 to be realized from the bearer
*Intra district cash deposit/withdrawal will remain free.
Online refund of IPO/crediting cash dividend/domestic remittance through BEFTN
Tk. 10 per transaction
IMPORTLetter of Credit- Opening, Extension of Validity and Increase of Amount L/C under 100% margin (both foreign & local) 1St qtr @ 0.10% - 0.25%, sub. qtr @ 0.10% - 0.20%
min. Tk 1,000 + SWIFT/courier chargeAmendment of L/C (extension of validity and increase of value)
1St qtr @ 0.10% - 0.25%, sub. qtr @ 0.10% - 0.20%min. Tk 1,000 + SWIFT/courier charge at actual
L/C under cash sight (below 100 % margin) (both foreign & local)
1St qtr @ 0.10% - 0.40%, sub. qtr @ 0.10% - 0.30%min. Tk. 1,000 + SWIFT/courier charge
BANK ASIA 5
www.bankasia-bd.com
Schedule of Charges
Items ChargesAmendment of L/C (extension of validity and increase of value)
1St qtr @ 0.10% - 0.40%, sub. qtr @ 0.10% - 0.30%min. Tk. 1,000 + SWIFT/courier charge
L/C under deferred payment (both foreign & local) 1St qtr @ 0.10% - 0.50%, sub. qtr @ 0.10% - 0.50%min. Tk.1,000 + SWIFT/ courier charge
Amendment of L/C (extension of validity and increase of value)
1St qtr @ 0.10% - 0.50%, sub. qtr @ 0.10% - 0.50% min. Tk.1,000 + SWIFT/ courier charge
L/C under cash usance (both foreign & local) 1St qtr @ 0.10% - 0.50%, sub. qtr @ 0.10% - 0.50% min. Tk. 1,000 + SWIFT / courier charge
Amendment of L/C (extension of validity and increase of value)
1St qtr @ 0.10% - 0.50%, sub. qtr @ 0.10% - 0.50% min. Tk.1,000 + SWIFT/ courier charge
L/C under back to back under usance (both foreign & local)
1St qtr @ 0.20% - 0.40%, sub. qtr @ 0.40%min. Tk. 1,000 + SWIFT /courier charge
Amendment of BTB L/C (extension of validity and increase of value)
1St qtr @ 0.20% - 0.40%, sub. qtr @ 0.20% - 0.40% min. Tk.1,000 + SWIFT/ courier charge
L/C under back to back (other than export oriented industry)
1St qtr @ 0.10% - 0.40%, sub. qtr @ 0.10% - 0.40% min. Tk. 1,000 + SWIFT/courier charge
Amendment of BTB L/C (extension of validity and increase of value)
1St qtr @ 0.10% - 0.40%, sub. qtr @ 0.10% - 0.40% min. Tk.1,000 + SWIFT/ courier charge
L/C under EDF 1St qtr @ 0.10% - 0.40%, sub. qtr @ 0.10% - 0.40%min. Tk. 1,000 + SWIFT/courier charge
Amendment of L/C (extension of validity and increase of value)
1St qtr @ 0.10% - 0.40%, sub. qtr @ 0.10% - 0.40% min. Tk.1,000 + SWIFT/ courier charge
L/C under aid/loan/credit/barter/grants etc. 1St qtr @ 0.20% - 0.50%, sub. qtr @ 0.20% - 0.40% min. Tk. 1,000 + SWIFT/courier charge
Amendment of L/C (extension of validity and increase of value)
1St qtr @ 0.20% - 0.50%, sub. qtr @ 0.20% - 0.40% min Tk. 1,000 + SWIFT/ courier charge
Import under LCAF 1St qtr @ 0.10 % - 0.40%, sub. qtr @ 0.10 % - 0.40% + SWIFT/communication cost at actual
Amendment of L/C (except increase of value and extension of validity)
Tk. 500 to Tk. 750 + communication cost (Tk. 200 to Tk. 500 )
L/C cancellation (L/C cancellation charge waived) Communication cost (Tk. 200 to Tk. 500 )
PSI handling charge Tk. 200 to Tk. 500
Misc. certifi cation charge for opening of import L/C. Tk. 200 to Tk. 500
Acceptance Commission
Acceptance under deferred L/C 1St qtr @ 0.10% - 0.40%, sub. qtr @ 0.10% - 0.40%min. Tk 1,000 + SWIFT/courier charge)
Acceptance under usance L/C 1St qtr @ 0.10% - 0.40%, sub. qtr @ 0.10% - 0.40% min. Tk 1,000 + SWIFT/courier charge)
BANK ASIA
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6
Schedule of Charges
Items ChargesLodgment / Payment against DocumentLodgment & retirement of inward document Tk. 500 per document (fl at)
Collection of import bill (not under L/C) Free + communication cost (Tk. 500 fl at)
Reimbursement charge USD 20 to USD 50 per document
Discrepancy charge (foreign) USD 50 to USD 100 per document
Discrepancy charge (ILC & BTB L/C local) USD 10 to USD 50 per document
Handling of bills not under L/C Free (communication cost Tk. 200 will be applicable)
Handling of collection bills under L/C Free (communication cost Tk. 200 will be applicable)
Foreign correspondent’s charge (inland part) Free (communication cost Tk. 200 will be applicable)
Foreign correspondent’s charge (foreign part) USD 30 to USD 50 per instance Shipping Guarantee
Endorsing of copy of documents FreeEndorsement certifi cate charge Tk. 750 per certifi cate
Confi rmation Charge Confi rmation of all types of Import L/C (by Foreign Correspondent)For sight L/C on opener’s A/c @ 0% to 0.15% fl atFor sight L/C on benefi ciary’s A/c @ 0% to 0.20% fl atFor DP L/C up to 180 days on opener’s A/c @ 0% to 0.15% fl atFor DP L/C up to 180 days on benefi ciary’s A/c @ 0% to 0.20% fl atCollection of Credit ReportThrough D & B and Seyds At actual + communication cost (min. Tk. 200 )Through banking channel Tk. 500 to Tk. 1,000 Misc. Charges of Import Issuance of certifi cate in respect of import Tk. 100 to Tk. 300 Renewal of IRC Tk. 300 to Tk. 500 EDF settlement charge ( Slabs : USD 0-USD 5,000, USD 5,001-USD 10,000 USD 10,001-USD 50,000, USD 50,001 & above)
Tk. 250 to Tk. 1,000
EXPORTAdvising of Credit & Amendment Charges (with Value & without Value)For export client Tk. 750 For non- export client Tk. 750 Transfer of Credit & Amendment (with Value & without Value) For export client Tk. 750 For non- export client Tk. 750 Handling Charges of Export BillIn foreign currency Free (communication cost Tk. 200)In local currency Free (communication cost Tk. 200)
BANK ASIA 7
www.bankasia-bd.com
Schedule of Charges
Items ChargesNegotiation of Export Bills
Negotiation of bills drawn in F.C. (where exchange is earned)
Free (communication cost Tk. 200)
Negotiation of bills drawn in Taka (where exchange is not earned)
@ 0.10% - 0.15% on bill amount , min. Tk. 1,000 + communication cost (Tk. 200)
Reimbursement claim against bills Tk. 1,000 to Tk. 1,500
Bills under CollectionA. Foreign Under L/C (where exchange gain is earned) Free (communication cost Tk. 200)
Without L/C (where exchange gain earned) Free (communication cost Tk. 200)
Under L/C and without L/C (where exchange gain not earned) @ 0.10% - 0.15%, min. Tk. 1,000
B. Local Under L/C @ 0.10% - 0.15%, min. Tk. 1,000
Without L/C @ 0.10% - 0.15%, min. Tk. 1,000
Confi rmation of all types of Export L/C (by our Bank)For sight L/C on opener’s A/c @ 0.10% - 0.75% per qtr
For sight L/C on benefi ciary’s A/c (own bank’s client) @ 0.10% - 0.50% per qtr
For sight L/C on benefi ciary’s A/c (other bank’s client) @ 0.10% - 0.75% per qtr
For DP L/C up to 180 days on opener’s A/c @ 0.10% - 0.75% per qtr
For DP L/C up to 180 days on benefi ciary’s A/c (own bank’s client)
@ 0.10% - 0.75% per qtr
Buying House Processing ChargesProcessing of new application to BB for permission Tk. 2,000 per application
Processing for renewal of permission Tk. 1,000 per application
Buying house payment processing charge Tk. 5,00 per payment
Local Agent Permission (Including Shipping Agent)Processing of new application to BB for permission Tk. 2,000 per application
Processing for renewal of permission Tk. 1,000 per application
Local agent payment processing charge Tk. 500 per payment (if required)
Misc. Charges Related to Export Misc. certifi cation for export Tk. 100 fl at per certifi cate
Processing of cash assistance application Tk. 1,000 to Tk. 5,000 per lot
Issuance of certifi cate:
Proceed realization certifi cate Tk. 500 per certifi cate
BTB L/C certifi cate Tk. 500 per certifi cate
C&F certifi cate Tk. 500 per certifi cate
Certifi cate of documentation Tk. 200 to Tk. 500
Issuance of export performance certifi cate Tk. 200 to Tk. 500
Amendment of collection instruments Tk. 500 to Tk. 1,000 per amendment
BANK ASIA
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8
Schedule of Charges
Items ChargesOFF-SHORE BANKING
Import Related ChargesCash L/C (usance/ at sight) 1St qtr @ 0.20 - 0.40%, sub. qtr @ 0.20% - 0.30%
min. USD 10 + communication cost BTB L/C 1St qtr @ 0.20 - 0.40%, sub. qtr @ 0.20% - 0.30%
min. USD 10 L/C amendment charge (other than validity extension & value increase)
USD 8 to USD 10 + (communication cost at actual min. USD 15 to USD 20)
L/C cancellation charge Communication cost at actualAcceptance communication 1St qtr @ 0.20% - 0.40%, sub. qtr @ 0.20% - 0.40%
min. USD 10 + SWIFT /courier chargeExport Related ChargesNegotiation of at sight bill (clean document) @ 0.30% - 0.50% on bill amount Negotiation of at sight bill (discrepant document) @ 0.50% - 0.75% on bill amount
L/C advising charge (foreign) USD 20 to USD 25 L/C advising charge (local) USD 8 to USD 10 Bill collection handling charge @ 0.10% - 0.15% + (communication cost at actual
min. USD 15 to USD 20)Bill discounting charge @ LIBOR + 2.5% - 5% (indicative) approx. 11%Misc. charges/commissions:Extension maturity date Discount rate + 1%Overdue interest Discount rate + 1%Issuance of certifi cate USD 10 EXP form USD 75 per bookL/C transfer USD 50 per L/C Stamp charge At actual, min. USD 4
COMMUNICATION COST FOR OFF-SHORE BANKINGFull operative SWIFT LC/LG USD 40 to USD 50 Amendment LC/LG USD 15 to USD 20 Other short & non-operative SWIFT message USD 8 to USD 10 SWIFT charge for remittance USD 15 to USD 20 Courier charge (foreign) USD 20 to USD 25 Courier charge (local) USD 2 to USD 5 Postage (foreign) At actual, min. USD 15 Postage (local) USD 3 to USD 5
GUARANTEES/BONDSIssuance of Guarantee and Amendment for Extension of Validity / Increase of ValueAt 100% cash margin @ 0.05% - 0.20%, min. Tk. 1,000 + other chargeBelow 100% cash margin @ 0.20% - 0.50% per qtr, min. Tk. 1,000 + other
chargeAmendment of guarantee with extension of validity / and increase of value
Tk. 500 to Tk. 1,000
BANK ASIA 9
www.bankasia-bd.com
Schedule of Charges
Items ChargesForeign Counter Guarantees Issuance, Extension of Validity and Increase in AmountIssuance of counter guarantee Per qtr @ 0.10% - 0.50%, min. equivalent to
USD 100 to USD 250 + other chargesAmendment of counter guarantee for extension of validity / increase of amount
Per qtr @ 0.10% - 0.50%, min. equivalent USD 100 to USD 250 + other charges
Amendment of guarantee without extension ofvalidity / increase of amount
Tk. 500 to Tk. 1,000 (fl at)
Advising of guarantee and amendment in original without confi rmation
Tk. 500 to Tk. 1,000 (fl at)
Advising of guarantee in original by adding our confi rmation
Per qtr @ 0.20% - 0.50%, min. Tk. 3,000
Misc. charge regarding guarantee Tk. 300 to Tk. 500 (fl at)Stamp duty & others related to guarantee Tk. 350 Issuance of bid bond/performance bond favoring overseas benefi ciary
@ 0.20 % - 0.50% per qtr or part thereofmin. Tk.1,000
OUTWARD REMITTANCE (FCY)Issuance of foreign draft @ 0.10% - 0.15% (min. Tk.500) + courier charge as
per schedule Issuance of TT @ 0.10% - 0.15% (min. Tk. 500 + SWIFT charge
at actual)Additional SWIFT charge if TT not through our correspondent
Tk. 150 to Tk. 300
Investigation charge (if benefi ciary A/c already credited) Tk. 150 to Tk. 300 Investigation charge for more than 06 months old case Tk. 150 to Tk. 300 + foreign bank correspondence
charge Issuance of Foreign Currency (Cash/TC) and Endorsement in PassportIssuance of FC (cash)/ endorsement in passport Tk. 200 per endorsementIssuance of TC/endorsement in passport @ 1% on TC amount + Tk. 200 Investigation charge Tk. 500 per instance Bangladesh Bank permission charge (if any) Tk. 500 (fl at)Student fi le opening Tk. 5,000 yearly per fi le/ instanceRenewal fee Tk. 2,000 yearly per instanceFund transfer Tk. 750 + communication cost
INWARD REMITTANCE (FCY)For payment to customer account FreePayment to other bank through PO/DD PO/DD charge + postage chargePayment to other bank through SWIFT/TT @ 0.10% - 0.15% (min. Tk. 200 + SWIFT charge as
per schedule)Payment of inward remittance against identifi cation Tk. 500 (fl at)Collection of foreign draft Tk. 500 per instrument Commission for purchase of foreign draft 0.15% - 0.30% for USD & 0.20% - 0.35%
for GBP/EUR Collection of any foreign currency draft drawn on Bangladesh Bank
Tk. 100 to Tk. 300
Collection of FCY cheque (within Bangladesh) Tk. 100 to Tk. 300
BANK ASIA
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10
Schedule of Charges
Items ChargesCollection of FCY cheque (outside Bangladesh) Tk. 100 to Tk. 300 + foreign bank chargeCollection of dividend warrant in FCY Tk. 300 to Tk. 500
Processing of Bangladesh Bank approval for encashment of TT
Tk. 300 to Tk. 500
Cancellation/ return of inward remittance Tk. 300 to Tk. 500 + foreign bank correspondence charge
Collection of TT of other banks customer and release in form of FDD
Tk. 300 to Tk. 500 + courier as per schedule
Tax/VAT certifi cate Tk. 300 to Tk. 500 (fl at)Inward encashment certifi cate Tk. 300 to Tk. 500 (fl at)
FOREIGN CURRENCY A/C MAINTENANCEFor USD A/c USD 7 half yearly For GBP USD 5 half yearly Other currency (if any) USD 7 or equivalent half yearly
ENCASHMENT OF TRAVELERS CHEQUEBank customer Tk. 200 (fl at)Non bank customer Tk. 250 (fl at)Cheque PurchaseBDT A/c Tk. 300 + postage/SWIFT charge Collection of foreign currency cheque @ 0.15%, min. Tk. 200 + postage /SWIFT charge etc.Misc. certifi cate charge Tk. 300 to Tk. 500 (fl at)
SWIFT /COMMUNICATION CHARGESFor full operative SWIFT LC/LG (foreign) Tk. 1,500 to Tk. 3,000 For amendment of LC/ LG by SWIFT (foreign) Tk. 500 to Tk. 1,000 For full operative SWIFT LC/LG (local) Tk. 1,000 to Tk. 1,500 For amendment of LC/ LG by SWIFT (local) Tk. 300 to Tk. 500 SWIFT charge for acceptance (foreign) Tk. 300 to Tk. 500 SWIFT charge for acceptance (local) Tk. 300 to Tk. 500 SWIFT for local communication (miscellaneous) Tk. 300 to Tk. 500 SWIFT for foreign outward remittance Tk. 300 to Tk. 500 SWIFT for local outward remittance Tk. 200 (fl at)SWIFT for local payment Tk. 300 to Tk. 500Courier outside Bangladesh (for both L/C & others) At actual, min. Tk. 1,500 Courier inside country (for L/C & others) Tk. 20 to Tk. 100 Air mail outside country At actual, min. Tk. 500 Fax charge within country Per page Tk. 25 Fax charge outside country Per page Tk. 50 Registered covered within country (local) Tk. 50
COST OF FORML/C application Tk. 200 to Tk. 300 including stamp Tk. 150 LCAF Tk. 200 to Tk. 300 IMP Tk. 200 to Tk. 300 EXP Tk. 200 to Tk. 300
BANK ASIA 11
www.bankasia-bd.com
Schedule of Charges
Items ChargesMISCELLANEOUS SERVICES
Locker ServicesSmall size Yearly Tk. 3,000 + security money Tk. 3,000 Medium size Yearly Tk. 4,000 + security money Tk. 4,000 Large size Yearly Tk. 6,000 + security money Tk. 6,000 Extra large size Yearly Tk. 8,000 + security money Tk. 8,000 Safe Custody ServicesPackets/documents Tk. 500 per qtr Bonds and share As per arrangement Communication ServiceTelex/cable within country Tk. 100 per telex/ cable + postageFax Tk. 60 per minute, min. Tk. 100 Postage / CourierInland At actual, min. Tk. 20 SAARC countries At actual, min. Tk. 800 Other countries At actual, min. Tk. 1,200 Cost of stationery (all forms) At actual
OTHER CHARGESConfi rmation of balance (for audit purpose) Tk. 100 Certifi cate of inward remittance Tk. 100 per instanceCredit/solvency report/certifi cate Tk. 200 + postage/telex and other chargesForwarding mail for customer Tk. 100 + postage and other chargesProcessing of application for profi t/dividend remittance Tk. 750 per transactionProcessing of application for remittance of indenting commission/technical fee
Tk. 1,000 per transaction
Standing instructions Tk. 100 per instant + cost of instrument or as arranged with the customer
Other charges/ commission etc. As arranged with the customerVISA BRANDED ATM CARD
New card issuance fee Tk. 300 Renewal fee Tk. 200Replacement fee Tk. 200PIN replacement fee Tk. 100Transaction Fee for Diff erent Network (Per Transaction)All type of ATM transactions (using Bank Asia card at Bank Asia ATMs)
Free
Cash withdrawal from Q-cash ATMs Tk. 10Cash withdrawal from E-cash ATMs Tk. 15Cash withdrawal from BRAC bank (OMNIBUS) ATMs Tk. 15Cash withdrawal from DBBL ATMs Tk. 35Cash withdrawal from other visa branded ATMs Tk. 25
SME PRODUCTSLoan processing fee Negotiable but not exceeding 1% of loan amount
(for women entrepreneur 2% fl at)Risk & reward fund 1% of loan amountLoan application fee Tk. 200 Security replacement fee Tk. 1,000
BANK ASIA
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12
Schedule of Charges
Items ChargesRescheduling fee Tk. 2,000 Restructuring fee Tk. 2,000 Penal interest 2% per month on excess over limit for overdraft facility
4% per annum of overdue amount for women entrepreneur
CREDIT CARDSParticulars Card Type VISA CARD MASTER CARDAnnual fee/ renewal fee(Primary card)
Platinum Card Tk. 3,000 Gold (Dual) Tk. 2,000 Classic Dual Tk. 1,000 Local Gold Tk. 2,000 Tk. 2,000 Local Classic Tk. 1,000 Tk. 1,000 International Gold Tk. 2,000 International Classic Tk. 1,000 Virtual Card Tk. 500 SME Card Tk. 1,000 Hajj Card Tk. 500 VISA Tuntuni (Classic) Tk. 200
Spouse card fee All product Free FreeSupplementary card fee All product Free FreeCard replacement fee All product Tk. 500 Tk. 500 Late payment fee All Gold Tk. 500, USD 10 Tk. 500
All Classic Tk. 250, USD 5 Tk. 250 VISA Tuntuni (Classic) Tk. 200
Over limit fee All Gold Tk. 500, USD 10 Tk. 500 All Classic Tk. 250, USD 5 Tk. 300 VISA Tuntuni (Classic) Tk. 200
Statement retrieval fee All product Tk. 50 Tk. 50 Sales slip/ voucher retrieval fee Gold Tk. 250, USD 10 Tk. 250
Classic Tk. 200, USD 10 Tk. 200 Outstation cheque collection fee All product Tk. 200, USD 5 Tk. 100 Cheque return fee All Gold Tk. 200, USD 5 Tk. 350
All Classic Tk. 200, USD 5 Tk. 250 Certifi cate fee All product Tk. 200, USD 5 Tk. 200 PIN replacement fee All product Tk. 500 Tk. 500 Cash advanced limit All product 50% 50%
Cash advance fee All product2% or Tk. 150 whichever is higheror 3% USD
2% or Tk. 150 whichever is higheror 3% USD
Cash advanced interest (monthly) All product 2.50% 2.50%Debit interest All product 2.50% 2.50%Maximum interest free period All product 45 Days 45 DaysCheque issue fee All product Tk. 100 Tk. 100 Cheque processing fee All product 1.50% 1.50%
Credit shield premium 0.33% of totaloutstanding
* Forex mark up is 2%
BANK ASIA 13
www.bankasia-bd.com
Rated by Credit Rating Agency of Bangladesh Ltd. (CRAB) and valid up to June 2013
Bank Asia emerged as Public Limited Company in 1999 with an aim to be fully customer focused through rendering technology driven product. The bank obtained its Certifi cate of Incorporation and Certifi cate of Commencement of Business on September 28, 1999 and Banking License on October 06, 1999. Subsequently the Bank was listed with Dhaka Stock Exchange (DSE) and Chittagong Stock Exchange (CSE) on January 06, 2004.In 2001 Bank Asia set a milestone by acquiring the Bangladesh operations of the Bank of Nova Scotia of Canada, fi rst in the banking history of Bangladesh. It repeated the achievement by acquiring the Bangladesh operations of Muslim Commercial Bank Ltd. (MCB) of Pakistan.The Bank has been consolidating its strength through spreading over its network across the country with 68 Branches, 6 SME Service Centers, 5 Islamic Windows and 5 Brokerage Branches. We formed one fully owned and one majority owned subsidiary companies in 2011 alongside the main operation; one is BA Exchange Company (UK) Ltd. in London, UK for strengthening infl ows of foreign remittance and another one is Bank Asia Securities Ltd. for brokerage operation. The Corporate Offi ce of the Bank is located at a very strategic place (commercially critical area) at Rangs Tower (2nd to 6th fl oor), 68 Purana Paltan, Dhaka. We are standing on a solid fi nancial base as refl ected in the credit ratings both for short and long term.
Bank Asia at a Glance
Rating 2012 2011Long Term AA2 AA2
Short Term ST1 ST1
Bank Asia Ltd.
Main Operation
Conventional Banking
Islamic Banking Bank AsiaSecurities Ltd.
Off -shoreBanking
BA ExchangeCompany (UK) Ltd.
Subsidiary Companies
BANK ASIA 15
www.bankasia-bd.com
Branches at a GlanceBranch NameBranch Name Address Phone/Fax Number SWIFT Code
Corporate BranchCorporate Branch
Noor Tower (1st fl oor)73, Sonargaon Road(1/F Free School Street)Dhaka-1205, Bangladesh
Ph: 880-2-9674501-2,9677031, 9614061-3Fax: 880-2-9677032
BALBBDDH002
Principal Offi ce BranchPrincipal Offi ce BranchTea Board Building111-113, Motijheel C/ADhaka - 1000
Ph: 880-2-9571450-1, 9563652,9571020-1, 9571023Fax: 880-2-9566223
BALBBDDH003
Gulshan BranchGulshan BranchBay's Gallaria 57, Gulshan Avenue (Ground Floor), Dhaka - 1212
Ph: 880-2-9889268-9, 8828103, 8828387Fax: 880-2-8816739
BALBBDDH004
Agrabad BranchAgrabad Branch 69, Agrabad C/A,Chittagong
Ph: 880-31-714665,724876, 714703, 2517303Fax: 880-31-714548.
BALBBDDH005
Malkhanagar BranchMalkhanagar BranchUnion Parishad BhabanTaltola Bazar, Malkhanagar, Munshigonj
Ph: 01913511287Fax: 06924-63225 BALBBDDHCTS
Scotia BranchScotia Branch32, Kazi Nazrul Islam Avenue, Kawran Bazar, Dhaka
Ph: 880-2-8110161,8125011-2, 9137512-5, 9136049Fax: 880-2-9123077
BALBBDDH007
MCB Dilkusha BranchMCB Dilkusha Branch 4 Dilkusha C/A,DhakaPh: 880-2-9568871 - 3Fax: 880-2-9563649 BALBBDDH008
MCB Sk. Mujib Road BranchMCB Sk. Mujib Road Branch 1269/b Sk. Mujib RoadAgrabad C/A, ChittagongPh: 880-31-715125 - 7Fax: 880-31-710352 BALBBDDH009
Sylhet Main BranchSylhet Main Branch 60 NILOY, Dargah GateSylhet
Ph: 880-821-724722,712256Fax: 880-821-722616
BALBBDDHCTS
Tarail BranchTarail Branch Tarail Bazar, Kishoreganj Ph: 09434-75099Fax: 09434-75099 BALBBDDHCTS
MCB Banani BranchMCB Banani BranchA. R. Tower24 Kamal Ataturk RoadBanani, Dhaka - 1213
Ph: 880-2-9885610, 9894699, 9889104Fax: 880-2-9882181
BALBBDDH012
Khatunganj BranchKhatunganj Branch 273/268, KhatunganjChittagong
Ph: 880-31-610036,638013-4, 618419, 63841Fax: 880-31-632905
BALBBDDH013
Lohagara BranchLohagara Branch Mostafa Center, Lohagara,ChittagongPh: 03034-56304Fax: 03034-56305 BALBBDDHCTS
North South Road BranchNorth South Road Branch89 Shaheed Syed Nazrul Islam Shoroni, North South Road, Dhaka
Ph: 880-2-9563768-9, 9567671Fax: 880-2-9563223
BALBBDDH017
BANK ASIA
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16
Branch NameBranch Name Address Phone/Fax Number SWIFT Code
Uttara BranchUttara BranchHouse # 79A, Road #07Uttara Model Town, Dhaka
Ph: 880-2-8957427 - 9Fax: 880-2-8957431 BALBBDDH015
Ashulia BranchAshulia BranchChowdhury Plaza (1st Floor) Zamgara Bazar, Ashulia, Savar, Dhaka
Ph: 880-2-7790447Fax: 880-2-7790448 BALBBDDHCTS
Mitford BranchMitford BranchBismillah Tower 147/148, Mitford Road, Dhaka - 1100
Ph: 880-2-7320620 - 1Fax: 880-2-7314999 BALBBDDH014
CDA Avenue BranchCDA Avenue Branch665 CDA Avenue, East Nasirabad,Chittagong
Ph: 880-31-2850091-2, 2863640Fax:880-31-612933
SWIFT: BALBBDDH018
Sylhet Uposhohor BranchSylhet Uposhohor BranchRahim Tower, Subhanighat Bishwa Road, Sylhet
Ph: 880-821-2833448-9Fax: 880-821-2830791 BALBBDDHCTS
Dhanmondi BranchDhanmondi BranchMeher Plaza,House # 13/A (2nd Floor)Road # 5, Dhaka-1205
Ph: 880-2-9668361, 8624872-5, 9675918Fax: 880-2-9664640
BALBBDDHCTS
Station Road BranchStation Road BranchMohiuddin Market, 170, Station Road, Chittagong
Ph: 88-031-2850934-5Fax: 88-031-2850936 BALBBDDH022
Bashundhara BranchBashundhara BranchPlot # 25, Block-A, Avenue Road, Bashundhara R/A, Dhaka
Ph: 880-2-8402021, 8845182 Fax: 880-2-8401322, 8845181
BALBBDDHCTS
Khulna BranchKhulna BranchAl-Mashah Complex, 44, Mojid Sarani, KDA Avenue (Shib Bari Mor), Khulna
Ph: 88-041-2830136-7, 2831451, 2831361Fax: 041-2830135
BALBBDDHCTS
Rajshahi BranchRajshahi Branch Ahmed Plaza, Alu Patti, RajshahiPh: 880-721-812503-4Fax: 880-0721-812502 BALBBDDHCTS
Chatkhil BranchChatkhil BranchHolding No. 3147,Khilpara Road Chatkhil Bazar, Chatkhil, Noakhali
Ph: 03222-75179Fax: 03222-75179, 75224 BALBBDDHCTS
EPZ BranchEPZ BranchZone Service Complex (Ground Floor) CEPZ, Chittagong
Ph: 880-31-800340, 800406Fax: 880-31-801391 BALBBDDH027
Mohakhali BranchMohakhali Branch 82, Mohakhali C/ADhaka-1212
Ph: 02-9857236, 9857420, 9857429Fax: 8855431
BALBBDDH028
Mirpur BranchMirpur Branch
Nishi Plaza Plot No: 1, Avenue: 4 Section: 6, Block: C Pallabi, MirpurDhaka-1216
Ph: 9013814,9013841, 9013844 Fax: 880-2-9012122
BALBBDDHCTS
Anderkilla BranchAnderkilla Branch 184, J.M Sen AvenueAnderkilla, Chittagong
Ph: 880-31-2854882-3, 2854556 Fax: 880-31-2854881
BALBBDDH030
BANK ASIA 17
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Branch NameBranch Name Address Phone/Fax Number SWIFT Code
Rohitpur BranchRohitpur BranchRima PlazaRohitpur BoardingKeranigonj, Dhaka
Ph: 880-2-7766677Fax: 880-2-7766600, 7766444
BALBBDDHCTS
Bogra BranchBogra Branch Jamil Shopping Centre,Baragola, BograPh: 880-51-51642-3Fax: 880-5178641 BALBBDDHCTS
Jessore BranchJessore Branch Jess Tower (1st Floor)39/M.K. Road, JessorePh: 0421-67783-4, 67748Fax: 0421-67738 BALBBDDHCTS
Bahadderhat BranchBahadderhat Branch Mamtaz Tower 4540,Bahadderhat, ChittagongPh: 031-2553741-3Fax: 88-031-2553745 BALBBDDHCTS
Shantinagar BranchShantinagar Branch
Treasure Island,42/43, Siddeshwari Circular Road, Dhaka-1217
Ph: 8333979, 8332836, 8312729Fax: 8333978
BALBBDDHCTS
Tongi BranchTongi BranchMariom Tower (1st fl oor) 13 Anarkoli Road, Tongi Bazar, Tongi, Gazipur
Ph: 9816303-4Fax: 880-9816306 BALBBDDHCTS
Konabari BranchKonabari Branch Rupjan Tower, Nilnagar Konabari, GazipurPh: 02-9298882-3Fax: 02-9298885 BALBBDDHCTS
Bhatiary BranchBhatiary Branch Bhatiary Bazar, Sitakund, ChittagongPh: 031-2781077-79Fax: 031-2781080 BALBBDDHCTS
Progoti Sharoni BranchProgoti Sharoni Branch
Venus Complex Progoti Sharoni, Kha 199/2-199/4, Pragati Sharoni, Badda, Dhaka
Ph:8824653,88244678824687Fax: 8825368
BALBBDDHCTS
Ishwardi BranchIshwardi BranchCentral Jame Masjid Market (1st fl oor), Station Road, Ishwardi, Pabna
Ph: 0732664463-5Fax: 0732664462 BALBBDDHCTS
Savar BranchSavar Branch B-70/1 Bazar Road, SavarPh: 88-02-7744857, 7744889, 7744890Fax: 7744891
BALBBDDHCTS
Beani Bazar BranchBeani Bazar BranchTazma Shopping City1st fl oor, Beani Bazar, Sylhet
Ph: 08223-56103-4Fax: 08223-56105 BALBBDDHCTS
Donia BranchDonia Branch
Hossain tower(1st & 2nd Floor)1050 Donia, Dhaka Ctg High Way, Shampur, Dhaka
Ph: 880-2-7540055, 7540095Fax: 880-2-7551188
BALBBDDHCTS
Mogbazar BranchMogbazar Branch
Tropical M.L. Point(1st Floor), 43, New Cicular Road, Moghbazar Dhaka-1217
Ph: 8321578, 8321245Fax: 8312056 BALBBDDHCTS
BANK ASIA
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18
Branch NameBranch Name Address Phone/Fax Number SWIFT Code
Kamal Bazar BranchKamal Bazar BranchKabir Tower, Kamal Bazar, Mohora, Kalurghat, Chittagong
Ph: 031-2572872-3Fax: 031-2572874 BALBBDDHCTS
Cox Bazar BranchCox Bazar BranchJ.N Plaza(1st Floor), Plot 226(New),Tekpara,Main Road, Coxs Bazar
Ph: 88-0341-52240-42Fax: 88-0341-52244 BALBBDDHCTS
Faridpur BranchFaridpur Branch Plot#2354, Goalchamot,ThanaRoad, FaridpurPh: 0631-67206-7Fax: 0631-67204 BALBBDDHCTS
Narayangong BranchNarayangong BranchJahan Plaza (1st Floor), 20 Sirajuddala Road,FalpattiNarayangonj
Ph: 88-02-7648801-5Fax: 88-02-7648805 BALBBDDHCTS
Paltan BranchPaltan BranchRangs Tower (1st Floor)68 Purana Paltan Dhaka-1000
Ph: 7113844, 7110488, 7115594, 7119664Fax: 7111164
BALBBDDHCTS
Jagannathpur BranchJagannathpur Branch 76 T&T Road, Ward-07, Jagannathpur Bazar, Sunamgonj
Ph: 0872-756013Fax: 0872-756014 BALBBDDHCTS
Moulvibazar BranchMoulvibazar Branch
Shah Mostafa Garden City M. Saifur Rahman Road (Central Road), Moulavi Bazar
Ph: 0861-63601, 63602Fax: 0861-63600 BALBBDDHCTS
Bhairab BranchBhairab Branch Kalibari Road, Bhairab Bazar KishoregonjPh: 09424-72328-31Fax: 09424-72332 BALBBDDHCTS
Strand Road BranchStrand Road BranchS. A. Chamber (1st Floor), 317 Strand Road, Majhiirghat Chittagong
Ph: 031-2513611-2Fax: 031-2513906 BALBBDDHCTS
Shyamoli BranchShyamoli Branch 23/4 Khiljee Road, Block B Shyamoli, DhakaPh: 02-9103565-6 Fax: 02-9115239 BALBBDDHCTS
Patherhat BranchPatherhat Branch
Ibrahim Sobhar Tower (1st Floor)Patherhat, Noapara, Raozan, Chittagong
Ph: 031-2573111-2Fax: 031-2573113 BALBBDDHCTS
Tejgaon Link Road BranchTejgaon Link Road Branch Shanta Western Tower186 Tejgaon I/A, DhakaPh: 88-02-8870081-4Fax: 88-02-8870086 BALBBDDHCTS
Rupnagar BranchRupnagar BranchPlot#34(1st Floor), Road#16 Rupnagar Mirpur, Dhaka
Ph: 9016692-3Fax: 9008757 BALBBDDHCTS
Laldighirpar BranchLaldighirpar Branch Laldighirpar Main Road, Laldighirpar, Sylhet
Phone : 0821-719901, 719904Fax: 0821-719907
BALBBDDHCTS
Madhabdi BranchMadhabdi Branch Shitlabari Bazar Road,NarshigndiPh: 880-2-9446553-4Fax: 880-2-9446555 BALBBDDHCTS
Barisal BranchBarisal Branch
Fakir Complex112 Birshrashtra Captain Mohiuddin Jahangir Sarak, Barisal
Ph: 0431-2177510-1Fax: 0431-62227 BALBBDDHCTS
BANK ASIA 19
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Branch NameBranch Name Address Phone/Fax Number SWIFT Code
Oxygen Moor BranchOxygen Moor Branch422, Oxyzen MoorKulgaon, BiazidChittagong
Ph: 031-2583701-2Fax: 031-2583704 BALBBDDHCTS
Lalmatia BranchLalmatia BranchPlot 4/3, Block-D, Lalmatia Housing EstateDhaka
Ph: 8100066-7Fax: 8100070 BALBBDDHCTS
Dohazari BranchDohazari BranchSadek Tower (1st Floor) Dohazari, Chittagong
Ph: 01755-591572 (Manager)01755-591574 BALBBDDHCTS
Hajigonj BranchHajigonj Branch Munshi Plaza (1st Floor) Hajigonj, Chandpur
Ph: 08424-75143Fax: 08424-75144 BALBBDDHCTS
Elephant Road BranchElephant Road Branch64, Elephant RoadDhaka
Ph: 9669331, 9669351 Fax: 9669286 BALBBDDHCTS
Ramganj SME/ Agri BranchRamganj SME/ Agri Branch
Anupom Super Market (1st Floor)Bypass Road, RamgonjLaxmipur
Ph: 03824-75080,75171Fax: 03824-75124 BALBBDDHCTS
Ashulia SME/Agri BranchAshulia SME/Agri Branch
Tanvir Super Market (1st Floor),Ashulia Bazar Bus Stand Ashulia, Savar, Dhaka
Ph: 88-02-7744975-6Fax: 88-02-7744978 BALBBDDHCTS
Baligaon SME/Agri BranchBaligaon SME/Agri BranchDewan Super Market,Baligaon Bazar, Baligaon Tongibari Munshigonj
Ph: 0693251004-5Fax: 0693251004 BALBBDDHCTS
Sirajdikhan SME/Agri BranchSirajdikhan SME/Agri BranchSerajdikhan Bazar, Sikder Market Serajdikhan, Munshiganj
Ph: 06924-63364Fax: 06924-63225 BALBBDDHCTS
SME Service CenterBranch Name Address Phone/Fax Number SWIFT Code
Jatrabari SME Service Center
Noor Tower76/Ga Bibir BagichaNorth JatrabariDhaka
Ph: 88-02-7554861-2Fax: 7554863 BALBBDDHCTS
Rekabi Bazar SME Service Center Rekabi Bazar, Sylhet Ph: 0821-710419, 710409
Fax: 0821-710406 BALBBDDHCTS
Jurain SME Service Center
Anaz Tower495 East Jurain, KadamtaliDhaka
Ph: 88-02-7453414-5Fax: 88-02-7453416 BALBBDDHCTS
Khulna SME Service Center 28, Sir Iqbal RoadKhulna
Ph: 041-731208-9Fax: 041-723306 BALBBDDHCTS
BANK ASIA
www.bankasia-bd.com
20
Islamic WindowsWindow name Address Phone/Fax Number SWIFT Code
Principal Offi ce BranchTea Board Building111-113, Motijheel C/A.Dhaka - 1000.
Ph: 880-2-9571450, 9571451Fax: 880-2-9566223Telex: 632513 BAPO BJ
BALBBDDH003
Uttara Branch
House # 79A, Road #07, Sector # 4,Uttara Model Town, Dhaka - 1230
Ph: 880-2-8957427 - 9Fax: 880-2-8957431 BALBBDDH015
Shantinagar Branch
Treasure Island42-43, Siddeshwari Circular RoadShantinagar, Dhaka-1217
Ph: 8333979, 8312729Fax- 880-8333978 BALBBDDHCTS
Lohagara Branch Mostafa CenterLohagara, Chittagong
Ph: 88-03034-56641Mobile: 88-01930-530722Fax: 88-03034-56305
BALBBDDHCTS
Sylhet Uposhohor Branch
Sylhet TowerSubhanighat Bishwa RoadSylhet
Ph: 880-821-2833448-9Fax: 880-821- 2830791 BALBBDDHCTS
Off -shore Banking UnitBranch Name Address Phone/Fax Number SWIFT Code
EPZ BranchZone Service Complex (1st Floor) CEPZ, Chittagong
Ph: 031-800320Fax: 031-801391
BALBBDDH027
Branch Name Address Phone/Fax Number SWIFT Code
Chaktai SME Service Center
1676/G/1 River City MarketNew Chaktai, BakoliaChittagong
Ph: 031-2866395-6Fax: 031-2866398 BALBBDDHCTS
Bashabo SME Service Center 87, East BashaboDhaka
Ph: 88-02-7218462-3Fax: 88-02-7218460 BALBBDDHCTS
BANK ASIA 21
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Subsidiaries Subsidiary-1 : Bank Asia Securities Ltd.
Branch Name Address Phone/Fax Number SWIFT Code
Dilkusha (Head Offi ce)Hadi Mansion (7th Floor)2 Dilkusha C/A Dhaka-1000
Phone: 7124743, 7170896Fax: 88-02-9567884Email: cmd@bankasia.com.bd
BALBBDDH
Dhanmondi Branch
Meher Plaza, House # 13/A,R # 05 Dhanmondi, Dhaka
Phone: 8624874-5 BALBBDDH
Mirpur BranchNishi Plaza, Plot # 01, Avenue-04 Section-06, Block-C, Mirpur, Dhaka
Phone: 9013814, 9013841 BALBBDDH
Khulna Branch 28, Sir Iqbal Road (1st Floor), Khulna Phone: 041-2830136-7 BALBBDDH
Jurain BranchAnaz Plaza (2nd Floor), 495,East Jurain Kadamtali, Dhaka
Phone: 7453414 BALBBDDH
Uttara BranchH # 79/A, (4th Floor), R# 07, Sector # 04 Uttara Model Town, Dhaka-1000
Phone: 8958371 BALBBDDH
Extension Offi ceMoon Mansion(5th Floor), 12, Dilkhusha C/A, Dhaka-1000
Phone: 7126173, 7126261 BALBBDDH
Extension Offi ce158-160, Ground Floor, Motijheel, C/A Dhaka-1000
Phone: 7124805, 7124816 BALBBDDH
Subsidiary-2 : BA Exchange Company (UK) Ltd.
Offi ce Address Phone/Fax Number SWIFT Code
Offi ce in UK 125 Whitechapel RoadLondon E1 1DT
Tel: 0203 005 4845-6Fax: 0207 426 0097Mob: 0795 081 4675
BALBBDDH
BANK ASIA
www.bankasia-bd.com
22
Abbreviations
BEFTN Bangladesh Electronic Fund Transfer Network
BTB Back to Back
C&F Clearing and Forwarding
DD Demand Draft
DP Deferred Payment
EDF Export Development Fund
FCY Foreign Currency
FDD Foreign Demand Draft
ILC Inland Letter of Credit
IPO Initial Public Off ering
IRC Import Registration Certifi cate
L/C Letter of Credit
LCAF Letter of Credit Authorization Form
LG Letter of Guarantee
PO Pay Order
PSI Pre Shipment Inspection
SWIFT Society for Worldwide Interbank Financial Telecommunication
TC Travelers’ Cheque
TT Telegraphic Transfer
VAT Value Added Tax
BANK ASIA 23
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Q Where there are slabs and range in charges; what will be the base for charges realization?
Ans. Branches will realize charges based on the largest value of the highest slab unless otherwise approved by Corporate Offi ce.
Q What will be the validity period of this Schedule of Charges?
Ans. The schedule of charges will remain valid until further notice. However, Bank Asia reserves the right to amend/add terms, conditions, or rates stated in the schedule of charges any time. Any directive from regulators regarding schedule of charges will come into eff ect immediately.
Q How should VAT be realized?
Ans. VAT should be realized from customer/benefi ciary as per laws and regulations applicable for the period.
Q Is applicable VAT included in the fees, charges and commissions?
Ans. No, VAT is not included. VAT will be added on top of fees, charges and commissions.
Q Who will bear VAT and what will be the base for VAT calculation?
Ans. Customer/benefi ciary will bear VAT. Where there are slabs and range; base for VAT will be the largest value of the applicable slab disregarding the actual fees, charges and commissions taken from client.
Q Who will be responsible for deducting VAT?
Ans. Respective branch will primarily be responsible for deducting VAT at the time of realizing fees, charges and commissions.
Q Who should be contacted for clarifi cation about charges?
Ans. Customer will contact concerned Manager Operation/Head of Branch for any clarifi cation regarding any charges in schedule. If needed, the Branch will contact Finance & Accounts Department of Corporate Offi ce for further clarifi cation.
Frequently Asked Questions (FAQ)
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