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₹upeeBoss Financial Services Pvt Ltd
PRODUCT KIT
Contents :-• Unsecured Personal Loan• Unsecured Business Loan• Home Loan• Loan Against Property (LAP)• Working Capital (OD/CC)• Lease Rent discount (LRD)• Loan Against Share’s (LAS)
Unsecured Personal Loan
Banks & NBFC’S
HDFC, Citi bank, SCB, ICICI, Fullerton, Axis, Tata, Bajaj,
ROI 14.50% To 22% ( Depend on Salary & Co.)
Processing fees 1.50% To 2.50%
Tenure 12 months To 60 monthsLoan Amount 1lac To 30lacs
Eligibility - Net salary x 75% - All Emi x Multiplier (12mth-5,24mth-9,36mth-13,48mth-15,60mth-18)
Documents - Kyc docs,Photo,last 3mth salary slip,last 6mth banking,1yr Experience letter or form no 16,Loan sanction letter or closer letter.
Income – 20000/- minimum net salary
Unsecured Business Loan
Banks & NBFC’S
Hdfc,Citi bank,Scb,Icici,Fullerton,Tata,Bajaj,Shriram,Edelweiss,Capital first, Magma, Religare
ROI 16% To 19% ( Depend on Loan amount)
Processing fees 1.50% To 2.50%
Tenure 12 months To 48 months
Loan Amount 3lacs To 75lacs (per bank)
Eligibility :- Net profit + ½ Depreciation + interest on loan + director/partner remu – All obligation x 2
Documents :- Kyc docs,photo,Business proof,Last 3yrs ITR with financials,Last 6mth banking,Loan/OD/CC sanction letters.
Income:- NP -150000/- T/O – 20lacs
Home LoanBanks & NBFC’S
Citi bank,Scb,Icici,Axis,Magma,L&T,
ROI 9.50% To 14% ( Depend on Loan amount)
Processing fees 0.75% To 1%
Tenure 5years To 30years
Loan Amount 20lacs To 25cr
Eligibility - For salaried Net salary x 65% - Obligation= Eligible Emi/per lac EmiFor Self employed Total cash income x 65%(DBR) – obligation / 12/per lac Emi
Documents - :- For Salaried- Kyc doc’s,Last 6mth salary slip,last 2yrs form no 16,12mth banking,property documents.For Self employed- Kyc doc’s,last 3yrs ITR with financials,12mth Banking,loan sanction letters,property documents.
Loan Against PropertyBanks & NBFC’S
hdfc,icici,citi,kotak,dcb,dhanlaxmi,scb,axis,india bulls,deutsche bank,reliance,first blue home finance,bajaj
ROI 10.75% To 14% ( Depend on Loan amount)
Processing fees 0.75% To 1%Tenure 5years To 15years
Loan Amount 20lacs To 25crEligibility - For salaried Net salary x 65% - Obligation= Eligible Emi/per lac EmiFor Self employed Total cash income x 65%(DBR) – obligation / 12/per lac Emi
Documents - :- Same as Home Loan
Working Capital (OD/CC)
Banks & NBFC’S
HDFC, Citi, Kotak, DCB, SCB, Axis, Deutsche bank, CIDBI and PSU bank’s...
ROI 11.50% To 14% ( Depend on Banks)
Processing fees 0.75% To 3%
Tenure Every year renewal of limits by bank
Loan Amount 50lacs To 100cr
Eligibility - 20% To 25% of the turnover
Documents - :- Same as LAP
Income – NP -500000/- T/O – 2cr
Lease Rent Discount (LRD)
Banks & NBFC’S
hdfc,icici,kotak,dcb,dhanlaxmi,scb,axis,india bulls,deutsche bank,reliance,first blue home finance,bajaj.
ROI 12% To 14% ( Depend on Banks)
Processing fees 0.75% To 1.50%
Tenure Tenure depend agreement
Loan Amount 20lacs To 100cr
Eligibility - 85% to 90% of Monthly rent income will be the Eligible Emi
Documents - :- Kyc doc’s,last 3yrs ITR with financials,12mth Banking,loan sanction letters,property documents,rent agreement’s
Loan Against Shares (LAS)
Banks & NBFC’S
Tata Capital,Reliance,Religare
ROI 13% To 14% ( Depend on Shares category)
Processing fees 0.75% To 1%
Tenure Tenure 12mth (Renewal period of 3yrs)
Loan Amount 5lacs To 5cr
Eligibility - 40% to 70% of the share’s amount (% depend on category)
Documents - :-Kyc docs,2yrs ITR with financials,6mth banking,net worth statement,latest demat a/c statement)
THANK YOU
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