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HK-SALE-B028 (Last Updated Date: 20180209)
PayDollar 3-D Secure MPI
PayDollar MPI enables acquiring banks and merchants to participate in Visa, MasterCard, JCB and American Express 3-D Secure Program.
The MPI sends a request to the Card Brands in order to check if the card used by the credit card holder is participating in the 3-D Secure Program.
Participating in the 3-D Secure adds a layer of security for online credit card transactions and helps protect the acquiring bank, merchants and cardholders from financial costs due to unauthorized credit card usage.
Benefits
Mitigate riskProtects merchants from chargeback losses and costs related to fraudulent or disputed online
Comprehensive and integratedSingle license of up to 4 international credit card types; saving considerable setup and maintenance overheads over time for merchants and banks
Ease-of-deploymentWith flexible license offering for different deployment approaches; choice of standalone or hosted license
Flexible product offeringProvides much wider merchant needs
Support change of IP over server / hosting migrationSupport merchant without dedicated server
Stable and provenCurrently used by more than 4,000 merchants across Asia
Quality service supportOn standby, with ready local support in most Asian countries
Features
Certified and complies with
Verified by Visa 3-D Secure Protocol version 1.0.2
MasterCard SecureCode
American Express SafeKey
JCB J/Secure
Flexible setupLicense installed at the bank, PSP or merchant’s server or through a hosted, licensed PSP gateway
Flexible and configurable IPNo need to apply for a new license in case of IP address relocation
Integrated reportingCovers Verified by VISA, MasterCard SecureCode, JCB J/Secure, and American Express SafeKey
Built-in license control managerAllows banks and PSPs to administrate license issue and IP changes available in Java or Web interfaces
PayDollar 3-D Secure MPI
HK-SALE-B028 (Last Updated Date: 20180209)
PayDollar 3-D Secure MPI
網上詐騙個案按年遞升,為保障顧客及公司利益,客人身份驗證是電子商貿重要的一環。3-D Secure MPI 方案是一個適合銀行及商戶使用的付款認証方案。此方案透過加強身份認証以保障信用卡持有人,減低信用卡
被盜用之風險;商戶可籍此確保信用卡使用者身份,減低拒付及欺詐風險;而銀行亦可透過3-D認証以確保
交易的合法性。
如何運作
顧客於商戶的網站進行付款時,當輸入信用卡資
料以後,3-D Secure 軟件會要求顧客提供額外的
私人密碼,並把密碼轉送給發卡行核實,確認密
碼及信用卡持有人授權使用此卡作網上交易。
優勢
節省成本減低欺詐、拒付及爭議個案帶來之損失
全面綜合單一授權支援4種主要國際信用卡
簡易安裝提供各種安裝方法,可選擇獨立安裝或寄存
彈性產品組合商戶毋須安裝專用伺服器,於遷移伺服器/寄
存公司時支援更改 IP
產品特性
支援以下四種國際保安規格:
Verified by Visa 3-D Secure Protocol version 1.0.2
MasterCard SecureCode
American Express SafeKey
JCB J/Secure
靈活設定系統可設置於銀行、付款服務供應商或商戶
之伺服器或寄存系統於獲授權的付款關閘服
務供應商
靈活變更 IP地址若更改 IP地址亦毋須額外申請新授權
綜合報告 一個報表詳列所有3-D認証記錄
內置授權控制管理銀行及付款服務供應商可透過Java或 Web介
面控制授權及變更 IP設定
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