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Novated Leasing Guide
2019
TAX-EFFECTIVE FINANCE
NOVATEDLEASING
toyotanovated.com.au
At Toyota Fleet Management, we believe in putting your needs first. And being open and transparent about everything we offer.
Could save you moneyWe offer market-leading interest rates and great
discount deals on finance, fuel, maintenance and repairs. There
are also potential tax savings from paying part of the lease
out of your pre-tax salary.
You can choose any make or model
That’s right. Not just Toyota. Though all our models are in the
mix, you can choose to lease another make through us.
It’s easy and convenientEnjoy the peace of mind of knowing that all your lease
payments, including maintenance and fuel, are set up in one lump
sum, on the same day each month – with no hidden fees or charges.
To speak with one of our experts, call us on 1300 888 870 or visit toyotanovated.com.au
Benefits of Novated Lease
Fleet Rationalisation
Easy & Convenient
We don’t disguise anything about our novated leases
Toyota Fleet Management is a division of Toyota Finance Australia Limited ABN 48 002 435 181, Australian Credit Licence No 392536. The information provided above is of a general nature and for your information only. It is recommended that you seek appropriate advice from a taxation consultant or financial adviser. TFS1805 (01/19)
TFS1805_Advert_Fleet_AutoNews_AW.indd 1 24/1/19 2:26 pm
the information you’ll see on a novated leasing quote
to introduce you to the important terms.
At first it does seem complex because of the industry
jargon like PAYG, GST and FBT. Though if you take
the time to understand how it works it will make
sense. And the savings are real compared to buying
a car using other financing methods.
If you are considering a novated lease, now or in the
future, this guide is for you.
It’s also for the person within an organisation that
gets asked all the car questions. It may be the Fleet
Manager, or it could be Human Resources, Finance
or Procurement.
Please share this guide with your colleagues, family
and friends to help them better understand the
benefits and vehicle affordability offered through
a novated lease.
Regards,
Marc Sibbald
Fleet Auto News
Welcome to the 2019 edition of the annual Novated Leasing Guide produced by Fleet Auto News. If you’re reading this for the first time I hope you find it helpful in explaining the benefits of novated leasing.
The guide is laid out in a simple way showing the
purchase price, monthly rental and the annual savings
available from salary packaging for over 200 cars.
You can compare different vehicle types and model
variants at a glance.
Categories are used to separate the different type
of cars to help narrow down your choices. If you’re
looking for your dream car, Luxury and Sports will
be the sections for you. If it’s to upgrade the family
car, you should head straight to SUV Medium or SUV
Large depending on your family size.
There’s a broad range of vehicles with an indicative
monthly lease rental on each one. This is because
most of us desire cars with a purchase price beyond
our reach. Though when you convert the cost of
ownership to a fixed monthly amount you may be
able to put the one you want in your driveway sooner
than you planned.
We’ve also tried to simplify the information on the
savings available with a novated lease. The data on
each vehicle is not comprehensive. It’s a sample of
TAX-EFFECTIVE FINANCE
NOVATEDLEASING
toyotanovated.com.au
At Toyota Fleet Management, we believe in putting your needs first. And being open and transparent about everything we offer.
Could save you moneyWe offer market-leading interest rates and great
discount deals on finance, fuel, maintenance and repairs. There
are also potential tax savings from paying part of the lease
out of your pre-tax salary.
You can choose any make or model
That’s right. Not just Toyota. Though all our models are in the
mix, you can choose to lease another make through us.
It’s easy and convenientEnjoy the peace of mind of knowing that all your lease
payments, including maintenance and fuel, are set up in one lump
sum, on the same day each month – with no hidden fees or charges.
To speak with one of our experts, call us on 1300 888 870 or visit toyotanovated.com.au
Benefits of Novated Lease
Fleet Rationalisation
Easy & Convenient
We don’t disguise anything about our novated leases
Toyota Fleet Management is a division of Toyota Finance Australia Limited ABN 48 002 435 181, Australian Credit Licence No 392536. The information provided above is of a general nature and for your information only. It is recommended that you seek appropriate advice from a taxation consultant or financial adviser. TFS1805 (01/19)
TFS1805_Advert_Fleet_AutoNews_AW.indd 1 24/1/19 2:26 pm
EDITOR'S message
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CHOOSE US FOR YOUR FLEET REQUIREMENTS BECAUSE WE ARE...FOR SERVICEBob Jane T-Marts staff are highly trained and recognised industry specialists in providing friendly, professional advice with a commitment to customer service and client satisfaction.
FOR PRICINGNational Fleet Pricing is contracted with your fleet management organisation to ensure all products and services are invoiced according to the agreed discounted pricing structure. Our group buying power delivers highly competitive Fleet tyre prices across all the leading brands.
FOR BRANDSWe source and sell quality tyres, wheels and batteries from leading global brands, for Australian motorists and Australian driving conditions.
FOR COVERAGEWith an ever-expanding network of Bob Jane T-Marts stores nationally, we are well placed to service the needs of your Fleet’s tyre replacement policy.
& many more brands
www.bobjane.com.au
REPORTING✔ Invoices provide point of purchase, product
descriptions, odometer readings, vehicle registration, vehicle make/model and order numbers
✔ Customised reporting to suit your business requirements
✔ National consolidated billing account with 30-day payment terms
✔ Work performed to your specific Fleet replacement policy
✔ Unique Account Management service
For more info contact 1300 535 338 or fleet@bobjane.com.au
BT1088 Fleet Ad 210x297.indd 1 9/1/19 10:55 am
Australians are spoilt for choice when it comes to new vehicle options. There’s more than 3,000 models from 70 manufacturers. So how do you choose a new car?
We reckon your lifestyle, or stage of life, is one thing that would influence your choice. Another is whether you view your car as a mode of transport or part of your image. Then there’s the other boring considerations like price, warranty period, running costs etc.
With so much choice a novated lease is perfect because you can change your car every three years. As your family size or hobbies change, you can
CHOOSE US FOR YOUR FLEET REQUIREMENTS BECAUSE WE ARE...FOR SERVICEBob Jane T-Marts staff are highly trained and recognised industry specialists in providing friendly, professional advice with a commitment to customer service and client satisfaction.
FOR PRICINGNational Fleet Pricing is contracted with your fleet management organisation to ensure all products and services are invoiced according to the agreed discounted pricing structure. Our group buying power delivers highly competitive Fleet tyre prices across all the leading brands.
FOR BRANDSWe source and sell quality tyres, wheels and batteries from leading global brands, for Australian motorists and Australian driving conditions.
FOR COVERAGEWith an ever-expanding network of Bob Jane T-Marts stores nationally, we are well placed to service the needs of your Fleet’s tyre replacement policy.
& many more brands
www.bobjane.com.au
REPORTING✔ Invoices provide point of purchase, product
descriptions, odometer readings, vehicle registration, vehicle make/model and order numbers
✔ Customised reporting to suit your business requirements
✔ National consolidated billing account with 30-day payment terms
✔ Work performed to your specific Fleet replacement policy
✔ Unique Account Management service
For more info contact 1300 535 338 or fleet@bobjane.com.au
BT1088 Fleet Ad 210x297.indd 1 9/1/19 10:55 am
always drive the right car for you.
At Fleet Auto News we get to drive lots of cars so we have our favourites based on personal preferences, family size and weekend leisure pursuits. We’ve asked two of our reviewers to put together a list of recommendations based on the different ways people use their cars. We hope this helps you pick your new car (or at least narrow down some choices for a test drive).
INDEPENDENT CAR REVIEWS AND COMPARISONS
Alternatives R Toyota Corolla
Hybrid
R Renault Zoe
Alternatives R Toyota Corolla
Hybrid
R Mercedes-Benz A200
BMW i3 Not within everyone’s budget but a small EV around town just makes sense in 2019.
Hyundai IONIQ Available as EV or Hybrid, it’s well appointed, practical and pleasing to drive. IONIQ is normalising EV’s.
MARC
MARC
ROD
ROD
METRO/CITY CAR
EDITOR'S choice
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EDITOR'S choice
Alternatives R Hyundai Sonata
Premium
R Kia Stinger
Alternatives R Mercedes-Benz
C200
R Subaru Liberty 3.6R
Holden Commodore RS I like a large car with power. The new Commodore drives great at speed or in traffic.
Mazda 6 GT Wagon Quality inclusions and features. It’s quiet, comfortable and so easy to live with every day.
MARC ROD
DAILY COMMUTE
Alternatives R Porsche GT2 RS
R Audi A8
Alternatives R Toyota
Landcruiser 200 Sahara
R Audi A8
BMW i8 My neighbour has one. His kids are too young to realise their inheritance is gone.
Lexus GS-F Licence shredding driving performance, quality and luxury abound. And oohh, that engine note… let them buy their own house!
MARC ROD
SPEND THE INHERITANCE
Alternatives R Mazda CX-9
R Toyota Kluger
Alternatives R Mazda CX-8
R Kia Sorento
Hyundai Santa Fe Highlander A good all-rounder with plenty of room and lots of safety features to protect the family.
Hyundai Santa Fe Practical, versatile and a pleasure to drive. Probably the best seven seater on the market.
MARC ROD
MUM’S TAXI
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EDITOR'S choice
Alternatives R Ford Mustang
Bullitt
R Mercedes-Benz AMG C63
Alternatives R Kia Stinger GT
R Mercedes-Benz X-Class
Audi RS4 Every time I see one I take a second glance. When I drive one I smile. And the wagon makes it feel practical.
Audi A8 A8 typifies everything about Audi. Excellence, luxury and performance. It wants for nothing and delivers everything.
MARC ROD
BRAND STATEMENT
Alternatives R Ford Ranger
Raptor
R Toyota Land cruiser Sahara
Alternatives R Mercedes-Benz
X-Class
R Toyota Hilux Rogue
Toyota Landcruiser Prado Kakadu Great off-road capability with a boot to store your gear and seven seats.
Toyota Hilux Rugged X Tough, aggressive and rugged very well equipped and comfortable. It’ll not only take you anywhere you would want to go, but bring you back as well.
MARC ROD
ADVENTURE VEHICLE
Alternatives R Hyundai Tucson
R Renault Koleos
Alternatives R Hyundai Tucson
R Subaru XV
Kia Sportage It’s a perfect size for pets and families over short trips, or a day out to the coast.
Subaru Forester AWD to get you anywhere you would want to go. Option of rear seat pet protector seat cover.
MARC ROD
PET LOVER
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toyota.com.au/fleet
A novated lease puts the All-New Corolla Hatch ZR within easy reach
With a novated lease, payments are taken from your pre-tax salary to help you save on tax. That makes a top-of-the-range All-New Corolla Hatch ZR even more affordable. You’ll get all the latest tech including the Toyota Safety Sense suite of safety features, plus an 8" multimedia screen and 8-speaker JBL premium audio system.
Visit your local Toyota Dealer to find out more about Corolla.
Save for Toyota trade marks depicted, all other product and company names are trade marks of their respective owners.TFM2090 NLG 01/19 T2018-011620
toyota.com.au/fleet
A novated lease puts the All-New Corolla Hatch ZR within easy reach
With a novated lease, payments are taken from your pre-tax salary to help you save on tax. That makes a top-of-the-range All-New Corolla Hatch ZR even more affordable. You’ll get all the latest tech including the Toyota Safety Sense suite of safety features, plus an 8" multimedia screen and 8-speaker JBL premium audio system.
Visit your local Toyota Dealer to find out more about Corolla.
Save for Toyota trade marks depicted, all other product and company names are trade marks of their respective owners.TFM2090 NLG 01/19 T2018-011620
HOW novated leases WORK
It’s simple really. You pick a car and then save some money by using pre-tax dollars. Not quite getting it? That’s OK. It takes a while because it seems too good to be true.
If you’re planning to buy a car (new or used) using finance, and work for an employer that offers salary packaging benefits, you should spend some time to find out about novated leasing.
It may sound complicated. And it will take you some time to understand if it’s your first time. But isn’t that the case with most things to do with money?
Once you get your head around the finance part and tax savings, the extra benefits that make car ownership easy are more than worth it.
For example, the cost of fuel, rego and servicing are all included in the monthly rental. This means you won’t get the high petrol price blues or pre-service financial anxiety attack. Your budgeting is taken care of as part of the novated lease.
With a novated lease most people can save some money compared to financing a new car using their
post-tax salary. And if you work in a government role like health, policing or education you can take advantage of the extra benefits on offer. There are also extra benefits for people that work in the Not for Profit sector.
Then at the end of the lease term (normally three years) you have several options. If you love the car you can own it. If your circumstances change you can sell it. Or if you just want to change your look, you can with a new novated lease.
SAVE MONEY BY USING YOUR PRE-TAX DOLLARS
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Get in touch with our Novated Leasing Specialists today on 1300 353 381 or contact us at novated@fleetplus.com.au
1300 466 828
Important Information: Information is current as at January 2019 and is subject to change. The information is general in nature and does not constitute financial or tax advice. Independent financial and tax advice should be sought. All applications are subject to credit approval criteria.
Terms and conditions, fees and charges apply. FleetPlus Pty Ltd ABN 59 099 217 320.
First. It’s How We Treat You.
Are you looking for a Novated Provider that goes the extra mile?FleetPlus have extensive experience in Novated Leasing and can assist you through the complete lifecycle of your Novated vehicle.
From the purchase of a vehicle to the sale of your current car; our customer focused specialists can assist in tailoring a complete solution that goes well beyond financing.
Fleet discounts on new vehicles
Trade in capabilities
A variety of end of lease options
Tailored Novated Leasing packages
Are you planning to buy a car? Do you already own a car? What does it cost to run?
The good news is you could end up with more dollars in your pocket with a novated lease compared to owning it yourself. It’s true! Novated Leasing is a great way to save money by salary packaging a vehicle.
All you need to do to take advantage of this legal (and easy) way of reducing your tax bill is to work for a company that offers salary packaging as an employee benefit.
CASH vs LEASING
A NOVATED LEASE VS PAYING CASH FOR A CARSo what’s the difference between owning a vehicle and a novated lease? The first thing is the running costs are paid from your salary before the tax is taken out. This reduces your income which also reduces the tax you pay.
What do we mean by running costs? Well the obvious one is fuel. You also have servicing, finance costs and insurance. When they are included in the lease, the financier claims the GST input tax credit which is like you getting a 10 percent discount. And
with a novated lease all the expenses are combined into one monthly rental which makes budgeting easier.
Sure, it’ll take some time to get your head around the benefits. But do the research. Take the time and you’ll thank us.
There’s plenty of information online, including calculators that will detail the savings. Just Google novated leasing and start from there. Or talk to your HR people.
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UNLIMITEDKM
WARRANTY#
UNLIMITEDKM
WARRANTY#
There are many reasons to consider a novated lease and the number one benefit is the financial savings compared to other finance options.
If you are looking at buying a luxury car there may be additional benefits available through the range of Corporate Programs on offer.
All the major luxury brands including Mercedes-Benz, Audi and Lexus run corporate programs. And like salary packaging, many employers use their membership of these programs as a way to recruit and reward staff.
And it’s not just luxury brands. Renault also offers novated lease buyers exclusive offers and discounts.
These programs effectively offer employees of large companies and industry associations free, or discounted, incentives to purchase a new luxury vehicle. And many of the benefits are not available if you are a private buyer.
Over the years the benefits may change though they are all aimed at reducing your running costs and enhancing your overall ownership experience.
Each luxury manufacturer has a number of ways that they can make owners feel special and part of an exclusive club. And when you’re choosing a luxury car as a reward for yourself, a few extras make it even better.
EXTRA benefits
Servicing and maintenance costs are often the things that worry people when they start to consider purchasing their first luxury European vehicle. A Corporate Program is a good way to ease your concerns because you’ll have access to an account manager to help you understand the total cost of ownership rather than focusing on one aspect.
So why not get more from your novated lease by purchasing a luxury vehicle from a manufacturer that offers a Corporate Program?
To find out more you can read one of the many articles about Corporate Programs on the Fleet Auto News website at www.fleetautonews.com.au.
WITH NOVATED LEASE CORPORATE PROGRAMS
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ADVENTURE
FAMILY
PETS
COUPLES
LUGGAGE
POWER
TOWING
COMMUTE
SMALL
SUV MEDIUM
SUV LARGE
SUV SMALL
ELECTRIC
LIGHT
4X4 UTE
LARGE
PEOPLE MOVER
MICRO
LUXURY
SPORTS
LIFESTYLE car type
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For warranty terms and conditions, visit www.kia.com.au. KIA176FL
Australia’s Best
Be assured with Kia Fleet Edge
For further information on Kia Fleet Edge, visitt kia.com.au or call 131 KIA/131 542
OPTIONAL accessories
With a novated lease you can pick the car you really want and it’s a good time to ‘Pimp your ride’ with some great accessories.
These days there’s a long list of genuine accessories from the dealership which will be covered by the manufacturer’s warranty and have been engineered specifically for your car. There’ll also be a range of aftermarket options.
And the great thing about including accessories in a lease is the way
WINDOW TINTIt should be a standard feature. Not only does it look great it keeps your car cool.
METALLIC PAINTThe colour of your car is as important as the brand you choose. Don’t skimp on this.
ROOF RACKSIt’s amazing how useful these can be. Obviously not for every car or every driver, so think about the look as well as the practicality.
INTERIORGo for leather. The smell. The feel. It’s a small price for luxury.
TYRESBig wheels doesn’t mean cheap tyres. Stick to a quality brand or the manufacturer's recommendation. Or maybe you want an All Terrain pattern for your off-road adventures. Remember - there’s only one hand print between you and the road.
BIGGER WHEELSThey look great don’t they? More rim, less tyre is the golden rule.
TOW BARIf you think there’s a chance that you might tow something one day (or even use a bike rack), get it fitted at the start.
SAFETY PACKIf you’re buying a family car then tick every option. Even if you’re not, the safety features hold their value when it’s time to sell.
For warranty terms and conditions, visit www.kia.com.au. KIA176FL
Australia’s Best
Be assured with Kia Fleet Edge
For further information on Kia Fleet Edge, visitt kia.com.au or call 131 KIA/131 542
the cost is spread over the lease term. For example, an accessory that costs $720 is only $20 a month over three years. After tax it’s even less!
So don’t skimp on the accessories. Load up your car with all the things you’ve always wanted.
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When you need a novated lease
Disclaimer: *Customers must have a BP fuel card with car washes enabled. Terms and conditions for 10c offer can be found at fleetcare.com.au/terms-and-conditions-novated-10c-offer.
Call: 134 333 Visit: fleetcare.com.au Email: getnovated@fleetcare.com.au
Start your novated lease today.
fleetcare.com.au
Modern life, so much to do. A car is a big investment, we know that.
We know how important it is to make the right vehicle choice to suit your lifestyle and your budget.
We know how to maximise your savings and smooth your budget.
We know how to save you more on fuel, with 10 cents off every litre plus half price car washes for the life of your lease*
No matter how much you drive, where you live or what you earn, Fleetcare can design a lease to suit your life… and save you thousands.
END of lease OPTIONS
When you need a novated lease
Disclaimer: *Customers must have a BP fuel card with car washes enabled. Terms and conditions for 10c offer can be found at fleetcare.com.au/terms-and-conditions-novated-10c-offer.
Call: 134 333 Visit: fleetcare.com.au Email: getnovated@fleetcare.com.au
Start your novated lease today.
fleetcare.com.au
Modern life, so much to do. A car is a big investment, we know that.
We know how important it is to make the right vehicle choice to suit your lifestyle and your budget.
We know how to maximise your savings and smooth your budget.
We know how to save you more on fuel, with 10 cents off every litre plus half price car washes for the life of your lease*
No matter how much you drive, where you live or what you earn, Fleetcare can design a lease to suit your life… and save you thousands.
This is a good question to ask. Many first timers don’t think about, or understand, what happens when their novated lease ends. You need to pay out the residual value and it can be a shock if you’re not prepared.
The key feature of a novated lease that makes them so affordable is the amount you finance. You are not financing the full purchase price of the car. You are financing the difference between the purchase price and what the car is worth at the end of the lease which is referred to as the residual value.
Depending on the car you pick, the lease term and kilometres travelled, the used value of your car will be higher, or lower, than the residual value.
To avoid nasty surprises at the end of the lease you should ask the leasing company to help you ‘forecast’ what your car will be worth at the end when the residual payment is due.
The process at the end of the lease is simple and you usually have three options:
Sell the car and pay out the residual value
Pay out the residual value and keep the car
Trade-in the car for a new one and get another novated lease
Option one and three require you to maximise the sale price to reduce your
WHAT HAPPENS AT THE END OF THE LEASE?out-of-pocket expenses. This means selling the car to a retail buyer which can be a hassle.
Selling the car to a dealer or wholesaler is the easiest option though you are paying for the convenience. The price they offer will be approximately $2,000 to $5,000 less than the retail market value.
An alternative is to use one of the specialised fleet auction companies that have products to help you maximise the price of your used novated lease vehicle. They can guarantee you a minimum sale price and then offer your car to retail buyers to maximise the sale price. Ask your leasing company to find out more.
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Take control of your Novated Lease with MyCar
FleetPartners online portal MyCar, offers you a user friendly online platform, to apply, track & manage your Novated Lease,
keeping you in control from beginning to end.
1300 882 266 fleetpartners.com.au
Important: Information in this guide is current as at January 2019 and is subject to change. It is your responsibility to ensure you are in possession of the most current version of the guide which can be downloaded at www.fleetpartners.com.au or by calling 1300 666 001. Fleet Partners Pty Ltd ABN 63 006 706 832.
Novated Leasing at your fingertips with FleetPartners!To register for MyCar contact FleetPartners on 1300 882 266
or visit FleetPartners.com.au/MyCar to find out more.
Find a vehicle and get 24/7 real time quotes
Track your application and approval process
Manage your Novated Lease anytime, anywhere
Save time and money
Why is it called a novated lease?
This is because of the special three way agreement between the employer, employee and leasing company. The document used to formalise this agreement is called a novation agreement.
A novation agreement is a common legal document used when assigning responsibilities (i.e. payment of your lease by your employer to the leasing company) to a third party.
What’s the difference between Recommended Retail Price (RRP) and on-road cost?
RRP retail is the manufacturer’s listed price for the vehicle only. The on-road cost includes registration fees, purchase stamp duty and dealer delivery costs.
Can I get a novated lease on a used or demonstrator vehicle?
Yes. Each leasing company has different restrictions on the age of used vehicles that can be financed so you need to check first. But if you’re buying a young,
QUESTIONS and answers
low kilometre car there should be no issues. You could also lease the vehicle currently parked in your driveway.
There are plenty of other questions to be answered and that’s where a specialist can help. Contact one of the advertisers in this guide, or your organisation’s preferred provider.
Where do the annual savings come from?
The savings come from a reduction in the initial purchase price through buying power and from not paying GST. There are also savings in fuel, maintenance and tyres (once again not paying the GST). And the last component of the savings comes by using pre-tax salary.
Why is there a difference between on-road cost and the amount financed?
The on-road cost is what you would pay when buying the vehicle yourself. The amount financed is the total on-road vehicle cost with a novated lease.
It’s lower because there is no GST and some vehicle manufacturers recognise novated buyers as a fleet buyer. So they provide extra discounts that may not be available to a retail buyer. The leasing companies also negotiate lower dealer delivery charges and extra discounts.
Do you have to drive high kilometres to benefit from a novated lease?
No. Even employees driving less than 7,000 kilometres per annum can benefit.
What happens if I change employers?
Here are some of the options if you leave your current employer but you should also check with your current provider.
Organise a new novated lease with your new employer through their preferred provider.
Continue to pay your lease payments and all running costs to the leasing company until the end of the lease.
Pay out the lease by selling or purchasing the vehicle.
cloud based fleet software
+61 3 9017 3520sales@catch-e.com.auwww.catch-e.com.au
Cloud based fleet softwareCatch-e is adaptable and a�ordable fleet software. Discover how it can
help transform your fleet business with our real time online demo.
Salary sacrifice quotations
Full leasing life cycle management
Finance interfaces
Fuel and maintenance interfaces
ATO compliant FBT reporting
Driver portal
Online claims for reimbursements
ISO 27001 compliant
Take control of your Novated Lease with MyCar
FleetPartners online portal MyCar, offers you a user friendly online platform, to apply, track & manage your Novated Lease,
keeping you in control from beginning to end.
1300 882 266 fleetpartners.com.au
Important: Information in this guide is current as at January 2019 and is subject to change. It is your responsibility to ensure you are in possession of the most current version of the guide which can be downloaded at www.fleetpartners.com.au or by calling 1300 666 001. Fleet Partners Pty Ltd ABN 63 006 706 832.
Novated Leasing at your fingertips with FleetPartners!To register for MyCar contact FleetPartners on 1300 882 266
or visit FleetPartners.com.au/MyCar to find out more.
Find a vehicle and get 24/7 real time quotes
Track your application and approval process
Manage your Novated Lease anytime, anywhere
Save time and money
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EXPLANATION of headingsMakeThe manufacturer of the vehicle.
ModelThe model of the vehicle.
VariantThe vehicle specification within the model range.
Body TypeDescribes the shape of the car.
Fuel TypeThe fuel used to power the vehicle.
TransmissionHow you change the gears. It’s not just manual or automatic anymore.
PerformanceEngine power output.
RRPThe manufacturer Recommended Retail Price.
On Road CostThe total cost to get the vehicle on the road in NSW including registration, stamp duty and dealer delivery. Also known as driveaway price.
Amount Financed (Novated Lease)This is the amount you will borrow from the leasing company in your lease.
Residual ValueThe amount that you will need to pay at the end of the lease term.
Monthly RentalThis is the monthly amount that you would pay with a novated lease. It includes the finance component and a budget for all the vehicle’s running costs. i.e. fuel, maintenance, tyres, insurance.
Estimated Annual Savings After Tax* This is the estimated financial benefit of a novated lease compared to owning and financing the car yourself from post-tax salary.
Fleet Auto News Australia’s leading source for fleet industry news produces special reports focusing on key topics. Each report provides an in-depth coverage of the topic and is promoted via the Fleet Auto News website and the weekly newsletter.
Advertising and sponsorship opportunities are available for each report. For more information contact marc@fleetautonews.com.au
2019 SPECIAL REPORTS
ELECTRIC VEHICLES
SPECIAL REPORT
AUTONOMOUS VEHICLE
SPECIAL REPORT
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4x4 UTE†
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
4x4 UTE†
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
4x4 UTE†
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
FordRangerWildtrak 3.2 (4X4)Dual Cab P/UpDieselAuto147kW$62,790$66,082$60,847$27,381$1,647$3,385
FordRangerRaptor 2.0 (4X4)Double Cab P/UpDieselAuto157kW$74,990$78,892$73,657$33,146$1,889$3,692
HSVColoradoSportscat (4X4)Crew Cab P/UpDieselAuto147kW$62,990$66,292$61,057$27,476$1,651$3,390
MitsubishiTritonGLS (4X4) SportsDual Cab UtilityDieselAuto133kW$46,490$48,967$44,741$20,133$1,315$2,929
IsuzuD-MaxHi-Ride (4X4)Crew Cab UtilityDieselAuto130kW$50,990$53,692$49,057$22,075$1,399$3,014
NissanNavaraST (4X4)Dual Cab P/UpDieselManual140kW$47,190$49,702$45,412$20,435$1,290$2,742
FordRangerXLT 2.0 (4X4)Double Cab P/UpDieselAuto157kW$59,390$62,512$57,277$25,775$1,540$3,089
MazdaBT-50GT (4X4)Dual Cab UtilityDieselAuto147kW$56,990$59,992$54,811$24,665$1,548$3,327
ToyotaHiluxRogue (4X4)Double Cab P/UpDieselAuto130kW$61,690$64,927$59,692$26,862$1,606$3,254
HoldenColoradoLTZ (4X4)Crew Cab P/UpDieselAuto147kW$52,690$55,477$50,687$22,809$1,449$3,146
Mercedes-BenzX250D PowerDual Cab P/UpDieselAuto140kW$64,500$67,877$62,642$28,189$1,663$3,333
ToyotaHiluxRugged (4X4)Double Cab P/UpDieselAuto130kW$56,990$59,992$54,811$24,665$1,511$3,127
21
Novated Leasing Guide 2019
Data supplied by
SUVMEDIUM
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUVMEDIUM
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
ELECTRIC
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
BMWi3S 120AH4D HatchbackElectricAuto135kW$69,900$73,547$68,312$30,741$1,624$2,684
FordEscapeTitanium (AWD)4D WagonDieselAuto132kW$48,340$50,912$46,517$20,933$1,312$2,764
HoldenEquinoxLTZ-V (AWD)4D WagonPetrolAuto188kW$46,290$48,757$44,549$20,047$1,311$2,926
HyundaiIONIQElectric Elite4D HatchbackElectricAuto88kW$44,990$47,392$43,302$19,486$1,137$2,100
HoldenCaptiva7 Seat LS (FWD)4D WagonPetrolAuto123kW$30,490$32,457$29,685$13,358$1,024$2,671
HondaCR-VVTi (2WD)4D WagonPetrolCVT140kW$30,690$32,663$29,873$13,443$990$2,474
JaguarI-PaceEV400 S AWD4D WagonElectricAuto294kW$119,000$125,102$119,867$53,940$2,741$4,680
HoldenCaptiva7 Seat LTZ (AWD)4D WagonDieselAuto135kW$41,490$43,787$40,015$18,007$1,206$2,754
HondaCR-VVTi-S (AWD)4D WagonPetrolCVT140kW$35,490$37,607$34,381$15,471$1,078$2,554
RenaultZoeIntens4D HatchbackElectricAuto68kW$49,490$52,117$47,618$21,428$1,221$2,185
HoldenEquinoxLS Plus (FWD)4D WagonDieselAuto100kW$35,990$38,122$34,850$15,683$1,068$2,462
HyundaiTucsonActive X (FWD)4D WagonPetrolManual122kW$31,350$33,344$30,494$13,722$1,021$2,585
22
Novated Leasing Guide 2019
Data supplied by
SUVMEDIUM
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUVMEDIUM
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUVMEDIUM
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
MitsubishiOutlanderExceed (AWD)4D WagonPetrolCVT124kW$41,990$44,302$40,485$18,218$1,197$2,663
MitsubishiOutlanderES 5 Seat (2WD)4D WagonPetrolManual110kW$28,990$30,912$28,277$12,724$959$2,446
MazdaCX-5Maxx (4X2)4D WagonPetrolAuto115kW$31,770$33,776$30,888$13,900$1,010$2,492
MazdaCX-5Akera (4X4)4D WagonPetrolAuto170kW$49,170$51,782$47,312$21,290$1,365$2,980
LexusNX300Luxury (FWD)4D WagonPetrolAuto175kW$54,800$57,692$52,710$23,720$1,470$3,085
Land RoverDiscovery SportTD4 (110kW) SE4D WagonDieselAuto110kW$56,700$59,687$54,532$24,540$1,449$2,821
KiaSportageSi (FWD)4D WagonPetrolAuto114kW$29,990$31,942$29,216$13,147$996$2,562
KiaSportageGT-Line (AWD)4D WagonPetrolAuto135kW$44,790$47,186$43,114$19,401$1,283$2,898
KiaSportageGT-Line (AWD)4D WagonDieselAuto136kW$47,690$50,227$45,892$20,651$1,300$2,752
JeepCherokeeSport (4X2)4D WagonPetrolAuto130kW$35,950$38,082$34,814$15,666$1,105$2,662
HyundaiTucsonHighlander (AWD)4D WagonPetrolAuto130kW$46,500$48,977$44,750$20,137$1,315$2,930
HyundaiTucsonElite (FWD)4D WagonPetrolAuto122kW$37,850$40,039$36,598$16,469$1,140$2,694
23
Novated Leasing Guide 2019
Data supplied by
SUVMEDIUM
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUVMEDIUM
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUVMEDIUM
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
ToyotaRAV 4GXL (4X4)4D WagonPetrolAuto132kW$38,490$40,697$37,198$16,739$1,151$2,704
ToyotaRAV 4GX (2WD)4D WagonPetrolCVT107kW$31,490$33,487$30,624$13,781$1,005$2,487
ToyotaRAV 4Cruiser (4X4)4D WagonPetrolAuto132kW$44,490$46,877$42,832$19,275$1,278$2,893
SuzukiGrand VitaraSports (4X4)4D WagonPetrolAuto122kW$33,490$35,547$32,502$14,626$1,098$2,821
SubaruForester2.5i Premium (AWD)4D WagonPetrolCVT136kW$38,490$40,697$37,198$16,739$1,133$2,604
SubaruForester2.5i (AWD)4D WagonPetrolCVT136kW$33,490$35,547$32,502$14,626$1,041$2,521
RenaultKoleosLife (4X2)4D WagonPetrolCVT126kW$30,990$32,972$30,155$13,570$1,014$2,579
RenaultKoleosIntens (4X4)4D WagonPetrolCVT126kW$45,990$48,442$44,261$19,917$1,305$2,920
Peugeot5008GT4D WagonDieselAuto133kW$54,490$57,367$52,413$23,586$1,408$2,779
NissanX-TrailST-L 7 Seat (2WD)4D WagonPetrolCVT126kW$38,700$40,913$37,395$16,828$1,155$2,708
NissanX-TrailST-L (4WD)4D WagonPetrolCVT126kW$39,200$41,428$37,864$17,039$1,164$2,716
MitsubishiOutlanderPHEV (Hybrid) ES4D WagonPetrolAuto87kW$45,990$48,442$44,261$19,917$1,193$2,319
24
Novated Leasing Guide 2019
Data supplied by
SUVSMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUVSMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUVMEDIUM
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
HoldenTraxLTZ4D WagonPetrolAuto103kW$30,490$32,457$29,685$13,358$986$2,471
HoldenTraxLT4D WagonPetrolAuto103kW$26,264$28,105$25,717$11,573$909$2,400
HoldenTraxLS4D WagonPetrolManual103kW$23,990$25,762$23,581$10,611$868$2,362
FordEcosportAmbiente4D WagonPetrolAuto90kW$22,790$24,526$22,454$10,104$846$2,342
BMWX1sDrive 18i M Sport4D WagonPetrolAuto100kW$49,020$51,627$47,171$21,227$1,306$2,677
AudiQ32.0 TDI Sport Quattro4D WagonDieselAuto135kW$58,000$61,052$55,817$25,118$1,474$2,849
AudiQ31.4 TFSI (110kW)4D WagonPetrolAuto110kW$43,400$45,754$41,809$18,814$1,220$2,674
AudiQ22.0 TFSI Quattro4D WagonPetrolAuto140kW$49,400$52,022$47,531$21,389$1,332$2,784
VolvoXC60D4 Momentum4D WagonDieselAuto140kW$61,990$65,242$60,007$27,003$1,556$2,962
VolkswagenTiguanAllspace 162 TSI4D WagonPetrolAuto162kW$52,990$55,792$50,975$22,939$1,436$3,051
VolkswagenTiguan132 TSI Comfort4D WagonPetrolAuto132kW$42,490$44,817$40,954$18,429$1,241$2,860
VolkswagenGolfAlltrack 132 TSI4D WagonPetrolAuto132kW$35,250$37,361$34,156$15,370$1,073$2,550
25
Novated Leasing Guide 2019
Data supplied by
SUVSMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUVSMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUVSMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
Mercedes-BenzGLA1804D WagonPetrolAuto90kW$44,700$47,093$43,029$19,363$1,244$2,696
MazdaCX-3Neo Sport (FWD)4D WagonPetrolAuto110kW$23,790$25,556$23,393$10,527$845$2,259
MazdaCX-3Maxx Sport (AWD)4D WagonPetrolAuto110kW$27,690$29,573$27,056$12,175$935$2,424
MazdaCX-3Akari (AWD)4D WagonPetrolAuto110kW$36,790$38,946$35,601$16,021$1,102$2,576
JeepRenegadeSport4D WagonPetrolManual81kW$26,000$27,832$25,468$11,461$886$2,296
JeepCompassSport (FWD)4D WagonPetrolAuto129kW$30,750$32,726$29,931$13,469$1,010$2,575
HyundaiKonaHighlander (FWD)4D WagonPetrolAuto110kW$35,500$37,617$34,390$15,475$1,078$2,554
HyundaiKonaHighlander (AWD)4D WagonPetrolAuto130kW$39,000$41,222$37,677$16,954$1,142$2,613
HyundaiKonaElite (FWD)4D WagonPetrolAuto110kW$29,500$31,437$28,755$12,940$968$2,454
HyundaiKonaActive (AWD)4D WagonPetrolAuto130kW$27,000$28,862$26,407$11,883$923$2,412
HondaHR-VVTi-S4D WagonPetrolCVT105kW$27,990$29,882$27,337$12,302$941$2,429
HondaHR-VVTi4D WagonPetrolCVT105kW$24,990$26,792$24,520$11,034$886$2,379
26
Novated Leasing Guide 2019
Data supplied by
SUVSMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUVSMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUVSMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
VolvoXC40T5 R-Design (AWD)4D WagonPetrolAuto185kW$55,990$58,942$53,852$24,233$1,492$3,108
VolvoXC40T4 Momentum4D WagonPetrolAuto140kW$44,990$47,392$43,302$19,486$1,268$2,801
ToyotaC-HRKoba (AWD)4D WagonPetrolCVT85kW$35,290$37,401$34,193$15,387$1,055$2,451
ToyotaC-HR(2WD)4D WagonPetrolCVT85kW$28,990$30,912$28,277$12,724$940$2,345
SuzukiVitaraRT-X (4WD)4D WagonDieselAuto88kW$35,990$38,122$34,850$15,683$1,049$2,362
SubaruXV2.0i-S4D WagonPetrolCVT115kW$35,540$37,660$34,429$15,493$1,079$2,555
SubaruXV2.0i4D WagonPetrolCVT115kW$28,280$30,181$27,610$12,425$946$2,434
RenaultCapturS-Edition4D WagonPetrolAuto110kW$30,490$32,457$29,685$13,358$949$2,270
MitsubishiEclipse CrossExceed (AWD)4D WagonPetrolCVT110kW$38,500$40,707$37,207$16,743$1,152$2,704
MitsubishiEclipse CrossES (2WD)4D WagonPetrolCVT110kW$29,990$31,942$29,216$13,147$977$2,462
MitsubishiASXLS (2WD)4D WagonPetrolCVT110kW$27,990$29,882$27,337$12,302$959$2,529
MitsubishiASXES (2WD)4D WagonPetrolCVT110kW$25,490$27,307$24,990$11,245$914$2,487
27
Novated Leasing Guide 2019
Data supplied by
LIGHT
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
LIGHT
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
LARGE
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
KiaRioGT-Line5D HatchbackPetrolAuto84kW$23,090$24,835$22,736$10,231$814$2,147
HyundaiAccentSport5D HatchbackPetrolManual103kW$15,490$17,007$15,599$7,019$676$2,027
HyundaiAccentSport5D HatchbackPetrolAuto103kW$17,490$19,067$17,477$7,865$731$2,161
HyundaiAccentSport4D SedanPetrolAuto103kW$17,490$19,067$17,477$7,865$731$2,161
HondaJazzVTi5D HatchbackPetrolManual88kW$14,990$16,492$15,129$6,808$667$2,019
HoldenBarinaLT5D HatchbackPetrolAuto85kW$20,390$22,054$20,200$9,090$783$2,202
FordFiestaST3D HatchbackPetrolManual134kW$27,490$29,367$26,868$12,091$913$2,320
AudiA1Sportback 1.0 TFSI5D HatchbackPetrolAuto70kW$28,900$30,819$28,192$12,686$901$2,144
SkodaSuperb206 TSI Sportline4D SedanPetrolAuto206kW$59,990$63,142$57,907$26,058$1,552$3,105
KiaStinger200S4D SedanPetrolAuto182kW$46,990$49,492$45,220$20,349$1,343$3,039
HoldenCommodoreRS5D LiftbackPetrolAuto235kW$40,790$43,066$39,358$17,711$1,212$2,843
HoldenCalaisV4D SportwagonPetrolAuto235kW$53,990$56,842$51,934$23,370$1,474$3,170
28
Novated Leasing Guide 2019
Data supplied by
LUXURY‡
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
LIGHT
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
LIGHT
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
AplineA110
2D CoupePetrolAuto185kW$106,500$111,977$106,742$48,034$2,559$4,720
Alfa RomeoStelvioTI4D WagonPetrolAuto206kW$78,900$82,997$77,762$34,993$1,951$3,703
Alfa RomeoGiuliaQuadrifoglio (QV)4D SedanPetrolAuto375kW$143,900$151,247$146,012$65,706$3,478$6,600
Alfa Romeo4CTarga (Spider)2D ConvertiblePetrolAuto177kW$99,000$104,102$98,867$44,490$2,401$4,483
ToyotaYarisZR5D HatchbackPetrolAuto80kW$22,670$24,403$22,342$10,054$825$2,240
ToyotaYarisAscent5D HatchbackPetrolAuto63kW$16,920$18,482$16,944$7,625$702$2,051
ToyotaPriusI-Tech Hybrid5D HatchbackPetrolCVT73kW$43,900$46,269$42,278$19,025$1,173$2,382
RenaultClioGT-Line5D HatchbackPetrolAuto88kW$23,490$25,247$23,112$10,400$840$2,254
MiniClubmanCooper4D WagonPetrolAuto100kW$37,900$40,089$36,644$16,490$1,084$2,394
MazdaMazda2GT5D HatchbackPetrolAuto81kW$23,680$25,443$23,290$10,481$824$2,157
KiaRioSport5D HatchbackPetrolAuto74kW$20,090$21,745$19,919$8,963$778$2,197
KiaRioS5D HatchbackPetrolAuto74kW$19,020$20,645$18,916$8,512$758$2,179
29
Novated Leasing Guide 2019
Data supplied by
LUXURY‡
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
LUXURY‡
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
LUXURY‡
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
FordMustangGT 5.0 V82D ConvertiblePetrolAuto339kW$74,709$78,601$73,366$33,015$1,978$4,185
FordMustangFastback Bullitt2D CoupePetrolManual345kW$73,688$77,525$72,290$32,531$1,938$4,056
FordEverestTitanium (4WD)4D WagonDieselAuto157kW$73,990$77,842$72,607$32,673$1,850$3,564
BMWX5xDrive 30D Sport 4D WagonDieselAuto195kW$116,990$122,992$117,757$52,991$2,825$5,291
BMWi8Hybrid2D CoupeElectricAuto266kW$299,000$314,102$308,867$138,990$7,020$12,964
AudiTTRS Quattro2D RoadsterPetrolAuto294kW$141,900$149,147$143,912$64,761$3,450$6,610
AudiSQ74.0 TDI V8 Quattro4D WagonDieselAuto320kW$161,900$170,147$164,912$74,211$3,902$7,408
AudiRS52.9 TFSI Quattro2D CoupePetrolAuto331kW$156,600$164,582$159,347$71,706$3,796$7,270
AudiRS4Avant Quattro4D WagonPetrolAuto331kW$152,900$160,697$155,462$69,958$3,709$7,104
AudiRS3Quattro4D SedanPetrolAuto294kW$84,900$89,297$84,062$37,828$2,092$3,972
AudiRS Q32.5 TFSI Quattro4D WagonPetrolAuto250kW$84,911$89,313$84,078$37,835$2,111$4,073
AudiR8RWS2D RoadsterPetrolAuto397kW$299,500$314,627$309,392$139,227$7,219$13,988
30
Novated Leasing Guide 2019
Data supplied by
LUXURY‡
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
LUXURY‡
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
LUXURY‡
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
Mercedes-BenzG350D4D WagonDieselAuto180kW$164,611$172,998$167,763$75,494$4,004$7,731
Mercedes-BenzCLS250D4D WagonPetrolAuto150kW$125,400$131,822$126,587$56,964$3,005$5,569
Mercedes-AMGC434D SedanPetrolAuto270kW$102,611$107,898$102,663$46,199$2,505$4,746
MazdaCX-8Asaki (AWD)4D WagonDieselAuto140kW$61,490$64,717$59,482$26,767$1,564$3,048
MazdaCX-9GT (AWD)4D WagonPetrolAuto170kW$63,390$66,712$61,477$27,665$1,659$3,402
LexusIS300F Sport4D SedanPetrolAuto180kW$67,191$70,703$65,468$29,461$1,718$3,409
LexusES300HLuxury Hybrid4D SedanPetrolCVT171kW$59,888$63,035$57,800$26,010$1,531$3,002
LexusES300HSports Luxury Hybrid4D sedanPetrolCVT118kW$74,888$78,785$73,550$33,098$1,850$3,489
KiaCarnivalPlatinum4D WagonDieselAuto147kW$62,790$66,082$60,847$27,381$1,628$3,285
JeepGrand CherokeeTrackhawk (4X4)4D WagonPetrolAuto522kW$134,900$141,797$136,562$61,453$3,435$7,097
JaguarE-PaceP250 R-Dynamic4D WagonPetrolAuto183kW$54,150$57,012$52,089$23,440$1,458$3,073
JaguarF-Pace35T S AWD (280kW)4D WagonPetrolAuto280kW$107,823$113,370$108,135$48,661$2,647$5,080
31
Novated Leasing Guide 2019
Data supplied by
MEDIUM
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
LUXURY‡
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
LUXURY‡
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
HondaAccordVTi-L4D SedanPetrolAuto129kW$43,990$46,362$42,363$19,063$1,268$2,885
HondaAccordV6-L4D SedanPetrolAuto206kW$52,990$55,792$50,975$22,939$1,455$3,152
FordMondeoTitanium5D HatchbackPetrolAuto177kW$44,790$47,186$43,114$19,401$1,283$2,898
FordMondeoAmbiente4D WagonPetrolAuto149kW$35,040$37,145$33,960$15,282$1,088$2,647
VolvoXC90T6 Momentum4D WagonPetrolAuto235kW$96,900$101,897$96,662$43,498$2,371$4,489
ToyotaLandcruiserPrado Kakadu 4X44D WagonDieselAuto130kW$84,119$88,481$83,246$37,461$2,076$3,950
ToyotaLandcruiserLC200 Sahara 4X44D WagonDieselAuto200kW$119,930$126,082$120,847$54,381$3,007$6,024
ToyotaLandcruiserLC200 GX 4X44D WagonDieselAuto200kW$77,890$81,937$76,702$34,516$2,042$4,275
TeslaModel X75D4D WagonElectricAuto245kW$126,300$132,767$127,532$57,390$2,913$5,008
TeslaModel S75D4D HatchbackElectricAuto245kW$117,900$123,947$118,712$53,421$2,715$4,631
Ram1500Express (4X4)Quad Cab UtilityPetrolAuto291kW$79,950$84,102$78,867$35,490$2,066$4,233
PorscheMacanGTS4D WagonPetrolAuto265kW$113,700$119,537$114,302$51,436$2,785$5,344
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Novated Leasing Guide 2019
Data supplied by
MEDIUM
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
MEDIUM
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
MEDIUM
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
ToyotaCamrySL V64D SedanPetrolAuto224kW$44,090$46,465$42,457$19,106$1,289$2,986
ToyotaCamryAscent (Hybrid)4D SedanPetrolCVT133kW$30,090$32,045$29,310$13,189$923$2,164
SubaruLiberty3.6R Premium4D SedanPetrolCVT191kW$43,140$45,488$41,566$18,705$1,290$3,071
MazdaMazda6Touring4D SedanPetrol6A140kW$36,690$38,843$35,508$15,978$1,100$2,574
MazdaMazda6Atenza4D SedanPetrol6A170kW$47,690$50,227$45,892$20,651$1,337$2,952
KiaOptimaGT4D SedanPetrolAuto180kW$43,290$45,641$41,706$18,767$1,256$2,873
HyundaiSonataPremium4D SedanPetrolAuto180kW$45,490$47,917$43,782$19,702$1,296$2,911
HyundaiSonataActive4D SedanPetrolAuto138kW$30,990$32,972$30,155$13,570$1,014$2,579
HyundaiIONIQPlug-In Hybrid4D HatchbackPetrolAuto77kW$40,990$43,272$39,546$17,796$1,066$2,045
HyundaiIONIQHybrid Elite4D HatchbackPetrolAuto77kW$33,990$36,062$32,972$14,837$975$2,129
Hyundaii40Active Tourer4D WagonPetrolAuto121kW$33,090$35,135$32,127$14,457$1,053$2,614
Hyundaii40Active4D SedanDieselAuto104kW$33,690$35,753$32,690$14,711$1,007$2,324
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Novated Leasing Guide 2019
Data supplied by
SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
PEOPLEMOVER
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
MICRO
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
CitroenC4Picasso4D WagonPetrolAuto121kW$39,450$41,687$38,101$17,145$1,131$2,520
BMW220i Luxury Line2D CoupePetrolAuto135kW$53,900$56,747$51,847$23,331$1,416$2,868
AudiA330 TFSI Sportback5D HatchbackPetrolAuto85kW$36,600$38,750$35,423$15,940$1,061$2,372
Alfa RomeoGiuliettaVeloce TCT5D HatchbackPetrolAuto177kW$41,900$44,209$40,400$18,180$1,195$2,661
KiaCarnivalS4D WagonPetrolAuto206kW$42,490$44,817$40,954$18,429$1,316$3,260
HyundaiImaxActive4D WagonDieselAuto125kW$43,990$46,362$42,363$19,063$1,287$2,985
HondaOdysseyVTi-L4D WagonPetrolCVT129kW$47,590$50,122$45,796$20,608$1,335$2,950
CitroenGrand C4Picasso4D WagonPetrolAuto110kW$45,400$47,822$43,695$19,663$1,219$2,508
MitsubishiMirageES5D HatchbackPetrolCVT57kW$14,990$16,492$15,129$6,808$648$1,919
KiaPicantoS5D HatchbackPetrolAuto62kW$15,690$17,213$15,787$7,104$680$2,031
KiaPicantoGT-Line5D HatchbackPetrolAuto62kW$17,290$18,861$17,289$7,780$709$2,057
Fiat500Lounge3D HatchbackPetrolAuto51kW$21,490$23,187$21,233$9,555$784$2,120
34
Novated Leasing Guide 2019
Data supplied by
SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
Hyundaii30Premium4D HatchbackPetrolAuto120kW$32,790$34,826$31,845$14,330$1,028$2,509
Hyundaii30GO4D HatchbackPetrolAuto120kW$22,290$24,011$21,985$9,893$837$2,334
Hyundaii30Elite4D HatchbackPetrolAuto120kW$27,790$29,676$27,150$12,217$937$2,426
Hyundaii30Active 1.6 CRDi4D HatchbackDieselAuto100kW$26,090$27,925$25,553$11,499$869$2,197
HyundaiElantraSR Turbo (Red)4D SedanPetrolAuto150kW$31,585$33,585$30,714$13,821$1,006$2,489
HyundaiElantraElite 2.0 MPi4D SedanPetrolAuto112kW$26,990$28,852$26,398$11,879$922$2,412
HyundaiElantraActive 2.0 MPi4D SedanPetrolManual112kW$21,950$23,662$21,667$9,750$830$2,328
HyundaiElantraActive 2.0 MPi4D SedanPetrolAuto112kW$24,250$26,031$23,826$10,722$872$2,367
HondaCivicVTi-LX5D HatchbackPetrolCVT127kW$33,590$35,650$32,596$14,668$1,024$2,422
HondaCivicRS4D SedanPetrolCVT127kW$31,790$33,796$30,906$13,908$991$2,392
HoldenAstraLT4D SportwagonPetrolAuto110kW$29,490$31,427$28,746$12,936$949$2,354
FordFocusST25D HatchbackPetrolManual184kW$38,990$41,212$37,667$16,950$1,142$2,613
35
Novated Leasing Guide 2019
Data supplied by
SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
ToyotaCorollaSX (Hybrid)5D HatchbackPetrolCVT72kW$28,370$30,274$27,695$12,463$891$2,135
ToyotaCorollaSX4D SedanPetrolCVT103kW$26,070$27,905$25,535$11,491$906$2,397
ToyotaCorollaAscent (Hybrid)5D HatchbackPetrolCVT72kW$25,870$27,699$25,347$11,406$846$2,093
SubaruImpreza2.0i (AWD)5D HatchbackPetrolCVT115kW$22,890$24,629$22,548$10,147$848$2,344
RenaultMeganeZen4D SedanPetrolAuto97kW$28,490$30,397$27,807$12,513$931$2,337
Mercedes-BenzA200
5D HatchbackPetrolAuto120kW$47,200$49,712$45,421$20,439$1,291$2,742
MazdaMazda3SP25 Astina5D HatchbackPetrolAuto138kW$27,415$29,292$26,800$12,060$912$2,319
MazdaMazda3Neo Sport5D HatchbackPetrolAuto114kW$22,490$24,217$22,172$9,978$821$2,237
LexusCT 200h HybridSports Luxury5D HatchbackPetrolCVT73kW$56,900$59,897$54,724$24,626$1,434$2,724
KiaSoulSi4D HatchbackPetrolAuto113kW$24,990$26,792$24,520$11,034$905$2,479
KiaCeratoSLi5D HatchbackPetrolAuto112kW$32,490$34,517$31,563$14,204$1,023$2,504
KiaCeratoS4D SedanPetrolAuto112kW$23,790$25,556$23,393$10,527$864$2,359
36
Novated Leasing Guide 2019
Data supplied by
SUVLARGE
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUVLARGE
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
JeepWrangler Freedom (4X4)4D SofttopPetrolAuto209kW$48,290$50,857$46,467$20,910$1,423$3,364
IsuzuMU-XLS-T (4X4)4D WagonDieselAuto130kW$52,990$55,792$50,975$22,939$1,436$3,051
HyundaiSanta FeHighlander CRDi 4D WagonDieselAuto147kW$60,795$63,987$58,752$26,439$1,587$3,228
HyundaiSanta FeActive CRDi (AWD)4D WagonDieselAuto147kW$46,000$48,452$44,270$19,922$1,306$2,920
HyundaiSanta FeActive (AWD)4D WagonPetrolAuto138kW$43,000$45,342$41,433$18,645$1,269$2,968
HoldenTrailblazerZ71 (4X4)4D WagonDieselAuto147kW$53,490$56,317$51,454$23,154$1,464$3,161
HoldenAcadiaLTZ (AWD)4D WagonPetrolAuto231kW$57,490$60,517$55,291$24,881$1,539$3,236
FordEnduraTrend (AWD)4D WagonDieselAuto140kW$48,990$51,592$47,138$21,212$1,343$2,876
VolkswagenGolf110 TSI5D HatchbackPetrolAuto110kW$29,750$31,696$28,991$13,046$935$2,258
ToyotaPrius-CHybrid5D HatchbackPetrolCVT54kW$24,040$25,815$23,630$10,633$812$2,063
ToyotaPrius VHybrid4D WagonPetrolCVT73kW$35,400$37,514$34,296$15,433$1,020$2,252
ToyotaCorollaZR4D SedanPetrolCVT103kW$31,920$33,932$31,030$13,964$1,013$2,495
37
Novated Leasing Guide 2019
Data supplied by
SUVLARGE
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUVLARGE
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUVLARGE
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
ToyotaLandcruiserPrado GX (4X4)4D WagonDieselAuto130kW$56,490$59,467$54,332$24,449$1,501$3,117
ToyotaKlugerGXL (4X4)4D WagonPetrolAuto218kW$58,950$62,052$56,817$25,568$1,587$3,377
ToyotaKlugerGX (4X2)4D WagonPetrolAuto218kW$44,850$47,249$43,172$19,427$1,303$2,999
ToyotaFortunerGXL4D WagonDieselAuto130kW$49,490$52,117$47,618$21,428$1,390$3,086
SubaruOutback3.6R4D WagonPetrolCVT191kW$49,140$51,752$47,285$21,278$1,402$3,180
SkodaKodiaq132 TSI (4X4)4D WagonPetrolAuto132kW$47,490$50,017$45,700$20,565$1,333$2,948
NissanPathfinderST-L (4X4)4D WagonPetrolCVT202kW$58,375$61,447$56,212$25,296$1,576$3,360
MitsubishiPajero SportExceed (4X4) 7 Seat4D WagonDieselAuto133kW$54,200$57,062$52,135$23,461$1,459$3,074
MazdaCX-9Sport (FWD)4D WagonPetrolAuto170kW$44,990$47,392$43,302$19,486$1,287$2,901
KiaSorentoSi (4X4)4D WagonDieselAuto147kW$45,490$47,917$43,782$19,702$1,277$2,811
KiaSorentoSi (4X2)4D WagonPetrolAuto206kW$42,990$45,332$41,424$18,641$1,288$3,068
KiaSorentoGT-Line (4X2)4D WagonPetrolAuto206kW$55,490$58,417$53,372$24,018$1,520$3,299
38
Novated Leasing Guide 2019
Data supplied by
SPORTS
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SPORTS
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SPORTS
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
VolkswagenPoloGTi5D HatchbackPetrolAuto147kW$30,990$32,972$30,155$13,570$977$2,379
Toyota86GTS2D CoupePetrolAuto152kW$38,940$41,162$37,622$16,930$1,141$2,612
SubaruWRXSTi Spec R (AWD)4D SedanPetrolManual221kW$57,790$60,832$55,597$25,019$1,582$3,444
SubaruLevorg2.0 STi Sport (AWD)4D WagonPetrolCVT197kW$52,090$54,847$50,112$22,550$1,438$3,135
SubaruBRZTS2D CoupePetrolAuto147kW$42,194$44,512$40,676$18,304$1,217$2,754
RenaultClioRS 200 Cup5D HatchbackPetrolAuto147kW$32,490$34,517$31,563$14,204$1,004$2,404
MazdaMX-5RF GT2D ConvertiblePetrolManual135kW$46,960$49,462$45,193$20,337$1,305$2,838
KiaStingerGT-Line 4D SedanPetrolAuto182kW$55,990$58,942$53,852$24,233$1,511$3,208
HyundaiVelosterSR Turbo3D CoupePetrolAuto150kW$33,150$35,198$32,184$14,483$1,035$2,515
Hyundaii30N Performance 5D HatchbackPetrolManual202kW$40,900$43,179$39,461$17,757$1,195$2,745
HondaCivicType R5D HatchbackPetrolManual228kW$50,990$53,692$49,057$22,075$1,418$3,114
FordFocusRS5D HatchbackPetrolManual257kW$50,990$53,692$49,057$22,075$1,399$3,014
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Novated Leasing Guide 2019
Data supplied by
Disclaimer
While every effort has been made to verify the information in this guide, Fleet Auto News takes no responsibility for the accuracy or authenticity of the content. Fleet Auto News does not accept any liability to any person or entity for any information or any advice which is provided in this guide or incorporated into it by reference. The information provided is on the basis that anyone reading it undertakes the responsibility for assessing the relevance and accuracy of its content. The data and figures provided in this guide are not intended as financial or taxation advice. People reading the guide should obtain a formal quotation from a novated leasing provider and seek independent financial advice before entering into a novated lease agreement. * All calculation data provided by Fleetcare Pty Ltd during January 2019. Calculations were made using Fleetcare’s proprietary quoting system. All vehicle calculations from Fleetcare Pty Ltd using the following assumptions: A 36 month lease term travelling at 15,000 kilometres per annum for an employee earning $80,000 annually.† 4X4 UTE . Novated leases are for cars. Station wagons, panel vans and utilities are considered cars by the ATO if they are goods-carrying vehicles designed to carry less than one tonne. If a vehicle is designed to carry a load of one tonne or more it may not be eligible for a novated lease. This will impact some of the calculations and the potential savings available when salary packaging a vehicle. Readers should seek independent financial advice. Also some employers may not allow 4X4 Utes in a novated lease. ‡ Luxury Vehicles. When the Amount Financed is greater than the 2018/19 annual vehicle depreciation limit of $57,581 it will be regarded as a loan instead of a lease. So the depreciation and interest will be tax deductible rather than lease payments. This will impact some of the calculations and the potential savings available when salary packaging a vehicle. Readers should seek independent financial advice. Also some employers may not allow luxury vehicles in a novated lease.
INDEXAAlfa Romeo
4C 29Giulia 29Giulietta 34Stelvio 29
AplineA110 29
AudiA1 28A3 34Q2 25Q3 25R8 30RS3 30RS4 30RS5 30RS Q3 30SQ7 30TT 30
BBMW
2 34i3 22i8 30X1 25X5 30
CCitroen
C4 34Grand C4 34
FFiat
500 34
FordEcosport 25Endura 37Escape 22Everest 30Fiesta 28Focus 35, 39Mondeo 32Mustang 30Ranger 21
HHolden
Acadia 37Astra 35
Barina 28Calais 28Captiva 22Colorado 21Commodore 28Equinox 22Trailblazer 37Trax 25
HondaAccord 32Civic 35, 39Cr-V 22HR-V 26Jazz 28Odyssey 34
HSVColorado 21
HyundaiAccent 28Elantra 35i30 35, 39i40 33Imax 34Ioniq 22, 33Kona 26Santa Fe 37Sonata 33Tucson 22, 23Veloster 39
IIsuzu
D-Max 21Mu-X 37
JJaguar
E-Pace 31F-Pace 31I-Pace 22
JeepCherokee 23Compass 26Grand Cherokee 31Renegade 26Wrangler 37
KKia
Carnival 31, 34Cerato 36Optima 33Picanto 34Rio 28, 29Sorento 38Soul 36
Sportage 23Stinger 28, 39
LLand Rover
Discovery Sport 23
LexusCT 200H Hybrid 36ES300H 31IS300 31NX300 23
MMazda
BT-50 21CX-3 26CX-5 23CX-8 31CX-9 31, 38Mazda2 29Mazda3 36Mazda6 33MX-5 39
Mercedes-AMGC 31
Mercedes-BenzA200 36CLS 31G 31GLA 26X 21
MiniClubman 29
MitsubishiASX 27Eclipse Cross 27GLA 27Mirage 34Outlander 23, 24Pajero Sport 38Triton 21
NNissan
Navara 21Pathfinder 38X-Trail 24
PPeugeot
5008 24
PorscheMacan 32
RRam
1500 32
RenaultClio 29, 39Eclipse 27Koleos 24Megane 36Zoe 22
SSkoda
Kodiaq 38Superb 28
SubaruBRZ 39Forester 24Impreza 36Levorg 39Liberty 33Outback 38WRX 39XV 27
SuzukiGrand Vitara 24Vitara 27
TTesla
Model S 32Model X 32
Toyota86 39Camry 33C-HR 27Corolla 36, 37Fortuner 38Hilux 21Kluger 38Landcruiser 32, 38Prius 29Prius-C 37Prius V 37Rav4 24Yaris 29
VVolkswagen
Golf 25, 37Polo 39Tiguan 25
VolvoXC40 27XC60 25XC90 32
40
Novated Leasing Guide 2019
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